I just felt the need to thank Thor (short-haired version), God, the Flying Spaghetti Monster, the Universe, or perhaps just the real world actors directly involved in this series of events that have taken place over the past 24 hours to your humble fledgling writer...
1) my boss agreed to start a 401k. I am in charge of pushing it forward. Low expense offerings like Vanguard Target Date funds will be available.
2) my wife's company put her on a new high deductible health plan for our family, but is paying all but $100 in premiums/month, AND is putting $5,000 in our HSA (which will be invested per Mad Fientist's suggestions) We will max it out another $1800 or so for the family.
3) I negotiated a higher royalty for my book that is coming out very soon
4) My chalupa at Taco Bell was pretty good