2019 Year End Update

X= Yearly Expenses

~~2017 - Stache at 1x $50,000 - Ending Balance $63,000~~

2018 - Stache at 2x $100,000 - Ending Balance $165,000 = 3.3x expenses (Missing account got added to personal capital, so historical data is accurate)

2019 - Stache at 2.5x $150,000 - Ending Balance $236,000 = 4.7x expenses

2020 - Stache at 4x $200,000

2021 - Stache at 6x $300,000

2022 - Stache at 8x $400,000

2023 - Stache at 10x $500,000

2024 - Stache at 12x $600,000

2025 - Stache at 14x $700,000

2026 - Stache at 16x $800,000

2027 - Stache at 18x $900,000

2028 - Stache at 20x $1,000,000

2029 - Stache at 22x $1,100,000

2030 - Retire by end of year with 25x yearly expense rate $1,250,000

I'll follow Haypug and do a mid-year update!

**2020 Mid-Year Update**~~2017 - Stache at 1x $50,000 - Ending Balance $63,000~~

2018 - Stache at 2x $100,000 - Ending Balance $165,000 = 3.3x expenses (Missing account got added to personal capital, so historical data is accurate)

2019 - Stache at 2.5x $150,000 - Ending Balance $236,000 = 4.7x expenses

2020 - Stache at 4x $200,000 **Current Balance: $290,000. Stache at 5.8x **2021 - Stache at 6x $300,000

2022 - Stache at 8x $400,000

2023 - Stache at 10x $500,000

2024 - Stache at 12x $600,000

2025 - Stache at 14x $700,000

2026 - Stache at 16x $800,000

2027 - Stache at 18x $900,000

2028 - Stache at 20x $1,000,000

2029 - Stache at 22x $1,100,000

2030 - Retire by end of year with 25x yearly expense rate $1,250,000

Considering we front-load most of our tax-advantaged investments (already maxed 1 401k, family HSA, and almost another 401k), we're doing OK for this year. Going into 2020 we had a pretty healthy $36,000 "lead" on the plan, but 2020 markets have seen much volatility, so we'll see how it shakes out!