Author Topic: 2018 FIRE cohort  (Read 377568 times)

Pennycounter

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Re: 2018 FIRE cohort
« Reply #1050 on: January 11, 2018, 10:34:40 PM »
Congrats PizzaSteve!!! Watching and cheering from the sidelines.

poppydog

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Re: 2018 FIRE cohort
« Reply #1051 on: January 12, 2018, 12:39:55 AM »
Well done PizzeSteve, and many thanks to all for the kind words about me and DW handing in our notice.  Just over three months to go!

In the meantime, thereís the small matter of us becoming grandparents next month to keep us busy!

DTaggart

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Re: 2018 FIRE cohort
« Reply #1052 on: January 12, 2018, 07:51:11 AM »
Congrats PizzaSteve!!

MaybeBabyMustache

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Re: 2018 FIRE cohort
« Reply #1053 on: January 12, 2018, 08:13:56 AM »
Congrats, PizzaSteve!!!

aperture

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Re: 2018 FIRE cohort
« Reply #1054 on: January 13, 2018, 06:13:03 AM »
I want to add my congratulations to CowboyAndIndian, Gimesalot, Monkey Uncle and PizzaSteve.  I revel in your stories.  Thanks for sharing your experiences here. I look forward to adding my own in 160-something days, (but who's counting right?).  -aperture

CowboyAndIndian

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Re: 2018 FIRE cohort
« Reply #1055 on: January 13, 2018, 08:04:14 AM »
Thanks to all the well-wishers.

It has been a great 3 weeks or so. The last week in December was originally scheduled vacation, so I just worked an hour or so a day. I did not even go in the last couple of weeks and worked remotely.

I had been working on a project which was in a very bad shape when I joined the project. Over 4 years, we (2 member team)  substantially improved it. Just before my last day, the big boss called me and told me if I ever needed a reference, he would be glad to give me a glowing one. That felt good.

After FIRE, I noticed a few immediate changes. I have such wonderful sleep now. I do not wake up at 3 am worrying about work issues. I do not wake up at 4:30 am to see if my 5:30 am alarm is set (1.5-hour commute to NYC, so I had to leave around 6:15 am to reach there before 8 am). I wake up when I wake up and I do not have that afternoon sluggishness.
Another byproduct of FIRE is that I am not obsessively following this forum :-(

Reading Dr Doom(livingafi.com) as well as the post-FIRE sub-forum, I know that the first 6 months are decompression time, so I am not stressed with my low levels of productivity. I am slowly starting to work on projects in my house as we plan to sell it within the next 18 months.

There has not been one day I have regretted FIRE'ing!

Monkey Uncle

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Re: 2018 FIRE cohort
« Reply #1056 on: January 13, 2018, 10:02:43 AM »
I want to add my congratulations to CowboyAndIndian, Gimesalot, Monkey Uncle and PizzaSteve.  I revel in your stories.  Thanks for sharing your experiences here. I look forward to adding my own in 160-something days, (but who's counting right?).  -aperture

Thank you, and you're welcome.  I'm looking forward to your story also!

Here's a little one-week-in update:  My lower back discomfort has all but vanished already!  I didn't realize how much sitting all day was messing with my back, because it didn't actually bother me while I was sitting.  But after work when I tried to do anything that involved bending, stooping, etc., it felt sore and weak, like it was about to go out at any time.  I've been as active as the weather will allow this last week, and my back feels so much better.

DavidAnnArbor

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Re: 2018 FIRE cohort
« Reply #1057 on: January 13, 2018, 12:04:21 PM »
I'm so happy for all of you, and your improved health and quality of life.

GettingClose

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Re: 2018 FIRE cohort
« Reply #1058 on: January 14, 2018, 02:28:04 PM »
Very happy to hear these updates!

davisgang90

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Re: 2018 FIRE cohort
« Reply #1059 on: January 16, 2018, 03:24:37 AM »
Drove down to Roanoke for the home inspection on our FIRE home.  Discovered that the house has the original roof (27 years) and furnace.  We pretty much expected it and will be ready for both.  Otherwise, no issues!  Just under the 5 month mark at this point.  Close 30 April. Retire 15 June.


ZiziPB

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Re: 2018 FIRE cohort
« Reply #1060 on: January 16, 2018, 07:23:45 AM »
Exactly 2 months left until I give notice!  Starting to feel nervous about it. 

Cherry Lane

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Re: 2018 FIRE cohort
« Reply #1061 on: January 16, 2018, 10:23:50 AM »
Exactly 2 months left until I give notice!  Starting to feel nervous about it.

And I have exactly two months left before I leave this j-o-b.  I was nervous a few weeks ago, but now I just want it done.

Target2018

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Re: 2018 FIRE cohort
« Reply #1062 on: January 16, 2018, 01:00:32 PM »
I smile (to myself) every time my boss talks about some project he will be assigning me later in the year.  It is hard to keep my upcoming retirement to myself, but I am relishing the thought of giving my two week notice to my boss who will be totally caught off guard.  Time is currently moving very slow.  I am only hanging around to get my annual bonus and then since the payout is so close to a milestone anniversary with the company I think, why not.  Tick, Tock, Tick, Tock...

SugarMountain

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Re: 2018 FIRE cohort
« Reply #1063 on: January 16, 2018, 02:10:09 PM »
Does anyone have a link to a good pre retirement checklist?  Some things I'm thinking about and want to make sure I've done before I get there:

- Model taxes
- Model health insurance costs (I've poked around with ACA sites some, but...)
- Implement strategy for withdrawals (CD Ladders, cash flow businesses, etc)
- Discuss with parents/inlaws their long term healthcare plans to understand if some of the burden may fall on us
- Our own long term healthcare plans
- Get budget sorted out
- Housing plans (staying, moving, downsizing, etc)

One of my issues that I think is a OMY driver is I know I have 25x raw annual expenses, but it gets a little more tricky when modeling how much of the stache will be lost to taxes, what our new annual expenses will be when buying health insurance on the open market, etc.  The simulators help some, but I suspect I am actually over estimating my taxes and underestimating my healthcare costs.  I need to spend some time on it.

Retire-Canada

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Re: 2018 FIRE cohort
« Reply #1064 on: January 16, 2018, 02:11:34 PM »

SugarMountain

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Re: 2018 FIRE cohort
« Reply #1065 on: January 16, 2018, 02:36:02 PM »
Does anyone have a link to a good pre retirement checklist?

https://forum.mrmoneymustache.com/post-fire/pre-fire-checklist/

Excellent, thanks! (Funny that the "pre-fire checklist" is in the "post-fire" forum.  Haven't been reading that one..yet.)

TartanTallulah

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Re: 2018 FIRE cohort
« Reply #1066 on: January 16, 2018, 03:30:07 PM »
I smile (to myself) every time my boss talks about some project he will be assigning me later in the year.  It is hard to keep my upcoming retirement to myself, but I am relishing the thought of giving my two week notice to my boss who will be totally caught off guard. 

I experienced the opposite when one of the managers at work asked me for advice on the venue for next (this!) year's work Christmas outing. "If I stick to my plan, I'll have left before then," I thought, and felt quite sad, though I do intend to leave on the sort of terms that will mean I can still go out with my current colleagues on social occasions.

RunningWithScissors

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Re: 2018 FIRE cohort
« Reply #1067 on: January 16, 2018, 03:30:35 PM »
I've been working my way through the pre-FIRE checklist on the forum.  We had hoped to sell our non-FIRE house to friends, but have decided to rent it to them for 2 years instead. We should be moved into our FIRE house on the west coast by September, hence my so far generic FIRE date of August.  Although it's months away, the nervous anticipation is mounting particularly when I consider giving notice to my boss.  I'm not sure how to wiggle out of all the new projects and committees I keep getting volunteered for, without giving away my plans.  I don't hate my job, but it's not where I would choose to be for most of my days and I'm ready to move on. 

And hubby and I are grappling with the mind shift of leaving behind the accumulation phase of our lives.  As much as I'm looking forward to these major changes, it's still daunting.  I'm grateful to those blogs who have tackled the mental aspect of FIRE, not just the math.

Monkey Uncle

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Re: 2018 FIRE cohort
« Reply #1068 on: January 17, 2018, 05:31:02 AM »
One of my issues that I think is a OMY driver is I know I have 25x raw annual expenses, but it gets a little more tricky when modeling how much of the stache will be lost to taxes, what our new annual expenses will be when buying health insurance on the open market, etc.  The simulators help some, but I suspect I am actually over estimating my taxes and underestimating my healthcare costs.  I need to spend some time on it.

If you live a typical mustachian lifestyle with low expenditures, you will have a very low income composed of qualified dividends and long-term capital gains, which means your tax liability will be small to nonexistent.  But you should definitely run your expected income numbers through turbotax's tax caster (available for free online, google it).

Also under the ACA, your health insurance expense will probably be much lower than you might be expecting, assuming a low mustachian AGI.  You might even have to manufacture some additional income through tIRA to Roth conversions just to keep yourself out of Medicaid territory.  Once you've got an idea of what your income will be (note, I said income, which will be lower than your expenditures), you can test-drive the ACA plans on healthcare.gov, and it will tell you exactly what your premium will be.

Of course no one knows whether the ACA exchanges will still be an option a year or two or three from now, so you should have a back-up plan that includes paying full price for an individual policy (currently around 25 grand a year for a reasonably healthy 50-something couple, less if you're younger).  Worst case scenario is that the individual market collapses entirely (on and off of the ACA exchange) and you can't get insurance at any price.  In that case you'd be going back to work just for the insurance.  I made my peace with those two possibilities and pulled the plug anyway.

SwordGuy

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Re: 2018 FIRE cohort
« Reply #1069 on: January 17, 2018, 06:54:16 AM »
And hubby and I are grappling with the mind shift of leaving behind the accumulation phase of our lives.  As much as I'm looking forward to these major changes, it's still daunting.  I'm grateful to those blogs who have tackled the mental aspect of FIRE, not just the math.

So true!   

DavidAnnArbor

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Re: 2018 FIRE cohort
« Reply #1070 on: January 17, 2018, 07:34:38 AM »
And hubby and I are grappling with the mind shift of leaving behind the accumulation phase of our lives.  As much as I'm looking forward to these major changes, it's still daunting.  I'm grateful to those blogs who have tackled the mental aspect of FIRE, not just the math.

So true!

That's very difficult for me too, the thought of going from saving/accumulating a lot of money to not saving as much or none at all.

DTaggart

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Re: 2018 FIRE cohort
« Reply #1071 on: January 17, 2018, 12:11:08 PM »
Just about 2 more weeks to go! I'm getting emails from HR, setting up an exit interview, arranging to turn things in...... I'm having pretty frequent moments of HOLY SHIT WHAT THE HELL AM I DOING, but I'm also busy making lots of plans for backpacking trips this summer and all the other amazing and awesome things that will soon fill my life. Deep breaths, it's going to be ok.

One of our 2 dogs passed away last week and it reminded me of how short life is. While its left us with a large credit card balance from the vet, and my initial thought was "Oh! I should see if I can work another month to pay for that!" I'm not going to. Despite the protests of my Inner Bag Lady, we have plenty of money to pay the bill, and it will be fine. One of the things I was looking forward to after FIREing was to have more time to spend with the dogs and do fun stuff like take them to the beach and on hikes before they passed, and now I missed that chance with him. Our remaining dog probably won't be around much longer so I'm going to enjoy it while I can.

brooklynguy

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Re: 2018 FIRE cohort
« Reply #1072 on: January 17, 2018, 01:16:32 PM »
Congratulations to all who've pulled the ripcord already.

Today I ordered from Amazon the professional-grade circular glass cutter and ram-air rectangular parachute with which on my retirement date I shall be creating a means of egress through my 22nd-floor office window and BASE jumping therefrom onto the frozen stage of the Rockefeller Center ice-skating rink (wind conditions permitting) and into my new life of financial freedom and early retirement.

Less than two months to go!  (In case it's not obvious from this post, I'm struggling to find diversions to alleviate the boredom of my remaining workdays.)

Clean Shaven

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Re: 2018 FIRE cohort
« Reply #1073 on: January 17, 2018, 01:22:01 PM »
Congratulations to all who've pulled the ripcord already.

Today I ordered from Amazon the professional-grade circular glass cutter and ram-air rectangular parachute with which on my retirement date I shall be creating a means of egress through my 22nd-floor office window and BASE jumping therefrom onto the frozen stage of the Rockefeller Center ice-skating rink (wind conditions permitting) and into my new life of financial freedom and early retirement.

Less than two months to go!  (In case it's not obvious from this post, I'm struggling to find diversions to alleviate the boredom of my remaining workdays.)

I hope you have the cutter and parachute scheduled to be delivered to you at work.  Seems more efficient that way, doesn't it?

GettingClose

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Re: 2018 FIRE cohort
« Reply #1074 on: January 17, 2018, 05:31:19 PM »
Video of your retirement, please! Would be epic!

poppydog

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Re: 2018 FIRE cohort
« Reply #1075 on: January 18, 2018, 04:03:53 AM »
Congratulations to all who've pulled the ripcord already.

Today I ordered from Amazon the professional-grade circular glass cutter and ram-air rectangular parachute with which on my retirement date I shall be creating a means of egress through my 22nd-floor office window and BASE jumping therefrom onto the frozen stage of the Rockefeller Center ice-skating rink (wind conditions permitting) and into my new life of financial freedom and early retirement.

Less than two months to go!  (In case it's not obvious from this post, I'm struggling to find diversions to alleviate the boredom of my remaining workdays.)

Ha ha!  THe elevator may be easier, but hey why not go in style?

PhilB

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Re: 2018 FIRE cohort
« Reply #1076 on: January 18, 2018, 06:26:43 AM »
Hi all and congratulations to those who've already pulled / are about to pull the cord.
After much agonising, I am defecting from the 2019 thread and bringing my date forward 8.5 months to mid Oct 2018 (although I may do a little part time consulting afterwards).  The combination of finally accepting that I really will have more than enough money, with the fact that it will be a point of major upheaval at work that I don't really want to deal with, has made me decide to move my date and of all the dates I've agonised about, this one makes me happiest.  The thing that pushed me over the edge is that, if I stayed longer, I would have to work through the half term holiday rather than go on holiday with the kids as usual -  and I realised that was more important to me than more money was.
@brooklynguy - if you set up a side gig as a spy, can you get a tax deduction on the glass cutter and parachute?

Retire-Canada

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Re: 2018 FIRE cohort
« Reply #1077 on: January 18, 2018, 07:35:16 AM »
After much agonising, I am defecting from the 2019 thread and bringing my date forward 8.5 months to mid Oct 2018 (although I may do a little part time consulting afterwards).

Congrats on OLYing. It'll be one of the best gifts you ever gave yourself. :)

PhilB

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Re: 2018 FIRE cohort
« Reply #1078 on: January 18, 2018, 09:24:34 AM »
01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  MomCPA
01/??/18  FIBy30
01/??/18  PrePube
02/01/18  DTaggart
02/09/18  JLTinVA (at 42)
02/16/18  Gimesalot DH (at 40)
02/28/18  brooklynguy
02/28/18  Caoineag (at 36)
03/16/18  Cherry Lane
03/31/18  homestead neohio
03/31/18  Mrbeardedbigbucks
03/31/18  ZiziPB (at 50)
03/31/18  DavidAnnArbor (at 52) (Won't renew my office lease)
03/??/18  Badblackgirl
03/??/18  Clean Shaven
03/??/18  Sofa King
03/??/18  MiserlyMiser
03/??/18  Acastus
04/01/18  Mrs. Honeyfill
04/01/18  patches
04/02/18  Honeyfill  (at 60)
04/19/18  NinetyFour (at 56)
04/27/18  poppydog and DW
04/??/18  Aegishjalmur (at 35)
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/04/18  wordnerd and DH (at 30 and 36)
05/04/18  step_away
05/15/18  Markbike528CBX (at 53.5)
05/25/18  Gyosho
05/25/18  CheapskateWife
05/??/18  Alim Nassor
05/??/18  msilenus
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/29/18  aperture
06/30/18  TartanTallulah
06/??/18  Cheddar Stacker
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
~06/??/18 Pylortes
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
10/25/18 PhilB (at 52)
11/??/18  DeSteeg
11/??/18  Kris
12/01/18  Vegasgirl (at 49)
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  OzBeach -- WIGLO (When I Get Laid Off)
??/??/18  thriftycanadian
??/??/18  pecunia
??/??/18  FLStache
Hope I did that right!

brooklynguy

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Re: 2018 FIRE cohort
« Reply #1079 on: January 18, 2018, 09:56:02 AM »
Hope I did that right!

You forgot the most important part - the self-solemnizing typeface!


01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  MomCPA
01/??/18  FIBy30
01/??/18  PrePube
02/01/18  DTaggart
02/09/18  JLTinVA (at 42)
02/16/18  Gimesalot DH (at 40)
02/28/18  brooklynguy (at 37)
02/28/18  Caoineag (at 36)
03/16/18  Cherry Lane
03/31/18  homestead neohio
03/31/18  Mrbeardedbigbucks
03/31/18  ZiziPB (at 50)
03/31/18  DavidAnnArbor (at 52) (Won't renew my office lease)
03/??/18  Badblackgirl
03/??/18  Clean Shaven
03/??/18  Sofa King
03/??/18  MiserlyMiser
03/??/18  Acastus
04/01/18  Mrs. Honeyfill
04/01/18  patches
04/02/18  Honeyfill  (at 60)
04/19/18  NinetyFour (at 56)
04/27/18  poppydog and DW
04/??/18  Aegishjalmur (at 35)
04/??/18  Calvin
04/??/18  FernFree
04/??/18  Gooki
04/??/18  lostformars
~04/??/18 HappyMargo
~04/??/18 Mother Fussbudget
05/01/18  SwordGuy (at 60)
05/08/18  SwordGuy DW (SwordGuy isn't saying.   He wants to live.)
05/04/18  wordnerd and DH (at 30 and 36)
05/04/18  step_away
05/15/18  Markbike528CBX (at 53.5)
05/25/18  Gyosho
05/25/18  CheapskateWife
05/??/18  Alim Nassor
05/??/18  msilenus
06/15/18  DavisGang90 (at 49)
06/25/18  MaybeBabyMustache (at 42)
06/29/18  aperture
06/30/18  TartanTallulah
06/??/18  Cheddar Stacker
06/??/18  dbtx
06/??/18  Omalley
06/??/18  randomgiraffe
06/??/18  SwissMiss
~06/??/18 Pylortes
07/??/18  AussieGirl
07/??/18  ChasesFish
07/??/18  Mr Griz
~07/??/18 BackAndForth
~07/??/18 cerat0n1a
~07/??/18 Fresh Bread
~07/??/18 SnidelyWhiplashStache
08/01/18  SugarMountain
08/24/18  sol (at 41)
08/??/18  Mr Mark
08/??/18  NorCalistache
08/??/18  RunningWithScissors
09/30/18  SwissMiss
10/05/18  JumboShrimp
10/??/18  Fire1018
10/??/18  Happy
10/??/18  Irishtache
10/25/18 PhilB (at 52)
11/??/18  DeSteeg
11/??/18  Kris
12/01/18  Vegasgirl (at 49)
12/21/18  LateStarter
12/??/18  EnjoyIt
12/??/18  yoda34
??/??/18  Blindsquirrel
??/??/18  Michread
??/??/18  Minnesota_mom
??/??/18  OzBeach -- WIGLO (When I Get Laid Off)
??/??/18  thriftycanadian
??/??/18  pecunia
??/??/18  FLStache

Vegasgirl

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Re: 2018 FIRE cohort
« Reply #1080 on: January 18, 2018, 09:56:37 AM »
Welcome PhilB !!!

CheapskateWife

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Re: 2018 FIRE cohort
« Reply #1081 on: January 18, 2018, 11:35:42 AM »
The thing about giving notice is that I'm suddenly without a filter.  Uttered by me in a meeting with my Great Grand boss yesterday "I wouldn't exactly say I missed the meeting, sir, I played legos with my 9 year old that whole day."

Patches

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Re: 2018 FIRE cohort
« Reply #1082 on: January 18, 2018, 11:37:50 AM »
Welcome PhilB!

That type-face issue has me concerned to attempt a copy/paste/update, so I'll just let ya know... my transition plan continues to go smoothly.  So smoothly in fact that we all decided 1/31 will be my final day!  I'll be 33... Confirmed!

All I wanted was a smooth transition (I'm a CEO and owner of my company) and I'm very pleased that everyone rose to the occasion.  What does that tell you when you give 1-year notice and rather than them begging to make it 18 months, we change it to 3-months.  haha. Guess I won't be missed too much!! :)   The feeling will be mutual.

Anyway, I'll let ya know if anything eventful happens in the meantime, but seems like it'll be pretty smooth.

homestead neohio

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Re: 2018 FIRE cohort
« Reply #1083 on: January 18, 2018, 11:51:10 AM »
We've got some checking in to do here:


01/01/18  CowboyAndIndian (at 59) CONFIRMED
01/04/18  Gimesalot (at 33) CONFIRMED
01/06/18  Monkey Uncle (at 49) CONFIRMED
01/26/18  PizzaSteve (at 53) CONFIRMED
01/31/18  MomCPA
01/??/18  FIBy30
01/??/18  PrePube


@FIBy30 and @Prepube, where are your updates?  You should have given notice by now if you are still on track for some time in January 2018.

MaybeBabyMustache

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Re: 2018 FIRE cohort
« Reply #1084 on: January 18, 2018, 03:12:00 PM »

06/25/18  MaybeBabyMustache (at 42) - I'm on the fence about keeping this date. Deciding between remodeling our house and extending the FIRE by two years (so, 44), or keeping the date. From an investment perspective, the remodel is a sound choice & would make the house significantly more livable for us. If I extend my FIRE by two years, there are some career milestones/responsibility progressions that I'm worried about. I need to think whether I can bring enough energy & motivation to these last 2.5 years, and give something approximating my best.

Should have a firm answer in the next month or so. In positive news, I've been pushing hard to get these bids & have the "come to Jesus" with the numbers for months now, knowing this would have a big impact on the date/year decision. I feel relieved to now have all of the numbers, so we can make a decision.

Clean Shaven

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Re: 2018 FIRE cohort
« Reply #1085 on: January 18, 2018, 05:42:54 PM »
Checking in -  I'm in the list for sometime in March 2018.  I'm not gonna make it until March.

My work pays out its 401k of sorts (a pension/profit-sharing plan) in a roughly 2/3-1/3 split each year.  I've received the 2/3 portion, and am just hanging on for the 1/3 portion, which usually posts by early February.  Then I go have "the talk" and give notice.

Cherry Lane

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Re: 2018 FIRE cohort
« Reply #1086 on: January 18, 2018, 06:21:37 PM »
I gave verbal (unofficial) notice today!  I'm on track for a 3/16/18 departure.  It feels so good.

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Re: 2018 FIRE cohort
« Reply #1087 on: January 18, 2018, 06:30:51 PM »
I gave verbal (unofficial) notice today!  I'm on track for a 3/16/18 departure.  It feels so good.

Yaaaaaaa!!! Congratulations!  Your St Patrick's day will be one to remember.

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Re: 2018 FIRE cohort
« Reply #1088 on: January 18, 2018, 08:15:03 PM »
The thing about giving notice is that I'm suddenly without a filter.  Uttered by me in a meeting with my Great Grand boss yesterday "I wouldn't exactly say I missed the meeting, sir, I played legos with my 9 year old that whole day."

Keep this up

CheapskateWife

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Re: 2018 FIRE cohort
« Reply #1089 on: January 19, 2018, 08:00:46 AM »
The thing about giving notice is that I'm suddenly without a filter.  Uttered by me in a meeting with my Great Grand boss yesterday "I wouldn't exactly say I missed the meeting, sir, I played legos with my 9 year old that whole day."
Keep this up
Work is fun now that I don't care as much! 

The word hasn't spread to his level yet that I'm quitting, so from his perspective it probably looks like I have lost my mind.  Or need to be fired.  Not going to sweat it though because he needs me to make this a smooth transition (whether he knows it yet or not)

Saving4Fire

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Re: 2018 FIRE cohort
« Reply #1090 on: January 19, 2018, 08:57:03 AM »
The thing about giving notice is that I'm suddenly without a filter.  Uttered by me in a meeting with my Great Grand boss yesterday "I wouldn't exactly say I missed the meeting, sir, I played legos with my 9 year old that whole day."
Keep this up
Work is fun now that I don't care as much! 

The word hasn't spread to his level yet that I'm quitting, so from his perspective it probably looks like I have lost my mind.  Or need to be fired.  Not going to sweat it though because he needs me to make this a smooth transition (whether he knows it yet or not)

I strongly encourage you to not burn bridges at your current job.   I'm sure there's temporary satisfaction sniping at meetings, but there might be a day where you regret it.
« Last Edit: January 19, 2018, 09:00:15 AM by PopMegaphone »

Gimesalot

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Re: 2018 FIRE cohort
« Reply #1091 on: January 19, 2018, 11:58:32 AM »
Congratulations @Cherry Lane !!!

In other news, I thought I would give an update on my FIRE situation.  I left work, without a replacement...  Within a few days, my boss, and other coworkers were blowing up my email asking me to come back part-time.  I agreed to two days for this week, for about 7 hours a day at most.  On my first day back, a coworker talked down to me as if I was a stupid child.  It's amazing how every time I have a doubt about FIRE, something shitty happens at work to remind me that I'm on the right path.

On the home front, I have been working hard to sell as much as our stuff on facebook as possible.  It's a lot of work, but we've been making a fair bit of money, $50-$100, most days.  We still haven't gotten to furniture or any of those things, so that's when the money will start coming in.  I am incredibly busy, but I am sleeping so much better.  I am finally catching up on sleep so I am less moody.  And even though I haven't been exercising enough due to the insanely cold weather, I have managed to lose some weight!  I guess sitting on my ass at work while eating from boredom was worse than I thought!

DavidAnnArbor

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Re: 2018 FIRE cohort
« Reply #1092 on: January 19, 2018, 12:55:36 PM »
On my first day back, a coworker talked down to me as if I was a stupid child. 

Odd how they would desperately need you to come back, only to have to endure immature behavior from this coworker. These companies really don't know how to manage employee relations well.

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Re: 2018 FIRE cohort
« Reply #1093 on: January 19, 2018, 12:57:46 PM »
for Gimesalot...........
When I first decided that I was going to call it quits, I physically kept a file/list of situations that helped me make that decision... Because quite often the job was great, no problems/issues/concerns.  Just me doing what I was paid to do.  But then every so often management would throw a monkey-wrench in all of that by creating a scenario with customers that made my job as the person who did the invoicing go crazy and sometimes near impossible.  Also they would agree to multi-layered commission computations that were almost a 'catch-22'......couldn't compute A before B, or B before C, or C before A !!!!!   


I referred to that file/list every so often to remind myself of how crazy things could get.  Good luck as you go forward.

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Re: 2018 FIRE cohort
« Reply #1094 on: January 19, 2018, 01:09:21 PM »
Quote
06/25/18  MaybeBabyMustache (at 42) - I'm on the fence about keeping this date. Deciding between remodeling our house and extending the FIRE by two years (so, 44), or keeping the date. From an investment perspective, the remodel is a sound choice & would make the house significantly more livable for us. If I extend my FIRE by two years, there are some career milestones/responsibility progressions that I'm worried about. I need to think whether I can bring enough energy & motivation to these last 2.5 years, and give something approximating my best.

Should have a firm answer in the next month or so. In positive news, I've been pushing hard to get these bids & have the "come to Jesus" with the numbers for months now, knowing this would have a big impact on the date/year decision. I feel relieved to now have all of the numbers, so we can make a decision.

I'm in a similar place.  We are doing a kitchen remodel and I would like to have it paid off before I retire.  We don't have the final numbers yet but it looks like it might be 3 times what I estimated.  Partly because I had no idea what a remodel costs and partly because we went overboard on cabinets and taking out walls.   The good news is that the market has already pushed my stash up by more than even the higher cost just since January 1!   My options are sell enough stock to pay off the whole thing now and stick to the  April 2 date or keep working till October and pay it off a little each month. 

CheapskateWife

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Re: 2018 FIRE cohort
« Reply #1095 on: January 19, 2018, 01:16:10 PM »
I gave verbal (unofficial) notice today!  I'm on track for a 3/16/18 departure.  It feels so good.
Kermit Flail!

CheapskateWife

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Re: 2018 FIRE cohort
« Reply #1096 on: January 19, 2018, 01:17:19 PM »
The thing about giving notice is that I'm suddenly without a filter.  Uttered by me in a meeting with my Great Grand boss yesterday "I wouldn't exactly say I missed the meeting, sir, I played legos with my 9 year old that whole day."
Keep this up
Work is fun now that I don't care as much! 

The word hasn't spread to his level yet that I'm quitting, so from his perspective it probably looks like I have lost my mind.  Or need to be fired.  Not going to sweat it though because he needs me to make this a smooth transition (whether he knows it yet or not)

I strongly encourage you to not burn bridges at your current job.   I'm sure there's temporary satisfaction sniping at meetings, but there might be a day where you regret it.
Thank you for the reminder.  You are probably right, that I need to behave myself just in case I need to cross that bridge again. 

brooklynguy

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Re: 2018 FIRE cohort
« Reply #1097 on: January 19, 2018, 01:31:36 PM »
@FIBy30 and @Prepube, where are your updates?  You should have given notice by now if you are still on track for some time in January 2018.

Still no update, huh?  I vote we give these laggards until month's end to respond to your bat-signal and then cut them loose.  Now that momentum's building, we can't have any stragglers holding up the queue!

Cherry Lane

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Re: 2018 FIRE cohort
« Reply #1098 on: January 19, 2018, 01:45:53 PM »
@FIBy30 and @Prepube, where are your updates?  You should have given notice by now if you are still on track for some time in January 2018.

Still no update, huh?  I vote we give these laggards until month's end to respond to your bat-signal and then cut them loose.  Now that momentum's building, we can't have any stragglers holding up the queue!

Looks like neither have been on the forum for many months (September and April, respectively).

I gave verbal (unofficial) notice today!  I'm on track for a 3/16/18 departure.  It feels so good.
Kermit Flail!

Well, since you brought it up:
« Last Edit: January 19, 2018, 01:49:01 PM by Cherry Lane »

Wintergreen78

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Re: 2018 FIRE cohort
« Reply #1099 on: January 19, 2018, 06:51:35 PM »
On track for January 31. I gave my last presentation to our board this week, sorted out my final 457 contribution with HR, and figured out where we will all meet up for beers.

I have one yearís expenses in cash right now and with the absurd run up in the market over the last couple of weeks, Iím fighting the urge to not just pull another yearís worth out then not look at any of my accounts until the end of 2019.