So I have opened my Vanguard S&S ISA and started a regular monthly payment. MrsBee is on side with general frugality and happy for me to look after the budget and track spending/assets but slightly spendier than I am. We are likely to be able to stash away a minimum of £12,000 per year between us for the next couple of years, but I think we would struggle to max out one, never mind two. Should we open a second ISA in MrsBee's name or simply see how well we can fill up one allowance?
I'm thinking for access one each would be better, but we shouldn't really be accessing much while accumulating. And one between us would be easier for me to manage.
What might I not have thought of?