Author Topic: Target FIRE: 2017  (Read 154445 times)

Metta

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Re: Target FIRE: 2017
« Reply #750 on: February 03, 2017, 07:46:32 PM »
Congratulations MarciaB!! Really awesome to see so many of our class already graduate, makes it that much more real for the rest of us.

Hope the grads will continue to check in once in a while. I'm very curious about post-FIRE and especially the initial transition period. Looking forward to updates everyone (and promise to post once its my turn :))

I'm two days away from having a full month of retirement under my belt. It isn't good. It's GREAT! It is unbelievable to think, as I do each night when I lay down, and each morning when I get up, that I will never have to work again.

I'm already feeling the benefits of being well rested and in a better mood. No more rushing when grocery shopping and running errands, and trying to knock out each task as quickly as possible in order to squeeze in another hour of relaxation before returning to work.

Still, I am choosing to accomplish some things, but at my own pace and in my own time.

I'm losing weight and exercising for the health benefits.

It seems like a small thing, but my house is finally as clean as I want it to be.

Learning Spanish is another goal I have set for myself. I'm using Duolingo, the price can't be beat (free), but I sometimes forget a previously introduced word and miss a test question.

Come Spring I am looking forward to outdoor activities and some outdoor painting of the trim on my house.

I'm a little over a month into FIRE and it is kind of wonderful! I have been surprised by a few things.

I am amazed by how much rest I've needed this last month. I'm only now managing to stay awake all day. For the first few weeks, I was so fatigued that my afternoons were lost to me. My plans for serious, lengthy workouts and long writing periods were not realized in the month of January. I hope this phase will be over soon but I suspect that this is the result of 60 to 100 hour weeks for the last year and that I simply have to be patient with myself as my body recovers.

I've heard that many people spent more money in the first year of retirement than they expected and now I think I know why. There are unexpected costs. In my case, avoiding doctors for two years while overworking meant that I had a few more things wrong that i needed to deal with than I expected. Nothing serious. We also faced some challenges when we moved from my insurance to my husband's. The things we thought were equivalent were not equivalent at all and we are about $2000 out of pocket for medical that we didn't expect. Had I not been pulling 80 hour weeks in October, I probably could have figured that out, but as it was, I was frazzled and tired and not at my best.

In addition, our dishwasher hasn't worked since November but we didn't have time to deal with the problem before I left my job. It turns out that the problem costs more to fix than it would require to buy a replacement (or we needed to commit to washing dishes by hand for the forseeable future). We bit the bullet and replaced it for less than the cost of fixing it would be. Luckily, we set up a $30,000 emergency fund for unexpected problems and that has been a wonderful gift we gave ourselves for this transition. I recommend this as a good thing. (I also recommend not working 80 hour weeks.)

Another big surprise that I didn't expect is that I've lost all desire to spend money. It's always been difficult for me to avoid spending money but now that I'm away from my job that is no longer a problem. I really think I was spending money and eating junk food out of stress. Now that the stress is gone, buying things and eating junk is just not very interesting. Certainly not as much fun as sleeping late every single morning! Or going for hikes every single day (except the rainy ones).

Another surprise is that I'm not at all lonely without seeing people each day. Quite the opposite. I love the quiet alone time. I don't miss work at all.

The house is finally getting clean and I love that. In addition, food is just better. I'm a really good cook and I'm so happy that I can enjoy my own delicious cuisine every day.

I've also started sewing again and really enjoy it.

Like FireMe, I am also brushing up on my Spanish with Duolingo. I may get more serious about the language learning later.

I will be planting seeds this weekend to get ready for my garden.

People who have seen me lately tell me that I look so happy. My husband says that I look calm.

Life is good!

CanuckExpat

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Re: Target FIRE: 2017
« Reply #751 on: February 04, 2017, 09:04:53 AM »
I've always been very bad about staying up with my dual lingo.. in fact it's followed me along on three phones with me never using it. I should do it now!
French and Spanish are on my list. Is there a group here going?
Retired, or just homeless and jobless.
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SachaFiscal

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Re: Target FIRE: 2017
« Reply #752 on: February 04, 2017, 09:38:13 AM »
@Metta: Your account of your first month of freedom is very inspiring.  Thanks for sharing it with us.  Particularly I was worried about being lonely or bored but it sounds like that is not the case.  Also it is good to be for-warned about the preliminary exhaustion.  I haven't been working as many hours as you but I imagine that I'll need a significant amount of time to decompress.  Also I really love your style of writing.  You really manage to paint a picture of what your experience is like.

FrugalAussie

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Re: Target FIRE: 2017
« Reply #753 on: February 05, 2017, 02:19:11 AM »
People who have seen me lately tell me that I look so happy. My husband says that I look calm.

Life is good!



Metta, that's beautiful.  Thanks for the update and the motivation to help keep me moving towards calm.
« Last Edit: February 05, 2017, 02:20:50 AM by FrugalAussie »

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Re: Target FIRE: 2017
« Reply #754 on: February 05, 2017, 01:13:31 PM »
I've always been very bad about staying up with my dual lingo.. in fact it's followed me along on three phones with me never using it. I should do it now!
French and Spanish are on my list. Is there a group here going?

It would make a great topic in the Throw Down the Gauntlet section.
FIRE'd on January 4, 2017

SachaFiscal

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Re: Target FIRE: 2017
« Reply #755 on: February 10, 2017, 04:50:20 PM »
Just started a 12 week sabbatical from work! I decided to take some time off to test out FIRE and see how I do. I just wanted to see first hand whether I would be lazy, bored, productive, creative, lonely, fulfilled or something I haven't thought of yet. There is a possibility that I might not go back if I really love this. I've maxed my 401k for the year just in case that happens. In my mind I went through the day today as if it were my last. My office only contains things I would leave there if I was leaving permanently. I realized that I do have a lot of attachment to my co-workers and the role I have there. I think I might miss it.  As I left I texted my hubby and he was busy at work. Since he is not retiring, this would be something I would have to get used to. Doing things on my own. So I drove to the beach for an afternoon walk along it. One distinct difference is how not rushed I feel. I don't feel like I need to find the most efficiently fun thing to do because of limited time to have fun or relax. I can just take my time and enjoy what I'm doing without worrying that I'm not spending my time in a productive way. That feels nice.

dragoncar

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Re: Target FIRE: 2017
« Reply #756 on: February 10, 2017, 05:21:47 PM »
Giving notice next Friday


Freedom17

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Re: Target FIRE: 2017
« Reply #757 on: February 10, 2017, 05:32:15 PM »
70% layoffs at work next week.



dragoncar

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Re: Target FIRE: 2017
« Reply #758 on: February 10, 2017, 06:05:24 PM »
70% layoffs at work next week.

Could be perfect, but... where you work?  What letter it starts with?

Freedom17

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Re: Target FIRE: 2017
« Reply #759 on: February 10, 2017, 06:28:58 PM »
70% layoffs at work next week.

Could be perfect, but... where you work?  What letter it starts with?

It's just our division not company wide. Still around 1100 people will be impacted. Sadly not for me. I asked to be put on the list but they want to keep me sadly.

I can't tell you the letter but as a hint we do have free massages ;)



FIRE me

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Re: Target FIRE: 2017
« Reply #760 on: February 10, 2017, 08:10:06 PM »
Giving notice next Friday



Dead man walking!    :-)
FIRE'd on January 4, 2017

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Re: Target FIRE: 2017
« Reply #761 on: February 10, 2017, 08:17:25 PM »
Just started a 12 week sabbatical from work! I decided to take some time off to test out FIRE and see how I do. I just wanted to see first hand whether I would be lazy, bored, productive, creative, lonely, fulfilled or something I haven't thought of yet. There is a possibility that I might not go back if I really love this. I've maxed my 401k for the year just in case that happens. In my mind I went through the day today as if it were my last. My office only contains things I would leave there if I was leaving permanently. I realized that I do have a lot of attachment to my co-workers and the role I have there. I think I might miss it.  As I left I texted my hubby and he was busy at work. Since he is not retiring, this would be something I would have to get used to. Doing things on my own. So I drove to the beach for an afternoon walk along it. One distinct difference is how not rushed I feel. I don't feel like I need to find the most efficiently fun thing to do because of limited time to have fun or relax. I can just take my time and enjoy what I'm doing without worrying that I'm not spending my time in a productive way. That feels nice.

I missed a traffic light yesterday, because the guy in the SUV in front of me was on his phone, on drugs, asleep, or whatever. He wakes up at the last second and shoots through the yellow light. I'm left stuck at the red light.

Old me would have been fuming and muttering. Not road raging but not happy. New me just sat relaxed and smiled, thing about how inconsequential it is to wait three minutes for the light to cycle.
FIRE'd on January 4, 2017

Mrs. Pomodoro

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Re: Target FIRE: 2017
« Reply #762 on: February 11, 2017, 12:03:46 PM »

Mrs. Pomodoro

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Re: Target FIRE: 2017
« Reply #763 on: February 11, 2017, 12:36:58 PM »
It's just our division not company wide. Still around 1100 people will be impacted. Sadly not for me. I asked to be put on the list but they want to keep me sadly.

I can't tell you the letter but as a hint we do have free massages ;)

It's always disappointing that companies of this scale take care of business this way. Are they able to "reposition" most ppl?

Don't half of the companies here provide free massages? You did mention something in the past that's very distinct to where you work, though. ;)

Freedom17

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Re: Target FIRE: 2017
« Reply #764 on: February 11, 2017, 12:48:24 PM »
It's just our division not company wide. Still around 1100 people will be impacted. Sadly not for me. I asked to be put on the list but they want to keep me sadly.

I can't tell you the letter but as a hint we do have free massages ;)

It's always disappointing that companies of this scale take care of business this way. Are they able to "reposition" most ppl?

Don't half of the companies here provide free massages? You did mention something in the past that's very distinct to where you work, though. ;)

Let's see what happens. It's a lot of people to reposition in one shot.



Freedom17

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Re: Target FIRE: 2017
« Reply #765 on: February 11, 2017, 01:22:03 PM »
Quote

Threshkin                Oct 31st, 2016    Confirmed
Metta            (at 55) January 1, 2017   Confirmed
MrsWhipple       (at 32) January 1, 2017   Confirmed
FIRE me                  January 3, 2017   Confirmed
FrugalAussie             January 4, 2017   Confirmed
Zineth           (at 49) January 27, 2017  Confirmed
MarciaB          (at 55) January 31, 2017  Confirmed
Mf3333           (at 56) January 31, 2017  MIA
MsGreenStash     (at 51) February 1, 2017  Confirmed
Dragoncar                March 1, 2017
Cottonswab       (at 30) March 1, 2017
Easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
Oblivo                   March 31, 2017
John Doe                 April 1, 2017
Daisy            (at 48) April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro    (at 43) May 1, 2017       Part time
Remote_Landlord  (at 39) May 8, 2017
Penguin159               May 12, 2017
Rachael Talcott  (at 42) May 21, 2017
BNgarden         (at 58) May 24, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite      (at 27) June 1, 2017
Romag                    June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Rahby1us                 June, 2017
Zephyr911        (at 38) Summer 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb        (at 35) July 3, 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
MonkeyJenga      (at 31) Fall 2017
SachaFiscal      (at 41) December 1, 2017   
Jim2001                  December 31, 2017
SwordGuy         (at 59) OMY
Mrs. SwordGuy            OMY
Noble_goal               OMY
JoJo             (at 44) OMY




zephyr911

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Re: Target FIRE: 2017
« Reply #766 on: February 14, 2017, 09:44:45 AM »
Starting to look like I might have to take slightly more drastic action to punch this year, but I'm OK with that. Looking at things to sell, restructure, PT options, etc.

There will be major change by year-end, regardless of what I end up calling it. :)
I am not a cog. I am an organizational lubricant.

oneyearfromnow

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Re: Target FIRE: 2017
« Reply #767 on: February 14, 2017, 09:54:32 AM »
Happy ďFIRE-y redĒ Valentineís day to me & my spouse!

We have both given my notice of retirement Ė last day April 28th.

Iím not allowed to talk about until the big boss gets notified, but Iím at a place right now where if one of my colleagues sees this post Ė I donít care.   Naturally the delay will negate 2 of the 11 weeks that Iíve offered to give to training someone else.  This is typical, and somewhat expected.

Iím a bundle of nervous excitement and energy Ė 50 more working days.
The husband and I are FIRE'd as of April 28, 2017.

UnleashHell

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Re: Target FIRE: 2017
« Reply #768 on: February 14, 2017, 10:44:16 AM »
I'm at just over 100 days,  assuming i don't take any more than the vacation I've already  planned.

But I've got really itchy feet....

These last few months are looking like a grind.
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FIRE me

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Re: Target FIRE: 2017
« Reply #769 on: February 14, 2017, 05:39:53 PM »

Threshkin                Oct 31st, 2016    Confirmed
Metta            (at 55) January 1, 2017   Confirmed
MrsWhipple       (at 32) January 1, 2017   Confirmed
FIRE me                  January 3, 2017   Confirmed
FrugalAussie             January 4, 2017   Confirmed
Zineth           (at 49) January 27, 2017  Confirmed
MarciaB          (at 55) January 31, 2017  Confirmed
Mf3333           (at 56) January 31, 2017  MIA
MsGreenStash     (at 51) February 1, 2017  Confirmed
Dragoncar                March 1, 2017
Cottonswab       (at 30) March 1, 2017
Easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
Oblivo                   March 31, 2017
John Doe                 April 1, 2017
Daisy            (at 48) April 28, 2017
oneyearfromnow           April 28,2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro    (at 43) May 1, 2017       Part time
Remote_Landlord  (at 39) May 8, 2017
Penguin159               May 12, 2017
Rachael Talcott  (at 42) May 21, 2017
BNgarden         (at 58) May 24, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite      (at 27) June 1, 2017
Romag                    June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Rahby1us                 June, 2017
Zephyr911        (at 38) Summer 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb        (at 35) July 3, 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
MonkeyJenga      (at 31) Fall 2017
SachaFiscal      (at 41) December 1, 2017   
Jim2001                  December 31, 2017
SwordGuy         (at 59) OMY
Mrs. SwordGuy            OMY
Noble_goal               OMY
JoJo             (at 44) OMY

FIRE'd on January 4, 2017

FIRE me

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Re: Target FIRE: 2017
« Reply #770 on: February 14, 2017, 05:43:46 PM »
Happy ďFIRE-y redĒ Valentineís day to me & my spouse!

We have both given my notice of retirement Ė last day April 28th.

Iím not allowed to talk about until the big boss gets notified, but Iím at a place right now where if one of my colleagues sees this post Ė I donít care.   Naturally the delay will negate 2 of the 11 weeks that Iíve offered to give to training someone else.  This is typical, and somewhat expected.

Iím a bundle of nervous excitement and energy Ė 50 more working days.

Congratulations oneyearfromnow! I added you to the list.

By the way, I'm a bit of a Gwen Stefani fan myself.
FIRE'd on January 4, 2017

oneyearfromnow

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Re: Target FIRE: 2017
« Reply #771 on: February 14, 2017, 07:31:49 PM »
Thanks! 

For statistical purposes, I'll be officially 51, and the husband will be 48 (freedom47).  We are both officially retired as at Apr 28.

He did some early retirement last summer, to sail, but then got the "back to school itch", and happen-stanced on a part-time job.  I must say that it helped solidify, and accelerated FIRE plans. We were tantallizingly close then, but confident now.   It all worked out.

I'm so happy to share this amongst people who understand! 





The husband and I are FIRE'd as of April 28, 2017.

zephyr911

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Re: Target FIRE: 2017
« Reply #772 on: February 15, 2017, 11:19:39 AM »

Threshkin                Oct 31st, 2016    Confirmed
Metta            (at 55) January 1, 2017   Confirmed
MrsWhipple       (at 32) January 1, 2017   Confirmed
FIRE me                  January 3, 2017   Confirmed
FrugalAussie             January 4, 2017   Confirmed
Zineth           (at 49) January 27, 2017  Confirmed
MarciaB          (at 55) January 31, 2017  Confirmed
Mf3333           (at 56) January 31, 2017  MIA
MsGreenStash     (at 51) February 1, 2017  Confirmed
Dragoncar                March 1, 2017
Cottonswab       (at 30) March 1, 2017
Easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
Oblivo                   March 31, 2017
John Doe                 April 1, 2017
Daisy            (at 48) April 28, 2017
oneyearfromnow           April 28,2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro    (at 43) May 1, 2017       Part time
Remote_Landlord  (at 39) May 8, 2017
Penguin159               May 12, 2017
Rachael Talcott  (at 42) May 21, 2017
BNgarden         (at 58) May 24, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite      (at 27) June 1, 2017
Romag                    June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Rahby1us                 June, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb        (at 35) July 3, 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
MonkeyJenga      (at 31) Fall 2017
Zephyr911        (at 39) Fall 2017
SachaFiscal      (at 41) December 1, 2017   
Jim2001                  December 31, 2017
SwordGuy         (at 59) OMY
Mrs. SwordGuy            OMY
Noble_goal               OMY
JoJo             (at 44) OMY


Updated mine to current best guess.
Some good news this month: I'm being boarded for O-5 in the ANG, which will bump up my PT income from that job (which I'm keeping another ~5 years) by at least a couple grand. Definitely helps with this effort. More income to save now, more to get me through the first few years post-FT work while investments compound more.
« Last Edit: February 15, 2017, 12:39:51 PM by zephyr911 »
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John Doe

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Re: Target FIRE: 2017
« Reply #773 on: February 15, 2017, 02:51:25 PM »

Threshkin                Oct 31st, 2016    Confirmed
Metta            (at 55) January 1, 2017   Confirmed
MrsWhipple       (at 32) January 1, 2017   Confirmed
FIRE me                  January 3, 2017   Confirmed
FrugalAussie             January 4, 2017   Confirmed
Zineth           (at 49) January 27, 2017  Confirmed
MarciaB          (at 55) January 31, 2017  Confirmed
Mf3333           (at 56) January 31, 2017  MIA
MsGreenStash     (at 51) February 1, 2017  Confirmed
Dragoncar                March 1, 2017
Cottonswab       (at 30) March 1, 2017
Easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
Oblivo                   March 31, 2017
John Doe        (Age 50) April 1, 2017.     PT
Daisy            (at 48) April 28, 2017
oneyearfromnow           April 28,2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro    (at 43) May 1, 2017       Part time
Remote_Landlord  (at 39) May 8, 2017
Penguin159               May 12, 2017
Rachael Talcott  (at 42) May 21, 2017
BNgarden         (at 58) May 24, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite      (at 27) June 1, 2017
Romag                    June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Rahby1us                 June, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb        (at 35) July 3, 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
MonkeyJenga      (at 31) Fall 2017
Zephyr911        (at 39) Fall 2017
SachaFiscal      (at 41) December 1, 2017   
Jim2001                  December 31, 2017
SwordGuy         (at 59) OMY
Mrs. SwordGuy            OMY
Noble_goal               OMY
JoJo             (at 44) OMY

Updated.  I am confirmed for April 1. I actually go to PT at 50%. A good transition for me at age 50. 






dragoncar

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Re: Target FIRE: 2017
« Reply #774 on: February 15, 2017, 06:42:21 PM »
I had a brief lapse when I realized I could potentially get a small bonus if I stay an extra month.  But it's just not worth it, after tax, and might be seen as petty to give notice immediately after (or worse, a month in advance)

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Re: Target FIRE: 2017
« Reply #775 on: February 15, 2017, 07:31:59 PM »
Thanks! 

For statistical purposes, I'll be officially 51, and the husband will be 48 (freedom47).  We are both officially retired as at Apr 28.

He did some early retirement last summer, to sail, but then got the "back to school itch", and happen-stanced on a part-time job.  I must say that it helped solidify, and accelerated FIRE plans. We were tantallizingly close then, but confident now.   It all worked out.

I'm so happy to share this amongst people who understand!

Would your husband like to be added to the Class of 2017 list, or would he prefer to be stealthy?
FIRE'd on January 4, 2017

oneyearfromnow

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Re: Target FIRE: 2017
« Reply #776 on: February 16, 2017, 02:18:15 AM »
Hello FIRE me,

He would be fine with being added to the list!  Thanks!  I have tried unsuccessfully to figure the list thing out.

We are both pretty excited about it being FIRE-d, and can't wait till May.  By then, all of the snow will be gone, and we can start doing some outdoor projects.
The husband and I are FIRE'd as of April 28, 2017.

JoJo

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Re: Target FIRE: 2017
« Reply #777 on: February 16, 2017, 10:45:28 AM »
Updating mine...

Threshkin                Oct 31st, 2016    Confirmed
Metta            (at 55) January 1, 2017   Confirmed
MrsWhipple       (at 32) January 1, 2017   Confirmed
FIRE me                  January 3, 2017   Confirmed
FrugalAussie             January 4, 2017   Confirmed
Zineth           (at 49) January 27, 2017  Confirmed
MarciaB          (at 55) January 31, 2017  Confirmed
Mf3333           (at 56) January 31, 2017  MIA
MsGreenStash     (at 51) February 1, 2017  Confirmed
Dragoncar                March 1, 2017
Cottonswab       (at 30) March 1, 2017
Easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
Oblivo                   March 31, 2017
John Doe        (Age 50) April 1, 2017.     PT
Daisy            (at 48) April 28, 2017
oneyearfromnow           April 28,2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro    (at 43) May 1, 2017       Part time
Remote_Landlord  (at 39) May 8, 2017
Penguin159               May 12, 2017
Rachael Talcott  (at 42) May 21, 2017
BNgarden         (at 58) May 24, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite      (at 27) June 1, 2017
Romag                    June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Rahby1us                 June, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb        (at 35) July 3, 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
MonkeyJenga      (at 31) Fall 2017
Zephyr911        (at 39) Fall 2017
SachaFiscal      (at 41) December 1, 2017   
Jim2001                  December 31, 2017
SwordGuy         (at 59) OMY
Mrs. SwordGuy            OMY
Noble_goal               OMY
JoJo             43  OMY - but went part time to 70% effective 1/1/2017

Freedom17

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Re: Target FIRE: 2017
« Reply #778 on: February 16, 2017, 11:10:33 AM »
Quote

Threshkin                October 31, 2016  Confirmed
Metta            (at 55) January 1, 2017   Confirmed
MrsWhipple       (at 32) January 1, 2017   Confirmed
FIRE me                  January 3, 2017   Confirmed
FrugalAussie             January 4, 2017   Confirmed
Zineth           (at 49) January 27, 2017  Confirmed
MarciaB          (at 55) January 31, 2017  Confirmed
MsGreenStash     (at 51) February 1, 2017  Confirmed
Dragoncar                March 1, 2017
Cottonswab       (at 30) March 1, 2017
Easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
Oblivo                   March 31, 2017
John Doe         (at 50) April 1, 2017     Part time
Daisy            (at 48) April 28, 2017
oneyearfromnow           April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro    (at 43) May 1, 2017       Part time
Remote_Landlord  (at 39) May 8, 2017
Penguin159               May 12, 2017
Rachael Talcott  (at 42) May 21, 2017
BNgarden         (at 58) May 24, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite      (at 27) June 1, 2017
Romag                    June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Rahby1us                 June, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb        (at 35) July 3, 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
MonkeyJenga      (at 31) Fall 2017
Zephyr911        (at 39) Fall 2017
SachaFiscal      (at 41) December 1, 2017   
Jim2001                  December 31, 2017
Mf3333           (at 56) MIA
SwordGuy         (at 59) OMY
Mrs. SwordGuy            OMY
Noble_goal               OMY
JoJo             (at 43) OMY - 70% time


« Last Edit: February 16, 2017, 11:18:01 AM by Freedom17 »



Freedom17

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Re: Target FIRE: 2017
« Reply #779 on: February 16, 2017, 11:23:31 AM »
How are we doing March cohort? Your time has almost arrived! Are you excited?



dragoncar

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Re: Target FIRE: 2017
« Reply #780 on: February 16, 2017, 11:27:19 AM »
How are we doing March cohort? Your time has almost arrived! Are you excited?

One of my coworkers gave notice a couple days ago so now I'm feeling a little bad, but not really that bad.  It's not a short-staffing situation, just seems like it will stand out.

FIRE me

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Re: Target FIRE: 2017
« Reply #781 on: February 16, 2017, 11:48:00 AM »

Threshkin                October 31, 2016  Confirmed
Metta            (at 55) January 1, 2017   Confirmed
MrsWhipple       (at 32) January 1, 2017   Confirmed
FIRE me                  January 3, 2017   Confirmed
FrugalAussie             January 4, 2017   Confirmed
Zineth           (at 49) January 27, 2017  Confirmed
MarciaB          (at 55) January 31, 2017  Confirmed
MsGreenStash     (at 51) February 1, 2017  Confirmed
Dragoncar                March 1, 2017
Cottonswab       (at 30) March 1, 2017
Easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
Oblivo                   March 31, 2017
John Doe         (at 50) April 1, 2017     Part time
Daisy            (at 48) April 28, 2017
oneyearfromnow           April 28, 2017
freedom47                April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro    (at 43) May 1, 2017       Part time
Remote_Landlord  (at 39) May 8, 2017
Penguin159               May 12, 2017
Rachael Talcott  (at 42) May 21, 2017
BNgarden         (at 58) May 24, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite      (at 27) June 1, 2017
Romag                    June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Rahby1us                 June, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb        (at 35) July 3, 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
MonkeyJenga      (at 31) Fall 2017
Zephyr911        (at 39) Fall 2017
SachaFiscal      (at 41) December 1, 2017   
Jim2001                  December 31, 2017
Mf3333           (at 56) MIA
SwordGuy         (at 59) OMY
Mrs. SwordGuy            OMY
Noble_goal               OMY
JoJo             (at 43) OMY - 70% time
FIRE'd on January 4, 2017

FIRE me

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Re: Target FIRE: 2017
« Reply #782 on: February 16, 2017, 11:49:28 AM »
How are we doing March cohort? Your time has almost arrived! Are you excited?

One of my coworkers gave notice a couple days ago so now I'm feeling a little bad, but not really that bad.  It's not a short-staffing situation, just seems like it will stand out.

You know the saying:
"Not my circus, not my monkeys."
FIRE'd on January 4, 2017

Freedom17

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Re: Target FIRE: 2017
« Reply #783 on: February 16, 2017, 11:52:08 AM »
How are we doing March cohort? Your time has almost arrived! Are you excited?

One of my coworkers gave notice a couple days ago so now I'm feeling a little bad, but not really that bad.  It's not a short-staffing situation, just seems like it will stand out.

OMY?



FIRE me

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Re: Target FIRE: 2017
« Reply #784 on: February 16, 2017, 11:59:04 AM »
Hello FIRE me,

He would be fine with being added to the list!  Thanks!  I have tried unsuccessfully to figure the list thing out.

We are both pretty excited about it being FIRE-d, and can't wait till May.  By then, all of the snow will be gone, and we can start doing some outdoor projects.

Your hubs is added.

If you want or need to edit the list later, here is the best way to do it.
Just use the font=courier tags at the beginning and end of the list, that keeps it looking neat with a fixed width font.

Like this:

[f o n t=courier]
List goes here
[/font]

It's that simple.

EDIT: added spaces to word "font" to break the html, so it can be seen. Remove spaces from "f o n t" to make it work as intended.

How does health insurance in Canada work for FIRE people? Do you pay, is it free, or what?
« Last Edit: February 16, 2017, 12:02:11 PM by FIRE me »
FIRE'd on January 4, 2017

dragoncar

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Re: Target FIRE: 2017
« Reply #785 on: February 16, 2017, 12:18:10 PM »
How are we doing March cohort? Your time has almost arrived! Are you excited?

One of my coworkers gave notice a couple days ago so now I'm feeling a little bad, but not really that bad.  It's not a short-staffing situation, just seems like it will stand out.

OMY?

I mean, with today's economy, I'll probably never retire.

Freedom17

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Re: Target FIRE: 2017
« Reply #786 on: February 16, 2017, 06:41:37 PM »
I would like to re-brand this early retirement label.  Really I need to rebrand it for myself more than any other reason.  Tomorrow is my last working day and I feel panic that I'll just fade away.....even though for a year and a half I've been excited about all the possibilities that open up with extra time.  Now that the time has come....I'm nervous about it.  So....I think a rebranding with a more active, positive connotation than "early retirement" would set me straight into positive excitement again!

If you think of this as a new lifestyle, what would you call it, for instance, on LinkedIn?  I saw that our fearless blogger MMM has himself listed as "Leisure Engineer" :)

Thoughts?

This is a really interesting question. Do we get this fear because work gave our lives meaning or because work kept us too distracted to ask deeper questions?

For titles how about life-liver, life-lover, chief experience officer, polymath, renaissance man/woman, boulevardier or bon vivant?

I have wondered the same thing and given it thought.  I believe it's a combination of the two...at least for myself.  Work was really busy - long weeks and of course some time on weekends as well.  So much of my time and energy went to work that I did feel like it was my purpose. 

About a year ago, I "Practiced" retirement.  I took a day of vacation and and told myself that this isn't a day of vacation, this is EVERY DAY for the rest of my life.  By the end of the day I was running back to my desk - I felt totally purposeless that day....so I've been tacking that emotionally for the last year....and obviously.....still working on it.

Oh, I really like Bon Vivant! Another one I read about was "Private Portfolio Manager"...;)

I just thought of a good title: 'Capitalist'. As in what does your daddy do for a living? Oh. He's a capitalist. Sounds good to me :)



easypeasy

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Re: Target FIRE: 2017
« Reply #787 on: February 16, 2017, 06:52:03 PM »
How are we doing March cohort? Your time has almost arrived! Are you excited?

Erm, it's complicated?  My update is that I was all fired up and ready to quit in early February and the week I was planning to talk to my boss I completely freaked out.  Like spent a week sleeping poorly, planning lame conflict avoidance strategies, and avoiding talking to my boss.  At first I thought it was an acute case of OMY syndrome but as I thought and talked about it more with DH I realized I also have a pretty big sense of unfinished business (I'm on the leadership team at a startup). 

I decided to ask that we work toward a mutually beneficial solution so they aren't left hanging but that I'm out by later this year.  So this Tuesday I finally put on my big girl pants and talked to my boss.  He was surprised, asked if it was because I'm unhappy with my compensation, and we agreed to talk about it more at our check in tomorrow.  After our conversation it felt like a giant 10 ton weight had been lifted from my shoulders. 

So I'd say at this point March 15 is probably out but I'll know more tomorrow. 

Daisy

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Re: Target FIRE: 2017
« Reply #788 on: February 16, 2017, 06:53:55 PM »
I am waiting for some potentially FIRE affecting news in March so am tempted to move my date a little further back. Since I like number patterns, the sound of 7/7/17 or 7/17/17 sound soothing to me. But keep my 4/28 date on the list for now. It keeps my feet to the FIRE, so to speak.

BTW, I have been part time since mid 2016. Not sure if that should be reflected on the list.
« Last Edit: February 16, 2017, 07:01:27 PM by Daisy »

oneyearfromnow

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Re: Target FIRE: 2017
« Reply #789 on: February 16, 2017, 07:20:58 PM »
How does health insurance in Canada work for FIRE people? Do you pay, is it free, or what?

In Canada most things are included (appendix, dislocated ankle, medically "necessary" cosmetic surgery - yes I know) Some things happen on a wait list depending on location.  The things you pay for are things like prescription medicine, glasses, dental appointments etc.  We currently have benefits through our employers that would reimburse us for some of those costs. 

Benefit providers are insurance salespeople.  Their job is to do their best to not pay out.  Even in the co-ordinated benefits world, they don't fully reimburse you for these expenses. 

We've been researching providers when we are retired, but the pay in cost at our age group doesn't completely reimburse you for your costs.  In essence you pay more in the hopes of paying less in the future.  Perhaps not to the extent of what is experienced in the USofA.

Any other Canadians that have a reasonable benefit provider post retirement?  I'd be interested to know!

The husband and I are FIRE'd as of April 28, 2017.

dragoncar

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Re: Target FIRE: 2017
« Reply #790 on: February 16, 2017, 08:02:24 PM »
Tomorrow is a general strike day.   Hopefully my boss is in, and it doesn't seem like I'm making a political statement.

myhotrs

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Re: Target FIRE: 2017
« Reply #791 on: February 16, 2017, 11:22:21 PM »


I just thought of a good title: 'Capitalist'. As in what does your daddy do for a living? Oh. He's a capitalist. Sounds good to me :)

Awesome, I am going to use this! Always wanted to be a capitalist (see my signature.)
I swear, by my life and my love of it, that I will never live for the sake of another man, nor ask another man to live for mine.

Freedom17

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Re: Target FIRE: 2017
« Reply #792 on: February 16, 2017, 11:32:59 PM »


I just thought of a good title: 'Capitalist'. As in what does your daddy do for a living? Oh. He's a capitalist. Sounds good to me :)

Awesome, I am going to use this! Always wanted to be a capitalist (see my signature.)

Great quote. I was actually inspired by your signature and embedded this quote in comments in the code base at work. I've started putting red pills around the code base for people to find. All the greats Fountainhead, Atlas, Fight Club :)

The thing I particularly like about this title is that it annoys exactly the right kind of people :)



jack06

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Re: Target FIRE: 2017
« Reply #793 on: February 17, 2017, 05:34:23 AM »
How does health insurance in Canada work for FIRE people? Do you pay, is it free, or what?

Health care is universally free (there aren't real private hospitals in the country), but we need insurance to cover prescription drugs. In some provinces like Quebec, the insurance is mandatory and the premium is the same regardless of age. For instance my parents pay about 600$ each per year for the drug insurance and part of it is refunded through the tax system (when elligible due to low revenues). 

dabears847

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Re: Target FIRE: 2017
« Reply #794 on: February 17, 2017, 07:23:55 AM »
So it is official, I'm part of the 2017 FIRE club. Please add me to the list for those confirmed that have pulled the plug.


markbike528CBX

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Re: Target FIRE: 2017
« Reply #795 on: February 17, 2017, 08:06:49 AM »
dabears847:

Just pulled the plug?  No story (epic or otherwise) for our entertainment?
Congratulations of course (and jealousy too).

dabears847

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Re: Target FIRE: 2017
« Reply #796 on: February 17, 2017, 09:47:28 AM »
Epic, somewhat.

I envisioned a mariachi band or some sort of big I quit, fu... but I chickened out. I was offered a package. I loved the job but the boss was something else, glad to be free, just need to detox from the high level of stress.




FIRE me

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Re: Target FIRE: 2017
« Reply #797 on: February 17, 2017, 10:13:48 AM »
So it is official, I'm part of the 2017 FIRE club. Please add me to the list for those confirmed that have pulled the plug.

Congratulations dabears847!
FIRE'd on January 4, 2017

FIRE me

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Re: Target FIRE: 2017
« Reply #798 on: February 17, 2017, 10:14:26 AM »

Threshkin                October 31, 2016  Confirmed
Metta            (at 55) January 1, 2017   Confirmed
MrsWhipple       (at 32) January 1, 2017   Confirmed
FIRE me                  January 3, 2017   Confirmed
FrugalAussie             January 4, 2017   Confirmed
Zineth           (at 49) January 27, 2017  Confirmed
MarciaB          (at 55) January 31, 2017  Confirmed
MsGreenStash     (at 51) February 1, 2017  Confirmed
dabears847               February 17, 2017 Confirmed
Dragoncar                March 1, 2017
Cottonswab       (at 30) March 1, 2017
Easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
Oblivo                   March 31, 2017
John Doe         (at 50) April 1, 2017     Part time
Daisy            (at 48) April 28, 2017
oneyearfromnow           April 28, 2017
freedom47                April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro    (at 43) May 1, 2017       Part time
Remote_Landlord  (at 39) May 8, 2017
Penguin159               May 12, 2017
Rachael Talcott  (at 42) May 21, 2017
BNgarden         (at 58) May 24, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite      (at 27) June 1, 2017
Romag                    June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Rahby1us                 June, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb        (at 35) July 3, 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
MonkeyJenga      (at 31) Fall 2017
Zephyr911        (at 39) Fall 2017
SachaFiscal      (at 41) December 1, 2017   
Jim2001                  December 31, 2017
Mf3333           (at 56) MIA
SwordGuy         (at 59) OMY
Mrs. SwordGuy            OMY
Noble_goal               OMY
JoJo             (at 43) OMY - 70% time
FIRE'd on January 4, 2017

FIRE me

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Re: Target FIRE: 2017
« Reply #799 on: February 17, 2017, 10:23:18 AM »
How does health insurance in Canada work for FIRE people? Do you pay, is it free, or what?

Health care is universally free (there aren't real private hospitals in the country), but we need insurance to cover prescription drugs. In some provinces like Quebec, the insurance is mandatory and the premium is the same regardless of age. For instance my parents pay about 600$ each per year for the drug insurance and part of it is refunded through the tax system (when elligible due to low revenues).

I'm sure the Canadian is not perfect. Nonetheless I wish the USA would adopt your system. Or maybe Japan's, I hear their system is very good too.

It won't be happening of course. The for profit drug companies, the for profit hospitals, and the for profit insurance companies have far too much power in Washington for that to ever happen.
FIRE'd on January 4, 2017