Author Topic: Uber Frugal January  (Read 12037 times)

spjulep

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Re: Uber Frugal January
« Reply #100 on: January 02, 2018, 09:47:56 PM »
My Uber Frugal January resolution is... no Uber! I have averaged about $75/month in the past. Beyond the cost, I really think it contributes to laziness, and I don't need more of that.

Bee21

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Re: Uber Frugal January
« Reply #101 on: January 02, 2018, 11:05:11 PM »
Day 3- no spend day. Yay.

Took the kids to the library. Packed away the chrismas tree. Weeded the garden. Vacuumed my car.

The biggest frugal win is, the library didn't charge us for the book my daughter lost. I guess it is good to be a regular. The kids chose a few dvds, so we'll be watching them instead of going to the movies.

We are visiting friends tomorrow (= free entertainment) and I am planning to visit a small nature reserve and education centre with them on Friday. It is so hot and humid around here, I don't feel like walking long distances with them.

Next week is the older kid's birthday, so THAT is going to be spendy.

Malkynn

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Re: Uber Frugal January
« Reply #102 on: January 03, 2018, 05:53:20 AM »
Getting my hair cut today, which will be expensive.
However, I'm moving towards a different style for now that requires less maintenance. I've had my hair very short for a few years and it requires frequent cuts to avoid the mullet.
I have curly hair, so if I keep it short, it can't be cut by someone cheap or it sticks out all over the place.

So for now, I'm growing it out a bit so that I can go much longer between cuts...it's either that or I start shaving my head...which I might do eventually.

Otherwise today I'll be spending at Costco for some basic supplies: kleenex, milk, yogurt, etc

jesse_runs_far

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Re: Uber Frugal January
« Reply #103 on: January 03, 2018, 06:30:11 AM »
I'm in for the month as well! We were spendy pants in December and deserve face punches, but we're back on track this month!

My goals:
- purchase no coffee at work
- purchase no clothes
- put $500 in savings for property tax bill (in June)
- eat out of the pantry and freezer as much as possible

No coffee at work will be the hardest. We have a Tim Hortons in the building, and it's part of my 10am routine. But, we also have a Tassimo in the office, and I bought a large box of pods at Costco last year. I bought in cream this morning, so I'm all set!

Day 1 and 2 were no spend days, and day 3 is off to a good start (although it's only 8 am... but no spending planned!)

pachnik

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Re: Uber Frugal January
« Reply #104 on: January 03, 2018, 07:09:01 AM »
Jan 1 and Jan 2 were spent at home with a bad head cold.  Today I am venturing back to work.   I intend to spend nothing. 

wordnerd

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Re: Uber Frugal January
« Reply #105 on: January 03, 2018, 07:16:49 AM »
I joined the FrugalWoods challenge and am really enjoying her emails. Today's on waiting 72 hours for any discretionary purchase is a great idea. I've often found that when I let something linger in my Amazon cart, it seems absurd later (though, there is probably some selection bias here; the ones I leave lingering are also probably the ones I know are not really good purchases). I'm excited to try this more systematically.

Today, I made progress on one of my stubborn goals--no purchasing coffee at the work cafeteria. It's wasteful. And, even when I bring my own cup, it's $1.28, which adds up. I haven't liked the breakroom coffee club on my floor, since it changed leadership (apparently I have strong feelings on coffee club governance). Yesterday, my husband was like, "Why don't you just use the one on X floor? All you have to do is leave 25 cents per cup." Sold! Now, I get exercise by walking to a different floor and will save slightly more than a dollar day. Cha-ching.

monstermonster

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Re: Uber Frugal January
« Reply #106 on: January 03, 2018, 07:28:29 AM »
The waiting period thing was interesting to me, I've been doing that for ~15 years. I have a 15-year-old spreadsheet of "things I want to buy" ranked by price, how much I want them, how many different utility functions it has. I rarely wait less than a month for a discretionary purchase, except eating out which is usually planned a week or so in advance. I always put even goodwill purchases on hold overnight.

It's fun to look back at the spreadsheet at what I wanted when I was an 18 year old punk compared to now a 30 year old yuppie. Back then I wanted adbuster's logo-less shoes, bike stickers, touring panniers (which I bought then and still have now) and pretty planners.  Now I want pretty planners, bike bags, and professional grown-up shoes.

A new duvet cover has been on the spreadsheet for 7 years now, and I still can't make myself buy it because the price:cost ranking still isn't high enough!
I made this thing:
 A Purrsonal finance workbook - an illustrated cat-filled money workbook (with plenty of mustachianism)

At least 50% of my business plan is cats, 25% is glitter spandex, the journal

How did I increase my net worth by 82% per year on a $39K income? The best budgeting software in the world, YNAB. Start your free trial now, ask me questions!

wordnerd

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Re: Uber Frugal January
« Reply #107 on: January 03, 2018, 07:50:25 AM »
The waiting period thing was interesting to me, I've been doing that for ~15 years. I have a 15-year-old spreadsheet of "things I want to buy" ranked by price, how much I want them, how many different utility functions it has. I rarely wait less than a month for a discretionary purchase, except eating out which is usually planned a week or so in advance. I always put even goodwill purchases on hold overnight.

It's fun to look back at the spreadsheet at what I wanted when I was an 18 year old punk compared to now a 30 year old yuppie. Back then I wanted adbuster's logo-less shoes, bike stickers, touring panniers (which I bought then and still have now) and pretty planners.  Now I want pretty planners, bike bags, and professional grown-up shoes.

A new duvet cover has been on the spreadsheet for 7 years now, and I still can't make myself buy it because the price:cost ranking still isn't high enough!

Ha! I may have to steal the spreadsheet idea. I get an unreasonable amount of joy looking back at lists from my former self. I wouldn't want to re-read my journal (too much opportunity for self-judging), but lists are the just the right amount of reminder of who I used to be.

I bought a duvet cover when I was 22 for my first big girl apartment. I still hate putting it back on after I wash it. Overrated.

monstermonster

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Re: Uber Frugal January
« Reply #108 on: January 03, 2018, 07:56:21 AM »
Here's my spreadsheet categories, in case it's helpful. Value is the value it represents (my core values are: community, creativity, travel, style, and health) and Emotion is the emotion it makes me feel. Reward for is if I can use a goal as a link to a reward - in the case of a really nice yoga shirt I want, for example, I get it when I get my splits consistently.



I bought a duvet cover when I was 22 for my first big girl apartment. I still hate putting it back on after I wash it. Overrated.
We have an ikea one but I hate it - the colors match nothing, it's really beaten up. I want one that *I* chose and that matches the Lichenstein print in our room - but I just want it, and clearly not enough. I'm only ever asleep in that room anyway. It's been on the list for 7 years.
I made this thing:
 A Purrsonal finance workbook - an illustrated cat-filled money workbook (with plenty of mustachianism)

At least 50% of my business plan is cats, 25% is glitter spandex, the journal

How did I increase my net worth by 82% per year on a $39K income? The best budgeting software in the world, YNAB. Start your free trial now, ask me questions!

wordnerd

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Re: Uber Frugal January
« Reply #109 on: January 03, 2018, 07:58:48 AM »
@monstermonster --Thanks for the spreadsheet! I love it.

TikiTime

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Re: Uber Frugal January
« Reply #110 on: January 03, 2018, 09:10:31 AM »
Uber Frugal January, here I come!  My goals:

Eat from the pantry and freezers (yes, we have 2)
$200 grocery spend for 3 adults
No new restaurant spend (able to use already owned gift cards valued at $125)
Reduce entertainment/alcohol spend

Spent $5 on eggs and apple cider vinegar
5/200

Serendip

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Re: Uber Frugal January
« Reply #111 on: January 03, 2018, 09:44:32 AM »
You all are so inspiring!
We are trying to step off the spending train, my SO isn't convinced about reducing grocery/food costs
(he thinks my generous budget of $800 is too low! We regularly go out to eat and not in economical restaurants...and he really has a soft spot for cheese, wine and craft beer) But we have agreed to track food spending and are doing a 'no-shopping' year (his idea after reading a NY Times article)!

I haven't spent anything yet this year, went for a 2 hour snow-walk with a friend yesterday
and had a friend over for dinner last night but we ate tasty leftovers.

Tonight have a weekly date to go XC-skiing (it's local's night..so the ticket price is $7 vs $30)

Malkynn

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Re: Uber Frugal January
« Reply #112 on: January 03, 2018, 11:11:24 AM »
*sigh*
Spent over $500 today already. Mostly frugal spending except for my haircut, but Iím so happy to be rid of the mullet.

$111 on haircut
$135 at Costco: Things like Kleenex, laundry detergent, milk, eggs, yogurt
$237 at health food store, sale on Vega One meal replacement, which we have for breakfast every weekday. Retails for about $70 per container, we only buy it if itís under $50/container
$31 on 3-4 months worth of hair dye

Bracken_Joy

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Re: Uber Frugal January
« Reply #113 on: January 03, 2018, 11:22:28 AM »
Got my MRI. Did *not* get fancy coffee after. I usually reward myself for medical procedures with fancy coffees, but I skipped this time. I don't need the sugar and other crap in there anyway =) Making an extra coffee at home.
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Kerowyn

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Re: Uber Frugal January
« Reply #114 on: January 03, 2018, 02:00:16 PM »
Ugh, it's already day 3 and I haven't updated at all!

1/1: $1150 rent, $95.20 gas (heat and cooking). The gas bill looked really high to me but I looked at our past utilities spending in YNAB and it's not actually particularly high. It probably just feels that way because this is the first bill covering a really cold period.

1/2: Bought convenience food and groceries, not sure how much (will come back later). I remember my husband's convenience food cost about $13, which seemed like a lot to me. Next time we go to Wegmans and he decides to eat there (he grocery shops and sometimes eats while I knit and socialize), I may ask him to see if there's something he can get cheaper than the buffet by weight. ETA: Total food bill was 42.98.

It occurs to me that I should probably start eating the walnuts in the pantry. Ugh. I bought walnuts for a food-processor recipe, but our food processor died. I don't like the texture of walnuts, but they should be tolerable if I cook them with my oatmeal, maybe.

Today should be a no-spend day, unless this is the day the internet bill hits.
« Last Edit: January 04, 2018, 07:06:11 AM by Kerowyn »
Kerowyn's musical reference wins the prize for top post today. As in overall, for the whole internet.

http://forum.mrmoneymustache.com/journals/writing-my-way-to-freedom-(kerowyn's-journal)/

littlelykke

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Re: Uber Frugal January
« Reply #115 on: January 03, 2018, 02:01:54 PM »
My month is going splendid so far:

January, 1st. --> No spend-day, eating leftovers from NYE & the cupboard

January, 2nd --> Went to the supermarket for 1 zucchini, carrots & some cherrytomatoes to make a quiche. Had all the over ingredients already available. Also brought back empty beer bottles for refund. Thus: free groceries! We got almost 8 euro's back, after we purchased the needed groceries.
The quiche made dinner for 2 & the leftovers were today's lunch.

January, 3rd. --> Another no spend day! Made dinner with cupboard ingredients & the carrots we bought yesterday. Spend the whole day cleaning and listed some stuff on Craigslist. Already earned 40 euro's, for an hour of work. Hopefully some of the other stuff will sell too.


poko

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Re: Uber Frugal January
« Reply #116 on: January 03, 2018, 03:10:47 PM »
I'm in as well!

I signed up for the frugalwoods challenge, too. Should be interesting. The FB comments are a very different than this forum, lol.

Did anyone else have trouble with yesterday's assignment? My 10,20, and 40 year goals are all: be retired. Hah. Also, I find it really hard to think that far ahead!

My goals for the month are:
  • No parking costs (I don't have a garage spot because I take the $ instead, but sometimes I will drive in and park on the street. Not this month! Bike only, or if the weather is really bad, I'll take the bus)
  • Call internet provider to get cheaper rate (or, I suspect, faster service for the same amount I'm paying now)
  • Eat down my pantry and freezer
  • Figure out what is up with my utility bill - idk why it's so high
  • No workday lunches out. We get fed at work 4x a week so I always say, "oh one day a week out isn't bad". Again, not this month!
  • No food waste. I've been losing track of things in the fridge during the holidays and I hate it.

and I have been doing a dry January for many years now so no booze spending will help too.

Anyone doing any other challenges? I'm trying to do Apartment Therapy's January Cure and 30 days of Yoga with Adriene, too.

Mongoose

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Re: Uber Frugal January
« Reply #117 on: January 03, 2018, 03:41:23 PM »
Can I count yesterday as a negative spend day? I not only forgot to go to the store but I found $200 when cleaning my home office. That'll go a long ways towards keeping us on budget. We also received several unusual cash gifts...small amounts but all that will add up for our trip at the end of the month not having to be pulled out of savings.

On the flip side, some month in the past I managed to pull some money out of the bank and misplace $200. And I didn't even notice?!?!?!?! That seems...suboptimal...

Bracken_Joy

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Re: Uber Frugal January
« Reply #118 on: January 03, 2018, 03:43:54 PM »
Got $10 in gift cards for studies I'm a part of. Starting the process on contesting a medical bill which will hopefully save me $180. Verified the imagine place was in network for my insurance before going in this morning. Cooking dinner based on what was in the freezer.
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gaja

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Re: Uber Frugal January
« Reply #119 on: January 03, 2018, 04:33:59 PM »
Day 1: $10 for bowling (kids)
Day 2: scheduled grocery run (should cover 14 days): $163, plus windshield fluid; $9 (usually get that cheaper, but ran out on the highway in bad weather)
Day 3: 0

We are following DDís dinner list so far. Today was pasta and tuna, yesterday we were supposed to have fish tacos, but the tortilla were off. So we used some potato wraps instead (ďlompeĒ). The kids liked it, the adults chose to eat a sandwich instead. The shopping trip yesterday was also based on DDís list, and came out $40 below what we normally pay. Partly because she forgot to add snacks and candy to her list. :)

We are tracking the expenses on paper this month. DD has entered all the receipts and categorized them in her notebook. In addition, we got a bill and the first paycheck today, so she has entered the bill into the online banking system, and balanced all the accounts. The next paycheck is up in a few days, and then she can start transferring to savings. It is up to her what she wants to do with it, Iím curious to see whether she wants to put everything towards loans, index funds, buy stocks, or something else completely.
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frooglepoodle

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Re: Uber Frugal January
« Reply #120 on: January 03, 2018, 04:54:53 PM »
Gaja, I love that you are having your daughter manage the budget this month. She will learn so much from doing this!

Day 3: paid a utility bill and a medical bill, DH filled up the gas tank in the car he drives to and from work, and paid the fees for booking a flight with points ($22.40, but will be reimbursed within a few days with the Chase Sapphire Reserve annual travel credit, so does it count?)

I'm making good progress towards eating up the food in the fridge/Christmas leftovers. We are starting to run low on vegetables and I will need to grocery shop tomorrow or Friday.
"Not everything that counts can be counted, and not everything that can be counted counts."

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1967mama

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Re: Uber Frugal January
« Reply #121 on: January 03, 2018, 05:03:46 PM »

On the flip side, some month in the past I managed to pull some money out of the bank and misplace $200. And I didn't even notice?!?!?!?! That seems...suboptimal...

I just found $40 :-/ Happy-sad!

NinetyFour

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Re: Uber Frugal January
« Reply #122 on: January 03, 2018, 05:06:31 PM »
So far so good.

I have not spent anything so far this year.  I have kept myself cooped up at coup's house.  Have been eating food that she either bought for me on 12/26 (thanks, coup!) or directed me to eat from her pantry (yukon gold potatoes--yum!).

I checked my Ting phone bill, which I will pay this month.  It will be $17.61--the lowest it has been since last March.  (When I remember to turn the data off, that helps!)

I will be spending some money to get back home this weekend.  I don't want to ask someone to come and fetch me at the airport, so I will spend $40 on a taxi service.  (The $80 round trip is cheaper (though not by much) than airport parking would have been for 12 days.)

I will aim to get to the airport early so that I can get some free coffee at the United lounge.

Also, on Friday, I might buy some snacks so that I don't have to spend a small fortune on gross airport food.

I am considering cutting out caffeine as soon as I get home.  Also all tea (even the herbal kind).  This would save me $$.  Also, it would mean that I would drink LOTS more water, as that would be my only beverage.  Still pondering...  I do need to drink more water...

I think I have enough food at home to get me through the first week of work.  The only things I might run out and buy are apples and green veggies.

Oh, and I have some automatic charitable contributions ($55) that will occur in January (each month).

Someone did me the huge favor of checking on my house(s) while my tenant and I were both out of town.  I will be spending ~$50 on something as a thank you for her.

Also, I parked my truck/camper at a friend's house so that it would be covered in case of big snowstorms.  I will spend ~$30 on a thank you gift for him.

Other than that, it should be a pretty lean month!!  :)
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ixtap

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Re: Uber Frugal January
« Reply #123 on: January 03, 2018, 05:39:03 PM »
We just seem so off kilter this month. I could not make decisions at the grocery store. Finally, three boxes of ginger snaps and a jar of lemon curd will give me 100 sample servings of a dessert for under $10. My grocery store evidently only has three flavors of icing: vanilla, chocolate and cream cheese, but in three different brands each?

eliza

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Re: Uber Frugal January
« Reply #124 on: January 03, 2018, 05:56:02 PM »
Day 3: Success

Spent $9.21:
  • $1.91 on 100' of non-Christmasy wrapping paper at post-Christmas clearance.  Hopefully this will last a couple years.
  • $7.30 on groceries (will get $.5 back from rebate apps) - Carrots (2lbs), Onions (2), Apple, Head of Lettuce, Cucumber, Cream Cheese (8 oz) and Natural Peanut Butter (15oz)

Frugal Successes:
  • Ate packed food at work and used my K-cups - resisted urge to buy snacks/Starbucks.
  • Stopped at Panera to pick up my free bagel - for some reason they are giving me a free bagel every day this month.  No clue why as I have rarely purchased from there.
  • Stuck to my grocery list.
  • Stopped by the library to pick up books that came in off my hold list.
  • Made a big salad for lunch tomorrow and a small salad to have with dinner.  Pulled a tortilla out of the freezer and going to make simple black bean burrito filling for dinner (and future meals).

Lichen

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Re: Uber Frugal January
« Reply #125 on: January 03, 2018, 07:18:01 PM »
Everyone is doing so well!!

I started a spreadsheet for needs/wants last month (but it's not as cool and detailed as yours, MonsterMonster!) -- that made today's challenge from FW much easier to tackle.

Started winter quarter today and stuck to my resolve to use the free student buss pass instead of paying for a campus parking pass -- even with the sub-freezing temps and icy sidewalks! Luckily, I don't need to buy any books this quarter, since all my classes use the same books as the previous classes in the series. Plus, another no spend day!

Grocery 173.02/400
No spend 3/31
Clothing/gifts 0/0
Entertainment 0/150

horsepoor

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Re: Uber Frugal January
« Reply #126 on: January 03, 2018, 08:57:04 PM »
Called and upgraded shipping on my horse's meds to avoid having to go buy extras from the vet.

This turned into quite the cluster.  After paying $29.95 for overnight shipping due to the pharmacy being slow filling the Rx, UPS had a weather delay and didn't deliver today, so I had to go to the vet and buy 2 days' worth of meds for $74 (minus $10 rebate).  I'll end up needing to purchase extras eventually anyway, but still annoying.  Would have had a no-spend day otherwise.

Tomorrow should will be no-spend though!  I have my lunch packed and will make coffee at work.

allsummerlong

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Re: Uber Frugal January
« Reply #127 on: January 04, 2018, 01:58:41 AM »
Jan 1, 2, & 3 - no spend days. Will have to get a small amt of groceries tomorrow, but no other expenses planned. 2 adult household with cat.

Goal for Jan is:

$725 - Property taxes instalment due
$760 $700 - All other housing expenses & utilities
$915 - Everything else

Total goal: $2340 CAD or ~$1870 USD

Minus semi-annual property tax bill for comparison:

$1615 CAD or $1290 USD.


Edit: lowered expected housing costs (change to expected electricity & phone bill) and calculated total expenses minus property tax as it is a semi-annual bill.
« Last Edit: January 04, 2018, 01:24:43 PM by allsummerlong »

alleykat

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Re: Uber Frugal January
« Reply #128 on: January 04, 2018, 05:16:51 AM »
No purchases during the first 3 days, only bills.  Donít know if I can have a Uber frugal month but I want to see how far I can go. 

Whatís interesting is that I already cancelled an order of a mindless purchase and caught myself on other things I would have picked up if it wasnít so cold outside to get to a store because I didnít want to order products that would possibly freeze.  Awesome.

dlcp

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Re: Uber Frugal January
« Reply #129 on: January 04, 2018, 07:23:22 AM »
Sounds like everyone is killing it! My husband and I have done pretty well.

Jan. 1 - no spend
Jan. 2 - $45.00 charitable giving
Jan. 3 - no spend and on the road home my 11 y/o really wanted fast food. I explained what we are doing this January and said he could pay for it or just wait until we got home in an hour and he chose to wait.

All that is planned today is grocery shopping and my goal for the month is to keep it to less than
$500 this month. I have a lot of basics to buy because we just got back into our house after Harvey, so that's why it's a little high.

Have a great uber frugal day everyone!

Kerowyn

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Re: Uber Frugal January
« Reply #130 on: January 04, 2018, 07:41:17 AM »
1/1: $1150 rent, $95.20 gas
1/2: $42.98 groceries and convenience food
1/3: $5 Planned Parenthood donation (this is a scheduled monthly donation--we have two other $5 monthly donations that will hit the accounts at some point this month)

I should also note that I budgeted $30 for my cell phone bill, but I'm on the family plan and my mom goes into a shared account on no apparent schedule (at least it's not apparent to me!) to get reimbursed, so I don't know whether this month's cell phone payment for me will be $0 or closer to $120.
Kerowyn's musical reference wins the prize for top post today. As in overall, for the whole internet.

http://forum.mrmoneymustache.com/journals/writing-my-way-to-freedom-(kerowyn's-journal)/

haypug16

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Re: Uber Frugal January
« Reply #131 on: January 04, 2018, 08:19:33 AM »
Jan 4 Update

Groceries = $200 ($0/200)
Dining Out = $100 ($0/100)
Entertainment = $50 ($27.48/50) saw The Greatest Showman on New Year's Day, it was fantastic. DH says he'll pay me back for the tickets but until then I'm marking it down
Clothes = $0  ($0/0)
Personal & Household items = $10 ($0/0)
Misc = $75 ($0/0)

So far this month is going well, I know it's early but I'm starting off right.

eliza

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Re: Uber Frugal January
« Reply #132 on: January 04, 2018, 08:43:23 AM »
Snow day here in DC, so I'm unexpectedly working from home.  Going to make it a no leaving the house and a no spend day.  It probably would have been a no getting out of my pajamas day if I had remembered to check OPM status before getting up and showering. 

westtoeast

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Re: Uber Frugal January
« Reply #133 on: January 04, 2018, 09:35:18 AM »
Good job everyone! Happy Snow Day to those of us on the East Coast. Hope y'all keep power!

JAN BUDGET:
Transportation (Bus, Train, Uber) < $100 $8/$100-- This frigid weather is making Uber feel very tempting. Then I saw that thread about biking in below 0 weather and I felt like a wimp. So I'm really holding myself to this goal.
Phone Bill < $30 (fixed) $0/$30
Groceries < $250 $60/$250
Medical < $40 (fixed) $20/$40-- I've had 1 of 2 scheduled appointments, so I should stay on budget for this one.
Fitness < $50 $0/$50-- haven't signed up for any classes yet. Might try and see if I can motivate myself at home. I'm wishing there wasn't a blizzard right now, because I'd love to run outside.
Misc Expenses < $200 $16/$200-- Netflix & Hulu-- I got the Hulu for Handmaid's Tale, forgot to cancel. Oops. I'll get rid of it for next month. Keeping Netflix though!
Clothing = $0 $0/$0
Eating Out = $0
$0/$0-- found that I still have some money on a Chipolte gift card, so I'll use this if I really need a cooking break this month
TOTAL SPENDING GOAL: $675 $104/$675


Bracken_Joy

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Re: Uber Frugal January
« Reply #134 on: January 04, 2018, 10:18:41 AM »
Today will be my first grocery trip(s) of the month. Hitting costco, but have a pretty short list, and no meat or eggs. Only buying a few things, since I'm still waiting to hear from my doctor when I start my meds/medical diet to go along with it. Spending will probably sky rocket at that point since I can eat like... nothing >.< Ughhh. Anyway, I should plan ahead and make a meal plan for that, but have a MASSIVE mental block about it.
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katscratch

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Re: Uber Frugal January
« Reply #135 on: January 04, 2018, 10:45:12 AM »
Jan 1 $0 too cold to grocery shop so ate from the freezer as I should be doing anyway
Jan 2 $120 car battery troubleshooting, new battery, and installation by my kiddo
         $48 taking my kiddo and his gf out for dinner to thank them for spending 3 days in -10 to -15 F fixing my car
Jan 3 $8.81 groceries that should last through the weekend
         $0 at dance night, had tea before going and water while there. Take that, Bulleit Bourbon giving me the sideeye.

I bussed to work all days last week and this week except for today. Chose to sleep an extra hour and drive.
"Life is easy when you have your wants and needs in check and you occupy your time with an outdoor activity to keep yourself well distracted." --Stasher


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Hula Hoop

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Re: Uber Frugal January
« Reply #136 on: January 04, 2018, 11:32:50 AM »
I'm planning a relatively frugal January after 2 weeks of travelling during December that cost a lot.  We need to spend at least some money on the following though:

  • at home simple 6th birthday party for younger daughter.  We usually just buy food and drinks and I make cupcakes for everyone
  • haircut and color for me - I do this around twice a year and it definitely needs to be done now

Not going to buy any clothes for anyone or other unnecessary stuff and we're keeping the food budget low.  No eating out.

littlelykke

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Re: Uber Frugal January
« Reply #137 on: January 04, 2018, 01:16:11 PM »
Day 4:

Spend 15 euro's on groceries. Total spend on groceries: 15/250.

So far so good.

But.... I spend 100 euros on home decor (plants, 1 lamp for beside our bed & some wall decoration). On the upside, I used the 50 euros earned on Craigslist for this. Although I planned this expense, it still feels kinda unnecessary. But since we're selling our house this month & our house looked way too empty, cold & minimalistic in the pictures, we decided to spend it anyway. So before the photographer will take the real pictures of our house to go online, we created some pretty nooks. House looks much prettier overall (not just in the pictures, but in everyday life as well), so all in all I'm really very happy with this spending. Another 50 euros are planned for this purpose as well and that should do it :) Hopefully it'll work & we'll sell our house quickly!


eliza

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Re: Uber Frugal January
« Reply #138 on: January 04, 2018, 01:17:06 PM »
Well, my no spend day was a failure. But, in kind of a good way. 

As I was doing a bit of organizing, I realized I only have ~3 weeks of contact lenses left.  Time to reorder.  And no need to pay for rush shipping (yes, I have been there and done that).  Instead of just reordering from 1-800-contacts which would have been $599 for a year's supply (with a $90 rebate), I did some research.  Ordered a year's supply from CVS for $365.   Also clicked through a portal giving 3 amtrak points/$ (~8.5% rebate) to pad my amtrak account for future trips.

No more spending for the day.  For real this time. 

Bracken_Joy

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Re: Uber Frugal January
« Reply #139 on: January 04, 2018, 01:26:26 PM »
Stopped myself from buying a starbucks gift card, even though cardpool FINALLY got them back in stock, and they're 10.5% off. We go to starbucks so much less now than ever before that I'll just try to delay as long as possible. No planned road trips, which is when we mostly use them.

Costco spending was a little higher than expected, because ziplocks were on sale, and we're running low on gallon size. I picked up sandwich bag size too, but much to my frustration found we have an unopened box of 4 boxes already! And the returns like is BONKERS because of post christmas, so I don't want to return them. Ughhhhhh. I'm sure they'll be used eventually, but not for a long time- we move through them very slowly. Also forgot we needed new coffee, so the trip cost more overall than expected ($62 total, $20.18 of "general household" and ~$42 of groceries).

One more diagnostic procedure Saturday, unsure if my initial deposit to this clinic will cover it or if it'll cost more, we'll see. Still, actually making progress on my health stuff, so that's good.

DH wants new jiujitsu shorts, but has agreed to wait a month. Personally, I'm hoping the work he's been doing around the gym (helping them set up security cameras, and running cable for that) will mean a free month or some free gear or something. We'll see.
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Sun Hat

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Re: Uber Frugal January
« Reply #140 on: January 04, 2018, 02:03:56 PM »
I saved $4 on parking for a meeting downtown by researching the different parking rates before going, and finding spot for $2 instead of $6.

I also stuck to my shopping list for groceries, and will continue plan to eat down my pantry and freezer contents.

This week I also brought my mom to the gym with me for free, as they're doing 5 free drop-in visits this month.

I resisted the urge to buy a book. I may get it next month, but decided to wait and see.
"You need a little bit of insanity to do great things." ~ Henry Rollins

NinetyFour

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Re: Uber Frugal January
« Reply #141 on: January 04, 2018, 04:02:01 PM »
Dang--got hit with an annual fee for a credit card.  They say they won't waive it.  Grrr.  Also, an insurance company hit me with a $7 fee because their use interface was confusing and annoying.  I think I might have success arguing that one, but my first attempt didn't work.  Extra grrr...

I am considering taking myself out to lunch tomorrow at an Indian restaurant here near @couponvan 's house.  (Her DH recommended it.)  I do love me some Indian food, haven't had any for years, and won't have the opportunity again for who knows how long.  And it will probably be good food, because I get the sense that there is a strong Indian community in the area.  And I imagine that lunch will be cheaper than dinner.  Hmm...will ponder, and take a look at what else I will be spending money on this month...
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hal

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Re: Uber Frugal January
« Reply #142 on: January 04, 2018, 04:06:43 PM »
Today was a snow day for me, and tomorrow will be, too. That means it has been easy not to spend money, especially since we meal planned and bought groceries before Jan 1. Today, I got to work on the couch and smell the wonderful food in the slow cooker all day...

Lichen

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Re: Uber Frugal January
« Reply #143 on: January 04, 2018, 04:37:55 PM »
Four days in!

Today was a most excellent day. Didn't spend but came out $150 ahead! I bought new shoes right after Christmas at REI. There was damage to the metal eyelet ring, which shredded the shoelace the first time I pulled them tight. Yesterday I sent in a warranty request to Keen, requesting new laces (I can fix the eyelet with needle nose pliers -- it just wasn't crimped properly). A nice apology email showed up a few minutes ago with a code for $150 off my next purchase, must be used within a year - and I get to keep the shoes! I didn't even spend $150 on the shoes originally because they were 50% off clearance, which Keen could see because I had to send them the receipt. I'd budgeted for new hiking/everyday wear shoes for the younger boy this spring, now he gets them for free. Still going to wait until after snow boot season to get them so he doesn't outgrow the new shoes before he gets a chance to wear them.

Grocery 173.02/400
No spend 4/31
Clothing/gifts 0/0
Entertainment 0/150

Carrie

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Re: Uber Frugal January
« Reply #144 on: January 04, 2018, 05:57:43 PM »
I'm in for a frugal month.
Today I filled the car up for $1.49/gal premium gas, $20 total (used discount on grocery points).  That should be the only time I fill up this month since the only time we drive is to take the kids to school (4mi/day total), and get groceries 1x/week (8 mi round trip).
No spend on 1/1, 1/3; 1/2 was $35 on groceries, 1/4 $20 gas, $43 wine/vodka..... need to work on this one. No spend planned for the next 2 days.

allsummerlong

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Re: Uber Frugal January
« Reply #145 on: January 04, 2018, 06:26:21 PM »
Total spent so far this month: $24

Have only bought a few groceries. Mainly fresh fruits and veggies, bread, and yogurt.

We have been eating leftovers from the holidays, but I will need to do a restocking of a few pantry staples in the next week or so. Going to try to keep it to just the basics that we need (lemons, tahini, olive oil, milk, etc..).

Also hoping to batch cook and freeze some meals this weekend for work nights in jan.

DH is away next week for work, and will have meals, etc... paid for. This is great as when he is away, I eat very simple meals on my own. Often just odds and ends that need to get used up or a big batch of soup that lasts much longer when it's just me.

Have not been turning heat on.... temps are just above freezing. Wearing long johns and warm socks

Laundry day today using my homemade detergent. I did use the dryer for some items, but hung the rest to dry.

Sorted some gift cards we received for Xmas and made plans to maximize their usage... for example, we got 2 Starbucks cards but almost never go out for coffee (and when I do, it's to a locally run cafe, not SB)... will use these to buy coffee beans, reducing our grocery expenses.

Ran out of a facial moisturizer cream that I had been using... decided not to buy again and instead made my own facial serum with rose hip oil, vitamin E oil, and some other natural items I already had at home.

Finally, I also walked to the library today to pick up some DVDs I had on hold, and a few books. Free entertainment for the next little while.
« Last Edit: January 04, 2018, 06:41:24 PM by allsummerlong »

Bee21

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Re: Uber Frugal January
« Reply #146 on: January 04, 2018, 07:42:12 PM »
Took the kids with a friend (and her 2) to a nature reserve for a walk and a picnic. It was great (and free). My friend also volunteered  to look after them the whole day next Tuesday, saving us 170 dollars in childcare fees. I am so grateful. I am also grateful for the kids being cute and well behaved as people keep inviting them over and volunteering to look after them.

Spent 136$ on groceries. A bit higher than planned, but meat was on sale so I stocked up and I am planning to do some batch cooking today.

Not  frugal but fun: the weather looks great so we are doing a long weekend away on the boat. We  have fuel budgeted for this, and we have plenty of drinks a d food, so I guess the 100$ is not bad for 3 days away snorkelling.


jesse_runs_far

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Re: Uber Frugal January
« Reply #147 on: January 05, 2018, 06:40:28 AM »
Still haven't bought any coffee at work! Yesterday was looking like a no-spend day, but I picked up a few veggies and milk in the evening.

Monthly total:
Coffee bought: 0
Grocery spending: $18

alleykat

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Re: Uber Frugal January
« Reply #148 on: January 05, 2018, 06:45:46 AM »
Day 4 - no misc impulse spending.  Awesome. 

What is interesting is what I would have bought mindlessly that I wasnít even looking for but just happened to see. 

frooglepoodle

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Re: Uber Frugal January
« Reply #149 on: January 05, 2018, 06:48:50 AM »
We ended up going out to eat last night due to poor planning on my part, blah. And we'll be eating out for an event with my husband's alumni group this weekend, which we could skip but probably shouldn't.

I got most of next week's grocery shopping done at Aldi for $62, including a few treat items (ice cream and berries). Still need to pick up the last few items at the big grocery store, but grocery spending for the month stands at $133/$400, including our herdshare payment for the month's milk.
"Not everything that counts can be counted, and not everything that can be counted counts."

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