Author Topic: 2022 FIRE cohort  (Read 195456 times)

Thoughtful Mule

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Re: 2022 FIRE cohort
« Reply #650 on: January 21, 2020, 08:03:56 AM »


Would love to hear how the cohort members are dealing with the psychology of a goal that seems really close but still really far.

I did an interesting experiment yesterday that I think may resonate with those that are getting close to FI, or RE. I've been reading Antifragile and started thinking about how my situation would be affected by various stressors, i.e. a long deep recession. I threw in job loss as well for kicks. The result is a significant hit on our portfolio, and fewer options for more lavish spending, travel, etc. But the really mind-blowing thing was that my life would look eerily similar to how I envision it post FI.

Id be working part time doing various jobs that suit me and are interesting, spending more time doing simple things with the family. I'd still be riding my bicycle. We'd still have one car. My wife would keep her rewarding and flexible teaching job and we'd just go about our lives.

So that's my mindset, Feeling great that just about all probable external scenarios result in the same great life.

Cheers to you all.

rachaelandthegoose

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Re: 2022 FIRE cohort
« Reply #651 on: January 31, 2020, 05:19:20 PM »
Kind of a fun personal milestone crossed today. When I started my current job, our countdown calendar read 56 months. As of today, we're flipping it to 28 months, so I'm half done with my job! Coasting to the finish line... :)

TheFixer

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Re: 2022 FIRE cohort
« Reply #652 on: February 01, 2020, 09:57:38 AM »
Haven't checked in here for a while.
We took our RV to Savannah GA and central FL over this past X-mas/NY holidays for 3 weeks. We really didn't want to go back to work in Jan, but the numbers aren't there yet. The house will be paid off in 2022, which is a good feeling.

We are officially 24 months from MrsFixer turning in her notice. Whether it is a 1mo or a 6mo notice depends on how her job is going. She got a substantial raise at the first of the year, but the stupid coworkers are really starting to wear on her.
I continue to 'work' at my hobby/job, but with a focus on cashflow to add to the stash. After RE, my hobby/job will revert to 'Hey, that's an interesting project!', rather than 'Hey, I could make a lot of $$ on that project.'

Here's hoping for another good year of market returns.




ItsALongStory

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Re: 2022 FIRE cohort
« Reply #653 on: February 01, 2020, 10:06:45 PM »
Exciting to see us approaching sub 20 month time-frames. Can't freaking wait!

SheWhoWalksAtLunch

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Re: 2022 FIRE cohort
« Reply #654 on: February 03, 2020, 12:05:06 PM »
Twice this weekend I found myself saying out loud, "in a little less than two years when we retire".  Its exciting and terrifying both at the same time.  Its also becoming an important part of our decision making process:  Do I need to replace this piece of my work wardrobe?  Which renovation project should we tackle next?  The answers in both cases were based in part on this new, less than two year count down.

dsw

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Re: 2022 FIRE cohort
« Reply #655 on: February 04, 2020, 10:38:53 AM »
I'm still at the "little more than two years" rather than the "little less than two years" point, but I'm looking forward to getting to the 100 weeks to go point. I feel like I should make a countdown calendar. On the rougher days, having that knowledge could make everything more palatable.

goat_music_generator

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Re: 2022 FIRE cohort
« Reply #656 on: February 05, 2020, 09:29:53 AM »
I've started making plans about things in the run-up to FIRE, because we have a bunch of cascading plans that are related to our rough date 2 years from now (we don't have an exact day or even month, since we may have at least one job change and move coming up, but expect that it'll be about 2 years):

* Figuring out what metropolitan area we want to live in after FIRE -- we've been working on this for years now but still haven't quite reached a decision
* Baby-related stuff -- we're planning to have our first child, ideally, right before FIRE so we can take advantage of generous parental leave policies provided by our employers. (This will be hard to deal with, since we're planning a cross-country move shortly after that, but I'm anxious about Biology and will be happier if we get started early.) This means it's almost time for us to start learning as much as possible about parenting, now ...
* Sorting out what communities we want to be part of, what matters to us in life, what kinds of things we want to do in FIRE so that we can start doing those now and not feel too adrift when we get there.

One thing that's bugging me is that ideally, I'd like to do some independent software development after FIRE; making new businesses, freelance, something of that sort -- but I can't really start now, because my employer has a very restrictive IP agreement that makes it difficult for them not to own everything I make.

asauer

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Re: 2022 FIRE cohort
« Reply #657 on: February 05, 2020, 11:07:20 AM »
Talking to DH today I realized I have just 2 more of each holiday to work.  Only two christmases where I have to juggle all staff calendars hoping to have days off, only 2 more thanksgivings where I have to squash in all the shopping and cooking into the infinitesimal minutes between work stuff, kid stuff and house stuff.  I am so excited.  Thinking of it this way makes RE seem so much closer.

asauer

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Re: 2022 FIRE cohort
« Reply #658 on: February 07, 2020, 02:37:13 PM »
Twice this weekend I found myself saying out loud, "in a little less than two years when we retire".  Its exciting and terrifying both at the same time.  Its also becoming an important part of our decision making process:  Do I need to replace this piece of my work wardrobe?  Which renovation project should we tackle next?  The answers in both cases were based in part on this new, less than two year count down.

I'm so excited to be at that place too.  I tossed a worn out pair of black pumps and thought "I don't need to buy anymore of these!"

freya

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Re: 2022 FIRE cohort
« Reply #659 on: February 09, 2020, 10:39:31 AM »
Love that!  And, same here.  Any new clothes are now viewed with the lens of "how is this going to be useful to me once I no longer need it for business attire?"

And there's the flip side:  Instead of going the extra mile to volunteer for this and that hoping that will earn me a few extra breadcrumbs from the overlords above, I'm now much more likely to say "heck with it.  Spending time with my <name family member or friend here> is going to be a lot more important in the long run."

friedmmj

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Re: 2022 FIRE cohort
« Reply #660 on: February 09, 2020, 12:01:53 PM »
Interesting that this 2022 group doesn't seem to have a running list of members.  Does anyone want to start one?  I'm in (jumping over from 2023).

Playing with Fire UK

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Re: 2022 FIRE cohort
« Reply #661 on: February 13, 2020, 12:58:59 AM »
I was all set to buy no more work clothes but then had a moment of alcohol-fulled forgetfulness and left my suit jacket in a taxi... So starting from now I'm planning to buy no more work clothes.

rachaelandthegoose

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Re: 2022 FIRE cohort
« Reply #662 on: February 13, 2020, 07:18:28 PM »
Interesting that this 2022 group doesn't seem to have a running list of members.  Does anyone want to start one?  I'm in (jumping over from 2023).

I'm game to try. I have a slow day at the office tomorrow, so I'll see if I can start pulling one together.

ItsALongStory

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Re: 2022 FIRE cohort
« Reply #663 on: February 13, 2020, 09:07:49 PM »
Stole this from the 2021 thread but looks like the formatting is somewhat messed up.

NameAge (at FIRE)FIRE Date
ItsALongStory428/1/2022
Rachaelandthegoosexxxx/xx/2022
friedmmjxxxx/xx/2022
Playing with Fire UKxxxx/xx/2022
freyaxxxx/xx/2022
asauerxxxx/xx/2022
goat_music_generatorxxxx/xx/2022
dswxxxx/xx/2022
SheWhoWalksAtLunchxxxx/xx/2022
TheFixerxxxx/xx/2022
« Last Edit: February 13, 2020, 09:12:08 PM by ItsALongStory »

RWD

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Re: 2022 FIRE cohort
« Reply #664 on: February 14, 2020, 08:13:19 AM »
Stole this from the 2021 thread but looks like the formatting is somewhat messed up.

NameAge (at FIRE)FIRE Date
ItsALongStory428/1/2022
Rachaelandthegoosexxxx/xx/2022
friedmmjxxxx/xx/2022
Playing with Fire UKxxxx/xx/2022
freyaxxxx/xx/2022
asauerxxxx/xx/2022
goat_music_generatorxxxx/xx/2022
dswxxxx/xx/2022
SheWhoWalksAtLunchxxxx/xx/2022
TheFixerxxxx/xx/2022



Fixed.

BlueHouse

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Re: 2022 FIRE cohort
« Reply #665 on: February 14, 2020, 09:14:18 AM »


Would love to hear how the cohort members are dealing with the psychology of a goal that seems really close but still really far.

In my personal financial spreadsheet (many spreadsheets in one workbook), I have a page where I track my liquid stash by month.  Columns are Date, Months to go, DAYS to go, Stash, a few other things, then Comments.  My very first entry was from 2017, when my work hit a particularly low point.  My comment in that first row is "waiting seemed undoable, but 60 months is the length of a car loan.  This is so do-able". 

I read that comment A LOT. 

Also, the worksheet tab is titled "1878 days to FI", but now it's really 692 days. I don't update the tab name. 

rachaelandthegoose

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Re: 2022 FIRE cohort
« Reply #666 on: February 14, 2020, 05:02:51 PM »
Stole this from the 2021 thread but looks like the formatting is somewhat messed up.

NameAge (at FIRE)FIRE Date
ItsALongStory428/1/2022
Rachaelandthegoosexxxx/xx/2022
friedmmjxxxx/xx/2022
Playing with Fire UKxxxx/xx/2022
freyaxxxx/xx/2022
asauerxxxx/xx/2022
goat_music_generatorxxxx/xx/2022
dswxxxx/xx/2022
SheWhoWalksAtLunchxxxx/xx/2022
TheFixerxxxx/xx/2022


Fixed.

Here's the raw list of names. I removed anyone who said they were moving to another cohort...

NAME   Age (at FIRE)   FIRE Date
2Birds1Stone      9/1/22
AccidentalMiser      4/1/22
AllieVaulter      
AllieVaulter       
Arbitrage      
arrintonpalmer      6/6/22
asauer      
aspiretoretire      
aspiringnomad      
atreechange      February
Axecleaver      6/1/22
Baboo      12/31/22
beer-man      
Bgordon      
BigHaus89      
BlueHouse      
Bob W      
BriarRose111      
Brother Esau      
Cadman      
Calvawt      7/5/22
CharlesBronzee      
cheddarpie      
Chuck      
Classical_Liberal       
cloudsail      
countdown      
couponvan      On  smoke break
damize      
daschtick      
Davids      
deadlymonkey      
Digital Dogma       December
DividendMoney      
dougules      
dsw      
dude      May
eazyebeneezer      Summer
eddie      
Elle 8       
Eurotexan      
Exhale      
facelikefizz      
faramund      11/1/22
fartface      
FI@2022Jem       
FIreDrill      
FloridaDad      
forestj      
freya      
friedmmj      
frugaldevil      
FrugalFan      
FrugalSaver      
goat_music_generator      
Gray Matter       
HappyCheerE      4/1/22
highlandterrier      July
homestead neohio       
Hula Hoop      
imustachemystash      
ItalianGirl      
ItsALongStory      
ixtap      
jalich      2/22/22
Jardeny      
Jazzpolice      
kendallf      
kodokan      
kudy      October
Ladychips      6/30/22
Larabeth      
living small      
Lluviata      December
lollylegs      
londonbanker      2/22/22
mancityfan      
markus      
marty998      
matchewed      
middo      2/22/22
MMMdude      
monarda      
morning owl       
Mr Zombie      
Mrs. Healthywealth       
MrThatsDifferent      11/2/22
msmarieh      
mtnman125      
muckety_muck      Q1
Mval      
NearlyThere      
Need2Save      7/15/22
Paul der Krake       
phildonnia      
PhysicianOnFIRE      
Playing with Fire UK       
Primm      
rachaelandthegoose      5/31/22
retireatbirth      
Rmt      
rob in cal      
ronsbusa3      2/22/22
RWD      
salt cured       May
SDH      
Secretly Saving      
Seppia       
SheWhoWalksAtLunch      
sisto      
skip207      
Skyward      
Slow road to freedom      Q4
SnufferBottle      December
steveo      
Steveray7071      October
Sunstache      
Taswegian      
TempusFugit      
TheAnonOne      
TheFixer      1/3/22
TheMadRussian      
tipster350      
Tortoise Banker       7/1/22
Unique User       
Urchina      
VolcanicArts      
Well Respected Man       2/22/22
whywork      August
XC1984      6/1/22
zephyr911      
Zikzin      

One of you software engineer types will have to help out with the formatting again :), but this is everyone who's posted from the beginning, and noted if they called out a specific date or time of year they planned to FIRE. Hope it's helpful...

Slow road to freedom

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Re: 2022 FIRE cohort
« Reply #667 on: February 15, 2020, 12:14:42 AM »
Looks spot on, for me at least :-)

That means I give [12 months] notice next year ... yikes

Need2Save

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Re: 2022 FIRE cohort
« Reply #668 on: February 15, 2020, 10:09:03 AM »
That's more names than I thought in our cohort list. I hope folks that haven't posted in a while come and check in that they still plan to stay in 2022, or if they OLY or OMY'd.  I personally started in 2025, then went to 2024, and then gladly landed here in 2022.

matchewed

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Re: 2022 FIRE cohort
« Reply #669 on: February 15, 2020, 11:22:56 AM »
Well I for one am still in on 2022. My projections put us at 06/22 for a FIRE date.

goat_music_generator

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Re: 2022 FIRE cohort
« Reply #670 on: February 15, 2020, 11:56:10 AM »
I guess I should say that our projected date is something around 05/22. (Couple scheduling things are up in the air, so we're not totally sure yet.)

Eurotexan

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Re: 2022 FIRE cohort
« Reply #671 on: February 15, 2020, 02:39:05 PM »
Eurotexan here! Still pushing for 2022, havenít figured out exactly when but most likely end of May so I can ease into the summer. Plus itís my daughterís summer between school and college. Job still a grind but the stash is certainly taking off now

frugaldevil

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Re: 2022 FIRE cohort
« Reply #672 on: February 15, 2020, 03:13:17 PM »
It looks like we will more likely be 2024. Our spending has crept up a bit (mostly intentionally). Plus, 2024 will be 20 years in my profession and also 20 years before our full SS age. Good mid point pivot.

asauer

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Re: 2022 FIRE cohort
« Reply #673 on: February 16, 2020, 11:08:34 AM »
Thanks for putting the list together!  My date is 2/18/2022.  Gotta stay to get my Jan bonus!  I will be 43
« Last Edit: February 17, 2020, 06:35:55 AM by asauer »

ixtap

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Re: 2022 FIRE cohort
« Reply #674 on: February 16, 2020, 11:34:26 AM »
We have a target date of June 2022.

On a good day, DH thinks he can make it 4 more years and enjoy the new projects. On a bad day, he talks about not renewing our lease this summer.

lollylegs

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Re: 2022 FIRE cohort
« Reply #675 on: February 16, 2020, 11:50:35 AM »
I'm aiming for December 22. Some days I feel like I'm right on track to make it, other days I think I might have to do an extra year.

ItsALongStory

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Re: 2022 FIRE cohort
« Reply #676 on: February 16, 2020, 03:56:47 PM »
I am shooting for July 24th 2022, but will see how the markets evolve and how my new job (that I will hopefully find before mid 2020) pans out. Same company so i know kind of what to expect but it is a completely different division.

friedmmj

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Re: 2022 FIRE cohort
« Reply #677 on: February 17, 2020, 05:38:37 AM »
Thanks for putting the list together.  Iím aiming for June 15, 2022.  I will be 55.

ItsALongStory

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Re: 2022 FIRE cohort
« Reply #678 on: February 17, 2020, 09:40:19 AM »
Can someone host this file online?

SheWhoWalksAtLunch

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Re: 2022 FIRE cohort
« Reply #679 on: February 17, 2020, 01:56:02 PM »
I'm still shooting for 2/22/2022 and I'm delighted to have a cohort of similarly minded Mustachinans to count down with...737 days to go

If you can't tell, I'm a fan of this website https://www.timeanddate.com/date/timeduration.html where you can calculate the duration between two dates.

rachaelandthegoose

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Re: 2022 FIRE cohort
« Reply #680 on: February 21, 2020, 01:01:03 PM »
We're cooking with gas now, class of '22!

NAMEAge (at FIRE)FIRE Date
AccidentalMiser 4/1/2022
AllieVaulter
AllieVaulter
Arbitrage
arrintonpalmer 6/6/2022
asauer432/18/2022
aspiretoretire
aspiringnomad
atreechange 2/XX/2022
Axecleaver 6/1/2022
Baboo 12/31/2022
BeardedLady semi-RE?
beer-man
Bgordon
BigHaus89
BlueHouse
Bob W
BriarRose111
Brother Esau
Cadman
Calvawt 7/5/2022
CharlesBronzee
cheddarpie
Chuck
Classical_Liberal
cloudsail
countdown
couponvan On smoke break
damize
daschtick
Davids
deadlymonkey
Digital Dogma 12/XX/2022
DividendMoney
dougules
dsw
dude 5/XX/2022
eazyebeneezer Summer
eddie
Elle 8
Eurotexan 5/XX/2022
Exhale
facelikefizz
faramund 11/1/2022
fartface
FI@2022Jem
FIreDrill
FloridaDad
forestj
freya
friedmmj557/15/2022
FrugalFan
FrugalSaver
goat_music_generator 5/XX/2022
Gray Matter
HappyCheerE 4/1/2022
highlandterrier 7/XX/2022
homestead neohio
Hula Hoop
imustachemystash
ItalianGirl
ItsALongStory427/24/2022
ixtap 6/XX/2022
jalich 2/22/2022
Jardeny
Jazzpolice
kendallf
kodokan
kudy 10/XX/2022
Ladychips 6/30/2022
Larabeth
living small
Lluviata 12/XX/2022
lollylegs 12/22/2022
londonbanker 2/22/2022
mancityfan
markus
marty998
matchewed 6/XX/2022
middo 2/22/2022
MMMdude
monarda
morning owl
Mr Zombie
Mrs. Healthywealth
MrThatsDifferent 11/2/2022
msmarieh
mtnman125
muckety_muck Q1
Mval
NearlyThere
Need2Save 7/15/2022
Paul der Krake
phildonnia
PhysicianOnFIRE
Playing with Fire UK
Primm
rachaelandthegoose395/31/2022
retireatbirth
Rmt
rob in cal
ronsbusa3 2/22/2022
RWD
salt cured 5/XX/2022
SDH
Secretly Saving
Seppia
SheWhoWalksAtLunch 2/22/2022
sisto
skip207
Skyward
Slow road to freedom Q4
SnufferBottle 12/XX/2022
steveo
Steveray7071 10/XX/2022
Sunstache
Taswegian
TempusFugit
TheAnonOne
TheFixer 1/3/2022
TheMadRussian
tipster350
Tortoise Banker 7/1/2022
Unique User
Urchina
VolcanicArts
Well Respected Man 2/22/2022
whywork 8/XX/2022
XC1984 6/1/2022
zephyr911
Zikzin

Slow road to freedom

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Re: 2022 FIRE cohort
« Reply #681 on: February 21, 2020, 01:26:17 PM »

tmd012

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Re: 2022 FIRE cohort
« Reply #682 on: February 21, 2020, 03:15:57 PM »
please go ahead and sign me up for June of 2022!

rachaelandthegoose

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Re: 2022 FIRE cohort
« Reply #683 on: February 21, 2020, 07:19:15 PM »
Thank you @rachaelandthegoose !

My pleasure! Most satisfaction I've gotten at work in a while. :-P

rachaelandthegoose

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Re: 2022 FIRE cohort
« Reply #684 on: February 21, 2020, 07:20:50 PM »
please go ahead and sign me up for June of 2022!

You got it. I'll make sure I get you on the list.

fireseeker

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Re: 2022 FIRE cohort
« Reply #685 on: February 23, 2020, 05:43:43 PM »
We are in for April 2022! Well, hubby is. I'm returning to work this fall after an extended hiatus as a SAHM. Amazingly, I snagged a full-time position with full-benefits right out of the gate. If all goes well, then hubby will leave his high-pay, high-stress job after his spring bonus season in 2022. That is also roughly when we'll reach FI. I intend to keep working for several years if possible to maintain excellent affordable healthcare as we have multiple complex medical needs in our family.

Need2Save

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Re: 2022 FIRE cohort
« Reply #686 on: February 24, 2020, 11:54:43 AM »
Super excited last week to learn that the 2nd annual bonus I planned to stick around for in July, 2022 will now be paid in April annually starting this year.  So I can shave at least two months off my date!  I have to work out some scenarios to land on a specific date, but I'm thinking it will now be mid-May if I'd like to give two months notice starting in mid-March when my first bonus is paid.  The two are pretty similar in amounts, so it's worth making sure I will get both of them.  This cut down my notice period from four months to two months which I feel is way easier to suffer through.  It's unlikely they would hire a replacement for me in two months, but that gives me some leverage to arrange for some kind of package on my way out to help them during a transition period, if I'm feeling up to it (maybe I won't).

For now my target date can be changed from 7-15-22 to mid-May and I'll firm up an exact day at a later time.

Arbitrage

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Re: 2022 FIRE cohort
« Reply #687 on: February 26, 2020, 02:34:13 PM »
I moved to the 2021 cohort.  Hoping to stay there, but still need a lot of things to go right over the next 1.5 years.

ItsALongStory

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Re: 2022 FIRE cohort
« Reply #688 on: February 27, 2020, 08:08:06 AM »
I moved to the 2021 cohort.  Hoping to stay there, but still need a lot of things to go right over the next 1.5 years.
Congrats!

Ladychips

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Re: 2022 FIRE cohort
« Reply #689 on: February 27, 2020, 09:01:26 AM »
I also moved to the 2021 group.  I don't see anything right now that will make me move back to 2022 but since that's a long time away, I'd like to keep one foot here.  Also, I love the other groups' lists that show the OLY folks.  I hope to be that so please don't take my name off the list!

rachaelandthegoose

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Re: 2022 FIRE cohort
« Reply #690 on: February 28, 2020, 12:24:18 PM »
I also moved to the 2021 group.  I don't see anything right now that will make me move back to 2022 but since that's a long time away, I'd like to keep one foot here.  Also, I love the other groups' lists that show the OLY folks.  I hope to be that so please don't take my name off the list!

I gotcha, no worries. I am keeping up with everyone's updates on the master Excel list and will post periodically. 🙂

Need2Save

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Re: 2022 FIRE cohort
« Reply #691 on: February 29, 2020, 06:27:34 AM »
Going with May 12, 2022 as the final day of work. We are on a 9/80 schedule so this would be the last day of the pay cycle and ensure I get two full checks in May plus payout of my accrued vacation hours.

middo

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Re: 2022 FIRE cohort
« Reply #692 on: February 29, 2020, 11:31:23 PM »
We probably won't make 2022.  Probably drop back a couple of years as we have changed a few things in our lives.  We will hopefully be back in our home state by then however, and that will be almost as good as retirement.

eazyebeneezer

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Re: 2022 FIRE cohort
« Reply #693 on: March 01, 2020, 08:09:19 AM »
I also moved to the 2021 group.  I don't see anything right now that will make me move back to 2022 but since that's a long time away, I'd like to keep one foot here.  Also, I love the other groups' lists that show the OLY folks.  I hope to be that so please don't take my name off the list!

I gotcha, no worries. I am keeping up with everyone's updates on the master Excel list and will post periodically. 🙂

Thanks for creating the list @rachaelandthegoose! Our family plans are coming together, and now it looks like we're going to take a two-year sabbatical/mini-retirement from summer 2021- summer 2023. We should be at Lean FI next summer, so this will give us a chance to do a "dry run" on early retirement, and see how we enjoy filling our time with projects, more family time, and basically doing whatever we want for two years, structured loosely around our daughter's school schedule. I am incredibly fortunate that I can take a two-year leave from my job.

It will also be interesting to experience living off our investments for a while. We may end up doing some remote work, but it will be 100% optional. We have the savings set aside for two years of expenses. I really need a break from work, so I absolutely can't wait for this opportunity.

I guess that means remove us from the 2022 class list, because we're no longer on the "straight line to FI" path. We've decided that for our family a (slightly longer) winding road is just fine :-)))

dougules

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Re: 2022 FIRE cohort
« Reply #694 on: March 02, 2020, 09:18:20 AM »
I've never officially joined any single cohort yet, but 2022 is looking unlikely for me. 

rachaelandthegoose

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Re: 2022 FIRE cohort
« Reply #695 on: March 02, 2020, 05:53:55 PM »
I also moved to the 2021 group.  I don't see anything right now that will make me move back to 2022 but since that's a long time away, I'd like to keep one foot here.  Also, I love the other groups' lists that show the OLY folks.  I hope to be that so please don't take my name off the list!

I gotcha, no worries. I am keeping up with everyone's updates on the master Excel list and will post periodically. 🙂

Thanks for creating the list @rachaelandthegoose! Our family plans are coming together, and now it looks like we're going to take a two-year sabbatical/mini-retirement from summer 2021- summer 2023. We should be at Lean FI next summer, so this will give us a chance to do a "dry run" on early retirement, and see how we enjoy filling our time with projects, more family time, and basically doing whatever we want for two years, structured loosely around our daughter's school schedule. I am incredibly fortunate that I can take a two-year leave from my job.

It will also be interesting to experience living off our investments for a while. We may end up doing some remote work, but it will be 100% optional. We have the savings set aside for two years of expenses. I really need a break from work, so I absolutely can't wait for this opportunity.

I guess that means remove us from the 2022 class list, because we're no longer on the "straight line to FI" path. We've decided that for our family a (slightly longer) winding road is just fine :-)))

Your plans sound very exciting! I hope your two year sabbatical is wonderful. And who knows? Maybe your "smoke break" will turn into full fledged FIRE. :)

eazyebeneezer

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Re: 2022 FIRE cohort
« Reply #696 on: March 07, 2020, 05:15:58 AM »


Your plans sound very exciting! I hope your two year sabbatical is wonderful. And who knows? Maybe your "smoke break" will turn into full fledged FIRE. :)
[/quote]

Thanks @rachaelandthegoose! We're staying open to the idea of going full FIRE in two years, but we can only do two years in France for visa/green card reasons. The COL in France is much lower, so I think we'll be French FI by then, but not FI for the HCOL area we'll be returning to. I can't quite sell my wife on the idea of moving to a cheaper part of the states. She's already been very open minded, so I'm not pushing my luck.

MrThatsDifferent

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Re: 2022 FIRE cohort
« Reply #697 on: March 07, 2020, 03:58:45 PM »
@rachaelandthegoose Thanks for this but I think I was way too ambitious and my original plan had me working part time for a couple years but now I realise I donít want that as a must do, just as a maybe do. So now Iím on the 2025 path. You can please remove me from this one. Thank you.

skip207

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Re: 2022 FIRE cohort
« Reply #698 on: March 08, 2020, 02:44:24 PM »
Looking at whats happening in Italy I think 2022 is going to be anything but a dream now.

The ramifications of this event are going to take years to clear up IMHO.  I think we could possibly see a recovery period of years rather than months for the markets.

I have moved as much into cash as I can but jeez this is going to be rough.

Arbitrage

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Re: 2022 FIRE cohort
« Reply #699 on: March 10, 2020, 08:20:25 AM »
I moved to the 2021 cohort.  Hoping to stay there, but still need a lot of things to go right over the next 1.5 years.

These things...have not been going right.  Not giving up on 2021 yet, but I'll need a market recovery and a bit of growth besides.