Author Topic: 2018 FIRE cohort  (Read 226319 times)

Trifele

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Re: 2018 FIRE cohort
« Reply #1350 on: February 22, 2018, 11:11:27 AM »
This group has gone silent. Someone FIRE, please;-)
Someone may find this helpful. Over the last year I found it both relaxing and productive to work on documenting my daily tasks, personal/experiential knowledge and transition plans. It gave me something productive to do when I found it hard to focus on actual work. It also helped to make the ever distant FIRE event seem real. I provided this documentation to my manager when I gave notice. I think this has reduced the level of panic for my manager, director and coworker (that will takeover most of my responsibilities).

Thanks, LostForMars -- this is great.  I am in my last year (targeting an early 2019 exit) and am stressed and finding it hard to focus.  This will give me something concrete to work on that will help everyone.

Monkey Uncle

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Re: 2018 FIRE cohort
« Reply #1351 on: February 22, 2018, 01:46:23 PM »
This group has gone silent. Someone FIRE, please;-)
Or if you've already FIRE'd tell us how wonderful it is.  My remaining 8 months is looking like a very steep climb and it would definitely help to see those already at the summit waving encouragement!

I go for walks in the middle of the day.  I've taken a few mid-afternoon naps.  I can keep up with my normal household/yard chores without feeling rushed and stressed.  Spent some time working on the old truck.  I've managed a couple of short hikes, but the weather has been pretty shitty (first cold and snowy, now warm and rainy).  I'm looking forward to April and May, when I'm planning on doing some wildflower hikes and birding.

I'm still in detox phase, although I am starting to feel a little restless about the need to find something meaningful that will fill a little time, but not too much time.  This being such a critical mid-term election year, I might volunteer for a political campaign.  I did go to DC last week to lobby my representatives and senators on an issue that is important to me.  That was good, but also felt a little odd because it was very closely tied to what I used to do for my career.

Just when I was starting to feel like I'm not getting enough rainbows and unicorns out of my FIRE experience, I spent about an hour and a half talking to the person who took over my job.  She's already ready to quit because of all the impossibly insane bullshit.  Nothing like a little vicarious dose of reality to make me grateful that I'm FIREd!
Took that job and shoved it - January 6, 2018

honeyfill

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Re: 2018 FIRE cohort
« Reply #1352 on: February 22, 2018, 02:00:24 PM »
This group has gone silent. Someone FIRE, please;-)

I知 working on it! Six more days in the office (over then next three weeks).  I see there are still several folks on the list in front of me, so I look forward to seeing some celebrations before my time comes.


Today is the day I tell my boss about my plans to retire. However. I'm getting a bad case of the jitters.  My date is April 6 but I'm afraid I will weaken and let him talk me into staying longer. The meeting is in two hours. Wish me luck!  I'll report back later today on how it went. 

Good luck! Be strong!

Things went better than expected. I had dropped some hints that I was thinking about retirement this year.  My boss found out and gave me a smaller raise than expected.  However , he made up for it by giving me a much bigger bonus.  Since I am retiring this spring , the bonus is worth a lot more than the raise! That was nice of him, he had to pull a few strings to make it happen.
He did not complain about the April 6th date, He wished me well and congratulated me on being able to retire early.(Is 60 early?) Next step is to get the paper work to HR. 



Patches

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Re: 2018 FIRE cohort
« Reply #1353 on: February 22, 2018, 04:57:02 PM »
This group has gone silent. Someone FIRE, please;-)
Or if you've already FIRE'd tell us how wonderful it is.  My remaining 8 months is looking like a very steep climb and it would definitely help to see those already at the summit waving encouragement!

Well, the first 3 weeks of being retired has been a delight. Snowshoeing trips, visiting family in Idaho, relaxing with my kids.  Looked at a couple of industrial properties with a partner here in Seattle.  The numbers haven't worked so we haven't bought any more yet.  Basically pretty amazing not having to be anywhere I don't want to be.  Indeed, what everyone on here said about ER seems true.

Jobs I've been offered or aggressively pushed to apply for:
- lumber trader in Seattle
- experimental forest manager at University of Idaho
- investing in and running a retail music store in Seattle
- purchasing and running a family friend's 1,000 acre farm in Idaho

It's as if people think I deep down actually want a job (or maybe they think I'm lying and was actually fired.. from my own company no less!) All those jobs are interesting. All would be a ton of work. I've taken risks in and worked my ass off in these fields already and I'm pleased to say, no thanks. I'm enjoying doing nothing and can't imagine working again.  But again.. I'm only three weeks in.

Mr Mark

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Re: 2018 FIRE cohort
« Reply #1354 on: February 23, 2018, 03:56:55 AM »
After their 3rd attempt to get me to agree to stay another year management have given up and we finally found my replacement and started planning the handover.

So it's happening. Still on track for August FIRE. And got a pay rise and another slug of shares that I'll get 30% of when I leave. A nice surprise.

Megacorp have also asked if I could come back to deliver a project in Q4. 1 week, all expenses, and $1500 a day. Couldn't turn it down.
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Target2018

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Re: 2018 FIRE cohort
« Reply #1355 on: February 23, 2018, 06:24:41 AM »
I had my final performance evaluation yesterday.  I did enjoy hearing the boss drone on about the upcoming big project that I would be leading and how it was such a huge deal, etc.  Not going to happen.  Bonus check gets deposited on March 9th and I will give notice either same day or the following Monday and then on my 30th anniversary with the company (yes I am much older than most of you) March 28th, I will have my final day at age 54.  I'm also on my final on-call rotation which I will be glad never to have to do again.  Counting the days...



swaneesr

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Re: 2018 FIRE cohort
« Reply #1356 on: February 23, 2018, 07:21:36 AM »
I really enjoy reading about your 2018 cohort!  It would appear DW and I are in the 2024 Cohort.

The ladies and gentlemen here have much action and celebration.

Thank you for allowing lurkers.


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homestead neohio

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Re: 2018 FIRE cohort
« Reply #1357 on: February 23, 2018, 09:20:20 AM »
I love hearing how many new job offers people are getting, and how awesome it is to turn them down.  I'm downshifting, so I will need work eventually after taking a year or two off, but I have enjoyed turning down new opportunities also.  As part of the layoff, my employer has arranged the benefit of working with an employment agency who will can help me land my next job.  No thanks!  My employer also arranged late last year for a local employer in a related field to come to the work site to pitch their company and discuss upcoming positions as they scale up hiring in Q1 2018.  Honestly, it would have been great timing to make the switch to a new job doing the same thing.  But I'm done with work, so I didn't even go to the presentation.  Co-workers were asking, "Are you going to go?" and I was all "Nope."   There have been many similar moments where my present self thanks my past self for being so disciplined a saver and investor.

I do wonder how much of this related to the tight job market, and how much is that mustachians are amazing, resourceful, and capable people that employers are desperate to retain.

chasesfish

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Re: 2018 FIRE cohort
« Reply #1358 on: February 25, 2018, 08:10:06 AM »
I'm in finance in one of the best markets in the country, the number of job offers I'm turning down is crazy.  My biggest issue is my team is being poached and the Megacorp I'm working for has the corporate motto of "why do today what you can put off until next year?" to meet quarterly earnings.

I'm either a June 2018 of February/March 2019, but if people keep leaving my job becomes a bigger PITA....
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aperture

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Re: 2018 FIRE cohort
« Reply #1359 on: February 25, 2018, 08:48:48 AM »
I have a spreadsheet at work that I have been using to countdown for the last 3 years.  Besides a countdown calendar with one cell for every day until my FIRE date, it has everything else on separate sheets that I have thought of over the years: a PTO accumulation sheet, a tax-deferred contribution sheet, a master plan calculator with years until I am 105, a pension future-value strategy calculator and etc.  It is a bit of a time-waster at work, and it is both my secret joy and secret suffering because no matter what, time at work keeps passing so ridiculously slowly.  (I do not recommend a countdown spreadsheet to anyone that has a significant amount of time left.  It is too painful.)

Anyway, today I have 125 days until FIRE.  Next week, we will put February 2018 to bed and I will have 4 months left.  I have been thinking lately about the decision to leave work.  I know lots of people at my job that could do what I am doing.  They have been working 20+ years and have been contributing to retirement funds and college savings plans and etc., but they are stuck on the notion that they should work tirelessly until the kids are out of college or until they are retirement age.  I don't think they have spent 1 hour of their lifetimes thinking about what else they might do if they were to stop working. 

I also think about the old people that I have encountered.  I mean the people at the end of their lives.  I work in medicine so I am seeing them often in the worst of circumstances.  Regardless of health status though, the thing that eats at me is that they seem so disengaged and uninterested.  They look like they have been watching television for too long and making the same tired conversations for decades.  I recognize that these are my subjective impressions and may not reflect anyone's reality but mine.

But here is why these two observations - even if only my own subjective impressions matter to me.  Work has shrunk my life to what fits around the edges of the 40+ hour workweek.  It is not a bad life, but I notice that weekends and week-long vacations are too short.  It is something I cannot put my finger on exactly, but I notice that because weekends are too short, there are things I don't do, and a sense that I must rush to accomplish what I can.  Because my life has this 40 hour week most weeks of the year, there may be thoughts I don't think (e.g. dreams I don't dream), and feelings I may not feel.  I want more.  I just turned 56 last month and I could work another 5 or 10 years, but I want more.  I want to invest my healthy weeks and months and years into growing my own life and my own interests.  I want to be an 80 year old with relationships to more than the television.

When people ask about my pending retirement "What are you going to do?" this is what I would like to tell them.  Instead, I tell them that I plan to be a SAHD and be present in the lives of my high school-age children while they are still home. That is true, but only partially true.  The truth is I want to live a life that spreads out over time, and flows into the container of a life without the walls of a work week.  I do not know what it will look like, but I feel like it is at once a fulfillment of this life that I have now and an investment in the life I have to come.

Best wishes to you all, aperture.   
Able was I, ere I saw Elba.

Dicey

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Re: 2018 FIRE cohort
« Reply #1360 on: February 25, 2018, 08:52:27 AM »
I had my final performance evaluation yesterday.  I did enjoy hearing the boss drone on about the upcoming big project that I would be leading and how it was such a huge deal, etc.  Not going to happen.  Bonus check gets deposited on March 9th and I will give notice either same day or the following Monday and then on my 30th anniversary with the company (yes I am much older than most of you) March 28th, I will have my final day at age 54.  I'm also on my final on-call rotation which I will be glad never to have to do again.  Counting the days...
I retired at 54. Don't worry, it still rocks.
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And hell yes, I am still moving confidently in the direction of my dreams...

DavidAnnArbor

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Re: 2018 FIRE cohort
« Reply #1361 on: February 25, 2018, 10:15:51 AM »
  I just turned 56 last month and I could work another 5 or 10 years, but I want more.  I want to invest my healthy weeks and months and years into growing my own life and my own interests.  I want to be an 80 year old with relationships to more than the television.

When people ask about my pending retirement "What are you going to do?" this is what I would like to tell them.  Instead, I tell them that I plan to be a SAHD and be present in the lives of my high school-age children while they are still home. That is true, but only partially true.  The truth is I want to live a life that spreads out over time, and flows into the container of a life without the walls of a work week.  I do not know what it will look like, but I feel like it is at once a fulfillment of this life that I have now and an investment in the life I have to come.

Best wishes to you all, aperture.

Beautifully written.

Monkey Uncle

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Re: 2018 FIRE cohort
« Reply #1362 on: February 25, 2018, 10:19:07 AM »
I have a spreadsheet at work that I have been using to countdown for the last 3 years.  Besides a countdown calendar with one cell for every day until my FIRE date, it has everything else on separate sheets that I have thought of over the years: a PTO accumulation sheet, a tax-deferred contribution sheet, a master plan calculator with years until I am 105, a pension future-value strategy calculator and etc.  It is a bit of a time-waster at work, and it is both my secret joy and secret suffering because no matter what, time at work keeps passing so ridiculously slowly.  (I do not recommend a countdown spreadsheet to anyone that has a significant amount of time left.  It is too painful.)

Anyway, today I have 125 days until FIRE.  Next week, we will put February 2018 to bed and I will have 4 months left.  I have been thinking lately about the decision to leave work.  I know lots of people at my job that could do what I am doing.  They have been working 20+ years and have been contributing to retirement funds and college savings plans and etc., but they are stuck on the notion that they should work tirelessly until the kids are out of college or until they are retirement age.  I don't think they have spent 1 hour of their lifetimes thinking about what else they might do if they were to stop working. 

I also think about the old people that I have encountered.  I mean the people at the end of their lives.  I work in medicine so I am seeing them often in the worst of circumstances.  Regardless of health status though, the thing that eats at me is that they seem so disengaged and uninterested.  They look like they have been watching television for too long and making the same tired conversations for decades.  I recognize that these are my subjective impressions and may not reflect anyone's reality but mine.

But here is why these two observations - even if only my own subjective impressions matter to me.  Work has shrunk my life to what fits around the edges of the 40+ hour workweek.  It is not a bad life, but I notice that weekends and week-long vacations are too short.  It is something I cannot put my finger on exactly, but I notice that because weekends are too short, there are things I don't do, and a sense that I must rush to accomplish what I can.  Because my life has this 40 hour week most weeks of the year, there may be thoughts I don't think (e.g. dreams I don't dream), and feelings I may not feel.  I want more.  I just turned 56 last month and I could work another 5 or 10 years, but I want more.  I want to invest my healthy weeks and months and years into growing my own life and my own interests.  I want to be an 80 year old with relationships to more than the television.

When people ask about my pending retirement "What are you going to do?" this is what I would like to tell them.  Instead, I tell them that I plan to be a SAHD and be present in the lives of my high school-age children while they are still home. That is true, but only partially true.  The truth is I want to live a life that spreads out over time, and flows into the container of a life without the walls of a work week.  I do not know what it will look like, but I feel like it is at once a fulfillment of this life that I have now and an investment in the life I have to come.

Best wishes to you all, aperture.

Hang in there, ap.  I know it seems like time is dragging right now, but those four months will be gone before you know it.  I gave notice at the three two month mark, and after that it seemed like I was finally able not care about anything other than tidying up a bit so my successor didn't have to walk into too much of a shit storm.  I noticed time passing a lot faster during those final three two months than during the preceding three two months.

And I know what you mean about wanting to let your life expand beyond the confines of the time that is left after you put in your time at work.  That was my main reason for FIREing also.  I'm only a little less than two months in right now, but the funny thing I'm discovering is that I still feel like I'm not able to get as much done as I want to do.  Only now the problem isn't my time, it's the fact that I'm waiting on the time of year to be right, waiting on the weather to improve, waiting on someone else to do some prerequisite activity, etc.  Paradoxically, I find myself with a lot of time on my hands, but I'm still not accomplishing everything I want to do.  I take solace in the fact that if I don't get it done today, I have tomorrow, and the next day, and the next, and so on.  So I fill idle time with reading, going for walks, napping, etc., not to the point of sloth, but just with the understanding that whatever it is I need to do, it generally is no great emergency. 

I'm also thinking about taking up something (not sure what yet, maybe volunteering, maybe some hobby) that will get me out among people a couple of days a week.  But I'm not pushing too hard to establish a routine yet, given that spring hasn't arrived, and I anticipate ramping up the outdoor activities and short outings once that happens.  Don't want to commit to something that doesn't leave me enough time to do those activities.

So I guess my advice is to focus your last few months on getting your house in order, and don't worry about how slow the time seems to be going.  Before you know it, you'll have all the time in the world to do what you want to do, and all the time in the world to figure out exactly what it is you want to do.

(Edit: I gave two months notice, not three.  How quickly memories fade when we move on to a new phase of life.)
« Last Edit: February 25, 2018, 10:55:56 AM by Monkey Uncle »
Took that job and shoved it - January 6, 2018

JerseyGrrrl

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Re: 2018 FIRE cohort
« Reply #1363 on: February 25, 2018, 01:10:54 PM »
I知 a long time off-and-on lurker, but I知 finally posting because I知 planning to FIRE this year.

The short version:
  • My husband and I became FI about a year ago.
  • A few months before that, my mom passed away, leaving my dad on his own in another state.
  • Dad is doing well in a sunny Florida, and has no desire to move up here to snowy New England.
  • But of course we worry about him so far away with no other family, and the cold winters have started getting to us, so we started talking about moving there.
  • Husband works remotely so can move anywhere, but I have a job here that I like, that pays well, with a great company and great bosses.
  • I spent a lot of last year riddled with anxiety about the idea of quitting my job, for all the usual reasons that many have posted here before: loss of identity, will feel very guilty for abandoning my company, what am I retiring to, what will others think, etc.
  • I think time has slowly been curing my anxiety, and at this point I am gearing up to FIRE.
I知 a little terrified to tell my bosses. I知 planning to give a long notice (about 5 months) to give them time to adapt. I am, however, waiting until after bonuses are paid next month.

But at this point we are planning to move to FL in the fall. My husband is planning to continue working for a few more years because he has 堵olden handcuffs that he feels are way too valuable to give up.

I can稚 say for sure that I値l never work again. I may look again if I get bored or feel too guilty about not working while hubby still is. But I知 planning to at least take a long sabbatical to get settled. The internet retirement police may not consider me totally FIRE壇, but I plan to resign next month.

So put me down for 8/31/18, though that date is tentative at this point. I hope I don稚 chicken out!

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #1364 on: February 25, 2018, 01:49:19 PM »
Welcome @JerseyGrrrl. How awesome, first post and she signs up for a FIRE date!!!

From your name, you must be from my neck of the woods!!


01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/14/18  Gimesalot DH (at 40) CONFIRMED
02/26/18  Aegishjalmur (at 35)
02/28/18  Caoineag (at 36)
02/28/18  PKate and DH
03/01/18  Clean Shaven (at 45) Going Part Time
03/02/18  brooklynguy (at 37)
03/16/18  Cherry Lane
03/30/18  Moxie (at 58)
03/30/18  Mrs. Honeyfill
03/31/18  DavidAnnArbor (at 52) (Won't renew my office lease)
03/31/18  homestead neohio
03/31/18  ZiziPB (at 50)
03/??/18  Acastus
03/??/18  Badblackgirl
03/??/18  Sofa King
04/04/18  OzBeach (at 54)
04/02/18  Honeyfill  (at 60)
04/19/18  NinetyFour (at 56)
04/25/18  Modernaimend DH (at 39)
04/27/18  poppydog and DW
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/10/18  Modernaimend (at 35)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/??/18  Alim Nassor
05/??/18  msilenus
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/29/18  aperture
06/??/18  Agent Rosenflower
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/31/18  JerseyGrrrl
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/01/18  Vegasgirl (at 49)
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  Mogadishu

poppydog

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Re: 2018 FIRE cohort
« Reply #1365 on: February 25, 2018, 03:10:13 PM »
Hi Jerseygrrrl. It痴 great to have another fellow 2018 cohort member!  Hope your plans work out - I知 sure they will!

Cherry Lane

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Re: 2018 FIRE cohort
« Reply #1366 on: February 25, 2018, 07:12:15 PM »

02/26/18  Aegishjalmur (at 35)
02/28/18  Caoineag (at 36)
02/28/18  PKate and DH
03/01/18  Clean Shaven (at 45) Going Part Time
03/02/18  brooklynguy (at 37)


Looks like this is going to be a busy week!

PhilB

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Re: 2018 FIRE cohort
« Reply #1367 on: February 26, 2018, 02:02:08 AM »
Congratulations Jerseygrrrl.  As another planned autumn retiree, I have worried a little about retiring at the start of winter.   Your solution of retiring, then moving South to avoid the winter entirely, sounds awesome.  You'll be pottering about in a T shirt knowing that if you hadn't pulled the trigger you'd be both working and cold.  You may need surgery to get the smile off your face! 

Fresh Bread

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Re: 2018 FIRE cohort
« Reply #1368 on: February 26, 2018, 02:47:37 AM »
Congratulations Jerseygrrrl.  As another planned autumn retiree, I have worried a little about retiring at the start of winter.   Your solution of retiring, then moving South to avoid the winter entirely, sounds awesome.  You'll be pottering about in a T shirt knowing that if you hadn't pulled the trigger you'd be both working and cold.  You may need surgery to get the smile off your face!

How fabulous. When we are retired we are going to leave Sydney every February / March because we get torrential rain - it's miserable to do stuff and the garden will be fine if we leave it!

aperture

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Re: 2018 FIRE cohort
« Reply #1369 on: February 26, 2018, 08:10:11 AM »
Congratulations Jerseygrrrl!!!
 
Hope those that are taking flight this week will post their experiences.  Reading of your departures gets me excited about my own.  Best wishes, aperture.
Able was I, ere I saw Elba.

homestead neohio

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Re: 2018 FIRE cohort
« Reply #1370 on: February 26, 2018, 09:52:20 AM »

02/26/18  Aegishjalmur (at 35)
02/28/18  Caoineag (at 36)
02/28/18  PKate and DH
03/01/18  Clean Shaven (at 45) Going Part Time
03/02/18  brooklynguy (at 37)


Looks like this is going to be a busy week!

I'm excited for everyone going this week as we finish out Feb and break into March (my month!), but I'm especially excited for @Aegishjalmur and @Caoineag . I know from Caoineag's journal that they are an MMM forum power couple who will pull up stakes and take to the road for FIRE in their self-built, stealthy travel home/van.

JerseyGrrrl

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Re: 2018 FIRE cohort
« Reply #1371 on: February 26, 2018, 04:17:34 PM »
Welcome @JerseyGrrrl. How awesome, first post and she signs up for a FIRE date!!!

From your name, you must be from my neck of the woods!!

I actually don't currently live there, nor do I have any plans to return there. But I'll always be a JerseyGrrrl at heart.

Congratulations Jerseygrrrl.  As another planned autumn retiree, I have worried a little about retiring at the start of winter.   Your solution of retiring, then moving South to avoid the winter entirely, sounds awesome.  You'll be pottering about in a T shirt knowing that if you hadn't pulled the trigger you'd be both working and cold.  You may need surgery to get the smile off your face!

Thanks all for the welcome. And it's been fun reading about the 2018 FIRE-ees who have taken the plunge already. I expect I'll have lots of angst to share as the year progresses.

rpr

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Re: 2018 FIRE cohort
« Reply #1372 on: February 26, 2018, 06:20:38 PM »
I get so much vicarious enjoyment from reading this thread as I still have a while to go.

And CowboyAndIndian -- Thanks for posting regularly. Maybe you should start a journal as well to keep busy :)


CanuckExpat

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Re: 2018 FIRE cohort
« Reply #1373 on: February 26, 2018, 10:17:24 PM »
Or if you've already FIRE'd tell us how wonderful it is.

There's been a spate of warmer and nicer than usual weather here: we've been spending a lot of time going to the beach or walking along the river. Afternoon naps have also been nice

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #1374 on: February 28, 2018, 08:53:14 AM »
I get so much vicarious enjoyment from reading this thread as I still have a while to go.

And CowboyAndIndian -- Thanks for posting regularly. Maybe you should start a journal as well to keep busy :)

Thank you @rpr

No journal for me right now. I am not a very good writer. Being an engineer, I write in very terse style. And my life is rather boring!

I get excited seeing others FIRE both before me and after me. I analyzed the hell out FIRE decisions, but there is always a thought at the back of your mind that maybe I goofed up! Seeing others FIRE now keeps muting that voice at the back of my head!! So, I am excitedly cheering on the 2018 cohort.

JoJo

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Re: 2018 FIRE cohort
« Reply #1375 on: February 28, 2018, 11:05:02 AM »
Still not retired (on the edge) but reduced my hours from 70% time to 65% time.

DTaggart

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Re: 2018 FIRE cohort
« Reply #1376 on: February 28, 2018, 12:41:10 PM »
This group has gone silent. Someone FIRE, please;-)
Or if you've already FIRE'd tell us how wonderful it is.  My remaining 8 months is looking like a very steep climb and it would definitely help to see those already at the summit waving encouragement!

I'm just shy of my 1 month FIRE-versary. I haven't been on the forums very much because I no longer feel the need to waste time avoiding things I don't want to deal with, which is my primary motivation for internetting :) I've been getting 9-10 hours of sleep every night, and napping on the days I only get 8 hours of sleep. It's wonderful. We've been getting the dog out every day for a walk, have him up to 2 miles at a stretch now. That's on top of our hiking (without a dog) several times a week. I've also been able to consistently go running a few times a week and am up to 4 miles at a time. My bathroom scale is shit so I don't know how much, but my clothes are fitting a bit looser so I know I'm losing some weight. It's not just the exercise, but getting sufficient sleep all the time has greatly reduced my desire to eat crappy junk food to try and maintain my energy levels.

I went on my first overnight backpacking trip a couple of weeks ago and look forward to doing some more as the weather warms up. I've been able to keep the house much cleaner, which makes me happy. I have a lot of decluttering, organizing, and larger home improvement projects to get to but I don't feel any sense of urgency.

I successfully signed up for our ACA health care plan, which wasn't TOO painful, but they seem to think I'm not eligible for subsidies. Rather than dealing with the hassle of calling them and trying to straighten it out I'm just going to pay OOP and we should get it back on our taxes next year. We're getting piles of useless mail related to the end of the old health insurance, start of the new, and other transitionary crap. Hopefully it subsides after this first month.
"It's not just about me and my dream of doing nothing. It's about all of us." - Peter Gibbons, Office Space

SwordGuy

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Re: 2018 FIRE cohort
« Reply #1377 on: February 28, 2018, 04:44:42 PM »
Just 2 months until I FIRE!   We're getting close!

Target2018

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Re: 2018 FIRE cohort
« Reply #1378 on: March 01, 2018, 07:22:50 AM »
My final month!  8 days until they payout last year's bonus and then I will give my notice.  March 28th can't come soon enough...



honeyfill

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Re: 2018 FIRE cohort
« Reply #1379 on: March 01, 2018, 09:21:43 AM »
My final month!  8 days until they payout last year's bonus and then I will give my notice.  March 28th can't come soon enough...

Congratulations Target2018! I bet you are counting the hours now.  My bonus is paid n the 9th as well but I am working until April 6 to get one more month of health insurance and because I get one more month of match in my 401k if I wait until that day.  It doesn't seem real.



homestead neohio

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Re: 2018 FIRE cohort
« Reply #1380 on: March 01, 2018, 09:49:39 AM »
This is my month!  So excited!  The end (3/31/18) can't come soon enough.  Every little work related thing that comes up seems disproportionately hard and terrible to have to think about.  I'm trying to savor the anticipation and not wish it into the past.  It is hard.

I'm recognizing I have low motivation to plan things after FIRE.   I'm finding I just want to live my simple life and have a period of not being super ambitious, which will be a bit hard to explain to everyone I know who thinks I should get a damn job already.  My work gig is such that I could go and work another job and handle my responsibilities on the side, collecting 2 paychecks plus severance this year.  That sounds like so much work!  I want less work!  Specifically less of the work I've been doing for the past 18 years. Some kinds of work sound nice to me, like taming the wild garden.  We had plans to do a 6 week cross country road trip to kick things off, but some minor logistical roadblocks and fears we could probably work through are tripping us up.  We might put it off until fall or next spring.  I don't want it to seem like a burden to pull it together.

I need to make arrangements for health insurance.  I was set against COBRA, but now Mrs. Homestead has a medical thing that started in Feb and might last into May or later.  We may hit our deductible for her soon, so changing to a new plan with a new deductible could be bad.  I think the deductibles are based on costs racked up during the coverage period, not calendar year.
 So we're considering COBRA until the next ACA open enrollment.  There is a lot of uncertainty regarding if she'll need more tests or procedures, though, so the higher COBRA payments are a hedge against her needing them.

Vegasgirl

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Re: 2018 FIRE cohort
« Reply #1381 on: March 01, 2018, 10:13:46 AM »
Well I've got some good news !! After careful consideration I've decided to move my date forward.  I just don't want to be a part of a new fiscal year, I can't take it anymore.  I've decided to work through the end of our FY and be done with it !!! My official RE date will be Sept 1 instead of December 1.  This will give me most of my summer back.  The FY ends June 30 and I will work until July 4 then be on leave through August 31st !! Now I'm stoked !!!

P.S. - Only working 3 days per week until then !!!

happy

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Re: 2018 FIRE cohort
« Reply #1382 on: March 01, 2018, 03:20:33 PM »
Congratulations everyone, its so exciting to hear how close you are getting.

For me, its now less than 8 months to go,  until at the least a mini retirement of 3 months. My exact date of complete retirement eludes me still, but once I get to October and take that leave, work will scale back dramatically. I will take as much leave as possible, and drop work days from 3 to 2 if I have to work much of 2019. Unless something unforeseen happens I'll be fully FIRED no later than 30/9/19. Optimistically I still haven't joined 2019 cohort.
Journalling at Happy Aussie Downshifter

Fresh Bread

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Re: 2018 FIRE cohort
« Reply #1383 on: March 01, 2018, 05:03:00 PM »
Congratulations everyone, its so exciting to hear how close you are getting.

For me, its now less than 8 months to go,  until at the least a mini retirement of 3 months. My exact date of complete retirement eludes me still, but once I get to October and take that leave, work will scale back dramatically. I will take as much leave as possible, and drop work days from 3 to 2 if I have to work much of 2019. Unless something unforeseen happens I'll be fully FIRED no later than 30/9/19. Optimistically I still haven't joined 2019 cohort.

I might also need to move to 2019... We're about 5 months behind where we should be. I'm still optimistic but it's likely that I will be starting 2019 still working 12-15hrs a week.

poppydog

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Re: 2018 FIRE cohort
« Reply #1384 on: March 02, 2018, 05:43:40 AM »
Well I've got some good news !! After careful consideration I've decided to move my date forward.  I just don't want to be a part of a new fiscal year, I can't take it anymore.  I've decided to work through the end of our FY and be done with it !!! My official RE date will be Sept 1 instead of December 1.  This will give me most of my summer back.  The FY ends June 30 and I will work until July 4 then be on leave through August 31st !! Now I'm stoked !!!

P.S. - Only working 3 days per week until then !!!

Many congratulations Vegasgirl!  Me and DW have entered our second last month working.  It痴 all very exciting.

This is a great thread.  So full of positivity. Love it!

Ottawa

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Re: 2018 FIRE cohort
« Reply #1385 on: March 02, 2018, 05:59:23 AM »
Hi 2018 cohorts - wow there are so many!

Alright, I'm ready - mark me down for 21 September!! There are a few caveats on that date, it may even move forward depending on circumstances  :-)

Looking forward to seeing everyone meet their goals
Signing up for Tangerine Bank?  Let's both earn some cash!  Here is my Tangerine Key: 43684467S1  Cheers.

PhilB

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Re: 2018 FIRE cohort
« Reply #1386 on: March 02, 2018, 08:30:20 AM »
Well, I've finally told my boss that I am 'very seriously considering' retiring this October and that anything after that would probably be a little bit of consulting here and there rather than formal part time.  Given that the other 3 people in my dept are all retiring over the next 14 months, and represent well over 100 years of experience with the company between us, I needed to make it clear that planning to leave me carrying the can wasn't a viable option for the firm!
I may regret saying anything if they don't behave well, but I'm feeling good to have finally broken away from the idea of staying on part time as I don't need the money (and if I did I would much rather stay full time for a shorter period and get it over with).

moxie

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Re: 2018 FIRE cohort
« Reply #1387 on: March 02, 2018, 09:07:38 AM »
I gave my notice! And even though I thought I might have to delay until the end of April because of one last project, it was cancelled, so my March 30 day is firm.

My manager was "devastated" but ultimately understands and is happy for me.


CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #1388 on: March 02, 2018, 09:16:04 AM »
Welcome Ottawa!
Moved Vegasgirl's date.


01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/14/18  Gimesalot DH (at 40) CONFIRMED
02/26/18  Aegishjalmur (at 35)
02/28/18  Caoineag (at 36)
02/28/18  PKate and DH
03/01/18  Clean Shaven (at 45) Going Part Time
03/02/18  brooklynguy (at 37)
03/16/18  Cherry Lane
03/30/18  Moxie (at 58)
03/30/18  Mrs. Honeyfill
03/31/18  DavidAnnArbor (at 52) (Won't renew my office lease)
03/31/18  homestead neohio
03/31/18  ZiziPB (at 50)
03/??/18  Acastus
03/??/18  Badblackgirl
03/??/18  Sofa King
04/04/18  OzBeach (at 54)
04/02/18  Honeyfill  (at 60)
04/19/18  NinetyFour (at 56)
04/25/18  Modernaimend DH (at 39)
04/27/18  poppydog and DW
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/10/18  Modernaimend (at 35)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/??/18  Alim Nassor
05/??/18  msilenus
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/29/18  aperture
06/??/18  Agent Rosenflower
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/31/18  JerseyGrrrl
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/01/18  Vegasgirl (at 49)
09/21/18  Ottawa
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  Mogadishu

HenryDavid

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Re: 2018 FIRE cohort
« Reply #1389 on: March 02, 2018, 11:41:46 AM »
June 2018.
Official notice is in.
Feel free to use my Tangerine Orange Key: 26084439S1
See https://www.tangerine.ca/en/referafriend/index.html

wordnerd

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Re: 2018 FIRE cohort
« Reply #1390 on: March 02, 2018, 12:08:03 PM »
45 working days left until maternity leave (which I'm counting as my FIRE date, but I'll give notice during ML). I have to elect how to take my annual bonus--one option is more advantageous if I stay; the other is more advantageous if I leave. I'm hesitating on putting it into the system, but I think it will feel more official once I do.

happy

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Re: 2018 FIRE cohort
« Reply #1391 on: March 02, 2018, 12:35:32 PM »
Congratulations everyone, its so exciting to hear how close you are getting.

For me, its now less than 8 months to go,  until at the least a mini retirement of 3 months. My exact date of complete retirement eludes me still, but once I get to October and take that leave, work will scale back dramatically. I will take as much leave as possible, and drop work days from 3 to 2 if I have to work much of 2019. Unless something unforeseen happens I'll be fully FIRED no later than 30/9/19. Optimistically I still haven't joined 2019 cohort.

I might also need to move to 2019... We're about 5 months behind where we should be. I'm still optimistic but it's likely that I will be starting 2019 still working 12-15hrs a week.

We're leading parallel lives!
Journalling at Happy Aussie Downshifter

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #1392 on: March 02, 2018, 01:43:53 PM »
Welcome, HenryDavid!

@Aegishjalmur, @Caoineag, @PKate ,@Clean Shaven and @brooklynguy: Are you guys confirmed?


01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/14/18  Gimesalot DH (at 40) CONFIRMED
02/26/18  Aegishjalmur (at 35)
02/28/18  Caoineag (at 36)
02/28/18  PKate and DH
03/01/18  Clean Shaven (at 45) Going Part Time
03/02/18  brooklynguy (at 37)
03/16/18  Cherry Lane
03/30/18  Moxie (at 58)
03/30/18  Mrs. Honeyfill
03/31/18  DavidAnnArbor (at 52) (Won't renew my office lease)
03/31/18  homestead neohio
03/31/18  ZiziPB (at 50)
03/??/18  Acastus
03/??/18  Badblackgirl
03/??/18  Sofa King
04/04/18  OzBeach (at 54)
04/02/18  Honeyfill  (at 60)
04/19/18  NinetyFour (at 56)
04/25/18  Modernaimend DH (at 39)
04/27/18  poppydog and DW
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/10/18  Modernaimend (at 35)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/??/18  Alim Nassor
05/??/18  msilenus
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/29/18  aperture
06/??/18  Agent Rosenflower
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
06/??/18  HenryDavid
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/31/18  JerseyGrrrl
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/01/18  Vegasgirl (at 49)
09/21/18  Ottawa
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  Mogadishu
« Last Edit: March 02, 2018, 01:47:52 PM by CowboyAndIndian »

brooklynguy

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Re: 2018 FIRE cohort
« Reply #1393 on: March 02, 2018, 03:38:56 PM »
Are you guys confirmed?

In my case, the deed is done.  I am now retired.

Clean Shaven

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Re: 2018 FIRE cohort
« Reply #1394 on: March 02, 2018, 03:44:47 PM »
I'm part time. Surprisingly, coworkers are very supportive. I expected some resentment, but nothing I've seen.

I think several are envious. I have rubbed off on a couple of them in getting them to spend less money - got one to switch from a cell phone plan costing $280/mo (3 people) to one about $80/mo.

RunningWithScissors

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Re: 2018 FIRE cohort
« Reply #1395 on: March 02, 2018, 05:31:38 PM »
It's been a busy few weeks:  big re-org at work which makes heaps more pointless work, new executive manager who comes with a less than encouraging reputation, the creation of a new manager position for my group which I pointedly did not apply for, and lots of ideas from my boss about new initiatives that I'm expected to lead in the next year.  My boss is now on a three week holiday and I'm planning to give informal notice about a week after her return.  'Welcome Back!  BOOM!'  However, my last day will likely be early August, then about three weeks of using up vacation days and a symbolic last day at the very end of August.

Hubby and I are busily finishing up projects in the house we're turning into an investment property and planning our celebratory post-FIRE vacation.  Lots to do!

SwordGuy

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Re: 2018 FIRE cohort
« Reply #1396 on: March 02, 2018, 05:32:51 PM »

01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  patches (at 33) CONFIRMED
01/31/18  Wintergreen78 CONFIRMED
01/31/18  MomCPA  CONFIRMED6
02/01/18  DTaggart (at 40) CONFIRMED
02/05/18  Mrbeardedbigbucks CONFIRMED
02/09/18  JLTinVA (at 42) CONFIRMED
02/14/18  Gimesalot DH (at 40) CONFIRMED
02/26/18  Aegishjalmur (at 35)
02/28/18  Caoineag (at 36)
02/28/18  PKate and DH
03/01/18  Clean Shaven (at 45) CONFIRMED Part Time
03/02/18  brooklynguy (at 37) CONFIRMED
03/16/18  Cherry Lane
03/30/18  Moxie (at 58)
03/27/18  Mrs. Honeyfill
03/31/18  DavidAnnArbor (at 52) (Won't renew my office lease)
03/31/18  homestead neohio
03/31/18  ZiziPB (at 50)
03/??/18  Acastus
03/??/18  Badblackgirl
03/??/18  Sofa King
04/04/18  OzBeach (at 54)
04/02/18  Honeyfill  (at 60)
04/19/18  NinetyFour (at 56)
04/25/18  Modernaimend DH (at 39)
04/27/18  poppydog and DW
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/04/18  step_away
05/04/18  wordnerd and DH (at 30 and 36)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/10/18  Modernaimend (at 35)
05/15/18  Markbike528CBX (at 53.5)
05/25/18  CheapskateWife (at 42) and CheapskateHubs (at 49)
05/25/18  Gyosho (at 55)
05/??/18  Alim Nassor
05/??/18  msilenus
06/03/18  moneytaichi
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/29/18  aperture
06/??/18  Agent Rosenflower
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
06/??/18  HenryDavid
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/31/18  JerseyGrrrl
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/01/18  Vegasgirl (at 49)
09/21/18  Ottawa
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/25/18  PhilB (at 52)
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
11/??/18  DeSteeg
11/??/18  Kris
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  FLStache
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  MiserlyMiser
??/??/18  pecunia
??/??/18  Mogadishu



rpr

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Re: 2018 FIRE cohort
« Reply #1397 on: March 02, 2018, 06:28:58 PM »
It's Friday afternoon, and I'm still at the factory. It is so amazing to read this thread. I would have loved to ER this year or at least be FI, but still have a few more years to go. Living vicariously. Keep it going!!

Vegasgirl

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  • Location: Washington DC Metro
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Re: 2018 FIRE cohort
« Reply #1398 on: March 03, 2018, 08:01:44 AM »
Congrats to Brooklynguy & Clean Shaven !!!

honeyfill

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  • Age: 60
  • Location: Tucson
Re: 2018 FIRE cohort
« Reply #1399 on: March 03, 2018, 10:32:25 AM »
big week for Mrs HF and I.  She moved her day up to March 27. The day after the big yearly fund raiser for her non profit. 
I got an ego boost during my trip to Puerto Rico.  One of the women engineers in another department who has been on loan to my department pulled me aside and said she wanted to transfer into my group permanently because it is such a  better place to work and all my people love working for me.  I had to tell her that all I could do is recommend her transfer to my boss because I am leaving.  One of the few things I enjoy about my job is the mentoring and career development that I do for my engineers.  As I have gotten older and my engineers have gotten younger, My paternal instincts are starting to come out.
I took my entire Puerto Rican staff to lunch on Friday and gave them Friday afternoon off.   I made the official announcement at the lunch.  I swore them all to secrecy because I am not telling my boss the official date until Tuesday and my Staff in the states the official date until Wed.