Author Topic: Race from 250 to 500k!  (Read 936371 times)

afuera

  • Pencil Stache
  • ****
  • Posts: 573
  • Age: 32
  • Location: Charm City
Re: Race from 250 to 500k!
« Reply #1850 on: October 01, 2019, 11:57:09 AM »
12/31/2017: INV-$265,731.22    NW-$277,837.89
12/31/2018: INV-$332,761.13    NW-$357,901.80

1/31/2019: INV-$366,568.23     NW-$391,377.35
2/28/2019: INV-$388,104.43     NW-$414,064.85
3/31/2019: INV-$415,305.19     NW-$444,426.25
4/30/2019: INV-$429,916.96     NW-$463,882.36
5/31/2019: INV-$416,867.47     NW-$449,424.03
6/30/2019: INV-$458,411.68     NW-$491,499.53
8/31/2019: INV-$466,935.55     NW-$502,773.21
9/30/2019: INV-$481,530.61     NW-$517,288.55

We have had a string of months with really high unexpected/emergency expenses (funeral, family issues) so we haven't saved anything outside of normal 401K/HSA contributions.  Looking forward to putting the emotional and financial turmoil behind us.

tjrssibelle

  • Stubble
  • **
  • Posts: 105
Re: Race from 250 to 500k!
« Reply #1851 on: October 01, 2019, 12:01:16 PM »
Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k

Sent from my SM-N960U using Tapatalk


NextTime

  • Pencil Stache
  • ****
  • Posts: 857
Re: Race from 250 to 500k!
« Reply #1852 on: October 01, 2019, 12:26:32 PM »

Investments only.

01/31/18           $198,264.59
02/28/18           $204,079.63
03/31/18           $204,079.63
04/30/18           $206,310.31
05/31/18           $207,731.13
06/30/18           $209,452.69
07/31/18           $218,450.07
08/31/18           $224,242.78
09/30/18           $227,036.87
10/31/18           $214,106.68
11/30/18           $219,948.36
12/31/18           $206,666.96
01/31/19           $224,401.47
02/28/19           $231,997.45
03/31/19           $236,710.41
04/30/19           $246,138.25
05/31/19           $245,062.03
06/30/19           $256,868.43
07/31/19           $256,075.53
08/31/19           $266,197.04
09/30/19           $274,186.82
« Last Edit: October 01, 2019, 12:30:38 PM by dcozad999 »

Bracken_Joy

  • Walrus Stache
  • *******
  • Posts: 8927
  • Location: Oregon
Re: Race from 250 to 500k!
« Reply #1853 on: October 01, 2019, 01:17:41 PM »
2019:
Jan-  240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9
Jun- 283.1
Jul- 302.6
Aug- 315.98
Sep- 310.8

Oct- 346.5
SEP IRA contributions for 2018 hit, so that's the mega boost there. Even then, been in the black in spite of lots of $ on baby prep and other life changes.

gmdv

  • Stubble
  • **
  • Posts: 123
  • Hermit Wannabe
Re: Race from 250 to 500k!
« Reply #1854 on: October 01, 2019, 03:23:41 PM »
August 2017 - $295k
September 2017 - $310k
October 2017 - $314k
November 2017 - $319k
December 2017 - $328k
January 2018 - $336k
February 2018 - $331k
March 2018 - $341k
April 2018 - $345k
May 2018 - $353k
June 2018 - $376k
July 2018 - $379k
August 2018 - $379k
September 2018 - $377k
October 2018 - $369k
November 2018 - $382k
1/5/2019 - $374k
2/3/19 - $378k
3/7/19 - $380k
4/4/19 - $381k
5/6/19 - $378k
6/11/19 - $382k
7/8/19 - $384k
8/5/19 - $387k
9/5/19 - $376k

10/1/19 - $386k


Morning Glory

  • Magnum Stache
  • ******
  • Posts: 4891
  • Location: The Garden Path
Re: Race from 250 to 500k!
« Reply #1855 on: October 01, 2019, 07:19:07 PM »

2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618

2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221

2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378

Oct 1: 411,212

Jaayse

  • Bristles
  • ***
  • Posts: 307
  • Age: 37
  • Location: Somewhere on the Ocean
Re: Race from 250 to 500k!
« Reply #1856 on: October 01, 2019, 07:50:10 PM »
2017
April 15 -           164,900
July 1 -             180,808
August 10 -       189,280
September 1 -   193,727
October 1 -        209,968
November 1 -     220,602
December 1 -     225,918

2018
January 1-         232,213
February 1 -       245,447
March 1 -           242,789
April 1 -             246,140
May 1 -              318,398 (sold house)
June 1 -             328,870
July 1 -              342,159
August 1 -          354,936
September 1 -    366,727
October 1 -        374,465
November 1 -     361,296
December 3 -     370,140

2019
January 1 -        356,542
February 1 -       383,348
March 1 -           394,563
April 1 -             403,461
May 1 -              421,194
June 1 -             409,591
July 1 -              435,981
August 1 -          443,135
September 1 -    441,101
October 1 -        452,232

Finally hit 450k!  Only 48k until graduation!!!  It's looking much less likely that I'll make it there by the end of the year, but I'm still hopeful that I'll make some good progress towards the goal.

dandypandys

  • Pencil Stache
  • ****
  • Posts: 549
  • Age: 48
  • Location: USA
Re: Race from 250 to 500k!
« Reply #1857 on: October 02, 2019, 05:11:37 AM »
2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k bought a car and a new stove.. spendy month but 64.5k up for the year! :)
Dec 1st:370k/270k

2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Feb 1st $378.5 ooh hope I didn't make a mistake calculating, a big jump! taxes will add 4k next month
March 1st $396.5k oh my getting closer, how exciting! Plus I sold art and should be getting a 12k check from my gallery this month! :)
April 1st $418.5
May 1st $430
June 1st $418 a big car fix - not sure why it went down so much, maybe I made an updating mistake last month
July 1st $439.5 won an award of excellence at work:) plus market gains and the normal contributions :) will put award straight into our Vanguard yay
Aug 1st $444
Sept 1st $452.5  two big art sales this month
Oct 1st $456 hmm- seems low maybe all the contributions didn't hit yet. Will check tomorrow.
« Last Edit: October 02, 2019, 05:21:20 AM by dandypandys »

use2betrix

  • Magnum Stache
  • ******
  • Posts: 2502
Re: Race from 250 to 500k!
« Reply #1858 on: October 02, 2019, 06:24:06 AM »
The way the market closed yesterday’s I’m almost tempted to revise my monthly Oct 1st update for the several thousand dollar lower value that the day ended at :/

UnleashHell

  • Walrus Stache
  • *******
  • Posts: 8909
  • Age: 56
  • Location: Florida
  • Chapter IV - A New ... er.. something
Re: Race from 250 to 500k!
« Reply #1859 on: October 02, 2019, 07:10:43 AM »


Nov-17 - 300k
May-18  - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K  - liquid 512k (long story)
may-19 nw 405K  - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid  522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K

2Birds1Stone

  • Walrus Stache
  • *******
  • Posts: 7982
  • Age: 1
  • Location: Earth
  • K Thnx Bye
Re: Race from 250 to 500k!
« Reply #1860 on: October 02, 2019, 09:39:04 AM »
The way the market closed yesterday’s I’m almost tempted to revise my monthly Oct 1st update for the several thousand dollar lower value that the day ended at :/

May as well wait till Friday and revise down several more points =/

Radagast

  • Magnum Stache
  • ******
  • Posts: 2562
  • One Does Not Simply Work Into Mordor
Re: Race from 250 to 500k!
« Reply #1861 on: October 03, 2019, 10:44:30 PM »
Quarter StockBondCash  +House
Q3 2016:  $112,200     $165,800
Q4 2016:  $124,300     $178,500
Q1 2017:  $148,300     $203,300
Q2 2017:  $160,548     $217,018
Q3 2017:  $178,042     $235,102
Q4 2017:  $203,082     $260,736
Q1 2018:  $213,941     $272,491
Q2 2018:  $223,802     $283,554
Q3 2018:  $235,666     $296,330
Q4 2018:  $229,947     $291,293
Q1 2019:  $284,421     $346,689
Q2 2019:  $315,573     $378,769
Q3 2019:  $350,244     $414,376
Smooth sailing so far. I am a little excited. Apparently even numbers mean more to me than odd numbers, and seeing a number cross 400k is fun, even if I need to count the house to get there. Third year anniversary of NW tracking!

nick663

  • Bristles
  • ***
  • Posts: 429
  • Location: midwest
Re: Race from 250 to 500k!
« Reply #1862 on: October 05, 2019, 06:17:23 PM »
June 2017:  198.7k
July 2017:  207.5k
August 2017:  211.8k
September 2017:  222.1k
October 2017: *missing*
November 2017:  234.7k
December 2017:  242.4k

March 2018:  263.3k
June 2018:  290.4k
September 2018:  313.7k
December 2018:  296.8k
March 2019:  346.3k
June 2019:  372.4k
September 2019: 390.4k

solon

  • Handlebar Stache
  • *****
  • Posts: 2367
  • Age: 1823
  • Location: OH
Re: Race from 250 to 500k!
« Reply #1863 on: October 05, 2019, 06:34:57 PM »

 1-2017  $88,615
 1-2018 $132,155
 1-2019 $177,349
 2-2019 $188,332
 3-2019 $187,634
 4-2019 $197,461
 5-2019 $194,010
 6-2019 $186,414
 7-2019 $196,934
 8-2019 $267,535
 9-2019 $268,153
10-2019 $271,542

mastrr

  • Bristles
  • ***
  • Posts: 350
Re: Race from 250 to 500k!
« Reply #1864 on: October 06, 2019, 06:13:57 PM »
2019 Net Worth

Jan - $284,576
Feb - $296,587
Mar- $307,573
Apr- $313,685
May - $327,944
June - $324,807
July - $346,589
August - $349,945
Sept - $352,891
October - $362,912

tarheeldan

  • Pencil Stache
  • ****
  • Posts: 907
  • Location: Plano, TX
Re: Race from 250 to 500k!
« Reply #1865 on: October 07, 2019, 08:35:13 AM »
Up $4,329 to $363,509. Up $85,723 yoy. Higher expenses, no overtime. Steady progress though. The bigger news however, is that I was approved to go PT, starting this pay period. Yes! I'll be working a 5 days on/9 off schedule. I'll continue to invest, but at a much lower rate of course. Will probably be tarnishing this thread for quite some time. :)

Congrats! That sounds like a great schedule :)

DarkandStormy

  • Handlebar Stache
  • *****
  • Posts: 1498
  • Age: 35
  • Location: Midwest, USA
Re: Race from 250 to 500k!
« Reply #1866 on: October 07, 2019, 08:48:50 AM »
NW // Inv Assets

3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846

9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328

Big Tex

  • 5 O'Clock Shadow
  • *
  • Posts: 6
Re: Race from 250 to 500k!
« Reply #1867 on: October 07, 2019, 01:43:36 PM »
September 19: NW 316,494 Invested: 293,726
October 19: NW 318,809 Invested: 294,437

Lucky Recardito

  • Pencil Stache
  • ****
  • Posts: 520
  • Location: Major US City
Re: Race from 250 to 500k!
« Reply #1868 on: October 10, 2019, 08:23:16 AM »
Investments only, sans home equity:

01/1/18 $244K
04/1/18 $259K
07/1/18 $282K
10/1/18 $314K

01/1/19 $289K - this was all market drop; savings were normal during this time
04/1/19 $351K
07/1/19 $380K
10/1/19 $384K - pulled a chunk out of our HSA to pay for childbirth costs incurred earlier in the year; also started daycare; husband took 2 months unpaid paternity leave... savings rate currently in the toilet

Does not include roughly $30K in cash.

Anticipated graduation: early 2021
« Last Edit: October 17, 2019, 07:45:39 AM by Lucky Recardito »

Vashy

  • Bristles
  • ***
  • Posts: 451
Re: Race from 250 to 500k!
« Reply #1869 on: October 13, 2019, 03:06:22 PM »
I'm including home equity, but go with my personal NW (50% of the house, 50% of the mortgage). I've just paid off debt so I'm really at the start of investing in liquid assets (behold my puny liquid stache).

end-2018: circa Ł287,177
Mar-2019: Ł313,570
Apr-2019: Ł322,726
May-2019: Ł330,583
Jun-2019: Ł339,992
Jul-2019: Ł349,062
Aug-2019: Ł354,036
Sep-2019: Ł362,238
Oct-2019: Ł370,063 (so far)

This breaks down into:
50% of the mortgage: -Ł45,650
50% of home equity: Ł232,079
Personal pension: cŁ178,000
Gilts: Ł250
Vanguard: Ł500
ISA: Ł4,587.85
Savings account: Ł296.30

(not counting cash in debit account because I still have costs going out before the month is over - but I'm hoping to put another Ł500 into Vanguard.)

Would love to hit Ł375k before the year is up.

fuzzstache55

  • 5 O'Clock Shadow
  • *
  • Posts: 3
  • Age: 47
  • Location: East Coast
Re: Race from 250 to 500k!
« Reply #1870 on: October 17, 2019, 08:40:29 AM »
First post and glad to be part of this group!

Oct-2019: INV-285969.06, NW- 375331.65

Will track both, but follow others using the INV as the deciding factor for group to join.

SpareChange

  • Pencil Stache
  • ****
  • Posts: 711
Re: Race from 250 to 500k!
« Reply #1871 on: October 17, 2019, 12:07:53 PM »
Up $4,329 to $363,509. Up $85,723 yoy. Higher expenses, no overtime. Steady progress though. The bigger news however, is that I was approved to go PT, starting this pay period. Yes! I'll be working a 5 days on/9 off schedule. I'll continue to invest, but at a much lower rate of course. Will probably be tarnishing this thread for quite some time. :)

Congrats! That sounds like a great schedule :)
Up $4,329 to $363,509. Up $85,723 yoy. Higher expenses, no overtime. Steady progress though. The bigger news however, is that I was approved to go PT, starting this pay period. Yes! I'll be working a 5 days on/9 off schedule. I'll continue to invest, but at a much lower rate of course. Will probably be tarnishing this thread for quite some time. :)

PT sounds wonderful. All the best!

Thanks guys! Last week was my first week mostly off. I took my blood pressure....96/73. Lower than I can ever remember. :)

SpareChange

  • Pencil Stache
  • ****
  • Posts: 711
Re: Race from 250 to 500k!
« Reply #1872 on: October 17, 2019, 01:09:57 PM »
First post and glad to be part of this group!

Oct-2019: INV-285969.06, NW- 375331.65

Will track both, but follow others using the INV as the deciding factor for group to join.

Welcome!

Jadzia37000

  • 5 O'Clock Shadow
  • *
  • Posts: 19
Re: Race from 250 to 500k!
« Reply #1873 on: October 25, 2019, 12:30:51 AM »
August 15: 310,000
September 1:  343,890
September 21:  352,721.  I should be able to save more than this.
October 25:  ~$421,000.  This will go down a bit this month due to need to pay husband's rent/set him up in apartment.  But next month is another month.  I need to WORK HARDER ON NOT SPENDING to minimize the 2nd-rent hit.

use2betrix

  • Magnum Stache
  • ******
  • Posts: 2502
Re: Race from 250 to 500k!
« Reply #1874 on: October 28, 2019, 08:42:14 AM »
Crossed the $500k mark Saturday. Felt like a pretty surreal weekend. We’ll see if the market holds out through Friday as to whether or not I can join the next club in November!

2Birds1Stone

  • Walrus Stache
  • *******
  • Posts: 7982
  • Age: 1
  • Location: Earth
  • K Thnx Bye
Re: Race from 250 to 500k!
« Reply #1875 on: October 28, 2019, 11:35:22 AM »
@use2betrix, congrats!!

UnleashHell

  • Walrus Stache
  • *******
  • Posts: 8909
  • Age: 56
  • Location: Florida
  • Chapter IV - A New ... er.. something
Re: Race from 250 to 500k!
« Reply #1876 on: October 28, 2019, 02:16:57 PM »
Crossed the $500k mark Saturday. Felt like a pretty surreal weekend. We’ll see if the market holds out through Friday as to whether or not I can join the next club in November!

nice!!

Calimerostache

  • 5 O'Clock Shadow
  • *
  • Posts: 57
Re: Race from 250 to 500k!
« Reply #1877 on: October 28, 2019, 10:26:42 PM »
August 15: 310,000
September 1:  343,890
September 21:  352,721.  I should be able to save more than this.
October 25:  ~$421,000.  This will go down a bit this month due to need to pay husband's rent/set him up in apartment.  But next month is another month.  I need to WORK HARDER ON NOT SPENDING to minimize the 2nd-rent hit.

wow saving $111k In 2 months is very impressive .
Good job !

Nick_Miller

  • Handlebar Stache
  • *****
  • Posts: 1658
  • Location: A sprawling estate with one of those cool circular driveways in the front!
Re: Race from 250 to 500k!
« Reply #1878 on: October 29, 2019, 09:40:54 AM »
Crossed the $500k mark Saturday. Felt like a pretty surreal weekend. We’ll see if the market holds out through Friday as to whether or not I can join the next club in November!

Get out of here, with your fancy money and your fancy accounts and whatnot! The rest of us here will keep working in the coal mines and stuffing pennies behind the baseboards.

(seriously, congrats!)

achvfi

  • Pencil Stache
  • ****
  • Posts: 545
  • Location: Midwest
  • Health is wealth
Re: Race from 250 to 500k!
« Reply #1879 on: October 29, 2019, 08:05:59 PM »
Crossed the $500k mark Saturday. Felt like a pretty surreal weekend. We’ll see if the market holds out through Friday as to whether or not I can join the next club in November!

Congrats @use2betrix! See you on the other side.

Its been an expensive month us and lot more big expenses on the way. Can only hope for movement in right direction in next few months.

SeattleStache

  • Stubble
  • **
  • Posts: 205
Re: Race from 250 to 500k!
« Reply #1880 on: October 30, 2019, 08:00:17 AM »
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)

Bracken_Joy

  • Walrus Stache
  • *******
  • Posts: 8927
  • Location: Oregon
Re: Race from 250 to 500k!
« Reply #1881 on: October 30, 2019, 09:25:45 AM »
2019:
Jan-  240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9
Jun- 283.1
Jul- 302.6
Aug- 315.98
Sep- 310.8
Oct- 346.5

Nov- 353.7
Did this a few days early, since I'm due very soon with a baby. I'll re-do if I hit my Nov 1st and she's not here yet.

achvfi

  • Pencil Stache
  • ****
  • Posts: 545
  • Location: Midwest
  • Health is wealth
Re: Race from 250 to 500k!
« Reply #1882 on: October 30, 2019, 07:50:15 PM »
Nov- 353.7
Did this a few days early, since I'm due very soon with a baby. I'll re-do if I hit my Nov 1st and she's not here yet.

Hope it all goes smoothly @Bracken_Joy. All the best.

Nick_Miller

  • Handlebar Stache
  • *****
  • Posts: 1658
  • Location: A sprawling estate with one of those cool circular driveways in the front!
Re: Race from 250 to 500k!
« Reply #1883 on: October 31, 2019, 06:08:07 AM »
Sept. 2018   $252,544.08
Nov.  2018   $248,197.15
Dec.  2018   $256,394.61
Jan.  2019   $252,481.67
Feb.  2019   $287,793.45
Mar.  2019   $304,683.46
April  2019   $311,927.67
May 2019    $320,971.09
June 2019   $315,026.35
July 2019    $326,646.84
Aug 2019    $333,750.35
Sept 2019   $331,716.00
Oct 2019    $338,088.89
Nov 2019 $348,140.01

Since $500K still seems so far away, I'll start trying to get excited about approaching the halfway pt of this challenge! $375K should be doable by late winter/early spring.

hudsoncat

  • Bristles
  • ***
  • Posts: 363
Re: Race from 250 to 500k!
« Reply #1884 on: October 31, 2019, 06:23:17 AM »
6/30/18:   $253,884
7/31/18:   $264,666
8/31/18:   $276,905
9/29/18:   $285,986
10/31/18: $267,359
11/30/18: $281,461
12/31/18: $261,809
1/31/19:   $286,584
2/28/19:   $303,681
3/31/19:   $314,939
4/30/19:   $331,080
5/31/19:   $320,926
6/30/19:   $342,700
7/31/19:   $354,784
8/31/19:   $351,842
9/30/19:   $360,853
10/31/19: $374,706

I officially started tracking on Oct. 31, 2016. Our retirement accounts totaled $121,639 at that time for a growth of $253,067 in three years. That makes me pretty happy!

salt cured

  • Bristles
  • ***
  • Posts: 377
Re: Race from 250 to 500k!
« Reply #1885 on: October 31, 2019, 08:30:46 AM »
I actually had a decent month but decided to subtract out the cost of selling the house moving forward. I also refinanced my mortgage, which I think will end up being a net negative, and bought a car.

01/01/19 - $351k
01/31/19 - $381k
02/28/19 - $399k
03/29/19 - $406k
04/30/19 - $426k
05/30/19 - $423k
06/30/19 - $466k
07/31/19 - $470k
08/31/19 - $471k
09/30/19 - $485k
10/31/19 - $475k

Vashy

  • Bristles
  • ***
  • Posts: 451
Re: Race from 250 to 500k!
« Reply #1886 on: October 31, 2019, 09:45:17 AM »
end-2018:  Ł287,177
Mar-2019: Ł313,570
Apr-2019: Ł322,726
May-2019: Ł330,583
Jun-2019: Ł339,992
Jul-2019: Ł349,062
Aug-2019: Ł354,036
Sep-2019: Ł362,238
Oct-2019: Ł370,985

This breaks down into:
50% of mortgage: -Ł46,000 (remortgaged for a Ł999 fee or this would be lower)
50% of home equity: Ł232,079
Personal pension: Ł179,090
Gilts: Ł250
Vanguard: Ł500
ISA plus savings account: Ł5,066

Goal: Hit Ł377-379k before the year ends and graduate from this group in June 2022 at the latest.

fattest_foot

  • Pencil Stache
  • ****
  • Posts: 856
Re: Race from 250 to 500k!
« Reply #1887 on: October 31, 2019, 11:17:25 AM »
Can you taste it?

We made it, and by a pretty substantial amount. Unless we get a >2% drop in November, we'll hopefully be permanently vacating this thread.

Good luck everyone! It goes fast.

salt cured

  • Bristles
  • ***
  • Posts: 377
Re: Race from 250 to 500k!
« Reply #1888 on: October 31, 2019, 12:10:50 PM »
Can you taste it?

We made it, and by a pretty substantial amount. Unless we get a >2% drop in November, we'll hopefully be permanently vacating this thread.

I mean, you do you, but why would you come back to this thread if you dipped below $500k? You did it. You achieved $500k. Whether you drop back down to $490k or $400k or whatever, the next milestone (based on these threads) is $1000k. Don't look back man.

Nick_Miller

  • Handlebar Stache
  • *****
  • Posts: 1658
  • Location: A sprawling estate with one of those cool circular driveways in the front!
Re: Race from 250 to 500k!
« Reply #1889 on: October 31, 2019, 12:29:00 PM »
Can you taste it?

We made it, and by a pretty substantial amount. Unless we get a >2% drop in November, we'll hopefully be permanently vacating this thread.

I mean, you do you, but why would you come back to this thread if you dipped below $500k? You did it. You achieved $500k. Whether you drop back down to $490k or $400k or whatever, the next milestone (based on these threads) is $1000k. Don't look back man.

Yeah, I agree. Onward and upward, even if there's a temporary setback in the market. Otherwise, we could have scenarios where folks on the cusp of both threads (this one and the $500K-$1M thread) could bounce back and forth for months, or even years. That seems against the spirit of the exercise.

Now if someone has a permanent reduction in net worth (like in a divorce), then yes I could see going back down.

« Last Edit: October 31, 2019, 02:33:12 PM by Nick_Miller »

UnleashHell

  • Walrus Stache
  • *******
  • Posts: 8909
  • Age: 56
  • Location: Florida
  • Chapter IV - A New ... er.. something
Re: Race from 250 to 500k!
« Reply #1890 on: October 31, 2019, 01:56:09 PM »

Now if someone has a permanent reduction in net worth (like in a divorce), then yes I could see going back down.



Hi!!

that was me!! was out of this thread  - now back on my own.
talking of which..





Nov-17 - 300k
May-18  - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K  - liquid 512k (long story)
may-19 nw 405K  - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid  522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K  Liquid 537K
« Last Edit: October 31, 2019, 02:02:33 PM by UnleashHell »

solon

  • Handlebar Stache
  • *****
  • Posts: 2367
  • Age: 1823
  • Location: OH
Re: Race from 250 to 500k!
« Reply #1891 on: October 31, 2019, 02:19:48 PM »

Now if someone has a permanent reduction in net worth (like in a divorce), then yes I could see going back down.



Hi!!

that was me!! was out of this thread  - now back on my own.
talking of which..





Nov-17 - 300k
May-18  - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K  - liquid 512k (long story)
may-19 nw 405K  - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid  522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K  Liquid 537K

How is it that your liquid assets are higher than your networth? Shouldn't liquid be a subset of nw?

Nick_Miller

  • Handlebar Stache
  • *****
  • Posts: 1658
  • Location: A sprawling estate with one of those cool circular driveways in the front!
Re: Race from 250 to 500k!
« Reply #1892 on: October 31, 2019, 02:35:56 PM »

Now if someone has a permanent reduction in net worth (like in a divorce), then yes I could see going back down.



Hi!!

that was me!! was out of this thread  - now back on my own.
talking of which..





Nov-17 - 300k
May-18  - 375k
July -18 - 400k
aug-18 - 410k
Dec-18 - 345K
Mar-19 - 415K
Apr-19 - NW 440K  - liquid 512k (long story)
may-19 nw 405K  - liquid - 478K
Jun-19 nw 444K - liquid -514K
Jul-19 nw 452K liquid  522K
Aug-19 nw 435k liquid 505K
Sep-19 nw 450K liquid 527K
Oct-19 nw 459K  Liquid 537K

How is it that your liquid assets are higher than your networth? Shouldn't liquid be a subset of nw?

I'm not him, but I'm guessing debts. That's why I measure NW instead of stache; I think it gives a more complete picture.

UnleashHell

  • Walrus Stache
  • *******
  • Posts: 8909
  • Age: 56
  • Location: Florida
  • Chapter IV - A New ... er.. something
Re: Race from 250 to 500k!
« Reply #1893 on: October 31, 2019, 02:55:38 PM »

How is it that your liquid assets are higher than your networth? Shouldn't liquid be a subset of nw?
I'm not him, but I'm guessing debts. That's why I measure NW instead of stache; I think it gives a more complete picture.

Yeah – it’s the nature of the settlement I did with my ex. I kept the mortgage on the house we had in order that my ex and the kids had a place to live. She kept the house so that mortgage is not offset against the equity in my figures . In turn I kept most of the retirement funds. I have another 3 years to clear the mortgage so it will revert to something looking more “normal” by then. I have a lot of assets and a lot of debt. As the by far higher earner it made more sense. It also kept the alimony to a sensible figure rather than sell the house, pay off the debt and then have her need far more per month in order to afford somewhere to live.

Dogastrophe

  • Bristles
  • ***
  • Posts: 444
  • Location: 44.6488° N, 63.5752° W
Re: Race from 250 to 500k!
« Reply #1894 on: October 31, 2019, 04:05:22 PM »
Investments only; household combined. 
 
07/31/19 - $330,406
08/31/19 - $437,870 (large windfall + quarterly rrsp invest)
09/30/19 - $443,081
10/31/19 - $452,295

Imustacheyouaquestion

  • Bristles
  • ***
  • Posts: 318
Re: Race from 250 to 500k!
« Reply #1895 on: October 31, 2019, 05:22:55 PM »
Jul 2018     $250,737.17
Aug 2018     $258,326.17 
Sep 2018     $271,396.46
Oct 2018     $276,447.64
Nov 2018     $258,733.03
Dec 2018     $272,495.64
Jan 2019      $255,892.49
Feb 2019      $284,061.44
Mar 2019     $302,124.69
Apr 2019     $311,269.23
May 2019     $326,333.60
Jun 2019     $324,533.94
Jul 2019     $346,414.84 346
Aug 2019     $353,235.46
Sept 2019     $357,483.82
Oct 2019    $382,001.08
Nov 2019     $394,916.44 +$12, 915.36

https://docs.google.com/spreadsheets/d/1AU7U1LTOW0D-_TiWUZJ7OSolSB_ULYQC2ZWSNW5hig0/edit#gid=0

Large medical bill this month but we still haven't hit our deductible 🙄.

I am almost at $300k invested in liquid assets! Barring a market issue, I should crest over my goal of $400k by the end of the year, and then HALF A MILLION DOLL-HAIRS in 2020.
« Last Edit: November 01, 2019, 05:14:28 PM by Imustacheyouaquestion »

use2betrix

  • Magnum Stache
  • ******
  • Posts: 2502
Re: Race from 250 to 500k!
« Reply #1896 on: October 31, 2019, 06:27:49 PM »
Tracking liquid net worth only: Cash/Savings/Investments - do not have a mortgage or debt

Feb 1, 2016 - $90k
Apr 1, 2016 - $100k 
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725
June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937

Well - I finally made it. Thanks everyone for all the kudos. Ready to keep moving, onwards and upwards! See you all on the flip side!
« Last Edit: November 01, 2019, 07:32:28 AM by use2betrix »

bigote2032

  • Stubble
  • **
  • Posts: 125
Re: Race from 250 to 500k!
« Reply #1897 on: October 31, 2019, 06:59:39 PM »
11/30/2017    $228,503.37
12/31/2017    $237,592.34
1/31/2018    $254,582.33
2/28/2018    $257,732.67
3/31/2018    $265,481.54
4/30/2018    $269,342.61
5/31/2018    $277,950.05
6/30/2018    $285,254.10
7/31/2018    $299,199.64
8/31/2018    $319,335.25
9/30/2018    $347,418.14
10/31/2018    $332,242.01
11/30/2018    $348,536.76
12/31/2018    $325,602.90
1/31/2019    $350,696.67
2/28/2019    $369,513.27
3/31/2019    $379,192.30
4/30/2019    $399,481.40
5/31/2019    $384,294.80
6/30/2019    $408,707.83
7/31/2019    $426,022.76
8/31/2019    $422,250.44
9/30/2019    $460,845.28
10/31/2019    $476,501.03

Well look at that, making it by the end of the year is a real possibility.  My goal this year was 450K, stretch goal 500K, let's keep saving dollars :)

Jaayse

  • Bristles
  • ***
  • Posts: 307
  • Age: 37
  • Location: Somewhere on the Ocean
Re: Race from 250 to 500k!
« Reply #1898 on: October 31, 2019, 10:37:36 PM »
*Investments only, solo journey (so far)*
2017
April 15 -           164,900
July 1 -             180,808
August 10 -       189,280
September 1 -   193,727
October 1 -        209,968
November 1 -     220,602
December 1 -     225,918

2018
January 1-         232,213
February 1 -       245,447
March 1 -           242,789
April 1 -             246,140
May 1 -              318,398 (sold house)
June 1 -             328,870
July 1 -              342,159
August 1 -          354,936
September 1 -    366,727
October 1 -        374,465
November 1 -     361,296
December 3 -     370,140

2019
January 1 -        356,542
February 1 -       383,348
March 1 -           394,563
April 1 -             403,461
May 1 -              421,194
June 1 -             409,591
July 1 -              435,981
August 1 -          443,135
September 1 -    441,101
October 1 -        452,232
November 1 -     466,688

A very good month, only 33.5k until graduation!!! 
« Last Edit: October 31, 2019, 10:39:25 PM by Jaayse »

coffeefueled

  • Stubble
  • **
  • Posts: 188
Re: Race from 250 to 500k!
« Reply #1899 on: November 01, 2019, 12:44:09 AM »
It's encouraging to see the awesome savings levels of people in this thread. Keep at it.

Investments only
May: $251,222
June: $380,473 <-- combined accounts with DH
July: $423,417
Aug: $436, 413
Sep: $428,402
Oct: $434,691
Nov: $453,570

 

Wow, a phone plan for fifteen bucks!