I have been running the numbers a lot this week and getting to grips with the complex tax and other statutory deductions here in Ireland. Long story short, we will be able to retire ( a little early) in 2018 at ages 58 & 55 respectively. Our expenses will drop as the home mortgage dies, the rental house will be sold and our youngest will have finished or nearly finished Masters degree (about €10k per annum costs). Deducting all of those expenses, plus selling one car and destroying the associated expenses(insurance, diesel, tyres, tax), we will be in a better NET position monthly than we are now and we are luckily very comfortable. We will also have about €200k cash from retirement lump sums and savings to pad this out. Our pensions are public service so not dependent on the stock market. The only concern is sacrificing a few years of great saving before retirement but I think we want to do things when we are youngish enough to enjoy rather than retire a few years later, knackered from sedentary lifestyles but with a few more thousand in the bank. I am super excited about this. I don't want to tempt fate but....Roll on 2018!!