We are seriously considering OLY and moving into the 2021 cohort.....

Our investable assets will most likely reach our goal of $2M either late this year or early next, markets willing. We have two rental properties, one of which is paid off. Together they cash flow a little over $20,000 after all expenses. We have at least $300,000 equity in our primary residence which I don't count in my calculations. Most importantly, DH is getting more and more excited by the idea of FIRE, whereas he had serious misgivings before.

Our current FIRE number is based on us selling our house and moving to a less expensive one, as we are in a HCOL location for DH's job. However, I'm hopeful that if we hit $2M by early 2020, then hang on until mid 2021, we'll have enough to stay in our current house until the kids finish middle school, which for our youngest would be 2027.

So much is up in the air..... our current mortgage is $3000/month, not including property tax and insurance. Add those in and it all comes out to about $45,000 a year! That's just a crazy amount to be paying for housing.... yet with my son's special needs and finally finding a school that works well for him, I'm really hesitant to move. Although if we only stay here until my son finishes middle school (the school is K-8), that's only until 2025, which isn't very many years.

So yeah..... probably OLY!