Author Topic: 2021 FIRE Cohort  (Read 41588 times)

Peter Parker

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Re: 2021 FIRE Cohort
« Reply #200 on: September 06, 2018, 02:55:23 PM »
I have changed my anticipated FIRE date and, so, Ive updated our table (as a shameless bump to our thread). 

Nice to see we are at 21 members to our posse with 28 months until our year comes around.

If you are listed as TBD please throw out a guess so the table looks less blank. 

Name.                        Age (self-reported)   FIRE Date
MarcherLady               (at 49)                 October 10, 2020

dreams_and_discoveries (just before 40) February
Chaplin                          (at 47ish)         March 23
ScreamingHeadGuy  (at 41)                    April
WildJager                 (at 35)                   May
FIREArtist.                                            June 1
Sisto                                                     June 7
Wadiman.                                              August
GBRS                       (at 36)                   Sept
damo.                                                   October
Frizzywhiskers.                                      November 5
Accountant007          (at 48)                   December 23
Bownyboy                 (at 29)                  December 25
dougules                   (at 43)                  December 27
SassyG                     (at 54)                   TBD
Nazar TBD
the_fixer TBD
Arbitrage TBD
frugalecon TBD
Ladychips.                (at 55).                  July 1
boyband TBD
CrazyIT TBD

For God's sake get my name on this list!  July 12, 2021!

ScreamingHeadGuy

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Re: 2021 FIRE Cohort
« Reply #201 on: September 07, 2018, 09:20:13 AM »
Hooray!  Our thread now has five pages!  See- were motivated.


Name.                        Age (self-reported)   FIRE Date
MarcherLady               (at 49)                 October 10, 2020

dreams_and_discoveries (just before 40) February
Chaplin                          (at 47ish)         March 23
ScreamingHeadGuy  (at 41)                    April
WildJager                 (at 35)                   May
FIREArtist                                             June 1
Sisto                                                     June 7
Ladychips.                (at 55)                   July 1
Peter Parker                                          July 12
Wadiman.                                              August
GBRS                       (at 36)                   Sept
damo.                                                   October
Frizzywhiskers.                                      November 5
Accountant007          (at 48)                   December 23
Bownyboy                 (at 29)                  December 25
dougules                   (at 43)                  December 27
SassyG                     (at 54)                   TBD
Nazar TBD
the_fixer TBD
Arbitrage TBD
frugalecon TBD
boyband TBD
CrazyIT TBD

FIRE Artist

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Re: 2021 FIRE Cohort
« Reply #202 on: September 08, 2018, 04:14:38 PM »
Ill be 47 when I retire, assuming the next three years go as planned. 

nazar

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Re: 2021 FIRE Cohort
« Reply #203 on: September 09, 2018, 09:33:49 AM »
Put me down for July 1, 2021, but I am considering an earlier escape if I can make it happen.  This is my "no later than date."

sisto

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Re: 2021 FIRE Cohort
« Reply #204 on: September 11, 2018, 08:57:21 AM »
Today marks the day that I have exactly 1000 days left until my last day June 7, 2021. I'm trying to bask in it for a moment. :)

dougules

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Re: 2021 FIRE Cohort
« Reply #205 on: September 11, 2018, 10:28:01 AM »
Name.                        Age (self-reported)   FIRE Date
MarcherLady               (at 49)                     October 10, 2020
dreams_and_discoveries (just before 40)  February
Chaplin                          (at 47ish)              March 23
ScreamingHeadGuy  (at 41)                        April
WildJager                 (at 35)                        May
FIREArtist                                                    June 1
Sisto                                                           June 7
Ladychips.                (at 55)                        July 1
Peter Parker                                               July 12
Wadiman.                                                   August
GBRS                       (at 36)                         Sept
damo.                                                         October
Frizzywhiskers.                                           November 5
Accountant007          (at 48)                       December 23
Bownyboy                 (at 29)                       December 25
dougules                   (at 43)                       December 27
SassyG                     (at 54)                       TBD
Nazar TBD
the_fixer TBD
Arbitrage TBD
frugalecon TBD
boyband TBD
CrazyIT TBD
dougules                                                   TMY 2023

I think I may have to drop out of this class.  2021 is looking a lot less likely for me as we refine our numbers.  Who knows what will happen, though.  I might be back depending on math and the markets. 

sisto

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Re: 2021 FIRE Cohort
« Reply #206 on: September 11, 2018, 10:36:20 AM »
Name.                        Age (self-reported)   FIRE Date
MarcherLady               (at 49)                     October 10, 2020
dreams_and_discoveries (just before 40)  February
Chaplin                          (at 47ish)              March 23
ScreamingHeadGuy  (at 41)                        April
WildJager                 (at 35)                        May
FIREArtist                                                    June 1
Sisto                                                           June 7
Ladychips.                (at 55)                        July 1
Peter Parker                                               July 12
Wadiman.                                                   August
GBRS                       (at 36)                         Sept
damo.                                                         October
Frizzywhiskers.                                           November 5
Accountant007          (at 48)                       December 23
Bownyboy                 (at 29)                       December 25
dougules                   (at 43)                       December 27
SassyG                     (at 54)                       TBD
Nazar TBD
the_fixer TBD
Arbitrage TBD
frugalecon TBD
boyband TBD
CrazyIT TBD
dougules                                                   TMY 2023

I think I may have to drop out of this class.  2021 is looking a lot less likely for me as we refine our numbers.  Who knows what will happen, though.  I might be back depending on math and the markets.
Sorry to hear that, hopefully things will go your way and you can come back.

Arbitrage

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Re: 2021 FIRE Cohort
« Reply #207 on: September 11, 2018, 10:49:57 AM »
Ok, I'll put down a goal date.  August 1st, 2021, age 43.  Need some cooperation from markets, but so far our savings rates are exceeding my initial expectations. 

ScreamingHeadGuy

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Re: 2021 FIRE Cohort
« Reply #208 on: September 11, 2018, 12:41:52 PM »
Name.                        Age (self-reported)   FIRE Date
MarcherLady               (at 49)                     October 10, 2020 OLY

dreams_and_discoveries (at 39)                   February
Chaplin                          (at 47ish)              March 23
ScreamingHeadGuy  (at 41)                        April
WildJager                 (at 35)                        May
FIREArtist                 (at 47)                        June 1
Sisto                                                           June 7
Ladychips.                (at 55)                        July 1
Nazar                                                         July 1
Peter Parker                                               July 12
Arbitrage.                   (At 41).                     August 1
Wadiman.                                                   August
GBRS                       (at 36)                         Sept
damo.                                                         October
Frizzywhiskers.                                           November 5
Accountant007          (at 48)                       December 23
Bownyboy                 (at 29)                       December 25
dougules                   (at 43)                       December 27
SassyG                     (at 54)                       TBD
the_fixer TBD
frugalecon TBD
boyband TBD
CrazyIT TBD

dougules                                                   TMY 2023


Fill that chart!
« Last Edit: September 11, 2018, 12:44:11 PM by ScreamingHeadGuy »

the_fixer

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Re: 2021 FIRE Cohort
« Reply #209 on: September 23, 2018, 10:19:14 AM »
October 1st

Retirement age will be 49

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Money Badger

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Re: 2021 FIRE Cohort
« Reply #210 on: September 30, 2018, 08:03:57 PM »
@ScreamingHeadGuy,   Wow!   It's been 3 years since I last posted on this Thread, but don't count me out as I've been busy staching since then!   Add Indentured4now (now Money Badger!) for December 1, 2021!   Coincides with youngest kid's last undergraduate tuition & housing payment along with a conservative plan tracking to hit my FIRE number by then.   And this date also considers a healthy anticipated 4-digit monthly healthcare insurance premium by then for us as well by then given the way ACA being deliberately undermined by a cadre of our so-called representatives in Congress who get "Cadillac insurance for life" while early retirees pay "full retail for high deductible plans if we're lucky to get any insurance by then at all"...   Else, after 30 years of working my ass off and saving, FIRE would be NOW!   Not that I'm bitter about this.  ;-)
« Last Edit: October 14, 2018, 06:40:09 AM by Money Badger »

tipster350

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Re: 2021 FIRE Cohort
« Reply #211 on: October 08, 2018, 09:41:43 AM »
I'm ready to put down stakes in the 2021 cohort. The situation is fluid, but it is looking increasingly likely this will be my year. I will be 60.
« Last Edit: October 14, 2018, 06:51:35 AM by tipster350 »

Matz_70

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Re: 2021 FIRE Cohort
« Reply #212 on: October 14, 2018, 03:47:34 AM »
Hi, could I please join? It could be 1 January 2021 for me at age 50.

the_fixer

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Re: 2021 FIRE Cohort
« Reply #213 on: October 15, 2018, 09:21:54 AM »
Last week was HELL at work with lots of fallout to follow cleaning up issues for months to come. I have never walked out on a job before but I loaded up my gear and was headed out the door and would have kept walking except I would feel bad leaving the few people that care holding the bag.

Maybe it was the 14 - 16 hour days, incompetent help that keeps getting assigned to complex issues or just being setup for failure but it sure made it hard to stay.

On the plus side I was frustrated enough to call HR and ask them to verify my actual vesting date and found out that it is a full year earlier than I had thought.

So... 195 days from today until I am 100% vested in my retirement :)

Keeping my FIRE date where it is as i will still need to earn some money to be happy with my FIRE number.



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Ulysses Everett McGill

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Re: 2021 FIRE Cohort
« Reply #214 on: October 24, 2018, 12:36:39 PM »
This is my first post on this board, and I am placing myself here with a target retirement date of 12/31/2021.  I will be 55 years old.  I have a business lease that is runs until 4/2022, but I will effectively shut down the business at year end 2021. If I could get out of my lease prior to 4/2022, my retirement date would move up accordingly.

I have only recently learned of the FIRE movement, but for many years my wife and I have been applying the principals of living frugally and saving for a retirement in my mid-50's. I look forward to reading this board and participating as we all move towards our goals.

the_fixer

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Re: 2021 FIRE Cohort
« Reply #215 on: October 24, 2018, 12:57:12 PM »
Welcome

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ScreamingHeadGuy

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Re: 2021 FIRE Cohort
« Reply #216 on: October 24, 2018, 01:48:19 PM »
Name.                      Age (self-reported)   FIRE Date
MarcherLady             49                           October 10, 2020 OLY

Matz_70                   50                        January 1
dreams_and_discoveries 39                      February
Chaplin                     47                           March 23
ScreamingHeadGuy   41                            April
WildJager                 35.                           May
FIREArtist                 47                            June 1
Sisto                         52                            June 7
Ladychips.                55                            July 1
Nazar                                                      July 1
Peter Parker                                             July 12
Arbitrage                  41                           August 1
Wadiman                                                 August
GBRS                       36                            September
the_fixer                   49                           October1
damo                                                       October
Frizzywhiskers.                                         November 5
Money Badger.           53                          December 1
Accountant007          48                          December 23
Bownyboy                 29                           December 25
dougules                   43                         December 27
Ulysses Everett McGill 55                         December 31
SassyG                     54                           TBD
frugalecon                                                TBD
boyband                                                   TBD
CrazyIT                                                    TBD
Tister350                  60                            TBD

dougules                                                   TMY 2023


The list has been updated.  Come on folks, let us not be shy about filling those missing fields.  Age and FIRE date are, after all, only numbers.

Were at 26 for 2021 with just over 26 months to go.

I admit there are times at work when I open up my spreadsheet and calculate how many hours per week I would have to work at the corner gas station if I just hung it up today.  But then I realize its only 30 months more for me and I determine I can gut it out a bit more. 
« Last Edit: November 07, 2018, 01:28:36 PM by ScreamingHeadGuy »

sisto

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Re: 2021 FIRE Cohort
« Reply #217 on: October 25, 2018, 11:28:40 AM »
Name.                      Age (self-reported)   FIRE Date
MarcherLady             49                           October 10, 2020 OLY

Matz_70                   50                        January 1
dreams_and_discoveries 39                      February
Chaplin                     47                           March 23
ScreamingHeadGuy   41                            April
WildJager                 35.                           May
FIREArtist                 47                            June 1
Sisto                                                        June 7
Ladychips.                55                            July 1
Nazar                                                      July 1
Peter Parker                                             July 12
Arbitrage                  41                           August 1
Wadiman                                                 August
GBRS                       36                            September
the_fixer                   49                           October1
damo                                                       October
Frizzywhiskers.                                         November 5
Money Badger.                                         December 1
Accountant007          48                          December 23
Bownyboy                 29                           December 25
dougules                   43                         December 27
Ulysses Everett McGill 55                         December 31
SassyG                     54                           TBD
frugalecon                                                TBD
boyband                                                   TBD
CrazyIT                                                    TBD
Tister350                  60                            TBD

dougules                                                   TMY 2023


The list has been updated.  Come on folks, let us not be shy aborting filling those missing fields.  Age and FIRE date are, after all, only numbers.

Were at 26 for 2021 with just over 26 months to go.

I admit there are times at work when I open up my spreadsheet and calculate how many hours per week I would have to work at the corner gas station if I just hung it up today.  But then I realize its only 30 months more for me and I determine I can gut it out a bit more.

I'll be 52 when I retire. Feel free to update that tidbit on mine. :)
I always used to say that no matter what I would strive to retire by 55 and then just work at McDonalds and later changed that to Walmart or Home Depot to get by if needed. Then I found MMM and pulled things in and shouldn't need to work at all.
Now to stay motivated I look at how many days I have left to retire, once it got below 1000 it felt great. Then remove weekends, holidays, and vacation and it becomes a cake walk.

Money Badger

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Re: 2021 FIRE Cohort
« Reply #218 on: November 05, 2018, 07:33:01 PM »
Put Money Badger down as 50 today, 53 at FIRE date...    Kind of surreal to realize that after 30+ years of a career, the next chapter of life is "pre-tirement" (hanging up the corporate shoes before getting "aged out" of hi-tech).   Less than a cheap car loan to go...   Then I plan to work at a cause that earns a little something in an environmental/outdoors/botanical field, but really is for a cool and social cause.   There really a lot of endowed causes I'm finding in my area and network.  And once you're in the non-profit community with corporate experience, it's pretty amazing what opens up as a lot of the circles cross in the community...    "Good deeds done cheap"!

sisto

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Re: 2021 FIRE Cohort
« Reply #219 on: November 06, 2018, 09:39:32 AM »
Put Money Badger down as 50 today, 53 at FIRE date...    Kind of surreal to realize that after 30+ years of a career, the next chapter of life is "pre-tirement" (hanging up the corporate shoes before getting "aged out" of hi-tech).   Less than a cheap car loan to go...   Then I plan to work at a cause that earns a little something in an environmental/outdoors/botanical field, but really is for a cool and social cause.   There really a lot of endowed causes I'm finding in my area and network.  And once you're in the non-profit community with corporate experience, it's pretty amazing what opens up as a lot of the circles cross in the community...    "Good deeds done cheap"!
I'm hoping to be aged out of tech on my terms. Fingers crossed for a nice voluntary separation package around my FIRE date. :)

Money Badger

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  • Posts: 328
Re: 2021 FIRE Cohort
« Reply #220 on: November 06, 2018, 06:23:22 PM »
I'm hoping to be aged out of tech on my terms. Fingers crossed for a nice voluntary separation package around my FIRE date. :)

Go for it and best of luck!   Play the game, and never take a "counter offer" when the time comes to leave though...   I've watched several senior "franchise player" people get reeled back in, only to be miserable for a few months until their replacement gets hired, then "BAM", one day their desk is emptied out and the only way to find them again is on LinkedIn messaging...   Amazing how people with top educations and long careers end up being "disposed of" (usually for giving the wrong opinion to the wrong leader in power plays).   And we wonder why there's a shortage in hi-tech...  not much room for people in cut throat global competition with countries who are trying to rise out of poverty will work man years for nickels to win otherwise.    Hang in there!

sisto

  • Pencil Stache
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  • Posts: 893
  • Age: 49
  • Location: Sacramento, CA
Re: 2021 FIRE Cohort
« Reply #221 on: November 07, 2018, 08:23:14 AM »
I'm hoping to be aged out of tech on my terms. Fingers crossed for a nice voluntary separation package around my FIRE date. :)

Go for it and best of luck!   Play the game, and never take a "counter offer" when the time comes to leave though...   I've watched several senior "franchise player" people get reeled back in, only to be miserable for a few months until their replacement gets hired, then "BAM", one day their desk is emptied out and the only way to find them again is on LinkedIn messaging...   Amazing how people with top educations and long careers end up being "disposed of" (usually for giving the wrong opinion to the wrong leader in power plays).   And we wonder why there's a shortage in hi-tech...  not much room for people in cut throat global competition with countries who are trying to rise out of poverty will work man years for nickels to win otherwise.    Hang in there!
@Money Badger The only way I'll stay past my FIRE date is if they allow me to do part time and work on what I want. Then I would just be doing it for the benefits to allow the retirement money to really compound and to make sure I'm extra safe against sequence of returns risk. I would also only do it for 3 more years max in order to be 55 and take out my 401K money easier instead of having to do a rollover and SEPP or ROTH ladder. It's definitely become more clear the last few years that I'm just a cog in the wheel or just a number. You and I are in the same boat, I'm 49 and will turn 50 early next year. I'm so sick of the power plays and playing the game. I've been fortunate to be in a place where I can avoid lots of it. I see it happening, but don't have to be part of it. Then I also have enough FU money to not care and speak my mind when asked. I'm definitely hanging in, but ready to hang it up. The next 2.5 years is going to be long and brutal so I'm hoping to plan some great vacations to get me through it. To FIRE!!!

effigy98

  • Bristles
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  • Posts: 275
Re: 2021 FIRE Cohort
« Reply #222 on: November 07, 2018, 01:28:15 PM »
My update - Still looking possible.

Was a good year in the tech industry.

- Paid off house.
- at 900k investment accounts
- College fund and HSA funded now 20k each.
- Still in a very boring job but got a 90k/yr TC bump this year with no added responsibility or extra hours (thanks supply and demand).
- Rental down to 70k owed

PHASE 2 GOALS (2019 - 2021) (FI)
- 1m investment accounts
- Find fun and easy job and try to work with or hire friends
- Rental paid off
- 50k kid college fund
- 28k HSA
- Invest in fixer upper house (to retire to) with some land and fix it up, sell primary residence or rent it out
- Make house very self sufficient, solar, garden, potential rental apartments or storage places, etc and get expenses to good levels for ACA subsidies.

December 2021, retire (44yr)!

effigy98

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  • Posts: 275
Re: 2021 FIRE Cohort
« Reply #223 on: November 07, 2018, 01:35:01 PM »
Put Money Badger down as 50 today, 53 at FIRE date...    Kind of surreal to realize that after 30+ years of a career, the next chapter of life is "pre-tirement" (hanging up the corporate shoes before getting "aged out" of hi-tech).   Less than a cheap car loan to go...   Then I plan to work at a cause that earns a little something in an environmental/outdoors/botanical field, but really is for a cool and social cause.   There really a lot of endowed causes I'm finding in my area and network.  And once you're in the non-profit community with corporate experience, it's pretty amazing what opens up as a lot of the circles cross in the community...    "Good deeds done cheap"!
I'm hoping to be aged out of tech on my terms. Fingers crossed for a nice voluntary separation package around my FIRE date. :)

This is my plan too. The severance packages are insane... Engineering your own layoff, should actually be kind of fun and an interesting experience.