Author Topic: Race from 100 to 250k  (Read 185353 times)

CorpRaider

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Re: Race from 100 to 250k
« Reply #850 on: March 29, 2017, 06:29:00 AM »
Marketable securities: 

12/15 ~    $81,000
12/16 ~  $109,000
01/17 ~  $116,000
02/17 ~  $122,000
03/17 ~  $125,000

facepalm

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Re: Race from 100 to 250k
« Reply #851 on: March 31, 2017, 05:05:00 AM »
Jan-16   23,769
Feb-16   37,777
Mar-16   36,324
Apr-16   36,503
May-16   38,348
Jun-16   45,604
Jul-16   43,749
Aug-16   46,696
Sep-16   47,970
Oct-16   92,135
Nov-16   120,118
Dec-16   119,694
Jan-17   123,913
Feb-17   132,459 (6.9% increase)
Mar-17   138,942 (4.9% increase)

About what I expected. Spent a little more than anticipated, but managed to keep my expenses close to my budget. This month I'm funding my 457(b) for the first time, so that helps with my my net increase. Market saw no huge gains, but did mange to sock away another $5,000 into my brokerage account, and had some dividends.

And I was finally able to calculate my savings rate. With my two retirement accounts plus my pension contribution of $792/month, my savings rate is 71%. I'm not counting my employer contribution.

Goal going forward is to stick to budget.

All in all, not a bad month.
« Last Edit: April 02, 2017, 04:28:53 AM by facepalm »

Imustacheyouaquestion

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Re: Race from 100 to 250k
« Reply #852 on: March 31, 2017, 09:17:23 AM »
Aug 2016      $104,410.00
Sept 2016    $106,084.00   
Oct 2016       $107,559.00
Nov 2016      $103,227.00
Dec 2016      $107,460.00
Jan 2017       $111,400.00
Feb 2017       $145,239.58
Mar 2017       $154,141.21

Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Tax refunds helped pad this month's numbers! Need to adjust our withholdings for next year, once my wife moves to her new job. Upcoming big expenses: buying a house (closing costs, etc) and hopefully a honeymoon in the next six months.
« Last Edit: March 31, 2017, 09:22:53 AM by Imustacheyouaquestion »

kickel

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Re: Race from 100 to 250k
« Reply #853 on: March 31, 2017, 10:22:34 AM »
Finally made it into this thread! I'm amazed at how much some of you guys are able to put away each month. Is it high income, dual income, market return. Either way I'm jealous. Well here is my starting point, with no home equity.

8/8/16: $101,750

I may have skipped a few months of posting, but It's time to get back on track.

2/24/17: $110,773

3/31/17: $115,783

ohyonghao

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Re: Race from 100 to 250k
« Reply #854 on: March 31, 2017, 12:53:46 PM »
Aug 2016      $104,410.00
Sept 2016    $106,084.00   
Oct 2016       $107,559.00
Nov 2016      $103,227.00
Dec 2016      $107,460.00
Jan 2017       $111,400.00
Feb 2017       $145,239.58
Mar 2017       $154,141.21

Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Tax refunds helped pad this month's numbers! Need to adjust our withholdings for next year, once my wife moves to her new job. Upcoming big expenses: buying a house (closing costs, etc) and hopefully a honeymoon in the next six months.

I had found at one point a very thorough excel sheet for calculating withholding.  Actually, now that I think about it, my brains a bit foggy and either I wrote one to autocalculate based on a W4 and the sheet was for payroll taxes, or my original statement is correct.  I have not had to do this for dual income though, which may make it more difficult.

marcela

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Re: Race from 100 to 250k
« Reply #855 on: March 31, 2017, 02:24:20 PM »
Hello! I just graduated from the 100k board on Oct- 31st I thought I would mosey over here. I'm married, 28 years old and my husband is currently finishing up school. Total household income is 56k. We rent and have no outstanding debt. Worth of our single car is not included in the calculations.

Background on net worth:
08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145

10/31/2016: $101,606
11/17/2016: $103,940
12/30/2916: $109,785.19
1/31/2017: $112,318.74
2/28/2017: $119,499.39

3/31/2017: $124,640.83

JLee

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Re: Race from 100 to 250k
« Reply #856 on: March 31, 2017, 03:47:05 PM »
Code: [Select]
Date             Assets           Debts          Net Worth
August 2015 $248,737.62 -$143,484.78 $105,252.84
September 2015 $249,761.04 -$159,507.25 $90,253.79
October 2015 $266,557.35 -$151,064.75 $115,492.60
November 2015 $271,201.85 -$150,368.41 $120,833.44
December 2015 $271,845.32 -$148,613.59 $123,231.73
Code: [Select]
Date             Assets           Debts          Net Worth
January 2016 $272,798.52 -$148,222.89 $124,575.63
February 2016 $279,454.78 -$145,555.38 $133,899.40
March 2016 $292,126.61 -$145,803.30 $146,323.31
April 2016 $296,708.77 -$145,223.65 $153,621.56 (now including HSA)
May 2016        $302,220.28     -$144,314.68    $157,905.60
June 2016       $297,865.13     -$130,027.21    $167,837.92
July 2016       $300,335.43     -$129,034.70    $174,400.90
August 2016     $303,784.69     -$127,309.21    $176,475.48
September 2016  $304,374.41     -$124,141.38    $180,233.03
October 2016    $304,191.78     -$123,292.88    $180,898.90
November 2016   $317,059.14     -$130,935.47    $186,123.67
December 2016   $324,677.65     -$130,895.49    $193,782.16
Code: [Select]
Date             Assets           Debts          Net Worth
January 2017 $329,765.13 -$130,035.00 $199,730.13
February 2017 $343,003.22 -$128,715.39 $214,287.83
March 2017 $343,337.98 -$129,982.99 $213,354.99

This was an absurdly expensive month. Hopefully next month will be better - I had a few large one-time (or once in a long while) purchases hit simultaneously.

neo von retorch

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Re: Race from 100 to 250k
« Reply #857 on: March 31, 2017, 08:40:33 PM »
Liquid "investable" only
(So this is not net worth, which would include debts and non-liquid assets i.e. real estate)

4/30/2016$165,578
5/31/2016$159,279
6/30/2016$163,891
7/31/2016$165,478
8/31/2016$173,545
9/30/2016$176,398
10/31/2016$179,665
11/30/2016$183,765
12/31/2016$192,094
1/31/2017$199,569(+$7475)
2/28/2017$203,367(+$3798)
3/31/2017$218,745(+$15378)

Oh to log invested amount changes after a 5% quarterly gain!
« Last Edit: April 01, 2017, 07:15:48 AM by neo von retorch »

turketron

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Re: Race from 100 to 250k
« Reply #858 on: March 31, 2017, 11:56:46 PM »
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56

Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64
Nov 1 2016: $181,625.28
Dec 1 2016: $187,972.57

Jan 1 2017: $193,414.19
Feb 1 2017: $200,758.63
Mar 1 2017: $211,677.78
Apr 1 2017: $217,643.71

aneel

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Re: Race from 100 to 250k
« Reply #859 on: April 01, 2017, 06:55:41 AM »
Despite getting our tax return this month, we had a very small gain of 2-3% in investments. Currently hoarding cash in anticipation of a relocation!

SGontour

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Re: Race from 100 to 250k
« Reply #860 on: April 01, 2017, 08:03:37 AM »
Investments only, end of month:
Jan15 CHF 49,805
...
Jan16 CHF 78,098
...
Nov16 CHF 106,096
Dec16 CHF 103,554
Jan17 CHF 115,617
Feb17 CHF 118,446
Mar17 CHF 138,472

Canadian Ben

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Re: Race from 100 to 250k
« Reply #861 on: April 01, 2017, 08:16:29 AM »
NW:

Oct/16 77000
Nov/16 82700
Dec/16 93200
Jan/16  103,720
Feb/16 119,800
Mar/16 127,400
Apr/16 140,376

If only my numbers were always this quick, I'd be FI in less than 4 years...

Pizzabrewer

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Re: Race from 100 to 250k
« Reply #862 on: April 01, 2017, 09:18:21 AM »
So in the last 3 years we have completely turned around our financial situation.  We've paid off all car loans (and intend never to have another one), paid off all Parent Plus loans for the kids (now graduated, grown, gone and gainfully employed), sold our house (Oct 2016), paid off the LOC and cc debts, moved, bought a new house (Nov 2016) at ~$40k less than the old one.

We couldn't save a dime until recently.  Well, actually, my wife faithfully contributed to her 401k throughout the years and it accounted for almost 2/3 of our NW at the beginning of the year.  We also started 2017 with small amounts in IRAs and her HSA.  Actual positive cash position is a brand-new concept for us.

Now we're saving like bandits.  Most of it goes into index funds but I also have some non-Mustachian money in a single stock that has done well and I expect to continue to do well with a huge upside potential.  It's a fairly big bet, about 15% of our NW, but hey.  I'll take the facepunches on this one.

So our numbers (includes home equity of roughly $26k):

2017
Jan 1:  $170,881
Feb 1:  $183,768
Mar 1:  $197,020
Apr 1:  $207,614

I sure hope this trend continues.

tarheeldan

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Re: Race from 100 to 250k
« Reply #863 on: April 01, 2017, 09:34:34 AM »
So in the last 3 years we have completely turned around our financial situation....
...Now we're saving like bandits. 

Yes you are! Awesome!

Congrats all on their progress!

I had to pay the dentist a couple of visits and pay for boarding for my dog during a business trip this month, which slowed things down a bit. Still, up 2.86% or $4,377.30 in March to $157,554.50.
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Mustachio Bashio

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Re: Race from 100 to 250k
« Reply #864 on: April 01, 2017, 11:41:11 AM »
Feb 1st - 167,752
March 1st - 177,448
April 1st - 183,917

Happy to see so much growth considering I spent most of March in New Zealand doing expensive adventure type things like ice climbing, hang gliding, and scuba diving.  I'm not sure if I had been including my new HSA before since I have to now manually update it in Personal Capital, but that probably bumped up the number by a bit over $1k.  Also received a minor bonus.  Have to buy some expensive things this month such as plane tickets, rental car, hotel, and gifts for two out of state weddings happening over memorial day weekend, plus lift tickets for the 2017-2018 ski season, but that's hopefully it for weddings this year.  At this rate, it looks like I'll definitely be able to get to 200k by the end of the year if the market holds up, which is pretty exciting.

SpareChange

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Re: Race from 100 to 250k
« Reply #865 on: April 01, 2017, 12:05:56 PM »
Up $5,745.87 to $170,322,83. Gotta love 3 paycheck months.

Guava

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Re: Race from 100 to 250k
« Reply #866 on: April 01, 2017, 01:28:11 PM »
January 2017: $165,806
February 2017: $172,043

March 2017: $177,204

I have beven saying wow every month lately it seems. Net worth keeps increasing by more than my take home pay.

facepalm

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Re: Race from 100 to 250k
« Reply #867 on: April 02, 2017, 09:15:56 AM »
Date format is yyyy-mm-dd.

2016-08-01   102
2016-10-01   110
2016-12-31   138
2017-03-31   162

I tell you something - this is a painful process. It happens but I want it to happen a bit more quickly.
I hear ya . . . I am Jonesin' to get to 150K right now.

Erma

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Re: Race from 100 to 250k
« Reply #868 on: April 02, 2017, 12:08:50 PM »
We are now around 215'000 CHF networth. We plan to get to 250'000 at the latest at the end of the year. As we have now covered most of the big expenses for the house it should be relatively easy if nothing unexpected happens.

Gardo

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Re: Race from 100 to 250k
« Reply #869 on: April 02, 2017, 12:34:36 PM »
Joining in the race. 

Mine will be slow since my 401K does not allow to select stocks or commodities like gold.  It's either bonds or mutual funds, or combination.

Starting at $100K.

Haselbacher

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Re: Race from 100 to 250k
« Reply #870 on: April 02, 2017, 09:19:35 PM »
I am also in. All investments combined.
Projected graduation date: July 2021. Let’ go!

Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Mar 2017 - 109.555,88 €

Apr 2017 - 114.946,86 €

Radagast

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Re: Race from 100 to 250k
« Reply #871 on: April 02, 2017, 09:29:51 PM »
Joining in the race. 

Mine will be slow since my 401K does not allow to select stocks or commodities like gold.  It's either bonds or mutual funds, or combination.

Starting at $100K.
Erm... What's wrong with mutual funds? I assume those invest in stocks...

Radagast

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Re: Race from 100 to 250k
« Reply #872 on: April 02, 2017, 09:45:36 PM »
Quarter    "Liquid"       Liquid + R.E.
Q3 2016:  $112,200     $165,800
Q4 2016:  $124,300     $178,500
Q1 2017:  $148,300     $203,300

Cruising along... Looks like I still have five quarters left in this race... ouch! 'course, eventually my wife might finish school and get a job, that would speed things up. I found some savings bonds that I was not previously including. I also found and rolled over an ancient 403b from back in my internship days. I simplified the spreadsheet, so it no longer tracks % cash/bonds.


Radagast

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Re: Race from 100 to 250k
« Reply #873 on: April 02, 2017, 09:52:57 PM »
I am also in. All investments combined.
Projected graduation date: July 2021. Let’ go!

Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Mar 2017 - 109.555,88 €

Apr 2017 - 114.946,86 €
SoCal uses €... finally.

RetireGermane

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Re: Race from 100 to 250k
« Reply #874 on: April 03, 2017, 01:01:06 AM »
Congrats babystache89, see you in a few years  ;)

A little update

everything according to the plan: only short running bonus certificates (1 to 2 months) on the german index DAX, no stocks.
No liabilities + a paid Appartment (approx. 300,000€)

Invested Assets+ Cash Account:
1/1/2016 Jan:    64,400€

1/1/2017 Jan:  104,000 €
2/1/2017 Feb:  105,00 0€
3/1/2017 Mar:  107,000 €

Planned Graduation Date 250k: Sept 2021

Happy Investing

4/1/2017 Apr:  110,000 €   some Dentist Costs

Pooplips

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Re: Race from 100 to 250k
« Reply #875 on: April 03, 2017, 05:07:58 AM »
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00

4/1/2017 - $178,162.00

mrteacher

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Re: Race from 100 to 250k
« Reply #876 on: April 03, 2017, 08:32:50 AM »
1/1/16: $93,782
2/1: $91,959
3/1: $93,145
4/1: $100,869
5/1: $104,268
6/1: $107,087
7/1: $112,489
8/1: $118,328
9/1: $120,838
10/1: $124,626
11/1: $126,949
12/1: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308

4/1/17: $155,552

A more modest month after the market's hot start to 2017. I'm certainly pleased as punch to be able to call a $3,000+ increase a 'modest' month!

afuera

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Re: Race from 100 to 250k
« Reply #877 on: April 03, 2017, 08:59:09 AM »

1/1/2015: $-7,391.00
2/1/2015: $14,385.00
3/1/2015: $23,410.26
4/1/2015: $26,035.00
5/1/2015: $40,351.00
6/1/2015: $45,024.00
7/1/2015: $49,653.00
8/1/2015: $55,698.00
9/1/2015: $64,143.00
10/1/2015: $69,752.00
11/1/2015: $73,258.00
12/1/2015: $78,264.00

1/1/2016: $85,216.00
2/1/2016: $108,561.00
3/1/2016: $120,587.00
4/1/2016: $126,840.00
5/1/2016: $141,235.00
6/1/2016: $158,354.00
7/1/2016: $163,000.00
8/1/2016: INV-$$91,234.65     NW-$189,193.00
9/1/2016: INV-$$93,526.67     NW-$172,000.00
10/1/2016: INV-$$95,922.07     NW-$175,024.00
11/1/2016: INV-$$97,640.51     NW-$179,773.00
12/1/2016: INV-$101,914.22     NW-$180,032.02

1/1/2017: INV-$107,733.74     NW-$188,244.05
2/1/2017: INV-$117,155.67     NW-$199,327.18
3/1/2017: INV-$130,755.36     NW-$209,268.66
4/1/2017: INV-$150,924.22     NW-$231,298.12

Our income was quite ridiculous last month thanks to yearly profit sharing, bonus, tax refund (boo interest free loan :/), and sidehustle money.  We were able to max both our rIRAs in March, so we opened a regular old Vangaurd taxable account and will be shoveling all our extra dough in there until next year.
"The price of anything is the amount of life you exchange for it" - Henry David Thoreau

6/2017: INV-3.4x, NW-5.0x
Projected FIRE date: 2025
Journal.

Check2400

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Re: Race from 100 to 250k
« Reply #878 on: April 03, 2017, 09:05:44 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000

401K deposits finally came through, with missed gains added back in, which is nice.  Had my 1Q paycheck for side business paid as well.  Lots of gains on the market.

I'm expecting to dip down closer to 100,000 this or next month as home renovations continue to escalate.  :/



It is fun to finally start getting a body of data for this spreadsheet though!
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

edmundblackadder

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Re: Race from 100 to 250k
« Reply #879 on: April 03, 2017, 09:26:19 AM »
::runs in late with a travel mug of tea::

OMG I finally get to post in this thread!

16K cash (15K emergency fund, 1K day-to-day cash)
85K invested (11K in my IRA, 73K in my 403b)

The next goal is 100K invested. Barring a massive life upheaval (currently very possible, for reasons that don't bear exploration at this juncture), I should be able to tick that off by the end of this calendar year without strain.
« Last Edit: April 04, 2017, 10:01:43 AM by edmundblackadder »

MrStash

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Re: Race from 100 to 250k
« Reply #880 on: April 03, 2017, 02:02:44 PM »
 $76,681.12 - Jan 2016
 $78,394.20 - Feb 2016
 $82,651.23 - Mar 2016
 $84,554.86 - Apr 2016
 $86,839.45 - May 2016
 $92,097.50 - Jun 2016
 $96,841.10 - Jul 2016
 $77,947.65 - Aug 2016
 $83,571.41 - Sep 2016
 $86,421.49 - Oct 2016
 $91,967.15 - Nov 2016
 $96,764.63 - Dec 2016

 $102,739.32 - Jan 2017
 $110,530.30 - Feb 2017
 $115,337.66 - Mar 2017

Still on track but there is is major disturbance in the force. We are (somewhat) unexpectedly selling our house and moving into a more expensive one. It's amazing how much value disappears between real estate commissions, closing costs, home inspections, appraisals, repairs, and everything else.

Pizzabrewer

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Re: Race from 100 to 250k
« Reply #881 on: April 03, 2017, 02:25:01 PM »
It's amazing how much value disappears between real estate commissions, closing costs, home inspections, appraisals, repairs, and everything else.

YES.

We recently sold our old house, bought a new house and moved.  The transaction costs are insane.  The real estate industry is set up to suck the maximum amount of money out of the buyers and the sellers.

ranchingretirement

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Re: Race from 100 to 250k
« Reply #882 on: April 03, 2017, 06:44:51 PM »
4.1.2017: $129,129

Good progress this past month with both of us working again. Projecting $175,000 by my wife's 29th birthday in September.


Coming over from the $10k-$100k thread.

2013
July    $14,992
2016
Dec  $100,665

It took me and my wife over 3 years to go from $10k-$100k...excited to be working toward $250k now.

1.1.2017: $109,099
2.1.2017: $112,920
3.1.2017: $113,923

My wife just started working full-time again, and with another promotion in sight, we should really be able to crank up the savings rate in 2017 & 2018.

Projected date for $250k in net worth: September 2018

retireatbirth

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Re: Race from 100 to 250k
« Reply #883 on: April 03, 2017, 07:39:34 PM »
June 2015: $120,300
July 2015: $120,800
August 2015: $125,300

December 1, 2015: $137,000

October 1, 2016: $200,000

February 3, 2017: $224,000

April 3, 2017: $244,000

Almost!

Mazzinator

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Re: Race from 100 to 250k
« Reply #884 on: April 04, 2017, 07:56:42 AM »
Does not include real estate.

5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890

1/2/17 = $156,358
2/3/17 = $167,434
3/3/17 = $181,696

4/4/17 = $158,601

Went down..hubby bought a car😬
"This is the life I chose or rather the life that chose me." - Jay-Z

Cornel_Westside

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Re: Race from 100 to 250k
« Reply #885 on: April 04, 2017, 05:53:08 PM »
03/2017 - $130,500
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780)

Saved less than I wanted thanks to car trouble. Nothing major - I expect this car to last at least 3 more years and save me lots of money. Market gave decent returns. Next month I expect to save more - about ~$3500.
« Last Edit: April 04, 2017, 05:57:18 PM by Cornel_Westside »

richmadethis

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Re: Race from 100 to 250k
« Reply #886 on: April 05, 2017, 01:12:03 AM »

01/01/16   : 70127
01/02/16   : 71010
01/03/16   : 73416
01/04/16   : 74102
01/05/16   : 77079
01/06/16   : 79954
01/07/16   : 80915
01/08/16   : 84609
01/09/16   : 87883
01/10/16   : 90308
01/11/16   : 92726
01/12/16   : 95496
01/01/17   : 97661
----------------------
01/02/17   : 101,101
01/03/17   : 104,109
01/04/17   : 106,512

rg422

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Re: Race from 100 to 250k
« Reply #887 on: April 05, 2017, 09:50:45 AM »
New to the 'group'. First, thank you for the motivation; it's threads like this that keep my wife and I on the right path.

In short, my wife and I have come a long way the past few years. We are both nurses, two kids, married young at 20 (classic high school sweetheart kind of story). We were the typical anti-Mustachian, spending ALL our earned income and not saving anything for retirement. It wasn't until April 2015 when things changed. The new company I work for (2nd job working from home) offered 100% match up to 6% into the 401K and 1000 annual company contribution to my HSA. I started at 6% 401K contribution and gradually increased that up to the 18K max within a year's time. My wife eventually adopted the same 'FIRE' mindset and started contributing to her 401K. Starting this year, we'll both max out our 401Ks, ROTHs via backdoor and my HSA, as well as contribute 500 to each kids' 529.

Now, we are not 100% Mustachian. We do spend quite a bit more than we should, but we are content with our current savings/spending rate. At the beginning of our nursing careers, working at a hospital in Arizona, many of the older patient's we took care of preached that saving a lot is important, but enjoy some while we're young and able.

Investable amount....

4/5/17 - 101,800

Cheers,

Richard
« Last Edit: April 06, 2017, 10:02:59 AM by rg422 »
Goal - FIRE 2035 at 50...

"Don't look for the needle in the haystack. Just buy the haystack!" - John Bogle

indentured4now

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Re: Race from 100 to 250k
« Reply #888 on: April 05, 2017, 09:39:03 PM »
End of Nov update: 110K thanks to quarterly divys and $300 in cash saved.  Slow and steady...

Been MIA on the challenge for awhile so checking in as of end of Feb...   112K for this challenge...  Building the after tax stache account while saving for a roof replacement at the same time sucks, but still growing nonetheless.

And the end of March testimonial is...  Still treading water at $112K even with some divy payments.   Too conservative a mix for the current market...   Fingers crossed for a more cooperative market and toes crossed for a bonus due in June to get moving upward again.   

josiah44

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Re: Race from 100 to 250k
« Reply #889 on: April 09, 2017, 12:58:52 PM »
New to the race.

@rg422, we're in pretty similar boats.  Love to have someone to track against, if you're game.

Tracking NW w/o home equity (too variable):

08/16   $55,949.68
09/16   $62,339.85
10/16   $64,945.95
11/16   $65,990.75
12/16   $76,255.57
01/17   $80,060.59
02/17   $87,372.32
03/17   $96,906.77
04/17   $99,890.68

rg422

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Re: Race from 100 to 250k
« Reply #890 on: April 10, 2017, 02:13:24 PM »
New to the race.

@rg422, we're in pretty similar boats.  Love to have someone to track against, if you're game.

Tracking NW w/o home equity (too variable):

08/16   $55,949.68
09/16   $62,339.85
10/16   $64,945.95
11/16   $65,990.75
12/16   $76,255.57
01/17   $80,060.59
02/17   $87,372.32
03/17   $96,906.77
04/17   $99,890.68

Yes, definitely. I also do not include our home's equity. I'm hoping to update my progress monthly.

-Richard
Goal - FIRE 2035 at 50...

"Don't look for the needle in the haystack. Just buy the haystack!" - John Bogle

facepalm

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Re: Race from 100 to 250k
« Reply #891 on: April 11, 2017, 12:18:21 PM »
For those of you with government pensions, are you including the current balance in your total net worth? I have not included mine since it isn't liquid . . . but it's also not going away . . .

CorpRaider

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Re: Race from 100 to 250k
« Reply #892 on: April 12, 2017, 08:28:32 AM »
For those of you with government pensions, are you including the current balance in your total net worth? I have not included mine since it isn't liquid . . . but it's also not going away . . .

Personally haven't included pension or SS in my figures.  I suppose you could discount the estimated future cash flows for vested benefits back to get a PV.

dystopic

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Re: Race from 100 to 250k
« Reply #893 on: April 13, 2017, 06:45:26 PM »
16th March 2017 - $156,970.56
14th April 2017 - $172,158.80 (+$15,188.24)

Not entirely sure how I feel about these growing markets. Looks good on paper, that's for sure. Numbers are in AUD, only liquid investable assets.
« Last Edit: April 13, 2017, 07:26:44 PM by dystopic »

facepalm

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Re: Race from 100 to 250k
« Reply #894 on: April 14, 2017, 08:52:46 PM »
For those of you with government pensions, are you including the current balance in your total net worth? I have not included mine since it isn't liquid . . . but it's also not going away . . .

Personally haven't included pension or SS in my figures.  I suppose you could discount the estimated future cash flows for vested benefits back to get a PV.

Thanks for the reply. I have considered running a NPV calculation on future payouts. Doing so gives me a figure of about 600K. Seems like cheating to include it. STRS indicates I have contributed 90K, which does not include employer contribution. Again, seems like funny money.

I'll leave it out.









 


Nick_Miller

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Re: Race from 100 to 250k
« Reply #895 on: April 15, 2017, 07:17:32 AM »
Jan 2016     $80,165.78
Feb 2016     $88,372.39
March 2016 $101,768.81
April 2016   $106,876.35
May 2016    $106,529.21
June 2016   $109,892.28
July 2016    $115,035.02
Aug 2016    $125,235.44
Sept 2016   $126,076.92
Oct 2016     $129,441.04
Nov 2016    $135,152.36
Dec 2016    $138,352.17
Jan 2017     $147,729.69
Feb 2017    $150,339.59
Mar 2017    $140,835.79
April 2017  $140,805.57

So flat for this month. We put a couple thousand $ (that would have normally went into investments) into the new house for a few projects: (building up the steps to the back deck, building a new closet) and we did buy a few new items (some deck furniture and a new grill, but they were $500 total and my wife contributed $250 of her saved "blow" money because she wanted them more than I did. It was a good compromise. And I did not increase the value of the home on my budget sheet, because that's speculative.

We should move forward finally this month. The projects are done.
« Last Edit: April 15, 2017, 07:19:49 AM by Nick_Miller »

CorpRaider

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Re: Race from 100 to 250k
« Reply #896 on: April 18, 2017, 11:54:43 AM »
For those of you with government pensions, are you including the current balance in your total net worth? I have not included mine since it isn't liquid . . . but it's also not going away . . .

Personally haven't included pension or SS in my figures.  I suppose you could discount the estimated future cash flows for vested benefits back to get a PV.

Thanks for the reply. I have considered running a NPV calculation on future payouts. Doing so gives me a figure of about 600K. Seems like cheating to include it. STRS indicates I have contributed 90K, which does not include employer contribution. Again, seems like funny money.

I'll leave it out.

Yeah its tough.  I would like to get comfortable with a figure maybe discounting what I've got vested if I quit tomorrow because it could be quite material.  I probably also need to figure it in to my traditional versus roth analysis at some point but I have kind of punted on that until I can at least see like a million on the distant horizon.

Virtus

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Re: Race from 100 to 250k
« Reply #897 on: April 18, 2017, 06:01:49 PM »
I am joining the thread! I participated in the race to $100k thread but just forgot to join this thread when I graduated. I am excited to encourage and be encouraged by everyone else.

Net Worth
Aug-16    100,184
Sep-16    101,046
Oct-16    102,879
Nov-16    105,226
Dec-16    113,485
Jan-17    115,538
Feb-17    121,490
Mar-17    125,104


Amounts are as of the end of the month.

RetireGermane

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Re: Race from 100 to 250k
« Reply #898 on: April 19, 2017, 01:11:47 AM »
Welcome Virtus and all the other new faces in the race. Competition is good and encouraging.

CutTheFat

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Re: Race from 100 to 250k
« Reply #899 on: April 19, 2017, 04:05:28 AM »
9/2015 $85k
9/2016 $102k
4/2017 $122k