Author Topic: Target FIRE: 2017  (Read 164263 times)

UnleashHell

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Re: Target FIRE: 2017
« Reply #300 on: August 02, 2016, 01:33:02 PM »
Hi kids!
make room for me.

was aiming for end of July 2017 but the 31st is a monday. So I've picked the 28th so I have one less weekend trashed!!

24 paydays to go....

unless I just walk.....
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JTF 96

MarciaB

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Re: Target FIRE: 2017
« Reply #301 on: August 02, 2016, 01:40:21 PM »
Add yourself to the list! Just copy it, plug yourself in...and post!

Congrats by the way.
My (admittedly kinda lame) blog on topics having to do with stuff, paring down your stuff to nothing, travel, and misc: www.baggypop.com

UnleashHell

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Re: Target FIRE: 2017
« Reply #302 on: August 02, 2016, 02:44:37 PM »
MrsWhipple        January 1, 2017
FIRE me            January 3, 2017
Zineth               January 17, 2017
MarciaB             January 31, 2017
Myhotrs             March 31, 2017
oblivion             March 31, 2017
Jojo                  April 28, 2017
MandyM            May 1, 2017
Mrs. Pomodoro   May 1, 2017
Rachael             May 21, 2017
Jack06              June 1, 2017
Fairviewite         June 1, 2017
Romag              June 1, 2017
SwordGuy          June 6, 2017
Zephyr911         June 15, 2017
RedmondStash   June 30, 2017
Charlie Foxtrot   July 1, 2017
UnleashHell         July 28, 2017 
Freedom17        July 31, 2017
Cookie78           August 3, 2017
Jim2001            December 31, 2017
noble_goal         OMY
_____________
JTF 96

Freedom17

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Re: Target FIRE: 2017
« Reply #303 on: August 04, 2016, 12:04:14 AM »
We booked our one way tickets this evening for July 28 with frequent flyer miles. It's starting to feel close now!

MrsWhipple        January 1, 2017
FIRE me            January 3, 2017
Zineth               January 17, 2017
MarciaB             January 31, 2017
Myhotrs             March 31, 2017
oblivion             March 31, 2017
Jojo                  April 28, 2017
MandyM            May 1, 2017
Mrs. Pomodoro   May 1, 2017
Rachael             May 21, 2017
Jack06              June 1, 2017
Fairviewite         June 1, 2017
Romag              June 1, 2017
SwordGuy          June 6, 2017
Zephyr911         June 15, 2017
RedmondStash   June 30, 2017
Charlie Foxtrot   July 1, 2017
Freedom17        July 28, 2017
UnleashHell         July 28, 2017 
Cookie78           August 3, 2017
Jim2001            December 31, 2017
noble_goal         OMY
« Last Edit: August 04, 2016, 12:08:34 AM by Freedom17 »



JoJo

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Re: Target FIRE: 2017
« Reply #304 on: August 04, 2016, 09:27:49 AM »
Freedom17 - where are you going with your 1 way ticket and what are your plans?

Freedom17

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Re: Target FIRE: 2017
« Reply #305 on: August 04, 2016, 07:22:23 PM »
Off to Hong Kong. Not exactly the capital of mustachianism but it's my wife's home country and I was really happy when we lived there.

Check out our journal if you're interested in hearing more about our plans:

http://forum.mrmoneymustache.com/journals/fire-in-2017-destination-hong-kong/



zephyr911

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Re: Target FIRE: 2017
« Reply #306 on: August 10, 2016, 01:30:15 PM »
!@#$%^&*(*&^%$%%^& this week.

After this morning's meeting I told DW I'm bumping it up by one quarter. I'm not even sure if I can get there, but probably.

I'm courting a large investor for my current rental startup... if they kick in what they're supposedly willing to, the commissions alone from investing all that cash into our market would get me past the goal line. But I can't count it all yet, and I'm not that fed up... just getting there faster than expected.
I am not a cog. I am an organizational lubricant.

Freedom17

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Re: Target FIRE: 2017
« Reply #307 on: August 10, 2016, 07:50:14 PM »
!@#$%^&*(*&^%$%%^& this week.

After this morning's meeting I told DW I'm bumping it up by one quarter. I'm not even sure if I can get there, but probably.

I'm courting a large investor for my current rental startup... if they kick in what they're supposedly willing to, the commissions alone from investing all that cash into our market would get me past the goal line. But I can't count it all yet, and I'm not that fed up... just getting there faster than expected.

Hang in there Zephyr. I'm having one of those weeks as well. I think there's something that happens as you start to detach from work and become more zen about things. From that point interacting with people that are still fully plugged in to the matrix becomes much more painful.



zephyr911

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Re: Target FIRE: 2017
« Reply #308 on: August 10, 2016, 08:59:42 PM »
On the plus side, I'm off the next five days!
I never know whether it will refresh me or increase my frustration with the grind, until after I get back. Either way, all things work toward their end.
I am not a cog. I am an organizational lubricant.

RedmondStash

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Re: Target FIRE: 2017
« Reply #309 on: August 11, 2016, 10:40:01 AM »
!@#$%^&*(*&^%$%%^& this week.

After this morning's meeting I told DW I'm bumping it up by one quarter. I'm not even sure if I can get there, but probably.

I'm courting a large investor for my current rental startup... if they kick in what they're supposedly willing to, the commissions alone from investing all that cash into our market would get me past the goal line. But I can't count it all yet, and I'm not that fed up... just getting there faster than expected.

Hang in there Zephyr. I'm having one of those weeks as well. I think there's something that happens as you start to detach from work and become more zen about things. From that point interacting with people that are still fully plugged in to the matrix becomes much more painful.

It's true. Especially when you see colleagues enduring lots of work pain because they don't have FU money and they can't find better jobs (yet).

I still care very much about doing a good job, but I'm finding I take the long view more and more. I won't be at this job forever. It doesn't define my entire future. That's true for everyone, but most people don't realize it while they're still in the thick of things.

myhotrs

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Re: Target FIRE: 2017
« Reply #310 on: August 11, 2016, 11:21:52 AM »
When I was pretty down at work one day, the DW set up and sent me this:

http://www.timeanddate.com/countdown/create

When I'm feeling like giving my 2 weeks I check the timer and calm down a bit, there's light at the end. 232 days left as of this morning :)


Edited to add I am in no way affiliated with this site, wife just found it on Google.
I swear, by my life and my love of it, that I will never live for the sake of another man, nor ask another man to live for mine.

Cherry Lane

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Re: Target FIRE: 2017
« Reply #311 on: August 14, 2016, 08:27:50 PM »
A combination of Sunday Night Dread and an all-time high NW has me thinking I may have to move from 2018 to 2017.  I'm just going to lurk over here for a while while I get that figured out.

zephyr911

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Re: Target FIRE: 2017
« Reply #312 on: August 14, 2016, 08:57:02 PM »
A combination of Sunday Night Dread and an all-time high NW has me thinking I may have to move from 2018 to 2017.  I'm just going to lurk over here for a while while I get that figured out.
Welcome. No purchase necessary. The more the merrier. :D
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MandyM

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Re: Target FIRE: 2017
« Reply #313 on: August 16, 2016, 01:55:55 PM »
Mint is currently projecting that I hit my goal on June 17, 2017, which has always been on the conservative side and doesn't include a couple of larger contributions coming up (company 401K contribution hits in Sept (~8% of my salary) and annual bonus in Dec). Closing in!
"Freedom lies in being bold." -Robert Frost

Metta

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Re: Target FIRE: 2017
« Reply #314 on: August 22, 2016, 09:29:16 AM »
MrsWhipple        January 1, 2017
FIRE me            January 3, 2017
Metta.               January 3, 2017
Zineth               January 17, 2017
MarciaB             January 31, 2017
Myhotrs             March 31, 2017
oblivion             March 31, 2017
Jojo                  April 28, 2017
MandyM            May 1, 2017
Mrs. Pomodoro   May 1, 2017
Rachael             May 21, 2017
Jack06              June 1, 2017
Fairviewite         June 1, 2017
Romag              June 1, 2017
SwordGuy          June 6, 2017
Zephyr911         June 15, 2017
RedmondStash   June 30, 2017
Charlie Foxtrot   July 1, 2017
Freedom17        July 31, 2017
Cookie78           August 3, 2017
Jim2001            December 31, 2017
noble_goal         OMY

I had really hoped to be part of the Class of 2016 but my date has moved to January 3, 2017. I hope you will accept me as part of this class. We currently have enough for our needs $1,200,000 with annual expenses of $38000 to $55000. Because I will be 55 when I leave, I will get a small pension of $13000 per year for the next ten years. My husband plans to continue his job for a few more years and between my pension and his salary we believe that we will be able to live while continuing to save about 25% of our income. A few more years after that and he may choose to leave his job as well.

I'm trying to finish up a project at work, plus it is financially advantageous for me to delay my previous date (Nov 2, 2016) to Jan. 3, 2017 so I will cross the line from 2016 to 2017. I thought I might be the first in 2017 but I see Mrs. Whipple and FireMe are early in January as well.

Cookie78

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Re: Target FIRE: 2017
« Reply #315 on: August 22, 2016, 09:58:31 AM »
I may have to drop out of the class of 2017 because last week I applied for a job that starts Aug 2017. But the job is for an astronaut for the Canadian Space Agency.... so I count that more as an EPIC ADVENTURE than a 'job'.

Tomorrow I should find out if I make the first cut and get to take the entrance exam.

I don't expect to get the position this time around, but now I'm enthralled with the idea and want to go get my scuba certification, my pilot licence, and learn Russian, so I have a better shot at it next time around! Also, because those three things sound fun in themselves. :p

MarciaB

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Re: Target FIRE: 2017
« Reply #316 on: August 22, 2016, 10:00:02 AM »
Congrats! It sounds like you've got the finances thing dialed in really well. A big enough stash plus contingency planning...good on 'ya!
My (admittedly kinda lame) blog on topics having to do with stuff, paring down your stuff to nothing, travel, and misc: www.baggypop.com

zephyr911

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Re: Target FIRE: 2017
« Reply #317 on: August 22, 2016, 10:12:53 AM »
Quote
MrsWhipple        January 1, 2017
FIRE me            January 3, 2017
Metta.               January 3, 2017
Zineth               January 17, 2017
MarciaB             January 31, 2017
Myhotrs             March 31, 2017
oblivion             March 31, 2017
Zephyr911         April 1, 2017
Jojo                  April 28, 2017
MandyM            May 1, 2017
Mrs. Pomodoro   May 1, 2017
Rachael             May 21, 2017
Jack06              June 1, 2017
Fairviewite         June 1, 2017
Romag              June 1, 2017
SwordGuy          June 6, 2017
RedmondStash   June 30, 2017
Charlie Foxtrot   July 1, 2017
Freedom17        July 31, 2017
Cookie78           August 3, 2017
Jim2001            December 31, 2017
noble_goal         OMY
Bumped myself up from 6/15/17 to 4/1/17. This is an aggressive goal but I'm not going to refer to it as a stretch. It's just what I want, at the moment, and if I just get close, that's cool. I'm going to do everything I can to hit it.
June is still my worst case, I think.
I am not a cog. I am an organizational lubricant.

Freedom17

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Re: Target FIRE: 2017
« Reply #318 on: August 22, 2016, 10:18:48 AM »
I may have to drop out of the class of 2017 because last week I applied for a job that starts Aug 2017. But the job is for an astronaut for the Canadian Space Agency.... so I count that more as an EPIC ADVENTURE than a 'job'.

Tomorrow I should find out if I make the first cut and get to take the entrance exam.

I don't expect to get the position this time around, but now I'm enthralled with the idea and want to go get my scuba certification, my pilot licence, and learn Russian, so I have a better shot at it next time around! Also, because those three things sound fun in themselves. :p

Haha. Awesome. I'm pretty sure that if you are FI and decide to become an astronaut it counts as a hobby / awesome adventure and not a job :)



Cookie78

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Re: Target FIRE: 2017
« Reply #319 on: August 22, 2016, 10:21:53 AM »
I may have to drop out of the class of 2017 because last week I applied for a job that starts Aug 2017. But the job is for an astronaut for the Canadian Space Agency.... so I count that more as an EPIC ADVENTURE than a 'job'.

Tomorrow I should find out if I make the first cut and get to take the entrance exam.

I don't expect to get the position this time around, but now I'm enthralled with the idea and want to go get my scuba certification, my pilot licence, and learn Russian, so I have a better shot at it next time around! Also, because those three things sound fun in themselves. :p

Haha. Awesome. I'm pretty sure that if you are FI and decide to become an astronaut it counts as a hobby / awesome adventure and not a job :)

My thoughts exactly! :D


MrsWhipple

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Re: Target FIRE: 2017
« Reply #320 on: August 22, 2016, 11:55:25 AM »
Yeah, I would totally drop RE goals if I could be an astronaut. Congrats on the first step, Cookie!

rahby1us

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Re: Target FIRE: 2017
« Reply #321 on: August 22, 2016, 02:11:34 PM »
MrsWhipple        January 1, 2017
FIRE me            January 3, 2017
Metta.               January 3, 2017
Zineth               January 17, 2017
MarciaB             January 31, 2017
rahby1us           January 31, 2017
Myhotrs             March 31, 2017
oblivion             March 31, 2017
Zephyr911         April 1, 2017
Jojo                  April 28, 2017
MandyM            May 1, 2017
Mrs. Pomodoro   May 1, 2017
Rachael             May 21, 2017
Jack06              June 1, 2017
Fairviewite         June 1, 2017
Romag              June 1, 2017
SwordGuy          June 6, 2017
RedmondStash   June 30, 2017
Charlie Foxtrot   July 1, 2017
Freedom17        July 31, 2017
Cookie78           August 3, 2017
Jim2001            December 31, 2017
noble_goal         OMY

MarciaB - i think you picked a great day, I'm copying it! What will really make it official is cashing in some credit card points for a 2.5 months trip to the Philippines/and neighboring countries as we've planned!

RedmondStash

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Re: Target FIRE: 2017
« Reply #322 on: August 22, 2016, 08:30:15 PM »
I may have to drop out of the class of 2017 because last week I applied for a job that starts Aug 2017. But the job is for an astronaut for the Canadian Space Agency.... so I count that more as an EPIC ADVENTURE than a 'job'.

Tomorrow I should find out if I make the first cut and get to take the entrance exam.

I don't expect to get the position this time around, but now I'm enthralled with the idea and want to go get my scuba certification, my pilot licence, and learn Russian, so I have a better shot at it next time around! Also, because those three things sound fun in themselves. :p

W00t! Sounds amazing. Good luck becoming an astronaut!

I've been thinking about the things I want to learn in retirement, like how to fly a plane & helicopter. Which is expensive. So I may have to work a wee bit longer to afford to indulge my interests. We'll see.

jack06

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Re: Target FIRE: 2017
« Reply #323 on: August 23, 2016, 05:56:00 AM »
I've been thinking about the things I want to learn in retirement, like how to fly a plane & helicopter. Which is expensive. So I may have to work a wee bit longer to afford to indulge my interests. We'll see.

I know exactly what you mean. Retiring opens a lot of doors, but SWR = limit to expenses, which close many more.

zephyr911

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Re: Target FIRE: 2017
« Reply #324 on: August 23, 2016, 07:14:37 AM »
I've been thinking about the things I want to learn in retirement, like how to fly a plane & helicopter. Which is expensive. So I may have to work a wee bit longer to afford to indulge my interests. We'll see.

I know exactly what you mean. Retiring opens a lot of doors, but SWR = limit to expenses, which close many more.
I've already punted a few times on that, when I was having a good day at my job and felt like I didn't mind pushing FIRE out for the sake of various other goals. Lately, with morale in my division in decline, it's easy to second-guess, but I'm still generally standing by those decisions - they were all things that matter a great deal to me, and after 16 years in the workforce I think I can handle a few more months for the sake of bucket-list items.
I am not a cog. I am an organizational lubricant.

Cookie78

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Re: Target FIRE: 2017
« Reply #325 on: August 23, 2016, 08:23:32 AM »
I've been thinking about the things I want to learn in retirement, like how to fly a plane & helicopter. Which is expensive. So I may have to work a wee bit longer to afford to indulge my interests. We'll see.

I know exactly what you mean. Retiring opens a lot of doors, but SWR = limit to expenses, which close many more.

My thought when I have this recurring dilemma is that it shouldn't be hard to find a seasonal, part-time, temporary fun job to do if I want to come up with a few thousand extra dollars to do something fun and outside my SWR budget.

Sure, I could stay and work an extra year or two now and earn a higher rate than I would in a casual job, but then I'd miss out on some time sensitive goals, just to earn more money which I may or may not need.

Some days it's a tough call. Other days it's obvious.

UnleashHell

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Re: Target FIRE: 2017
« Reply #326 on: August 23, 2016, 09:14:25 AM »
nice job on cutting me out of that list people. do you know something that I don't?
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zephyr911

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Re: Target FIRE: 2017
« Reply #327 on: August 23, 2016, 09:31:09 AM »
nice job on cutting me out of that list people. do you know something that I don't?
Wasn't me, but I restored the last one I found for you. You're welcome. ;)

Quote
MrsWhipple        January 1, 2017
FIRE me            January 3, 2017
Metta.               January 3, 2017
Zineth               January 17, 2017
MarciaB             January 31, 2017
rahby1us           January 31, 2017
Myhotrs             March 31, 2017
oblivion             March 31, 2017
Zephyr911        April 1, 2017
Jojo                  April 28, 2017
MandyM            May 1, 2017
Mrs. Pomodoro   May 1, 2017
Rachael             May 21, 2017
Jack06              June 1, 2017
Fairviewite         June 1, 2017
Romag              June 1, 2017
SwordGuy          June 6, 2017
RedmondStash   June 30, 2017
Charlie Foxtrot   July 1, 2017
UnleashHell   July 28, 2017
Freedom17        July 31, 2017
Cookie78           August 3, 2017
Jim2001            December 31, 2017
noble_goal         OMY

I am not a cog. I am an organizational lubricant.

Freedom17

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Re: Target FIRE: 2017
« Reply #328 on: August 23, 2016, 10:18:55 AM »
Something weird has happened here. My date got changed as well.

MrsWhipple        January 1, 2017
FIRE me            January 3, 2017
Metta.               January 3, 2017
Zineth               January 17, 2017
MarciaB             January 31, 2017
rahby1us           January 31, 2017
Myhotrs             March 31, 2017
oblivion             March 31, 2017
Zephyr911        April 1, 2017
Jojo                  April 28, 2017
MandyM            May 1, 2017
Mrs. Pomodoro   May 1, 2017
Rachael             May 21, 2017
Jack06              June 1, 2017
Fairviewite         June 1, 2017
Romag              June 1, 2017
SwordGuy          June 6, 2017
RedmondStash   June 30, 2017
Charlie Foxtrot   July 1, 2017
Freedom17        July 28, 2017
UnleashHell       July 28, 2017
Cookie78           August 3, 2017
Jim2001            December 31, 2017
noble_goal         OMY



zephyr911

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Re: Target FIRE: 2017
« Reply #329 on: August 23, 2016, 01:25:08 PM »
Something weird has happened here. My date got changed as well.

Editing these things can get a little tricky. Someone probably tried to update or add their own date, and something went wrong.
I am not a cog. I am an organizational lubricant.

UnleashHell

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Re: Target FIRE: 2017
« Reply #330 on: August 23, 2016, 02:46:47 PM »
nice job on cutting me out of that list people. do you know something that I don't?
Wasn't me, but I restored the last one I found for you. You're welcome. ;)




Dammit.
I was hoping for a severance package for this year instead.
or month.

Now I have to go work.
_____________
JTF 96

RedmondStash

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Re: Target FIRE: 2017
« Reply #331 on: August 24, 2016, 10:02:52 AM »
I'm in the middle of a 1-week vacation. I enjoy my job and coworkers, but to my surprise, I don't miss them. Funny, because I figured I would.

I guess I really am ready for FIRE next year. Or maybe Monday. :)

rahby1us

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Re: Target FIRE: 2017
« Reply #332 on: August 24, 2016, 01:27:48 PM »
I've been thinking about the things I want to learn in retirement, like how to fly a plane & helicopter. Which is expensive. So I may have to work a wee bit longer to afford to indulge my interests. We'll see.

I know exactly what you mean. Retiring opens a lot of doors, but SWR = limit to expenses, which close many more.

My thought when I have this recurring dilemma is that it shouldn't be hard to find a seasonal, part-time, temporary fun job to do if I want to come up with a few thousand extra dollars to do something fun and outside my SWR budget.

Sure, I could stay and work an extra year or two now and earn a higher rate than I would in a casual job, but then I'd miss out on some time sensitive goals, just to earn more money which I may or may not need.

Some days it's a tough call. Other days it's obvious.

I was thinking the same, here are some of the options on our "Maybe" work list:
Build and sell furniture/repurpose things from Craigslist
wait tables/bartend/retail
revisit my 1 summer's work of commercial roofing (get tan, get fit, hard work!)
trail clearing, landscaping, mover (i think the last 4would nearly always be options but also get old fast)
geographic arbitrage
sports ref (nights probably required)
instacart, uber (don't think it's worth the miles on my car though)
summer camp (will they hire a 30 y.o+ counselor, haha)
Buy a drone and shoot for real estate or construction proj
paid research studies
theater/game ushers
valet
pet sit on a service like Fetch or Rover
Airbnb our place
coolworks.com (seasonal resort style jobs)
UPS package sorter (found elsewhere on this forum, seasonal around the holidays when we likely would never be traveling)

There are some others and i always try to keep an eye open for the "perfect retirement job" which is a bit of an oxymoron. There is no perfect job but there are a lot of good ones, like anything in life all about the tradeoffs and what works for you. Any good options from others?

CanuckExpat

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Re: Target FIRE: 2017
« Reply #333 on: August 24, 2016, 01:35:29 PM »
paid research studies

I used to do a lot of these in grad school. If you find the right one, it can be as nice as getting paid to take a nap. Sometimes there is even food involved.
I've had some good experiences and perhaps only one/two bad ones, at which point I could easily decline to participate further. It helped that I was on campus all the time, so it was easy to pick up the flyers and get on the right mailing lists.
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MandalayVA

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Re: Target FIRE: 2017
« Reply #334 on: August 24, 2016, 04:45:57 PM »
Before yesterday, my FIRE date was (maybe) October 2020, when my husband will turn 65 (I will be a mere lass of 54).

Today?  Try February 20, 2017.

Yesterday I learned that my department, to use the British phrase, is being made redundant.  Why a six month break?  Probably to train our replacements in the Philippines.  When all is said and done, I'll get roughly a year's salary as severance.  When Mr. Mandalay and I counted everything up and realized that FIRE was in our grasp, it was a joyous moment.

Thanks for the invite, Cherry Lane! 
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UnleashHell

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Re: Target FIRE: 2017
« Reply #335 on: August 25, 2016, 08:38:19 AM »
Before yesterday, my FIRE date was (maybe) October 2020, when my husband will turn 65 (I will be a mere lass of 54).

Today?  Try February 20, 2017.


Welcome to the good ship 2017!!

I'm jealous of your redundancy!! :D
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Re: Target FIRE: 2017
« Reply #336 on: August 25, 2016, 09:21:01 AM »
*snip*

There are some others and i always try to keep an eye open for the "perfect retirement job" which is a bit of an oxymoron. There is no perfect job but there are a lot of good ones, like anything in life all about the tradeoffs and what works for you. Any good options from others?

I got into real estate as a side gig to accelerate my progress toward FIRE (or whatever else, since it's never been about quitting for me, per se) and now I plan on keeping my license for the rest of my life... it's fun as long as it doesn't get too obligatory. My personality could never handle having to rely on unpredictable sales income to pay the bills, but I genuinely love it. Caveats: I don't like listing/selling homes; I vastly prefer the buyer side. I prefer small homes and fixers - luxury dwellings and the marketing language that comes with them are genuinely nauseating, more so the longer I immerse myself in the low-cost mindset. I picture doing occasional investment or first-time buyer deals with clients I like, just a few hours a week. :)
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Re: Target FIRE: 2017
« Reply #337 on: August 26, 2016, 09:19:00 AM »
*snip*

There are some others and i always try to keep an eye open for the "perfect retirement job" which is a bit of an oxymoron. There is no perfect job but there are a lot of good ones, like anything in life all about the tradeoffs and what works for you. Any good options from others?

I got into real estate as a side gig to accelerate my progress toward FIRE (or whatever else, since it's never been about quitting for me, per se) and now I plan on keeping my license for the rest of my life... it's fun as long as it doesn't get too obligatory. My personality could never handle having to rely on unpredictable sales income to pay the bills, but I genuinely love it. Caveats: I don't like listing/selling homes; I vastly prefer the buyer side. I prefer small homes and fixers - luxury dwellings and the marketing language that comes with them are genuinely nauseating, more so the longer I immerse myself in the low-cost mindset. I picture doing occasional investment or first-time buyer deals with clients I like, just a few hours a week. :)

Zephyr, how to you manage your hours in that situation? I absolutely love browsing real estate sites, looking for good deals, fixer uppers, even just tracking individual homes that i think are overpriced and the snarky validation i get when they drop the price ("Ha i knew it, but still out of our price range!" haha). The thing that has put me off was i just assumed a lot of (or exclusively) nights and weekends. I can see how going strictly buy side could offer a much greater bit of predictability though. How often do you take on buyers? Where do you get them from? Are you with a firm that allows you to check in/check out? Just a few hours a week sounds like what i put into this "hobby" while avoiding my 9-5 already! :) Thanks for any input!

zephyr911

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Re: Target FIRE: 2017
« Reply #338 on: August 26, 2016, 10:34:35 AM »

Zephyr, how to you manage your hours in that situation? I absolutely love browsing real estate sites, looking for good deals, fixer uppers, even just tracking individual homes that i think are overpriced and the snarky validation i get when they drop the price ("Ha i knew it, but still out of our price range!" haha). The thing that has put me off was i just assumed a lot of (or exclusively) nights and weekends. I can see how going strictly buy side could offer a much greater bit of predictability though. How often do you take on buyers? Where do you get them from? Are you with a firm that allows you to check in/check out? Just a few hours a week sounds like what i put into this "hobby" while avoiding my 9-5 already! :) Thanks for any input!
My primary client is my own investing partnerships, so I have complete flexibility there. If I didn't have a day job, it'd mostly happen on weekdays, mid-morning. I've actually delayed one planned acquisition for about a month because I was busy/tired/etc, and nobody got mad or moved to another agent.
I've had a handful of referrals from friends, which is more like work since you're on their schedule, but can still be fun if you like them. Plus, I got here more out of desire to get into energy-related work than to actually leave the workforce, and I'm finding ways to do that via real estate, so I'm pretty open to the "work" thing. I'm feeling my way toward it, but the biggest thing is to not need the 9-5 paycheck (so close!) so I can decide with a clear head.
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Re: Target FIRE: 2017
« Reply #339 on: August 26, 2016, 11:03:37 AM »
I am adding myself to the class of 2017.  I was in 2016 but from a tax perspective it is better to hang in there until early 2017.  Exact date is yet TBD but it will be early to keep the tax benefits.

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Re: Target FIRE: 2017
« Reply #340 on: August 28, 2016, 07:14:35 AM »
It's getting real for me.

The new academic year is starting, and I notified the administration that I'm not coming back next year.  In academia, this is pretty standard, as it takes a long time to hire a replacement.  They plan to start the search around Thanksgiving, so I need to go public by then.  I consider graduation to be my retirement date, although I think the fiscal year goes until the end of July, so I might still technically be employed for a bit longer. 

I drove 12 hours to a previous home that has been rented for a decade, fixed it up, and sold it.  The check is in the process of clearing now.

Tickets to Paris in June have been booked.  I'm organizing a trip with a group of friends.   

I won't miss teaching, but I'm a bit sad to lose my research.  Still, there is a possibility of patenting and licensing a bit of biotech, which would be a good way to end.

zephyr911

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Re: Target FIRE: 2017
« Reply #341 on: August 28, 2016, 09:11:10 AM »
Holy Shiite, guys... unexpected $4k windfall. That'll help a bit... xD
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Re: Target FIRE: 2017
« Reply #342 on: August 28, 2016, 03:13:55 PM »
It's getting real for me.

The new academic year is starting, and I notified the administration that I'm not coming back next year.  In academia, this is pretty standard, as it takes a long time to hire a replacement.  They plan to start the search around Thanksgiving, so I need to go public by then.  I consider graduation to be my retirement date, although I think the fiscal year goes until the end of July, so I might still technically be employed for a bit longer. 

I drove 12 hours to a previous home that has been rented for a decade, fixed it up, and sold it.  The check is in the process of clearing now.

Tickets to Paris in June have been booked.  I'm organizing a trip with a group of friends.   

I won't miss teaching, but I'm a bit sad to lose my research.  Still, there is a possibility of patenting and licensing a bit of biotech, which would be a good way to end.

That's really exciting -- congrats!

Holy Shiite, guys... unexpected $4k windfall. That'll help a bit... xD

Very nice!

We've decided to move our FIRE date to May 31, 2017, reflected below:

MrsWhipple        January 1, 2017
FIRE me            January 3, 2017
Metta.               January 3, 2017
Zineth               January 17, 2017
MarciaB             January 31, 2017
rahby1us           January 31, 2017
Myhotrs             March 31, 2017
oblivion             March 31, 2017
Zephyr911        April 1, 2017
Jojo                  April 28, 2017
MandyM            May 1, 2017
Mrs. Pomodoro   May 1, 2017
Rachael             May 21, 2017
RedmondStash   May 31, 2017
Jack06              June 1, 2017
Fairviewite         June 1, 2017
Romag              June 1, 2017
SwordGuy          June 6, 2017
Charlie Foxtrot   July 1, 2017
Freedom17        July 28, 2017
UnleashHell       July 28, 2017
Cookie78           August 3, 2017
Jim2001            December 31, 2017
noble_goal         OMY

Nine more months feels like both a lot and not that much, simultaneously. But it does feel good to have a date to aim for.

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Re: Target FIRE: 2017
« Reply #343 on: August 30, 2016, 12:53:34 AM »
Ok, I'm on this bandwagon with an early July 2017 target. 

I'm 34.  I'm Australian, so all in $AUD. Based on last 3 years expenses have averaged about $50k, which makes for a 2.7% SWR from my portfolio.  Why haven't I jumped already?
- Lots of changes.  About to get married.  Plan on having kids. Recently diagnosed with some nasty health issues. Means I'm not confident what my expenses going forward are
- High pay.  At the moment I'm managing about a 75% savings rate - each extra year adds 3 years safety.  I'm not convinced that if I left I'd be able to come back on the same income.  Better to do one year now than risk three years later.
- The need to deleverage.  I have used investment debt (margin loans and property investment loans) in my accumulation phase.  I've got about $1m in debt against a $~3m portfolio.  I'm comfortable having this debt while I'm on a high income. I'm not so comfortable having it without a big income.  I'd like to get this debt ratio down a bit before pulling the pin.
- Opportunity.  My soon to be wife is being posted overseas for three years starting in July 2017.  That means our accommodation OS will be paid for.  It also gives a plausible reason if I decide RE isn't for me - I can tell my network that I took a three year sabbatical to accompany my spouse overseas. 

MrsWhipple        January 1, 2017
FIRE me            January 3, 2017
Metta.               January 3, 2017
Zineth               January 17, 2017
MarciaB             January 31, 2017
rahby1us           January 31, 2017
Myhotrs             March 31, 2017
oblivion             March 31, 2017
Zephyr911        April 1, 2017
Jojo                  April 28, 2017
MandyM            May 1, 2017
Mrs. Pomodoro   May 1, 2017
Rachael             May 21, 2017
RedmondStash   May 31, 2017
Jack06              June 1, 2017
Fairviewite         June 1, 2017
Romag              June 1, 2017
SwordGuy          June 6, 2017
Charlie Foxtrot   July 1, 2017
Bigchrisb           July 14 2017
Freedom17        July 28, 2017
UnleashHell       July 28, 2017
Cookie78           August 3, 2017
Jim2001            December 31, 2017
noble_goal         OMY

SwordGuy

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Re: Target FIRE: 2017
« Reply #344 on: August 31, 2016, 07:36:35 PM »
Just re-ran our numbers.  I can't see any financial reason to continue to work past 6-Jun-2017. :)


Metta

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Re: Target FIRE: 2017
« Reply #345 on: September 01, 2016, 05:20:56 AM »
Just re-ran our numbers.  I can't see any financial reason to continue to work past 6-Jun-2017. :)

That's wonderful! Congratulations!

MarciaB

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Re: Target FIRE: 2017
« Reply #346 on: September 07, 2016, 09:06:53 PM »
I'd like to add a little bit of information related to age on this list (for my own info/amusement) - something like this:

MrsWhipple        January 1, 2017
FIRE me            January 3, 2017
Metta.               January 3, 2017
Zineth               January 17, 2017
MarciaB             January 31, 2017 (at 55)
rahby1us           January 31, 2017
Myhotrs             March 31, 2017
oblivion             March 31, 2017
Zephyr911        April 1, 2017
Jojo                  April 28, 2017
MandyM            May 1, 2017
Mrs. Pomodoro   May 1, 2017
Rachael             May 21, 2017
RedmondStash   May 31, 2017
Jack06              June 1, 2017
Fairviewite         June 1, 2017
Romag              June 1, 2017
SwordGuy          June 6, 2017
Charlie Foxtrot   July 1, 2017
Bigchrisb           July 14 2017
Freedom17        July 28, 2017
UnleashHell       July 28, 2017
Cookie78           August 3, 2017
Jim2001            December 31, 2017
noble_goal         OMY

Anyone game?
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SwordGuy

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Re: Target FIRE: 2017
« Reply #347 on: September 07, 2016, 09:48:40 PM »
I'd like to add a little bit of information related to age on this list (for my own info/amusement) - something like this:

MrsWhipple        January 1, 2017
FIRE me            January 3, 2017
Metta.               January 3, 2017
Zineth               January 17, 2017
MarciaB             January 31, 2017 (at 55)
rahby1us           January 31, 2017
Myhotrs             March 31, 2017
oblivion             March 31, 2017
Zephyr911        April 1, 2017
Jojo                  April 28, 2017
MandyM            May 1, 2017
Mrs. Pomodoro   May 1, 2017
Rachael             May 21, 2017
RedmondStash   May 31, 2017
Jack06              June 1, 2017
Fairviewite         June 1, 2017
Romag              June 1, 2017
SwordGuy          June 6, 2017 at 59.
Charlie Foxtrot   July 1, 2017
Bigchrisb           July 14 2017
Freedom17        July 28, 2017
UnleashHell       July 28, 2017
Cookie78           August 3, 2017
Jim2001            December 31, 2017
noble_goal         OMY

Anyone game?

MandyM

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Re: Target FIRE: 2017
« Reply #348 on: September 08, 2016, 05:44:22 AM »

MrsWhipple        January 1, 2017
FIRE me            January 3, 2017
Metta.               January 3, 2017
Zineth               January 17, 2017
MarciaB             January 31, 2017 (at 55)
rahby1us           January 31, 2017
Myhotrs             March 31, 2017
oblivion             March 31, 2017
Zephyr911        April 1, 2017
Jojo                  April 28, 2017
MandyM            May 1, 2017 (at 38)
Mrs. Pomodoro   May 1, 2017
Rachael             May 21, 2017
RedmondStash   May 31, 2017
Jack06              June 1, 2017
Fairviewite         June 1, 2017
Romag              June 1, 2017
SwordGuy          June 6, 2017 at 59.
Charlie Foxtrot   July 1, 2017
Bigchrisb           July 14 2017
Freedom17        July 28, 2017
UnleashHell       July 28, 2017
Cookie78           August 3, 2017
Jim2001            December 31, 2017
noble_goal         OMY
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zephyr911

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Re: Target FIRE: 2017
« Reply #349 on: September 08, 2016, 01:14:49 PM »
MandyM            May 1, 2017 (at 38)
Same here, as long as I punch before July.

It's still looking good for me... the key for me is side hustles, since 100% FIRE is neither in reach nor desired at this point. As of today, I'm feeling pretty confident about things. Even with some of the best inventory disappearing in the last month, we still have a great real estate market for investment buyers, and that's where I'm carving my niche. Showings and investor meetings both scheduled for next week, and the required income (low five figures, really not much) looks readily achievable.
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