Author Topic: 2018 FIRE cohort  (Read 386350 times)

PhilB

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Re: 2018 FIRE cohort
« Reply #1500 on: March 29, 2018, 05:48:34 AM »
As someone nearer the bottom of the 2018 list it is incredibly inspiring to see the tide of 'CONFIRMED's sweeping down the list towards me.  Warmest congratulations to all.

Mrbeardedbigbucks

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Re: 2018 FIRE cohort
« Reply #1501 on: March 29, 2018, 06:13:32 AM »
Has anyone in the class of 2018 posted a case study or would be willing to share one? I know we all have unique situations but sometimes it's helpful to see how others are invested, look at withdrawal rates, monthly expenses, health insurance etc... I think  posting your situation can help uncover weak spots and also inspire new ideas.

I posted one not long ago. Here's my "razor thin" FIRE plan according to my Fidelity guy. Link or post a case study if you're willing to share.

https://forum.mrmoneymustache.com/case-studies/is-this-fire-plan-'razor-thin'/

My last day of full time work is tomorrow.

Dicey

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Re: 2018 FIRE cohort
« Reply #1502 on: March 29, 2018, 10:58:08 AM »
Congratulations all around. My, the handsome, talented (and wealthy) Class of 2018 is huge!

moxie

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Re: 2018 FIRE cohort
« Reply #1503 on: March 29, 2018, 12:03:22 PM »
moxie, my apologies. I CONFIRMED you a couple of days before your end date

No worries at all! I appreciate you keeping this updated. I set my permanently out of office message to start at 11:00 am MT tomorrow. I have to go mail all my stuff back so I'll do it on their time. ;-)

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #1504 on: March 29, 2018, 08:32:07 PM »
 @Acastus  moved to end of May ...


01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/14/18  Gimesalot DH (at 40) CONFIRMED
02/28/18  Caoineag (at 36) CONFIRMED
03/01/18  Clean Shaven (at 45) CONFIRMED Part Time
03/02/18  brooklynguy (at 37) CONFIRMED
03/07/18  Aegishjalmur (at 35) CONFIRMED
03/16/18  Cherry Lane (at 43) CONFIRMED
03/27/18  Mrs. Honeyfill CONFIRMED
03/28/18  Target2018 CONFIRMED
03/28/18  homestead neohio (at 39) CONFIRMED
03/30/18  Moxie (at 58) CONFIRMED
03/31/18  DavidAnnArbor (at 52) (Won't renew my office lease)
03/??/18  Badblackgirl
03/??/18  Sofa King
04/04/18  OzBeach (at 54)
04/02/18  Honeyfill  (at 60)
04/19/18  NinetyFour (at 56)
04/25/18  Modernaimend DH (at 39)
04/~25/18  ZiziPB (at 50)
04/27/18  poppydog and DW
04/27/18  andkar
04/??/18  PKate and DH
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/10/18  Modernaimend (at 35)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/25/18  CodeZed
05/25/18  Acastus
05/??/18  Alim Nassor
05/??/18  msilenus
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/28/18  CHF (at 51)
06/29/18  aperture
06/??/18  Agent Rosenflower
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
06/??/18  HenryDavid
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/31/18  JerseyGrrrl
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/01/18  Vegasgirl (at 49)
09/21/18  Ottawa
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  Mogadishu

poppydog

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Re: 2018 FIRE cohort
« Reply #1505 on: March 30, 2018, 05:17:10 AM »
...or hanging out with my dad at the dog park.

For crying out loud! He's your dad, man. Take him to a regular park.

Ha ha ha! Brilliant!

Four weeks today for me and Mrs PD, itís getting real!
« Last Edit: March 30, 2018, 05:19:03 AM by poppydog »

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #1506 on: March 30, 2018, 10:45:49 AM »
Yesterday I was driving back from the library and a funny thing happened. A jogger was waiting to cross and I stopped the car and waved him thru.

Hmm, a lot of you are saying that is very common where you live in.

Not in my neighborhood. I live in New Jersey and as you may have heard it has the highest population density in the US. Also, my town has a train station and very good schools, so it has become a bedroom community for people who work in New York. Actually, it is more right to say, people who work for Wall St. companies. As it implies, these folks are very, very aggressive and their driving reflects it. Not as aggressive as the place I learned to drive, Bombay, where  I think the first rule of driving is to aim for the pedestrians :-)

I think my 3 months of FIRE has mellowed me out. I no longer fixate on cutting a few minutes off my drive or to obsessively be a slave to the clock.

Vive la FIRE!!

DavidAnnArbor

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Re: 2018 FIRE cohort
« Reply #1507 on: March 30, 2018, 11:30:16 AM »
Iím putting off my early retirement to the end of this year. I have two locations where I meet clients, and I was planning to no longer work at this 2nd location and slow down my workload. This 2nd location, in Southfield Michigan is an 80 mile round trip from where I live in Ann Arbor. However, Iíve decided to continue to work at this office for the remainder of this year and try to maximize the use of my electric tax credit that is available to me since I bought an electric car, the Chevrolet Bolt. I also want another year of maximizing the amount I can put into my individual 401k plan, more specifically the ability to make after-tax contributions that can be rolled over into a Roth. Itís very exciting for me to take advantage of these tax opportunities, and I like my work for the most part. If I had children I would have probably retired sooner Ė my single life means I can take more time for these work obligations. I can certainly sympathize with those that really donít enjoy the schedule of working at a megacorp with little control of many aspects of their work life. I can always fire my clients, and sometimes I do just that.

01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/14/18  Gimesalot DH (at 40) CONFIRMED
02/28/18  Caoineag (at 36) CONFIRMED
03/01/18  Clean Shaven (at 45) CONFIRMED Part Time
03/02/18  brooklynguy (at 37) CONFIRMED
03/07/18  Aegishjalmur (at 35) CONFIRMED
03/16/18  Cherry Lane (at 43) CONFIRMED
03/27/18  Mrs. Honeyfill CONFIRMED
03/28/18  Target2018 CONFIRMED
03/28/18  homestead neohio (at 39) CONFIRMED
03/30/18  Moxie (at 58) CONFIRMED
03/??/18  Badblackgirl
03/??/18  Sofa King
04/04/18  OzBeach (at 54)
04/02/18  Honeyfill  (at 60)
04/19/18  NinetyFour (at 56)
04/25/18  Modernaimend DH (at 39)
04/~25/18  ZiziPB (at 50)
04/27/18  poppydog and DW
04/27/18  andkar
04/??/18  PKate and DH
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/10/18  Modernaimend (at 35)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/25/18  CodeZed
05/25/18  Acastus
05/??/18  Alim Nassor
05/??/18  msilenus
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/28/18  CHF (at 51)
06/29/18  aperture
06/??/18  Agent Rosenflower
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
06/??/18  HenryDavid
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/31/18  JerseyGrrrl
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/01/18  Vegasgirl (at 49)
09/21/18  Ottawa
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
12/31/18  DavidAnnArbor (at 53) (Won't renew my office lease)
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  Mogadishu


msilenus

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Re: 2018 FIRE cohort
« Reply #1508 on: March 31, 2018, 03:07:14 PM »
Oh, also @msilenus finishing up work, while staying on the payroll until May.  Do you want to call your FIRE this week or later? (I, too, am being paid until May, but I counted my last day of work....)

Yeah.  Have completely unplugged from the old gig emotionally, and my password doesn't even get me into the remote benefits site now.  Mom called me a "man of leisure" the other day.  "Gentleman of leisure," I corrected her.  This is real enough now that I think we can call it:


01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/14/18  Gimesalot DH (at 40) CONFIRMED
02/28/18  Caoineag (at 36) CONFIRMED
03/01/18  Clean Shaven (at 45) CONFIRMED Part Time
03/02/18  brooklynguy (at 37) CONFIRMED
03/07/18  Aegishjalmur (at 35) CONFIRMED
03/16/18  Cherry Lane (at 43) CONFIRMED
03/27/18  Mrs. Honeyfill CONFIRMED
03/28/18  Target2018 CONFIRMED
03/28/18  homestead neohio (at 39) CONFIRMED
03/30/18  Moxie (at 58) CONFIRMED
03/31/18  msilenus (at 38) CONFIRMED
03/??/18  Badblackgirl
03/??/18  Sofa King
04/04/18  OzBeach (at 54)
04/02/18  Honeyfill  (at 60)
04/19/18  NinetyFour (at 56)
04/25/18  Modernaimend DH (at 39)
04/~25/18 ZiziPB (at 50)
04/27/18  poppydog and DW
04/27/18  andkar
04/??/18  PKate and DH
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/10/18  Modernaimend (at 35)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/25/18  CodeZed
05/25/18  Acastus
05/??/18  Alim Nassor
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/28/18  CHF (at 51)
06/29/18  aperture
06/??/18  Agent Rosenflower
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
06/??/18  HenryDavid
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/31/18  JerseyGrrrl
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/01/18  Vegasgirl (at 49)
09/21/18  Ottawa
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
12/31/18  DavidAnnArbor (at 53) (Won't renew my office lease)
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  Mogadishu

« Last Edit: March 31, 2018, 03:12:13 PM by msilenus »

Cherry Lane

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Re: 2018 FIRE cohort
« Reply #1509 on: March 31, 2018, 04:41:36 PM »
Oh, also @msilenus finishing up work, while staying on the payroll until May.  Do you want to call your FIRE this week or later? (I, too, am being paid until May, but I counted my last day of work....)

Yeah.  Have completely unplugged from the old gig emotionally, and my password doesn't even get me into the remote benefits site now.  Mom called me a "man of leisure" the other day.  "Gentleman of leisure," I corrected her.  This is real enough now that I think we can call it:

Yes!  And I love your correction.

So I'm two weeks in.  A week ago I was asked how it feels.  My response was that it didn't feel real yet; ask me again in a month or so.  Today I was asked the same question, but my response was quite different.  I said I already can't imagine having a job.

SwordGuy

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Re: 2018 FIRE cohort
« Reply #1510 on: March 31, 2018, 06:20:55 PM »
Mom called me a "man of leisure" the other day.  "Gentleman of leisure," I corrected her.  This is real enough now that I think we can call it:

We have several rental properties so I prefer "Landed Gentry".  :)

Dicey

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Re: 2018 FIRE cohort
« Reply #1511 on: March 31, 2018, 06:23:42 PM »
Oh, also @msilenus finishing up work, while staying on the payroll until May.  Do you want to call your FIRE this week or later? (I, too, am being paid until May, but I counted my last day of work....)

Yeah.  Have completely unplugged from the old gig emotionally, and my password doesn't even get me into the remote benefits site now.  Mom called me a "man of leisure" the other day.  "Gentleman of leisure," I corrected her.  This is real enough now that I think we can call it:

Yes!  And I love your correction.

So I'm two weeks in.  A week ago I was asked how it feels.  My response was that it didn't feel real yet; ask me again in a month or so.  Today I was asked the same question, but my response was quite different.  I said I already can't imagine having a job.
Nice! In my experience, the next one is, "I don't know how I ever found time to work!"

snapperdude

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Re: 2018 FIRE cohort
« Reply #1512 on: April 01, 2018, 02:12:39 AM »
...or hanging out with my dad at the dog park.

For crying out loud! He's your dad, man. Take him to a regular park.

Ha ha ha! Brilliant!

Four weeks today for me and Mrs PD, itís getting real!


This is very exciting. I've always wanted a proper Brit to call something I said "brilliant". Now, if I can just get one to tell me I've "gobsmacked" them I will have achieved all of my life goals.

Monkey Uncle

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Re: 2018 FIRE cohort
« Reply #1513 on: April 01, 2018, 05:09:16 AM »

So I'm two weeks in.  A week ago I was asked how it feels.  My response was that it didn't feel real yet; ask me again in a month or so.  Today I was asked the same question, but my response was quite different.  I said I already can't imagine having a job.

It took me a little longer to get there, but at almost three months in, I know exactly how you feel.  Technically I have a part time job now (consulting up to a few hours a week on an as-needed basis), but I still feel like the career part of my life is completely over.  I absolutely cannot imagine going back to the daily stress of a high-pressure, full-time, career-oriented job.  Last week my consulting gig required me to put in a 6-hour day of on-line training and orientation, and I was highly annoyed.  And that wasn't even a high-stress thing.

honeyfill

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Re: 2018 FIRE cohort
« Reply #1514 on: April 02, 2018, 10:32:48 AM »
Bad news , I am at work today.  I decided to work a couple months more to help my boss find a replacement and train him. Also, I will pay off the rest of the kitchen with out dipping into retirement funds.  New date is June 1.
Good news , Mrs HF is retired and loving it!!

sol

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Re: 2018 FIRE cohort
« Reply #1515 on: April 02, 2018, 11:11:36 AM »
Bad news , I am at work today.

Funny, I had this same thought this morning, and every Monday for the past several years.

Aegishjalmur

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Re: 2018 FIRE cohort
« Reply #1516 on: April 03, 2018, 10:42:59 AM »

So I'm two weeks in.  A week ago I was asked how it feels.  My response was that it didn't feel real yet; ask me again in a month or so.  Today I was asked the same question, but my response was quite different.  I said I already can't imagine having a job.

It took me a little longer to get there, but at almost three months in, I know exactly how you feel.  Technically I have a part time job now (consulting up to a few hours a week on an as-needed basis), but I still feel like the career part of my life is completely over.  I absolutely cannot imagine going back to the daily stress of a high-pressure, full-time, career-oriented job.  Last week my consulting gig required me to put in a 6-hour day of on-line training and orientation, and I was highly annoyed.  And that wasn't even a high-stress thing.

Under a month in and I can't imagine how I ever managed to survive work and get anything else done.

lostformars

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Re: 2018 FIRE cohort
« Reply #1517 on: April 03, 2018, 04:20:22 PM »
CONFIRMED (at 38). Today was the last day at my job. Now I will take my time getting my house ready to sell along with health insurance, rolling my 401k, etc.

ozbeach

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Re: 2018 FIRE cohort
« Reply #1518 on: April 03, 2018, 11:32:41 PM »
Another CONFIRMED - today was my last day at work.

I had only been back eight weeks after a 14 month sabbatical, so felt it appropriate to play "This Time I Know It's For Real" as I drove out :)

ZiziPB

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Re: 2018 FIRE cohort
« Reply #1519 on: April 04, 2018, 05:31:36 AM »
Congrats to all recently CONFIRMED!

Anyone feeling a bit nauseous pulling the trigger with the markets moving down?

poppydog

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Re: 2018 FIRE cohort
« Reply #1520 on: April 04, 2018, 05:43:12 AM »
Congrats to all recently CONFIRMED!

Anyone feeling a bit nauseous pulling the trigger with the markets moving down?

Good question!  Not really, firstly because weíve gone way past our ďnumberĒ: secondly because Iím due to pick up a lot of employer pension benefits as cash, which will join my current income producing investments, buying at a discount!

Mrbeardedbigbucks

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Re: 2018 FIRE cohort
« Reply #1521 on: April 04, 2018, 06:26:28 AM »
Congrats to all recently CONFIRMED!

Anyone feeling a bit nauseous pulling the trigger with the markets moving down?

I gave my notice on one of those DOW 1000 point drop days and I've since watched our net worth drop by 90k in the last two months. That's just life. Things don't always go according to how you planned.

I think it's human to be concerned when watching the pool of your future income dropping 1-2% a day but the alternative is "sticking it out" until things settle down or working just one more year. That means more months, maybe years of giving up your precious time, working in a job that you probably don't care for all that much. I always remind myself, when the markets are dropping, do I really think the markets will be lower in 10-20 years from now? Probably not.

The conservative person might say something like "working one more year is nothing when you might have to stretch your assets out and manage your financial situation for 50 years". Sure but that one more year could turn into two, maybe three. That means you delayed retirement another 1-3 years because the markets dropped. After the market drops and the dust settles,  then you'll be licking your financial wounds for a while waiting for the recovery and to hit that "number" again, when it once again feels safe and is mathematically safe to retire early. This could take another 3-5 years. All of that delaying because of markets dropping and waiting for recovery could cost you another decade of your life, not really doing the things you enjoy. So yeah, this market volatility is bad timing, I don't like it, but the alternative is even worse.

 If anyone in the class of 2018 (or any other year) is thinking about delaying because of market volatility, close your eyes and imagine a perfect time to call it quits and then remind yourself that scenario probably won't happen. The perfect time is right now. And then just smile and give a big middle finger to the markets and to anyone who thinks that you're naive and foolish for thinking this way.

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #1522 on: April 04, 2018, 07:33:39 AM »
@honeyfill to June 1st.

Congratulations @ozbeach  and  @lostformars!!

Also moved some MIA to the end of the list.

01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/14/18  Gimesalot DH (at 40) CONFIRMED
02/28/18  Caoineag (at 36) CONFIRMED
03/01/18  Clean Shaven (at 45) CONFIRMED Part Time
03/02/18  brooklynguy (at 37) CONFIRMED
03/07/18  Aegishjalmur (at 35) CONFIRMED
03/16/18  Cherry Lane (at 43) CONFIRMED
03/27/18  Mrs. Honeyfill CONFIRMED
03/28/18  Target2018 CONFIRMED
03/28/18  homestead neohio (at 39) CONFIRMED
03/30/18  Moxie (at 58) CONFIRMED
03/31/18  msilenus (at 38) CONFIRMED
04/03/18  lostformars (at 38) CONFIRMED
04/04/18  OzBeach (at 54) CONFIRMED
04/19/18  NinetyFour (at 56)
04/25/18  Modernaimend DH (at 39)
04/25/18  ZiziPB (at 50)
04/27/18  poppydog and DW
04/27/18  andkar
04/??/18  PKate and DH
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  HappyMargo
04/??/18  Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/10/18  Modernaimend (at 35)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/25/18  CodeZed
05/25/18  Acastus
05/??/18  Alim Nassor
06/01/18  Honeyfill  (at 60)
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/28/18  CHF (at 51)
06/29/18  aperture
06/??/18  Agent Rosenflower
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
06/??/18  HenryDavid
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
07/??/18  BackAndForth
07/??/18  cerat0n1a
07/??/18  Fresh Bread
07/??/18  SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/31/18  JerseyGrrrl
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/01/18  Vegasgirl (at 49)
09/21/18  Ottawa
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/21/18  LateStarter
12/31/18  DavidAnnArbor (at 53) (Won't renew my office lease)
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  Mogadishu
??/??/18  Badblackgirl
??/??/18  Sofa King
« Last Edit: April 04, 2018, 10:20:08 AM by CowboyAndIndian »

Gyosho

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Re: 2018 FIRE cohort
« Reply #1523 on: April 04, 2018, 10:13:21 AM »
I had mentioned to my boss that I would get my retirement paperwork in April. On Monday, April 2, he asked me my status. I said, "I haven't gotten the paperwork yet but I'm probably going to retire."

He said, "I'm totally screwed."

I said, "I know you're happy for me."


ozbeach

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Re: 2018 FIRE cohort
« Reply #1524 on: April 04, 2018, 02:53:53 PM »
Congrats to all recently CONFIRMED!

Anyone feeling a bit nauseous pulling the trigger with the markets moving down?

More annoyed that I won't have the wherewithal if the market really goes on sale!

cerat0n1a

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Re: 2018 FIRE cohort
« Reply #1525 on: April 06, 2018, 02:41:54 AM »
There is no way I am letting on 6 months out. Unfortunately my contract requires 3 months, otherwise it would be 4 weeks notice from me. In my past experience, being on death row for a month is plenty long enough.

My contract requires 3 months too. On the one hand, I'm not sure they'll hold me to that. There really isn't any need for a 3-month handover period in my current job, so they may "offer" to "let me" leave sooner (to avoid having me sat round for that period with not much to do). On the other hand, it's possible that I may get offered "gardening leave" i.e. paid for the 3 months, but not required to actually turn up for work.

JerseyGrrrl

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Re: 2018 FIRE cohort
« Reply #1526 on: April 08, 2018, 02:09:10 PM »
I gave notice two weeks ago! It was difficult, but itís done. I emphasized it as a decision to move closer to family, which is actually true. I didnít mention anything about possible early retirement, and I was vague about my future plans, just saying that I was planning to take some time off and get settled before deciding what my next move was. I tried to not to get teary, but I failed.

I told my former boss, who is kind of my mentor at the company, first because he has been so good to me over the years. He said, ďIím devastated, but I understand completely.Ē He also said he was jealous.

My supervisors took it better than I expected. They generally said they were sad to see me go but understood my decision. I told my boss I felt a little bad that I was doing it at a time that several others in my department are leaving, but she said if I had to go it was a good time because they are rethinking the whole structure of the department so they may as well know now. They also said they really appreciated that I was giving a long notice. And they graciously said they would be happy to give references if I needed them in the future.

Iíll admit, actually pulling the plug did make me have slight second thoughts, although this was not unexpected. I again rehashed in my mind whether I was doing the right thing, giving up a great job with a great company. In speaking with the head of the department, he said something like, ďI just hate to see you have to start all over again.Ē (They assume that Iíll be working another 15+ years.) My knee-jerk reaction was to think, ďOh no, heís right, Iíll have to start all over again somewhere, just when I was so comfortable here. What will I do???Ē I had to talk myself down over the next few days and remind myself that I can do whatever I want, itís ok, Iíll likely be fine.

So the first week I was a bit emotional and worried about my decision, but after a week, I had regained my equilibrium. I am feeling excited again. It is really happening!

Dicey

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Re: 2018 FIRE cohort
« Reply #1527 on: April 08, 2018, 02:16:35 PM »
I had mentioned to my boss that I would get my retirement paperwork in April. On Monday, April 2, he asked me my status. I said, "I haven't gotten the paperwork yet but I'm probably going to retire."

He said, "I'm totally screwed."

I said, "I know you're happy for me."
Love this! Congratulations, Gyosho!

MaybeBabyMustache

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Re: 2018 FIRE cohort
« Reply #1528 on: April 08, 2018, 08:29:57 PM »
My FIRE date was supposed to be June of this year. We've run the math, and agreed today not to do a sizable remodel project that definitely would have delayed my FIRE. (To be fair, this may not be a full FIRE, as I might get a flexible job at some point.) I'm on the fence of when I'm actually going to FIRE now, as I've already paid for summer camps for the kids, and will get a big bonus if I stay through the end of the calendar year. So, TBD, but may shift out to March of 2019.

MiserlyMiser

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Re: 2018 FIRE cohort
« Reply #1529 on: April 09, 2018, 11:01:37 AM »
I'm having trouble mentally working my way up to RE.  My plans have always been tentative, but my goal was to make it through at least funding my 401K for the year (accomplished).  But I have an interesting project at work that I want to see through to a certain point, so I'm still not quite ready.   

But: last week, I had 3 days of an annoying amount of travel and being constantly hungry (eating on other people's schedules, which was long enough between meals for me to get headaches), exhausted (early, early trains + late nights), and cold (I run cold; the people who decide the temperature where I was apparently run steaming hot).  And then I had an Uber mishap (driver didn't show up, I missed my train, ended up walking 1.5 miles through NYC in rush hour with a heavy rolling suitcase), and I was VEXED.  That was Friday, April 6, 2018.  By April 6, 2019, I will be retired and relaxing in Morocco. 

(I don't mean I'm retiring in a year--I'm still planning to retire sometime in 2018, but by April of next year, I will be somewhere warm with plenty of delicious food and I will take naps when I want to.)

Vegasgirl

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Re: 2018 FIRE cohort
« Reply #1530 on: April 11, 2018, 06:00:57 AM »
OMG - Huge weight lifted off me this morning !!  So I told my boss about my plans and after a 30 min back and forth of "are you sure" type banter it's done !! So I'l  be officially retired 9/1/18 but July 11th will be my last day in the office - I'll be off "on vacation" most of the summer.  I go in to sign my papers on the 11th and after that I'm out.  I'll have to go back in on August 31st to clean out and turn everything in but that's it.   I'm only working 3 days per week until July 11th and I have a couple weeks off in between too so technically I've got like 35 working days left !!!! I'm stoked !!   

MaybeBabyMustache

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Re: 2018 FIRE cohort
« Reply #1531 on: April 11, 2018, 07:55:42 AM »
OMG - Huge weight lifted off me this morning !!  So I told my boss about my plans and after a 30 min back and forth of "are you sure" type banter it's done !! So I'l  be officially retired 9/1/18 but July 11th will be my last day in the office - I'll be off "on vacation" most of the summer.  I go in to sign my papers on the 11th and after that I'm out.  I'll have to go back in on August 31st to clean out and turn everything in but that's it.   I'm only working 3 days per week until July 11th and I have a couple weeks off in between too so technically I've got like 35 working days left !!!! I'm stoked !!   

This is inspiring me. I'm struggling to set a firm date. I make a lot, and it feels crazy to walk away without a specific & clear end point. But, I was kind of thinking of September, when the kids go back to school. I loved the motivation - thank you & congrats @Vegasgirl !

RetireAbroadAt35

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Re: 2018 FIRE cohort
« Reply #1532 on: April 11, 2018, 05:56:37 PM »
May of 2018 by my most likely projection.  I don't know if I'll make it that long.

OMY baby!  I'm calling it my victory lap but we'll see.

step_away

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Re: 2018 FIRE cohort
« Reply #1533 on: April 11, 2018, 06:56:55 PM »
Initial plan is to turn in my resignation on 4/4, leaving on 5/4 (30 day notice). A work emergency came up and didn't want to deal with it in addition to discussing the reason I'm leaving.

As soon as the urgent task was over on 4/10, I informed my direct supervisor that I'm turning in my formal resignation on 4/11, leaving on 5/11.  I also notified an indirect manager about my plan as he will be impacted the most with my leaving. He asked me to think it through and what it would take for me to stay.

By today I got a call from my direct supervisor's manager to discuss and she mentioned of new developments that she believes I'll be interested in. She asked that I refrain from turning in my resignation until we reconvene tomorrow.

I'm ok with the delay to hear what she has to say since my real drop dead date is 6/1 (a Friday with a bonus of accruing 3 PTOs and being covered by insurances for entire month) given a 15-day vacation booked starting 6/6 for South America.  So far I haven't heard anything that changes my mind though I was promised help with my workload and more flexibility (work from home & taking longer vacation / sabbatical alternative)

I didn't expect quitting to be this hard. I just assume that I give my notice, receive some pep talk and then leave on pre-agreed date.

ETA:. I'm asked to delay until Monday since a senior manager is visiting our office that day and there will be a one on one meeting
« Last Edit: April 18, 2018, 04:56:36 PM by step_away »

SwordGuy

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Re: 2018 FIRE cohort
« Reply #1534 on: April 11, 2018, 06:58:18 PM »
A smidge less than 3 weeks and I FIRE.  :)

Dicey

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Re: 2018 FIRE cohort
« Reply #1535 on: April 11, 2018, 08:51:24 PM »
You guys are killin' it!

PhilB

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Re: 2018 FIRE cohort
« Reply #1536 on: April 12, 2018, 10:11:33 AM »
We're near the end of a 2 week holiday in France.  I was walking through the gardens of a chateau after a picnic lunch when it suddenly hit me -  if we do this again next year, I won't be working beforehand or afterwards (or indeed dialing in for meetings during!) as I'll have been retired for 5 months.  It was an utterly surreal thought.  Wow.

Gyosho

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Re: 2018 FIRE cohort
« Reply #1537 on: April 12, 2018, 11:41:41 AM »
I had mentioned to my boss that I would get my retirement paperwork in April. On Monday, April 2, he asked me my status. I said, "I haven't gotten the paperwork yet but I'm probably going to retire."

He said, "I'm totally screwed."

I said, "I know you're happy for me."
Love this! Congratulations, Gyosho!

Thanks. I just wrote my official resignation letter.

Dicey

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Re: 2018 FIRE cohort
« Reply #1538 on: April 12, 2018, 04:00:33 PM »
Hooray!

Gyosho

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Re: 2018 FIRE cohort
« Reply #1539 on: April 13, 2018, 07:39:16 AM »
Papers have been signed and submitted. May 25 is the day!

TartanTallulah

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Re: 2018 FIRE cohort
« Reply #1540 on: April 13, 2018, 08:37:42 AM »
Watching and envying. But I'm telling myself that my original date was March, or even May, 2019, and I'm now 11 months closer than I was when I first made the decision to plan to retire early.

aperture

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Re: 2018 FIRE cohort
« Reply #1541 on: April 13, 2018, 09:46:46 AM »
Final payment on the mortgage yesterday. We are officially debt free. Now just 11 weeks until work free!

PizzaSteve

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Re: 2018 FIRE cohort
« Reply #1542 on: April 13, 2018, 01:43:08 PM »
Final payment on the mortgage yesterday. We are officially debt free. Now just 11 weeks until work free!
Welcome to the club!

poppydog

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Re: 2018 FIRE cohort
« Reply #1543 on: April 13, 2018, 05:37:41 PM »
Two weeks to go till me and Mrs PD retire!  Canít wait, we are so excited!

wordnerd

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Re: 2018 FIRE cohort
« Reply #1544 on: April 13, 2018, 08:08:28 PM »
Three weeks to go! Technically, it's the start of my maternity leave, so I won't give notice for a bit, but I'm pretty darn excited. Especially after today which featured: an eight hour meeting in a windowless room, followed by a 90 minute commute home (awful traffic for no apparent reason), followed by 90 minutes of work after kiddo went to bed.

Driving home (during my copious contemplation time), it occurred to me how soon I would be able to enjoy beautiful days like these rather than being stuck inside talking and emailing.

SwordGuy

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Re: 2018 FIRE cohort
« Reply #1545 on: April 15, 2018, 06:03:51 PM »
How are your FIRE plans for 2018 going?  Enquiring minds want to know?


04/??/18  @PKate and DH
04/??/18  @Calvin
04/??/18  @FernFree
04/??/18  @gooki
04/??/18  @HappyMargo
04/??/18  @Mother Fussbudget
??/??/18  @Blindsquirrel
??/??/18  @FLStache
??/??/18  @Michread
??/??/18  @Minnesota_mom
??/??/18  @MiserlyMiser
??/??/18  @pecunia
??/??/18  @Mogadishu
??/??/18  @Badblackgirl
??/??/18  @Sofa King


Let us know how you are doing!  :)

gooki

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Re: 2018 FIRE cohort
« Reply #1546 on: April 16, 2018, 03:55:01 AM »
We bought a bigger house, so Iím another 2-3 years away.

PKate

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Re: 2018 FIRE cohort
« Reply #1547 on: April 16, 2018, 08:04:43 AM »
My DH still doesn't have an end date to his current contract.  He doesn't want to leave them high and dry.  It should be in a few weeks since one coworker is back from maternity leave and my DH has started working on getting his replacement up to speed.


Mogadishu

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Re: 2018 FIRE cohort
« Reply #1548 on: April 16, 2018, 11:30:12 AM »
I'm still on track.  Looking like late July for me maybe early August.  I'll be 40,  my wife will be returning to work though after a one and a half year leave for our first child in September.  So just trying to keep the gap close for insurance reasons.  She could leave work as well if we wanted a pretty simple existence, but we do like our traveling and her job as a flight attendant facilitates that and keeps us covered for insurance.  Also we will be upgauging our house to live by the ocean which is fairly expensive.

MaybeBabyMustache

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Re: 2018 FIRE cohort
« Reply #1549 on: April 16, 2018, 11:51:44 AM »
OMG - Huge weight lifted off me this morning !!  So I told my boss about my plans and after a 30 min back and forth of "are you sure" type banter it's done !! So I'l  be officially retired 9/1/18 but July 11th will be my last day in the office - I'll be off "on vacation" most of the summer.  I go in to sign my papers on the 11th and after that I'm out.  I'll have to go back in on August 31st to clean out and turn everything in but that's it.   I'm only working 3 days per week until July 11th and I have a couple weeks off in between too so technically I've got like 35 working days left !!!! I'm stoked !!   

This is inspiring me. I'm struggling to set a firm date. I make a lot, and it feels crazy to walk away without a specific & clear end point. But, I was kind of thinking of September, when the kids go back to school. I loved the motivation - thank you & congrats @Vegasgirl !

Sometimes you just need this kick in the pants. Last week was easily my worst work week of all time. I've been in the industry for 20 years, and have fired numerous people, & had lots of rough weeks. This was the pinnacle. And, just what I needed to finalize my date. 9/25, or earlier. I'm done. Out. I need to help my team through the next month or so, and then I will decide if I can hang on until another stock vest in 9/25, or wrap earlier.