Author Topic: Does anyone have an Aegon pension?  (Read 494 times)

Distant dreamer

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Does anyone have an Aegon pension?
« on: December 20, 2018, 07:34:29 AM »
We got a new pension plan at work a couple of years back and I must admit I have been quite lazy with it until now. It is a DC pension with Aegon. My current investments are just their default one and I am not happy with it due to the almost complete lack of growth over those years. I started looking at what I can change to and I have to admit I am at a loss. There are literally hundreds of them and many either seem to be high fee, very UK bias, and/or low growth. Is anyone familair with their offerings and can point me in the right direction?

I am currently invested in Aegon MI savings (M) (ARC), and for context from a risk perspective, am 36 yrs old.

frugledoc

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Re: Does anyone have an Aegon pension?
« Reply #1 on: December 20, 2018, 02:51:25 PM »
Any vanguard funds in the options?

Distant dreamer

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Re: Does anyone have an Aegon pension?
« Reply #2 on: December 20, 2018, 03:00:55 PM »
No unfortunately not. There is a document with them all, I might try and link it here if I can figure how.

CrabbitDutchie

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Re: Does anyone have an Aegon pension?
« Reply #3 on: December 21, 2018, 02:32:32 AM »
I think our company DC pension is through Aegon
and I can see an Aegon's MI Savings (M) with an AMC of 0.55%? That the one?

I must admit, after a year I'm still in my company's default for their GPP too (which at least is one of the lowest fee ones), so I'm not much help there unfortunately.

Playing with Fire UK

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Re: Does anyone have an Aegon pension?
« Reply #4 on: January 05, 2019, 11:54:31 AM »
I don't know your pension. The couple that I've joined in the past couple of years had a thing where the default plan started very low risk for the first couple of years so you don't see the value dropping initially and pull all your money out. Any chance this is something like that?

If there is a website, try to sort the funds by AMC to look for the lowest ones. You are looking for something that says "passive"; "world" or "global"; and "equity" or "stock". Avoid "managed" and "active".