Year one- 2017 planned to pay off mortgage, travel, try going car free, maintain health, go sim only.
Mortgage paid off, been on holiday, planned the next. Did not go car free but car share with my youngest daughter. Received a new unlocked phone for Christmas so will be similar free once contract ends.
Year two - 2018 save, travel, maintain health
Savings set up on auto pay, continue pension contributions, losing weight and eating healthier. Cruise planned for this year, nearly paid off. Now mortgage paid I can ramp up my savings. Started getting some of the larger jobs done on the house new boiler fitted in 2017 need to pace myself with work on the house.
Year three from the start of my journey to freedom - 2019 travelled to Thailand, canoing,snorkeling and cooking, savings not really on track, but will resolve this next year. Still healthy, had some screening done no issues found and no regular medications or surgery I'm happy with that. Pension contributions maintained over the year.
Year four- 2020 save travel,maintain health, same again planning a cruise up the Baltic and a visit to St Petersburg. I am thinking better to do some long trips while I can still explore on foot.
Year five - 2021 save, travel, get all outstanding jobs on house completed,maintain health
Year six -2022 live as if retired make sure I can do it, ensure all training up to date, in case want to go part time,maintain health. Considering part time for last six months in different role, I will decide nearer the time.
2023 - retire in May
Still on track