Author Topic: 2018 FIRE cohort  (Read 376449 times)

Mrbeardedbigbucks

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Re: 2018 FIRE cohort
« Reply #1250 on: February 06, 2018, 04:19:30 PM »
Well, it's done. I just quit my job on the single worst intraday drop in the history of the Dow Jones. I'm 80% stock. My withdrawal rate will be roughly 3% annually. As of last week I had about 1.2M but it's bleeding by the day. My wife and I will rely on ACA for health care. Life is more fun with a little risk.

Congrats Mrbeardedbigbucks!  I am 100% in agreement with you on your last point. (I am looking forward to pulling the cord in June). Since it is no secret at work that I am leaving soon, folks ask me every day "What are you going to do?" I wonder if this is the refrain because they cannot decide what they would do or if they just want to live vicariously through me.  Anyway, I think others do not clamor to do what I am doing because they are not willing to endure a little risk.  To me the risk is that I stay in my job and die in my office.

Thank you! You're absolutely right Aperture. Get busy living or get busy dying.

I came to a realization that the movie Shawshank Redemption is a metaphor for working in corporate America. After a while people get institutionalized. All they know is the safety and security of the same routine everyday. Their company and career gives them a sense of purpose and identity. They have a boss that they like to complain about but in reality they need that authority in their lives to provide direction. Most of their friends are at the company. Many of them eat two meals a day there. They don't want to leave all that behind because who will they gossip with and what will they complain about? How would they explain to other people on the outside what they do for a living?  Corporate walls are funny. First you hate 'em, then you get used to 'em. After long enough, you get so you depend on 'em. That's 'institutionalized.'


The favorite part of my day over the last few months was slowly cleaning out my office. Everyday I would take something and shred it, recycling it, throw it out or take it home. I felt like Andy Dufresne in the prison courtyard, emptying his pockets full of the prison wall that he dug out with a rock hammer over a period of 19 years (16 years for me). In four weeks I'll finally crawl out of a tunnel of shit into the free world. If the stock market decide to take a serious dump....I'll take what's left of my stash, pack up the Subaru and drive down to Mexico or another low cost of living country. Maybe open a backpackers hostel and fix up an old boat on a beach.

When you guys retire..do me a favor. There's this big hayfield up near Buxton. You know where Buxton is?

Ok, ok, this is getting out of hand. Good luck to everyone. Don't hesitate to retire in 2018 no matter what this stock market does and for the love of god, don't go back and "consult". Go carve a chess board out of soapstone or fix up an old boat instead.

MrBeardedBigBucks out.

Trifele

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Re: 2018 FIRE cohort
« Reply #1251 on: February 07, 2018, 07:45:14 AM »
Well, it's done. I just quit my job on the single worst intraday drop in the history of the Dow Jones. I'm 80% stock. My withdrawal rate will be roughly 3% annually. As of last week I had about 1.2M but it's bleeding by the day. My wife and I will rely on ACA for health care. Life is more fun with a little risk.

Congrats Mrbeardedbigbucks!  I am 100% in agreement with you on your last point. (I am looking forward to pulling the cord in June). Since it is no secret at work that I am leaving soon, folks ask me every day "What are you going to do?" I wonder if this is the refrain because they cannot decide what they would do or if they just want to live vicariously through me.  Anyway, I think others do not clamor to do what I am doing because they are not willing to endure a little risk.  To me the risk is that I stay in my job and die in my office.

Thank you! You're absolutely right Aperture. Get busy living or get busy dying.

I came to a realization that the movie Shawshank Redemption is a metaphor for working in corporate America. After a while people get institutionalized. All they know is the safety and security of the same routine everyday. Their company and career gives them a sense of purpose and identity. They have a boss that they like to complain about but in reality they need that authority in their lives to provide direction. Most of their friends are at the company. Many of them eat two meals a day there. They don't want to leave all that behind because who will they gossip with and what will they complain about? How would they explain to other people on the outside what they do for a living?  Corporate walls are funny. First you hate 'em, then you get used to 'em. After long enough, you get so you depend on 'em. That's 'institutionalized.'


The favorite part of my day over the last few months was slowly cleaning out my office. Everyday I would take something and shred it, recycling it, throw it out or take it home. I felt like Andy Dufresne in the prison courtyard, emptying his pockets full of the prison wall that he dug out with a rock hammer over a period of 19 years (16 years for me). In four weeks I'll finally crawl out of a tunnel of shit into the free world. If the stock market decide to take a serious dump....I'll take what's left of my stash, pack up the Subaru and drive down to Mexico or another low cost of living country. Maybe open a backpackers hostel and fix up an old boat on a beach.

When you guys retire..do me a favor. There's this big hayfield up near Buxton. You know where Buxton is?

Ok, ok, this is getting out of hand. Good luck to everyone. Don't hesitate to retire in 2018 no matter what this stock market does and for the love of god, don't go back and "consult". Go carve a chess board out of soapstone or fix up an old boat instead.

MrBeardedBigBucks out.

Love this, Mr.BeardedBigBucks.  Agree completely.  And great minds think alike -- I posted this on the 2019 Cohort Thread last week: https://www.youtube.com/watch?v=nN7tVwiwGUc

Cheers!

beeboy

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Re: 2018 FIRE cohort
« Reply #1252 on: February 07, 2018, 10:43:21 AM »
Well, it's done. I just quit my job on the single worst intraday drop in the history of the Dow Jones. I'm 80% stock. My withdrawal rate will be roughly 3% annually. As of last week I had about 1.2M but it's bleeding by the day. My wife and I will rely on ACA for health care. Life is more fun with a little risk.

Congrats Mrbeardedbigbucks!  I am 100% in agreement with you on your last point. (I am looking forward to pulling the cord in June). Since it is no secret at work that I am leaving soon, folks ask me every day "What are you going to do?" I wonder if this is the refrain because they cannot decide what they would do or if they just want to live vicariously through me.  Anyway, I think others do not clamor to do what I am doing because they are not willing to endure a little risk.  To me the risk is that I stay in my job and die in my office.

Thank you! You're absolutely right Aperture. Get busy living or get busy dying.

I came to a realization that the movie Shawshank Redemption is a metaphor for working in corporate America. After a while people get institutionalized. All they know is the safety and security of the same routine everyday. Their company and career gives them a sense of purpose and identity. They have a boss that they like to complain about but in reality they need that authority in their lives to provide direction. Most of their friends are at the company. Many of them eat two meals a day there. They don't want to leave all that behind because who will they gossip with and what will they complain about? How would they explain to other people on the outside what they do for a living?  Corporate walls are funny. First you hate 'em, then you get used to 'em. After long enough, you get so you depend on 'em. That's 'institutionalized.'


The favorite part of my day over the last few months was slowly cleaning out my office. Everyday I would take something and shred it, recycling it, throw it out or take it home. I felt like Andy Dufresne in the prison courtyard, emptying his pockets full of the prison wall that he dug out with a rock hammer over a period of 19 years (16 years for me). In four weeks I'll finally crawl out of a tunnel of shit into the free world. If the stock market decide to take a serious dump....I'll take what's left of my stash, pack up the Subaru and drive down to Mexico or another low cost of living country. Maybe open a backpackers hostel and fix up an old boat on a beach.

When you guys retire..do me a favor. There's this big hayfield up near Buxton. You know where Buxton is?

Ok, ok, this is getting out of hand. Good luck to everyone. Don't hesitate to retire in 2018 no matter what this stock market does and for the love of god, don't go back and "consult". Go carve a chess board out of soapstone or fix up an old boat instead.

MrBeardedBigBucks out.

Amazing. This really hit me (and I love that movie too). I recently joined the 2022, but am begin to dream or more fittingly hope ('Remember, Red, hope is a good thing, maybe the best of things, and no good thing ever dies.) that I may be able to FIRE this year. Thanks Mr.BeardedBigBucks for giving me hope.

moneytaichi

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Re: 2018 FIRE cohort
« Reply #1253 on: February 07, 2018, 12:11:49 PM »
I set a tentative date as June 3 - my birthday :) It may come earlier if I really feel fed up... In a solid financial condition so I can do it anytime... At minimal, get my bonus at the end of Feb ;-)

brooklynguy

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Re: 2018 FIRE cohort
« Reply #1254 on: February 07, 2018, 05:35:13 PM »
I've now set an official departure date with my firm to finish out my final week on Friday, March 2nd.  Iím updating the list to reflect that change and the other updates posted since CowboyAndIndian's last revision (C&I, I second the others in thanking you for your yeoman's service in keeping the list up-to-date!).  But Iíll hold off on slapping a "CONFIRMED" label onto my date until it arrives (to avoid counting that chicken before it actually hatches).


01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42)
02/16/18  Gimesalot DH (at 40)
02/26/18  Aegishjalmur (at 35)
02/28/18  Caoineag (at 36)
03/02/18  brooklynguy (at 37)
03/16/18  Cherry Lane
03/30/18  Moxie (at 58)
03/31/18  DavidAnnArbor (at 52) (Won't renew my office lease)
03/31/18  homestead neohio
03/31/18  ZiziPB (at 50)
03/??/18  Acastus
03/??/18  Badblackgirl
03/??/18  Clean Shaven
03/??/18  Sofa King
04/01/18  Mrs. Honeyfill
04/02/18  Honeyfill  (at 60)
04/19/18  NinetyFour (at 56)
04/27/18  poppydog and DW
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 Agent Rosenflower
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/??/18  Alim Nassor
05/??/18  msilenus
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/29/18  aperture
06/??/18  Cheddar Stacker
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
~06/??/18 Pylortes
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/01/18  Vegasgirl (at 49)
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  OzBeach -- WIGLO (When I Get Laid Off)
??/??/18  pecunia
??/??/18  thriftycanadian

moneytaichi

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Re: 2018 FIRE cohort
« Reply #1255 on: February 07, 2018, 06:42:01 PM »
We have early 2018 planned for down-shifting and mid to late 2018 for full RE. 

As someone else mentioned, I also am trying to wrap my head around the switch from saving to withdrawing.

Yeah, me, too. We're planning to move abroad, as well.  So I go between feeling pretty okay and "on top" of things, to freaking out completely.  So much to think about: How to "scaffold" our different savings/investment accounts, how to access them, tax implications, thinking about residency, etc.  It can get so incredibly overwhelming to think about.

Thanks for sharing your feelings! I feel the same way! Mixed feelings can be confusing and overwhelming sometimes.

Aegishjalmur

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Re: 2018 FIRE cohort
« Reply #1256 on: February 08, 2018, 07:30:06 AM »
As it gets closer to FIRE for me, I have two competing emotions. The first is 'Holy Shit, am I really doing this? Am I really quitting and not going back to work somewhere else?' the second it 'Holy shit, I can't believe I put up with this crap for as long as I have'.

Clean Shaven

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Re: 2018 FIRE cohort
« Reply #1257 on: February 08, 2018, 07:44:45 AM »
As it gets closer to FIRE for me, I have two competing emotions. The first is 'Holy Shit, am I really doing this? Am I really quitting and not going back to work somewhere else?' the second it 'Holy shit, I can't believe I put up with this crap for as long as I have'.
I'm there too.

It's been 20 years for me in a tough occupation, which has caused two 500+ mile relocations, ended a five year relationship, and was directly responsible for one carpal tunnel surgery. And lots of teeth grinding while sleeping, according to my wife.  OTOH, it was well compensated enough, since I am going to FIRE shortly.

The last year or so has been a lot of thinking along the lines of "I am literally trading the remainder of my life for money, for each day or week or month I keep doing this." I knew people in my field who died at their desks. I knew others who kept working and working and died at 60, 65, etc, due to poor health caused by being shackled to a desk 60-70 hours a week. I know others right now - even in my office - who so merged their identity with their work that they continue to come to the office at age 70 or 80 because they can't think of anything else to do.

Soon to be free from it all!


Target2018

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Re: 2018 FIRE cohort
« Reply #1258 on: February 08, 2018, 08:02:10 AM »
As it gets closer to FIRE for me, I have two competing emotions. The first is 'Holy Shit, am I really doing this? Am I really quitting and not going back to work somewhere else?' the second it 'Holy shit, I can't believe I put up with this crap for as long as I have'.

I can totally relate to this.  Good for you!

JoJo

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Re: 2018 FIRE cohort
« Reply #1259 on: February 08, 2018, 10:00:13 AM »
I'm still on the fence about making 2018 the year of ER.  I went to part time on Jan 1, 2017.  This is pretty good because I still have a nice income and I get to take several extended vacations per year. 

Yesterday I got my first '3' rating in my career (always 4 or 5 before) and was basically told it would be difficult to get above a 3 due to my part time status.  This year the 3 is costing me about 8K in bonus. 

This is making me lean more towards making 2018 the year.  I will have a new boss in the next month and this also might sway my timing.

Agent Rosenflower

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Re: 2018 FIRE cohort
« Reply #1260 on: February 08, 2018, 10:19:19 AM »
I might regret this but I'm going to push through until June instead of leaving in April, per my boss's request. My rationale is that a couple more months will let me max out both my retirement accounts, or come very close. I also have a vacancy on my team that I'd really like to get filled before  I leave.

Updating as follows:

01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42)
02/16/18  Gimesalot DH (at 40)
02/26/18  Aegishjalmur (at 35)
02/28/18  Caoineag (at 36)
03/02/18  brooklynguy (at 37)
03/16/18  Cherry Lane
03/30/18  Moxie (at 58)
03/31/18  DavidAnnArbor (at 52) (Won't renew my office lease)
03/31/18  homestead neohio
03/31/18  ZiziPB (at 50)
03/??/18  Acastus
03/??/18  Badblackgirl
03/??/18  Clean Shaven
03/??/18  Sofa King
04/01/18  Mrs. Honeyfill
04/02/18  Honeyfill  (at 60)
04/19/18  NinetyFour (at 56)
04/27/18  poppydog and DW
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/??/18  Alim Nassor
05/??/18  msilenus
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/29/18  aperture
06/??/18 Agent Rosenflower
06/??/18  Cheddar Stacker
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
~06/??/18 Pylortes
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/01/18  Vegasgirl (at 49)
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  OzBeach -- WIGLO (When I Get Laid Off)
??/??/18  pecunia
??/??/18  thriftycanadian

lostformars

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Re: 2018 FIRE cohort
« Reply #1261 on: February 08, 2018, 12:01:56 PM »
I had a meeting with my manager today and gave my notice. It looks like they have accepted my last day as 4/3. But, it's not quite official yet. I wanted to provide a little more than 2 weeks notice to help with the transition. But, I was prepared to walk out of the door if necessary. I definitely feel relieved. I don't have to be so paranoid about getting pulled into long term projects.

chasesfish

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Re: 2018 FIRE cohort
« Reply #1262 on: February 08, 2018, 03:15:57 PM »
Was at lunch today with five colleages and my boss.  One of them brings up the topic of "Do you know so and so.  I called him up to discuss some changes and asked his opinion, he said he didn't care and was retiring.  He's 49!!"

Wow, did I ever have to bite my tongue.  I may literally be telling my boss tomorrow to elevate that I would be willing to take a severance if they want to remove my layer of management as part of any needs to prove "cost reductions".  I don't know if I should go as far to say "I'm considering retiring either five months from now or a year from now"

Agent Rosenflower

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Re: 2018 FIRE cohort
« Reply #1263 on: February 08, 2018, 05:20:36 PM »
I had a meeting with my manager today and gave my notice. It looks like they have accepted my last day as 4/3. But, it's not quite official yet. I wanted to provide a little more than 2 weeks notice to help with the transition. But, I was prepared to walk out of the door if necessary. I definitely feel relieved. I don't have to be so paranoid about getting pulled into long term projects.

Well done! I had kind of the opposite experience today talking about kicking off a project in July that Iíve been working towards for years and would really like to be involved with. I guess itís a fair trade for all the ridiculous time-wasting things I donít have to care about anymore.

ozbeach

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Re: 2018 FIRE cohort
« Reply #1264 on: February 08, 2018, 08:32:34 PM »
I'm no longer stressing about WIGLO - I was told today that the paperwork making me officially "excess" had been signed off and that my agreed termination date would be the 4th April. There is one more delegation to get signed, but it's all over bar the shouting!  The handy thing is that I can update this list with my date written in as 04/04, and its correct for both Aussies and Americans :)

01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42)
02/16/18  Gimesalot DH (at 40)
02/26/18  Aegishjalmur (at 35)
02/28/18  Caoineag (at 36)
03/02/18  brooklynguy (at 37)
03/16/18  Cherry Lane
03/30/18  Moxie (at 58)
03/31/18  DavidAnnArbor (at 52) (Won't renew my office lease)
03/31/18  homestead neohio
03/31/18  ZiziPB (at 50)
03/??/18  Acastus
03/??/18  Badblackgirl
03/??/18  Clean Shaven
03/??/18  Sofa King
04/01/18  Mrs. Honeyfill
04/02/18  Honeyfill  (at 60)
04/04/18  OzBeach (at 54)
04/19/18  NinetyFour (at 56)
04/27/18  poppydog and DW
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/??/18  Alim Nassor
05/??/18  msilenus
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/29/18  aperture
06/??/18  Agent Rosenflower
06/??/18  Cheddar Stacker
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
~06/??/18 Pylortes
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/01/18  Vegasgirl (at 49)
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  thriftycanadian

davisgang90

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Re: 2018 FIRE cohort
« Reply #1265 on: February 09, 2018, 03:24:44 AM »
I'm in one of the busiest times of year for my current position.  My wife had ankle surgery a couple weeks ago and can't bear weight yet, so that has added to my workload a bit.

Yesterday morning, I was working on some photography processing, trying to learn some new photoshop skills and realized the time had gotten away from me and it was time to get ready for work.  I was annoyed, but then had the great thought that in 4 months, I will have all the time I want to learn and improve my craft.  Made me happy!

Target2018

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Re: 2018 FIRE cohort
« Reply #1266 on: February 09, 2018, 10:16:35 AM »
As word gets out that I am retiring next month, I am amazed at the number of people who feel the need to tell me things like how expensive health insurance is, or how the market is tanking, or how bored I will be.  Even my DW looked at me the other night when the stock market was in the news and asked, "Are we going to be OK"?  All you really need to say people is, "Congratulations'".  Come on March 28th!

PhilB

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Re: 2018 FIRE cohort
« Reply #1267 on: February 09, 2018, 10:33:08 AM »
We have a cleaner one morning a week (I know, but it was a non-negotiable condition of DW returning to PT work after having the kids).  It felt really weird telling him that we wouldn't need him after October as we would be retiring.  I'm 51.  He's 76.

MaybeBabyMustache

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Re: 2018 FIRE cohort
« Reply #1268 on: February 09, 2018, 03:46:35 PM »
We have a cleaner one morning a week (I know, but it was a non-negotiable condition of DW returning to PT work after having the kids).  It felt really weird telling him that we wouldn't need him after October as we would be retiring.  I'm 51.  He's 76.

Being a house cleaner at 76 is a helluva hard job. :-(

JLTinVA

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Re: 2018 FIRE cohort
« Reply #1269 on: February 09, 2018, 03:52:43 PM »
Confirmed!!! Handed in my PC and badge at noon today. Amazing feeling.

Fresh Bread

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Re: 2018 FIRE cohort
« Reply #1270 on: February 09, 2018, 04:28:41 PM »
We have a cleaner one morning a week (I know, but it was a non-negotiable condition of DW returning to PT work after having the kids).  It felt really weird telling him that we wouldn't need him after October as we would be retiring.  I'm 51.  He's 76.

Being a house cleaner at 76 is a helluva hard job. :-(

We had a cleaner growing up, an old lady supplementing her pension with a bit of cash in hand for a few hours a week. I think she liked cleaning and it got her out and about. She probably spent it all on her grandkids and I think she even bought us Xmas presents. Maybe he's like her?!

MaybeBabyMustache

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Re: 2018 FIRE cohort
« Reply #1271 on: February 09, 2018, 05:09:20 PM »
We have a cleaner one morning a week (I know, but it was a non-negotiable condition of DW returning to PT work after having the kids).  It felt really weird telling him that we wouldn't need him after October as we would be retiring.  I'm 51.  He's 76.

Being a house cleaner at 76 is a helluva hard job. :-(

We had a cleaner growing up, an old lady supplementing her pension with a bit of cash in hand for a few hours a week. I think she liked cleaning and it got her out and about. She probably spent it all on her grandkids and I think she even bought us Xmas presents. Maybe he's like her?!

To each their own, and if you enjoy house cleaning, sounds fine. However, I'd imagine that it's a hard job on the body of an average 76 year old. I hope he's not doing it because it's either that or cat food. Doing it because you enjoy it & your body can handle it is something else altogether.

Fresh Bread

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Re: 2018 FIRE cohort
« Reply #1272 on: February 09, 2018, 05:17:52 PM »
We have a cleaner one morning a week (I know, but it was a non-negotiable condition of DW returning to PT work after having the kids).  It felt really weird telling him that we wouldn't need him after October as we would be retiring.  I'm 51.  He's 76.

Being a house cleaner at 76 is a helluva hard job. :-(

We had a cleaner growing up, an old lady supplementing her pension with a bit of cash in hand for a few hours a week. I think she liked cleaning and it got her out and about. She probably spent it all on her grandkids and I think she even bought us Xmas presents. Maybe he's like her?!

To each their own, and if you enjoy house cleaning, sounds fine. However, I'd imagine that it's a hard job on the body of an average 76 year old. I hope he's not doing it because it's either that or cat food. Doing it because you enjoy it & your body can handle it is something else altogether.

Quite. We don't have a cleaner at the moment but I have a line item in my projected expenses for one. Because I'm retiring and cleaning is work that I hate! We'll see how it plays out as part of our plan is moving into a smaller place and obviously I'll have more time, maybe we won't end up getting  one. I like doing laundry and cooking so I'm ok there!

Monkey Uncle

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Re: 2018 FIRE cohort
« Reply #1273 on: February 09, 2018, 06:14:55 PM »
Confirmed!!! Handed in my PC and badge at noon today. Amazing feeling.

Congrats, JLT!  Welcome to the merry band of confirmed 2018 FIREees!

SwordGuy

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Re: 2018 FIRE cohort
« Reply #1274 on: February 09, 2018, 09:21:44 PM »
We're still on target for May.

My wife mentioned that she's getting tired of the passive-aggressive "lucky" comments she's been getting at work. 

I'll feel more comfy if our old house sells before we retire.   That will provide us a very nice cash buffer.

DTaggart

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Re: 2018 FIRE cohort
« Reply #1275 on: February 09, 2018, 09:42:23 PM »
Confirmed!!! Handed in my PC and badge at noon today. Amazing feeling.

Congrats and welcome to the club!!

PhilB

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Re: 2018 FIRE cohort
« Reply #1276 on: February 10, 2018, 02:10:45 AM »
We have a cleaner one morning a week (I know, but it was a non-negotiable condition of DW returning to PT work after having the kids).  It felt really weird telling him that we wouldn't need him after October as we would be retiring.  I'm 51.  He's 76.

Being a house cleaner at 76 is a helluva hard job. :-(

We had a cleaner growing up, an old lady supplementing her pension with a bit of cash in hand for a few hours a week. I think she liked cleaning and it got her out and about. She probably spent it all on her grandkids and I think she even bought us Xmas presents. Maybe he's like her?!

To each their own, and if you enjoy house cleaning, sounds fine. However, I'd imagine that it's a hard job on the body of an average 76 year old. I hope he's not doing it because it's either that or cat food. Doing it because you enjoy it & your body can handle it is something else altogether.

Quite. We don't have a cleaner at the moment but I have a line item in my projected expenses for one. Because I'm retiring and cleaning is work that I hate! We'll see how it plays out as part of our plan is moving into a smaller place and obviously I'll have more time, maybe we won't end up getting  one. I like doing laundry and cooking so I'm ok there!
I certainly wouldn't fancy doing it at that age, but he seems to enjoy it.  Fortunately it's for extra pin money rather than avoiding cat food.  We've been without him for a few months whilst he recovered from a major heart attack and multiple bypass surgery, but he was determined to get back to it.  As he said, it's much more of a workout than the exercises the hospital gave him.  We're now his last client so I think he'll probably retire when we do - but I wouldn't bet on it. 

Gyosho

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Re: 2018 FIRE cohort
« Reply #1277 on: February 10, 2018, 02:07:22 PM »
We're still on target for May.

My wife mentioned that she's getting tired of the passive-aggressive "lucky" comments she's been getting at work. 

Me too!

https://forum.mrmoneymustache.com/welcome-to-the-forum/it's-not-'luck'/

Vegasgirl

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Re: 2018 FIRE cohort
« Reply #1278 on: February 12, 2018, 04:42:03 AM »
Congrats JLT !!!!!!!

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #1279 on: February 12, 2018, 06:14:05 AM »
Congratulations JLTinVA!!

01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/16/18  Gimesalot DH (at 40)
02/26/18  Aegishjalmur (at 35)
02/28/18  Caoineag (at 36)
03/02/18  brooklynguy (at 37)
03/16/18  Cherry Lane
03/30/18  Moxie (at 58)
03/31/18  DavidAnnArbor (at 52) (Won't renew my office lease)
03/31/18  homestead neohio
03/31/18  ZiziPB (at 50)
03/??/18  Acastus
03/??/18  Badblackgirl
03/??/18  Clean Shaven
03/??/18  Sofa King
04/01/18  Mrs. Honeyfill
04/02/18  Honeyfill  (at 60)
04/04/18  OzBeach (at 54)
04/19/18  NinetyFour (at 56)
04/27/18  poppydog and DW
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/??/18  Alim Nassor
05/??/18  msilenus
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/29/18  aperture
06/??/18  Agent Rosenflower
06/??/18  Cheddar Stacker
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
~06/??/18 Pylortes
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/01/18  Vegasgirl (at 49)
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  thriftycanadian

aperture

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Re: 2018 FIRE cohort
« Reply #1280 on: February 12, 2018, 02:28:19 PM »
The favorite part of my day over the last few months was slowly cleaning out my office. Everyday I would take something and shred it, recycling it, throw it out or take it home. I felt like Andy Dufresne in the prison courtyard, emptying his pockets full of the prison wall that he dug out with a rock hammer...

Thanks Mrbeardedbigbucks, this is the best thing I have read on this forum in the last month. Literally laughed out loud.  It may strike me as so funny because I have been doing the same thing.  I opened a file cabinet last week and gleefully noted all the files I have collected over 15 years that I need to carry out to the big blue shredding box. There is a small measure of happiness in carrying home my photos, mementos, shredding unneeded paperwork and generally winding down small responsibilities. In my small homage to 'Office Space', I will leave one last item to carry home on my last day: the stapler I purchased with my own money because all the office staplers were shit.   

honeyfill

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Re: 2018 FIRE cohort
« Reply #1281 on: February 12, 2018, 03:16:01 PM »
The favorite part of my day over the last few months was slowly cleaning out my office. Everyday I would take something and shred it, recycling it, throw it out or take it home. I felt like Andy Dufresne in the prison courtyard, emptying his pockets full of the prison wall that he dug out with a rock hammer...

Thanks Mrbeardedbigbucks, this is the best thing I have read on this forum in the last month. Literally laughed out loud.  It may strike me as so funny because I have been doing the same thing.  I opened a file cabinet last week and gleefully noted all the files I have collected over 15 years that I need to carry out to the big blue shredding box. There is a small measure of happiness in carrying home my photos, mementos, shredding unneeded paperwork and generally winding down small responsibilities. In my small homage to 'Office Space', I will leave one last item to carry home on my last day: the stapler I purchased with my own money because all the office staplers were shit.   

This is great.  I am doing the same thing.  After working 35 years my office was full of pictures, memento's and just general crap.  I started taking out a little every day.  The only bad part was one the sr managers noticed my office looking pretty bare.  He put two and two together and asked me what my plans were.  I admitted that I was thinking about retiring and figured to be gone sometime in the next year.  I did not tell him that my planned date is April 6, but I did say that if anyone at work pissed me off, I wanted to be ready to leave at a moments notice.  I think he thought I was kidding but I have noticed my boss being a lot nicer to me lately!

Aegishjalmur

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Re: 2018 FIRE cohort
« Reply #1282 on: February 12, 2018, 03:55:09 PM »
The favorite part of my day over the last few months was slowly cleaning out my office. Everyday I would take something and shred it, recycling it, throw it out or take it home. I felt like Andy Dufresne in the prison courtyard, emptying his pockets full of the prison wall that he dug out with a rock hammer...

Thanks Mrbeardedbigbucks, this is the best thing I have read on this forum in the last month. Literally laughed out loud.  It may strike me as so funny because I have been doing the same thing.  I opened a file cabinet last week and gleefully noted all the files I have collected over 15 years that I need to carry out to the big blue shredding box. There is a small measure of happiness in carrying home my photos, mementos, shredding unneeded paperwork and generally winding down small responsibilities. In my small homage to 'Office Space', I will leave one last item to carry home on my last day: the stapler I purchased with my own money because all the office staplers were shit.   




This is great.  I am doing the same thing.  After working 35 years my office was full of pictures, memento's and just general crap.  I started taking out a little every day.  The only bad part was one the sr managers noticed my office looking pretty bare.  He put two and two together and asked me what my plans were.  I admitted that I was thinking about retiring and figured to be gone sometime in the next year.  I did not tell him that my planned date is April 6, but I did say that if anyone at work pissed me off, I wanted to be ready to leave at a moments notice.  I think he thought I was kidding but I have noticed my boss being a lot nicer to me lately!


I just told DW this morning I am surprised I haven't had any comments as my desk is barren....
« Last Edit: February 12, 2018, 03:56:48 PM by Aegishjalmur »

wordnerd

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Re: 2018 FIRE cohort
« Reply #1283 on: February 12, 2018, 04:15:35 PM »
The favorite part of my day over the last few months was slowly cleaning out my office. Everyday I would take something and shred it, recycling it, throw it out or take it home. I felt like Andy Dufresne in the prison courtyard, emptying his pockets full of the prison wall that he dug out with a rock hammer...

Thanks Mrbeardedbigbucks, this is the best thing I have read on this forum in the last month. Literally laughed out loud.  It may strike me as so funny because I have been doing the same thing.  I opened a file cabinet last week and gleefully noted all the files I have collected over 15 years that I need to carry out to the big blue shredding box. There is a small measure of happiness in carrying home my photos, mementos, shredding unneeded paperwork and generally winding down small responsibilities. In my small homage to 'Office Space', I will leave one last item to carry home on my last day: the stapler I purchased with my own money because all the office staplers were shit.   




This is great.  I am doing the same thing.  After working 35 years my office was full of pictures, memento's and just general crap.  I started taking out a little every day.  The only bad part was one the sr managers noticed my office looking pretty bare.  He put two and two together and asked me what my plans were.  I admitted that I was thinking about retiring and figured to be gone sometime in the next year.  I did not tell him that my planned date is April 6, but I did say that if anyone at work pissed me off, I wanted to be ready to leave at a moments notice.  I think he thought I was kidding but I have noticed my boss being a lot nicer to me lately!


I just told DW this morning I am surprised I haven't had any comments as my desk is barren....

I've been getting a lot of comments, but I also recently started office-sharing, so I'm just saying I'm trying to be considerate of the person I'm sharing my office with.

thriftycanuck

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Re: 2018 FIRE cohort
« Reply #1284 on: February 12, 2018, 04:19:41 PM »
01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/16/18  Gimesalot DH (at 40)
02/26/18  Aegishjalmur (at 35)
02/28/18  Caoineag (at 36)
03/02/18  brooklynguy (at 37)
03/16/18  Cherry Lane
03/30/18  Moxie (at 58)
03/31/18  DavidAnnArbor (at 52) (Won't renew my office lease)
03/31/18  homestead neohio
03/31/18  ZiziPB (at 50)
03/??/18  Acastus
03/??/18  Badblackgirl
03/??/18  Clean Shaven
03/??/18  Sofa King
04/01/18  Mrs. Honeyfill
04/02/18  Honeyfill  (at 60)
04/04/18  OzBeach (at 54)
04/19/18  NinetyFour (at 56)
04/27/18  poppydog and DW
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/??/18  Alim Nassor
05/??/18  msilenus
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/29/18  aperture
06/??/18  Agent Rosenflower
06/??/18  Cheddar Stacker
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
~06/??/18 Pylortes
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/01/18  Vegasgirl (at 49)
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  pecunia

Just removed myself off this copied list - not ready to pull the plug just yet.  Wont hit my invested goal and a couple other financial goals (around my kids) this year unless the market explodes back into a bull.  Congrats to those who are for 2018! 

Cheddar Stacker

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Re: 2018 FIRE cohort
« Reply #1285 on: February 12, 2018, 07:30:32 PM »
01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/16/18  Gimesalot DH (at 40)
02/26/18  Aegishjalmur (at 35)
02/28/18  Caoineag (at 36)
03/02/18  brooklynguy (at 37)
03/16/18  Cherry Lane
03/30/18  Moxie (at 58)
03/31/18  DavidAnnArbor (at 52) (Won't renew my office lease)
03/31/18  homestead neohio
03/31/18  ZiziPB (at 50)
03/??/18  Acastus
03/??/18  Badblackgirl
03/??/18  Clean Shaven
03/??/18  Sofa King
04/01/18  Mrs. Honeyfill
04/02/18  Honeyfill  (at 60)
04/04/18  OzBeach (at 54)
04/19/18  NinetyFour (at 56)
04/27/18  poppydog and DW
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/??/18  Alim Nassor
05/??/18  msilenus
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/29/18  aperture
06/??/18  Agent Rosenflower
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
~06/??/18 Pylortes
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/01/18  Vegasgirl (at 49)
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  pecunia

Just removed myself off this copied list - not ready to pull the plug just yet.  Wont hit my invested goal and a couple other financial goals (around my kids) this year unless the market explodes back into a bull.  Congrats to those who are for 2018!

+1

chasesfish

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Re: 2018 FIRE cohort
« Reply #1286 on: February 13, 2018, 05:23:30 AM »
I love the office cleanout comments...yesterday one of our admins noticed my shred bin *really* full.  He's always considerate and grabs the bin to empty it in his, I've got a locking office and he has to empty his every night.  Also pulled four books off the bookcase that'll make it into our "Free Library" in the neighborhood whenever its a pleasant enough day to go for a walk.

Just a little bit of dirt in the pockets every trip

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #1287 on: February 13, 2018, 06:19:07 AM »
Hey @Cheddar Stacker, sorry to see you go. Are you joining the 2019 cohort?

Acastus

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Re: 2018 FIRE cohort
« Reply #1288 on: February 13, 2018, 08:24:20 AM »
The stock drop last week rattled me, but it was not unexpected. I think I am over it. I figure random movement until April, then the market goes up when basically every company reports 10-20% higher net earnings. P/E's may go down overall, but since it will be because E went up, it is OK. Taking a little air out of the Shiller CAPE is a good thing, IMHO.

I should still be on track to FIRE in 2018. Not sure if there will be a delay. March was range finding anyway.

Cheddar Stacker

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Re: 2018 FIRE cohort
« Reply #1289 on: February 13, 2018, 11:51:40 AM »
Hey @Cheddar Stacker, sorry to see you go. Are you joining the 2019 cohort?

Not sure yet. May stick around for my masters, PHD, post doctorate.

When I first posted in this thread 3+ years ago 2018 was a long-shot but I wanted a very aggressive goal. I'll likely end up negotiating a high paying part time gig at my current employer in the summer of 2020. That will be the 20 year mark for my career. Hopefully pretty close to FI by then, and I can throttle up or down with work as necessary for a couple more years.

Good luck to the rest of the 2018 class. I'll keep cheering you on and watching from the sidelines.

Clean Shaven

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Re: 2018 FIRE cohort
« Reply #1290 on: February 14, 2018, 12:02:43 PM »
Update for me:   

Short version:  I'm not retiring.

Slightly less short version:



Longer version:

Tried to give notice, higher-ups ask if I am interested in a program that allows me to work much much fewer hours (like 1/4-time), which still includes benefits.  I do the math on the requirements and it requires a commitment of about 40 hours per month.  I accept.  Worst case scenario is that I decide I don't want to even do that, and I quit (again). 

So, I guess I'm officially out of the class of 2018. 

sol

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Re: 2018 FIRE cohort
« Reply #1291 on: February 14, 2018, 12:20:11 PM »
Short version:  I'm not retiring.

Man down!

We're dropping like flies out here.  A little bit of market volatility, and the mustachians flee for the safety of their cubicles?  What happened to all that optimism from two months ago, when everyone was moving their date up.

Clean Shaven

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Re: 2018 FIRE cohort
« Reply #1292 on: February 14, 2018, 12:55:02 PM »
I was ready to walk.  But 10 hrs/week average, with benefits (incl 20% 401k employer contribution), and about $3000/mo takehome... seems OK to me.

Cherry Lane

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Re: 2018 FIRE cohort
« Reply #1293 on: February 14, 2018, 01:16:20 PM »
I was ready to walk.  But 10 hrs/week average, with benefits (incl 20% 401k employer contribution), and about $3000/mo takehome... seems OK to me.

I'd be tempted to stay for that, too!

Mogadishu

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Re: 2018 FIRE cohort
« Reply #1294 on: February 14, 2018, 01:28:00 PM »
I'll be joining this group.  Have been reading for years, never post though. 
I have been close to pulling the trigger the last few years, but due to the wife and myself desire of a house, walking distance to the beach in Florida I waited out a bit longer.  Live in Georgia currently.   The wife and I have a 4 month old,  I will be a stay at home dad while she goes back to work in September,  She is a flight attendant and has a very flexible job so in time she will only have to work 8 days a month or so.  I'll be a few months shy of 41. 
How we got here.  We were fortunate/smart to buy several properties at the right time.  And it helps my wife has a hard time spending money on anything besides organic food and travel so we also pumped a lot of money into stocks and the 401k.  Weve been married for 14 years and only have had 1 car the whole time.
Well pay for the Florida house in cash. We have 350k in our 401k that we will let grow and continue to add to it through the wifes job and fun jobs I am sure ill pick up along the way (This will be old age money).  Our after tax account 500k will pay for taxes and insurance  on our expensive house by the beach with only dividends.  We also will still keep a mortgage free rental we own in Florida which will pay for the utilities and other bills on our new house.  I also got inspired by the solar article Pete just put up and will most likely install that soon after moving in.  We will live off the wifes income for everything else. We will most likely slowly ramp up spending  as we realize we aren't spending enough.  So the idea is to continue living a similar lifestyle that we do know and to slowly increase our spending as we realize our cushion is too big.  The increased spending will almost all be on travel type things,  Skiing, scuba, rent a sailboat, deep sea fishing etc well be able to do those expensive things more often than we do now.
Thanks for all the inspiration from reading this site and the reinforcement that we are not alone. 

Fresh Bread

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Re: 2018 FIRE cohort
« Reply #1295 on: February 14, 2018, 02:36:22 PM »
Clean-shaven, that sounds like a pretty sweet deal. I'd definitely do it! 10 hrs a week is exactly the right amount of work IMO. And I know how important benefits are to you lot over there.

Mogadishu - welcome and congrats on the impending retirement. Your wife sounds like she has a pretty sweet gig too, just working a few days a month.

Caoineag

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Re: 2018 FIRE cohort
« Reply #1296 on: February 14, 2018, 03:29:05 PM »
Short version:  I'm not retiring.

Man down!

We're dropping like flies out here.  A little bit of market volatility, and the mustachians flee for the safety of their cubicles?  What happened to all that optimism from two months ago, when everyone was moving their date up.

We appear to have the normal amount of drop outs judging from previous cohorts. Especially when you consider this is probably the largest cohort yet. Most people won't drop out until we get close to their original goal month even if they were already well aware they weren't going to make it. I personally am impressed at how many successful graduates we already have.

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #1297 on: February 14, 2018, 04:18:58 PM »
Sorry to see you go @Clean Shaven.
Welcome to the cohort @Mogadishu, did not see a date, so put you at the end.

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SwordGuy

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Re: 2018 FIRE cohort
« Reply #1298 on: February 14, 2018, 06:52:25 PM »
Still on target for May 1st.

Looks like my cheap-ass employer doesn't want to pay as much as the job candidate I found them 5 months ago is currently making. 

Of course, being dumb-asses, they didn't bother to find that out until now. 

So, despite giving them 7 1/2 months notice, it looks like they'll turn the replacement process into a last-minute cluster-f*ck anyway.

I care about my customer and their success, so I'm a bit flexible on the dates.  But my GAF-meter is pretty much worn out as far as the daily grind goes, so I'm not all *that* flexible.




CanuckExpat

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Re: 2018 FIRE cohort
« Reply #1299 on: February 14, 2018, 08:43:49 PM »
I was ready to walk.  But 10 hrs/week average, with benefits (incl 20% 401k employer contribution), and about $3000/mo takehome... seems OK to me.

That's great. That's the power of being able to walk away, you find out about all kinds of options you didn't know about