Author Topic: 2020 FIRE Cohort  (Read 539988 times)

Dicey

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Re: 2020 FIRE Cohort
« Reply #1700 on: June 19, 2020, 01:28:54 PM »
I DID IT!!! Gave my notice, with my supervisors blessing. Of course I made it easy for them, a friend of mine who has also worked here for years would like to slide right into my position, and already has most of the same qualification. I don't have a definite date yet, until we know if the job has to be posted or not. I feel...relieved, a little sad, a lot happy, and like a huge weight is (almost) off my shoulders.
Wonderful! Congrats
+1. Hooray!

fishnfool

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Re: 2020 FIRE Cohort
« Reply #1701 on: June 19, 2020, 07:41:36 PM »

My prediction 4 years ago that I would retire in 2020 is coming true. Although I missed the date by a few months.
Back on the 4th page of this thread I predicted June 1st 2020. I was going to stretch it out another year until 2021. But due to the Covid pandemic my employer through out a offer to get some of us dinosaurs to retire and I couldn't refuse. A nice cash bonus in addition to my defined benefit pension and I am gone on August 31st 2020.

Fish on!

ysette9

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Re: 2020 FIRE Cohort
« Reply #1702 on: June 19, 2020, 08:25:04 PM »

My prediction 4 years ago that I would retire in 2020 is coming true. Although I missed the date by a few months.
Back on the 4th page of this thread I predicted June 1st 2020. I was going to stretch it out another year until 2021. But due to the Covid pandemic my employer through out a offer to get some of us dinosaurs to retire and I couldn't refuse. A nice cash bonus in addition to my defined benefit pension and I am gone on August 31st 2020.

Fish on!
Sa-weet!

Dicey

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Re: 2020 FIRE Cohort
« Reply #1703 on: June 19, 2020, 11:57:57 PM »

My prediction 4 years ago that I would retire in 2020 is coming true. Although I missed the date by a few months.
Back on the 4th page of this thread I predicted June 1st 2020. I was going to stretch it out another year until 2021. But due to the Covid pandemic my employer through out a offer to get some of us dinosaurs to retire and I couldn't refuse. A nice cash bonus in addition to my defined benefit pension and I am gone on August 31st 2020.

Fish on!
Sa-weet!
Oh, yeah!

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1704 on: June 20, 2020, 01:40:24 AM »
01/01/20  Linea_Norway (@46)          CONFIRMED
01/01/20  firebrand                   CONFIRMED
01/01/20  Nancy                       CONFIRMED
01/01/20  openroadadventure (@53/50)  CONFIRMED
01/03/20  nwa-non                     CONFIRMED
01/07/20  alienbogey's wife           CONFIRMED
01/15/20  Nifty
01/15/20  Nickel (@55)                CONFIRMED
01/15/20  GettingClose's husband      CONFIRMED
01/31/20  ATS (@52)                   CONFIRMED
01/31/20  DisplacedHoosier (@57)      CONFIRMED
02/03/20  grobinski (@52/53)          CONFIRMED
02/03/20  IslandFIGirl                CONFIRMED
02/07/20  JumboShrimp                 CONFIRMED
02/29/20  lemanfan                    CONFIRMED, but maybe not forever
02/??/20  RetireAbroadAt35
03/01/20  Bmjohnson (@50)             CONFIRMED
03/06/20  damyst                      CONFIRMED
03/10/20  Katmandew (@54/48)          CONFIRMED
03/13/20  CrazyIT                     CONFIRMED
03/13/20  ysette9 (@38)               CONFIRMED
03/13/20  Padonak                     CONFIRMED
03/13/20  Maenad                      CONFIRMED
03/20/20  Mmm_donuts                  CONFIRMED
03/??/20  FInding_peace (@38)       
03/19/20  wildatheart (@53)           CONFIRMED
04/01/20  FlytilFIRE                  CONFIRMED
04/02/20  CptCool 
04/15/20  hybrid                      CONFIRMED
04/15/20  Indio                       CONFIRMED
04/17/20  Ottawa
04/??/20  DreamFIRE
05/08/20  rab-bit                     CONFIRMED
05/15/20  Lucky13 (@44)
05/21/20  Body Surfer                 CONFIRMED
05/31/20  Dee18                       CONFIRMED
05/??/20  Rcc     
05/??/20  Lady Stash (@45)
06/01/20  bobble                      CONFIRMED
06/01/20  Albireo13 (@64)
06/05/20  thelyon19
06/15/20  BigHaus89
06/15/20  aspiringnomad (@37)         CONFIRMED
06/16/20  Kteach                      CONFIRMED
06/30/20  LateStarter                 CONFIRMED
06/??/20  ixtap (date uncertain)     
06/??/20  myobjectivism               Given Notice   
07/10/20  Zsazsa                      CONFIRMED
07/??/20  SugarMountain
07/??/20 or later 20  MMM123
07/??/20  bas5252 (@55)
07/??/20  SpreadsheetMan
08/07/20  HappyCheerE (@55)           Given notice
08/07/20  FrugalAussie (@52)
08/14/20  BeanCounter @42
08/31/20  fishnfool                   Accepted retirement package by employer
09/01/20  rab-bit's wife
09/25/20  apurplelife
09/30/20  MarcherLady
09/30/20  Fresh Bread's husband
09/30/20  CoffeeAndDonuts             Given notice to employee
09/??/20  Dan23
09/??/20  2sk22  (or November)
10/01/20  Farmgirl (@61)
10/15/20  Unique User (@50)
10/??/20  Rubyvroom   
11/01/20  Alienbogey
11/10/20  exit2019
11/20/20  Alternatepriorities
11/30/20  Itchyfeet
12/01/20  FireLane (@38)
18/12/20  bownyboy
12/31/20  BFGirl
12/31/20  Freedomin5 (@38)
12/31/20  Bateaux
12/31/20  Chris@TTL + Jenni
12/31/20  honneyfill (or earlier)
12/??/20  david_shin   
12/??/20  MoneyTree (@36)   
12/??/20  Nora (@42)   
12/??/20  TheFIExplorer
??/??/20  texxan1     
??/??/20  EscapeVelocity2020   
??/??/20  BlueMR2     
??/??/20  catccc   
??/??/20  DadzillaGorilla (FI@35, RE@40)   
??/??/20  FIREstache (@55)     
??/??/20  LadyMaWhiskers   
??/??/20  letsdoit   
??/??/20  onlykelsey     
??/??/20  tooqk4u22     
??/??/20  Fresh Bread
??/??/20? Gumption
??/??/20  Beeboy (@46)
??/??/20  robtown

 
To be decided:
tipster350
SailingOnASmallSailboat's DH (@50/51)

OLY:   
meatgrinder   
Life in balance (end of 2019)
2Birds1Stone (autumn 2019)
Firebrand (second week of December 2019)
   
OMY:   
RedefinedHappiness   
FIREby2021 (Q1 2021)   
TheContinentalOp (2021)
Sand101
desk_jockey
Pennycounter (or maybe fall 2020)
JoJo (FIRE maybe March 2021, working 60%)

   
FIREing later:   
FIPurpose (date to decided)   
ToughMother (date to be decided)
GettingClose working 50% and not in management from 04/01/2020 for another year.
Katmandew (@54), parttime from 02/29/2020.

Not fully FIREd, but partly.
01/01/20  Steevven1 (@29)             Working PT
03/07/20  Fresh Bread                 Swami
05/01/20  Much fishing to do          Working PT from home occasionally


« Last Edit: July 10, 2020, 11:29:59 PM by Linea_Norway »

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1705 on: June 20, 2020, 01:46:25 AM »
I DID IT!!! Gave my notice, with my supervisors blessing. Of course I made it easy for them, a friend of mine who has also worked here for years would like to slide right into my position, and already has most of the same qualification. I don't have a definite date yet, until we know if the job has to be posted or not. I feel...relieved, a little sad, a lot happy, and like a huge weight is (almost) off my shoulders.

Welcome. Congrats.

A little side note though. I would agree on a latest possible date with your supervisor. Because if they don't manage to make the deal with your friend and your position stays open, it is suddenly your problem.

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1706 on: June 20, 2020, 01:47:06 AM »

My prediction 4 years ago that I would retire in 2020 is coming true. Although I missed the date by a few months.
Back on the 4th page of this thread I predicted June 1st 2020. I was going to stretch it out another year until 2021. But due to the Covid pandemic my employer through out a offer to get some of us dinosaurs to retire and I couldn't refuse. A nice cash bonus in addition to my defined benefit pension and I am gone on August 31st 2020.

Fish on!

Welcome. It is always nice to get a sweet package as a bonus.

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1707 on: June 20, 2020, 01:48:07 AM »
I just noticed @FIRE_at_45 isn't on this list. I'm sure he pulled the plug recently and deserves his place on this year's honor roll.

I would like the member to check in personally before putting him in the list.

lemanfan

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Re: 2020 FIRE Cohort
« Reply #1708 on: June 20, 2020, 08:09:15 AM »
What the heck... perhaps I should be on the list too?   I've not taken a paycheck since the new year, and I'm officially no longer employed.  I still help out a little at my old office due to a sense of loyalty, but not employed since feb 29th this year. :)

Not sure if this is permanent FIRE either, or if I will fall back into working or starting another company, but for now I'm free.

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1709 on: June 20, 2020, 08:34:04 AM »
What the heck... perhaps I should be on the list too?   I've not taken a paycheck since the new year, and I'm officially no longer employed.  I still help out a little at my old office due to a sense of loyalty, but not employed since feb 29th this year. :)

Not sure if this is permanent FIRE either, or if I will fall back into working or starting another company, but for now I'm free.

Welcome. Now you are on the list, with a little note.

Dicey

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Re: 2020 FIRE Cohort
« Reply #1710 on: June 20, 2020, 09:05:12 AM »
I just noticed @FIRE_at_45 isn't on this list. I'm sure he pulled the plug recently and deserves his place on this year's honor roll.

I would like the member to check in personally before putting him in the list.
The bat signal was to get @FIRE_at_45's attention to see if he wanted to play. I wasn't asking you to put him on then list, but I can see how it might have looked that way. Sorry.

lemanfan

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Re: 2020 FIRE Cohort
« Reply #1711 on: June 20, 2020, 09:50:39 AM »
What the heck... perhaps I should be on the list too?   I've not taken a paycheck since the new year, and I'm officially no longer employed.  I still help out a little at my old office due to a sense of loyalty, but not employed since feb 29th this year. :)

Not sure if this is permanent FIRE either, or if I will fall back into working or starting another company, but for now I'm free.

Welcome. Now you are on the list, with a little note.

Thank you.   Sitting fully alone at home during the biggest Swedish celebration season (Midsummer!), it feels good to be part at least one cohort. :)
« Last Edit: June 20, 2020, 09:53:41 AM by lemanfan »

fishnfool

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Re: 2020 FIRE Cohort
« Reply #1712 on: June 20, 2020, 06:08:02 PM »
I can't wait to see if what they say is true when you wake up in retirement and every day feels like a Saturday.

Thanks for the well wishes!

FF

Farmgirl

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Re: 2020 FIRE Cohort
« Reply #1713 on: June 22, 2020, 06:56:04 AM »
Had a telephone meeting with Social Security last Friday.  I'm collecting at age 62; first check comes in November.  Have not told employer yet as I am still working at home and would prefer to do it in person when we return (probably week of July 1).  Plan is to work through the month of September.  DH filed for Spousal Benefits Only until he turns 70 in 3 years. 

Nervous, but excited!

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1714 on: June 27, 2020, 01:38:28 PM »
Next up to FIRE in July are @ZsaZsa (already given notice), @JoJo , @ SugarMountain , @MMM123 (maybe) , @bas5252 , @2sk22 , @SpreadsheetMan

How are you all doing?

SugarMountain

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Re: 2020 FIRE Cohort
« Reply #1715 on: June 27, 2020, 02:24:44 PM »
Next up to FIRE in July are @ZsaZsa (already given notice), @JoJo , @ SugarMountain , @MMM123 (maybe) , @bas5252 , @2sk22 , @SpreadsheetMan

How are you all doing?

My plan is still to pull the trigger next month, but I have not yet.  Technically the absolute soonest I might have would have been yesterday, but more likely is the 2nd or 3rd week in July.  Standing at the top of the ten meter platform debating taking the plunge.  Looks higher from up here than it did from the ground...

« Last Edit: June 27, 2020, 02:27:03 PM by SugarMountain »

JoJo

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Re: 2020 FIRE Cohort
« Reply #1716 on: June 27, 2020, 03:27:53 PM »
COVID has delayed things for me.  My ability to work 100% remote for indefinite time, and I am already 60% part time for the last 3.5 years, and the heavily subsidized health insurance is keeping me hanging on past my intended date.  At some point, it may get to the point that hanging onto next March bonus time makes sense. 

2sk22

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Re: 2020 FIRE Cohort
« Reply #1717 on: June 27, 2020, 04:06:36 PM »
@Linea_Norway Its going to be at least September before I can quit, perhaps even November.

bobble

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Re: 2020 FIRE Cohort
« Reply #1718 on: June 27, 2020, 10:20:41 PM »
Hey everybody! I'm in the 2020 FIRE club now. We have been truly FIRE for around a month now. I'm 42 and we have kids about to start school. Getting used to it!

Just at the moment I'm feeling my way around for a balance between spending time with the family, starting projects and learning new things, and indulging in some non-productive downtime like watching lousy TV shows as a crass celebration of time not being such an extremely scarce resource anymore.

So far it's great. Time for myself is still a bit scarce due to the reality of having two preschoolers at home all summer and Covid-19 limiting what we can do out in the world. I can't really fathom how much personal time I will have for my projects once school starts. Knowing that more personal time is coming down the pipeline makes it easy to enjoy the summer without worrying too much about doing things that feel "productive."

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1719 on: June 28, 2020, 06:36:11 AM »
Next up to FIRE in July are @ZsaZsa (already given notice), @JoJo , @ SugarMountain , @MMM123 (maybe) , @bas5252 , @2sk22 , @SpreadsheetMan

How are you all doing?

My plan is still to pull the trigger next month, but I have not yet.  Technically the absolute soonest I might have would have been yesterday, but more likely is the 2nd or 3rd week in July.  Standing at the top of the ten meter platform debating taking the plunge.  Looks higher from up here than it did from the ground...



Exciting time for you, just before giving notice.

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1720 on: June 28, 2020, 06:42:09 AM »
Hey everybody! I'm in the 2020 FIRE club now. We have been truly FIRE for around a month now. I'm 42 and we have kids about to start school. Getting used to it!

Just at the moment I'm feeling my way around for a balance between spending time with the family, starting projects and learning new things, and indulging in some non-productive downtime like watching lousy TV shows as a crass celebration of time not being such an extremely scarce resource anymore.

So far it's great. Time for myself is still a bit scarce due to the reality of having two preschoolers at home all summer and Covid-19 limiting what we can do out in the world. I can't really fathom how much personal time I will have for my projects once school starts. Knowing that more personal time is coming down the pipeline makes it easy to enjoy the summer without worrying too much about doing things that feel "productive."

Welcome. I put first of June at your name.

I have been super productive for the past few weeks, organizing the new house after moving in and cleaning the empty clown house (240m2). And doing all the household while DH was in bed with a damaged back.

I am looking foreward to being very unproductive for at least a week. Didn't work though, as I today felt the need to clean the new house. But apart from that, today is a relaxing, rainy day. Oh ja, I need to unpack the final 2 boxes with mostly cleaning materials, but those can be ignored for another day.
« Last Edit: June 28, 2020, 06:48:08 AM by Linea_Norway »

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1721 on: June 28, 2020, 06:44:50 AM »
@Linea_Norway Its going to be at least September before I can quit, perhaps even November.

Good luck for the last couple of months working. At least you could feel like FIRE is near and shouldn't need to worry about your job, if you at all do that.
« Last Edit: June 28, 2020, 06:48:27 AM by Linea_Norway »

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1722 on: June 28, 2020, 06:47:01 AM »
COVID has delayed things for me.  My ability to work 100% remote for indefinite time, and I am already 60% part time for the last 3.5 years, and the heavily subsidized health insurance is keeping me hanging on past my intended date.  At some point, it may get to the point that hanging onto next March bonus time makes sense.

Working part time and from home makes it indeed more attractive and I understand your healthcare insurance wish, which is a pity that you Americans need at all.
I put you in the OMY group, if that is okay

ZsaZsa

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Re: 2020 FIRE Cohort
« Reply #1723 on: June 28, 2020, 05:20:35 PM »
I have a definite date! Last day will be July 10...apparently administration is "re-evaluating" the duties related to my position, so my supervisor said there likely would NOT be a replacement anytime soon, and if I had a date in mind I might as well go ahead. Since I was the first one to hold this job, and figured it all out on my own, seems fair that my replacement will do the same.

BeanCounter

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Re: 2020 FIRE Cohort
« Reply #1724 on: June 29, 2020, 08:17:53 AM »
I’ve got a firm date of Aug 14th now. My emotions seem to go from happy, ready for it to be over to completely terrified I’ve made a poor decision to leave a great, well paying, easy job in the middle of a pandemic. Trying to remind myself that YOLO.

CoffeeAndDonuts

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Re: 2020 FIRE Cohort
« Reply #1725 on: June 29, 2020, 10:28:14 PM »
I'm in! Or is it I'm out!

I've been an occasional poster, often lurker, slowly working my way there.

The story of getting here is long, 20+ years, and feels so immediate and so distant at the same time. The sense of freedom though as I emerge from it is such that time feels compressed - it couldn't possibly have been 20y. There's so much in there that I love but it went far too fast. I'm hoping, believing, that more time and more freedom to challenge myself, to be excited to by where I am, doing what I am, with my family and friends, will slow time... let me revel in it a bit and pivot to something totally different.  I can't pause time but I sure hope I can slow it in a way that the last 20y haven't allowed.

Tonight I sat with a friend on a rather different path, one that I've often admired and known for 25 years now, with whom my family and hers planned on taking an epic trip together this summer that coincided with my retirement from career work. This isn't the summer I anticipated but the disruption of plans has allowed my wife and me to connect with and do things that are more important and, in some important ways, more inline with our values. We've discovered we can do more than we imagined in our young sons education, we can be better spouses, we can navigate complex life changes. I wish the context weren't a pandemic where we know friends and family that are suffering but I can't deny that we've found a lot of good in this moment.

I sat in a college class about 20 years ago and recall plotting a 10y goal that allowed me flexibility (not FIRE levels) at age 30. I achieved that goal but kept going. In 2016, travelling with friends in Mexico City, I read an article in a copy of the Atlantic they brought about MMM. Not long after another friend of a friend connected me to this community. We'd done a lot right before then but really doubled down. It's taken 4y but we've bought and renovated the house we love, re-visited the trajectory we were on and honed in a little more specifically and to things we cared about, and unloaded my business in a way where I can hold my head high - my business partner taken care of, my new partners having understood the situation despite it likely minimizing my value, all our customers taken care of, and all but 1 employee taken forward from my old company into the new one.

It's been 4y of solid work, arguably 20y+, and I'm so thrilled to be done with that segment and see what comes next - what I and my family make of this gift we have. I'm so appreciative of what this community has offered in inspiration and knowledge.

Thank you all!

PS - I noticed the list of those exiting. My date is officially Sep 30 but I've been winding down for the last year. My partners know the exit plan is in place and I talked to my first key employee about a week ago. 3 mos to go. I'm in a good place and think I've left those that rely on me in a good place. It's bittersweet but mostly sweet.
« Last Edit: June 29, 2020, 11:01:56 PM by CoffeeAndDonuts »

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1726 on: June 30, 2020, 06:22:05 AM »
I'm in! Or is it I'm out!

I've been an occasional poster, often lurker, slowly working my way there.

The story of getting here is long, 20+ years, and feels so immediate and so distant at the same time. The sense of freedom though as I emerge from it is such that time feels compressed - it couldn't possibly have been 20y. There's so much in there that I love but it went far too fast. I'm hoping, believing, that more time and more freedom to challenge myself, to be excited to by where I am, doing what I am, with my family and friends, will slow time... let me revel in it a bit and pivot to something totally different.  I can't pause time but I sure hope I can slow it in a way that the last 20y haven't allowed.

Tonight I sat with a friend on a rather different path, one that I've often admired and known for 25 years now, with whom my family and hers planned on taking an epic trip together this summer that coincided with my retirement from career work. This isn't the summer I anticipated but the disruption of plans has allowed my wife and me to connect with and do things that are more important and, in some important ways, more inline with our values. We've discovered we can do more than we imagined in our young sons education, we can be better spouses, we can navigate complex life changes. I wish the context weren't a pandemic where we know friends and family that are suffering but I can't deny that we've found a lot of good in this moment.

I sat in a college class about 20 years ago and recall plotting a 10y goal that allowed me flexibility (not FIRE levels) at age 30. I achieved that goal but kept going. In 2016, travelling with friends in Mexico City, I read an article in a copy of the Atlantic they brought about MMM. Not long after another friend of a friend connected me to this community. We'd done a lot right before then but really doubled down. It's taken 4y but we've bought and renovated the house we love, re-visited the trajectory we were on and honed in a little more specifically and to things we cared about, and unloaded my business in a way where I can hold my head high - my business partner taken care of, my new partners having understood the situation despite it likely minimizing my value, all our customers taken care of, and all but 1 employee taken forward from my old company into the new one.

It's been 4y of solid work, arguably 20y+, and I'm so thrilled to be done with that segment and see what comes next - what I and my family make of this gift we have. I'm so appreciative of what this community has offered in inspiration and knowledge.

Thank you all!

PS - I noticed the list of those exiting. My date is officially Sep 30 but I've been winding down for the last year. My partners know the exit plan is in place and I talked to my first key employee about a week ago. 3 mos to go. I'm in a good place and think I've left those that rely on me in a good place. It's bittersweet but mostly sweet.

Welcome to the cohort!

LateStarter

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Re: 2020 FIRE Cohort
« Reply #1727 on: June 30, 2020, 02:48:49 PM »
Please mark me as confirmed !!

I'm all done and dusted, and I now own all of my time. It hasn't really sunk in.

Thanks MMM and Forum. I wouldn't be in such a good place without you !!

honeyfill

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Re: 2020 FIRE Cohort
« Reply #1728 on: June 30, 2020, 04:38:45 PM »
I've been reluctant to post on the 2020 cohort topic because I haven't decided exactly when I want to retire.
I have retired twice before and failed miserably each time. The first time was an involuntary retirement in 2004 when I was laid off. I hadn't planned on retiring, I wasn't ready mentally  to retire and we could not have done it financially without my wife continuing to work. The problem was that  it took me two years to find a job, through a combination of laziness, bad economy and lack of motivation.  At that time, we had FU money but not FI money, so it was easy to let things slide month to month.
The second retirement was in 2018.  That one failed for the opposite reason.  I was offered so much money at a new job in June of 2019, that there was no way I could turn it down. By working for the last year, I have turned a comfortable retirement into a FAT FIRE. 
Now I am almost ready.  I am retiring between Sept 8th 2020 and January 4, 2021.  You can put me down for Dec 31, 2020, but it could be any day I wake up and feel like playing golf instead of working!

JoJo

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Re: 2020 FIRE Cohort
« Reply #1729 on: June 30, 2020, 05:20:54 PM »
Thanks for the inspiration!  Making me rethink OMY

markbike528CBX

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Re: 2020 FIRE Cohort
« Reply #1730 on: June 30, 2020, 08:55:42 PM »
I've been reluctant to post on the 2020 cohort topic because I haven't decided exactly when I want to retire.
I have retired twice before and failed miserably each time. The first time was an involuntary retirement in 2004 when I was laid off. I hadn't planned on retiring, I wasn't ready mentally  to retire and we could not have done it financially without my wife continuing to work. The problem was that  it took me two years to find a job, through a combination of laziness, bad economy and lack of motivation.  At that time, we had FU money but not FI money, so it was easy to let things slide month to month.
The second retirement was in 2018.  That one failed for the opposite reason.  I was offered so much money at a new job in June of 2019, that there was no way I could turn it down. By working for the last year, I have turned a comfortable retirement into a FAT FIRE. 
Now I am almost ready.  I am retiring between Sept 8th 2020 and January 4, 2021.  You can put me down for Dec 31, 2020, but it could be any day I wake up and feel like playing golf instead of working!

If I woke up and felt like playing golf, DW would call for an immediate exorcism.   I'm glad I had some alternate reasons to FIRE.   
You could put your criteria as a) wanna golf OR b)the moon is in the seventh house (Age of Aquarius) OR c) any non-nonsensical "reason".  Just don't do AND logic, that way leads to OMY!

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1731 on: July 01, 2020, 03:51:55 AM »
I've been reluctant to post on the 2020 cohort topic because I haven't decided exactly when I want to retire.
I have retired twice before and failed miserably each time. The first time was an involuntary retirement in 2004 when I was laid off. I hadn't planned on retiring, I wasn't ready mentally  to retire and we could not have done it financially without my wife continuing to work. The problem was that  it took me two years to find a job, through a combination of laziness, bad economy and lack of motivation.  At that time, we had FU money but not FI money, so it was easy to let things slide month to month.
The second retirement was in 2018.  That one failed for the opposite reason.  I was offered so much money at a new job in June of 2019, that there was no way I could turn it down. By working for the last year, I have turned a comfortable retirement into a FAT FIRE. 
Now I am almost ready.  I am retiring between Sept 8th 2020 and January 4, 2021.  You can put me down for Dec 31, 2020, but it could be any day I wake up and feel like playing golf instead of working!

When I still worked, every day with new weather, summer or winter, or thought I was rather outside than at the office. Had that feeling for many years. When I started working 80%, I used every Friday to do whatever I wanted outside, usually skiing or mushroom hunting.
I can't imagine it will be easy to work the summer or a nice autumn. So I guess you will retire rather sooner than later.

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1732 on: July 01, 2020, 03:53:41 AM »
Please mark me as confirmed !!

I'm all done and dusted, and I now own all of my time. It hasn't really sunk in.

Thanks MMM and Forum. I wouldn't be in such a good place without you !!

Congrats on being a workfree person.

JoJo

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Re: 2020 FIRE Cohort
« Reply #1733 on: July 01, 2020, 01:15:51 PM »
Well, office is officially closed to the end of 2020 so it's 100% work remote.

FrugalAussie

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Re: 2020 FIRE Cohort
« Reply #1734 on: July 02, 2020, 07:44:38 PM »
Hi Everyone.  I FIRE'd in May 2017, aged 52.  Returned to a dream job January 2019. I've now hit the self-defined peak of my career, gained 10 kgs, become tired and I feel like I'm burning out so I've resigned to start my second FIRE experience.  My last day is 7 August. I'm enjoying a week off next week to rest up before the last month which will be VERY busy.  My husband FIRE'd in August 2017, loves it and not interested at all in returning to work.  He's really looking forward to having me home.

For the first six months I'll be focusing on my health/fitness, including lots of naps and my passion for creative arts therapies. I can feel the stress easing already.

Congrats to everyone else that's taken the steps to become FI and then been brave enough to take the plunge into early retirement.


Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1735 on: July 02, 2020, 11:45:47 PM »
Hi Everyone.  I FIRE'd in May 2017, aged 52.  Returned to a dream job January 2019. I've now hit the self-defined peak of my career, gained 10 kgs, become tired and I feel like I'm burning out so I've resigned to start my second FIRE experience.  My last day is 7 August. I'm enjoying a week off next week to rest up before the last month which will be VERY busy.  My husband FIRE'd in August 2017, loves it and not interested at all in returning to work.  He's really looking forward to having me home.

For the first six months I'll be focusing on my health/fitness, including lots of naps and my passion for creative arts therapies. I can feel the stress easing already.

Congrats to everyone else that's taken the steps to become FI and then been brave enough to take the plunge into early retirement.

Welcome to the cohort.

No job is worth that you become burned out. A dream job should ideally be of a working load that you can handle without getting tired.

honeyfill

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Re: 2020 FIRE Cohort
« Reply #1736 on: July 07, 2020, 02:28:08 PM »
I spent the morning at the Doctor's and the radiologist with Mrs HF. 
She is having back issues (details are in my journal, if you are interested.)
Depending how this turns out, I don't think I can delay retiring much longer.
We will make a decision once we get the x-ray/MRI results and consult with the Doctor , but I am pretty sure I will be moving my date up.  Maybe August or September. 
I guess sometimes you pick the retirement date and sometimes it gets picked for you.

bownyboy

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Re: 2020 FIRE Cohort
« Reply #1737 on: July 08, 2020, 02:00:47 AM »
So I found out yesterday that my (now) 100% remote contract has been extended until the end of the year (was due to finish in a months time).

So that means my FIRE date will be Friday 18th December 2020 @Linea_Norway if you can update my date please, thanks!

I now understand why people get one more year syndrome. The chance to earn just a little more stash to hedge against a downturn or simply to give more peace of mind is very tempting.

I’m finding this even more so, since I’ve been working from home 100% since early March. The stress of commuting has gone. I get to have breakfast in my garden, go for walks, cycling etc. Spending more time with my wife has also been great.

Work doesn’t seem so bad now :)


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Re: 2020 FIRE Cohort
« Reply #1738 on: July 08, 2020, 11:38:58 AM »
Just checking in with a quick and happy update: since FIREing in mid-June, we've moved overseas and now live in a little beach town in Southern Europe. We've moved very quickly to get settled in, with the perfect car and a quaint house with gorgeous views and gardens. After checking most of the things off our transition list, in the past several days we've started to really relax. The only time I ever set an alarm is to catch the good surf in the morning.

I'm sure there will be some downs as well as ups, but it's hard to describe how good this new life feels right now. We've definitely spent a shocking amount by Mustachian standards in the transition. For some reason spending instead of saving doesn't provoke anxiety like I thought it might. That's probably in part thanks to the markets and a couple fortunate individual investments, as our net worth has gone up by more than a year's worth of income in the past couple months despite all that spending and receiving no income for nearly a month. I'm also expecting that the spending will wane considerably now that the big purchases and bureaucratic costs are mostly out of the way.

This is really a dream come true so far. Hope the rest of the 2020 class that have made the leap are similarly enjoying life, and that this happy update provides some encouragement for others that have yet to leap.

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1739 on: July 08, 2020, 12:22:04 PM »
Just checking in with a quick and happy update: since FIREing in mid-June, we've moved overseas and now live in a little beach town in Southern Europe. We've moved very quickly to get settled in, with the perfect car and a quaint house with gorgeous views and gardens. After checking most of the things off our transition list, in the past several days we've started to really relax. The only time I ever set an alarm is to catch the good surf in the morning.

I'm sure there will be some downs as well as ups, but it's hard to describe how good this new life feels right now. We've definitely spent a shocking amount by Mustachian standards in the transition. For some reason spending instead of saving doesn't provoke anxiety like I thought it might. That's probably in part thanks to the markets and a couple fortunate individual investments, as our net worth has gone up by more than a year's worth of income in the past couple months despite all that spending and receiving no income for nearly a month. I'm also expecting that the spending will wane considerably now that the big purchases and bureaucratic costs are mostly out of the way.

This is really a dream come true so far. Hope the rest of the 2020 class that have made the leap are similarly enjoying life, and that this happy update provides some encouragement for others that have yet to leap.

Wow, that is quite a change. Do you want to share which country? And are you learning the language?

aspiringnomad

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Re: 2020 FIRE Cohort
« Reply #1740 on: July 08, 2020, 12:37:49 PM »
Portugal, and yes slowly...

I speak Spanish well and French poorly and can read Portuguese at about 90% but speaking is a different story. Will hopefully get there.

MoneyTree

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Re: 2020 FIRE Cohort
« Reply #1741 on: July 08, 2020, 10:10:05 PM »
sounds amazing. I'm getting jealous!

Due to COVID and just life in general, we are planning to move to a larger place to have my mother-in-law move in with us. This has several effects, and I'm not sure whether it will impact our FIRE plans positively or negatively yet.

For sure, our expenses will go up significantly (Larger place + another person to care for).

But, here's where it gets interesting, our income will also increase as well. My MIL gets Social Security income, which she can contribute towards our expenses. DW will also quit her part time work, but she will make up for it since she will become the primary caregiver for my MIL. There is a gov't program that pays for in-home supportive services, which we have been utilizing to help pay caregivers, but since we will become her caregivers, those payments will go straight to us.

This is the first time in a very long time that I won't have a clear picture of what our cash flow will be like. We'll see how this all shakes out once we're settled into a new normal. will keep y'all posted!

« Last Edit: July 08, 2020, 10:12:33 PM by MoneyTree »

ZsaZsa

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Re: 2020 FIRE Cohort
« Reply #1742 on: July 10, 2020, 06:18:04 PM »
Today was the day...not very early retirement, but early enough for me. 35 years a nurse, 22 in the hospital where I am now.

markbike528CBX

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Re: 2020 FIRE Cohort
« Reply #1743 on: July 10, 2020, 07:12:47 PM »
Today was the day...not very early retirement, but early enough for me. 35 years a nurse, 22 in the hospital where I am now.

Awesome!   Breathe in deeply your well deserved freedom.

Linea_Norway

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Re: 2020 FIRE Cohort
« Reply #1744 on: July 10, 2020, 11:32:35 PM »
Today was the day...not very early retirement, but early enough for me. 35 years a nurse, 22 in the hospital where I am now.

Well done. Good to hear that a nurse is capable of retiring early.

itchyfeet

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Re: 2020 FIRE Cohort
« Reply #1745 on: July 11, 2020, 07:43:01 AM »
I am a scratching for 2020 and for the next few years.

After years of working to be FI, and having achieved that goal more or less, I have just accepted a new job.

We will see how it goes.

bobble

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Re: 2020 FIRE Cohort
« Reply #1746 on: July 11, 2020, 08:07:07 AM »
Portugal, and yes slowly...

I would love to follow your FIRE adventure in Portugal. We have often talked about moving to Portugal or Spain in FIRE, mostly for the climate. For now we are living in Scandinavia because it's a familiar environment to start our kids in school but we always have half an eye looking south (especially during winter...)

BeanCounter

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Re: 2020 FIRE Cohort
« Reply #1747 on: July 11, 2020, 10:07:23 AM »
OMG. FIVE MORE WEEKS. I cannot tell you what a rush it was to see my name and date on the list. Like, yeah, this is really happening.
Unfortunately working a lot to try and transition it all.

BigEasyStache

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Re: 2020 FIRE Cohort
« Reply #1748 on: July 11, 2020, 10:09:15 AM »
Hi there,

Long time lurker with very few posts.  Just wanted to say we finally hit the 2M mark this year....even after the covid market decline.

2.175M w/o home

We own our home so if you use that for NW then 2.5M.

Wife and I still working.....but really, really getting tired of it.  Need to decide how to wind it down w/o hurting our coworkers or company.  Will try to be more active on the site since I've gotten so much from it.


poxpower

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Re: 2020 FIRE Cohort
« Reply #1749 on: July 11, 2020, 12:41:14 PM »
Was informed to post here, though I didn't predict I'd retire this year :p

I was into early retirement stuff mostly for survival when I was making next to no income, then when my income ramped up the timeline was uncertain ( due to the nature of my income ) but recently income is stable and large enough that I can't imagine having to work again and I might even enjoy a standard of living in retirement much above what I originally settled for in my mind.

Meanwhile on facebook: OMG 2020 WORST YEAR OF ALL TIME REEEEEEEE CAN IT GET WORSE REEEEEEEEEE

I dunno 2020 pretty good so far!