Author Topic: Might as well: what are you currently investing in  (Read 566 times)

MmatoO

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Might as well: what are you currently investing in
« on: August 31, 2017, 02:08:46 PM »
Out of interest, what are you currently investing your monthly/quarterly/yearly savings in?
I'm hoping to see some clever/patriotic investing decisions :)

Unfortunately I don't have much to share myself (more or less everything goes into overpaying my mortgage + Vanguard LifeStrategy 100% Equity or HSBC FTSE All-Share Income), but I can promise that I'll look up all share/fund codes in search of my new investment :)
Haha, I can't believe I have a journal!

shelivesthedream

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Re: Might as well: what are you currently investing in
« Reply #1 on: September 01, 2017, 03:08:52 AM »
Currently transferring my ISA to Vanguard to invest in their Lifestrategy 100 fund. Also planning to open a LISA and invest in a FTSE All Share tracker (Vanguard don't do LISAs.) Also have a small SIPP, invested in various random funds. (Note to self: what even are they??)

TartanTallulah

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Re: Might as well: what are you currently investing in
« Reply #2 on: September 01, 2017, 03:48:01 AM »
Nothing very sexy, I'm afraid.

An unknown sum gets shuffled into my employer's DB pension scheme every month before I see it.
200 a month goes into my husband's SIPP, which is a Bestinvest middling-risk fund. I plan to increase that once our cash pot is a little bigger; it makes much more sense to build up his pension savings than to top up mine because he'll be a non-taxpayer in retirement, although he's a few years younger than I am so it also puts it out of reach for longer.
50 each a month into a global tracker and a sector fund ISA with HL.
But mostly cash. I'm counting down towards early retirement and we're trialling living on 2,000 a month, so anything over 2,300 (to allow for the above regular savings, which are optional) gets siphoned into a cash savings account on payday.



SpreadsheetMan

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Re: Might as well: what are you currently investing in
« Reply #3 on: September 01, 2017, 05:15:23 AM »
Also boring here - low cost, globally-diversified index funds and gilts in a SIPP and ISA.

I'm in the throes of a 6-year plan to ER & trying to catch up from under-contribution and sitting on excess cash, so am completely maxing both my SIPP and ISA allowance while living as cheaply as possible.

financialfreedom

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Re: Might as well: what are you currently investing in
« Reply #4 on: September 01, 2017, 07:35:40 AM »
Vanguard LS 100 Acc.

That's it. Fill ISA then taxable

We used to have some propertypartner, funding circle and other stuff but they were too interesting. It made us want to trade and 'mess' with things.


TartanTallulah

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Re: Might as well: what are you currently investing in
« Reply #5 on: September 01, 2017, 08:20:40 AM »
We used to have some propertypartner, funding circle and other stuff but they were too interesting. It made us want to trade and 'mess' with things.

That's why I keep my investments boring. If I had individual shares, P2P or anything like that, I wouldn't be able to sit on my hands and I'd make stupid decisions.