Author Topic: Saving to $10K  (Read 37445 times)

DieHard_772

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Re: Saving to $10K
« Reply #100 on: March 25, 2017, 11:56:09 AM »
Update:

Savings: $1117
IRAs (Betterment):  $5866
Other savings: $470
HSA: $472
My wife's IRA: $643
Other money for investing (going into the HSA): $250
TOTAL: $8820

Update:

Savings: $1117
IRAs (Betterment):  $5877  (+$11)
Other savings: $551 (+$81)
HSA: $724 (+$252)
My wife's IRA: $744 (+$101)
Other money for investing (going into the IRA and HSA): $625.27

TOTAL:  $9639  (+$819)




Trifele

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Re: Saving to $10K
« Reply #101 on: March 25, 2017, 12:16:16 PM »
Whoa DieHard!!  Nice progress in less than a month!  Sooo close!

independence

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Re: Saving to $10K
« Reply #102 on: March 25, 2017, 03:57:44 PM »
Joining in a little late. Currency conversion is messed up right now so I'm just going to aim for 10,000.

Current savings: 2750

Updated: 3080

I've done kind of terribly these last few weeks in terms of organisation. Carried a balance on my credit cards and even got a bank charge. Ugh.
« Last Edit: March 25, 2017, 04:07:53 PM by independence »

DieHard_772

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Re: Saving to $10K
« Reply #103 on: March 26, 2017, 06:54:34 PM »
Whoa DieHard!!  Nice progress in less than a month!  Sooo close!

thank you :)



Trifele

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Re: Saving to $10K
« Reply #104 on: March 27, 2017, 03:43:02 AM »
See you in the next thread soon.  ;)

haypug16

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Re: Saving to $10K
« Reply #105 on: March 31, 2017, 09:35:37 AM »
I'm In! This is my first ever post in the forum. :D Currently I am at a negative net worth so I have a ways to go but I'm pumped up about finding this group and getting started.

Goal is to increase net worth by $2K a month with a combination of paying down Credit Card and Student Loan debt while increasing saving in my 401K, Investments, Emergency Fund, and Daughters College Savings account.

Current Net worth ($52,848.85)


mara

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Re: Saving to $10K
« Reply #106 on: March 31, 2017, 09:51:16 AM »
Welcome, haypug16!

recklesslysober

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Re: Saving to $10K
« Reply #107 on: March 31, 2017, 09:54:41 AM »
I'm In! This is my first ever post in the forum. :D Currently I am at a negative net worth so I have a ways to go but I'm pumped up about finding this group and getting started.

Goal is to increase net worth by $2K a month with a combination of paying down Credit Card and Student Loan debt while increasing saving in my 401K, Investments, Emergency Fund, and Daughters College Savings account.

Current Net worth ($52,848.85)

Welcome! You got this! :) You'll be surprised how fast the ball gets rolling once you start.

Trifele

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Re: Saving to $10K
« Reply #108 on: April 04, 2017, 04:18:33 AM »
How's everyone doing?   Hopefully March was good for the 'staches

independence

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Re: Saving to $10K
« Reply #109 on: April 04, 2017, 10:02:02 AM »
Mine's doing terribly!

Right now it's at roughly the same as it was but all my extra money this month is going to be taken up by an unexpected expense and it'll likely eat into my savings too. I'm trying my best to not let it eat into it enough that my total goes below 3000 just for psychological reasons but it's going to be irritating to not see the amount go up again until May.

Working on job applications today though so hopefully all of this changes in the near future. ;)

Cowsie

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Re: Saving to $10K
« Reply #110 on: April 04, 2017, 01:23:17 PM »
Im in.
Fifteen minutes ago I picked my car up from a repair.
4000 dollars later...

I owe 3k to the bank.
About 2300 in other outstanding debts including but not limited to my credit card.
I have 145ish invested with Stash.
Im noy going to count my emergency funds because I might just dump them on the CC and outstanding debts to knock off interest and month payments...
Tl;dr Im negative, honey. Negative.

Owe: 5300
STASH: 145

Total: -5155

MSquared

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Re: Saving to $10K
« Reply #111 on: April 04, 2017, 03:01:30 PM »
Sorry for those of us who are going in the opposite direction.   I need some dental work done, so my EF is going to take a hit later this month. 

And DieHard, you're almost out of here!

I forgot to update for the month of March.  My good news it that I am officially signed up for my 401K plan (at 10% with an 8% match) and it will start coming out of my paycheck next week!! 

Currently:
Emergency fund: $4657
401k: $0
TOTAL: $4657

Trifele

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Re: Saving to $10K
« Reply #112 on: April 05, 2017, 04:46:00 AM »
@Independence and Cowsie --

Hang in there.  Everyone on this forum has had months where the 'stache stands still or shrinks.   Many on this forum (myself included) have started way in the negative with a small income.  The way you get through that is just -- keep going.   

Another poster said it early in this thread, but I'll repeat it -- This challenge (to $10,000) is the most important gauntlet of all.  For some it's the hardest.  But when you get there, you'll have created the foundation for everything that follows.  And the gains will start coming faster and faster.

You've got this.  You can do it!   

mara

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Re: Saving to $10K
« Reply #113 on: April 05, 2017, 05:19:37 AM »
Ouch! Dental bills! In the last three years, we have spent half as much on dental bills as on food. Ugh.

ketojenn

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Re: Saving to $10K
« Reply #114 on: April 05, 2017, 07:31:37 AM »
Pretty happy with the drift of things so far.  Hoping to completely wipe out the credit cards next month.  How is everyone doing?

Jan 2017

IRA - 250.00
Savings - 195.14
Car loan - (9631.85)
Credit cards - (9649.00)

Debt =(19,280.85)
Savings =445.14
Balance = (18,835.11)

Feb 2017

IRA - 750.00
Savings - 423.77
401K - 278.59
Car loan - (9287.61)
Credit cards - (2318.36)

Debt = (11,605.97)
Savings = 1452.36
Balance = (10,153.61)

March 2017

IRA - 1000.00
Savings - 478.30
401K - 1214.61
Car Loan - (8943.46)
Credit Cards - (3931.11)
Medical - (3460.44)

Debt = (16,335.01)
Savings = 2692.91
Balance - (13,642.10)

We went a little backwards in March.  Medical bills started coming in from my husbands back surgery and we took a trip for our anniversary.  Hopefully we can manage to pay down those cards again this month.

DieHard_772

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Re: Saving to $10K
« Reply #115 on: April 05, 2017, 08:15:29 PM »

We went a little backwards in March.  Medical bills started coming in from my husbands back surgery and we took a trip for our anniversary.  Hopefully we can manage to pay down those cards again this month.

Keep up the good work



haypug16

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Re: Saving to $10K
« Reply #116 on: April 07, 2017, 08:38:35 AM »
Goal is to increase net worth by $2K a month with a combination of paying down Credit Card and Student Loan debt while increasing saving in my 401K, Investments, Emergency Fund, and Daughters College Savings account.

Current Net worth ($52,848.85)

Payday update. I got a reimbursement for a class I took so I was able to throw $2K at my credit card debt! I'm expecting my tax refund shortly and I'll put that all towards Credit Cards too. It's a nice feeling when I've already reached my monthly goal and it's only the 7th of the month. I haven't even updated my 401K balance with this paychecks contribution so I should actually be less than $50K in the red but I'll save that update for another day. :)

Current Net Worth 4/7 = (50,218.59)

mathstache

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Re: Saving to $10K
« Reply #117 on: April 09, 2017, 07:14:50 PM »
I'm getting close - but I'm about to have a major unexpected car expense (I should just have a job close enough to bike...). Have been wanting this one for a while.

$3000 checking/savings
$4500 roth ira

Total $7500 2/02/17

Damn that car! $2000 checking/savings $4500 roth ira. Total $6500 3/02/17
Hate to post it going down, but I'm trying to keep myself accountable

Oh gosh... Just went on vacation and bought my fiancee a ring. Thankfully I have some of my money in the Roth so I don't spend it. I've been doing the moonwalk in this forum.
4/9/17 Balance 4615 Roth Checking - Just about 0 (once I pay off the credit cards-which I do in full every month)
Total $4615

Trifele

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Re: Saving to $10K
« Reply #118 on: April 10, 2017, 03:41:34 AM »
Goal is to increase net worth by $2K a month with a combination of paying down Credit Card and Student Loan debt while increasing saving in my 401K, Investments, Emergency Fund, and Daughters College Savings account.

Current Net worth ($52,848.85)

Payday update. I got a reimbursement for a class I took so I was able to throw $2K at my credit card debt! I'm expecting my tax refund shortly and I'll put that all towards Credit Cards too. It's a nice feeling when I've already reached my monthly goal and it's only the 7th of the month. I haven't even updated my 401K balance with this paychecks contribution so I should actually be less than $50K in the red but I'll save that update for another day. :)

Current Net Worth 4/7 = (50,218.59)

Nice job, Haypug!  Keep up the great work!

I'm embarrassed to say I made a serious error on our tax withholding last year and we will also be getting a refund (Free loan to the IRS for a year-- yikes).  Every last cent of it is going toward our mortgage, because paying that off is a goal right now.  Will feel fabulous to write that extra big check. 

It's great when throwing money at debt feels better than anything you could possibly buy.   

independence

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Re: Saving to $10K
« Reply #119 on: April 10, 2017, 03:56:46 AM »
My unexpected expenses have grown from one to three.

Estimating ~550, ~350 and ~530.

Trying my best to minimise the damage as much as I can. My poor savings! I am making good progress towards getting a job that would mean bumps like this would be much smaller bumps so that's good. I hope hitting 10k will be a breeze after that!

recklesslysober

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Re: Saving to $10K
« Reply #120 on: April 12, 2017, 11:08:10 AM »

($112,300) - student debt
$14,000 - retirement
$4,800 - cash

= (93,500)

($110,100) - student debt
$15,100 -retirement
$4,700 - cash

= (90,300)

Just passed the 30% change in net worth mark (since starting YNAB in January 2016). In the last 5 months (when I started my MMM journal) it's +21%. Doubled my net worth increase in half the time?

Next month I'll hit +$25K NW since starting that journal in only 6 months. It doesn't seem real but the math and account balances check out!

mara

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Re: Saving to $10K
« Reply #121 on: April 12, 2017, 11:48:27 AM »
So I'm kind of stuck. Do you put your emergency fund in a separate savings account? My husband doesn't want to open a separate account. He's constantly moving money out of savings to pay bills, so I can't keep track of the longer-term savings.

mara

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Re: Saving to $10K
« Reply #122 on: April 12, 2017, 01:12:56 PM »
lamil, I have those categories in my monthly budget, but DH has his own system and doesn't want to change.

We just talked it over and decided to keep a month's spending, plus a little, in the checking account to make it easier to keep track of the emergency fund in the savings account. We will also keep money we are saving for special purposes in the savings account. It will be easy to keep track of just a few things in the savings account, rather than a whole month's budget plus the emergency fund. Ahh, harmony at home is good.

Cowsie

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Re: Saving to $10K
« Reply #123 on: April 12, 2017, 07:24:33 PM »
@Independence and Cowsie --

Hang in there.  Everyone on this forum has had months where the 'stache stands still or shrinks.   Many on this forum (myself included) have started way in the negative with a small income.  The way you get through that is just -- keep going.   

Another poster said it early in this thread, but I'll repeat it -- This challenge (to $10,000) is the most important gauntlet of all.  For some it's the hardest.  But when you get there, you'll have created the foundation for everything that follows.  And the gains will start coming faster and faster.

You've got this.  You can do it!
Its trying, but everything worth doing usually is... Thanks for your support!
« Last Edit: April 13, 2017, 01:47:51 PM by Cowsie »

DieHard_772

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Re: Saving to $10K
« Reply #124 on: April 12, 2017, 10:37:19 PM »
Hey all,

you are all doing fabulous.  This is the thread on this Forum where I feel completely at home, and completely like I'm doing a good job... lol.
It's not always easy to get going.  I started saving two years ago and slowly climbing to the first plateau called $10k Net Worth.  I believe it will get easier.  Keep the faith and keep going!



MSquared

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Re: Saving to $10K
« Reply #125 on: April 13, 2017, 08:59:46 AM »
So I'm kind of stuck. Do you put your emergency fund in a separate savings account? My husband doesn't want to open a separate account. He's constantly moving money out of savings to pay bills, so I can't keep track of the longer-term savings.

Yes, I do.  I keep $1000 in my checking account as my "zero" balance, but the rest goes into a separate account.  I get 1% interest with Ally, which is better than nothing at my local bank.  It's super easy to open an account -- you don't have to go anywhere or talk to anyone!  I don't know why you wouldn't.

Thanks, Diehard!  And yes, I hear you.  It's nice to know that not everyone has a high net worth and that there are others of us in the same boat here!

My first contribution to my 401K came out of my paycheck today!  I have around $5K in savings!  I have zero debt!  Look at me adulting!!!  (I'm 34 years old.  LOL!)

marielle

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Re: Saving to $10K
« Reply #126 on: April 13, 2017, 09:16:24 AM »
I'll join! I assume this means net worth of $10k.

Currently mine is around -$10,000.

It was -$26,700 August 2016, so not too bad.

I cringe thinking about how much money I spent in categories that may not have been /completely/ necessary or could have been done for cheaper. Such as $3000 in car maintenance/tools and $1500 to furnish an entire apartment and kitchen (I discovered MMM a few weeks after some of the apartment purchases)...I also bought a brand new bike...

Goal is to increase net worth by $2500+ every month. Currently working on moving to a cheaper place AND within biking distance of work! I've been spending $100-150 in gas a month.

haypug16

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Re: Saving to $10K
« Reply #127 on: April 14, 2017, 08:33:37 AM »
3/31/2017 (52,848.85)
4/7/2017   (50,218.59)
4/14/2017 (48,907.84) Thank you Tax Refund!

Super excited to be out of the Neg $50Ks I still have next week's paycheck for this month and plan to put another $1,500 towards debt. At a rate of $2K a month which is my goal I will hit a positive net worth by June 2019. I hope to get there sooner as I'm throwing all "extra" money at debt and have been watching my spending very closely. Though I do have a honeymoon coming up in August so I'm sure that will slow the process down. It hopefully wont send me in the wrong direction.

DieHard_772

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Re: Saving to $10K
« Reply #128 on: April 14, 2017, 09:22:20 AM »
I'll join! I assume this means net worth of $10k.

Currently mine is around -$10,000.

It was -$26,700 August 2016, so not too bad.

I cringe thinking about how much money I spent in categories that may not have been /completely/ necessary or could have been done for cheaper. Such as $3000 in car maintenance/tools and $1500 to furnish an entire apartment and kitchen (I discovered MMM a few weeks after some of the apartment purchases)...I also bought a brand new bike...

Goal is to increase net worth by $2500+ every month. Currently working on moving to a cheaper place AND within biking distance of work! I've been spending $100-150 in gas a month.

You're on the right track, keep it up



DieHard_772

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Re: Saving to $10K
« Reply #129 on: April 14, 2017, 09:24:19 AM »
3/31/2017 (52,848.85)
4/7/2017   (50,218.59)
4/14/2017 (48,907.84) Thank you Tax Refund!

Super excited to be out of the Neg $50Ks I still have next week's paycheck for this month and plan to put another $1,500 towards debt. At a rate of $2K a month which is my goal I will hit a positive net worth by June 2019. I hope to get there sooner as I'm throwing all "extra" money at debt and have been watching my spending very closely. Though I do have a honeymoon coming up in August so I'm sure that will slow the process down. It hopefully wont send me in the wrong direction.

June 2019... better late than never!
As for the honeymoon... are there any ways you could make that more cost-effective?  Personally, my wife and I didn't go on a honeymoon right after we were married...
however, we took several smaller trips over the next few years that we thought of as mini-honeymoons.  It worked out!



haypug16

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Re: Saving to $10K
« Reply #130 on: April 14, 2017, 09:33:48 AM »
We got married in November so already delayed the trip. Flights are already booked so no going back now. We're taking 3 weeks going from Boston > San Fran > Seattle > Hawaii > Oregon > Boston. Since the flights are already booked that takes care of a large amount of the cost. So i'm thinking it's just going to be another $2K or so for my share which included Hotels, car rentals, food (estimate), and tours. Cutting costs where we can but there are so many awesome things to do it's tough. After this trip we will be "settling" down and trying to make some small humans and will be taking more local inexpensive vacations.

lemonverbena

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Re: Saving to $10K
« Reply #131 on: April 15, 2017, 03:35:17 PM »
Jan 2017:
SEP IRA: $225
Car loan: -$7825

Total: -$7600

Late Jan 2017:
SEP IRA: $225
tIRA: $1590
Car loan: -$7825

Total: -$6010


Mid Feb 2017:
SEP IRA: $226
tIRA: $1604
Car loan: -$5593

Total: -$3763

Mar 2017:
SEP IRA: $227
tIRA: $1630
Car loan: -$5593
Roof loan: -$8864

Total: -$12,600

Numbers going way in the wrong direction, but a roof replacement is so overdue and it feels good to be taking care of it. Should have half of it paid off by the end of the month.

Actually, make that by the end of June.

Mid-Apr 2017:
SEP IRA: $231
tIRA: $1624
Car loan: -$5120
Roof loan: -$8864
Emergency fund: $1000

Total: -$11,129

CollegeRaven

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Re: Saving to $10K
« Reply #132 on: April 19, 2017, 11:55:43 PM »
My stats for April 2017:

Current Debt (CC mostly)= $400
Savings (All)                   = $3400
Net Worth                      =  $3000

Trifele

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Re: Saving to $10K
« Reply #133 on: April 20, 2017, 03:34:14 AM »
Welcome to the forum CollegeRaven! 

Trifele

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Re: Saving to $10K
« Reply #134 on: April 20, 2017, 03:41:23 AM »
FYI -- Just noticed that Gardo, who started this thread in 2016, is now over in the "Race to 100k" thread, sitting at 99k.  He/she is almost ready to go to the next thread -- $100k to $250k.   Great job.   :)

MSquared

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Re: Saving to $10K
« Reply #135 on: April 20, 2017, 07:49:40 AM »
FYI -- Just noticed that Gardo, who started this thread in 2016, is now over in the "Race to 100k" thread, sitting at 99k.  He/she is almost ready to go to the next thread -- $100k to $250k.   Great job.   :)

Wow!!!  How does one even go from $46 to $99,000 in six months?!  When they started this thread, they said that it would take them "a slow 3 years" to get to $10K.   I'm sure curious of the story behind this...

independence

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Re: Saving to $10K
« Reply #136 on: April 20, 2017, 08:00:01 AM »
I've had unexpected expenses left and right recently but finally, some unexpected good news. I've been offered an increase on one of my contracts from 7 hours/week to 27 hours and am in the trial period now. I've also been offered an interview for a full-time job that pays really well. I think I could make both work for at least 6-12 months but hopefully more long term. If I get both, I'll wait however long it takes to max out my ISA then I'll be bolting out of Britain full speed.

I was all set to hunker down where I am for a while and then I found a used syringe in the communal area of my apartment block this morning. I live on the top floor and there's me and two other apartments up here. One guy has been here for years and the other has been here a week, max. The apartment was empty for six months prior to that because I got the last drug dealers kicked out and they've replaced him with another addict who apparently shoots up in the hallway? No thank you. I'm done. Cross your fingers for me about the job interview.

DieHard_772

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Re: Saving to $10K
« Reply #137 on: April 20, 2017, 09:06:02 AM »
FYI -- Just noticed that Gardo, who started this thread in 2016, is now over in the "Race to 100k" thread, sitting at 99k.  He/she is almost ready to go to the next thread -- $100k to $250k.   Great job.   :)

Wooowww



twistedfirestarter

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Saving to $10K
« Reply #138 on: April 24, 2017, 05:59:10 AM »
I'd like to join, have made the first payment of £1250 (~$1600) into my shiny new investment account and set it to be reoccurring every month.

Fund invested in is the Vanguard lifestrategy 100% seems like a good all market spread, nothing interesting.

Currently renovating a house which is taking lots of cash but hope to ramp up investment rate whenever possible.

DieHard_772

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Re: Saving to $10K
« Reply #139 on: April 24, 2017, 11:33:48 AM »
I'd like to join, have made the first payment of 1250 (~$1600) into my shiny new investment account and set it to be reoccurring every month.

Fund invested in is the Vanguard lifestrategy 100% seems like a good all market spread, nothing interesting.

Currently renovating a house which is taking lots of cash but hope to ramp up investment rate whenever possible.

Welcome aboard, clickhappy!



Mongoose

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Re: Saving to $10K
« Reply #140 on: April 24, 2017, 02:38:33 PM »
I'm jumping back in. I'm just trying to get to $10,000 in emergency funds. We had a work trip that I didn't get reimbursed for yet so my e-fund is down a bit. :-(  I'll update when I get a real number (after the bills clear and hopefully after we get the money back from my work).

I'm really impressed with everyone's determination. This may be the most inspiring thread I've read here.

DieHard_772

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Re: Saving to $10K
« Reply #141 on: April 24, 2017, 03:43:36 PM »
I'm jumping back in. I'm just trying to get to $10,000 in emergency funds. We had a work trip that I didn't get reimbursed for yet so my e-fund is down a bit. :-(  I'll update when I get a real number (after the bills clear and hopefully after we get the money back from my work).

I'm really impressed with everyone's determination. This may be the most inspiring thread I've read here.

Awesome welcome back



DieHard_772

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Re: Saving to $10K
« Reply #142 on: April 25, 2017, 09:23:38 AM »

Update:

Savings: $1117
IRAs (Betterment):  $5877
Other savings: $551
HSA: $724
My wife's IRA: $744
Other money for investing (going into the IRA and HSA): $625.27

TOTAL:  $9639 

Latest update:

Update:

Savings: $1150 (+$33)
IRAs (Betterment):  $6634 (+$757)
Other savings: $711 (+$160)
 
HSA: $985 (+$261)
My wife's IRA: $870  (+$126)
Other money for investing (going into the IRA and HSA): $451

TOTAL:  $10,800

Boom!  Made it to 10k in savings!





Trifele

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  • ****
  • Posts: 695
  • Location: US
Re: Saving to $10K
« Reply #143 on: April 25, 2017, 05:26:25 PM »

Update:

Savings: $1117
IRAs (Betterment):  $5877
Other savings: $551
HSA: $724
My wife's IRA: $744
Other money for investing (going into the IRA and HSA): $625.27

TOTAL:  $9639 

Latest update:

Update:

Savings: $1150 (+$33)
IRAs (Betterment):  $6634 (+$757)
Other savings: $711 (+$160)
 
HSA: $985 (+$261)
My wife's IRA: $870  (+$126)
Other money for investing (going into the IRA and HSA): $451

TOTAL:  $10,800

Boom!  Made it to 10k in savings!

DING DING DING!!!!!!!   Congratulations, DieHard!!!!   :)


recklesslysober

  • Bristles
  • ***
  • Posts: 466
  • Age: 29
  • Location: BC, Canada
Re: Saving to $10K
« Reply #144 on: April 25, 2017, 05:38:34 PM »

Update:

Savings: $1117
IRAs (Betterment):  $5877
Other savings: $551
HSA: $724
My wife's IRA: $744
Other money for investing (going into the IRA and HSA): $625.27

TOTAL:  $9639 

Latest update:

Update:

Savings: $1150 (+$33)
IRAs (Betterment):  $6634 (+$757)
Other savings: $711 (+$160)
 
HSA: $985 (+$261)
My wife's IRA: $870  (+$126)
Other money for investing (going into the IRA and HSA): $451

TOTAL:  $10,800

Boom!  Made it to 10k in savings!

CONGRATULATIONS!!!

haypug16

  • Stubble
  • **
  • Posts: 133
  • Age: 38
  • Location: Boston, MA
Re: Saving to $10K
« Reply #145 on: April 26, 2017, 08:10:28 AM »

Update:

Savings: $1117
IRAs (Betterment):  $5877
Other savings: $551
HSA: $724
My wife's IRA: $744
Other money for investing (going into the IRA and HSA): $625.27

TOTAL:  $9639 

Latest update:

Update:

Savings: $1150 (+$33)
IRAs (Betterment):  $6634 (+$757)
Other savings: $711 (+$160)
 
HSA: $985 (+$261)
My wife's IRA: $870  (+$126)
Other money for investing (going into the IRA and HSA): $451

TOTAL:  $10,800

Boom!  Made it to 10k in savings!

Congrats!

DieHard_772

  • Bristles
  • ***
  • Posts: 313
  • Location: California
Re: Saving to $10K
« Reply #146 on: April 26, 2017, 10:07:46 AM »
Thanks All!  One milestone reached...
And now onto the next...

10K Total Networth!


Current Assets
(This includes all monies, even ones I will be spending soon... not a perfect measure, yet it feels like a good next step)

Money set aside for Self-Employment taxes: $622
Money in Bank Accts and Savings for spending : $4606
Savings:  $1861
My IRAs:  $6634
HSA: $985
Money to be invested (IRAs, HSA):  $451
Wife IRA:   $870

TOTAL ASSETS: $16,029

Current Liabilities
Credit card: $3496
Student loan: $4603

TOTAL LIABILITIES: $8099


CURRENT NETWORTH:  $7930




« Last Edit: April 26, 2017, 10:10:50 AM by DieHard_772 »



Goldilocks

  • 5 O'Clock Shadow
  • *
  • Posts: 15
Re: Saving to $10K
« Reply #147 on: April 26, 2017, 10:30:50 AM »
My tax refund bumped me over the edge! (It ended up being way more than I had thought because I started a side business)

Savings: $7357
Checking: $1295
IRA: $2127
Total: $10,779

But this will be short lived because I'm going to be reinvesting this back into my side business and probably will be getting a new (to me) car soon. (An unexpected expense after a semi clipped my car 😕)Hopefully I can make it back to 10k in a few months. 😁 Keep going everyone!


DieHard_772

  • Bristles
  • ***
  • Posts: 313
  • Location: California
Re: Saving to $10K
« Reply #148 on: April 26, 2017, 10:43:00 AM »
My tax refund bumped me over the edge! (It ended up being way more than I had thought because I started a side business)

Savings: $7357
Checking: $1295
IRA: $2127
Total: $10,779

But this will be short lived because I'm going to be reinvesting this back into my side business and probably will be getting a new (to me) car soon. (An unexpected expense after a semi clipped my car 😕)Hopefully I can make it back to 10k in a few months. 😁 Keep going everyone!

Thanks for the update Goldilocks.
Way to go



MSquared

  • 5 O'Clock Shadow
  • *
  • Posts: 58
  • Location: USA
Re: Saving to $10K
« Reply #149 on: April 26, 2017, 11:24:16 AM »
WOOHOO!  Congrats, DieHard!  How long do you think it will take you to pay off your debts?

Congrats, Goldilocks!  Sorry to hear about your car.  :(