Author Topic: Target FIRE: 2017  (Read 97221 times)

markbike528CBX

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Re: Target FIRE: 2017
« Reply #800 on: February 17, 2017, 08:06:49 AM »
dabears847:

Just pulled the plug?  No story (epic or otherwise) for our entertainment?
Congratulations of course (and jealousy too).

dabears847

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Re: Target FIRE: 2017
« Reply #801 on: February 17, 2017, 09:47:28 AM »
Epic, somewhat.

I envisioned a mariachi band or some sort of big I quit, fu... but I chickened out. I was offered a package. I loved the job but the boss was something else, glad to be free, just need to detox from the high level of stress.




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Re: Target FIRE: 2017
« Reply #802 on: February 17, 2017, 10:13:48 AM »
So it is official, I'm part of the 2017 FIRE club. Please add me to the list for those confirmed that have pulled the plug.

Congratulations dabears847!
FIRE'd on January 4, 2017

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Re: Target FIRE: 2017
« Reply #803 on: February 17, 2017, 10:14:26 AM »

Threshkin                October 31, 2016  Confirmed
Metta            (at 55) January 1, 2017   Confirmed
MrsWhipple       (at 32) January 1, 2017   Confirmed
FIRE me                  January 3, 2017   Confirmed
FrugalAussie             January 4, 2017   Confirmed
Zineth           (at 49) January 27, 2017  Confirmed
MarciaB          (at 55) January 31, 2017  Confirmed
MsGreenStash     (at 51) February 1, 2017  Confirmed
dabears847               February 17, 2017 Confirmed
Dragoncar                March 1, 2017
Cottonswab       (at 30) March 1, 2017
Easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
Oblivo                   March 31, 2017
John Doe         (at 50) April 1, 2017     Part time
Daisy            (at 48) April 28, 2017
oneyearfromnow           April 28, 2017
freedom47                April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro    (at 43) May 1, 2017       Part time
Remote_Landlord  (at 39) May 8, 2017
Penguin159               May 12, 2017
Rachael Talcott  (at 42) May 21, 2017
BNgarden         (at 58) May 24, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite      (at 27) June 1, 2017
Romag                    June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Rahby1us                 June, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb        (at 35) July 3, 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
MonkeyJenga      (at 31) Fall 2017
Zephyr911        (at 39) Fall 2017
SachaFiscal      (at 41) December 1, 2017   
Jim2001                  December 31, 2017
Mf3333           (at 56) MIA
SwordGuy         (at 59) OMY
Mrs. SwordGuy            OMY
Noble_goal               OMY
JoJo             (at 43) OMY - 70% time
FIRE'd on January 4, 2017

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Re: Target FIRE: 2017
« Reply #804 on: February 17, 2017, 10:23:18 AM »
How does health insurance in Canada work for FIRE people? Do you pay, is it free, or what?

Health care is universally free (there aren't real private hospitals in the country), but we need insurance to cover prescription drugs. In some provinces like Quebec, the insurance is mandatory and the premium is the same regardless of age. For instance my parents pay about 600$ each per year for the drug insurance and part of it is refunded through the tax system (when elligible due to low revenues).

I'm sure the Canadian is not perfect. Nonetheless I wish the USA would adopt your system. Or maybe Japan's, I hear their system is very good too.

It won't be happening of course. The for profit drug companies, the for profit hospitals, and the for profit insurance companies have far too much power in Washington for that to ever happen.
FIRE'd on January 4, 2017

jack06

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Re: Target FIRE: 2017
« Reply #805 on: February 17, 2017, 07:24:37 PM »
How does health insurance in Canada work for FIRE people? Do you pay, is it free, or what?

Health care is universally free (there aren't real private hospitals in the country), but we need insurance to cover prescription drugs. In some provinces like Quebec, the insurance is mandatory and the premium is the same regardless of age. For instance my parents pay about 600$ each per year for the drug insurance and part of it is refunded through the tax system (when elligible due to low revenues).



I'm sure the Canadian is not perfect. Nonetheless I wish the USA would adopt your system. Or maybe Japan's, I hear their system is very good too.

It won't be happening of course. The for profit drug companies, the for profit hospitals, and the for profit insurance companies have far too much power in Washington for that to ever happen.

Oh, it isn't perfect, far from it. Waiting times can be quite long if you happen to have a minor condition. Sometimes I wish I could pay to be on a fast track. Most of the time, I just skip the hospitals. Never been there in the last 10 or 15 years. The hospitals don't really want to see you if you don't have a life-threatening or serious condition. There are private clinics for non urgent stuff, if you just want to consult a physician to get a drug prescription, but they usually don't provide urgent care. Even if they are private owned, these clinics are still funded by the government, since the system is generally a "single payer" system.

Universally "free" means that tax payers subsidize non tax payers. I'm okay with that though, like most Canadians I suppose. But everybody I know who went working in the US said how comfortable and great the hospitals were compared to ours. That said, they are high income earners, their employers provided the health insurance and they worked in wealthy areas (San Francisco or Boston), so I suppose your mileage may vary based on your income and the region where you live.

FrugalAussie

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Re: Target FIRE: 2017
« Reply #806 on: February 20, 2017, 04:15:52 PM »
I now have a final date, my last day of work will be 20 April.  The final push came from meeting Arebelspy and family who have just visited with Mustachians in Western Australia.  They're a great example, travelling the world, loving their life, no regrets.  Thanks Joe and Ali.

Music Festival 21-24 April, recuperation from work for a month then a 5 week trip to Canada via California and the Grand Canyon.  We're having a house (the 'retirement home') built this year so that will keep us busy, then next year moving in and getting the garden established, with quite a bit of travel too. We also have a close friend retiring in October (at 65) so we'll have some good company. I'm pretty sure, despite the occasional pang of loss for my previous work, colleagues and professional identity, I can move on and enjoy the time that I've liberated and the emotional energy I'll have for other challenges.

The few people we've told are flabbergasted, asking "what will you do all day"?  Another is implying we're selfish for not giving excess funds to our kids. Once again, people are projecting their own values and worries about early retirement, going against the flow, on to us.  To quote my Irish partner "F**k the begrudgers"

So, it's done!

Thanks again to MMM and forum contributors.  The hours and hours I've spent reading the blog posts, comments and forum have kept me focused on getting FIRE'd. Except for my partner, there is not one person in my family or circle of friends who are doing or planning what we've achieved. It can be difficult and isolating to be the exception so finding a like minded community has been a great blessing.

Freedom17

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Re: Target FIRE: 2017
« Reply #807 on: February 20, 2017, 04:28:44 PM »
Quote

Threshkin                October 31, 2016  Confirmed
Metta            (at 55) January 1, 2017   Confirmed
MrsWhipple       (at 32) January 1, 2017   Confirmed
FIRE me                  January 3, 2017   Confirmed
Zineth           (at 49) January 27, 2017  Confirmed
MarciaB          (at 55) January 31, 2017  Confirmed
MsGreenStash     (at 51) February 1, 2017  Confirmed
dabears847               February 17, 2017 Confirmed
Cottonswab       (at 30) March 1, 2017
Dragoncar                March 15, 2017
Easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
Oblivo                   March 31, 2017
John Doe         (at 50) April 1, 2017     Part time
FrugalAussie             April 20, 2017
Daisy            (at 48) April 28, 2017
oneyearfromnow           April 28, 2017
freedom47                April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro    (at 43) May 1, 2017       Part time
Remote_Landlord  (at 39) May 8, 2017
Penguin159               May 12, 2017
Rachael Talcott  (at 42) May 21, 2017
BNgarden         (at 58) May 24, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite      (at 27) June 1, 2017
Romag                    June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Rahby1us                 June, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb        (at 35) July 3, 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
MonkeyJenga      (at 31) Fall 2017
Zephyr911        (at 39) Fall 2017
SachaFiscal      (at 41) December 1, 2017   
Jim2001                  December 31, 2017
Mf3333           (at 56) MIA
SwordGuy         (at 59) OMY
Mrs. SwordGuy            OMY
Noble_goal               OMY
JoJo             (at 43) OMY - 70% time

« Last Edit: February 20, 2017, 04:52:49 PM by Freedom17 »



dragoncar

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Re: Target FIRE: 2017
« Reply #808 on: February 20, 2017, 04:38:38 PM »
Gave notice, but exact date is up in the air because I agreed to be flexible on finishing some projects that can't be easily transferred.  Hopefully mid-march, but if they want to continue paying me a little longer for very little work I won't complain about that either

zephyr911

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Re: Target FIRE: 2017
« Reply #809 on: February 22, 2017, 01:45:35 PM »
Haven't given notice either, and still have a lot of things up in the air, but somewhere between June and November is my working range. I've been really fed up lately and having crazy thoughts, like quitting even if I have to cash out substantial retirement funds, etc... doing my best to just keep a level head and analyze all options as coldly as possible.

My SEPP level right now would only be about $10K a year, but I'm probably about to jump up to almost $20k/yr in reserve pay - plus, I can volunteer for extra duty if things get tight.

My 2nd startup (on the books since last July, but just now taking off) is starting to attract a lot of investor interest, and while the near-term income has been put on hold, I should be able to bill some labor to it soon. All in all, lots of ways to get the required income level without the bureaucracy. I'm feeling good.
I am not a cog. I am an organizational lubricant.

Metta

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Re: Target FIRE: 2017
« Reply #810 on: March 01, 2017, 10:47:32 AM »
So it is official, I'm part of the 2017 FIRE club. Please add me to the list for those confirmed that have pulled the plug.

Congratulations Dabears! I hope you will come back and let us know how it is going once you have rested.

As for me, my second month as a free person flew by. My house is cleaner. I am making progress on my book. My relationship with my husband is better than ever. Doctor/Dentist appointments continue to be part of my life but I fully expect that we will be done, done, done with all that by mid to late March.

We start traveling again in early April and will be various places from April through September: Bloomington, Nashville, Denver, Santa Fe, Albuquerque, Nashville, Warwick. Except for Santa Fe and Albuquerque, all of the trips are related to family or research or writing. Now that I am no longer going into the office each day and have freedom to write, hike, and cook to my heart's content, I find that travel is not all that enticing. I feel somewhat burdened by the idea of all these trips (except for Albuquerque and Santa Fe). My husband expects me to get over my travel reluctance sometime in 2018. Of course, if he was offering Crete instead of Bloomington, Indiana, I might feel less burdened and more excited.

I had planned to organize a murder mystery party for March (and write the murder mystery) as a celebration of my freedom. At this point, it seems like I am not ready to do that yet. Having time to do things at my own pace, to be lazy when I feel lazy, to be productive when I feel productive continues to feel amazing. Leisure is the ultimate luxury.

I hope other members of the class of 2017 will pop in and let us know how freedom is working out for them!

Good luck to all the rest of the class! May your coffers fill up and your freedom day arrive swiftly.

Cookie78

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Re: Target FIRE: 2017
« Reply #811 on: March 01, 2017, 11:30:15 AM »
So it is official, I'm part of the 2017 FIRE club. Please add me to the list for those confirmed that have pulled the plug.

Congratulations Dabears! I hope you will come back and let us know how it is going once you have rested.

As for me, my second month as a free person flew by. My house is cleaner. I am making progress on my book. My relationship with my husband is better than ever. Doctor/Dentist appointments continue to be part of my life but I fully expect that we will be done, done, done with all that by mid to late March.

We start traveling again in early April and will be various places from April through September: Bloomington, Nashville, Denver, Santa Fe, Albuquerque, Nashville, Warwick. Except for Santa Fe and Albuquerque, all of the trips are related to family or research or writing. Now that I am no longer going into the office each day and have freedom to write, hike, and cook to my heart's content, I find that travel is not all that enticing. I feel somewhat burdened by the idea of all these trips (except for Albuquerque and Santa Fe). My husband expects me to get over my travel reluctance sometime in 2018. Of course, if he was offering Crete instead of Bloomington, Indiana, I might feel less burdened and more excited.

I had planned to organize a murder mystery party for March (and write the murder mystery) as a celebration of my freedom. At this point, it seems like I am not ready to do that yet. Having time to do things at my own pace, to be lazy when I feel lazy, to be productive when I feel productive continues to feel amazing. Leisure is the ultimate luxury.

I hope other members of the class of 2017 will pop in and let us know how freedom is working out for them!

Good luck to all the rest of the class! May your coffers fill up and your freedom day arrive swiftly.


Wow, that sounds amazing!

zephyr911

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Re: Target FIRE: 2017
« Reply #812 on: March 01, 2017, 12:04:36 PM »
OMG you guys, I got so pissed off at work that I called in sick at lunch and am in bed.
All the coping mechanisms I've ever learned in 6.5 years of this job are gradually failing me. The only upside is increased motivation to overcome all challenges and reach my goal.
I am not a cog. I am an organizational lubricant.

MarciaB

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Re: Target FIRE: 2017
« Reply #813 on: March 01, 2017, 12:09:41 PM »
OMG you guys, I got so pissed off at work that I called in sick at lunch and am in bed.
All the coping mechanisms I've ever learned in 6.5 years of this job are gradually failing me. The only upside is increased motivation to overcome all challenges and reach my goal.

Wow - what happened??

zephyr911

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Re: Target FIRE: 2017
« Reply #814 on: March 01, 2017, 07:32:53 PM »
OMG you guys, I got so pissed off at work that I called in sick at lunch and am in bed.
All the coping mechanisms I've ever learned in 6.5 years of this job are gradually failing me. The only upside is increased motivation to overcome all challenges and reach my goal.

Wow - what happened??
The funny thing is, nothing terrible happened today. Just another meeting where muddled thinking by ambitious, highly paid senior leaders wasted tons of man-hours and I was stuck in a silent facilitating role, inwardly mourning the fact that nobody has the balls to tell the emperor he has no clothes... least of all me. Took up the first half of the day (setup/conduct/breakdown) and by the time I was done returning all my gear to my workspace, all I could think about was leaving.

It's just been a steady deterioration over the last few months. We're in regime #4 since I got here, and I thought I could handle it all. I would surmise two things. First, I've developed a much better sense of how things should run, by observing, participating and studying, so I pick up a lot more on the failures. Second, setting and sprinting toward financial goals, and building up two startups on the side, have dramatically increased my sense of self-worth... makes it harder to swallow being sidelined in a trivial role where my expertise is wasted.

I mean, I literally made myself a CEO as a side job... makes it harder to stomach being a daytime lackey watching the processes I support get more labor-intensive and less productive in the name of strategy. Most of these people wouldn't know strategy if it drove a tank through their living room. My five-figure LLC is doing a better job matching instruments of power to policy goals.

And, that's pretty much all the ranting I need to do today... LOL. I just need to make it happen... nobody will do this for me.
I am not a cog. I am an organizational lubricant.

Freedom17

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Re: Target FIRE: 2017
« Reply #815 on: March 01, 2017, 07:56:22 PM »
It's funny. I actually had a negative comment from a tech lead once that said I like to point out that the emperor has no clothes. When that becomes a criticism it tells you something about the health of an organization. Have you considered giving less of a f%#k? As I've gradually become more financially independent I've become less inhibited and more loose speaking my mind more frankly to people. If they can't handle it it's their problem. It's been extremely liberating and a surprising but welcome side effect is that professionally things have actually gone much better for me as well. At the end of the day people respond to strength and confidence and quickly follow.
« Last Edit: March 01, 2017, 07:57:58 PM by Freedom17 »



zephyr911

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Re: Target FIRE: 2017
« Reply #816 on: March 01, 2017, 08:16:40 PM »
It's funny. I actually had a negative comment from a tech lead once that said I like to point out that the emperor has no clothes. When that becomes a criticism it tells you something about the health of an organization. Have you considered giving less of a f%#k? As I've gradually become more financially independent I've become less inhibited and more loose speaking my mind more frankly to people. If they can't handle it it's their problem. It's been extremely liberating and a surprising but welcome side effect is that professionally things have actually gone much better for me as well. At the end of the day people respond to strength and confidence and quickly follow.

Most of the current trouble stems from the personal ambitions of the head guy in the building, and I honestly think he doesn't care if it's effective as long as it gets him some publicity in DC.
I do spend a lot of time talking with my boss (and his boss) about how misguided and counterproductive all this exhausting process change has been, and continues to be, but that's about as far as it's gone so far. It's a military organization so it would go pretty badly for me if I went beyond that level uninvited.
My worst case departure is 6-8 months at this point, and I could tie up loose ends and bugger off in more like 2-4 if I really needed to, so it is what it is.
I'm 100% with you on the zero-fucksgiving. I really need to develop that skill.
I am not a cog. I am an organizational lubricant.

Freedom17

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Re: Target FIRE: 2017
« Reply #817 on: March 01, 2017, 09:07:06 PM »
It's funny. I actually had a negative comment from a tech lead once that said I like to point out that the emperor has no clothes. When that becomes a criticism it tells you something about the health of an organization. Have you considered giving less of a f%#k? As I've gradually become more financially independent I've become less inhibited and more loose speaking my mind more frankly to people. If they can't handle it it's their problem. It's been extremely liberating and a surprising but welcome side effect is that professionally things have actually gone much better for me as well. At the end of the day people respond to strength and confidence and quickly follow.

Most of the current trouble stems from the personal ambitions of the head guy in the building, and I honestly think he doesn't care if it's effective as long as it gets him some publicity in DC.
I do spend a lot of time talking with my boss (and his boss) about how misguided and counterproductive all this exhausting process change has been, and continues to be, but that's about as far as it's gone so far. It's a military organization so it would go pretty badly for me if I went beyond that level uninvited.
My worst case departure is 6-8 months at this point, and I could tie up loose ends and bugger off in more like 2-4 if I really needed to, so it is what it is.
I'm 100% with you on the zero-fucksgiving. I really need to develop that skill.

I find it helps to scale into it. Like care 90%, then 80% and so on. It progresses rapidly from there.




dragoncar

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Re: Target FIRE: 2017
« Reply #818 on: March 01, 2017, 09:15:16 PM »
It's funny. I actually had a negative comment from a tech lead once that said I like to point out that the emperor has no clothes. When that becomes a criticism it tells you something about the health of an organization. Have you considered giving less of a f%#k? As I've gradually become more financially independent I've become less inhibited and more loose speaking my mind more frankly to people. If they can't handle it it's their problem. It's been extremely liberating and a surprising but welcome side effect is that professionally things have actually gone much better for me as well. At the end of the day people respond to strength and confidence and quickly follow.

Most of the current trouble stems from the personal ambitions of the head guy in the building, and I honestly think he doesn't care if it's effective as long as it gets him some publicity in DC.
I do spend a lot of time talking with my boss (and his boss) about how misguided and counterproductive all this exhausting process change has been, and continues to be, but that's about as far as it's gone so far. It's a military organization so it would go pretty badly for me if I went beyond that level uninvited.
My worst case departure is 6-8 months at this point, and I could tie up loose ends and bugger off in more like 2-4 if I really needed to, so it is what it is.
I'm 100% with you on the zero-fucksgiving. I really need to develop that skill.

I find it helps to scale into it. Like care 90%, then 80% and so on. It progresses rapidly from there.



Nobody steal my idea.  I'm going to register howmanyballoons.com

You go there, tell it how much you weigh and it tells you how many standard balloons you need to fly.

Monetizing will be trivial.

MandyM

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Re: Target FIRE: 2017
« Reply #819 on: March 02, 2017, 06:40:22 AM »
It's funny. I actually had a negative comment from a tech lead once that said I like to point out that the emperor has no clothes. When that becomes a criticism it tells you something about the health of an organization. Have you considered giving less of a f%#k? As I've gradually become more financially independent I've become less inhibited and more loose speaking my mind more frankly to people. If they can't handle it it's their problem. It's been extremely liberating and a surprising but welcome side effect is that professionally things have actually gone much better for me as well. At the end of the day people respond to strength and confidence and quickly follow.

A friend of mine once had trouble at work because he told another department that "their baby was ugly." He was right and he proved it to them, but nobody wants to hear that.

I've always had a somewhat irreverent attitude towards my superiors and I think it has generally helped me. I am respectful, but I'm not going to put them on a pedestal or treat them all that much differently than other coworkers. One of my first managers cautioned me to toe the line between assertive and aggressive, ha.

I feel your pain though zephyr - I am basically in agony at work as I swim through an ocean of bs. And truthfully - I have a pretty great job. Good boss, good company, decent projects. But sitting through meetings on our company's "branding" is soul crushing. I was originally planning to go PT this summer and work 3 days per week for ~year...but I am leaning towards quitting outright in 2017. Hoping to hold on until about Sept for various reasons.
"Freedom lies in being bold." -Robert Frost

Financial Ascensionist

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Re: Target FIRE: 2017
« Reply #820 on: March 02, 2017, 03:47:19 PM »
I have the total opposite reaction as Zephyr.  When I see something that does not make any sense, I want to care, but them I look at the top of the page in my note where I have written the numbers of days I have left and I am immediately filled with peace knowing that I can bend like the reed and let the wind go passed me this problem is going to stop being mine imminently and since I can't do anything about it now, why bother keeping it on my mind.  I sometimes feel like I should give one last push and fix as many things as possible in the organization before I go, but these aspirations are very short lived now.  Only 90 days left, better spend them putting my focus on which of the free snacks I enjoy the most (I think it's almonds).

sw1tch

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Re: Target FIRE: 2017
« Reply #821 on: March 03, 2017, 12:56:25 PM »
I initially was planning to work for a few more years, but more and more, I'm finding that when we move later this year (by choice) I might not find another place of employment for a few months if not longer.

I do have the benefit that my wife will still be working for a while (she might want to join me sooner rather than later).  Basically what I'm saying is I wasn't planning to FIRE yet but I just might be joining the team in 2017.
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Freedom17

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Re: Target FIRE: 2017
« Reply #822 on: March 03, 2017, 01:33:37 PM »
Welcome to the Class of 2017!

Cottonswab did you do it? How did everything go?



MrsWhipple

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Re: Target FIRE: 2017
« Reply #823 on: March 03, 2017, 06:21:30 PM »
Just got back from a weeklong vacation down to SoCal to visit family. It's so nice to be able to go and spend some time with our daughter's great-grandparents without having to worry about work.

I feel bad because I would really like to live closer to my inlaws, but the air quality in southern California is just total shit. My husband's asthma flares up whenever we go visit and I don't want to raise my daughter there. Ugh, I almost want to move to a LCOL area just so I can buy houses for everyone I love to come live near me...

zephyr911

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Re: Target FIRE: 2017
« Reply #824 on: March 05, 2017, 04:23:09 AM »
Yeah, come do that in Alabama. xD
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Cottonswab

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Re: Target FIRE: 2017
« Reply #825 on: March 05, 2017, 11:46:32 AM »
Welcome to the Class of 2017!

Cottonswab did you do it? How did everything go?

I finished up on March 2. 

Freedom17

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Re: Target FIRE: 2017
« Reply #826 on: March 05, 2017, 11:59:29 AM »
Welcome to the Class of 2017!

Cottonswab did you do it? How did everything go?

I finished up on March 2.

Awesome. Congrats!

How does it feel?



Freedom17

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Re: Target FIRE: 2017
« Reply #827 on: March 05, 2017, 12:00:28 PM »

Threshkin                October 31, 2016  Confirmed
Metta            (at 55) January 1, 2017   Confirmed
MrsWhipple       (at 32) January 1, 2017   Confirmed
FIRE me                  January 3, 2017   Confirmed
Zineth           (at 49) January 27, 2017  Confirmed
MarciaB          (at 55) January 31, 2017  Confirmed
MsGreenStash     (at 51) February 1, 2017  Confirmed
dabears847               February 17, 2017 Confirmed
Cottonswab       (at 30) March 1, 2017     Confirmed
Dragoncar                March 15, 2017
Easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
Oblivo                   March 31, 2017
John Doe         (at 50) April 1, 2017     Part time
FrugalAussie             April 20, 2017
Daisy            (at 48) April 28, 2017
oneyearfromnow           April 28, 2017
freedom47                April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro    (at 43) May 1, 2017       Part time
Remote_Landlord  (at 39) May 8, 2017
Penguin159               May 12, 2017
Rachael Talcott  (at 42) May 21, 2017
BNgarden         (at 58) May 24, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite      (at 27) June 1, 2017
Romag                    June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Rahby1us                 June, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb        (at 35) July 3, 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
MonkeyJenga      (at 31) Fall 2017
Zephyr911        (at 39) Fall 2017
SachaFiscal      (at 41) December 1, 2017   
Jim2001                  December 31, 2017
Mf3333           (at 56) MIA
SwordGuy         (at 59) OMY
Mrs. SwordGuy            OMY
Noble_goal               OMY
JoJo             (at 43) OMY - 70% time



penguin159

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Re: Target FIRE: 2017
« Reply #828 on: March 05, 2017, 09:27:32 PM »
I submitted my resignation this week.  No one knows yet except for my immediate supervisor, so I don't know the reactions of everyone else yet.

I did a calculation just now, and figured out that a little more than 20% of my department has quit or retired in the last 4 months.  Three more people are either out on sick leave now or going to be on sick leave in the next couple months for planned procedures.  They have only replaced a couple people so far.

Quite a few other people have "other options"--either they have another job, are old enough to retire already but just haven't done it yet, or don't necessarily need to work.

I wonder how much all of this is going to cause other people to jump ship.




Cottonswab

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Re: Target FIRE: 2017
« Reply #829 on: March 06, 2017, 03:06:45 AM »
Welcome to the Class of 2017!

Cottonswab did you do it? How did everything go?

I finished up on March 2.

Awesome. Congrats!

How does it feel?

The RE part is nice, but not earth shattering.  Leaving my job != eternal bliss.  Being FI just removes some of stress associated with no longer having a significant income.  Right now, I am focused on becoming a better friend and climber.  It is still early days, and my life does not yet feel dramatically different.

Cookie78

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Re: Target FIRE: 2017
« Reply #830 on: March 08, 2017, 11:15:29 AM »
Last month I was supposed to schedule a career dialogue with my supervisor. I just can't make myself do it! Every time I sit down to fill out the form and come up with my 5 year career goals etc. I just smile to myself and put the form back in my to do pile. I don't think she wants to hear my real 5 year plan!! And I'm not sure I can summon the energy to create a 'what if I was dependent on this job for income' 5 year plan.

I'll file this under "Problems I'm thankful to have".

dividendman

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Re: Target FIRE: 2017
« Reply #831 on: March 08, 2017, 12:15:19 PM »
Right now I'm in the 2018 cohort so I want to see what people do as their dates approach.

I might also move my date into 2017, we'll see!

MandyM

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Re: Target FIRE: 2017
« Reply #832 on: March 08, 2017, 01:17:46 PM »
Just this week, I've started to take one thing home from my office each day. I don't really have that much stuff here, so I probably can't keep this up very long, but its a fun little game.
"Freedom lies in being bold." -Robert Frost

Goldielocks

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Re: Target FIRE: 2017
« Reply #833 on: March 08, 2017, 06:24:11 PM »
Okay,  It is fully public knowledge now.

My last day of work is March 10, 2017.

I had to give 6 weeks notice and chose that day because:
1)  There is a slight (slim) chance that I might recieve a bonus for last year, despite terminating.  We will see.  Bonuses are discretionary and the pay is received March 9th (and locked decision made by Feb 22).  I was a good person and told my boss before the locked in date.   Really,  I have been working from home so much, and not very effectively some days, it feels like I already received my bonus, so this may help my boss allocate more funds to those that really deserve it.

2)  Stock options vesting dates were March 3, and March 4, 2017.   May as well stay to get those.  This is the first time that I have ever been in the money on stock options, despite receiving 7 issues to date between my hubs and I, and letting them expire "under water" with 3 prior companies.  So Worth a shot.  Note - exercised them and will receive $12k.   Stock price lifted only 10% since I received the first issue 4 years ago.

3)  I pushed off taking vacation when I did a trial leave last year for 3 months.  This reduces my pay for last year (and taxes), and increases it this year.  I get a 6 week payout after my last day, plus the 1 week of salary pay delay.

4) My employment letter said I had to give 1 week per year of service, so 6 weeks notice.  I have been sitting on this news for nearly 6 weeks..

What is next?
[/color]

A)  My boss asked me to stay on as hourly callup to work on projects where they don't have any other staff with my skills.  One is for a client moving to a new warehouse 5 miles from my home (aka biking distance instead of the 90 minute commute downtown). What a change from having to fly to Toronto or even Phoenix for work.  I said yes, and we will see what happens.  I can always say no later.

B)  Excited.  I am booking a 1 month trip to France in July.   DH and DS will join for the first 2 weeks, and DD will stay with me for the next 2 weeks for slow, airbnb room rental while biking and painting type travel.  She graduates High School in June, so a reward of sorts.  We have never been overseas travel, only to the USA about 3 times in the past 20 years for vacation.  Usually just camping and driving vacations so we have saved up a large (to me) vacation fund.  Time to use it!   Note-- trying to use Aeroplan points would have cost us 60k points and $620 each, versus booking flights for $1000 each.  So hard to use Aeroplan.. We will save them for a shorter trip next year.. maybe to see friends.

C)  I plan to keep teaching one night course per semester with the local college.  It is only 5-6 hours per week, and I can earn $9k pre tax for it.   In slow years, that will be all tax free, and it has a pension plan, too.   I started this 18 months ago to see if I would like it as a part time money option in FIRE.

D)  I plan to start a lifestyle business (aka part time), on financial planning and financial coaching.   I finished my exams and obtained the Level 1 towards the CFP.   Next is finishing the capstone course and exam (by June this year), and documenting 3 years of work experience to get the full CFP license.  I can work under the level 1 license until then.

This is a big change.  I used to think that only special people were cut out to run their own businesses, and that  special snowflake wasn't me.  Now, with FU money and retirement covered, I have the confidence to just try.  Hey, I have been very successful in life at many things so far, so why not my own business.   Just gotta do it, and keep the effort up!   

Business license and wepage domain all set up, and some of the marketing strategy.  I just need to make the intiial webpage and start to do it.   JUST DO IT.

E)  Fear -- small one, is that I won't actually do much on the business, after all.  But enjoy life instead, then confess to DH that I was lame about it all along...   I don't think that will be much of an issue. 

F)  I have promised my husband that I would earn $30k per year (he is still working), to top up and allow us to still spend quite a bit.   That is supposed to come from the lifestyle business and the teaching for now.   He wants this extra padding as my youngest is still in Grade 9 and the oldest is just graduating now... and he is a nervous nelly.  Indeed.

We are retiring on his salary and whatever I make.  His salary alone means a 75% drop in our income, so I presaved the education funds, and retirement funds, and a bit of a cushion.  We are keeping the mortage because we don't want to move and it is still ghastly high, but we have now $600k equity in our home.

-->  My secret weapon is that I have pre-saved up about $70k in advance to cover the first two years and startup costs... by working that teaching job as a second income, and not spending last year's bonus money despite maxing out the RRSP's and such.

G)  What I have done so far to prep for my FIRE -- I bought discounted gym passes for the city rec centre special promotion -- 25 passes for $45 dollars,for their new (but small) facility.   They have a weight room, summer pool, and yoga / Zumba classes, and a drop in gym.  Time to get fit!  STOP THE POUNDS.  RELEASE THE WORK STRESS.

H)  I have agreed to ramp up my volunteer activities by stepping onto our church council and attending the school PAC meetings.  We will see what that brings.  I also want to rejoin choir.  These are things you just can't do when you have a lot of business travel.

I)  Another objective (after increasing health, volunteer, and my spiritual awareness) is to start to attend a lot more local meet ups and you know, meet people.  Gosh.  I have "friends"... but, like, only 2 from the past 10 years and both from work, and I have only done non-work things with them 3 times in 5 years.  All the other friends are from longer ago, and I barely call them, and they live in cities at least an 8 hour drive away.   I just don't entertain or get out and THAT WILL CHANGE.     (trumpets sounding)   I have definitely put too much time into being a sole income provider, raising kids, and earning money without much pause.  Time for balance and living a little.

Going to meet ups will also help me raise awareness of my business in the community, and maybe get clients or referrals.

J) I have also put myself down to give a "how to save for post secondary education" seminar at the local high school in early april.  Yay!  step one to the business bookings.



:-)

:-)

:-)

Can't stop smiling....  :-)

UnleashHell

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Re: Target FIRE: 2017
« Reply #834 on: March 09, 2017, 05:45:32 AM »
Last month I was supposed to schedule a career dialogue with my supervisor. I just can't make myself do it! Every time I sit down to fill out the form and come up with my 5 year career goals etc. I just smile to myself and put the form back in my to do pile. I don't think she wants to hear my real 5 year plan!! And I'm not sure I can summon the energy to create a 'what if I was dependent on this job for income' 5 year plan.

I'll file this under "Problems I'm thankful to have".

gahhhh


same here. I think the conversation with my boss is supposed to be this week. I'm on vacation at the end of next week so if i can stall then  I may be able to push it until April. Even then might be a bit early to put my plan as "to get the hell out this summer". Don't htink its what they are looking for.



Goldilocks: sounds like the have the glidepath well thought out!! good stuff..
_____________
JTF 96

rachael talcott

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Re: Target FIRE: 2017
« Reply #835 on: March 09, 2017, 05:51:47 AM »



B)  Excited.  I am booking a 1 month trip to France in July.   DH and DS will join for the first 2 weeks, and DD will stay with me for the next 2 weeks for slow, airbnb room rental while biking and painting type travel.  She graduates High School in June, so a reward of sorts.  We have never been overseas travel, only to the USA about 3 times in the past 20 years for vacation.  Usually just camping and driving vacations so we have saved up a large (to me) vacation fund.  Time to use it!   Note-- trying to use Aeroplan points would have cost us 60k points and $620 each, versus booking flights for $1000 each.  So hard to use Aeroplan.. We will save them for a shorter trip next year.. maybe to see friends.



Hi Goldielocks, I'm also going to France. Three friends and I have an airbnb in Nogent-sur-Marne, just outside of Paris.  Where are you going to be?

Cookie78

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Re: Target FIRE: 2017
« Reply #836 on: March 09, 2017, 07:42:32 AM »
Okay,  It is fully public knowledge now.

My last day of work is March 10, 2017.


That's fantastic!
Thanks for sharing all your plans! So exciting!!

MandyM

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Re: Target FIRE: 2017
« Reply #837 on: March 09, 2017, 09:41:44 AM »
Last month I was supposed to schedule a career dialogue with my supervisor. I just can't make myself do it! Every time I sit down to fill out the form and come up with my 5 year career goals etc. I just smile to myself and put the form back in my to do pile. I don't think she wants to hear my real 5 year plan!! And I'm not sure I can summon the energy to create a 'what if I was dependent on this job for income' 5 year plan.

I'll file this under "Problems I'm thankful to have".

gahhhh


same here. I think the conversation with my boss is supposed to be this week. I'm on vacation at the end of next week so if i can stall then  I may be able to push it until April. Even then might be a bit early to put my plan as "to get the hell out this summer". Don't think its what they are looking for.

I got a huge reprieve on this - I was promoted last spring and one of the biggest perks to my new (mostly meaningless title) is that I no longer have mandatory annual reviews. Unless you are a major screw up, the bulk of your review is discussing your career goals.
"Freedom lies in being bold." -Robert Frost

Cookie78

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Re: Target FIRE: 2017
« Reply #838 on: March 09, 2017, 09:59:48 AM »
Last month I was supposed to schedule a career dialogue with my supervisor. I just can't make myself do it! Every time I sit down to fill out the form and come up with my 5 year career goals etc. I just smile to myself and put the form back in my to do pile. I don't think she wants to hear my real 5 year plan!! And I'm not sure I can summon the energy to create a 'what if I was dependent on this job for income' 5 year plan.

I'll file this under "Problems I'm thankful to have".

gahhhh


same here. I think the conversation with my boss is supposed to be this week. I'm on vacation at the end of next week so if i can stall then  I may be able to push it until April. Even then might be a bit early to put my plan as "to get the hell out this summer". Don't think its what they are looking for.

I got a huge reprieve on this - I was promoted last spring and one of the biggest perks to my new (mostly meaningless title) is that I no longer have mandatory annual reviews. Unless you are a major screw up, the bulk of your review is discussing your career goals.

But how do you discuss your career goals for 30 min if your only goal is to escape within the year?

On that note, I'm starting to think I may come back for a little under a year after my leave of absence. It largely depends on how my finances are working out, my aversion to work by then, and whether my houses have sold. That'll technically put me in the class of 2019, but I'm starting to come to terms with that. After a year off maybe it won't be so bad. The biggest down side is that I'll be working through another winter!! Ugh.

Freedom17

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Re: Target FIRE: 2017
« Reply #839 on: March 09, 2017, 10:23:31 AM »

Threshkin                October 31, 2016  Confirmed
Metta            (at 55) January 1, 2017   Confirmed
MrsWhipple       (at 32) January 1, 2017   Confirmed
FIRE me                  January 3, 2017   Confirmed
Zineth           (at 49) January 27, 2017  Confirmed
MarciaB          (at 55) January 31, 2017  Confirmed
MsGreenStash     (at 51) February 1, 2017  Confirmed
dabears847               February 17, 2017 Confirmed
Cottonswab       (at 30) March 1, 2017     Confirmed
Goldielocks              March 10, 2017    Confirmed
Dragoncar                March 15, 2017
Easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
Oblivo                   March 31, 2017
John Doe         (at 50) April 1, 2017     Part time
FrugalAussie             April 20, 2017
Daisy            (at 48) April 28, 2017
oneyearfromnow           April 28, 2017
freedom47                April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro    (at 43) May 1, 2017       Part time
Remote_Landlord  (at 39) May 8, 2017
Penguin159               May 12, 2017
Rachael Talcott  (at 42) May 21, 2017
BNgarden         (at 58) May 24, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite      (at 27) June 1, 2017
Romag                    June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Rahby1us                 June, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb        (at 35) July 3, 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
MonkeyJenga      (at 31) Fall 2017
Zephyr911        (at 39) Fall 2017
SachaFiscal      (at 41) Dec 1, 2017   
Jim2001                  Dec 31, 2017
Mf3333           (at 56)                   OMY
SwordGuy         (at 59)                   OMY
Mrs. SwordGuy                              OMY
Noble_goal                                 OMY
JoJo             (at 43)                   OMY
Cookie78         (at 39)                   OMY

« Last Edit: March 09, 2017, 10:35:41 AM by Freedom17 »



dragoncar

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Re: Target FIRE: 2017
« Reply #840 on: March 10, 2017, 04:56:03 PM »

Freedom17

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Re: Target FIRE: 2017
« Reply #841 on: March 10, 2017, 05:31:52 PM »
Best meme ever. Congrats!!!



myhotrs

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Re: Target FIRE: 2017
« Reply #842 on: March 10, 2017, 08:43:31 PM »
Thats awesome, congrats! Happy Friday to everyone still working, one more week done. I can count my remaining in-office work days on my digits!!
I swear, by my life and my love of it, that I will never live for the sake of another man, nor ask another man to live for mine.

Goldielocks

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Re: Target FIRE: 2017
« Reply #843 on: March 10, 2017, 10:47:18 PM »



B)  Excited.  I am booking a 1 month trip to France in July.   DH and DS will join for the first 2 weeks, and DD will stay with me for the next 2 weeks for slow, airbnb room rental while biking and painting type travel.  She graduates High School in June, so a reward of sorts.  We have never been overseas travel, only to the USA about 3 times in the past 20 years for vacation.  Usually just camping and driving vacations so we have saved up a large (to me) vacation fund.  Time to use it!   Note-- trying to use Aeroplan points would have cost us 60k points and $620 each, versus booking flights for $1000 each.  So hard to use Aeroplan.. We will save them for a shorter trip next year.. maybe to see friends.



Hi Goldielocks, I'm also going to France. Three friends and I have an airbnb in Nogent-sur-Marne, just outside of Paris.  Where are you going to be?

Well,  realize that DH, DS, DD have never been overseas...a bit touristy to start..  So Paris, Loire Valley, Brittany, Lille and Vimy Ridge, detour to London via the Chunnel. (is it geeky that DH is as excited about the Chunnel as DD is about the art museums?)  DH and DS fly home, then DD and I go to Burgundy for two weeks (or maybe somewhere else, not sure).

Goldielocks

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Re: Target FIRE: 2017
« Reply #844 on: March 10, 2017, 10:50:41 PM »


Woohoo!

I was feeling a bit flummoxed today -- elated and a bit depressed / uncertain at the same time.  How about you?

dragoncar

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Re: Target FIRE: 2017
« Reply #845 on: March 11, 2017, 12:44:53 AM »

I was feeling a bit flummoxed today -- elated and a bit depressed / uncertain at the same time.  How about you?

Yeah, I totally didn't expect it, but I was a bit nostalgic that I wouldn't be coming back there.  I was even bored at work, since there wasn't really anything for me to do besides wait for happy hour.

I'll be in France too!  Early May!

rachael talcott

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Re: Target FIRE: 2017
« Reply #846 on: March 11, 2017, 06:10:59 AM »



B)  Excited.  I am booking a 1 month trip to France in July.   DH and DS will join for the first 2 weeks, and DD will stay with me for the next 2 weeks for slow, airbnb room rental while biking and painting type travel.  She graduates High School in June, so a reward of sorts.  We have never been overseas travel, only to the USA about 3 times in the past 20 years for vacation.  Usually just camping and driving vacations so we have saved up a large (to me) vacation fund.  Time to use it!   Note-- trying to use Aeroplan points would have cost us 60k points and $620 each, versus booking flights for $1000 each.  So hard to use Aeroplan.. We will save them for a shorter trip next year.. maybe to see friends.



Hi Goldielocks, I'm also going to France. Three friends and I have an airbnb in Nogent-sur-Marne, just outside of Paris.  Where are you going to be?

Well,  realize that DH, DS, DD have never been overseas...a bit touristy to start..  So Paris, Loire Valley, Brittany, Lille and Vimy Ridge, detour to London via the Chunnel. (is it geeky that DH is as excited about the Chunnel as DD is about the art museums?)  DH and DS fly home, then DD and I go to Burgundy for two weeks (or maybe somewhere else, not sure).

Cool!  Some day I will do the Chunnel. 

MandyM

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Re: Target FIRE: 2017
« Reply #847 on: March 13, 2017, 07:28:50 AM »
I've had very mixed emotions lately - so anxious to quit this job, but also feeling a bit ridiculous about that excitement - I have a really great job. I'm paid quite a bit, I have clients that I consider friends, great benefits, and a boss that rarely bothers me. I know its normal to have mixed emotions, but I also know that a job like this is fairly abnormal. I guess it is all good motivation to leave on the best terms possible in order to leave the door wide open in the future. Having the option of returning will hopefully make it feel less drastic.
"Freedom lies in being bold." -Robert Frost

Freedom17

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Re: Target FIRE: 2017
« Reply #848 on: March 13, 2017, 09:12:11 AM »
I've had very mixed emotions lately - so anxious to quit this job, but also feeling a bit ridiculous about that excitement - I have a really great job. I'm paid quite a bit, I have clients that I consider friends, great benefits, and a boss that rarely bothers me. I know its normal to have mixed emotions, but I also know that a job like this is fairly abnormal. I guess it is all good motivation to leave on the best terms possible in order to leave the door wide open in the future. Having the option of returning will hopefully make it feel less drastic.

This happens to prisoners. They get institutionalized. Don't know how to live in the world anymore after so long inside.

https://livingafi.com/2014/01/20/fear-of-freedom/



MandyM

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Re: Target FIRE: 2017
« Reply #849 on: March 13, 2017, 09:25:39 AM »
I've had very mixed emotions lately - so anxious to quit this job, but also feeling a bit ridiculous about that excitement - I have a really great job. I'm paid quite a bit, I have clients that I consider friends, great benefits, and a boss that rarely bothers me. I know its normal to have mixed emotions, but I also know that a job like this is fairly abnormal. I guess it is all good motivation to leave on the best terms possible in order to leave the door wide open in the future. Having the option of returning will hopefully make it feel less drastic.

This happens to prisoners. They get institutionalized. Don't know how to live in the world anymore after so long inside.

https://livingafi.com/2014/01/20/fear-of-freedom/

I already knew everything that was said in that post...but I still needed to read it. And I need to keep reminding myself that although its a good job, its not a fulfilling job for me.
"Freedom lies in being bold." -Robert Frost