Race from 500k to 1M!

[talltexan]

Pretty impressive calendar year of 2018 there, MikeO with SP moving essentially sideways, but your NW increasing by 20%

[moof]

$703k invested as of today, up from ~$550k 15 months ago.  On track to have invested $60k by the end of the year.  Just need it to double (plus inflation) and I'll be at my number.  7 more years..

795k invested, 980k total NW.  Hitting 1M total NW is so close.  Still 6.5 years before I can pull the trigger.

My wife looks like she is picking up a decent 3/4 time work from home job (email out of the blue from her boss from 12 years ago), well timed with the kid starting Kindergarten this fall.  We might be able to shave a couple years off if it pans out.

$850k invested, $1085k NW.  Just over 5 years before I can pull the trigger.

[MikeO]

Pretty impressive calendar year of 2018 there, MikeO with SP moving essentially sideways, but your NW increasing by 20%

not so much when you consider I put in $85,000!   we actually lost.  2017 plus 85k is 523,627 so we are actually down by 5k in 2018.   year 16-17 was much better, we only invested 40k in 17 so we gained over 75k in interest.  be nice to see a few of those years repeat. 

[Thoughtful Mule]

Congrats to all of you out there making gains in your life capital. This month marks a milestone for my family just touching the big M. Maybe others can relate, but I'm finding it a strange feeling to not share the celebration with our friends and family.

I'm no doctor (spoiler alert an Engineer), but after reading the White Coat Investor's take on celebrating, we decided to have a nice dinner out to mark the occasion. We chose the best restaurant in town and got the next available reservation three months from now. Painfully expensive, but I've committed to not back down.

What'll you do to mark the occasion? My original plan was always to just get pizza and move on.


Here's the chart from November 2016 crossing 500K to today. These are NW numbers and include about 350K in home equity between our primary home and a rental property. No other debt except a small mortgage on the rental.

2016-Nov    /    513k
2016-Dec    /    525k
2017-Jan    /    544k
2017-Feb    /    577k
2017-Mar    /    595k
2017-Apr    /    603k
2017-May    /    620k
2017-Jun    /    636k
2017-Jul    /    656k
2017-Aug    /    664k
2017-Sep    /    677k
2017-Oct    /    692k
2017-Nov    /    714k
2017-Dec    /    736k
2018-Jan    /    747k
2018-Feb    /    782k
2018-Mar    /    776k
2018-Apr    /    801k
2018-May    /    829k
2018-Jun    /    850k
2018-Jul    /    876k
2018-Aug    /    886k
2018-Sep    /    917k
2018-Oct    /    879k
2018-Nov    /    912k
2018-Dec    /    899k
2019-Jan    /    941k
2019-Feb    /    981k
2019-Mar    /    1.01M

[talltexan]

Congrats on your entry into the double-comma club, Mule!

[rokel]

Congrats Thoughtful Mule!

here are my numbers. Relieved to be back up (for now)

07/2018-- 535,562 / 673,992
12/2018-- 495,360/ 652,069
03/2019-- 553,577/ 713,262

[Icecreamarsenal]

1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k
1/16: 297k
2/16: 314k
3/16: 329k
4/16: 344k
5/16: 344k
6/16: 344k
7/16: 345k
8/16: 357k
9/16: 366k
10/16: 380k
11/16: 395k
12/16: 397k
01/17: 320k
02/17: 327k
03/17: 423k
06/17: 525k
09/17: 544k
06/18: 736k
12/18: 748k
03/19: 802k

[Sailor Sam]

1-Jan-2011:  $82,795
1-Jan-2012:  $106,303
1-Jan-2013:  $147,328
1-Jan-2014:  $212,595
1-Jan-2015:  $264,308
1-Jan-2016:  $299,216
1-Jan-2018:  $500,083  (graduated from 250-->500k thread!)

1-Jan-2019:  $572,614
1-Feb-2019:  $603,066

I keep forgetting to update this guy. Probably because I'm solidly in the doldrums between big goals. Chug, chug, plug, plug.

[Travis]

So this happened today...

[ABK]

Yes! We finally moved up into this group this week! <fistpump>
$502,889.20.

[RWD]

So this happened today...

Congrats!

[SCUBAstache]

Congrats @Travis and @Thoughtful Mule ! Such an exciting milestone. I'm not sure what I'll do when the time comes but it's fun to read about other people's experiences.

[MikeO]

Congrats! I'm hopeful to hit the 1m Mark soon.  I don't expect we'd do to much as we still have more to go but that's definitely a significant achievement

[OurTown]

Congrats @Travis and @Thoughtful Mule ! Such an exciting milestone. I'm not sure what I'll do when the time comes but it's fun to read about other people's experiences.

You could go out for a really nice dinner and spend yourself back below the $1m mark.

[JGS1980]

I think the market took him under today. No dinner needed.

[Freedomin5]

Oct 2017: 527k
Dec 2017: 554k

Mar 2018: 666k
Jun 2018: 711k
Sep 2018: 784k
Dec 2018: 774k

Mar 2019: 830k

Not much new in my corner of the world. Just chugging along right on target. Once we hit $1M net worth, we will probably change our target to be 1M liquid.

[Travis]

I think the market took him under today. No dinner needed.

I came back here just to see if anyone was going to say "too soon!"  Net worth dropped about $14k today.  Besides, we already hit our restaurant limit for the month.

[jaysee]

March 2019 - $832,375.00

Going to start tracking this every month now!

[Finallyunderstand]

Estimates of NW over the years with more concrete values currently
2011: $40k  Real estate sucked (I'm a realtor and own rentals), income was low and equity was non existent.  Tough times!
2012: $55k
2013: $75k
2014: $160k  Being a realtor and also having a large portion of NW in real estate helped income and value go up drastically. (income $155k) plus asset appreciation
2015: $295k  (income $210k) plus asset appreciation
2016: $505k (income $242k) plus asset appreciation
Started using Mint for tracking in 2017
2017: March $515
         April $500 spent money... :(
         May $521
         June $573
         July $588
         Aug $605k
         Sep $647k
         Oct $650k
         Dec $684K
2018
         Jan $725k

         July $780k

Almost forgot about this thread.  Spent the last few months rehabbing and flipping a house so that took a lot of free time.  Should close on that sale in a few weeks.

2019
       April $928k

[shmoggy]

I wanna play too!

March 2019           $667,095.38 (Liquid)           $876,771.12   (Including Home equity & vehicles)

Good luck everyone!

[OurTown]

Maybe I'm a super-nerd, but it's really cool seeing everyone's progress.  Will probably update our numbers tomorrow.

[OurTown]

And the bank website is down so, sadly, I cannot complete the calculations.  Looks like we are in positive territory for the month in any event.

[RWD]

And the bank website is down so, sadly, I cannot complete the calculations.  Looks like we are in positive territory for the month in any event.

Mustachian people problems, right?

[jmutt]

DEC 2018 NW: 737K
DEC 2017 NW: 697k
DEC 2016 NW: 559k
DEC 2015 NW: 444k
DEC 2014 NW: 385k
DEC 2013 NW: 337k
DEC 2012 NW: 253k
DEC 2011 NW: 209K
DEC 2010 NW: 184k

[/quote]
[/quote]

MAR 2019 NW: 799k
401k: 265k
R IRA: 154
529 Kid A 74k
529 Kid B 49k
Taxable Stocks: 193k
Cash: 63k

[OurTown]

6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558

1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636

1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691

[RWD]

4/1/19 = $691

I remember thinking in the 250k-500k thread that you seemed way off in the distance. Now we've caught up and are sitting at just over $700k ourselves.

[Zamboni]

Month Year: Investments
June 2017: 504K
July 2017: 523K
Add in home value - debts; net worth as second number:
Aug 2017: 533K / 666K
Sep 2017: 539K / 679K
Oct 2017: 551K / 698K
Nov 2017: 561K / 711K
Dec 2017: 569K / 724K
Jan 2018: 589K / 751K
Feb 2018: 577K / 741K
May 2018: 585K / 744K
July 2018: 600K / 763K
Aug 2018: 618K / 779K
Sept 2018: 621K / 795K
Oct 2018:  587K / 764K
Nov 2018: 599K / 778K
Dec 2018: 568K / 739K
Jan 2019: 607K / 767K
Feb 2019: 627K / 790K
Mar 2019: 636K / 802K

[Trifle]

Tracking retirement accounts only (excludes house, cash, and 529s).  Cracked $800k!

5/1/17 --    $631     
6/1/17 --    $647 (+$16)     
7/1/17 --    $655 (+$8)   
8/1/17 --    $665 (+$10)   
9/1/17 --    $672 (+$7)   
10/1/17 --  $684 (+$12)   
11/1/17 --  $702 (+$18)
12/1/17 --  $724 (+$22)

1/1/18  --   $731 (+$7)
2/1/18  --   $761 (+$30)
3/1/18  --   $737 (-$24)
4/1/18 --    $731 (-$6)
5/1/18 --    $738 (+$7)
6/1/18 --    $747 (+$9)
7/1/18 --    $744 (-$3)
8/1/18 --    $761 (+$17)
9/1/18 --    $776 (+$15)
10/1/18 --  $776 (+$0)
11/1/18 --  $729 (-$37)
12/1/18 --  $745 (+16)

1/1/19 --    $703 (-$42)
2/1/19 --    $751 (+$48)
3/1/19 --    $769 (+$18)
4/1/19 --    $813 (+$44)

[CarolinaGirl]

Date         NW        Investments
1/31/19    $694k    $485k
2/28/19    $722k    $508k
3/30/19    $734k    $518k

Another good month in the books!  :)

[2Birds1Stone]

Combined NW
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200

[JGS1980]

Quarterly Update:

Jan-16      $257,514.77 (+49,787)
April-16    $277,918.06 (+20,403)
July-16     $306,073.47 (+28,155)
Oct -16     $357,689.04 (+53,415)
Jan -17     $405,710.23 (+48,021)
April -17   $446,004.04 (+39,424)
July-17     $496,327.00 (+50,322)
Oct-17      $535,958.74 (+39,631)
Jan-18      $617,102.81 (+81,144)
April -18   $649,856.20 (+32,718)
July -18    $704,760.25 (+54,904)
Oct-18      $768,090.42 (+63,330)
Jan-19      $761,423.60 (-06,666)
April-19    $865,799.27 (+104,376)

Personal record quarterly gain mostly due to catching up from record equity loss the previous quarter. Average them out and we are back on previous pace. 1 Million for Christmas? We will have to see.

JGS

[3Mer]

Month end update:

Liquid assets / Net worth

Jan 2018 $415.5K / $508K
Jun 2018  $518.8K / $578.4K
Jul  2018  $528.3K / $588.2K
Aug 2018  $543K  / $603.2K
Sep 2018  $548K / $608.6K
Oct 2018   $492.6K / $569.5K
Nov 2018   $502K / $585.3K
Dec 2018  $476.8K / $554K
Jan 2019   $509.1K / $587K
Feb 2019   $534.2K / $612.6K
Mar 2019   $549K  / $627.8K

Back above all-time high for liquid NW

[LeftA]

I’ve been lurking here for months and finally registered.

Just calculated our NW earlier today. We are $943,628.

Our goal is to hit $1M by year end.

We’ve had some really good years recently. In late 2016, we were at just over $525K!

[TempusFugit]

                 LNW      TNW
Q1 2018 -  859K / 1.00M
Q2 2018  - 875K / 1.02M
Q3 2018  - 944K / 1.09M   
EOY 2018 -877K / 1.02M
Q1 2019  - 970K / 1.12M

Almost. 

[Ladychips]

         Investments/cash     Net worth

05/18 - $503,164               $742,902
06/18 - $506,463               $747,871
07/18 - $520,768               $764,243
08/18 - $542,574               $787,745
09/18 - $541,489               $788,357
10/18 - $518,567               $766,694
01/19 - $522,773               $776,499
02/19 - $544,291               $799,739

03/19 - $551,251          $808,455

[Libertea]

I have not posted in this thread in a couple of years now (wow), but here's the entire update (updating with all the post semi-FIRE numbers after January 2017).

06/30/2015: $235,381.93
09/30/2015: $261,677.00
12/31/2015: $320,374.69 (goal of $800,000)
03/31/2016: $364,966.71
06/30/2016: $412,580.03
09/30/2016: $468,895.06
12/31/2016: $525,049.59 (goal of $828,000)

***quit my old job in January, didn't work for six months, then started semi-FIRE job in July***

03/31/2017: $600,284.91
06/30/2017: $614,142.13
09/30/2017: $651,132.18
12/31/2017: $690,121.22 (goal of $857,000)
03/31/2018: $703,519.59
06/30/2018: $735,464.01
09/30/2018: $770,387.32
12/31/2018: $728,648.03 (ouch! goal of $887,000)
03/31/2019: $804,468.17

[Arbitrage]

Liquid NW / Total NW

1/1/16: $455k / 675k
1/1/17: $555k / 822k
1/1/18: $735k / 1.071M
5/17/18: $765k / 1.112M
6/29/18: $773k / 1.137M
7/31/18: $795k / 1.170M
8/31/18: $813k / 1.189M
9/29/18: $811k / 1.192M
11/1/18: $772k / 1.160M
12/1/18: $796k / 1.182M

1/1/19: $765k / 1.152M
2/1/19: $826k / 1.227M
3/1/19: $850k / 1.264M
4/1/19: $863k / 1.277M

[onlykelsey]

December 2013: 142K
December 2014: 231K (+89K year on year, although numbers back this far are a bit fuzzy because my old student loan providers have wonky websites)
December 2015: 326K (+185K year on year, including self-financed wedding and 60K assessment paid mostly in cash)
December 2016: 511K (+185K year on year)
December 2017: 698K (+187K year on year)
December 2018: 766K (+68K year on year).  Doesn't look bad, but I put 60K in the market this month, so it's not great. I paid that 8K divorce retainer, though!
January 2019: 808K  Good but not great given the cash I've plowed in.  Oh, well.  On the horizon are potential home sale and relocation so it probably won't be a great six months.  I've been booking 50K in "home sale costs" which hopefully be roughly accurate.  I'm also going to take a probably significant pay cut, which will really slow my progress.  I'm trying to remind myself that the POINT of saving was to be able to down shift!
February 2019: 821K (+13K this month)  Hoping the separation agreement will be final and I will have relocated in the next 60-90 days.  I'm sure I'll be hemorrhaging cash for a while, but hopefully worth it long term.

I have not run any rough numbers on taxes, but assume I will be in the hole this year as a dual income coastal HCOL professional.

March 2019: TECHnically 933K (+112K this month) BUT:

• I'm building a big cash position for a down payment (107K), car purchase (12K?), furnishing of new house (???), new daycare deposit and first month (2K) and move cross country.
• I owe 25K in federal income tax (getting 5K from state)
• I'm going to be income-less for ~3-4 weeks
• I still owe my lawyer 2500
• A ~50K chunk of this is optimism on Zillow's part

So I may realistically be more at ~860K

On an up note, the separation agreement is signed and I have a job offer signed and relocation is going to get underway in a couple weeks.

[TheAnonOne]

Returning to update . . .

2015 DEC	:	252k	<- Crossed 250k
-	-
2016 JAN	:	260k	(+8k)
2016 FEB	:	281k	(+21k)
2016 MAR	:	285k	(+4k)
2016 APR	:	298k	(+13k)
2016 MAY	:	305k	(+7k)
2016 JUN	:	307k	(+2k)
2016 JUL	:	320k	(+13k)
2016 AUG	:	326k	(+6k)
2016 SEP	:	336k	(+10k)
2016 OCT	:	337k	(+1k)
2016 NOV	:	361k	(+24k)
2016 DEC	:	368k	(+7k)
-	-
2017 JAN	:	382k	(+14k)
2017 FEB	:	403k	(+21k)
2017 MAR	:	416k	(+13k)
2017 APR	:	427k	(+11k)
2017 MAY	:	436k	(+9k)
2017 JUN	:	449k	(+13k)
2017 JUL	:	464k	(+15k)
2017 AUG	:	478k	(+14k)
2017 SEPT	:	494k	(+16k)
2017 OCT	:	510k	(+16k) <- Crossed 500k
2017 NOV	:	523k	(+13k)
2017 DEC	:	534k	(+11k)
-	-
2018 JAN	:	558k	(+24k)
2018 FEB	:	569k	(+11k)
2018 MAR	:	560k	(-9k)
2018 APR	:	574k	(+14k/+5k)
2018 MAY	:	575k	(+1k)
2018 JUNE	:	575k	(+0k)
2018 JULY	:	599k	(+24k)
2018 AUG	:	620k	(+21k)
2018 SEPT	:	625k	(+5k)
2018 OCT	:	597k	(-28k)
2018 NOV	:	606k	(+9k/-19k)
2018 DEC	:	580k	(-26k/-45k)
-	-
2019 JAN	:	628k	(+48k/+3k)
2019 FEB	:	666k	(+38k)
2019 MAR	:	677k	(+11k)

I didn't work for over half of the month of March, unpaid mind you, and still came out $11,000 richer.

The big news is that we crossed $500,000 in pure investments (basically 100% VTSAX). That number made us stop for a good 15 seconds and go "wow!" before going on with our day.

I wish I had a 100% accurate FIRE number like some of you guys, but seeing as we are anywhere from 3-5 years away yet, it's hard to pin anything down!

[YoungGranny]

Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k

Apr 1, 2019: $725.9k

[caracarn]

Here's my progress thus far:

1/1/2015 - $319,018
3/31/2015 - $358,647
6/30/2015 - $350,887
9/30/2015 - $329,044
12/31/2015 - $340,246
3/31/2016 - $390,030
6/30/2016 - $408.983
9/1/2016 - $447,834
12/31/2016 - $459,043
3/31/2017 - $509,618
6/30/2017 - $520,691
9/30/17 - $553,269
12/31/17 - $557,941
3/31/18 - $583,773
6/30/18 - $590,057
9/30/18 - $610,690
12/31/18 - $579,919
3/31/19 - $683,428

OK, well I'm as surprised as anyone with the over $100K leap in three months....  I changed jobs, for a lower paying one (you can read the whys and wherefores in my journal linked in my signature).  Most was certainly market appreciation, but I do think I got a little bump with my one week vacation payout and also with the medical insurance  changeover, there are some bills not paid for that will likely drain a few thousand.  I did see my house value jumped about $20K as well, which helps, but how real it is, who knows.

[ScottsdaleSaver]

A larger than expected bonus and the bounceback in the stock market gave us an insane lift over last quarter. It's crazy that $1M is in sight, but it's all at the whims of the market as to when it happens at this point.

3/2019 - $925K - $281K in home equity, $21K in cash, remainder in investments. We crossed $600K in investments for the first time this quarter! 
12/2018 - $803K
9/2018 - $850K
6/2018 - $799K
3/2018 - $756K
12/2017 - $719K
9/2017 - $670K
6/2017 - $630K

[skip207]

01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
01/03/19 £568388
01/03/19 £572881

Another slow month, I seem to be saying that at the end of each month recently!

At this rate it will take another 5 years to hit my goal (850k) which is, frankly, not cricket!

[RWD]

01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/02/19 £561491
01/03/19 £568388
01/03/19 £572881

Another slow month, I seem to be saying that at the end of each month recently!

At this rate it will take another 5 years to hit my goal (850k) which is, frankly, not cricket!

What are you invested in? You should have gained like £70k in the last quarter just from investments alone.

[Engineer93]

Graduated from the other thread sometime earlier this year but I don't check this every month..

August 2016: $280k
November 2017: $380k
July 2018: $490k
April 2019: $541k

I'm hoping to reach one million before my 30th birthday which would be a little under 4 years from now.  I'll really need some market help for that..

[skip207]

That's my TNW. 
Break down is roughly:
£300k property
£300k investments

The ivnestments are a split between SIPP whcih is managed by an IFA and the rest is in VLS and thats been up and down.

The picture is slightly muddy as my NW has not changed but I paid my mortgage off (£200k) so I have moved a lot of my invested cash into property since Feb as the split was more like £100k property and £500k investments so it will take a few months to settle.

We have done this to secure our future in the hope that it will allow us to FIRE even if there is a recession.

[terrifictim]

Hi All,

Graduated from the 250-500k club back in June 18 but waited a while to join this one until it seemed like it would stick. Look forward to seeing how I do on this race - alot of the previous gains came about from getting married and combining assets.
Assets include primary residence, rental property, and investment portfolio. Liabilities are two mortgages.

                        Assets   Liabilities   Net Worth
July 2018            $939k        -$433k         $505k
August 2018        $956k        -$431k         $525k
September 2018  $975k        -$435k         $539k
October 2018       $953k        -$435k        $518k
November 2018    $962k        -$429k        $533k
December 2018    $962k        -$427k        $534k
January  2019      $977k        -$425k        $552k
February 2019      $1004k      -$428k        $576k

March 2019          $1024k      -$424k        $600k

[YellowCat]

Jan 2017: $444,411
Feb 2017: $466,365 (+$21,954)
Mar 2017: $473,859 (+$7,494)
Apr 2017: $496,610 (+$22,751)
May 2017: $509,180 (+$12,570)
Jun 2017: $522,280 (+$13,100)
Jul 2017: $539,829 (+$17,549)
Aug 2017: $547,156 (+$7,327)
Sept 2017: $568,755 (+$21,599)
Oct 2017: $588,681 (+$19,926)
Nov 2017: $612,643 (+$23,962)
Dec 2017: $628,029 (+$15,386)
--------------------------
Jan 2018: $664,203 (+$36,174)
Feb 2018: $662,419 (-$1,784)
Mar 2018: $667,963 (+$5,544)
Apr 2018: $687,251 (+$19,288)
May 2018: $713,039 (+$25,788)
Jun 2018: $719,898 (+$6,859)
Jul 2018: $749,307 (+$29,409)
Aug 2018: $777,551 (+28,244)
Sept 2018: $782,645 (+$5,094)
Oct 2018: $747,078 (-$35,567)
Nov 2018: $768,361 (+$21,283)
Dec 2018: $718,610 (-$49,751)
--------------------------
Jan 2019: $777,609 (+$58,999)
Feb 2019: $820,306 (+$42,697)
Mar 2019: $840,459 (+$20,153)

Not too bad for March, and April should be even better because that's when we get our annual bonuses. Maybe we will actually hit $1 Mio by the end of this year. Fingers crossed!

[shmoggy]

It's crazy to see how fast the numbers jump up the bigger the numbers are.  It's like we all start kinda slow, inching toward the next number and then all of the sudden BIG numbers.  (Yes, I am easily amused.)

[Sailor Sam]

1-Jan-2011:  $82,795
1-Jan-2012:  $106,303
1-Jan-2013:  $147,328
1-Jan-2014:  $212,595
1-Jan-2015:  $264,308
1-Jan-2016:  $299,216
1-Jan-2018:  $500,083  (graduated from 250-->500k thread!)

1-Jan-2019:  $572,614
1-Feb-2019:  $603,066
1-Mar-2019:  $616,505