My husband and I have been FI for several years, but we're aiming for a stache that enables us to stay put in our home in a HCOL area of Ontario (and our house, which we bought in 2018 after moving back to Canada, is only half paid off). I also started a great role in late 2020 so I enjoy my work and my colleagues, so I'm in no great rush to retire. The work is really interesting and the firm's leadership honestly is well-meaning and compassionate, and they take concrete steps to make our work lives as pleasant as possible and help us deal with stress. (That said, I am working about 48-50 hours a week as a lawyer and wish I were working part-time.) WFH has been great, and my firm plans to introduce a flexible hybrid WFO/WFH model when things eventually return to "normal" (whatever that looks like.
I've set a date in April 2024 (my 60th birthday) to either fully retire, or reduce my hours significantly (e.g. to 24-32 hours a week) and continue for a few more years. If I'm still having a lot of fun, I'll try to go the part-time route. On the other hand, I'm very mindful of the fact that my mother died young, from lung cancer, a little more than a year after she fully retired.
My husband is naturally frugal in most areas of his life, but has a strong preference to live here, in our large house in the city. I've been much less frugal in my life until recently, but have been reining in my spending habits in a number of areas. I'd be happy living in a much smaller space, in a smaller city, with much less stuff - but I'm okay with our decision to stay here, even though it means I have to work for another few years.
I have some well-developed hobbies (fine art photography, animal rescue) that I'd like to devote more time to when my day job stops or shrinks, so I'm looking forward to the next stage of our life.