Author Topic: Target FIRE: 2017  (Read 118877 times)

Freedom17

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Re: Target FIRE: 2017
« Reply #400 on: October 05, 2016, 09:55:49 AM »

MrsWhipple       (at 32) January 1, 2017 
FIRE me                  January 3, 2017
Metta            (at 55) January 3, 2017 
Zineth           (at 49) January 17, 2017
MarciaB          (at 55) January 31, 2017
rahby1us                 January 31, 2017
mf3333           (at 56) January 31, 2017
easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
oblivion                 March 31, 2017
Zephyr911                April 1, 2017
Threshkin        (at 59) April 15, 2017   
Jojo                     April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro            May 1, 2017
Mrs. SwordGuy            May 16, 2017
SwordGuy         (at 59) May 16, 2017
Rachael                  May 21, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite              June 1, 2017
Romag                    June 1, 2017
Cottonswab       (At 30) June 1, 2017
Charlie Foxtrot          July 1, 2017
Bigchrisb                July 14 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
Jim2001                  December 31, 2017
noble_goal               OMY



CanuckExpat

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Re: Target FIRE: 2017
« Reply #401 on: October 06, 2016, 01:38:15 AM »
You all are too organized here. Nice work on the table

P.S. Totally copied the table for 2016: http://forum.mrmoneymustache.com/welcome-to-the-forum/class-of-2016/msg1234263/#msg1234263

Imitation is the sincerest form of flattery right?
Was targetting Freedom35 but ended up retiring a couple years early. Currently Based in Buffalo for the summer.

MsGreenStash

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Re: Target FIRE: 2017
« Reply #402 on: October 06, 2016, 03:02:16 PM »
Hi all,

So this is my very first post in the forums although I've been reading MMM for more than a year now.  Inspirational to say the least.  I am admittedly both excited & scared sh**less to leave my job but it feels like I have to!  Mustachianism has been creeping up on me since I realized that retirement was actually possible!  I don't need the big bucks that the online retirement tools tell me I do.   It's been like a locomotive that's been gaining strength for a year now and I can't stop it.   I'm telling myself that if it's a mistake, I can always find another job.....

Sorry if the list isn't formatted well.  Not exactly sure how to fix that....

MrsWhipple       (at 32) January 1, 2017 
MsGreenStash (at 51) January 1, 2017
FIRE me                  January 3, 2017
Metta            (at 55) January 3, 2017 
Zineth           (at 49) January 17, 2017
MarciaB          (at 55) January 31, 2017
rahby1us                 January 31, 2017
mf3333           (at 56) January 31, 2017
easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
oblivion                 March 31, 2017
Zephyr911                April 1, 2017
Threshkin        (at 59) April 15, 2017   
Jojo                     April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro            May 1, 2017
Mrs. SwordGuy            May 16, 2017
SwordGuy         (at 59) May 16, 2017
Rachael                  May 21, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite              June 1, 2017
Romag                    June 1, 2017
Cottonswab       (At 30) June 1, 2017
Charlie Foxtrot          July 1, 2017
Bigchrisb                July 14 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
Jim2001                  December 31, 2017
noble_goal               OMY

Threshkin

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Re: Target FIRE: 2017
« Reply #403 on: October 06, 2016, 05:46:59 PM »
Hi all,

So this is my very first post in the forums although I've been reading MMM for more than a year now.  Inspirational to say the least.  I am admittedly both excited & scared sh**less to leave my job but it feels like I have to!  Mustachianism has been creeping up on me since I realized that retirement was actually possible!  I don't need the big bucks that the online retirement tools tell me I do.   It's been like a locomotive that's been gaining strength for a year now and I can't stop it.   I'm telling myself that if it's a mistake, I can always find another job.....
...snip...

Welcome aboard!  and welcome to the scared shitless camp.  I know I am!

zephyr911

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Re: Target FIRE: 2017
« Reply #404 on: October 06, 2016, 06:00:22 PM »
Welcome, MGS, and don't feel compelled to censor yourself. We're all fuckin' cool here... ;)
I am not a cog. I am an organizational lubricant.

mf3333

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Re: Target FIRE: 2017
« Reply #405 on: October 07, 2016, 06:06:25 AM »
Started investing in real estate last october and we flipped one house and in the process of flipping another.  This will be my hobby when I retire for extra funds.  I've been investing for years in stocks and bonds.  Both kids entered colleges in august, both with full rides.  We have been blessed.

Threshkin

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Re: Target FIRE: 2017
« Reply #406 on: October 07, 2016, 09:56:32 AM »
I was just scheduled for a weekly work meeting at 10:00PM.  My boss kindly asked it to be moved up from 10:30PM to make it not so late for me......

I replied that I am usually in bed before then and asked to be caught up if I miss the meeting.

It is good to have FU money and short timer's disease.

Freedom17

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Re: Target FIRE: 2017
« Reply #407 on: October 07, 2016, 10:06:16 AM »
Sorry if the list isn't formatted well.  Not exactly sure how to fix that....

Welcome!

To make it all align just put font=courier in square brackets before the list and /font in square brackets after.


MrsWhipple       (at 32) January 1, 2017 
MsGreenStash     (at 51) January 1, 2017
FIRE me                  January 3, 2017
Metta            (at 55) January 3, 2017 
Zineth           (at 49) January 17, 2017
MarciaB          (at 55) January 31, 2017
rahby1us                 January 31, 2017
mf3333           (at 56) January 31, 2017
easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
oblivion                 March 31, 2017
Zephyr911                April 1, 2017
Threshkin        (at 59) April 15, 2017   
Jojo                     April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro            May 1, 2017
Mrs. SwordGuy            May 16, 2017
SwordGuy         (at 59) May 16, 2017
Rachael                  May 21, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite              June 1, 2017
Romag                    June 1, 2017
Cottonswab       (At 30) June 1, 2017
Charlie Foxtrot          July 1, 2017
Bigchrisb                July 14 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
Jim2001                  December 31, 2017
noble_goal               OMY



Freedom17

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Re: Target FIRE: 2017
« Reply #408 on: October 07, 2016, 10:07:43 AM »
What a long week. Glad it's almost over. Happy Friday everyone!



zephyr911

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Re: Target FIRE: 2017
« Reply #409 on: October 07, 2016, 10:16:23 AM »
Good lord, I am having the kind of Friday morning that makes me wish my date was yesterday. Save and invest save and invest save and invest... lulz
I am not a cog. I am an organizational lubricant.

Metta

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Re: Target FIRE: 2017
« Reply #410 on: October 07, 2016, 11:28:02 AM »
Good lord, I am having the kind of Friday morning that makes me wish my date was yesterday. Save and invest save and invest save and invest... lulz

This week I am also wishing that I still had a FY16 date! But hang in there fellow classmates. We will get through this and we will be amply rewarded as we cross the gateway into our new, freedom-filled lives.

RedmondStash

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Re: Target FIRE: 2017
« Reply #411 on: October 08, 2016, 10:14:24 AM »
Good lord, I am having the kind of Friday morning that makes me wish my date was yesterday. Save and invest save and invest save and invest... lulz

@Zephyr, I hear you. I had a day earlier this week that nearly catapulted me into the Class of 2016, effective immediately.

The situation has since improved. But I am counting down week by week, and sometimes hour by hour. I hope I can make it to the end of May, but right now, I've just got my sights set on the end of October.

myhotrs

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Re: Target FIRE: 2017
« Reply #412 on: October 08, 2016, 10:15:59 PM »
Glad I'm not the only one scared shitless!! I pretty much just hit my number but I'm keeping the original date for safety margin, the market feels really scary at the moment. My wife has been awesome though and super supportive. Can't wait to spend all day with family.
I swear, by my life and my love of it, that I will never live for the sake of another man, nor ask another man to live for mine.

SwordGuy

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Re: Target FIRE: 2017
« Reply #413 on: October 08, 2016, 11:20:03 PM »
At this point, the only reason I see to stay on past my date next year is to pay for the house we're considering buying to fix up.  It's an architectural gem that deserves to be saved.    That way, we're not at as much risk if it doesn't flip for as much as we would like it to.

RedmondStash

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Re: Target FIRE: 2017
« Reply #414 on: October 09, 2016, 03:17:15 PM »
Part of why I want to stay at work at least through the end of the year is the election. Yeah, you can't time the market, it always evens out in the end, blah blah blah. It just makes sense to me to stick around through November and see if the market stabilizes, at least a little bit, before I bow out of my income-producing life.

Not trying to start a whole political thread here. Just observing that there is one variable that's currently up in the air that may affect the economy, and that Schroedinger's Box will be opened in November, either way.

We live in interesting times.

MsGreenStash

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Re: Target FIRE: 2017
« Reply #415 on: October 11, 2016, 05:48:27 PM »
Thanks for the warm welcome everyone!  The count down is on!

Have any of you given thought to what you're going to do on your first day of freedom? 

In my vision, I get up early, have a coffee and sit on the porch.  Hit the bike and if I have to show some of my badass mustachianism because of the weather then so be it.  Home for a long yoga session.  Then I'll start ticking off my long list of projects :)

Freedom17

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Re: Target FIRE: 2017
« Reply #416 on: October 11, 2016, 06:24:29 PM »
Thanks for the warm welcome everyone!  The count down is on!

Have any of you given thought to what you're going to do on your first day of freedom? 

In my vision, I get up early, have a coffee and sit on the porch.  Hit the bike and if I have to show some of my badass mustachianism because of the weather then so be it.  Home for a long yoga session.  Then I'll start ticking off my long list of projects :)

Now that is a great thought! I think I'm going to sleep in, at least as much as the little ones will allow, then eggs for breakfast and a massage. I'm not sure exactly when I'll get a chance to do that though as we've got to fly overseas, furnish our new apartment and get the kids enrolled in local schools so the first few months will be pretty busy.



MsGreenStash

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Re: Target FIRE: 2017
« Reply #417 on: October 11, 2016, 07:08:31 PM »
Thanks for the warm welcome everyone!  The count down is on!

Have any of you given thought to what you're going to do on your first day of freedom? 

In my vision, I get up early, have a coffee and sit on the porch.  Hit the bike and if I have to show some of my badass mustachianism because of the weather then so be it.  Home for a long yoga session.  Then I'll start ticking off my long list of projects :)

Now that is a great thought! I think I'm going to sleep in, at least as much as the little ones will allow, then eggs for breakfast and a massage. I'm not sure exactly when I'll get a chance to do that though as we've got to fly overseas, furnish our new apartment and get the kids enrolled in local schools so the first few months will be pretty busy.

Overseas retirement?  That sounds fabulously awesome!

RedmondStash

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Re: Target FIRE: 2017
« Reply #418 on: October 11, 2016, 07:18:21 PM »
Thanks for the warm welcome everyone!  The count down is on!

Have any of you given thought to what you're going to do on your first day of freedom? 

In my vision, I get up early, have a coffee and sit on the porch.  Hit the bike and if I have to show some of my badass mustachianism because of the weather then so be it.  Home for a long yoga session.  Then I'll start ticking off my long list of projects :)

I expect my first couple of days to be like a celebratory weekend: relaxing and resting up.

But from day 3 onward, I have many projects in mind: decluttering, painting, cleaning, fostering puppies and/or kittens again, walking the dog, exercising, playing video games, writing fiction, getting back to learning about 3D modeling and animation, and on and on.

It's nice to think about. :)

Threshkin

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Re: Target FIRE: 2017
« Reply #419 on: October 12, 2016, 09:55:13 AM »
Thanks for the warm welcome everyone!  The count down is on!

Have any of you given thought to what you're going to do on your first day of freedom? 

In my vision, I get up early, have a coffee and sit on the porch.  Hit the bike and if I have to show some of my badass mustachianism because of the weather then so be it.  Home for a long yoga session.  Then I'll start ticking off my long list of projects :)

Sleep. Go for a long walk.  Sleep some more.

Financial Ascensionist

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Re: Target FIRE: 2017
« Reply #420 on: October 14, 2016, 06:30:30 PM »
I triple checked the numbers and I just can't see the point of stretching my salaried life into 2018 anymore.  Mustachians, I am now joining you in the class of 2017 with a target exit on June 1st.  For those keeping track of these things, I will be 39 years old.


My immediate post-FIRE plan is to take off for 3 month to a North American climbing destination, followed by another 3 months into one of the warmer climbing mecca, most likely Las Vegas or Moab.

Here is my question for my peer who are on their final stretch: what is your pre-exit check list like?  I have a few things like taking care of dental work and routine medical assessments while I have full coverage, but I'm not entirely sure what else I should plan for.

Freedom17

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Re: Target FIRE: 2017
« Reply #421 on: October 14, 2016, 07:33:57 PM »
I triple checked the numbers and I just can't see the point of stretching my salaried life into 2018 anymore.  Mustachians, I am now joining you in the class of 2017 with a target exit on June 1st.  For those keeping track of these things, I will be 39 years old.


My immediate post-FIRE plan is to take off for 3 month to a North American climbing destination, followed by another 3 months into one of the warmer climbing mecca, most likely Las Vegas or Moab.

Here is my question for my peer who are on their final stretch: what is your pre-exit check list like?  I have a few things like taking care of dental work and routine medical assessments while I have full coverage, but I'm not entirely sure what else I should plan for.

I'd say the first thing you should have on your checklist is joining a meetup from the Bay Area Mustachian group!

We're having one tomorrow in Mountain View as a matter of fact :)



MarciaB

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Re: Target FIRE: 2017
« Reply #422 on: October 14, 2016, 08:29:07 PM »
And add yourself to the class list!

oldtoyota

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Re: Target FIRE: 2017
« Reply #423 on: October 14, 2016, 08:55:05 PM »
I'm coming in from the class to '19 or '20 to visit you all. Wondering what power moves I can borrow. ;-)

RedmondStash

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Re: Target FIRE: 2017
« Reply #424 on: October 14, 2016, 10:46:58 PM »
Here is my question for my peer who are on their final stretch: what is your pre-exit check list like?  I have a few things like taking care of dental work and routine medical assessments while I have full coverage, but I'm not entirely sure what else I should plan for.

There's a whole thread about this somewhere that folks keep updating. I thought it was a pinned thread, but I can't find it now. You might find it if you poke around.

oneyear

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Re: Target FIRE: 2017
« Reply #425 on: October 15, 2016, 03:13:47 AM »
This week I started my transition to SR with a planned 1/2 day. By 7.30am I was checking email and at 11am I was making moves to get back to the office.

Next week I'm going to structure my morning off a week a lot more. Library or swimming pool with the little one and a coffee for me afterwards.

MarciaB

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Re: Target FIRE: 2017
« Reply #426 on: October 15, 2016, 07:01:26 AM »
OK - I added Financial Ascensionist (had to abbreviate, sorry). I am very impressed by you folks in your 30's on this list (well done you!).


MrsWhipple       (at 32) January 1, 2017 
MsGreenStash     (at 51) January 1, 2017
FIRE me                  January 3, 2017
Metta            (at 55) January 3, 2017 
Zineth           (at 49) January 17, 2017
MarciaB          (at 55) January 31, 2017
rahby1us                 January 31, 2017
mf3333           (at 56) January 31, 2017
easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
oblivion                 March 31, 2017
Zephyr911        (at 38) April 1, 2017
Threshkin        (at 59) April 15, 2017   
Jojo                     April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro            May 1, 2017
Mrs. SwordGuy            May 16, 2017
SwordGuy         (at 59) May 16, 2017
Rachael                  May 21, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite              June 1, 2017
Romag                    June 1, 2017
Cottonswab       (at 30) June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb                July 14 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
Jim2001                  December 31, 2017
noble_goal               OMY

Financial Ascensionist

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Re: Target FIRE: 2017
« Reply #427 on: October 15, 2016, 10:36:34 AM »
I am keeping track of the Bay Area Mustachians events.  I almost went to the hiking one, but I ended up with a last minute conflict, unfortunately.  I am sure we will meet face to face soon enough.

There is this check-list, and it's pretty good: http://forum.mrmoneymustache.com/post-fire/pre-fire-checklist/  Is there anything you all know you have to do rather soon that is not in there?  Anyone reading "How to Engineer your Layoff"?

Metta

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Re: Target FIRE: 2017
« Reply #428 on: October 16, 2016, 11:16:23 AM »
My last day at work will now be Dec. 31, 2016, so I've decided that I straddle 2016 and 2017 and am keeping myself on both lists. I've completed my paperwork at work and am now planning my retirement party.


Metta            (at 55) January 1, 2017 
MrsWhipple       (at 32) January 1, 2017 
MsGreenStash     (at 51) January 1, 2017
FIRE me                  January 3, 2017
Zineth           (at 49) January 17, 2017
MarciaB          (at 55) January 31, 2017
rahby1us                 January 31, 2017
mf3333           (at 56) January 31, 2017
easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
oblivion                 March 31, 2017
Zephyr911        (at 38) April 1, 2017
Threshkin        (at 59) April 15, 2017   
Jojo                     April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro            May 1, 2017
Mrs. SwordGuy            May 16, 2017
SwordGuy         (at 59) May 16, 2017
Rachael                  May 21, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite              June 1, 2017
Romag                    June 1, 2017
Cottonswab       (at 30) June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb                July 14 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
Jim2001                  December 31, 2017
noble_goal               OMY

MarciaB

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Re: Target FIRE: 2017
« Reply #429 on: October 16, 2016, 11:32:00 AM »
Congrats Metta! And very fun to be the member of 2 classes.

On a side note - I'm looking for a Class Of 2017 member to help me look over my financial plans with an unbiased eye. Bonus points if you're in your mid-50s or older. Anyone who would be willing to help please PM me. Thanks.

BNgarden

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Re: Target FIRE: 2017
« Reply #430 on: October 16, 2016, 01:26:46 PM »
Waffling a little, but let's say May 16, 2017 (at 58)

MarciaB

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Re: Target FIRE: 2017
« Reply #431 on: October 16, 2016, 01:42:09 PM »
Added you BNgarden:


Metta            (at 55) January 1, 2017 
MrsWhipple       (at 32) January 1, 2017 
MsGreenStash     (at 51) January 1, 2017
FIRE me                  January 3, 2017
Zineth           (at 49) January 17, 2017
MarciaB          (at 55) January 31, 2017
rahby1us                 January 31, 2017
mf3333           (at 56) January 31, 2017
easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
oblivion                 March 31, 2017
Zephyr911        (at 38) April 1, 2017
Threshkin        (at 59) April 15, 2017   
Jojo                     April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro            May 1, 2017
Mrs. SwordGuy            May 16, 2017
SwordGuy         (at 59) May 16, 2017
BNgarden         (at 58) May 16, 2017
Rachael                  May 21, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite              June 1, 2017
Romag                    June 1, 2017
Cottonswab       (at 30) June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb                July 14 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
Jim2001                  December 31, 2017
noble_goal               OMY
[font/]

MandyM

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Re: Target FIRE: 2017
« Reply #432 on: October 17, 2016, 06:17:10 AM »

My immediate post-FIRE plan is to take off for 3 month to a North American climbing destination, followed by another 3 months into one of the warmer climbing mecca, most likely Las Vegas or Moab.

FYI - there is thread going about a meetup in Moab October 2018: http://forum.mrmoneymustache.com/meetups-and-social-events/moab-utah-usa-in-october-2018/new/?topicseen#new
"Freedom lies in being bold." -Robert Frost

myhotrs

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Re: Target FIRE: 2017
« Reply #433 on: October 20, 2016, 08:26:00 PM »
Am I crazy for considering working longer to buy a Model S or 3? It would take me about six months at my current savings rate for the S and half that for the 3, insurance will be more money forever, still tempting...
I swear, by my life and my love of it, that I will never live for the sake of another man, nor ask another man to live for mine.

zephyr911

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Re: Target FIRE: 2017
« Reply #434 on: October 21, 2016, 10:44:02 AM »
Am I crazy for considering working longer to buy a Model S or 3? It would take me about six months at my current savings rate for the S and half that for the 3, insurance will be more money forever, still tempting...
Short answer: You're not crazy for considering anything in particular, if it's in line with your priorities.
Long answer: I haven't really mentioned it here*, but I recently bought a 2012 P85. I've watched the company since the beginning, debated long and hard with myself where that fit into my priority stack, and finally made up my mind early this year. The crux of the matter for me was that I value a few other things at least as much as FIRE, and the main reason I want FI is to reallocate the time and energy currently going to my FT job into advocating for renewable energy and electric transportation. So, it's part and parcel of the same effort, at least for me... it might cost me a few months on the "magic number" date, but it's all tied up in the same set of goals, and it's here now. Just like my solar panels, home efficiency upgrades, etc.
I actually hate the fact that it's a luxury car, because I'm a dirty mofo and the niceties are wasted on me, but it's quite effective for what I got it for... showing my friends, neighbors, and CWs that a well-designed EV can kick the shit out of the ICE equivalent at everything cars do. Hardly a week goes by that I don't take someone for a ride, attend an event, do Q&A, etc, and the results are invariably positive. So, for me, this is just allocating resources according to what matters to me.
Total cost of ownership is high by Mustachian standards, but it does pay back in various ways... regional road trips on Superchargers ($0) vs. plane tickets for 2 plus dog boarding ($$$), and local driving (home-charged) costs half of even the Prius' average ($.02-.03/mi vs ~$.05).
Post-FIRE, the travel cost savings will only increase, as we take advantage of our free time to get out more.
They also tend to be cheaper to insure than most people expect, because they're so incredibly safe, and maintenance is... what maintenance? The entire thing has like 20 moving parts, and even the disc brakes get so little wear that they're more likely to rust than wear out. Battery warranty, 8 years, unlimited miles, and so on.
Not the choice for everyone here, obviously. Not the choice for most. But my choice, for well-considered reasons.
As long as your choice is compatible with your own goals, nobody can fault it.

*I'm not ashamed of it, nor do I regret it in any sense, but the general sentiment being what it is, I don't want to get wrapped around the axle with dogmatic feedback.
I am not a cog. I am an organizational lubricant.

Freedom17

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Re: Target FIRE: 2017
« Reply #435 on: October 21, 2016, 01:36:15 PM »
Am I crazy for considering working longer to buy a Model S or 3? It would take me about six months at my current savings rate for the S and half that for the 3, insurance will be more money forever, still tempting...

With rebates the model 3 can be as low as $25k. That's $10k more than the cheapest econobox you can find, but it's not exactly expensive. My next car will definitely be a model 3, although living in a major, non-car oriented city we won't need a car for the first 10 years of FIRE or so.



rachael talcott

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Re: Target FIRE: 2017
« Reply #436 on: October 21, 2016, 06:07:32 PM »
Including my age.


Metta            (at 55) January 1, 2017 
MrsWhipple       (at 32) January 1, 2017 
MsGreenStash     (at 51) January 1, 2017
FIRE me                  January 3, 2017
Zineth           (at 49) January 17, 2017
MarciaB          (at 55) January 31, 2017
rahby1us                 January 31, 2017
mf3333           (at 56) January 31, 2017
easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
oblivion                 March 31, 2017
Zephyr911        (at 38) April 1, 2017
Threshkin        (at 59) April 15, 2017   
Jojo                     April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro            May 1, 2017
Mrs. SwordGuy            May 16, 2017
SwordGuy         (at 59) May 16, 2017
BNgarden         (at 58) May 16, 2017
Rachael          (at 42) May 21, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite              June 1, 2017
Romag                    June 1, 2017
Cottonswab       (at 30) June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb                July 14 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
Jim2001                  December 31, 2017
noble_goal               OMY

Fairviewite

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Re: Target FIRE: 2017
« Reply #437 on: October 21, 2016, 07:43:54 PM »
Decided to also include my age.


Metta            (at 55) January 1, 2017 
MrsWhipple       (at 32) January 1, 2017 
MsGreenStash     (at 51) January 1, 2017
FIRE me                  January 3, 2017
Zineth           (at 49) January 17, 2017
MarciaB          (at 55) January 31, 2017
rahby1us                 January 31, 2017
mf3333           (at 56) January 31, 2017
easypeasy        (at 35) March 15, 2017   
Myhotrs          (at 38) March 31, 2017   
oblivion                 March 31, 2017
Zephyr911        (at 38) April 1, 2017
Threshkin        (at 59) April 15, 2017   
Jojo                     April 28, 2017
MandyM           (at 38) May 1, 2017     
Mrs. Pomodoro            May 1, 2017
Mrs. SwordGuy            May 16, 2017
SwordGuy         (at 59) May 16, 2017
BNgarden         (at 58) May 16, 2017
Rachael          (at 42) May 21, 2017
RedmondStash             May 31, 2017
Jack06           (at 42) June 1, 2017     
Fairviewite      (at 27) June 1, 2017
Romag                    June 1, 2017
Cottonswab       (at 30) June 1, 2017
Financial Asc.   (at 39) June 1, 2017
Charlie Foxtrot  (at 41) July 1, 2017
Bigchrisb                July 14 2017
Freedom17        (at 38) July 28, 2017
UnleashHell              July 28, 2017
Cookie78         (at 39) August 3, 2017
Jim2001                  December 31, 2017
noble_goal               OMY

RedmondStash

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Re: Target FIRE: 2017
« Reply #438 on: October 21, 2016, 08:46:13 PM »
This was one of those weird days when work left a bad taste in my mouth because of some unpleasant stuff that went down. I normally really like my job. Now I am thinking I'll probably miss it less than I thought when I finally quit.

I'm still Class of 2017; I'm not stomping out the door today. But I keep doing the math and thinking, "I could -- as long as healthcare costs don't skyrocket, which they probably will."

What strategies do you use to keep those itchy feet still when you know staying is in your best interest but the math (barely) supports FIRE? How do you resist that allure -- or do you?

Freedom17

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Re: Target FIRE: 2017
« Reply #439 on: October 21, 2016, 08:58:37 PM »
This was one of those weird days when work left a bad taste in my mouth because of some unpleasant stuff that went down. I normally really like my job. Now I am thinking I'll probably miss it less than I thought when I finally quit.

I'm still Class of 2017; I'm not stomping out the door today. But I keep doing the math and thinking, "I could -- as long as healthcare costs don't skyrocket, which they probably will."

What strategies do you use to keep those itchy feet still when you know staying is in your best interest but the math (barely) supports FIRE? How do you resist that allure -- or do you?

Personally I care less each day and work gets more tolerable. I used to go in at 9:30 and leave at 6. 6 became 5:30, then 5, then 4:30, now 4. I go to the gym at work regularly, take long lunches, go for a half hour walk daily. I just discovered a meditation room so have started doing that daily as well. Combined with regular social lunches with colleagues from previous teams it's made work much more bearable. I've been getting the best performance ratings ever as well. Far better than when I worked 12 hours a day, 7 days a week. Isn't that amazing? It makes me see what a joke the whole thing is and even more glad I'm leaving this madness behind.



zephyr911

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Re: Target FIRE: 2017
« Reply #440 on: October 21, 2016, 08:59:24 PM »
Whiskey? xD
Last time it happened, I just came and vented here in this thread. Sometimes I just sit and think about the things I do like about the job, or I think about how far I've come and how incredibly empowering it is just to know dramatically I've altered my own trajectory in just a couple of years. Or I think about what I'll do with total freedom once it's mine.
I'm sure other tactics exist and might work, too. Maybe try skating down Alki Beach at midnight... ;)
I am not a cog. I am an organizational lubricant.

myhotrs

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Re: Target FIRE: 2017
« Reply #441 on: October 22, 2016, 12:56:45 AM »
For me, as I get closer to the number, I care less and less. Its a bit scary letting stuff go at first but as you step back all the crap you were doing before seems less and less important. Now I have almost no stress and I'm still a top performer. I have literally stopped attending some meetings and leave a bit early daily with no repercussions (that I know of.)

The optics probably guarantee I'll be passed for any promotions, but I'm done soon anyways so I'm fine with it.
I swear, by my life and my love of it, that I will never live for the sake of another man, nor ask another man to live for mine.

Metta

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Re: Target FIRE: 2017
« Reply #442 on: October 22, 2016, 07:09:41 AM »
Because of the situation with my department, I am working extremely hard and fairly long hours these last few months. If we were not attempting to meet a ridiculous set of deadlines, I wouldn't be doing this right before leaving.

However, what I have given up is anything I deem to be paperwork for the sake of paperwork. I've stopped keeping my timesheet since it isn't actually used for anything other than justifying a manager's contention that an employee is or is not overworked. I am salaried so it is not required for paychecks. We do no charge backs based on it. I get no personal benefit from it and I suspect that if I were to have to look at the number of hours I am putting in each week, it would simply upset me.

Has anyone else drawn a line in the sand and said, "I have only x number of months left, I am not going to do xxx anymore?

RedmondStash

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Re: Target FIRE: 2017
« Reply #443 on: October 22, 2016, 10:23:02 AM »
Has anyone else drawn a line in the sand and said, "I have only x number of months left, I am not going to do xxx anymore?

Not really, but I'm starting to wonder if I should. Possibly more in the form of, "I have only x months left; I am going to do y and z, which are more fun, even though I'm supposed to do a and b."

myhotrs

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Re: Target FIRE: 2017
« Reply #444 on: October 22, 2016, 04:07:44 PM »
I'd say that almost all of us in the position to retire early are strong performers at work, even if you don't realize it (turns out most high performers underestimate others' incompetence). So if we were working late on a stupid deadline, I'd still leave whenever I thought I should. What could possibly happen? At my company, even if they wanted to fire me, the time to do that is longer than I have left, even with slack built in. I do have a pretty large bonus in March that I'm waiting for so I can't totally check-out or they'd probably f@@@ me on it so I'm putting in a solid 50%!
I swear, by my life and my love of it, that I will never live for the sake of another man, nor ask another man to live for mine.

zephyr911

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Re: Target FIRE: 2017
« Reply #445 on: October 22, 2016, 04:23:14 PM »
Dude, I think you're totally right.
I don't work very hard and I fuck off a lot, but I get things done really efficiently after six years of minimal task changes. These hard workers have me all fooled with their constant activity when they're really just spinning wheels with inefficient solutions as often as not....
I am not a cog. I am an organizational lubricant.

Freedom17

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Re: Target FIRE: 2017
« Reply #446 on: October 22, 2016, 04:36:22 PM »
I'd say that almost all of us in the position to retire early are strong performers at work, even if you don't realize it (turns out most high performers underestimate others' incompetence). So if we were working late on a stupid deadline, I'd still leave whenever I thought I should. What could possibly happen? At my company, even if they wanted to fire me, the time to do that is longer than I have left, even with slack built in. I do have a pretty large bonus in March that I'm waiting for so I can't totally check-out or they'd probably f@@@ me on it so I'm putting in a solid 50%!

I do get the vibe that people here are way too responsible for their own good. It's not our business at the end of the day.



RedmondStash

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Re: Target FIRE: 2017
« Reply #447 on: October 22, 2016, 07:50:21 PM »
I'd say that almost all of us in the position to retire early are strong performers at work, even if you don't realize it (turns out most high performers underestimate others' incompetence). So if we were working late on a stupid deadline, I'd still leave whenever I thought I should. What could possibly happen? At my company, even if they wanted to fire me, the time to do that is longer than I have left, even with slack built in. I do have a pretty large bonus in March that I'm waiting for so I can't totally check-out or they'd probably f@@@ me on it so I'm putting in a solid 50%!

I do get the vibe that people here are way too responsible for their own good. It's not our business at the end of the day.

I take pride in my work. I don't own the business, and I don't let the business push me around, but I'll be damned if I do less than my best work, for my own sense of accomplishment and satisfaction.

It helps that I genuinely enjoy the work, but I've always been this way, even with jobs I liked less. That work ethic is part of how I was able to earn at a level to make FIRE more than just a far-fetched dream. It also opened doors and created opportunities to do some amazing things in my life.

SwordGuy

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Re: Target FIRE: 2017
« Reply #448 on: October 22, 2016, 08:15:52 PM »
I'd say that almost all of us in the position to retire early are strong performers at work, even if you don't realize it (turns out most high performers underestimate others' incompetence). So if we were working late on a stupid deadline, I'd still leave whenever I thought I should. What could possibly happen? At my company, even if they wanted to fire me, the time to do that is longer than I have left, even with slack built in. I do have a pretty large bonus in March that I'm waiting for so I can't totally check-out or they'd probably f@@@ me on it so I'm putting in a solid 50%!

I do get the vibe that people here are way too responsible for their own good. It's not our business at the end of the day.

I take pride in my work. I don't own the business, and I don't let the business push me around, but I'll be damned if I do less than my best work, for my own sense of accomplishment and satisfaction.

It helps that I genuinely enjoy the work, but I've always been this way, even with jobs I liked less. That work ethic is part of how I was able to earn at a level to make FIRE more than just a far-fetched dream. It also opened doors and created opportunities to do some amazing things in my life.

Bravo!   I completely agree with you.

If someone hires you to do a job, do your best.   That doesn't mean working crazy hours they aren't paying you for, but it does mean doing your best for the time they pay you.

That kind of attitude pays dividends for the rest of your life.  Not only does it open opportunities for you that can be truly amazing, it also exercises the very skills that get you to FI (and will keep you there).

Metta

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Re: Target FIRE: 2017
« Reply #449 on: October 24, 2016, 09:49:24 AM »
I'd say that almost all of us in the position to retire early are strong performers at work, even if you don't realize it (turns out most high performers underestimate others' incompetence). So if we were working late on a stupid deadline, I'd still leave whenever I thought I should. What could possibly happen? At my company, even if they wanted to fire me, the time to do that is longer than I have left, even with slack built in. I do have a pretty large bonus in March that I'm waiting for so I can't totally check-out or they'd probably f@@@ me on it so I'm putting in a solid 50%!

I do get the vibe that people here are way too responsible for their own good. It's not our business at the end of the day.

I take pride in my work. I don't own the business, and I don't let the business push me around, but I'll be damned if I do less than my best work, for my own sense of accomplishment and satisfaction.

It helps that I genuinely enjoy the work, but I've always been this way, even with jobs I liked less. That work ethic is part of how I was able to earn at a level to make FIRE more than just a far-fetched dream. It also opened doors and created opportunities to do some amazing things in my life.

Bravo!   I completely agree with you.

If someone hires you to do a job, do your best.   That doesn't mean working crazy hours they aren't paying you for, but it does mean doing your best for the time they pay you.

That kind of attitude pays dividends for the rest of your life.  Not only does it open opportunities for you that can be truly amazing, it also exercises the very skills that get you to FI (and will keep you there).


My current office is filled with fairly competent and dedicated people. In the last couple of years the company has been reducing headcount. The work previously done by 60 people is now assigned to 35 people. So people have been doing overtime just to get ordinary work done. On top of that an extremely large project has been adopted by upper management that probably requires about 50 people to complete it by the deadline they have chosen. So they have divided the remaining 35 people (already doing the work of 60 people) and have assigned the legacy maintenance work to 3 of them (previously done by 50 of the 60 in this department).

Some of my colleagues are regularly working 100 hour weeks to get things done with the new burdens. Generally these are the most competent people, who in ordinary times handle a higher than ordinary load in 40 hours. In the last year I've seen 4 of my colleagues hospitalized for things that were probably the result of exhaustion or working through illness and not caring for themselves properly. Recently my management just announced that they were cancelling all leave time through next July because otherwise the project cannot get done. In addition, they will not allow people to roll over their unused vacation if they have not used it up. Management believes (and this is probably true) that they cannot allow people to take off weekends or take vacation and still make the crazy deadlines they have set.

I've been maintaining my personal policy of never working past 11 at night and taking at least one weekend day off and I am tired. My colleagues are being used up and this is a deliberate policy by management. I am fortunate that I have FU money and a plan to leave on December 31. Most here do not.

It is not always true that competent people can handle any amount of work handed to them without doing overtime. Sometimes management mismanages things. That is where we are today.