What funds are you in FIFTWUK?
I just have Vanguard LifeStrategy 80% Acc.
I'm currently mainly invested in
- Fidelity Index World Fund P GBP Income (0.12% charge, 1.08 Sharpe, 92.7% R-squared, 1.11 Beta and -0.6 Alpha),
- HSBC European Index Fund Income C (0.07% charge, 0.78 Sharpe, 93.8% R-squared, 1.01 Beta and 0.42 Alpha),
- Fidelity Index Emerging Markets P Income (0.20% charge, 0.68 Sharpe, 96.8% R-squared, 1.02 Beta and -0.53 Alpha),
and I do recognize I might need to look into how often Fidelity and HSBC rebalance their portfolios. Vanguard apparently does it daily, which would in my mind justify the higher cost, and I might use their equivalents going forward.
Don't get me wrong, I have my small share of UK FTSE trackers, even a bit in the Vanguard LifeStrategy, but the above currently fit my preferences. I am 100% equity in my ISA, have a few month cash stash in high interest current accounts/promotion savers and the majority is invested in my property (I'm going to remortgage from Feb next year so I'm hoping there are still some good deals around).