50 Point Credit Score Jump on New auto Loan

[Laserjet3051]

I monitor my credit regularly, and do appreciate the limitations with the Vantage 3.0 scoring model. That said, my score from both Trans Union and Equifax jumped a whopping 50 points this week due to taking out a new auto loan. Never in my life has my score shot up so much from a single event. In fact, I was expecting it to go DOWN from the new auto loan as my debt to income ratio is now higher.

Went from a 750 to 800 (as per Credit Karma) by taking on more debt? Seems strange, is this typical?

[Catbert]

I can't speak from personal experience since I haven't had a car loan since the 1980s.  However, "variety" of types of credit is part of credit scoring so your score going up due to a new loan makes sense.  Not sure if 50 points would be typical.