Author Topic: Uber Frugal August  (Read 1322 times)

haypug16

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Uber Frugal August
« on: July 30, 2018, 07:54:08 AM »
I was looking for an Uber Frugal for August but didn't see one so I decided to start one myself :)

The past couple months I have been wearing spendy pants and I need to get my frugal shorts on. My goal is to stay under budget ($2,000) for the month of August. I've been averaging about $2,800 per month which is better than last year but not low enough for my goals.

rachellynn99

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Re: Uber Frugal August
« Reply #1 on: July 30, 2018, 05:54:11 PM »
Oh my goodness- I need to do this so bad! I'll jump on board with this Uber Frugal August.

Philodendron

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Re: Uber Frugal August
« Reply #2 on: July 30, 2018, 09:20:46 PM »
I'm in. Goal is <$1600 for 2 adults. Will be a challenge (annual average is ~$2500/month), but we are in the education field & don't get paid for 2.5 months in the summer. We save up for this every year, but want to keep expenses as low as possible! 

Eating from our garden and much less driving (not working) will definitely help! I also have more time to grocery shop & cook more frugally than in peak busy work season.

zeli2033

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Re: Uber Frugal August
« Reply #3 on: July 31, 2018, 09:05:18 AM »
Posting to say I'll be joining this gauntlet for the month - very excited to pursue some uber frugal goals. I'll update this post later on with the goal amount.

Trifele

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Re: Uber Frugal August
« Reply #4 on: July 31, 2018, 09:35:44 AM »
I'm in!  We  have had a weird past year, with some super high spending on our house build, and I have largely stopped tracking expenses.  I have somewhat lost sight of what an "average" month is for us.  So my goal is to track all non-construction costs carefully, to see what our current basic burn rate is.  I am estimating it at ~$2,500 per month.  We'll see how close I am.  Fun!   

haypug16

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Re: Uber Frugal August
« Reply #5 on: July 31, 2018, 09:46:13 AM »
Welcome rachellynn99, Philodendron, zeli2033, and Trifele

I'm excited to start tomorrow; Some of my plans to stay on track are;

- Bring lunch to work everyday
- Bike to work at least once a week
- Eat food that I already have in the house
- Go out to eat ONCE!!! this month ("normal" is like 2-3 times)
- Flex my frugal muscle by not making any impulse purchases. I have a short list of items I plan on buying this month and will stick to that alone.

After fine tuning my budget with all this in mind I should "easily" hit my goal. Knock on wood nothing hits me out of the blue!


mountain mustache

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Re: Uber Frugal August
« Reply #6 on: August 01, 2018, 07:14:07 AM »
I am in for August! I have a very expensive September planned (surgery, time off work) so my goal is to work as much as possible in August, and spend as little as possible. I also just had surgery in July, so I am paying massive medical bills still, so my total doesn't look super low for the month, but subtract the $600 of those bills, and my goal is to get under $1500 for all other spending.
Small specific goals:
- walk to work 4 out of 5 days
- generate as much extra outside income as possible (dog sitting, selling things)
- do a big bulk shopping trip to make a lot of freezer meals for september
- resist the after work happy hours with friends. Just for this month! I usually allow 2 a month, but I think I can resist.
- No new gear/athletic apparel. This is my weak spot for sure.

Civex

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Re: Uber Frugal August
« Reply #7 on: August 01, 2018, 07:27:30 AM »
I'm kind of in! I'm going to go with a  pretty unmustachian goal of charging less than $1k to my CC this month. I use it for all groceries,gas, phone, etc-so I have somewhere around $250-300 in regular bills. Lately, with summer patio dining, a baby, and everything else I've been floating around $2k/month spend....

I'd like a fairly frugal late summer/early fall because we have a big vacation coming up in November and I want to continue to make headway on my student loan.

To do this:
-One meal a week out
-Less craft beer
-Less impulse buying on amazon

gaja

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Re: Uber Frugal August
« Reply #8 on: August 01, 2018, 07:34:59 AM »
I'm in. The holidays were expensive. Most was within budget, but the food budget blew up. We haven't discussed a budget for August yet, will get back to that later.

bcbaseballman

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Re: Uber Frugal August
« Reply #9 on: August 01, 2018, 07:37:15 AM »
I am in! I am going to strive to stay at $2,500 we normally average right around $3,250. I am also going to try to bring in an addition $1,000 from side hustles this month I normally only average  around $500. Last month I bought way more groceries than I ever should have so I am going to try to get by with just what's in the cabinets and only buy milk/meat this month. I hope that DW will help out with this! She can be a spendy pants at times.

Good Luck everyone!

SquashingDebt

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Re: Uber Frugal August
« Reply #10 on: August 01, 2018, 08:15:12 AM »
I'm in!  My monthly spending goal is also $2000, but I haven't hit it in awhile.  So far I don't have much scheduled this month, so it's a good opportunity for a reset.  I also have an ambitious savings goal for the rest of 2018, and it would be great to make a lot of progress towards it in August.

Goals:

- Use what I have and avoid the urge to stock up on stuff (food, toiletries, etc.) just because there's sales.  The sales will come around again.
- Eating out only to further my friend-making quest.  No eating out/fast food alone.
- No impulse buying. 

haypug16

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Re: Uber Frugal August
« Reply #11 on: August 01, 2018, 08:40:44 AM »
So happy to see you all join the challenge! Here's to a Frugal August.

Today I only plan on spending money on a few grocery items and renewing my car's registration.


soccerluvof4

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Re: Uber Frugal August
« Reply #12 on: August 01, 2018, 10:40:40 AM »
I'm in but Im going to word it this way. My goal is to beat my monthly budget by 1500$ since I am fire'd but still have kids at home etc.. July I beat it by 1100$ and August through end of year is usually when my expenses are higher due to sport traveling and visiting kids in college.

OmahaSteph

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Re: Uber Frugal August
« Reply #13 on: August 01, 2018, 11:43:45 AM »
Totally in! I've budgeted everything in Mint, and I'm hoping to keep the "Everything Else" category at the bottom to a minimum. Going to make a list of things I'm NOT going to buy, plus a list of things I AM allowed to buy. The garden should really put out a lot this month, so that helps, but back to school can be expensive (Join the PTA! Buy the school's newly designed T-shirt! Field trip next week!).

Looking forward to reading everyone's goals and suggestions!

Philodendron

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Re: Uber Frugal August
« Reply #14 on: August 03, 2018, 11:50:01 AM »
Spending so far:
Aug 1 - $8 fresh veg/grocery +$16 canning supplies (pectin, lids)
Aug 2- no spend.
Aug 3 - no spending planned. But may have to run to grocery store for a few fresh items,  ~$10-12.

I made 24 jars of jam and chutney this week. There is an outlay of $ at the beginning, but the overall cost is less than half of buying equivalents throughout the year. I stash away salsas, jams, chutneys, pickles, relishes, etc....

Making 4L of veggie chilli today. Will freeze some. Using frozen, garden, and past their prime veggies, as well as some frozen beans that I had made from dried earlier.

We do have some planned spending happening later this month - a lot of birthdays, anniversaries, visitors, etc.... and we do tend to spend a lot on gifts for others.... (mostly experiences, etc). Will try to keep this in check. All that homemade jam makes a great gift with a little embellishment ;)

haypug16

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Re: Uber Frugal August
« Reply #15 on: August 03, 2018, 12:07:12 PM »
Nice job Philodendron. How is everyone else doing during the first few days.

I have spent $268.04 of my $2,000 budget $1,731.96 left for the month. Everything spent was planned so I'm happy about that. I still think I can come in under $2,000

8/3 - $268.04/$2,000

Trifele

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Re: Uber Frugal August
« Reply #16 on: August 03, 2018, 12:45:14 PM »
We are using this challenge to measure our 'normal' base living expenses, which we have not tracked in a while.  So far:

8/1 -- $0
8/2 -- $0
8/3 -- $110 on a month long music class for kiddo; donated another $110 to the program (an awesome nonprofit).  Both planned/known expenses.

Nothing planned for tomorrow -- just working at home in the garden.  Sunday is grocery shopping day, so will have a pretty big spend then.


gillhamface

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Re: Uber Frugal August
« Reply #17 on: August 03, 2018, 02:28:37 PM »
It is a couple days into August but I'm joining, too. And this is my first MMM forum post, so hello. :)

My goal is to stay under $1800 for the month. Really going to focus on reducing my booze intake, farmer's market every weekend with a cash budget going in, and not making unplanned purchases. So far:

8/1 -- $3.10
8/2 -- $53.35
8/3 -- $0
Total: $56.45/$1800

Trifele

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Re: Uber Frugal August
« Reply #18 on: August 05, 2018, 08:40:05 AM »
Update:

8/1 -- $0
8/2 -- $0
8/3 -- $110 on a month long music class for kiddo; donated another $110 to the program (an awesome nonprofit).  Both planned/known expenses.
8/4 -- $0
8/5 -- $148 groceries (includes beer)
      -- $10 household items (garbage bags, sponges, etc.)

Total spent so far this month -- $378.

$148 is about an average week's grocery spend for us (family of four, 2 teenagers).  We might be able to get that down without sacrificing quality, but will take some work.   

This coming week I will be on the road for work, and DH will be gone on an annual road trip visit to relatives.  Will be a very odd week, spending-wise. I will actually make money on my work trip costs, as travel/hotel are covered and I receive a generous additional food per-diem that I never spend.  DH will have fairly high (unreimbursed) expenses due to an unavoidable hotel stay.   

Philodendron

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Re: Uber Frugal August
« Reply #19 on: August 05, 2018, 09:40:30 AM »
It is a couple days into August but I'm joining, too. And this is my first MMM forum post, so hello. :)

Welcome! :)

Great work so far, everyone!

My total goal is <$1600 (or ~$1230 USD)
Taking out all bills:
$402 Housing
$197 Internet / Phones *We actually have very basic phones... Canada is expensive for communications :(
$11 Netflix
= $610
1600-610 = $990 Remaining for August


Spent so far:
$35 - Groceries
$40 - Canning & garden supplies
$29 - Gifts *This is the category I am most worried about this month
=104/990  ($886 Remaining)


Frugal wins:
Biking ~20km to an event tonight to avoid parking fees and gas.
Eating huge vat of chilli I made earlier this week
Going for hikes / walks locally every day for entertainment & exercise
DIY house cleaning & maintenance, using natural cleaners I made.
Hanging laundry to dry - it's HOT.
« Last Edit: August 05, 2018, 09:44:37 AM by Philodendron »

Trifele

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Re: Uber Frugal August
« Reply #20 on: August 05, 2018, 10:30:18 AM »
Belated hello and welcome to @gillhamface!  I missed that this was your first post.  :)

bcbaseballman

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Re: Uber Frugal August
« Reply #21 on: August 05, 2018, 08:52:10 PM »
Ok here is my first week of spending goal is $2500 for everything.
8/1: $727 ( mortgage)
8/2:  $20 ( groceries)
8/3: $102 (insurance)
8/4: $0
8/5: $17 (groceries/new bike tube)

Week total: $866
Remaining balance: $1634

mountain mustache

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Re: Uber Frugal August
« Reply #22 on: August 05, 2018, 09:06:02 PM »
My first week of the month is always a killer. The rest of the month I just try to basically spend almost no money

8/1- Health Insurance ($345) Rent ($500)
8/2- Financed medical bill payment ($202.00),
8/4- Another financed medical bill payment ($79), had friends from out of town visit, so we went out to lunch ($15) which is half of my "restaurant" budget for the month. Yes I live in a town where everything is super expensive! Which is why I usually never eat out!
8/4- Forgot, I had a low tire and turns out there was a nail in it. Had to get it fixed ($25)
8/5- Groceries ($15), Gas ($10)

Total- $1191.00 Ugh, it always sucks to see that total so early in the month! But, all thats remaining to have to spend on is groceries, gas, and one more medical bill payment of $222




haypug16

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Re: Uber Frugal August
« Reply #23 on: August 06, 2018, 09:11:30 AM »
So far so good here. I've been staying within my budget totals but I know it's still early yet.

Running Total
8/3 - $268.04/$2,000
8/6 - $386.38/$2,000

I have $1,613.62 left of my $2,000 budget and with Mortgage and Utilities and Medical/Dental insurance will eat up a good $800 or so. Leaving me with $800 left for everything else which should definitely be doable.

AFrugalGuy

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Re: Uber Frugal August
« Reply #24 on: August 06, 2018, 09:26:43 AM »
I'm in! My goal is to see how far I can increase my monthly savings through frugality. So far, I am on track for $5,150 - anything above $5k is ideal (monthly net income is $7,901.98).

haypug16

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Re: Uber Frugal August
« Reply #25 on: August 08, 2018, 01:53:40 PM »
Running Total
8/3 - $268.04/$2,000
8/6 - $386.38/$2,000
8/8 - $1,248.89/$2,000 (Mortgage, Ins, Utilities)

$751.11 left in the budget for the month and I don't have much planned spending for the rest of the month. Mostly just food and a few other bills that haven't come through yet.

gillhamface

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Re: Uber Frugal August
« Reply #26 on: August 08, 2018, 02:29:46 PM »
8/1 -- $3.10 date night supplies!
8/2 -- $53.35 monthly gym membership ($30) & groceries ($23.35)
8/3 -- $0 yay!
8/4 -- $0 yay!
8/5 -- $22.45 groceries
8/7 -- $51.59 date night supplies and costco staples
Total: $130.49/$1800

This is a much better start than I have had in many months.  We also have a lot of good food to last us through the month other than fresh fruit/veg.

Trifele

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Re: Uber Frugal August
« Reply #27 on: August 12, 2018, 08:56:53 AM »
Update:

8/1 -- $0
8/2 -- $19 kids' allowance
8/3 -- $110 on a month long music class for kiddo; donated another $110 to the program (an awesome nonprofit).  Both planned/known expenses.
8/4 -- $0
8/5 -- $148 groceries (includes beer)
      -- $10 household items (garbage bags, sponges, etc.)
8/6 -- $0
8/7 -- $35 Consumer Reports annual membership fee.
8/8 -- $33 Cell phone
8/9 -- $15 watch battery
      -- $26 unplanned gifts
      -- $19 kids' weekly allowance
8/10 - $0
8/11 - $10 dump fee
        - $4 video rental
8/12 - $184 groceries (includes beer)
 
Total spent so far this month -- $723/ estimated $2500

Full disclosure -- DH just returned from his annual trip to visit relatives, and it was $1,132 all in (1 week hotels, gas, food).  If we allocate all of this to August, then we are at $1855 already, and our monthly spending will end up higher than average.  Still deciding how to deal with annual costs. 

bcbaseballman

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Re: Uber Frugal August
« Reply #28 on: August 13, 2018, 07:23:27 AM »
Ok here is my first week of spending goal is $2500 for everything.
8/1: $727 ( mortgage)
8/2:  $20 ( groceries)
8/3: $102 (insurance)
8/4: $0
8/5: $17 (groceries/new bike tube)

Week total: $866
Remaining balance: $1634

8/6: $385 (Medicine, Car Payment)
8/7: $0
8/8: $94 (Water Bill, Internet)
8/9: $12 (Groceries)
8/10: $0
8/11: $0
8/12: $14 (Groceries)

Was a good week here! I have also brought in an addition $370 so far this month from my side hustle.

Week Total: $505
Remaining Balance: $1129
« Last Edit: August 13, 2018, 12:55:27 PM by bcbaseballman »

gillhamface

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Re: Uber Frugal August
« Reply #29 on: August 13, 2018, 07:58:42 AM »
8/1 --  $3.10 date night supplies!
8/2 --  $53.35 monthly gym membership ($30) & groceries ($23.35)
8/3 --  $0
8/4 --  $0
8/5 --  $22.45 groceries
8/7 --  $51.59 date night supplies and costco staples
8/8 --  $0
8/9 --  $27.95 netflix & unnecessary drinking out
8/10 -- $0
8/11 -- $32.5 groceries for the week
8/12 -- $17.04 drinking for boat day

Total: $207.98/$1800

haypug16

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Re: Uber Frugal August
« Reply #30 on: August 13, 2018, 08:10:01 AM »
Glad to see everyone doing well and sticking with it. The month is nearly half over;

Running Total
8/3 - $268.04/$2,000
8/6 - $386.38/$2,000
8/8 - $1,248.89/$2,000 (Mortgage, Ins, Utilities)
8/13 - $1,504.20/$2000

$495.80 left for the month. The only bill left for the month is the cellphone so the remaining funds are for groceries and gas basically. No other planned spending for the month.

haypug16

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Re: Uber Frugal August
« Reply #31 on: August 17, 2018, 11:01:24 AM »
Running Total
8/3 - $268.04/$2,000
8/6 - $386.38/$2,000
8/8 - $1,248.89/$2,000 (Mortgage, Ins, Utilities)
8/13 - $1,504.20/$2,000
8/17 - $1,680.45/$2,000

$319.55 left in the budget and no bills to pay :) This should be my lowest spending month for the year so far. I hope to do another Frugal September. My Mustachian muscles were getting a little weak during the first half of the year and I really need to be able to have my yearly spending down to $24K if I'm going to FIRE on schedule.

How is everyone else doing? Only 2 more weeks left :)

Trifele

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Re: Uber Frugal August
« Reply #32 on: August 18, 2018, 05:14:39 AM »
Update:

8/1 -- $0
8/2 -- $19 kids' allowance
8/3 -- $110 on a month long music class for kiddo; donated another $110 to the program (an awesome nonprofit).  Both planned/known expenses.
8/4 -- $0
8/5 -- $148 groceries (includes beer)
      -- $10 household items (garbage bags, sponges, etc.)
8/6 -- $0
8/7 -- $35 Consumer Reports annual membership fee.
8/8 -- $33 Cell phone
8/9 -- $15 watch battery
      -- $26 unplanned gifts
      -- $19 kids' weekly allowance
8/10 - $0
8/11 - $10 dump fee
        - $4 video rental
8/12 - $184 groceries (includes beer)
        - $42 jump park (planned reward to kids for some extra work they did)
        - $94 [monthly apportionment of annual trip to visit Relative S]
8/13 - $91 car insurance [monthly apportionment]
8/14 - $39 chicken feed;
        - $6 pine shavings
8/15 - $14 bacon;
        - $16 newspaper
8/16 - $5 bulk lentils
        - $9 beer
8/17 - $211 electric
        - $65 internet
8/18 - $19 kids' allowance

Total:   $1,334/estimated $2,500

Hope you have a nice weekend everyone!