Does anyone have a link to a good pre retirement checklist? Some things I'm thinking about and want to make sure I've done before I get there:
- Model taxes
- Model health insurance costs (I've poked around with ACA sites some, but...)
- Implement strategy for withdrawals (CD Ladders, cash flow businesses, etc)
- Discuss with parents/inlaws their long term healthcare plans to understand if some of the burden may fall on us
- Our own long term healthcare plans
- Get budget sorted out
- Housing plans (staying, moving, downsizing, etc)
One of my issues that I think is a OMY driver is I know I have 25x raw annual expenses, but it gets a little more tricky when modeling how much of the stache will be lost to taxes, what our new annual expenses will be when buying health insurance on the open market, etc. The simulators help some, but I suspect I am actually over estimating my taxes and underestimating my healthcare costs. I need to spend some time on it.