Alternative to Personal Capital

[CRG]

I've been using Personal Capital for about a year as a means to track my assets, keep tabs on CC balances, etc. However, recently there have been errors retrieving data for certain financial institutions, making the tool less useful than it once was. Emails to support haven't resulted in an improvement.

I hesitate to complain too much about PC, as it's a free tool, but I wouldn't mind paying for something that provides accurate data 100% of the time.

Suggestions?

[Mr. Green]

I know mint.com works similarly to Personal Capital. However, you may find that the errors are on the side of your financial institution and not the 3rd party vender (Personal Capital). If that's the case then you just have to roll with the occasional blip.

[gj83]

I've been using Money Center by Yodlee for over a decade since it was the source for the original Mint.com as well as several bank's white labeled aggregators.  I've recently tried to switch to Mint since Yodlee doesn't have a mobile app and their mobile site doesn't work anymore.

I like Yodlee much better than Mint for bill dates and overall account aggregation, but I like Mint for the actual day-by-day budgeting.  I also use SigFig just for my brokerage/retirement accounts so I can track my asset allocation.  SigFig won't update my Schwab account anymore but Mint and Yodlee can connect to Schwab just fine so that is annoying.


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[NorCal]

I've used a number of programs over the years, and they all suck to various degrees.  I think this is largely because the software used by brokers is a lot less standardized than that used by banks.  All programs have similar data issues with investment data.

I've personally found Quicken to be the most flexible.  It has the same data issues when transactions are first downloaded, but it allows the most flexibility to change them.

I still use Personal Capital to track my overall asset allocation (I like their tools better for that), but Quicken is my go-to source for dividends, contributions, current value, etc.

[CRG]

Thanks, everyone.

I'm leaning toward Quicken, but the current version has terrible reviews. I may wait a bit until they iron things out.

[MDM]

I've personally found Quicken to be the most flexible....Quicken is my go-to source for dividends, contributions, current value, etc.

Same here.  Could also list several disappointing things about it, but after 20+ years it's still "good enough."

[2Birds1Stone]

I have used mint and GNU Cash in the past, but REALLY like PC since I implemented it two years ago.

Aside from the occasional issue you mentioned, it's really darn good.

[VoteCthulu]

I've tried both Mint and PC, and I prefer Mint. The mobile app is really good for tracking CC and checking expenses, and setting monthly budgets. The main problem is the lack of flexibility in categories, so I end up using categories I don't spend anything for to track certain things, like "Baby Supplies" to track Amazon purchases, etc.

[farmecologist]

However, recently there have been errors retrieving data for certain financial institutions, making the tool less useful than it once was. Emails to support haven't resulted in an improvement.

I hesitate to complain too much about PC, as it's a free tool, but I wouldn't mind paying for something that provides accurate data 100% of the time.

I use Personal Capitol...and love it!  The only thing that somewhat annoys me is getting calls from a 'financial advisor' every now and then.  However, I guess that must be their business model.

Even though it is a free tool...don't hesitate to contact customer service.  I have had multiple account sync problems and they have always been extremely helpful.  Unless something has changed, I have been very impressed with them. 

By the way, they use the 'Yodlee' back end.  Ironically, I used to use 'Yodlee Moneycenter', and started having sync problems.  Customer service was not responsive at all.  The Personal Capitol folks ended up working with Yodlee to fix the sync issues.   Strange, eh?  It seems that Yodlee must favor working with it's partners over working directly with the public.

 

 

[exige]

Any issues I have had with PC I have submitted a ticket to them and had a Quick response and had the issue solved usually within a few days. Jut FYI