Author Topic: 2019 fire cohort  (Read 335653 times)

Dibdab

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Re: 2019 fire cohort
« Reply #2500 on: May 27, 2019, 02:27:51 PM »
Hello all.  Yes that is right, I am in the final stages.
  Thanks so much you guys for advice on signing up for Obamacare which I have set to kick in July 1. With subsidy, the monthly premium for a high deductible silver plan is $134.
  The plan as it stands now is my house sale would close June 12 according to an accepted offer and I will work two days after closing.  I have vacation approved for the last two weeks of June, so I plan on giving my boss the obligatory 2 week notice of termination right before I leave on the last day.  That way I don't have to explain I'm retiring to everybody.   
  Unfortunately there is a catch:  I am not at all sure my sale will go through because the house buyer is trying to get a USDA direct loan that has all kinds of opaque requirements and these were not spelled out in the offer and every week I am asked to complete some repair or update. For instance, replace a perfectly fine water heater because it might fail in five years due to its age. I would repair these things myself but the Feds want only licensed contractors and logistics of getting the contractors here within required time frame, with copies of invoices and the miscommunications between Feds and realtors is proving comical and maddening.  Buyers has a zero money down 33 year loan at 3.25% interest which makes me think it's too good to be true also although I assume PMI would be required.
  So, I am trying to preparing myself psychologically for huge disappointment on the home sale and to work a few more months until house sells finally.  My next step after June 12 was gonna be to move into a two flat apartment building I own and start renovating it.  If my house  fails to sell as I anticipate I will unfortunately probably cash in some old, rather high paying I-bonds in order to start renovating before I move to the apartment.  So it wouldn't be 100% terrible, since I wouldn't have to live inside a demolition and construction zone when I retire.

Trifele

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Re: 2019 fire cohort
« Reply #2501 on: May 27, 2019, 02:41:37 PM »
Great update @Dibdab.  I'll update your tentative last day to June 14.  Fingers crossed for your house to sell.     

Loren Ver

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Re: 2019 fire cohort
« Reply #2502 on: May 27, 2019, 07:25:49 PM »
Hello all.  Yes that is right, I am in the final stages.
  Thanks so much you guys for advice on signing up for Obamacare which I have set to kick in July 1. With subsidy, the monthly premium for a high deductible silver plan is $134.
  The plan as it stands now is my house sale would close June 12 according to an accepted offer and I will work two days after closing.  I have vacation approved for the last two weeks of June, so I plan on giving my boss the obligatory 2 week notice of termination right before I leave on the last day.  That way I don't have to explain I'm retiring to everybody.   
  Unfortunately there is a catch:  I am not at all sure my sale will go through because the house buyer is trying to get a USDA direct loan that has all kinds of opaque requirements and these were not spelled out in the offer and every week I am asked to complete some repair or update. For instance, replace a perfectly fine water heater because it might fail in five years due to its age. I would repair these things myself but the Feds want only licensed contractors and logistics of getting the contractors here within required time frame, with copies of invoices and the miscommunications between Feds and realtors is proving comical and maddening.  Buyers has a zero money down 33 year loan at 3.25% interest which makes me think it's too good to be true also although I assume PMI would be required.
  So, I am trying to preparing myself psychologically for huge disappointment on the home sale and to work a few more months until house sells finally.  My next step after June 12 was gonna be to move into a two flat apartment building I own and start renovating it.  If my house  fails to sell as I anticipate I will unfortunately probably cash in some old, rather high paying I-bonds in order to start renovating before I move to the apartment.  So it wouldn't be 100% terrible, since I wouldn't have to live inside a demolition and construction zone when I retire.

Whoa, that has to be nerve racking.  I hope the sell goes through, and I am really glad you have a plan B in place just in case.  Smart thinking!

Linea_Norway

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Re: 2019 fire cohort
« Reply #2503 on: May 27, 2019, 11:57:19 PM »
Hello all.  Yes that is right, I am in the final stages.
  Thanks so much you guys for advice on signing up for Obamacare which I have set to kick in July 1. With subsidy, the monthly premium for a high deductible silver plan is $134.
  The plan as it stands now is my house sale would close June 12 according to an accepted offer and I will work two days after closing.  I have vacation approved for the last two weeks of June, so I plan on giving my boss the obligatory 2 week notice of termination right before I leave on the last day.  That way I don't have to explain I'm retiring to everybody.   
  Unfortunately there is a catch:  I am not at all sure my sale will go through because the house buyer is trying to get a USDA direct loan that has all kinds of opaque requirements and these were not spelled out in the offer and every week I am asked to complete some repair or update. For instance, replace a perfectly fine water heater because it might fail in five years due to its age. I would repair these things myself but the Feds want only licensed contractors and logistics of getting the contractors here within required time frame, with copies of invoices and the miscommunications between Feds and realtors is proving comical and maddening.  Buyers has a zero money down 33 year loan at 3.25% interest which makes me think it's too good to be true also although I assume PMI would be required.
  So, I am trying to preparing myself psychologically for huge disappointment on the home sale and to work a few more months until house sells finally.  My next step after June 12 was gonna be to move into a two flat apartment building I own and start renovating it.  If my house  fails to sell as I anticipate I will unfortunately probably cash in some old, rather high paying I-bonds in order to start renovating before I move to the apartment.  So it wouldn't be 100% terrible, since I wouldn't have to live inside a demolition and construction zone when I retire.

I think you should start looking around for another buyer, because this sounds very uncertain and very demanding. If you recline this offer, do you think you could find another buyer without all these expensive demands?

Trifele

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Re: 2019 fire cohort
« Reply #2504 on: May 28, 2019, 05:24:11 AM »
Big group potentially ready to burst into flames this week:

-- @Odiedog859 who I think just did a long backpacking trip to burn up his last PTO.  (nice)

-- @Livingthedream55 who can't wait to go "work optional."  Woo!

-- @Dibdab is in the final planning stages, working to get on the Exchange and sell his house.

-- And @SamIAm38 was a May maybe, evaluating a job offer that could turn skinny FIRE to chubby.

How are you all doing?

Dibdab has bumped his date out a couple weeks.  @Odiedog859, @Livingthedream55, and @SamIAm38 -- any update? 

chasesfish

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Re: 2019 fire cohort
« Reply #2505 on: May 28, 2019, 06:31:10 AM »
@Dibdab - It'll probably work out, but the home sale process is so frustrating.  Don't be afraid to renegotiate the price in your deal and say "with all due respect, the price we agreed to was for a used house.  If they want everything new, it does cost more"

Our saga involves five offers from four buyers in the span of thirty days.  Didn't get to a contract on opening weekend,  then we had to terminate on Sunday because buyer kept wanting inspection after inspection.  They wouldn't give us a number on what they already had and dropped a request for a mold inspection on a 63year old house on us a day before the option period ran out.  The lot is worth 85% of the purchase price, I'm just not opening up that line of inspection. 

We had another offer in hand and gave those folks all the inspections and the final number we had gotten to and they signed.  They agreed and we are starting a new option period.

Livingthedream55

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Re: 2019 fire cohort
« Reply #2506 on: May 28, 2019, 07:57:17 AM »
Big group potentially ready to burst into flames this week:

-- @Odiedog859 who I think just did a long backpacking trip to burn up his last PTO.  (nice)

-- @Livingthedream55 who can't wait to go "work optional."  Woo!

-- @Dibdab is in the final planning stages, working to get on the Exchange and sell his house.

-- And @SamIAm38 was a May maybe, evaluating a job offer that could turn skinny FIRE to chubby.

How are you all doing?

Dibdab has bumped his date out a couple weeks.  @Odiedog859, @Livingthedream55, and @SamIAm38 -- any update?

Thanks @Trifele for doing such a wonderful job facilitating our cohort - you really help develop community here! 

My last day is Thursday as I'm taking a road trip with family on Friday. There will be a small send off tomorrow (a cake, a few well wishes) at work. Lots of coworkers are stopping by my desk to say they are excited for me and envious for themselves (one sad exception was a man with significant health issues who I would estimate to be in his mid 60's to late 60's who said he couldn't afford to retire because of student loans he took out!).

My boss has been a little pouty "I can't believe you're leaving me", "this is not a good time for me to lose you", etc.  so I threw her an offer to maybe come back one day a week in the Fall as a contractor to help with some specific reports that need to be written (which is a task I enjoy) and which I would negotiate to do remotely and at a higher rate than my current salaried rate. So we will see. The ball is completely in her court and no details pinned down.

It's still surreal - I'm excited to get through these last few days. I won't miss my commute (by commuter rail) to the city. I look forward to better self-care and lots more connection with friends and family. It's a good place to be.


Odiedog859

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Re: 2019 fire cohort
« Reply #2507 on: May 28, 2019, 10:07:41 AM »
I'm in my last week.  Just for the record, I work in a great place, for a great company, for a great boss and I like my job.  I am very fortunate that I am not bailing out of a sinking ship or escaping a toxic work environment.  So why am I leaving?  There is just more to life than working.  To be transparent, my version of retirement won't be sleeping in everyday or sitting around the coffee shop (not that there is anything wrong with that.)  I'll still be doing on-call fire assignments for wildland fires in the summer and FEMA disaster work (I have a Urban Search and Rescue K9).

Co-workers are starting to come by and ask "Are you really retiring?  That is so cool."  It's a small valley so we'll still see each other around. I did get to have an enjoyable backpacking trip  the first half of May on the AT.  Lots of rain as usual.....  The buffer allowed a quiet last week just wrapping things up and making sure transfer of responsibilities are done.  I get to kick off my first week of retirement going to Indiana with our FEMA team for a mock deployment.  Of course with all the tornado activity, it might turn into the real thing.

My challenge is to not let myself fall into the trap of just sitting around because I can.  I consider calendars to be the enemy but I have a list of things I can fill my time with.  I'll just have the freedom to chose which ones each day :-)

3 and a wake-up.....
« Last Edit: May 28, 2019, 10:14:24 AM by Odiedog859 »

itchyfeet

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Re: 2019 fire cohort
« Reply #2508 on: May 29, 2019, 10:15:00 AM »
Exciting items Odiedog. Nicely done.

In my neck of the woods, the expected has happened, and megacorp has offered me a transfer. Itís to the to the US. Philly specifically. Iíve never been to eastern US, just the west coast, Montana, Wyoming, Alaska and Hawaii.

Philly is a long way from home and a long way from FIRE, but Iíll have to  think about the proposal. Could be fun for a couple of years I suppose.

Iíll fly to Megacorp HQ in 3 weeks to discuss. I am still not ready to confess to my true FIRE ambitions to my employer, so are playing along.

I wish I was at 110% and not 90% of my desired stash.... even even a tad more than 110% will be awesome and put to good use.

I have lots of questions about expat life in the US. Im not sure if this forum is a decent place to pose my questions.

markbike528CBX

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Re: 2019 fire cohort
« Reply #2509 on: May 29, 2019, 12:22:11 PM »
Exciting items Odiedog. Nicely done.

In my neck of the woods, the expected has happened, and megacorp has offered me a transfer. Itís to the to the US. Philly specifically. Iíve never been to eastern US, just the west coast, Montana, Wyoming, Alaska and Hawaii.

Philly is a long way from home and a long way from FIRE, but Iíll have to  think about the proposal. Could be fun for a couple of years I suppose.

Iíll fly to Megacorp HQ in 3 weeks to discuss. I am still not ready to confess to my true FIRE ambitions to my employer, so are playing along.

I wish I was at 110% and not 90% of my desired stash.... even even a tad more than 110% will be awesome and put to good use.

I have lots of questions about expat life in the US. Im not sure if this forum is a decent place to pose my questions.
Several members are Euro expats/immigrants @Exflyboy being first to mind.  There must be a thread(s) on relevant subjects somewhere here.

I've only been to Philly 3 to 5 times in my life, even though I grew up about 120 miles away in rural Central PA.
Anti-OMY alert- You do realize, that over the course of FIRE, that your stache is likely to vary by MORE than 10%? Unless your "number" is bare skeleton, you've got lots of wiggle room. FIRE now, FIRE FOREVER.   

However, if someone was to pay me to work overseas again, I might consider it. The per diem and or pay would have to be really good though. Paid repatriation or spousal visit flights would be great too.

Exflyboy

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Re: 2019 fire cohort
« Reply #2510 on: May 29, 2019, 06:52:49 PM »
Exciting items Odiedog. Nicely done.

In my neck of the woods, the expected has happened, and megacorp has offered me a transfer. Itís to the to the US. Philly specifically. Iíve never been to eastern US, just the west coast, Montana, Wyoming, Alaska and Hawaii.

Philly is a long way from home and a long way from FIRE, but Iíll have to  think about the proposal. Could be fun for a couple of years I suppose.

Iíll fly to Megacorp HQ in 3 weeks to discuss. I am still not ready to confess to my true FIRE ambitions to my employer, so are playing along.

I wish I was at 110% and not 90% of my desired stash.... even even a tad more than 110% will be awesome and put to good use.

I have lots of questions about expat life in the US. Im not sure if this forum is a decent place to pose my questions.
Several members are Euro expats/immigrants @Exflyboy being first to mind.  There must be a thread(s) on relevant subjects somewhere here.

I've only been to Philly 3 to 5 times in my life, even though I grew up about 120 miles away in rural Central PA.
Anti-OMY alert- You do realize, that over the course of FIRE, that your stache is likely to vary by MORE than 10%? Unless your "number" is bare skeleton, you've got lots of wiggle room. FIRE now, FIRE FOREVER.   

However, if someone was to pay me to work overseas again, I might consider it. The per diem and or pay would have to be really good though. Paid repatriation or spousal visit flights would be great too.

@itchyfeet yes there are a number of us here. @UnleashHell is another Expat Brit.

I have to say that as an engineer at least the transfer to the US was the best thing ever.. My salary doubled but even more importantly I was given professional respect. In the UK everybody and their dog calls themselves engineers and if you use the word "engineer" in the UK people assume your a car mechanic.. It drives me up the stinking wall to be honest!

Not that there is anything wrong with being a mechanic or any kind of technical worker.. I have worked with superb technicians during my career, but they do a different job. They are not engineers and I'm not a technician!

Just like nurses are not doctors and vice versa.

Anyway I digress.. I don't know anything about the East Coast but I do know there is nothing on Earth like the US economy and the cost of living is generally lower than the UK/Europe.

In the West there are vast expanses of wilderness.. Heck even my modest house is on 5.5 acres.. Same amount of money would buy you a postage stamp in the UK.

I honestly owe my FIRE to living in the US.

itchyfeet

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Re: 2019 fire cohort
« Reply #2511 on: May 29, 2019, 08:48:30 PM »
Thanks for the comments

Iíd have no intention of staying in the US long term. It would just be a couple of years. We look forward to the day we return to Australia.

If we went to the US my company would pay my rent, so it would be an ok deal financially. Maybe not as good as my current deal in The UAE (due to no tax), but still better than anything I would ever have earned back in Oz....

But it is true that any money we earn from now is just for luxuries. So i would be a OMY victim/ perpetrator.

For me to the US for a few years is just taking the opportunity to add a further life experience, amd a few extra $ in the bank as a side effect is not the worst thing in the world.

Linea_Norway

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Re: 2019 fire cohort
« Reply #2512 on: May 30, 2019, 12:00:42 AM »
Thanks for the comments

Iíd have no intention of staying in the US long term. It would just be a couple of years. We look forward to the day we return to Australia.

If we went to the US my company would pay my rent, so it would be an ok deal financially. Maybe not as good as my current deal in The UAE (due to no tax), but still better than anything I would ever have earned back in Oz....

But it is true that any money we earn from now is just for luxuries. So i would be a OMY victim/ perpetrator.

For me to the US for a few years is just taking the opportunity to add a further life experience, amd a few extra $ in the bank as a side effect is not the worst thing in the world.

Then maybe you could do it for just another year, but not everal years. Then you get the new experience and some mote cash.

Trifele

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Re: 2019 fire cohort
« Reply #2513 on: May 30, 2019, 03:34:06 AM »
Damn, but it's good to see all those folks on the confirmed list!


HAHAHA!  That was my retirement quote!  DH even cross stitched it for me and I put it our the door of our adventure planning room!!!  He even did the A Team A :).


This is fabulous!  I picture a world map covering one entire wall with strings pinned in it here and there, lockers full of exotic gear for things like wingsuit gliding, and a bank of computers for checking weather and flight schedules . . .




MoMan

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Re: 2019 fire cohort
« Reply #2514 on: May 30, 2019, 08:13:30 AM »
I guess you can add my name to the Confirmed list. I gave my manager a verbal 4-month notice on April 30th. The responses from colleagues has been disappointingly muted, but I suppose they all see me carting my lunch bag every day, and I'm certain they have come to expect my redundant, utilitarian wardrobe. If I were to show up in a new shirt, the rumors would start to fly: "Hey, what the hell's up with MoMan?"

Also, Trifele -- Next list update, could you please change my age to 54? My original plan was to retire immediately after my b-day but screw that! 92 calendar days to go.

Loren Ver

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Re: 2019 fire cohort
« Reply #2515 on: May 30, 2019, 11:03:18 AM »
Damn, but it's good to see all those folks on the confirmed list!


HAHAHA!  That was my retirement quote!  DH even cross stitched it for me and I put it our the door of our adventure planning room!!!  He even did the A Team A :).


This is fabulous!  I picture a world map covering one entire wall with strings pinned in it here and there, lockers full of exotic gear for things like wingsuit gliding, and a bank of computers for checking weather and flight schedules . . .

Actually it is a wall sized map of the US (as DH doesn't fly so most of our together travels are in the US).  It is being filled with pins of various colors to denote things we do all over.  The other wall is covered with 4 years of future wall calendars for planning. Computer, memorabilia, etc.  :D. 

markbike528CBX

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Re: 2019 fire cohort
« Reply #2516 on: May 30, 2019, 11:20:23 AM »
Damn, but it's good to see all those folks on the confirmed list!

HAHAHA!  That was my retirement quote!  DH even cross stitched it for me and I put it our the door of our adventure planning room!!!  He even did the A Team A :).


This is fabulous!  I picture a world map covering one entire wall with strings pinned in it here and there, lockers full of exotic gear for things like wingsuit gliding, and a bank of computers for checking weather and flight schedules . . .

Actually it is a wall sized map of the US (as DH doesn't fly so most of our together travels are in the US).  It is being filled with pins of various colors to denote things we do all over.  The other wall is covered with 4 years of future wall calendars for planning. Computer, memorabilia, etc.  :D.

Four those travelers who don't have a big wall, take a picture for your desktop/ home page from http://www.gcmap.com/mapui

Trifele

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Re: 2019 fire cohort
« Reply #2517 on: May 30, 2019, 12:48:47 PM »
CONGRATS @Livingthedream55!  Have a wonderful road trip!

CONGRATS @MoMan!  It's going to be one fine summer.
 

2019 FIRE Cohort:

01/01/19     Bingeworker (52)          CONFIRMED
01/31/19     Trifele (51)                   CONFIRMED
02/01/19     Socmonkey (37)           CONFIRMED
02/01/19     August (54)                  CONFIRMED
02/01/19     Keeks (42)                   CONFIRMED
02/01/19     TheShinyHorse             CONFIRMED   
02/13/19     SeanTash (48)              CONFIRMED
02/28/19     nowwhat? (56)             CONFIRMED
03/15/19     Half Stached  (47)        CONFIRMED
03/15/19     FireHazard                   CONFIRMED
03/15/19     Luck12  (41)                CONFIRMED       
03/18/19     chasesfish (36)             CONFIRMED
03/18/19     Cycling Stache (43)       CONFIRMED
03/29/19     Loren Ver (36)              CONFIRMED
03/29/19     Mr. Ver (39)                  CONFIRMED
04/01/19     Ryder (39)                    CONFIRMED
04/04/19     PowerStache (43)          CONFIRMED
04/05/19     MissNancyPryor (50)      CONFIRMED SWAMI
04/06/19     Caroline PF                    CONFIRMED SEMI-FIRE
04/07/19     BTDRetire (64)              CONFIRMED 
04/19/19     Eric (42)                       CONFIRMED
04/26/19     FIRE 20/20  (42)           CONFIRMED
05/02/19     couponvan                    CONFIRMED
05/14/19     anonprof                       CONFIRMED
05/16/19     dude (53)                      CONFIRMED
05/17/19     MaybeBabyMustache      CONFIRMED SABBATICAL                   
05/24/19     Prairie Stash (38)           CONFIRMED
05/30/19     Livingthedream55 (59)   CONFIRMED
05/30/19     MoMan  (54)                  CONFIRMED
05/31/19     Odiedog859  (62)                 
05/??/19     SamIAm38  (30)
06/07/19     DreamFire
06/14/19     Dibdab (56)
06/15/19     Okonomiyaki (49)
06/15/19     2Birds1Stone  (32)
06/21/19     Parizade  (62)
06/29/19     Waffles  (52)
06/30/19     SHO (37)
06/30/19     snowdog (57)
06/??/19     Oldtoyota
07/03/19     Miss Piggy
07/05/19     StoaX (58)
07/08/19     Batljunk
07/08/19     Mathieu
07/29/19     Lews Therin (29)
07/??/19     Thedividebyzero  (45)
08/01/19     SugarMountain
08/31/19     Gerard
09/02/19     Cornbread OMalley  (42)  Date Confirmed
09/13/19     dayzero
09/??/19     RetirementDreaming
10/??/19     VoteCthulu  (39)
10/??/19     Trix76  (43)
10/??/19     JumboShrimp
12/??/19     HBFI  (38)
12/??/19     luckyme13  (45)
12/19/19     Itchyfeet  (47)
12/27/19     moxie
12/31/19     texxan1  (47)
12/31/19     Nifty (31)

2019 Cohort with date TBD:
Lowerbills (40)
getoutsoon (52)
IPlawyer
MustacheAnxiety
forward
BlindSquirrel
I'm Fred (51)
JoJo (45)
Edgema
Jfer_rose (41)
Gerardc  (35)
tooqk4u22
Pylortes  (42) 

OMY/2MY/Etc:
Freedomin5 (38)
Roboturner  (30)
Bateaux (51)
Linda_Norway (45)
CryingInThePool  (44)
Albireo13  (61)
Cookie78
Enigma
exit2019  (40)
powersuitrecall  (47)

OLY
markbike528cbx  (55)      OLY -- CONFIRMED 6/1/18; checking in as OP
MoneyStacher  (50)         OLY -- CONFIRMED 2018
PhilB  (52)                      OLY -- CONFIRMED 10/24/18
sui generis  (41)              OLY -- CONFIRMED 8/17/18
TartanTallulah  (55)          OLY -- CONFIRMED 10/2018
cerat0n1a                       OLY -- CONFIRMED 2018 
Chairman                        OLY -- CONFIRMED 2018
Bognish (43)                   OLY -- CONFIRMED 11/16/18

Loren Ver

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Re: 2019 fire cohort
« Reply #2518 on: May 30, 2019, 04:55:24 PM »
Damn, but it's good to see all those folks on the confirmed list!

HAHAHA!  That was my retirement quote!  DH even cross stitched it for me and I put it our the door of our adventure planning room!!!  He even did the A Team A :).


This is fabulous!  I picture a world map covering one entire wall with strings pinned in it here and there, lockers full of exotic gear for things like wingsuit gliding, and a bank of computers for checking weather and flight schedules . . .

Actually it is a wall sized map of the US (as DH doesn't fly so most of our together travels are in the US).  It is being filled with pins of various colors to denote things we do all over.  The other wall is covered with 4 years of future wall calendars for planning. Computer, memorabilia, etc.  :D.

Four those travelers who don't have a big wall, take a picture for your desktop/ home page from http://www.gcmap.com/mapui

You and your fancy technology ;).

Also CONGRATS @Livingthedream55 and @MoMan.  Thanks for keeping us informed.

Parizade

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Re: 2019 fire cohort
« Reply #2519 on: May 30, 2019, 06:19:51 PM »
Congratulations @livingthedream enjoy the open road!


hang in there @MoMan



markbike528CBX

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Re: 2019 fire cohort
« Reply #2520 on: May 30, 2019, 07:35:01 PM »
Damn, but it's good to see all those folks on the confirmed list!

HAHAHA!  That was my retirement quote!  DH even cross stitched it for me and I put it our the door of our adventure planning room!!!  He even did the A Team A :).


This is fabulous!  I picture a world map covering one entire wall with strings pinned in it here and there, lockers full of exotic gear for things like wingsuit gliding, and a bank of computers for checking weather and flight schedules . . .

Actually it is a wall sized map of the US (as DH doesn't fly so most of our together travels are in the US).  It is being filled with pins of various colors to denote things we do all over.  The other wall is covered with 4 years of future wall calendars for planning. Computer, memorabilia, etc.  :D.

Four those travelers who don't have a big wall, take a picture for your desktop/ home page from http://www.gcmap.com/mapui

You and your fancy technology ;).

Also CONGRATS @Livingthedream55 and @MoMan.  Thanks for keeping us informed.

Unfortunately, the fancy technology is aided by old-school memory of airport codes.
At one time, electronic departure screens (CRT) only had room for the three letter codes, which may or may not hint at the airport city name. MDT is obviously Harrisburg PA, right?  CDG and CVG are NOT the same place.

Congratulations to recent graduates!!!  And to all of the rest of you, come on in!

Odiedog859

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Re: 2019 fire cohort
« Reply #2521 on: May 31, 2019, 03:18:51 PM »
I'm out of here!  Well, I'll  stop by here once in a while but shutting down the computer, password updating complete :-)  Had a nice low key breakfast get together with the rest of the department.

What to do first....Oh, that's already decided......

Trifele

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Re: 2019 fire cohort
« Reply #2522 on: May 31, 2019, 03:31:10 PM »
YEAH @Odiedog859!  Congratulations and wishing you much happiness!  Thank you for fighting forest fires and helping FEMA. 

@SamIAm38 moved to TBD til we hear back.


2019 FIRE Cohort:

01/01/19     Bingeworker (52)          CONFIRMED
01/31/19     Trifele (51)                   CONFIRMED
02/01/19     Socmonkey (37)           CONFIRMED
02/01/19     August (54)                  CONFIRMED
02/01/19     Keeks (42)                   CONFIRMED
02/01/19     TheShinyHorse             CONFIRMED   
02/13/19     SeanTash (48)              CONFIRMED
02/28/19     nowwhat? (56)             CONFIRMED
03/15/19     Half Stached  (47)        CONFIRMED
03/15/19     FireHazard                   CONFIRMED
03/15/19     Luck12  (41)                CONFIRMED       
03/18/19     chasesfish (36)             CONFIRMED
03/18/19     Cycling Stache (43)       CONFIRMED
03/29/19     Loren Ver (36)              CONFIRMED
03/29/19     Mr. Ver (39)                  CONFIRMED
04/01/19     Ryder (39)                    CONFIRMED
04/04/19     PowerStache (43)          CONFIRMED
04/05/19     MissNancyPryor (50)      CONFIRMED SWAMI
04/06/19     Caroline PF                    CONFIRMED SEMI-FIRE
04/07/19     BTDRetire (64)              CONFIRMED 
04/19/19     Eric (42)                       CONFIRMED
04/26/19     FIRE 20/20  (42)           CONFIRMED
05/02/19     couponvan                    CONFIRMED
05/14/19     anonprof                       CONFIRMED
05/16/19     dude (53)                      CONFIRMED
05/17/19     MaybeBabyMustache      CONFIRMED SABBATICAL                   
05/24/19     Prairie Stash (38)           CONFIRMED
05/30/19     Livingthedream55 (59)   CONFIRMED
05/30/19     MoMan  (54)                  CONFIRMED
05/31/19     Odiedog859  (62)           CONFIRMED               
06/12/19     tooqk4u22
06/14/19     Dibdab (56)
06/15/19     Okonomiyaki (49)
06/15/19     2Birds1Stone  (32)
06/18/19     RichMoose (29)
06/19/19     Waffles  (52)
06/21/19     Parizade  (62)
06/30/19     SHO (37)
06/30/19     snowdog (57)
06/??/19     Oldtoyota
06/??/19     Home Stretch
07/03/19     Miss Piggy
07/05/19     StoaX (58)
07/05/19     5OClocksomewhere
07/08/19     Batljunk
07/08/19     Mathieu
07/29/19     Lews Therin (29)
07/??/19     Thedividebyzero  (45)
07/??/19     Omy
08/01/19     SugarMountain
08/09/19     Jfer_rose (41)
08/31/19     Gerard
09/02/19     Cornbread OMalley  (42)  Date Confirmed
09/13/19     dayzero
09/??/19     RetirementDreaming
10/01/19    SnakesInTheGrass (55)
10/??/19     VoteCthulu  (39)
10/??/19     Trix76  (43)
10/??/19     JumboShrimp
12/??/19     HBFI  (38)
12/??/19     luckyme13  (45)
12/19/19     Itchyfeet  (47)
12/27/19     moxie
12/31/19     texxan1  (47)
12/31/19     Nifty (31)

2019 Cohort with date TBD:
Lowerbills (40)
getoutsoon (52)
IPlawyer
MustacheAnxiety
forward
BlindSquirrel
I'm Fred (51)
JoJo (45)
Edgema
Gerardc  (35)
Pylortes  (42)
SamIAm38  (30)
DreamFire 

OMY/2MY/Etc:
Freedomin5 (38)
Roboturner  (30)
Bateaux (51)
Linda_Norway (45)
CryingInThePool  (44)
Albireo13  (61)
Cookie78
Enigma
exit2019  (40)
powersuitrecall  (47)

OLY
markbike528cbx  (55)      OLY -- CONFIRMED 6/1/18; checking in as OP
MoneyStacher  (50)         OLY -- CONFIRMED 2018
PhilB  (52)                      OLY -- CONFIRMED 10/24/18
sui generis  (41)              OLY -- CONFIRMED 8/17/18
TartanTallulah  (55)          OLY -- CONFIRMED 10/2018
cerat0n1a                       OLY -- CONFIRMED 2018 
Chairman                        OLY -- CONFIRMED 2018
Bognish (43)                   OLY -- CONFIRMED 11/16/18
« Last Edit: June 14, 2019, 09:11:25 AM by Trifele »

Loren Ver

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Re: 2019 fire cohort
« Reply #2523 on: May 31, 2019, 06:28:26 PM »
I'm out of here!  Well, I'll  stop by here once in a while but shutting down the computer, password updating complete :-)  Had a nice low key breakfast get together with the rest of the department.

What to do first....Oh, that's already decided......

BYE!!  Thanks for playing!

Trifele

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Re: 2019 fire cohort
« Reply #2524 on: June 01, 2019, 05:54:06 AM »
And just like that, JUNE IS HERE!   Can you believe it?

How are you doing, June folks??  Just a few days left!  :)


Parizade

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Re: 2019 fire cohort
« Reply #2525 on: June 01, 2019, 06:38:10 AM »
And just like that, JUNE IS HERE!   Can you believe it?

How are you doing, June folks??  Just a few days left!  :)

The days are flying by now. I will give official notice next Friday and turn in my computer 2 weeks later.

tooqk4u22

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Re: 2019 fire cohort
« Reply #2526 on: June 04, 2019, 09:41:28 AM »
Last day is June 12th.   Always nice to leave after a down month for the markets, I am sure there is more to come - oh well, I will be enjoying my summer.

markbike528CBX

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Re: 2019 fire cohort
« Reply #2527 on: June 04, 2019, 10:03:59 AM »
It is hard to believe, but I'm past my 1year FIREanniversary (FIREversary?)
It's been fun, especially when not looking at the markets.

AND I'm over 1000 posts on the forum.

Trifele

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Re: 2019 fire cohort
« Reply #2528 on: June 04, 2019, 01:30:38 PM »
Last day is June 12th.   Always nice to leave after a down month for the markets, I am sure there is more to come - oh well, I will be enjoying my summer.

Congrats on setting the date @tooqk4u22!  Got you added above for next week. ^  (No worries about the down market; if I recall your numbers correctly you were at 100% on cfiresim.  The calculators take into account the ups and downs of the markets.)  Yes!  It will be a mega-fine summer.  :)

And congrats on your milestones @markbike528CBX!   How has your first FIRE year been?

 

markbike528CBX

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Re: 2019 fire cohort
« Reply #2529 on: June 04, 2019, 02:36:23 PM »
Last day is June 12th.   Always nice to leave after a down month for the markets, I am sure there is more to come - oh well, I will be enjoying my summer.

Congrats on setting the date @tooqk4u22!  Got you added above for next week. ^  (No worries about the down market; if I recall your numbers correctly you were at 100% on cfiresim.  The calculators take into account the ups and downs of the markets.)  Yes!  It will be a mega-fine summer.  :)

And congrats on your milestones @markbike528CBX!   How has your first FIRE year been?

It has gone faster than I expected.
What I expected to do, reading and motorcycling , I did less of. Some of the lower reading is due to all of you interesting people on this forum :-). 
A bucket list item checked off: see my favorite band in a place I wouldn't otherwise go, Mudhoney, Zagreb Croatia. On my birthday just made it cooler.

GO 2019 Cohort!!

Omy

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Re: 2019 fire cohort
« Reply #2530 on: June 04, 2019, 03:18:59 PM »
I've been reluctant to join this thread because I've been "one more year"-ing for at least 5 years. But DH has given notice to his management that he is retiring in July...and I am wrapping up what may be my final transaction this month. So feel free to add me to the July list!

Trifele

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Re: 2019 fire cohort
« Reply #2531 on: June 04, 2019, 03:53:11 PM »
I've been reluctant to join this thread because I've been "one more year"-ing for at least 5 years. But DH has given notice to his management that he is retiring in July...and I am wrapping up what may be my final transaction this month. So feel free to add me to the July list!

Yay @Omy!!  Welcome and come on in!  Will you change your username now?  :)

Loren Ver

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Re: 2019 fire cohort
« Reply #2532 on: June 04, 2019, 04:16:17 PM »
I've been reluctant to join this thread because I've been "one more year"-ing for at least 5 years. But DH has given notice to his management that he is retiring in July...and I am wrapping up what may be my final transaction this month. So feel free to add me to the July list!

Welcome and welcome.  And congrats on finally throwing off the OMY handcuffs of obligation!!

Woo hoo!!

@markbike528CBX those are some impressive milestones.  I can't imagine what you have planned for the next year.  Maybe 2000 posts??

markbike528CBX

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Re: 2019 fire cohort
« Reply #2533 on: June 04, 2019, 10:18:01 PM »
Welcome OMY, might have to mod your name to "forum member formerly known as OMY".
I had been following your self-titled thread.

Loren Ver, not that many posts, it has taken me 4 years to make 1000.
I'll settle for keeping my posting rate at 0.666 for non- religious reasons.

Parizade

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Re: 2019 fire cohort
« Reply #2534 on: June 04, 2019, 11:00:40 PM »
Welcome @Omy! And congrats on the handlebar mustache @markbike528CBX

Linea_Norway

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Re: 2019 fire cohort
« Reply #2535 on: June 05, 2019, 12:41:31 AM »
I've been reluctant to join this thread because I've been "one more year"-ing for at least 5 years. But DH has given notice to his management that he is retiring in July...and I am wrapping up what may be my final transaction this month. So feel free to add me to the July list!

Congrats! You have made a big step mentally.

Omy

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Re: 2019 fire cohort
« Reply #2536 on: June 05, 2019, 07:50:31 AM »
Thank you for the warm welcome! I woke up early with a slight tinge of panic about this becoming real relatively quickly. We have planned and (over) saved for years before I had even heard of MMM, but turning off the cash fire hose is still a bit daunting. The articles, calculators, and encouragement of forum members have helped me realize that it is time.

RichMoose

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Re: 2019 fire cohort
« Reply #2537 on: June 05, 2019, 10:52:27 AM »
I'm finally tossing my name into this thread. For a sort-of FI/RE. (Maybe coast FI/RE, or maybe semi-FI/RE.)

Yesterday I gave my work notice that I am leaving. Last day is likely going to be June 18. I'll be ending my life as a holder of a full-time job after about 9 years. I work in law enforcement so the golden handcuffs of pensions and benefits are enticing, but the strong hierarchical work structure and forever growing layers of policy are not.

I am not a porch hound so I can see myself starting a business or freelancing in the future. I don't think I'll ever work a 9-5 permanent full-time gig again. I wouldn't consider myself totally FI and also not in the right mindset to RE. My wife will continue to work full-time for the time being. (She really loves her career field and will probably work, at least part-time, until she's well into more traditional retirement years).

Our 'stache is reasonably big considering I'm 29, my wife is 27 and we both work public service jobs. It should cover most of our expenses, certainly the core expenses. That gives us a substantial amount of financial freedom. Especially where we are going to start our adventure.

This summer we will be starting the next phase of our lives, leaving the winter city of Edmonton for much warmer Hanoi. Our plan is to live there for a few years and travel around Eastern Asia. My wife (a teacher) has a job lined up at an American school in the city. After that, who knows where life will take us.

2Birds1Stone

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Re: 2019 fire cohort
« Reply #2538 on: June 05, 2019, 10:54:16 AM »
Wow!! That's an amazing story. See you in Hanoi/SE Asia in fall/winter 2020!!

Sent from my SM-N950U using Tapatalk


RichMoose

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Re: 2019 fire cohort
« Reply #2539 on: June 05, 2019, 11:11:42 AM »
Wow!! That's an amazing story. See you in Hanoi/SE Asia in fall/winter 2020!!

Quickly scanned your journal, looks like you've got some amazing travel plans yourself. When you get to Hanoi, definitely send a PM!

Trifele

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Re: 2019 fire cohort
« Reply #2540 on: June 05, 2019, 12:04:53 PM »
Welcome @RichMoose!  Got you added above ^.  Well done to get this far so young.  Some really exciting plans you have!

Lews Therin

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Re: 2019 fire cohort
« Reply #2541 on: June 05, 2019, 12:56:50 PM »
Congrats Moose-like person!

At 29 and 27, you're like me, there's no downside to retiring now, since you could easily go back, and you have decades of time to cover off issues, by making tiny incremental changes to either income, returns, or simply consuming less. Nice pension Payouts?

RichMoose

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Re: 2019 fire cohort
« Reply #2542 on: June 05, 2019, 03:04:24 PM »
Congrats Moose-like person!

At 29 and 27, you're like me, there's no downside to retiring now, since you could easily go back, and you have decades of time to cover off issues, by making tiny incremental changes to either income, returns, or simply consuming less. Nice pension Payouts?

Yeah that's what I'm thinking. My wife's salary will probably be around 2-3x our cost of living in Hanoi. That will allow plenty of cash for plane tickets to see the region and a bit of additional savings money. She's still got a big tuition bill due in September for her Master's, but that will be the last one and it should come with a nice pay bump to recoup the costs in about 5 years.

I'm not sure what our pension transfer values will be, but I think the timing is pretty good with the total collapse in Canadian 5 year bond yields in the past year. I should find out in a month or so.

I don't think we'll be dipping into our investment accounts at all for at least 5 years. Lots of time for further growth, hopefully on the other side of our first retirement bear market.
« Last Edit: June 05, 2019, 03:09:22 PM by RichMoose »

Loren Ver

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Re: 2019 fire cohort
« Reply #2543 on: June 05, 2019, 05:47:50 PM »
Welcome @RichMoose.  Glad you joined us and I am really happy to see some public service representation at the early ages.  It can be done and you did it!!

Loren

Parizade

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Re: 2019 fire cohort
« Reply #2544 on: June 05, 2019, 11:45:07 PM »
Welcome @RichMoose and congratulations on achieiving FIRE at such a young age.

RichMoose

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Re: 2019 fire cohort
« Reply #2545 on: June 06, 2019, 11:11:39 AM »
Welcome @RichMoose.  Glad you joined us and I am really happy to see some public service representation at the early ages.  It can be done and you did it!!

Loren

Welcome @RichMoose and congratulations on achieiving FIRE at such a young age.

Thanks folks! My wife and I worked hard, paid our own way through school with part-time jobs to avoid debt, I took overtime opportunities wherever I could, and we lived within our means. As we Mustachians know, it is not rocket science.

Lews Therin

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Re: 2019 fire cohort
« Reply #2546 on: June 06, 2019, 11:16:12 AM »
Out of curioisity, since i've been vaguely following your blog, (too technical for me), would index funds have gotten your to fire at the same speed?

RichMoose

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Re: 2019 fire cohort
« Reply #2547 on: June 06, 2019, 11:29:00 AM »
Out of curioisity, since i've been vaguely following your blog, (too technical for me), would index funds have gotten your to fire at the same speed?

Probably not. I had great returns 2015-2017 with my strategy. I also beat the market in 2018 by a little bit.

Trifele

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Re: 2019 fire cohort
« Reply #2548 on: June 07, 2019, 03:14:43 AM »
No word yet from @DreamFIRE.  Are you still on target for today?

Large group up next week!  How fun. 

06/12/19     @tooqk4u22
06/14/19     @Dibdab (56)
06/15/19     @okonomiyaki (49)
06/15/19     @2Birds1Stone  (32)

How are the four of you doing? 

2Birds1Stone

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Re: 2019 fire cohort
« Reply #2549 on: June 07, 2019, 04:29:06 AM »
Howdy, @Trifele!

Can't share too many details here just yet, but I'm still on target.