Check out
http://p2pindependentforum.comI have a somewhat crazy amount invested in P2P loans 10-15%.
I have diversified across 4 sites and approx 2% per loan.
My favoured sites are Ablrate (best by far), then moneything, collateral and Lendy.
It’s a bit like the Wild West out there, so tread carefully.
I am attracted to the sector as my wife is a non earner so we can earn up
to 17,000 per year tax free due to a tax perk called starting rate for savings.
However, I’m going to try and reduce my exposure as I am losing confidence in the whole sector mainly due to dodgy valuations from stupid/corrupt RICS valuers.