Author Topic: 2018 FIRE cohort  (Read 738258 times)

Retire-Canada

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Re: 2018 FIRE cohort
« Reply #350 on: May 29, 2017, 01:52:29 PM »
That's awesome!!   I really can't avoid them at all, 25-35% of my pay hits a month after reviews are due.

I bet you'll feel less unhappy about these final reviews knowing you are about to FIRE. ;)

Padonak

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Re: 2018 FIRE cohort
« Reply #351 on: May 29, 2017, 01:57:29 PM »
Caoineag and chassesfish,
I have set my own date exactly for that: avoiding another round of performance reviews.  I love the coaching part of being a people manager, but the heavy processes was really big drain on me.  I don't mind delivering the message that someone performed poorly, but I just can't deal with reading 50+ reviews in search of something that is not immediately obvious when discussing my findings with my peers for 10+ hours.  I never liked that part of my job.

Unless you have to grade them on a curve and give poor reviews to a certain percentage of employees, why not give good/great reviews to everybody? What's the difference, you're retiring soon anyway. It's not like you pay them out of your pocket, either. You'll be happier, and you'll make your reports happier as well.

chasesfish

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Re: 2018 FIRE cohort
« Reply #352 on: May 29, 2017, 02:01:11 PM »
I really don't mind 60% of the reviews since I've had a chance to build/pick my team, but some of the others are tough, especially when I have employees that have all the ability in the world but choose not to put the day to day effort to be successful.  One is going to make it, but the other is well-liked by everyone, great to have around, but is going down a path of getting terminated in 6-9 months.

I don't have an option to give everyone a great review when most of the jobs have tangible sales results tied to them.

Either one or two more rounds to go in total

sol

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Re: 2018 FIRE cohort
« Reply #353 on: May 29, 2017, 05:05:44 PM »
You know the only thing worse than writing the performance reviews?  Its when poor to mediocre performing employees want to "discuss their career" with you.   

Some of them (us) are mediocre performing employees precisely because nobody has ever taken the time to "discuss their career" with them.  If you're in a dead-end job with no potential for advancement and no recognition for your accomplishments, you typically have little incentive to bust your ass to meet arbitrary production targets.  Except the fear of getting fired, but I think we all know what Peter Gibbons has to say about that:  https://www.youtube.com/watch?v=EoC7e-mqPCc#t=33.5s

nottoolatetostart

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Re: 2018 FIRE cohort
« Reply #354 on: May 30, 2017, 04:19:32 AM »
I guess we belong to this cohort. We are really, really trying to hang on with DH's job until late March/April 2018 (I am SAHM already). He has a side gig he is REALLY passionate about that pays a tiny amount so if he does not make it to next spring, well, that is ok too. Close enough....

chasesfish

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Re: 2018 FIRE cohort
« Reply #355 on: May 30, 2017, 05:25:48 AM »
You know the only thing worse than writing the performance reviews?  Its when poor to mediocre performing employees want to "discuss their career" with you.   

Some of them (us) are mediocre performing employees precisely because nobody has ever taken the time to "discuss their career" with them.  If you're in a dead-end job with no potential for advancement and no recognition for your accomplishments, you typically have little incentive to bust your ass to meet arbitrary production targets.  Except the fear of getting fired, but I think we all know what Peter Gibbons has to say about that:  https://www.youtube.com/watch?v=EoC7e-mqPCc#t=33.5s

One of my favorite movies of all time!

I hear what you're saying, but I have to share perspective.  I run what I'll call a "second level" department inside a sales organization.  Most of my employees have worked another job in the organization before they can make it to my team.  There are many motivated and smart internal candidates that would love to work on my team for the opportunities it provides.   I don't have a lot of tolerance for people who have ability, but won't put in the effort required to meet their goals.  Its as simple as "your comp is X, you need to bring in your comp x 2 to cover your costs plus overhead (and maintain employment, call it the Peter Gibbons line), and you really need to bring in your comp x 3 consistently to provide a return to the shareholders". 

I'm very tolerate of lack of results if the right effort is there and they're taking my advice.  I'm not tolerate of an employee who tells me "yeah, yeah, I need to do that" to my face, with no intention of ever doing anything.  Go work somewhere else, 10 people are lined up for your position and we live in the best job market in the country.   

Financial Ascensionist

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Re: 2018 FIRE cohort
« Reply #356 on: May 31, 2017, 11:29:36 AM »
Unless you have to grade them on a curve and give poor reviews to a certain percentage of employees, why not give good/great reviews to everybody? What's the difference, you're retiring soon anyway. It's not like you pay them out of your pocket, either. You'll be happier, and you'll make your reports happier as well.

I actually believe that it would do one a big disservice and introduce a lot of confusion in their mind if he or she were to receive a good review when they delivered a bad performance.  Sure, the financial reward would be sweet, but on the long run everyone has the potential to grow and in the corporate world, reviews are one of the highest leverage growth driver.   For me, continuing to do my job well until the end is a pretty big element of leaving with peace of mind. 
« Last Edit: May 31, 2017, 06:52:22 PM by Financial Ascensionist »

Retire-Canada

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Re: 2018 FIRE cohort
« Reply #357 on: May 31, 2017, 11:34:14 AM »
Unless you have to grade them on a curve and give poor reviews to a certain percentage of employees, why not give good/great reviews to everybody? What's the difference, you're retiring soon anyway. It's not like you pay them out of your pocket, either. You'll be happier, and you'll make your reports happier as well.

One that would lack integrity - both simply to yourself and to the company who is paying you to act in good faith. Two you aren't helping people by giving them a false sense of security around their job performance. Three the next manager to review them will hammer them and they could end up worse off because of the change in reported performance year to year.

SwordGuy

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Re: 2018 FIRE cohort
« Reply #358 on: June 07, 2017, 07:31:02 PM »
Eleven months to go!   Woot!

sol

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Re: 2018 FIRE cohort
« Reply #359 on: June 07, 2017, 08:10:27 PM »
Story time:

So I have this buddy at work named John, who works in another department so we don't see each other very often.  We shared a car ride to a meeting last year, and got to talking about retirement and how careful financial planning and controlling your expenses can potentially put you in a position to retire early, or take another job for reasons other than money.  And he seemed to really get it, the whole idea of how overspending commits you to unnecessary years at a desk when you'd rather be doing something else more important.  Like so many federal employees John has a military pension in the bag and a side gig with the reserves, so he's financially well situated to make the early retirement leap. 

Every month or so when we cross paths in the break room or something, he asks me about it and tells me he's getting really close.  He's clearly excited, and I'm excited for him.  I'm spreading the gospel, so to speak.

So today I walk into the break room and there's John casually talking to one of our senior management types about this topic, and right as I appear he says "and it's all thanks to talking to this guy..." and starts grilling me about my retirement plan progress.  This makes me very uncomfortable, since I've kept my RE plans under wraps at work, for professional reasons.

And then,

RIGHT as the big-boss-lady walks into the room

he says to me,

"So when are you finally quitting?"


Shit.  Trying to suppress the deer-in-the-headlights look on my face, I laugh and turn to the boss and tell her we're talking about what we're all going to do when we finally leave federal service, and she launches into this big speech about pottery and cooking classes and joining a choir and all of the wonderful things she wants to do.  At this point, I'm thinking maybe I've saved it?  Maybe I didn't just get outed?

The other manager is smirking quietly to herself through all of this, very deliberately keeping her mouth shut and watching me squirm.  She finishes her salad and sneaks out.  John excuses himself.  Now it's just me and the big boss, and she's still talking about retirement plans and how much happier her husband is now that he's retired and volunteering and running a side business coaching kids.  She finally starts to slow down, and as she's walking out, she pauses for a moment and turns and says to me "If you're brave enough, you can do it.  Other people have left jobs like ours to go pursue something else they love more..."

and then she disappears with her bowl of soup or whatever and leaves me standing there.  Alone.  Unsure of exactly what has just transpired.


Soooooo, I think I just inadvertently announced to my boss my plans to retire early? 


Hi John!

Cherry Lane

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Re: 2018 FIRE cohort
« Reply #360 on: June 07, 2017, 08:35:41 PM »
Soooooo, I think I just inadvertently announced to my boss my plans to retire early? 

Oops...

But, no.  If things transpired as you related them, I don't think you were completely outed.  It does sound like big boss will be receptive to hearing your announcement when it comes, though, so you've go that.  Maybe it was even a challenge?

Alim Nassor

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Re: 2018 FIRE cohort
« Reply #361 on: June 07, 2017, 09:50:49 PM »
My plan is May of 2018.   So far I'm slightly ahead of schedule.  Our FI number is pretty low, but so are my opportunities to reach it.   We put a contract on our 10th rental last week, which was our goal.  I'm diligently stashing every nickel I can.  My wife in onboard with RE and FI in general, but convincing her that sacrifices today are necessary for FI tomorrow has not always been an easy sell.

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #362 on: June 08, 2017, 06:56:25 AM »
Added Alim Nassor

It is exciting for me, my one year countdown starts!


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~03/18  CherryLane
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 03/18  sol
~03/18  Gimesalot
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~06/18  Pylortes
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~07/18  Freshwater
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« Last Edit: June 08, 2017, 09:29:50 AM by CowboyAndIndian »

MandyM

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Re: 2018 FIRE cohort
« Reply #363 on: June 08, 2017, 07:32:23 AM »
Soooooo, I think I just inadvertently announced to my boss my plans to retire early? 

Oops...

But, no.  If things transpired as you related them, I don't think you were completely outed.  It does sound like big boss will be receptive to hearing your announcement when it comes, though, so you've go that.  Maybe it was even a challenge?

I agree, I don't think you were completely outed, but it probably won't be a huge surprise now either. That is a pretty great comment from the boss, I would love to hear that from mine.

I had something similar happen to me several years ago. I had shared my plan with one coworker that I would socialize with outside of work. One day he had a long car ride with the boss and I found out that he blabbed the whole thing to him. I was still 5+ years away, but my boss at the time was a nervous nelly. I had to smooth it over with some vague statements of "someday" and "by the time I'm 50."

Retire-Canada

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Re: 2018 FIRE cohort
« Reply #364 on: June 08, 2017, 08:52:55 AM »
Lots of people talk about retirement, but few pull the plug early. So simply saying I'd like to retire early doesn't out you. Just about everyone would agree to retire early if it's a casual lunchroom discussion. That doesn't mean anything. If you were talking about a specific date and had your co-workers all gathered around your investment/FIRE spreadsheet when the boss walk in that might be a different story.

Even on this forum of FIRE enthusiasts OMYing [incl low WRing] is pretty rampant and [in theory] we should be the most inclined group to pull the plug early.

brooklynguy

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Re: 2018 FIRE cohort
« Reply #365 on: June 08, 2017, 08:54:59 AM »
Unsure of exactly what has just transpired.

So what's your verdict?  Was this an innocent case of mere obliviousness to vocational etiquette?  A deliberate act of attempted career sabotage?  A conspiracy among all involved parties to let you know the cat is out of the bag?  Or maybe that each of them is actually one of us?  I'm very confused.

brooklynguy

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Re: 2018 FIRE cohort
« Reply #366 on: June 09, 2017, 12:16:51 PM »
On the countdown list, I'd like to officially trade in my question marks for the month of February.  Our nation's healthcare situation still hangs in the balance, but I'm tired of waiting and ready to throw caution to the wind.


 01/18  FIBy30
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 01/18  Retire-Canada
 01/18  WannaGoOutside OLY, Moved to 2017 cohort
 01/18  Zinethstache
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 01/18  OzBeach
 02/18  brooklynguy
~02/18  PizzaSteve
~03/18  CherryLane
 03/18  Sofa King
 03/18  sol
~03/18  Gimesalot
 03/18  Badblackgirl
~03/18  Caoineag
 03/18  Clean Shaven
 03/18  JLTinVA
 04/18  Calvin
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~07/18  Freshwater
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Cherry Lane

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Re: 2018 FIRE cohort
« Reply #367 on: June 09, 2017, 01:13:52 PM »
On the countdown list, I'd like to officially trade in my question marks for the month of February.  Our nation's healthcare situation still hangs in the balance, but I'm tired of waiting and ready to throw caution to the wind.
Hooray!

I'm also returning my tilde.  March for sure (the 16th to be more precise).


 01/18  FIBy30
 01/18  PrePube
 01/18  Retire-Canada
 01/18  WannaGoOutside OLY, Moved to 2017 cohort
 01/18  Zinethstache
 01/18  MomCPA
 01/18  OzBeach
 02/18  brooklynguy
~02/18  PizzaSteve
 03/18  Cherry Lane
 03/18  Sofa King
 03/18  sol
~03/18  Gimesalot
 03/18  Badblackgirl
~03/18  Caoineag
 03/18  Clean Shaven
 03/18  JLTinVA
 04/18  Calvin
 04/18  DTaggart
 04/18  FernFree
 04/18  Gooki
~04/18  HappyMargo
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~04/18  Mother Fussbudget
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 05/18  Alim Nassor
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~06/18  Pylortes
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 07/18  AussieGirl
~07/18  BackAndForth
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~07/18  Freshwater
 08/18  SpreadsheetMan DW
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 10/18  patches
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 11/18  DeSteeg
 11/18  Kris
 12/18  yoda34
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 ??/18  Minnesota_mom
 ??/18  Michread
 ??/18  Blindsquirrel


SachaFiscal

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Re: 2018 FIRE cohort
« Reply #368 on: June 09, 2017, 02:51:34 PM »
Story time:

So I have this buddy at work named John, who works in another department so we don't see each other very often.  We shared a car ride to a meeting last year, and got to talking about retirement and how careful financial planning and controlling your expenses can potentially put you in a position to retire early, or take another job for reasons other than money.  And he seemed to really get it, the whole idea of how overspending commits you to unnecessary years at a desk when you'd rather be doing something else more important.  Like so many federal employees John has a military pension in the bag and a side gig with the reserves, so he's financially well situated to make the early retirement leap. 

Every month or so when we cross paths in the break room or something, he asks me about it and tells me he's getting really close.  He's clearly excited, and I'm excited for him.  I'm spreading the gospel, so to speak.

So today I walk into the break room and there's John casually talking to one of our senior management types about this topic, and right as I appear he says "and it's all thanks to talking to this guy..." and starts grilling me about my retirement plan progress.  This makes me very uncomfortable, since I've kept my RE plans under wraps at work, for professional reasons.

And then,

RIGHT as the big-boss-lady walks into the room

he says to me,

"So when are you finally quitting?"


Shit.  Trying to suppress the deer-in-the-headlights look on my face, I laugh and turn to the boss and tell her we're talking about what we're all going to do when we finally leave federal service, and she launches into this big speech about pottery and cooking classes and joining a choir and all of the wonderful things she wants to do.  At this point, I'm thinking maybe I've saved it?  Maybe I didn't just get outed?

The other manager is smirking quietly to herself through all of this, very deliberately keeping her mouth shut and watching me squirm.  She finishes her salad and sneaks out.  John excuses himself.  Now it's just me and the big boss, and she's still talking about retirement plans and how much happier her husband is now that he's retired and volunteering and running a side business coaching kids.  She finally starts to slow down, and as she's walking out, she pauses for a moment and turns and says to me "If you're brave enough, you can do it.  Other people have left jobs like ours to go pursue something else they love more..."

and then she disappears with her bowl of soup or whatever and leaves me standing there.  Alone.  Unsure of exactly what has just transpired.


Soooooo, I think I just inadvertently announced to my boss my plans to retire early? 


Hi John!

Great story! It just got real!  It's cool how supportive she was about early retirement.  Sounds like your co-workers will be very happy for you when you retire.

I just mentioned to one of my co-workers about early retirement.  He was a bit surprised and then said he wished he could retire early.  I didn't go into too much detail of how to do it but if he asks about it I'll point him to MMM.

I used to say I was retiring by 50, now I'm telling friends and family it will be 45 but really I think its going to be later this year (at 41) or early next year (at 42).  I'm currently in the 2017 cohort in early December after my stock vests but I may OMY to this cohort.  I'm not yet ready to give up on 2017 though...

thriftyc

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Re: 2018 FIRE cohort
« Reply #369 on: June 13, 2017, 04:12:23 PM »
Shooting for 2018 - if I can last that long in my current job.   Depends on the markets as well.  Goal is paid off home plus 1Million CDN.

Might retire, might do a career change, might start a fun business, might do a fun part time job - not sure!

SnidelyWhiplashStache

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Re: 2018 FIRE cohort
« Reply #370 on: June 14, 2017, 07:09:30 AM »
We are planning on sometime between March 2018 and July 2018.  A few things we need to factor in which will determine our actual date.  My youngest will be finishing up school June 2018 and we then plan to move to a LCOL, downsize and buy a house with the equity from our current abode.  I will be fully FIRE'd by then but DW plans to continue working.

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #371 on: June 14, 2017, 08:45:20 AM »
Added thriftycanadian and SnidelyWhiplashStache


 01/18  FIBy30
 01/18  PrePube
 01/18  Retire-Canada
 01/18  WannaGoOutside OLY, Moved to 2017 cohort
 01/18  Zinethstache
 01/18  MomCPA
 01/18  OzBeach
 02/18  brooklynguy
~02/18  PizzaSteve
 03/18  Cherry Lane
 03/18  Sofa King
 03/18  sol
~03/18  Gimesalot
 03/18  Badblackgirl
~03/18  Caoineag
 03/18  Clean Shaven
 03/18  JLTinVA
 04/18  Calvin
 04/18  DTaggart
 04/18  FernFree
 04/18  Gooki
~04/18  HappyMargo
 04/18  MandyM
~04/18  Mother Fussbudget
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 04/18  ZiziPB
 04/18  LateStarter
 05/18  SwordGuy
 05/18  SwordGuy DW
 05/18  Alim Nassor
 06/18  Cheddar Stacker
 06/18  Albireo13
 06/18  DavisGang90
~06/18  Pylortes
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 06/18  Omalley
 06/18  aperture
 06/18  randomgiraffe
 06/18  dbtx
 07/18  AussieGirl
~07/18  BackAndForth
 07/18  ChasesFish
~07/18  Freshwater
~07/18  SnidelyWhiplashStache
 08/18  SpreadsheetMan DW
 10/18  Happy
 10/18  Irishtache
 10/18  patches
 10/18  Fire1018
 11/18  DeSteeg
 11/18  Kris
 12/18  yoda34
 12/18  EnjoyIt
 ??/18  Minnesota_mom
 ??/18  Michread
 ??/18  Blindsquirrel
 ??/18  thriftycanadian


sol

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Re: 2018 FIRE cohort
« Reply #372 on: June 14, 2017, 11:42:19 PM »
Our stock market rally has done so well that my magic spreadsheet thinks I should retire on July 4th, in approximately two weeks, instead of next March as originally planned. 

I'm going to stick it out, though.

davisgang90

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Re: 2018 FIRE cohort
« Reply #373 on: June 15, 2017, 03:08:31 AM »
My retirement date is exactly 1 year out, next June 15th.  Full disclosure, this will be my last day of work and the day of my ceremony, I'll get paid for an additional 2 months burning leave and taking the retirement house/job hunting the Navy provides.

It's getting real!

Lucky Girl

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Re: 2018 FIRE cohort
« Reply #374 on: June 15, 2017, 08:01:46 AM »
I've bounced my RE date around quite a bit, and was looking at 8/17.  Now I'm going to go part-time in September of this year, and home to fully pull the plug in April of 2018.  D*mn, it is hard to finally cut the cord! 

Added thriftycanadian and SnidelyWhiplashStache


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~02/18  PizzaSteve
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 03/18  Sofa King
 03/18  sol
~03/18  Gimesalot
 03/18  Badblackgirl
~03/18  Caoineag
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 04/18  Calvin
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~04/18  HappyMargo
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~04/18  Mother Fussbudget
 04/18  NinetyFour
 04/18  ZiziPB
 04/18  LateStarter
~04/18 Lucky Girl
 05/18  SwordGuy
 05/18  SwordGuy DW
 05/18  Alim Nassor
 06/18  Cheddar Stacker
 06/18  Albireo13
 06/18  DavisGang90
~06/18  Pylortes
 06/18  CowboyAndIndian
 06/18  Omalley
 06/18  aperture
 06/18  randomgiraffe
 06/18  dbtx
 07/18  AussieGirl
~07/18  BackAndForth
 07/18  ChasesFish
~07/18  Freshwater
~07/18  SnidelyWhiplashStache
 08/18  SpreadsheetMan DW
 10/18  Happy
 10/18  Irishtache
 10/18  patches
 10/18  Fire1018
 11/18  DeSteeg
 11/18  Kris
 12/18  yoda34
 12/18  EnjoyIt
 ??/18  Minnesota_mom
 ??/18  Michread
 ??/18  Blindsquirrel
 ??/18  thriftycanadian



dividendman

  • Handlebar Stache
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  • Posts: 1900
Re: 2018 FIRE cohort
« Reply #375 on: June 15, 2017, 08:12:45 AM »
Our stock market rally has done so well that my magic spreadsheet thinks I should retire on July 4th, in approximately two weeks, instead of next March as originally planned. 

I'm going to stick it out, though.

Yeah, I was there in March 2018 with you but I just find it intolerable to keep the slog up when I hate it so much and am well over the 4% rule for my pretty lavish spending so I moved to August 2017.

I'm really at the point that if the market took a 30% dump today I'd still pull the plug, take some time off (i.e. years, not months), and then work again if really required.

Bateaux

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  • Location: Port Vincent
Re: 2018 FIRE cohort
« Reply #376 on: June 15, 2017, 08:37:00 AM »
If I  had a clue what to do about health care I'd join the class of 2018.  In fact my countdown timer at work is set for March 1, 2018.  Did that in 2014 when in a position I hated.  Better department now so I've pushed OMY to June 2019.  Still ahead of my original goal of 2020 before ever hearing of MMM. 

sol

  • Walrus Stache
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  • Posts: 8433
  • Age: 47
  • Location: Pacific Northwest
Re: 2018 FIRE cohort
« Reply #377 on: June 20, 2017, 10:56:17 AM »
Our stock market rally has done so well that my magic spreadsheet thinks I should retire on July 4th, in approximately two weeks, instead of next March as originally planned. 

I'm going to stick it out, though.

Today, mint notified me that my retirement date has arrived.  It thinks I should retire today, based on savings targets I set for myself at the outset of my career.

But I did not have three children back then, so tomorrow I'll be back in my cubicle again slaving away.  Le sigh.

rpr

  • Pencil Stache
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  • Posts: 718
Re: 2018 FIRE cohort
« Reply #378 on: June 21, 2017, 06:37:43 PM »
Our stock market rally has done so well that my magic spreadsheet thinks I should retire on July 4th, in approximately two weeks, instead of next March as originally planned. 

I'm going to stick it out, though.

Today, mint notified me that my retirement date has arrived.  It thinks I should retire today, based on savings targets I set for myself at the outset of my career.

But I did not have three children back then, so tomorrow I'll be back in my cubicle again slaving away.  Le sigh.

sol -- congratulations. I too keep looking at my Mint goal that is setup. It still says it is at least 5-6 years away. The bright side is that the mint goal does not take SS into account. Thus that timeline may be more conservative than needed.

One of my (older) colleagues was let go today. This person is SS eligible but is someone who would like to continue working forever. Not sure of his financial status. He was expecting that he would be working at least OMY but did not expect that day would be today. 

There are no guarantees provided in employment unless you are tenured.

Retire-Canada

  • Walrus Stache
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  • Posts: 8683
Re: 2018 FIRE cohort
« Reply #379 on: June 22, 2017, 08:10:20 AM »


 01/18  FIBy30
 01/18  PrePube
01/18  Retire-Canada - downshifted 07/2017
 01/18  WannaGoOutside OLY, Moved to 2017 cohort
 01/18  Zinethstache
 01/18  MomCPA
 01/18  OzBeach
 02/18  brooklynguy
~02/18  PizzaSteve
 03/18  Cherry Lane
 03/18  Sofa King
 03/18  sol
~03/18  Gimesalot
 03/18  Badblackgirl
~03/18  Caoineag
 03/18  Clean Shaven
 03/18  JLTinVA
 04/18  Calvin
 04/18  DTaggart
 04/18  FernFree
 04/18  Gooki
~04/18  HappyMargo
 04/18  MandyM
~04/18  Mother Fussbudget
 04/18  NinetyFour
 04/18  ZiziPB
 04/18  LateStarter
 05/18  SwordGuy
 05/18  SwordGuy DW
 05/18  Alim Nassor
 06/18  Cheddar Stacker
 06/18  Albireo13
 06/18  DavisGang90
~06/18  Pylortes
 06/18  CowboyAndIndian
 06/18  Omalley
 06/18  aperture
 06/18  randomgiraffe
 06/18  dbtx
 07/18  AussieGirl
~07/18  BackAndForth
 07/18  ChasesFish
~07/18  Freshwater
~07/18  SnidelyWhiplashStache
 08/18  SpreadsheetMan DW
 10/18  Happy
 10/18  Irishtache
 10/18  patches
 10/18  Fire1018
 11/18  DeSteeg
 11/18  Kris
 12/18  yoda34
 12/18  EnjoyIt
 ??/18  Minnesota_mom
 ??/18  Michread
 ??/18  Blindsquirrel
 ??/18  thriftycanadian


My goal for 2018 was to downshift. At the end of 2016 I was working 2 full-time contracts in order to max my savings and try and accelerate my way to FIRE since I started this mission later in life. I'm 48 this year and life is too short to keep working full-time so downshifting for a few years with zero or minimal addition savings, but tons of extra free time is the right move for me.

I'm now working just one FT contract and will be moving to either 24hrs/wk or 30hrs/wk - 3 x 8/10hrs days in July. I'm still negotiating with my client which PT hour target we are shooting for.

My personal FIRE definitions for doing some work are:
- working = 75%+ FT
- downshift = 25%+ - 75% FT
- FIRE = 25% or less FT

The range 24hrs-30hrs a week falls into my downshift category. With unpaid vacations and statutory holidays my %'s will be well below 75% FT, but no where near 25% FT.

Although it's not FIRE my free time per year is pretty awesome. Just counting full days to myself:

- My downshift = ~220 days off a year
- Standard M-F worker with [4 weeks holiday] = ~129 days off a year

So that's like an extra 3 months off a year.

To those FIREing in 2018 I salute you and thanks for letting me hang out in this cohort. Hearing your stories and impending FIRE plans definitely helped motivate me to realize my plan.

Cherry Lane

  • CM*MW 2023 Attendees
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  • Posts: 1998
  • Age: 6
  • Location: Virginia
Re: 2018 FIRE cohort
« Reply #380 on: June 27, 2017, 08:40:09 PM »
I spend three days per week in the office (work at home the other days) and have a countdown going at my desk of remaining office days (I've taken out holidays and already-planned vacation).  As of this week, I'm down to double-digits!

Northern gal

  • Bristles
  • ***
  • Posts: 328
  • Location: Australia
  • Life at the beach shack
Re: 2018 FIRE cohort
« Reply #381 on: June 28, 2017, 01:59:28 AM »
I have zero motivation at my current gig and slogging it to work every day is killing my soul.

I hear you on this one!!

Thirded :) and aiming for Pareto retirement in January 2018 (would need to move for FI, but keen to start some entrepreneuring)
« Last Edit: June 28, 2017, 02:18:46 AM by Norgirl »

CowboyAndIndian

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  • Location: NJ, USA
    • KOWines: Deep discount wine/spirits store.
Re: 2018 FIRE cohort
« Reply #382 on: June 28, 2017, 05:44:33 AM »
Added NorGirl


 01/18  FIBy30
 01/18  PrePube
01/18  Retire-Canada - downshifted 07/2017
 01/18  WannaGoOutside OLY, Moved to 2017 cohort
 01/18  Zinethstache
 01/18  MomCPA
 01/18  OzBeach
 01/18  NorGirl
 02/18  brooklynguy
~02/18  PizzaSteve
 03/18  Cherry Lane
 03/18  Sofa King
 03/18  sol
~03/18  Gimesalot
 03/18  Badblackgirl
~03/18  Caoineag
 03/18  Clean Shaven
 03/18  JLTinVA
 04/18  Calvin
 04/18  DTaggart
 04/18  FernFree
 04/18  Gooki
~04/18  HappyMargo
 04/18  MandyM
~04/18  Mother Fussbudget
 04/18  NinetyFour
 04/18  ZiziPB
 04/18  LateStarter
 05/18  SwordGuy
 05/18  SwordGuy DW
 05/18  Alim Nassor
 06/18  Cheddar Stacker
 06/18  Albireo13
 06/18  DavisGang90
~06/18  Pylortes
 06/18  CowboyAndIndian
 06/18  Omalley
 06/18  aperture
 06/18  randomgiraffe
 06/18  dbtx
 07/18  AussieGirl
~07/18  BackAndForth
 07/18  ChasesFish
~07/18  Freshwater
~07/18  SnidelyWhiplashStache
 08/18  SpreadsheetMan DW
 10/18  Happy
 10/18  Irishtache
 10/18  patches
 10/18  Fire1018
 11/18  DeSteeg
 11/18  Kris
 12/18  yoda34
 12/18  EnjoyIt
 ??/18  Minnesota_mom
 ??/18  Michread
 ??/18  Blindsquirrel
 ??/18  thriftycanadian


CowboyAndIndian

  • Handlebar Stache
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  • Location: NJ, USA
    • KOWines: Deep discount wine/spirits store.
Re: 2018 FIRE cohort
« Reply #383 on: June 30, 2017, 07:26:42 AM »

OMY for SpreadsheetMan :-(


 01/18  FIBy30
 01/18  PrePube
01/18  Retire-Canada - downshifted 07/2017
 01/18  WannaGoOutside OLY, Moved to 2017 cohort
 01/18  Zinethstache
 01/18  MomCPA
 01/18  OzBeach
 01/18  NorGirl
 02/18  brooklynguy
~02/18  PizzaSteve
 03/18  Cherry Lane
 03/18  Sofa King
 03/18  sol
~03/18  Gimesalot
 03/18  Badblackgirl
~03/18  Caoineag
 03/18  Clean Shaven
 03/18  JLTinVA
 04/18  Calvin
 04/18  DTaggart
 04/18  FernFree
 04/18  Gooki
~04/18  HappyMargo
 04/18  MandyM
~04/18  Mother Fussbudget
 04/18  NinetyFour
 04/18  ZiziPB
 04/18  LateStarter
 05/18  SwordGuy
 05/18  SwordGuy DW
 05/18  Alim Nassor
 06/18  Cheddar Stacker
 06/18  Albireo13
 06/18  DavisGang90
~06/18  Pylortes
 06/18  CowboyAndIndian
 06/18  Omalley
 06/18  aperture
 06/18  randomgiraffe
 06/18  dbtx
 07/18  AussieGirl
~07/18  BackAndForth
 07/18  ChasesFish
~07/18  Freshwater
~07/18  SnidelyWhiplashStache
 08/18  SpreadsheetMan DW - OMY, moved to 2019 cohort.
 10/18  Happy
 10/18  Irishtache
 10/18  patches
 10/18  Fire1018
 11/18  DeSteeg
 11/18  Kris
 12/18  yoda34
 12/18  EnjoyIt
 ??/18  Minnesota_mom
 ??/18  Michread
 ??/18  Blindsquirrel
 ??/18  thriftycanadian


chasesfish

  • Magnum Stache
  • ******
  • Posts: 4377
  • Age: 41
  • Location: Florida
Re: 2018 FIRE cohort
« Reply #384 on: June 30, 2017, 07:45:55 AM »
I'm not ready to join Spreadsheet Man yet, but I may need to do OMY based on ridiculously high medical expenses, the need to keep corporate insurance, and potentially taking a demotion/pay cut....We will see.

Aegishjalmur

  • Bristles
  • ***
  • Posts: 293
Re: 2018 FIRE cohort
« Reply #385 on: June 30, 2017, 02:10:49 PM »

 01/18  FIBy30
 01/18  PrePube
01/18  Retire-Canada - downshifted 07/2017
 01/18  WannaGoOutside OLY, Moved to 2017 cohort
 01/18  Zinethstache
 01/18  MomCPA
 01/18  OzBeach
 01/18  NorGirl
 02/18  brooklynguy
~02/18  PizzaSteve
 03/18  Cherry Lane
 03/18  Sofa King
 03/18  sol
~03/18  Gimesalot
 03/18  Badblackgirl
~03/18  Caoineag
 03/18  Clean Shaven
 03/18  JLTinVA
 04/18  Calvin
 04/18  DTaggart
 04/18  FernFree
 04/18  Gooki
~04/18  HappyMargo
 04/18  MandyM
~04/18  Mother Fussbudget
 04/18  NinetyFour
 04/18  ZiziPB
 04/18  LateStarter
04/18 Aegishjalmur
 05/18  SwordGuy
 05/18  SwordGuy DW
 05/18  Alim Nassor
 06/18  Cheddar Stacker
 06/18  Albireo13
 06/18  DavisGang90
~06/18  Pylortes
 06/18  CowboyAndIndian
 06/18  Omalley
 06/18  aperture
 06/18  randomgiraffe
 06/18  dbtx
 07/18  AussieGirl
~07/18  BackAndForth
 07/18  ChasesFish
~07/18  Freshwater
~07/18  SnidelyWhiplashStache
 08/18  SpreadsheetMan DW - OMY, moved to 2019 cohort.
 10/18  Happy
 10/18  Irishtache
 10/18  patches
 10/18  Fire1018
 11/18  DeSteeg
 11/18  Kris
 12/18  yoda34
 12/18  EnjoyIt
 ??/18  Minnesota_mom
 ??/18  Michread
 ??/18  Blindsquirrel
 ??/18  thriftycanadian


I will be pulling the plug in April. DW will be going in March. I get an 401 K matching end of March and 1st part of April they (usually)give an annual company stock incentive. This can be up to 4% of annual salary, but I have never seen it exceed 2%, but hey, last little bit of free money before calling it quits. I added a countdown on my calendar, T-Minus 100 falls on the last weekend in December, so when I come back to work in 2018 I get to look forward to being under 100 days.

NorCalistache

  • 5 O'Clock Shadow
  • *
  • Posts: 5
Re: 2018 FIRE cohort
« Reply #386 on: July 13, 2017, 01:48:00 PM »
Hello 'stachers, NorCalistache here. I'm new to the forum.

I have an August 2018 FIRE date. In my case the "E" part of FIRE must be judged, er, generously, as I will be a few months shy of age 58 when I cash in my chips. It will be after 29 years as a university professor. Fortunately, I and Mrs. NorCalistache have a shared appreciation for simple living.

Lots of my colleagues are astonished that I am retiring, though for me it is a transition from professor and consultant to just part-time consultant, working on projects that interest me. Mrs. NorCalistache may continue some work, or not, its up to her. We can do fine either way.

Retire-Canada

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  • Posts: 8683
Re: 2018 FIRE cohort
« Reply #387 on: July 13, 2017, 01:52:33 PM »
Hello 'stachers, NorCalistache here. I'm new to the forum.

I have an August 2018 FIRE date. In my case the "E" part of FIRE must be judged, er, generously, as I will be a few months shy of age 58 when I cash in my chips.

RE can be REtired. Congrats! :)

CowboyAndIndian

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  • Posts: 1934
  • Location: NJ, USA
    • KOWines: Deep discount wine/spirits store.
Re: 2018 FIRE cohort
« Reply #388 on: July 13, 2017, 03:32:44 PM »
Added NorCalistache


 01/18  FIBy30
 01/18  PrePube
01/18  Retire-Canada - downshifted 07/2017
 01/18  WannaGoOutside OLY, Moved to 2017 cohort
 01/18  Zinethstache
 01/18  MomCPA
 01/18  OzBeach
 01/18  NorGirl
 02/18  brooklynguy
~02/18  PizzaSteve
 03/18  Cherry Lane
 03/18  Sofa King
 03/18  sol
~03/18  Gimesalot
 03/18  Badblackgirl
~03/18  Caoineag
 03/18  Clean Shaven
 03/18  JLTinVA
 04/18  Calvin
 04/18  DTaggart
 04/18  FernFree
 04/18  Gooki
~04/18  HappyMargo
 04/18  MandyM
~04/18  Mother Fussbudget
 04/18  NinetyFour
 04/18  ZiziPB
 04/18  LateStarter
 04/18  Aegishjalmur
 05/18  SwordGuy
 05/18  SwordGuy DW
 05/18  Alim Nassor
 06/18  Cheddar Stacker
 06/18  Albireo13
 06/18  DavisGang90
~06/18  Pylortes
 06/18  CowboyAndIndian
 06/18  Omalley
 06/18  aperture
 06/18  randomgiraffe
 06/18  dbtx
 07/18  AussieGirl
~07/18  BackAndForth
 07/18  ChasesFish
~07/18  Freshwater
~07/18  SnidelyWhiplashStache
 08/18  SpreadsheetMan DW - OMY, moved to 2019 cohort.
 08/18  NorCalistache
 10/18  Happy
 10/18  Irishtache
 10/18  patches
 10/18  Fire1018
 11/18  DeSteeg
 11/18  Kris
 12/18  yoda34
 12/18  EnjoyIt
 ??/18  Minnesota_mom
 ??/18  Michread
 ??/18  Blindsquirrel
 ??/18  thriftycanadian


CowboyAndIndian

  • Handlebar Stache
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  • Posts: 1934
  • Location: NJ, USA
    • KOWines: Deep discount wine/spirits store.
Re: 2018 FIRE cohort
« Reply #389 on: July 14, 2017, 04:00:14 AM »

 01/18  FIBy30
 01/18  PrePube
 01/18  Retire-Canada - downshifted 07/2017
 01/18  WannaGoOutside OLY, Moved to 2017 cohort
 01/18  Zinethstache
 01/18  MomCPA
 01/18  OzBeach
 01/18  NorGirl
 01/18  PizzaSteve Left the forum.
 02/18  brooklynguy
 03/18  Cherry Lane
 03/18  Sofa King
 03/18  sol
~03/18  Gimesalot
 03/18  Badblackgirl
~03/18  Caoineag
 03/18  Clean Shaven
 03/18  JLTinVA
 04/18  Calvin
 04/18  DTaggart
 04/18  FernFree
 04/18  Gooki
~04/18  HappyMargo
 04/18  MandyM
~04/18  Mother Fussbudget
 04/18  NinetyFour
 04/18  ZiziPB
 04/18  LateStarter
 04/18  Aegishjalmur
 05/18  SwordGuy
 05/18  SwordGuy DW
 05/18  Alim Nassor
 06/18  Cheddar Stacker
 06/18  Albireo13
 06/18  DavisGang90
~06/18  Pylortes
 06/18  CowboyAndIndian
 06/18  Omalley
 06/18  aperture
 06/18  randomgiraffe
 06/18  dbtx
 07/18  AussieGirl
~07/18  BackAndForth
 07/18  ChasesFish
~07/18  Freshwater
~07/18  SnidelyWhiplashStache
 08/18  SpreadsheetMan DW - OMY, moved to 2019 cohort.
 08/18  NorCalistache
 10/18  Happy
 10/18  Irishtache
 10/18  patches
 10/18  Fire1018
 11/18  DeSteeg
 11/18  Kris
 12/18  yoda34
 12/18  EnjoyIt
 ??/18  Minnesota_mom
 ??/18  Michread
 ??/18  Blindsquirrel
 ??/18  thriftycanadian

MandyM

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  • Posts: 543
  • Location: Lexington, KY
Re: 2018 FIRE cohort
« Reply #390 on: July 17, 2017, 07:19:45 AM »
I hit a wall with my motivation at work and ended up turning in my resignation much earlier than I originally planned. Oh darn :) So I am officially out of the Class of 2018, my last day will be somewhere around 7/25. Good luck everyone!!


 01/18  FIBy30
 01/18  PrePube
 01/18  Retire-Canada - downshifted 07/2017
 01/18  WannaGoOutside OLY, Moved to 2017 cohort
 01/18  Zinethstache
 01/18  MomCPA
 01/18  OzBeach
 01/18  NorGirl
 01/18  PizzaSteve Left the forum.
 02/18  brooklynguy
 03/18  Cherry Lane
 03/18  Sofa King
 03/18  sol
~03/18  Gimesalot
 03/18  Badblackgirl
~03/18  Caoineag
 03/18  Clean Shaven
 03/18  JLTinVA
 04/18  Calvin
 04/18  DTaggart
 04/18  FernFree
 04/18  Gooki
~04/18  HappyMargo
 04/18  MandyM - Class of 2017
~04/18  Mother Fussbudget
 04/18  NinetyFour
 04/18  ZiziPB
 04/18  LateStarter
 04/18  Aegishjalmur
 05/18  SwordGuy
 05/18  SwordGuy DW
 05/18  Alim Nassor
 06/18  Cheddar Stacker
 06/18  Albireo13
 06/18  DavisGang90
~06/18  Pylortes
 06/18  CowboyAndIndian
 06/18  Omalley
 06/18  aperture
 06/18  randomgiraffe
 06/18  dbtx
 07/18  AussieGirl
~07/18  BackAndForth
 07/18  ChasesFish
~07/18  Freshwater
~07/18  SnidelyWhiplashStache
 08/18  SpreadsheetMan DW - OMY, moved to 2019 cohort.
 08/18  NorCalistache
 10/18  Happy
 10/18  Irishtache
 10/18  patches
 10/18  Fire1018
 11/18  DeSteeg
 11/18  Kris
 12/18  yoda34
 12/18  EnjoyIt
 ??/18  Minnesota_mom
 ??/18  Michread
 ??/18  Blindsquirrel
 ??/18  thriftycanadian
« Last Edit: July 17, 2017, 07:21:32 AM by MandyM »

CowboyAndIndian

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  • Location: NJ, USA
    • KOWines: Deep discount wine/spirits store.
Re: 2018 FIRE cohort
« Reply #391 on: July 17, 2017, 07:55:37 AM »
I hit a wall with my motivation at work and ended up turning in my resignation much earlier than I originally planned. Oh darn :) So I am officially out of the Class of 2018, my last day will be somewhere around 7/25. Good luck everyone!!
..

Congratulations MandyM. Best of luck in your FIRE.

Retire-Canada

  • Walrus Stache
  • *******
  • Posts: 8683
Re: 2018 FIRE cohort
« Reply #392 on: July 17, 2017, 08:03:23 AM »
I hit a wall with my motivation at work and ended up turning in my resignation much earlier than I originally planned. Oh darn :) So I am officially out of the Class of 2018, my last day will be somewhere around 7/25. Good luck everyone!!

Congrats! Enjoy! :)

Aegishjalmur

  • Bristles
  • ***
  • Posts: 293
Re: 2018 FIRE cohort
« Reply #393 on: July 17, 2017, 08:35:51 AM »

Quote from: MandyM on Today at 07:19:45 AM

"I hit a wall with my motivation at work and ended up turning in my resignation much earlier than I originally planned. Oh darn :) So I am officially out of the Class of 2018, my last day will be somewhere around 7/25. Good luck everyone!!"

Congrats! I am trying to keep my motivation up and not do this. It doesn't help that we are doing our 'OMY'. This year is padding the acct to ensure even if the house sells for way less than anticipated, we're still good.


davisgang90

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  • Location: Roanoke, VA
    • Photography by Rich Davis
Re: 2018 FIRE cohort
« Reply #394 on: July 17, 2017, 09:02:07 AM »
Signed my retirement letter to the Navy today, so it's getting real!  Last day of work is June 15th.

sol

  • Walrus Stache
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  • Posts: 8433
  • Age: 47
  • Location: Pacific Northwest
Re: 2018 FIRE cohort
« Reply #395 on: July 17, 2017, 10:47:43 AM »
Suddenly, this thread sucks a whole lot more.

Gimesalot

  • Pencil Stache
  • ****
  • Posts: 664
Re: 2018 FIRE cohort
« Reply #396 on: July 17, 2017, 11:13:29 AM »

I hit a wall with my motivation at work and ended up turning in my resignation much earlier than I originally planned. Oh darn :) So I am officially out of the Class of 2018, my last day will be somewhere around 7/25. Good luck everyone!!

Congratulations MandyM!

On a side note, I had a really terrible phone call with my boss before my vacation last week, so my hubs and I decided that it was time to pull the trigger.  I tried to call it quits today and my boss refused to accept my resignation!  I am going to try to negotiate part-time, since I don't want to burn any bridges.

Retire-Canada

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Re: 2018 FIRE cohort
« Reply #397 on: July 17, 2017, 11:32:13 AM »
I tried to call it quits today and my boss refused to accept my resignation! 

I'm pretty sure your boss doesn't actually have that option. ;)

Gimesalot

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Re: 2018 FIRE cohort
« Reply #398 on: July 17, 2017, 11:43:27 AM »
I tried to call it quits today and my boss refused to accept my resignation! 

I'm pretty sure your boss doesn't actually have that option. ;)

This is true but I am trying to stay on good terms since I might need to use this job as a reference.  My new plan is to talk to my boss at the client site and arrange a part-time schedule with them.  Use that as leverage to get my boss to allow me to work part-time.  If that doesn't go over, then the bridge will be burned!

dividendman

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Re: 2018 FIRE cohort
« Reply #399 on: July 17, 2017, 12:14:58 PM »
I tried to call it quits today and my boss refused to accept my resignation! 

I'm pretty sure your boss doesn't actually have that option. ;)

This is true but I am trying to stay on good terms since I might need to use this job as a reference.  My new plan is to talk to my boss at the client site and arrange a part-time schedule with them.  Use that as leverage to get my boss to allow me to work part-time.  If that doesn't go over, then the bridge will be burned!

If my boss "refused" a two week notice. He'd quickly have a however-long-it-takes-me-to-walk-out-of-the-office notice period.