Author Topic: 2018 FIRE cohort  (Read 387672 times)

Cookie78

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Re: 2018 FIRE cohort
« Reply #2000 on: September 04, 2018, 07:59:33 AM »
Will's date

I was not aware of this thread.  Feel free to add me to CONFIRMED FIRE as of 6/1/18.  Thanks!

EDIT: I guess I was supposed to say that I was 53 years and almost 5 months old at that point.

Will

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Re: 2018 FIRE cohort
« Reply #2001 on: September 04, 2018, 08:12:56 AM »
Will's date

I was not aware of this thread.  Feel free to add me to CONFIRMED FIRE as of 6/1/18.  Thanks!

EDIT: I guess I was supposed to say that I was 53 years and almost 5 months old at that point.

@CowboyAndIndian : what Cookie78 said.  :)

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #2002 on: September 04, 2018, 08:20:00 AM »
Will's date

I was not aware of this thread.  Feel free to add me to CONFIRMED FIRE as of 6/1/18.  Thanks!

EDIT: I guess I was supposed to say that I was 53 years and almost 5 months old at that point.

@CowboyAndIndian : what Cookie78 said.  :)


Sorry, I missed that. I'll edit my post and add it.

Thanks Cookie78 and Will.

JumboShrimp

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Re: 2018 FIRE cohort
« Reply #2003 on: September 04, 2018, 08:26:20 PM »
Congratulations to all you 2018 FIRE'ers and OLY'ers, job well done!

I am going to have to sneak out of here into the 2019 cohort.

My original FIRE date of October 5 was based on a couple factors, the main ones being the boring tedious project I was stuck on and a lengthy vacation in October. But then the boring project got cancelled and I moved to a new more interesting project.

For a while I was waffling whether to stick with the original plan or stay to the end of the new project. Finally decided to stay on; the work is reasonably interesting, I have a lot of autonomy and I am working with some nice folks, so why not? I hit a financial milestone and consider myself FI at this point which is quite nice. No reason for me to feel work place stress. When I told the project lead I would need October off for a Grand Canyon rafting trip (didn't really ask as it wasn't negotiable) he just thanked me for giving so much advance notice. Thank you FI. Amusingly enough during this waffling time I got a promotion, a raise and an extra week of vacation.

That makes my new FIRE date March 29, 2019. That is only going to be 5 more months of work (less than 100 work days) than I originally planned for. Earmarking a chunk of that extra income for a toy and travel fund, I plan on having a grand time next spring and summer.

Although to be honest, after a month off I may be ruined for work and may very well end up back here in 2018!

EnjoyIt

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Re: 2018 FIRE cohort
« Reply #2004 on: September 04, 2018, 08:36:38 PM »
Congratulations to all you 2018 FIRE'ers and OLY'ers, job well done!

I am going to have to sneak out of here into the 2019 cohort.

My original FIRE date of October 5 was based on a couple factors, the main ones being the boring tedious project I was stuck on and a lengthy vacation in October. But then the boring project got cancelled and I moved to a new more interesting project.

For a while I was waffling whether to stick with the original plan or stay to the end of the new project. Finally decided to stay on; the work is reasonably interesting, I have a lot of autonomy and I am working with some nice folks, so why not? I hit a financial milestone and consider myself FI at this point which is quite nice. No reason for me to feel work place stress. When I told the project lead I would need October off for a Grand Canyon rafting trip (didn't really ask as it wasn't negotiable) he just thanked me for giving so much advance notice. Thank you FI. Amusingly enough during this waffling time I got a promotion, a raise and an extra week of vacation.

That makes my new FIRE date March 29, 2019. That is only going to be 5 more months of work (less than 100 work days) than I originally planned for. Earmarking a chunk of that extra income for a toy and travel fund, I plan on having a grand time next spring and summer.

Although to be honest, after a month off I may be ruined for work and may very well end up back here in 2018!

Congrats.  Your hard work and dedication has bought you the freedom of choice.  You are FI and can do whatever you want.  Right now you chose to stay for 5 more months. Tomorrow you may change your mind, but that is what is so great about being FI. 

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #2005 on: September 04, 2018, 08:55:23 PM »
JumboShrimp moved to OMY :-(
Hope (s)he changes his/her mind!


01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/14/18  Gimesalot DH (at 40) CONFIRMED
02/28/18  Caoineag (at 36) CONFIRMED
03/01/18  Clean Shaven (at 45) CONFIRMED Part Time
03/02/18  brooklynguy (at 37) CONFIRMED
03/07/18  Aegishjalmur (at 35) CONFIRMED
03/16/18  Cherry Lane (at 43) CONFIRMED
03/27/18  Mrs. Honeyfill CONFIRMED
03/28/18  Target2018 CONFIRMED
03/28/18  homestead neohio (at 39) CONFIRMED
03/30/18  Moxie (at 58) CONFIRMED
03/31/18  msilenus (at 38) CONFIRMED
04/01/18  Mother Fussbudget (at 56) CONFIRMED
04/03/18  lostformars (at 38) CONFIRMED
04/04/18  OzBeach (at 54) CONFIRMED
04/20/18  moneytaichi CONFIRMED
04/25/18  Modernaimend DH (at 39) CONFIRMED
04/25/18  ZiziPB (at 50) CONFIRMED
04/26/18  NinetyFour (at 56) CONFIRMED
04/26/18  SwordGuy (at 60) CONFIRMED
04/27/18  poppydog and DW CONFIRMED
04/27/18  andkar (at 41) CONFIRMED
05/01/18  wordnerd and DH (at 30 and 36) CONFIRMED
05/03/18  Modernaimend (at 35) CONFIRMED
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.) CONFIRMED
05/11/18  Desert (at 52) CONFIRMED
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49) CONFIRMED
05/25/18  Gyosho (at 55) CONFIRMED
06/01/18  CodeZed (at 40) CONFIRMED
06/01/18  Markbike528CBX (at 53.5) CONFIRMED
06/01/18  Will (at 53) CONFIRMED
06/08/18  SwissMister CONFIRMED (at 50)
06/13/18  Mr Mark (at 54) CONFIRMED
06/15/18  DavisGang90 (at 49) CONFIRMED
06/29/18  Acastus (at 56) CONFIRMED
06/29/18  aperture (at 56) CONFIRMED
06/30/18  HenryDavid CONFIRMED
07/06/18  Honeyfill  (at 60)  CONFIRMED
07/09/18  CHF (at 51) CONFIRMED
08/03/18  mjr (at 52) CONFIRMED
08/03/18  Mogadishu (at 40) CONFIRMED
08/09/18  cap396 (at 46) CONFIRMED
08/10/18  FernFree (at 49) CONFIRMED
08/17/18  sui generis (at 41) CONFIRMED
08/24/18  sol (at 41) CONFIRMED
08/31/18  RiverTop (at 55) CONFIRMED
09/01/18  Vegasgirl (at 49) CONFIRMED
09/21/18  Ottawa
09/30/18  SwissMiss (at 50)
09/30/18  JerseyGrrrl
10/25/18  PhilB (at 52)
10/31/18  Mr Griz
10/31/18  TartanTallulah
10/??/18  Fire1018
10/??/18  Happy
10/31/18  Irishtache
11/??/18  Kris
12/21/18  LateStarter
12/21/18  RunningWithScissors
12/31/18  DavidAnnArbor (at 53) (Won't renew my office lease)
12/??/18  EnjoyIt  Parttime.
12/??/18  yoda34

Date not confirmed
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  Badblackgirl
??/??/18  PKate and DH
??/??/18  Calvin
??/??/18  step_away
??/??/18  Agent Rosenflower
??/??/18  dbtx
??/??/18  Omalley
??/??/18  AussieGirl
??/??/18  BackAndForth
??/??/18  cerat0n1a
??/??/18  Fresh Bread
??/??/18  SugarMountain In a holding pattern, debating between OMM/OMY.
??/??/18  MaybeBabyMustache (at 42) TBD, working thru options

MIA
??/??/18  randomgiraffe (Inactive since 2/2017)
??/??/18  Minnesota_mom (Inactive since 2/2017)
??/??/18  HappyMargo (Inactive since 6/2017)
??/??/18  NorCalistache (Inactive since 8/2017)
??/??/18  DeSteeg (Inactive since 12/2015)
??/??/18  Alim Nassor (Cannot find in members list)
??/??/18  SnidelyWhiplashStache (Cannot find in members list)
??/??/18  Sofa King (Cannot find in members list)
??/??/18  Michread (Cannot find in members list)

OMY/2MY/3MY etc.
03/??/19  ChasesFish  OMY
??/??/19  RetireAbroadAt35  05/??/18, now OMY.
??/??/19  JumboShrimp OMY
??/??/20  Gooki   2MY or 3MY

PhilB

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Re: 2018 FIRE cohort
« Reply #2006 on: September 05, 2018, 04:42:58 AM »
Congratulations to all you 2018 FIRE'ers and OLY'ers, job well done!

I am going to have to sneak out of here into the 2019 cohort.

My original FIRE date of October 5 was based on a couple factors, the main ones being the boring tedious project I was stuck on and a lengthy vacation in October. But then the boring project got cancelled and I moved to a new more interesting project.

For a while I was waffling whether to stick with the original plan or stay to the end of the new project. Finally decided to stay on; the work is reasonably interesting, I have a lot of autonomy and I am working with some nice folks, so why not? I hit a financial milestone and consider myself FI at this point which is quite nice. No reason for me to feel work place stress. When I told the project lead I would need October off for a Grand Canyon rafting trip (didn't really ask as it wasn't negotiable) he just thanked me for giving so much advance notice. Thank you FI. Amusingly enough during this waffling time I got a promotion, a raise and an extra week of vacation.

That makes my new FIRE date March 29, 2019. That is only going to be 5 more months of work (less than 100 work days) than I originally planned for. Earmarking a chunk of that extra income for a toy and travel fund, I plan on having a grand time next spring and summer.

Although to be honest, after a month off I may be ruined for work and may very well end up back here in 2018!

Congrats.  Your hard work and dedication has bought you the freedom of choice.  You are FI and can do whatever you want.  Right now you chose to stay for 5 more months. Tomorrow you may change your mind, but that is what is so great about being FI.
Yikes, that pushes me up to fourth in the queue.   Scary.  Mainly exciting, but still scary.

Target2018

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Re: 2018 FIRE cohort
« Reply #2007 on: September 05, 2018, 08:30:42 AM »
Well it's been over 5 months since I retired and life could not be sweeter.  I even made my first withdrawal from my retirement savings which, after working so hard to save up, was something new but since I only needed to pull out less than my account has risen this year, it was not too traumatic.  Anyway, for those of you sitting on the fence, you will not regret it and will ask yourself why you did not do it sooner.  Well, I have to get back to doing the things that I want to do and not the things my boss wants me to do.  Freedom indeed.

DavidAnnArbor

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Re: 2018 FIRE cohort
« Reply #2008 on: September 05, 2018, 07:43:31 PM »
Freedom is a state of mind

Dicey

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Re: 2018 FIRE cohort
« Reply #2009 on: September 11, 2018, 12:25:45 AM »
Freedom is a state of mind
A fat wallet makes it easier to get that freedom state of mind.

rpr

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Re: 2018 FIRE cohort
« Reply #2010 on: September 11, 2018, 02:28:15 AM »
Keep them coming. Congratulations to those that FIRED!!!

MaybeBabyMustache

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Re: 2018 FIRE cohort
« Reply #2011 on: September 11, 2018, 04:00:24 PM »
I confirmed with my manager that my sabbatical date will either be 1/25/19 or 2/25/19, so I'll need to shift out to that group. My plan post sabbatical is to either come back to a part time role (assuming we find something that mutually works), or FIRE completely.

DavidAnnArbor

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Re: 2018 FIRE cohort
« Reply #2012 on: September 11, 2018, 07:09:18 PM »
So far for 2018 has the stock market gained enough such that one who is in FIRE feels confidant about not having to cut back on spending based on the 4% rule ?

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #2013 on: September 12, 2018, 05:51:08 AM »
MaybeBabyMustach moved to OMY :-(


01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/14/18  Gimesalot DH (at 40) CONFIRMED
02/28/18  Caoineag (at 36) CONFIRMED
03/01/18  Clean Shaven (at 45) CONFIRMED Part Time
03/02/18  brooklynguy (at 37) CONFIRMED
03/07/18  Aegishjalmur (at 35) CONFIRMED
03/16/18  Cherry Lane (at 43) CONFIRMED
03/27/18  Mrs. Honeyfill CONFIRMED
03/28/18  Target2018 CONFIRMED
03/28/18  homestead neohio (at 39) CONFIRMED
03/30/18  Moxie (at 58) CONFIRMED
03/31/18  msilenus (at 38) CONFIRMED
04/01/18  Mother Fussbudget (at 56) CONFIRMED
04/03/18  lostformars (at 38) CONFIRMED
04/04/18  OzBeach (at 54) CONFIRMED
04/20/18  moneytaichi CONFIRMED
04/25/18  Modernaimend DH (at 39) CONFIRMED
04/25/18  ZiziPB (at 50) CONFIRMED
04/26/18  NinetyFour (at 56) CONFIRMED
04/26/18  SwordGuy (at 60) CONFIRMED
04/27/18  poppydog and DW CONFIRMED
04/27/18  andkar (at 41) CONFIRMED
05/01/18  wordnerd and DH (at 30 and 36) CONFIRMED
05/03/18  Modernaimend (at 35) CONFIRMED
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.) CONFIRMED
05/11/18  Desert (at 52) CONFIRMED
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49) CONFIRMED
05/25/18  Gyosho (at 55) CONFIRMED
06/01/18  CodeZed (at 40) CONFIRMED
06/01/18  Markbike528CBX (at 53.5) CONFIRMED
06/01/18  Will (at 53) CONFIRMED
06/08/18  SwissMister CONFIRMED (at 50)
06/13/18  Mr Mark (at 54) CONFIRMED
06/15/18  DavisGang90 (at 49) CONFIRMED
06/29/18  Acastus (at 56) CONFIRMED
06/29/18  aperture (at 56) CONFIRMED
06/30/18  HenryDavid CONFIRMED
07/06/18  Honeyfill  (at 60)  CONFIRMED
07/09/18  CHF (at 51) CONFIRMED
08/03/18  mjr (at 52) CONFIRMED
08/03/18  Mogadishu (at 40) CONFIRMED
08/09/18  cap396 (at 46) CONFIRMED
08/10/18  FernFree (at 49) CONFIRMED
08/17/18  sui generis (at 41) CONFIRMED
08/24/18  sol (at 41) CONFIRMED
08/31/18  RiverTop (at 55) CONFIRMED
09/01/18  Vegasgirl (at 49) CONFIRMED
09/21/18  Ottawa
09/30/18  SwissMiss (at 50)
09/30/18  JerseyGrrrl
10/25/18  PhilB (at 52)
10/31/18  Mr Griz
10/31/18  TartanTallulah
10/??/18  Fire1018
10/??/18  Happy
10/31/18  Irishtache
11/??/18  Kris
12/21/18  LateStarter
12/21/18  RunningWithScissors
12/31/18  DavidAnnArbor (at 53) (Won't renew my office lease)
12/??/18  EnjoyIt  Parttime.
12/??/18  yoda34

Date not confirmed
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  Badblackgirl
??/??/18  PKate and DH
??/??/18  Calvin
??/??/18  step_away
??/??/18  Agent Rosenflower
??/??/18  dbtx
??/??/18  Omalley
??/??/18  AussieGirl
??/??/18  BackAndForth
??/??/18  cerat0n1a
??/??/18  Fresh Bread
??/??/18  SugarMountain In a holding pattern, debating between OMM/OMY.

MIA
??/??/18  randomgiraffe (Inactive since 2/2017)
??/??/18  Minnesota_mom (Inactive since 2/2017)
??/??/18  HappyMargo (Inactive since 6/2017)
??/??/18  NorCalistache (Inactive since 8/2017)
??/??/18  DeSteeg (Inactive since 12/2015)
??/??/18  Alim Nassor (Cannot find in members list)
??/??/18  SnidelyWhiplashStache (Cannot find in members list)
??/??/18  Sofa King (Cannot find in members list)
??/??/18  Michread (Cannot find in members list)

OMY/2MY/3MY etc.
03/??/19  ChasesFish  OMY
??/??/19  RetireAbroadAt35  05/??/18, now OMY.
??/??/19  JumboShrimp OMY
??/??/20  Gooki   2MY or 3MY
??/??/19  MaybeBabyMustache OMY



MaybeBabyMustache

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Re: 2018 FIRE cohort
« Reply #2014 on: September 12, 2018, 07:07:45 AM »
Thanks @CowboyAndIndian - it's actually a great deal for me. I get my 2018 bonus, and 12 weeks of free health care + one additional month of paid salary & stock. But, sad to not be able to wrap up in 2018. Still planning to be done before my 43rd birthday!

Retire-Canada

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Re: 2018 FIRE cohort
« Reply #2015 on: September 12, 2018, 07:50:35 AM »
So far for 2018 has the stock market gained enough such that one who is in FIRE feels confidant about not having to cut back on spending based on the 4% rule ?

The 4% Rule has no feedback loop based on market returns to alter the withdrawals. That said my globally diverse portfolio is up over 6% YTD so that would be enough to support my annual spend and inflation leaving me with approximately the same amount in my accounts.

What's causing you concern?

tooqk4u22

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Re: 2018 FIRE cohort
« Reply #2016 on: September 12, 2018, 02:28:06 PM »
So far for 2018 has the stock market gained enough such that one who is in FIRE feels confidant about not having to cut back on spending based on the 4% rule ?

The 4% Rule has no feedback loop based on market returns to alter the withdrawals. That said my globally diverse portfolio is up over 6% YTD so that would be enough to support my annual spend and inflation leaving me with approximately the same amount in my accounts.

What's causing you concern?

Actually that would leave with about 1.9% more in your accounts as inflation is only about 2%.   4% SWR x 1.02 = 4.08 WR. So if you had a $1mil portfolio at start you would now have almost $20k more in balances after taking your withdrawal (depending on when you took it).  So you would have more and not the same - so the experience is even better and the concern should be less.


Retire-Canada

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Re: 2018 FIRE cohort
« Reply #2017 on: September 12, 2018, 02:42:22 PM »
Actually that would leave with about 1.9% more in your accounts as inflation is only about 2%.   4% SWR x 1.02 = 4.08 WR. So if you had a $1mil portfolio at start you would now have almost $20k more in balances after taking your withdrawal (depending on when you took it).  So you would have more and not the same - so the experience is even better and the concern should be less.

Yes and having about 2% more when inflation is about 2% leaves you with the same value once you include inflation.

Irishtache

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Re: 2018 FIRE cohort
« Reply #2018 on: September 12, 2018, 05:40:54 PM »
I am confirmed!


01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/14/18  Gimesalot DH (at 40) CONFIRMED
02/28/18  Caoineag (at 36) CONFIRMED
03/01/18  Clean Shaven (at 45) CONFIRMED Part Time
03/02/18  brooklynguy (at 37) CONFIRMED
03/07/18  Aegishjalmur (at 35) CONFIRMED
03/16/18  Cherry Lane (at 43) CONFIRMED
03/27/18  Mrs. Honeyfill CONFIRMED
03/28/18  Target2018 CONFIRMED
03/28/18  homestead neohio (at 39) CONFIRMED
03/30/18  Moxie (at 58) CONFIRMED
03/31/18  msilenus (at 38) CONFIRMED
04/01/18  Mother Fussbudget (at 56) CONFIRMED
04/03/18  lostformars (at 38) CONFIRMED
04/04/18  OzBeach (at 54) CONFIRMED
04/20/18  moneytaichi CONFIRMED
04/25/18  Modernaimend DH (at 39) CONFIRMED
04/25/18  ZiziPB (at 50) CONFIRMED
04/26/18  NinetyFour (at 56) CONFIRMED
04/26/18  SwordGuy (at 60) CONFIRMED
04/27/18  poppydog and DW CONFIRMED
04/27/18  andkar (at 41) CONFIRMED
05/01/18  wordnerd and DH (at 30 and 36) CONFIRMED
05/03/18  Modernaimend (at 35) CONFIRMED
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.) CONFIRMED
05/11/18  Desert (at 52) CONFIRMED
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49) CONFIRMED
05/25/18  Gyosho (at 55) CONFIRMED
06/01/18  CodeZed (at 40) CONFIRMED
06/01/18  Markbike528CBX (at 53.5) CONFIRMED
06/01/18  Will (at 53) CONFIRMED
06/08/18  SwissMister CONFIRMED (at 50)
06/13/18  Mr Mark (at 54) CONFIRMED
06/15/18  DavisGang90 (at 49) CONFIRMED
06/29/18  Acastus (at 56) CONFIRMED
06/29/18  aperture (at 56) CONFIRMED
06/30/18  HenryDavid CONFIRMED
07/06/18  Honeyfill  (at 60)  CONFIRMED
07/09/18  CHF (at 51) CONFIRMED
08/03/18  mjr (at 52) CONFIRMED
08/03/18  Mogadishu (at 40) CONFIRMED
08/09/18  cap396 (at 46) CONFIRMED
08/10/18  FernFree (at 49) CONFIRMED
08/17/18  sui generis (at 41) CONFIRMED
08/24/18  sol (at 41) CONFIRMED
08/31/18  RiverTop (at 55) CONFIRMED
09/01/18  Vegasgirl (at 49) CONFIRMED
09/21/18  Ottawa
09/30/18  SwissMiss (at 50)
09/30/18  JerseyGrrrl
10/25/18  PhilB (at 52)
10/31/18  Mr Griz
10/31/18  TartanTallulah
10/??/18  Fire1018
10/??/18  Happy
10/31/18  Irishtache CONFIRMED
11/??/18  Kris
12/21/18  LateStarter
12/21/18  RunningWithScissors
12/31/18  DavidAnnArbor (at 53) (Won't renew my office lease)
12/??/18  EnjoyIt  Parttime.
12/??/18  yoda34

Date not confirmed
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  Badblackgirl
??/??/18  PKate and DH
??/??/18  Calvin
??/??/18  step_away
??/??/18  Agent Rosenflower
??/??/18  dbtx
??/??/18  Omalley
??/??/18  AussieGirl
??/??/18  BackAndForth
??/??/18  cerat0n1a
??/??/18  Fresh Bread
??/??/18  SugarMountain In a holding pattern, debating between OMM/OMY.

MIA
??/??/18  randomgiraffe (Inactive since 2/2017)
??/??/18  Minnesota_mom (Inactive since 2/2017)
??/??/18  HappyMargo (Inactive since 6/2017)
??/??/18  NorCalistache (Inactive since 8/2017)
??/??/18  DeSteeg (Inactive since 12/2015)
??/??/18  Alim Nassor (Cannot find in members list)
??/??/18  SnidelyWhiplashStache (Cannot find in members list)
??/??/18  Sofa King (Cannot find in members list)
??/??/18  Michread (Cannot find in members list)

OMY/2MY/3MY etc.
03/??/19  ChasesFish  OMY
??/??/19  RetireAbroadAt35  05/??/18, now OMY.
??/??/19  JumboShrimp OMY
??/??/20  Gooki   2MY or 3MY
??/??/19  MaybeBabyMustache OMY



TartanTallulah

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Re: 2018 FIRE cohort
« Reply #2019 on: September 14, 2018, 08:52:37 PM »
Seven weeks to go for me.

I'll be IRP bait, because I've agreed to do some contracting for an organisation with which my workplace has a tricky relationship. Two or three 6-hour days a week, ad hoc rather than fixed, for the purpose of stash-sparing, giving some structure to my week while my husband is still working, and letting me do the parts of my job I enjoy without the box-ticking and hoop-jumping.

As I expected, the colleagues I'm leaving behind (who are trapped due to a clause in my partnership agreement) are now quite openly hostile and resentful. My approach is to offer to leave earlier if they're finding it difficult to be civil to me. I'd love to have my bluff called on that, but it won't happen.

I agreed to work till 2nd November to help them out of a self-inflicted predicament. I was then asked to work on until 6th November to help them out of another self-inflicted predicament. I may not be very bright, but some patterns are easy to spot and I said no. The person who caused the problem didn't even say please when they made the request. I may hand them back their 2nd November predicament and stick with 31st October.

SO glad I resigned when I did!

SwissMiss

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  • Location: Switzerland
Re: 2018 FIRE cohort
« Reply #2020 on: September 15, 2018, 12:34:49 AM »
A few more days to go for me. I am now only working part-time to get all my vacation days in.
Next week we will be a few days in Italy to attend a wedding on Friday. Really looking forward to that!

The only bitter pill is that I will need to log on for work during my stay in Italy, as I need to publish a report before I FIRE.
But when I think of all the free time ahead, it's a small sacrifice.

Life is good!

PhilB

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Re: 2018 FIRE cohort
« Reply #2021 on: September 15, 2018, 02:18:23 AM »
24 work days to go for me before I too incur the wrath of the IRP with my one-day-a-week gig.  Happy to say that my work colleagues have all been really nice about it.  I'm getting the occasional mini panic about throwing in the towel, which is stupid because I'm ridiculously overprovided, but what can you do?
My biggest problem at the moment is summoning up the energy to do things as part of me says 'there'll be plenty of time to do that when you're retired.'  Need to keep giving myself metaphorical kicks up the backside to get on with things!
« Last Edit: September 15, 2018, 04:32:00 AM by PhilB »

Blindsquirrel

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Re: 2018 FIRE cohort
« Reply #2022 on: September 15, 2018, 12:45:11 PM »
   You can place me in the OMY department but will be first half of 2019 at the latest. 51 is not as young as once was but not as old as I will be.

FIRE 20/20

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Re: 2018 FIRE cohort
« Reply #2023 on: September 15, 2018, 09:21:24 PM »
I'm just dropping in from the 2019 cohort to thank all of you who are posting.  It is helping me prepare for my FIRE date (tentatively May 2019).  It makes it feel a lot more real for me to see people getting checked off the list as the year goes on. 

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #2024 on: September 16, 2018, 09:15:38 AM »
Blindsquirrel OMY :-(


01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/14/18  Gimesalot DH (at 40) CONFIRMED
02/28/18  Caoineag (at 36) CONFIRMED
03/01/18  Clean Shaven (at 45) CONFIRMED Part Time
03/02/18  brooklynguy (at 37) CONFIRMED
03/07/18  Aegishjalmur (at 35) CONFIRMED
03/16/18  Cherry Lane (at 43) CONFIRMED
03/27/18  Mrs. Honeyfill CONFIRMED
03/28/18  Target2018 CONFIRMED
03/28/18  homestead neohio (at 39) CONFIRMED
03/30/18  Moxie (at 58) CONFIRMED
03/31/18  msilenus (at 38) CONFIRMED
04/01/18  Mother Fussbudget (at 56) CONFIRMED
04/03/18  lostformars (at 38) CONFIRMED
04/04/18  OzBeach (at 54) CONFIRMED
04/20/18  moneytaichi CONFIRMED
04/25/18  Modernaimend DH (at 39) CONFIRMED
04/25/18  ZiziPB (at 50) CONFIRMED
04/26/18  NinetyFour (at 56) CONFIRMED
04/26/18  SwordGuy (at 60) CONFIRMED
04/27/18  poppydog and DW CONFIRMED
04/27/18  andkar (at 41) CONFIRMED
05/01/18  wordnerd and DH (at 30 and 36) CONFIRMED
05/03/18  Modernaimend (at 35) CONFIRMED
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.) CONFIRMED
05/11/18  Desert (at 52) CONFIRMED
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49) CONFIRMED
05/25/18  Gyosho (at 55) CONFIRMED
06/01/18  CodeZed (at 40) CONFIRMED
06/01/18  Markbike528CBX (at 53.5) CONFIRMED
06/01/18  Will (at 53) CONFIRMED
06/08/18  SwissMister CONFIRMED (at 50)
06/13/18  Mr Mark (at 54) CONFIRMED
06/15/18  DavisGang90 (at 49) CONFIRMED
06/29/18  Acastus (at 56) CONFIRMED
06/29/18  aperture (at 56) CONFIRMED
06/30/18  HenryDavid CONFIRMED
07/06/18  Honeyfill  (at 60)  CONFIRMED
07/09/18  CHF (at 51) CONFIRMED
08/03/18  mjr (at 52) CONFIRMED
08/03/18  Mogadishu (at 40) CONFIRMED
08/09/18  cap396 (at 46) CONFIRMED
08/10/18  FernFree (at 49) CONFIRMED
08/17/18  sui generis (at 41) CONFIRMED
08/24/18  sol (at 41) CONFIRMED
08/31/18  RiverTop (at 55) CONFIRMED
09/01/18  Vegasgirl (at 49) CONFIRMED
09/21/18  Ottawa
09/30/18  SwissMiss (at 50)
09/30/18  JerseyGrrrl
10/25/18  PhilB (at 52)
10/31/18  Mr Griz
10/31/18  TartanTallulah
10/??/18  Fire1018
10/??/18  Happy
10/31/18  Irishtache CONFIRMED
11/??/18  Kris
12/21/18  LateStarter
12/21/18  RunningWithScissors
12/31/18  DavidAnnArbor (at 53) (Won't renew my office lease)
12/??/18  EnjoyIt  Parttime.
12/??/18  yoda34

Date not confirmed
??/??/18  FLStache
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  Badblackgirl
??/??/18  PKate and DH
??/??/18  Calvin
??/??/18  step_away
??/??/18  Agent Rosenflower
??/??/18  dbtx
??/??/18  Omalley
??/??/18  AussieGirl
??/??/18  BackAndForth
??/??/18  cerat0n1a
??/??/18  Fresh Bread
??/??/18  SugarMountain In a holding pattern, debating between OMM/OMY.

MIA
??/??/18  randomgiraffe (Inactive since 2/2017)
??/??/18  Minnesota_mom (Inactive since 2/2017)
??/??/18  HappyMargo (Inactive since 6/2017)
??/??/18  NorCalistache (Inactive since 8/2017)
??/??/18  DeSteeg (Inactive since 12/2015)
??/??/18  Alim Nassor (Cannot find in members list)
??/??/18  SnidelyWhiplashStache (Cannot find in members list)
??/??/18  Sofa King (Cannot find in members list)
??/??/18  Michread (Cannot find in members list)

OMY/2MY/3MY etc.
03/19/19  ChasesFish  OMY
??/??/19  RetireAbroadAt35  05/??/18, now OMY.
??/??/19  JumboShrimp OMY
??/??/20  Gooki   2MY or 3MY
??/??/19  MaybeBabyMustache OMY
??/??/19  Blindsquirrel OMY


« Last Edit: September 21, 2018, 02:20:24 PM by CowboyAndIndian »

chasesfish

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Re: 2018 FIRE cohort
« Reply #2025 on: September 16, 2018, 02:43:33 PM »
I love watching the long-time posters slowly confirm on the list, its awesome.

3/19/2019 is my official date, the handcuffs get to their lightest point

Blindsquirrel

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Re: 2018 FIRE cohort
« Reply #2026 on: September 16, 2018, 04:09:25 PM »
  @chasesfish   will be out within a week of you, if you find yourself in Oh or surrounding states, feel free to hit me up to pester fish. :)

TartanTallulah

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Re: 2018 FIRE cohort
« Reply #2027 on: September 21, 2018, 10:28:12 AM »
6 weeks to go and my colleagues and management have realised that I'm getting out and leaving them stuck with one another and decided it's time to flip the Karpman Drama Triangle and see what I look like as a victim. "Spitting Exocets," is the impression I hope I've given, for they've started trying to make things very unpleasant for me and the one person I trusted among them is complicit. Though it's difficult to be sure who's the organ grinder and who's the monkey, because they've all blamed one another when I've confronted them.

It's OK. I was genuinely a bit shaken for the first day or two after the knife went in, but it's actually OK and even somewhat to my advantage. I'm a conciliator by nature and presenting a furious face when I'm calm inside doesn't come easily to me. I'm letting them think what they've done is far more damaging to me than it actually is. Apart from anything else, if I let them believe I was unscathed they might do something worse like try to stir up a complaint or litigation against me. As things stand, they think they've put me in the position of having to cancel a vacation close enough to the date of travel to lose the entire cost.

In the meantime, I'm not sure I'll be qualifying as "FIRE" this year after all. FI, yes, for I can collect a reasonable pension from next year and have enough other savings to bridge the gap even if I don't work again after 31st October. But I've now got a promise of freelance work of a type that quite appeals and have asked for up to three six-hour days a week, I no longer feel I owe my current workplace the courtesy of not making it look as if I've jumped ship (which wasn't at all my intention when I resigned, I just wanted to stop doing what I was doing before this coming winter), and last night I filled in my workplace pension application form then thought, "I'm not sure this is a good idea when I'll be earning enough to live on and keeping a toe in the door of my profession," and put it aside. I'll have a chance to talk to an accountant and a financial advisor about it in the next few weeks.

Maybe I just needed to get out of that particular job. I knew it was a hornets' nest, but I thought I was handling it. It's taught me a lesson. I'll never take on another role with that level of personal responsibility. And I'll never, ever, ever take on another role that involves being an employer.

sol

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Re: 2018 FIRE cohort
« Reply #2028 on: September 21, 2018, 11:00:37 AM »
As things stand, they think they've put me in the position of having to cancel a vacation close enough to the date of travel to lose the entire cost.

No one can make you work.  I've read lots of stories here of people being guilted into doing something they don't want to do, and every time I think to myself that these people don't recognize the position of power that FU money provides.  You can tell them to sit and spin, and take your vacation anyway.  What are they going to do, fire you?  Yes please!

SwordGuy

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Re: 2018 FIRE cohort
« Reply #2029 on: September 21, 2018, 07:10:44 PM »
As things stand, they think they've put me in the position of having to cancel a vacation close enough to the date of travel to lose the entire cost.

No one can make you work.  I've read lots of stories here of people being guilted into doing something they don't want to do, and every time I think to myself that these people don't recognize the position of power that FU money provides.  You can tell them to sit and spin, and take your vacation anyway.  What are they going to do, fire you?  Yes please!

No kidding!   I mean, not only do you not have to work any more, but you get an unemployment check as a bonus for them being asshats.

Richmond 2020

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Re: 2018 FIRE cohort
« Reply #2030 on: September 24, 2018, 02:56:36 PM »
Okay.  Had enough. I was planning to pull the pin early next year but have just moved my date forward to this Friday.  Freedom.  I will leave the office never to return. 2 weeks annual leave and then 6 months long service leave. Little do they know that I will quit while on leave and never return.

I will be done at 43.  Date 28th of September 2018.

Not sure what everyone else has done/plans to do to celebrate the day of their freedom hut I plan to have a little BBQ and ceremoniously burn the work outfit I wear that day.

happy

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Re: 2018 FIRE cohort
« Reply #2031 on: September 24, 2018, 03:46:16 PM »
Hello Richmond2020 waves to another Aussie.
And congrats! Well done on pulling the pin!
I am 4 weeks out from 6 months LSL also. I'm hoping not to go back afterwards but most likely I will need to work 3-6months more.

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #2032 on: September 24, 2018, 04:33:23 PM »
Welcome to the 2018 cohort Richmond2020!

I love a good OLY ;-)

01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/14/18  Gimesalot DH (at 40) CONFIRMED
02/28/18  Caoineag (at 36) CONFIRMED
03/01/18  Clean Shaven (at 45) CONFIRMED Part Time
03/02/18  brooklynguy (at 37) CONFIRMED
03/07/18  Aegishjalmur (at 35) CONFIRMED
03/16/18  Cherry Lane (at 43) CONFIRMED
03/27/18  Mrs. Honeyfill CONFIRMED
03/28/18  Target2018 CONFIRMED
03/28/18  homestead neohio (at 39) CONFIRMED
03/30/18  Moxie (at 58) CONFIRMED
03/31/18  msilenus (at 38) CONFIRMED
04/01/18  Mother Fussbudget (at 56) CONFIRMED
04/03/18  lostformars (at 38) CONFIRMED
04/04/18  OzBeach (at 54) CONFIRMED
04/20/18  moneytaichi CONFIRMED
04/25/18  Modernaimend DH (at 39) CONFIRMED
04/25/18  ZiziPB (at 50) CONFIRMED
04/26/18  NinetyFour (at 56) CONFIRMED
04/26/18  SwordGuy (at 60) CONFIRMED
04/27/18  poppydog and DW CONFIRMED
04/27/18  andkar (at 41) CONFIRMED
05/01/18  wordnerd and DH (at 30 and 36) CONFIRMED
05/03/18  Modernaimend (at 35) CONFIRMED
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.) CONFIRMED
05/11/18  Desert (at 52) CONFIRMED
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49) CONFIRMED
05/25/18  Gyosho (at 55) CONFIRMED
06/01/18  CodeZed (at 40) CONFIRMED
06/01/18  Markbike528CBX (at 53.5) CONFIRMED
06/01/18  Will (at 53) CONFIRMED
06/08/18  SwissMister CONFIRMED (at 50)
06/13/18  Mr Mark (at 54) CONFIRMED
06/15/18  DavisGang90 (at 49) CONFIRMED
06/29/18  Acastus (at 56) CONFIRMED
06/29/18  aperture (at 56) CONFIRMED
06/30/18  HenryDavid CONFIRMED
07/06/18  Honeyfill  (at 60)  CONFIRMED
07/09/18  CHF (at 51) CONFIRMED
08/03/18  mjr (at 52) CONFIRMED
08/03/18  Mogadishu (at 40) CONFIRMED
08/09/18  cap396 (at 46) CONFIRMED
08/10/18  FernFree (at 49) CONFIRMED
08/17/18  sui generis (at 41) CONFIRMED
08/24/18  sol (at 41) CONFIRMED
08/31/18  RiverTop (at 55) CONFIRMED
09/01/18  Vegasgirl (at 49) CONFIRMED
09/21/18  Ottawa
09/28/18  Richmond2020 (at 43) CONFIRMED
09/30/18  SwissMiss (at 50)
09/30/18  JerseyGrrrl
10/25/18  PhilB (at 52)
10/31/18  Mr Griz
10/31/18  TartanTallulah
10/??/18  Fire1018
10/??/18  Happy
10/31/18  Irishtache CONFIRMED
11/??/18  Kris
12/21/18  LateStarter
12/21/18  RunningWithScissors
12/31/18  DavidAnnArbor (at 53) (Won't renew my office lease)
12/??/18  EnjoyIt  Parttime.
12/??/18  yoda34

Date not confirmed
??/??/18  FLStache
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  Badblackgirl
??/??/18  PKate and DH
??/??/18  Calvin
??/??/18  step_away
??/??/18  Agent Rosenflower
??/??/18  dbtx
??/??/18  Omalley
??/??/18  AussieGirl
??/??/18  BackAndForth
??/??/18  cerat0n1a
??/??/18  Fresh Bread
??/??/18  SugarMountain In a holding pattern, debating between OMM/OMY.

MIA
??/??/18  randomgiraffe (Inactive since 2/2017)
??/??/18  Minnesota_mom (Inactive since 2/2017)
??/??/18  HappyMargo (Inactive since 6/2017)
??/??/18  NorCalistache (Inactive since 8/2017)
??/??/18  DeSteeg (Inactive since 12/2015)
??/??/18  Alim Nassor (Cannot find in members list)
??/??/18  SnidelyWhiplashStache (Cannot find in members list)
??/??/18  Sofa King (Cannot find in members list)
??/??/18  Michread (Cannot find in members list)

OMY/2MY/3MY etc.
03/19/19  ChasesFish  OMY
??/??/19  RetireAbroadAt35  05/??/18, now OMY.
??/??/19  JumboShrimp OMY
??/??/20  Gooki   2MY or 3MY
??/??/19  MaybeBabyMustache OMY
??/??/19  Blindsquirrel OMY



TartanTallulah

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Re: 2018 FIRE cohort
« Reply #2033 on: September 25, 2018, 04:53:54 PM »
As things stand, they think they've put me in the position of having to cancel a vacation close enough to the date of travel to lose the entire cost.

No one can make you work.  I've read lots of stories here of people being guilted into doing something they don't want to do, and every time I think to myself that these people don't recognize the position of power that FU money provides.  You can tell them to sit and spin, and take your vacation anyway.  What are they going to do, fire you?  Yes please!

It's not quite that simple. If it was me, I would say, "Don't be ridiculous, what are you going to do, sack me?" I already have, when I was presented with a request to produce a heap of reports about patients I'd never set eyes on for another agency at very short notice when I was already overstretched with my actual job. The cancelled-vacation situation arose because my husband works part time for the same practice as an employee and had requested a week of leave spanning his birthday at the beginning of December. Management has announced a no-leave-in-December policy for staff and told him he would have to come in for one day that week. Had I not been leaving, it would have been granted without question; I booked leave for the same week before I knew I was going to resign, and the Big Boss said, "I'll put your husband down for the same week," at that time. But the Little Boss as good as told me I must be lying when I pointed this out to her last week, and it wasn't ever authorised on her HR software program.

My husband likes his job, intends to stay for as long as he continues to like it, and is not the sort of person who'd just take the time off anyway and call in sick or risk disciplinary proceedings, and I wouldn't ask him to. He is determined to nickel and dime every scrap of overtime he works from now on, and to start to refuse requests to work extra days.

I've stepped right outside my workplace persona and gone full-on After Everything I've Done For You at them. The decision will be reviewed this week, I'm told, while I'm on vacation (I have so much untaken vacation due to having been a f*cking martyr to the job that I'll be owed a full paycheck in lieu the month after I leave, though I suspect I'll be made to wait till the accounts for this year are finalised). I'm not holding my breath, which is just as well since it's already Tuesday evening and I haven't heard a squeak. I have a small and mean-spirited Epic FU Money plan in reserve and the idea of putting it into action becomes more appealing with every day that passes.


chasesfish

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    • Years in the making, I created a journal!
Re: 2018 FIRE cohort
« Reply #2034 on: September 26, 2018, 12:23:23 PM »
Does anyone want to copy/paste a copy of their retirement/resignation letter to the thread?  Its time I read a few for inspiration and politically correct wording

Lews Therin

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Re: 2018 FIRE cohort
« Reply #2035 on: September 26, 2018, 12:26:50 PM »
''After 8 years of savings and renting out my productivity, I am now the only shareholder, so I will no longer be renting my time to you, thank you for your interest in this product, Have a Nice Day...''

Cherry Lane

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Re: 2018 FIRE cohort
« Reply #2036 on: September 26, 2018, 12:34:15 PM »
Does anyone want to copy/paste a copy of their retirement/resignation letter to the thread?  Its time I read a few for inspiration and politically correct wording

Mine:

Quote
I am resigning my position effective <date>.  My forwarding address is <address>.

Note this was after a verbal discussion of my departure.  I asked what was needed in writing and provided what was required.

markbike528CBX

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Re: 2018 FIRE cohort
« Reply #2037 on: September 26, 2018, 02:21:20 PM »
Does anyone want to copy/paste a copy of their retirement/resignation letter to the thread?  Its time I read a few for inspiration and politically correct wording

Short  version:
https://forum.mrmoneymustache.com/welcome-to-the-forum/exit-strategy-how-to-announce/msg2085451/#msg2085451

and generally the thread exit-strategy-how-to-announce

Full version:
https://forum.mrmoneymustache.com/post-fire/when-you-retired-early-how-did-you-resign/msg1862912/#msg1862912

Monkey Uncle

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Re: 2018 FIRE cohort
« Reply #2038 on: September 26, 2018, 06:08:51 PM »
Here's mine.

Quote
Dear ____,

As we have discussed, I am resigning my position with _____ effective January 6, 2018.  I am resigning to spend more time on non-career-related pursuits.

I am grateful for the opportunity I have had to work for _____ for the last 14-plus years.  The _____, and the __(subunit)__ in particular, accomplish some of the most important _____ work that is occurring in the world of _____ management.  I am proud to have been a part of it.  I hope to stay connected in some way to the network of practitioners that is working to restore the _____.

I am also grateful to you for everything you have done to help further my career at ______.  Your guidance, support, and mentorship have helped immensely in my efforts to become a better manager.

My forwarding address is shown at the top of this letter.  I may also be reached by telephone at ______, and by e-mail at ______.  Please keep in touch.  Thanks again for everything.

Sincerely,

Monkey Uncle

And yes, I meant all of that sincerely.

sol

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Re: 2018 FIRE cohort
« Reply #2039 on: September 26, 2018, 07:26:02 PM »
Mine was something like:

Quote from: sol's FU letter.
I am resigning my position as ________ at ________.

My last day will be August 28th, 2018.

Anything more than that is superfluous.

chasesfish

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Re: 2018 FIRE cohort
« Reply #2040 on: September 27, 2018, 12:08:33 PM »
Appreciate the posts and direction to some inspiration

EnjoyIt

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Re: 2018 FIRE cohort
« Reply #2041 on: September 28, 2018, 03:19:31 PM »
It's done.  I have given my notice of going part time.  My contract stipulates 90 days which makes me part time prior to the end of 2018.  Come January 1st I will be working 2 days a week.

I currently have two competing emotions.  I have the joy for my future freedom and relief from removing a ton of responsibility.  The other side is the fear of unshackling my golden handcuffs and dropping my income significantly.  The math says we really don't need the money but the transition is scary nonetheless.

Well, there is no going back now :)

MaybeBabyMustache

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Re: 2018 FIRE cohort
« Reply #2042 on: September 28, 2018, 04:08:29 PM »
It's done.  I have given my notice of going part time.  My contract stipulates 90 days which makes me part time prior to the end of 2018.  Come January 1st I will be working 2 days a week.

I currently have two competing emotions.  I have the joy for my future freedom and relief from removing a ton of responsibility.  The other side is the fear of unshackling my golden handcuffs and dropping my income significantly.  The math says we really don't need the money but the transition is scary nonetheless.

Well, there is no going back now :)

Woohoo!! Awesome to hear, @EnjoyIt ! The day I told my manager I was going to quit, it was . . . a huge moment for me. I feel similarly about going part time as well. Afraid, even though we could get by without the part time income, and yet. . . so damn freeing.

sol

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Re: 2018 FIRE cohort
« Reply #2043 on: September 28, 2018, 11:22:34 PM »
The other side is the fear of unshackling my golden handcuffs and dropping my income significantly.  The math says we really don't need the money but the transition is scary nonetheless.

I think you'll be fine, from an emotional perspective.  I have been shockingly stress free about my finances since giving up my income.

I was far more concerned about money when I was earning it.  I tracked it, I modeled it, I made predictions and scenarios.  I eagerly anticipated finally hitting my milestones.  Now?  It's like the mental shift from accumulator to spender has completely freed me.  I don't check balances every day anymore.  I am only vaguely aware that the stock market seems fine.  I plan major household expenses with the understanding that they have been previously budgeted.

I probably spend less now?  Hard to say for sure until I do a proper budget at the end of the month, but I'm not worried about what it will say.

It's almost like releasing all of my job stress has also deflated other sources of stress that used to seem important, and just don't anymore.  Maybe that's a bad thing, and the newly relaxed version of me is irresponsible?  Time will tell.

Congratulations on your imminent retirement.  I expect it will suit you just fine.
« Last Edit: September 28, 2018, 11:24:29 PM by sol »

SwissMiss

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Re: 2018 FIRE cohort
« Reply #2044 on: September 29, 2018, 12:28:42 AM »
My FIRE date is tomorrow. The report that I promised to finalize by the end of the month should have gone out yesterday. However, the publishing team were all out of office yesterday so I will have to login on Monday again for 1-2 hours (last data check and approval). I guess this is a case of "One More Day" (OMD).

Other than that, I have been working part-time the whole month, sometimes only a couple of hours a day. I have been working from home the whole time (except when we were in Italy last week, where I worked from the hotel room). I have been enjoying the wonderful autumn sunshine together with SwissMister, going on hikes, runs, bike rides and spending all our time outdoors. It is so relaxing to be able to spend your day doing exactly what you want.

SwissMister had his goodbye apro this week. About 15 people came and it was really nice. His boss held a very nice speech and everyone was so happy for us ("great that you can do this", "you're doing the right thing", "wish I could to the same" etc.). Also, they genuinely wanted to know what we are going to do with our new freedom - they were happy to hear "travelling and sports". I didn't mention sleeping, relaxing, reading books and generally slowing down the pace of our busy lives.

Fun fact: SwissMister spent CHF 500.- on the drinks and food, and the gift voucher he got from his colleagues was also CHF 500.-. It is for a high-end sports store where we would never dream of buying anything normally. 1 CHF = 1 USD approx.

PhilB

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Re: 2018 FIRE cohort
« Reply #2045 on: September 29, 2018, 12:50:58 AM »
Congratulations SwissMiss.  So jealous of you getting to enjoy the lovely autumn weather, which I just know will have turned nasty by the time I'm free!  Your wind down sounds great, I wish MrsB was able to do something similar, but she's actually working crazy hours instead trying to clear her desk:(

MaybeBabyMustache

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Re: 2018 FIRE cohort
« Reply #2046 on: September 29, 2018, 02:44:32 PM »
Congrats @SwissMiss ! You are almost there.

markbike528CBX

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Re: 2018 FIRE cohort
« Reply #2047 on: September 29, 2018, 05:24:58 PM »
...... 
.....snip.....  so I will have to login on Monday again for 1-2 hours (last data check and approval). I guess this is a case of "One More Day" (OMD).

.....snip.....

Just for the fun of it, you might enquire if the 1 day next month adds any benefits. :-)

Congratulations as of Tuesday! "Forget" to go to work.

Mr Griz

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Re: 2018 FIRE cohort
« Reply #2048 on: September 29, 2018, 05:57:53 PM »
Big week here. My retirement is effective the end of October but Im taking vacation all of October. So this week I logged my last day in the office & had a really nice retirement dinner with my boss and a few close associates. Were sold our house and closed the sale this week. The movers also came this week and loaded everything up. Now Im headed to our new (to us) FIRE house. My DW has been there for a couple of months now. A fun part of being FI was buying it for cash. Its a bit of a downsize too so lots of stuff got donated & sold. Getting rid of all that stuff felt really liberating.

Trifele

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Re: 2018 FIRE cohort
« Reply #2049 on: September 30, 2018, 03:04:44 AM »
Big week here. My retirement is effective the end of October but Im taking vacation all of October. So this week I logged my last day in the office & had a really nice retirement dinner with my boss and a few close associates. Were sold our house and closed the sale this week. The movers also came this week and loaded everything up. Now Im headed to our new (to us) FIRE house. My DW has been there for a couple of months now. A fun part of being FI was buying it for cash. Its a bit of a downsize too so lots of stuff got donated & sold. Getting rid of all that stuff felt really liberating.

Fantastic @Mr Griz!  Congratulations!