Author Topic: Race from 100 to 250k  (Read 113426 times)

indentured4now

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Re: Race from 100 to 250k
« Reply #550 on: September 30, 2016, 07:27:55 PM »
Sept 30 update since mid-August...   from $103K to $108K.   A mix of $2K cash savings (including a chunk of quarterly dividend payments) plus $3K in net equity growth.   

September was otherwise full of surprise house expenses though...  so keeping fingers crossed October cooperates.

SpareChange

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Re: Race from 100 to 250k
« Reply #551 on: September 30, 2016, 11:42:21 PM »
September: $142,783.82. Up $4,285.81.

Ugh. Transmission went out on the highway. Ended up buying a new used car. Expenses this month were double the usual. Next month will see the big bill come due. This will be a good stress test for the Bank of SpareChange. 



« Last Edit: October 02, 2016, 06:27:17 PM by SpareChange »

JJsfr

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Re: Race from 100 to 250k
« Reply #552 on: October 01, 2016, 08:29:53 AM »
Dec 2014   $101k
Jan 2015   $102k
Feb 2015   $116k
Mar 2015   $117k
Apr 2015   $117k
May 2015   $121k
Jun 2015   $120k
Jul 2015    $126k
Aug 2015  $123k
Sep 2015   $125k
Oct 2015   $139k
Nov 2015   $146k
Dec 2015   $147k
Jan 2016   $141k
Feb 2016   $149k
Mar 2016   $164k
Apr 2016   $172k
May 2016  $178k
Jun 2016   $183k
Jul 2016    $193k
Aug 2016   $197k

Sep 2016 $201k

Woohoo. Broke the $200k mark. I didn't start tracking soon enough to see how long it took us to go from 0-100k vs 1-200k, but I bet it was easier and faster.
« Last Edit: October 01, 2016, 08:47:54 AM by JJsfr »

aneel

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Re: Race from 100 to 250k
« Reply #553 on: October 01, 2016, 08:33:25 AM »
I am chuckling to myself since this was my first thought after exactly one sip of coffee. Happy that despite market conditions, were still up an average amount.

Should cross 125k this month!

ohyonghao

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Re: Race from 100 to 250k
« Reply #554 on: October 01, 2016, 11:53:09 AM »
Just ran the numbers today, not much happening this month, stocks basically balanced each other out for gains and losses.  Zillow has caught up with our actual appraisal finally and we have hit our second lowest appreciation on the house since I started tracking it two years ago.

This months numbers:
May 2015:  $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70
January 2016: $149,731.88
February 2016: $159,138.30
March 2016: $172,089.61
April 2016: $177,924.11
May 2016: $182,266.37
June 2016: $195,382.39
July 2016: $207,370.73
August 2016: $210,598.32
September 2016: $211,858.91

Unemployment insurance stops this month after two weeks.  We're selling the house and moving back to Taiwan.  Until we start making money there and sell the house here we'll be dropping about $2k a month in net worth.  When the house sells we'll of course drop something around $18k, but then the money from the sale will be invested and start working for us.  The move should be a wash after selling the car, which isn't included in net worth, and we have enough airline miles to pay for the flight.  This will make our total invested amount be around $180k, we won't be seeing the $5k-10k leaps we've been having, but it will be steady.  Cost of living for the two of us will be around $900/mo.  Our original number for our first milestone is $300k and we'll be more than halfway there.  Pretty excited about the move, it's a stepping stone towards retirement.  I'll only have to work maybe half time to cover expenses and not touch investments, and over time it'll grow to the point where even working half time won't be necessary.

JLee

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Re: Race from 100 to 250k
« Reply #555 on: October 01, 2016, 08:08:11 PM »
Code: [Select]
August 2015 $248,737.62 -$143,484.78 $105,252.84
September 2015 $249,761.04 -$159,507.25 $90,253.79
October 2015 $266,557.35 -$151,064.75 $115,492.60
November 2015 $271,201.85 -$150,368.41 $120,833.44
December 2015 $271,845.32 -$148,613.59 $123,231.73
January 2016 $272,798.52 -$148,222.89 $124,575.63
February 2016 $279,454.78 -$145,555.38 $133,899.40
March 2016 $292,126.61 -$145,803.30 $146,323.31
April 2016 $296,708.77 -$145,223.65 $153,621.56 (now including HSA)
May 2016        $302,220.28     -$144,314.68    $157,905.60
June 2016       $297,865.13     -$130,027.21    $167,837.92
July 2016       $300,335.43     -$129,034.70    $174,400.90
August 2016     $303,784.69     -$127,309.21    $176,475.48
September 2016  $304,374.41     -$124,141.38    $180,233.03

SpareChange

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Re: Race from 100 to 250k
« Reply #556 on: October 01, 2016, 08:25:20 PM »
Unemployment insurance stops this month after two weeks.  We're selling the house and moving back to Taiwan.  Until we start making money there and sell the house here we'll be dropping about $2k a month in net worth.  When the house sells we'll of course drop something around $18k, but then the money from the sale will be invested and start working for us.  The move should be a wash after selling the car, which isn't included in net worth, and we have enough airline miles to pay for the flight.  This will make our total invested amount be around $180k, we won't be seeing the $5k-10k leaps we've been having, but it will be steady.  Cost of living for the two of us will be around $900/mo.  Our original number for our first milestone is $300k and we'll be more than halfway there.  Pretty excited about the move, it's a stepping stone towards retirement.  I'll only have to work maybe half time to cover expenses and not touch investments, and over time it'll grow to the point where even working half time won't be necessary.

Exciting next step! Amazing progress while being unemployed. 

turketron

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Re: Race from 100 to 250k
« Reply #557 on: October 02, 2016, 11:03:01 AM »
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k
Nov 1 2015: $120,330.91
Dec 1 2015: $138,810.56

Jan 1 2016: $141,251.00
Feb 1 2016: $135,573.00
Mar 4 2016: $138,331.39
Apr 1 2016: $146,788.37
May 1 2016: $149,149.52
Jun 1 2016: $161,205.21
July 1 2016: $165,947.80
Aug 1 2016: $176,198.00
Sep 1 2016: $178,840.37
Oct 1 2016: $184,372.64

retireatbirth

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Re: Race from 100 to 250k
« Reply #558 on: October 02, 2016, 07:07:32 PM »
June 2015: $120,300
July 2015: $120,800
August 2015: $125,300

December 1, 2015: $137,000

October 1, 2016: $200,000

onlykelsey

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Re: Race from 100 to 250k
« Reply #559 on: October 03, 2016, 08:22:30 AM »
September 30 against August 31

Assets
401(K): $100,316 $100,785 Maxed in June, so this is just (meh) returns.
Roth IRA: $25,039 $25,070 Maxed in January. 
Taxable Brokerage: $58,260 $62,354 I am throwing money (4K/monthly) at this now that my 401K is funded and my savings is being replenished. I am also starting to invest a bit more in VGTSX to shift to a bit more international exposure.
Savings: $7,445 $7,510 This is being rebuilt, but not at 3K monthly like I hoped, because my HELOC jumped in rate and I think it makes sense to throw money there.
Total = $191,060 $195,719

Liabilities

401(K) loan: ($14,693) ($13,439)
HELOC: ($32,523) ($31,015)  Rate jumped in June from 3.49 to 5.49, so I am now throwing some more money at this.  It's probably ~4% with my tax rate.  I might do better in the market, but I'll take this small hedge, since it's a floating rate and it's secured by my residence.
Total = ($47,216) ($44,454)

Net worth = $143,844 $151,265  Up about 8K this month, which is okay.  Last month was 10K.  I think taking a few days off (and travelling) didn't help my numbers, but it also was not a great month in the market for me. Still hoping to hit $200K by the end of the year with my bonus.

Tris Prior

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Re: Race from 100 to 250k
« Reply #560 on: October 03, 2016, 09:39:22 AM »
Haven't updated in a while. Here is progress from 8/1 to today:

401k: 86,239.82
Roth: 45,449.67
Emergency fund: 9,496.94     

Total: 141,186.43
Aug. 1 Total: 136,558.53
Increase: 4,627.90

Apples

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Re: Race from 100 to 250k
« Reply #561 on: October 03, 2016, 10:20:01 AM »
Nov. 1 2015:  $101,701.11 --- gain of $8,228.48
Dec 1 2015:  $106,488.64 --- gain of $4,787.53
Jan. 1 2016:  $107,709.77 --- gain of $1,221.14
Feb. 1 2016:  $106,318.40 --- loss of $1,402.91
Mar. 1 2016:  $108,550.55 --- gain of $2,232.15
Apr. 1 2016:  $115,724.63 --- gain of $7,174.08  woohoo market swing up!
May 1 2016:  $119,946.35 --- gain of $4,221.72
June 1 2016:  $125,160.93 --- gain of $5,214.58
July 1 2016:  $127,094.93 --- gain of $1,934.00

August 1 2016:  $133,039.69 --- gain of $5,944.76  Yay stock market.
September 1 2016:  $136,465.21 --- gain of $3,425.52
October 1 2016:  $140,391.81 --- gain of $3,926.60

I've been bad about updating here; I think it's because it is such a long time to the 250 mark at this rate.  We've mostly had pretty typical months of about $2,000-$3,000 increases recently.  My next update will be a big one though - I have missed two paychecks in my accounting this year (long story...) so they will be added in for the next update.  That will make it artificially large.

ender

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Re: Race from 100 to 250k
« Reply #562 on: October 03, 2016, 05:53:11 PM »
I've been bad about updating here; I think it's because it is such a long time to the 250 mark at this rate. 

For what it's worth, once you get to the 250k mark it's slow going too :P

I'm in the same position in that thread, except not updating there. "only" 2k-3k increases a month... just keep plugging away!

Uncle Scrooge

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Re: Race from 100 to 250k
« Reply #563 on: October 04, 2016, 08:04:48 AM »
Jan 1,2015- $111,500
July 1,2015- $112,000
Jan 1,2016- $131,900
July 1,2016- $156,400
Aug 1,2016- $159,000
Sept 1, 2016- $162,000
Oct 1, 2016- $164,100

dandypandys

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Re: Race from 100 to 250k
« Reply #564 on: October 04, 2016, 11:08:52 AM »
oops
« Last Edit: November 02, 2016, 09:16:31 AM by dandypandys »

Apples

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Re: Race from 100 to 250k
« Reply #565 on: October 04, 2016, 12:42:39 PM »
I've been bad about updating here; I think it's because it is such a long time to the 250 mark at this rate. 

For what it's worth, once you get to the 250k mark it's slow going too :P

I'm in the same position in that thread, except not updating there. "only" 2k-3k increases a month... just keep plugging away!

Ha, thanks Ender!  Yeah a lot of our savings is going into a bank account to buy a farm-not retirement accounts.  Only 10% of our income is going towards retirement (shh don't tell people!).  The rest is for buying the farm, which at that point idk if I'll track our net worth publicly anymore.  So much of the net worth change we be dependent on the crop and farm expenses instead of our salaries.  Then it won't be incremental steps-it'll be one big or small annual step.  Our salaries will be stashed away in the bank in case of a bad crop year where we need that cash savings.  In the first few years of a loan without any other sizeable net worth, banks are funny about not wanting to open lines of credit lol.

Guava

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Re: Race from 100 to 250k
« Reply #566 on: October 05, 2016, 11:23:15 AM »
August $146,604

September $146,347. That's good seeing as I paid for my wedding and tuition at the end of the month. Those two together were more than I make in a month.

SeattleStache

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Re: Race from 100 to 250k
« Reply #567 on: October 05, 2016, 07:00:14 PM »
Retirement only, does not include real estate or cash savings:
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826

January 2016: $101,235
February 2016: $101,464
March 2016: $117,072
April 2016: 120,517
May 2016: $122,419
June 2016: $123,916
July 2016: $131,349
August 2016: $133,749
September 2016: $134,937

Total NW including real estate and cash savings: $217,255.

Blahhhh456

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Re: Race from 100 to 250k
« Reply #568 on: October 05, 2016, 08:46:45 PM »
Woohoo! Finally joining this thread!!

Only including IRAs, 401(k) and HSAs.
Jan 1, 2016 - $81,396
Oct 1, 2016 - $122,943

It took me about 7.5 years to reach $100K, which was achieved around May 2016. I am setting a goal of $250K by Jan 2019.

indentured4now

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Re: Race from 100 to 250k
« Reply #569 on: October 06, 2016, 06:36:01 AM »
@Blah... Like the NW acceleration the past year there...   Keep the cash flow margins up on saving and keep resisting lifestyle creep!

Slurgi

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Re: Race from 100 to 250k
« Reply #570 on: October 06, 2016, 02:22:00 PM »
Onward and upward!

Code: [Select]
20160801: $101,832.52
20160901: $107,135.16

Still making solid forward progress!

Code: [Select]
20161001: $112,708.63

Blahhhh456

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Re: Race from 100 to 250k
« Reply #571 on: October 06, 2016, 07:07:40 PM »
Thanks @indentured. It certainly helped destroying student loans at the beginning of the year. This has set us up to save more than ever.

NowClear

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Re: Race from 100 to 250k
« Reply #572 on: October 07, 2016, 11:54:09 AM »
missed a few months, but hopping back in:

March 2016: $102,411
April 2016: $109,780
October 2016: 127,504.34

on the bright side, skipping months makes for bigger updates.

FITortoise

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Re: Race from 100 to 250k
« Reply #573 on: October 08, 2016, 08:12:14 AM »
Barely made it to be able to post here, but to me it's a milestone that I've worked towards for years (since grad school).

January 2016$77,986
February 2016$78,974
March 2016$89,757
April 2016        $97,781
May 2016        $100,428
Congratulations!

Thanks, tarheeldan :-) it's been a long road...made many financial/investing mistakes (still learning). I do like hearing that the first 100k is the hardest, haha!

June 2016 $107,000
July 2016  $117,800

A bit discouraged at the slowness of NW increase. What do you think about in such moments?

RWD

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Re: Race from 100 to 250k
« Reply #574 on: October 08, 2016, 08:38:15 AM »
$40k in half a year is slow?

CdnChris

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Re: Race from 100 to 250k
« Reply #575 on: October 10, 2016, 04:11:36 PM »
This is a great thread! Just finished reading through it, and wish I had found it a while ago.

We have been tracking savings and expenses for the last 2 years after not having done so for quite some time. No firm goal to this point except that we are saving for FIRE, still not entirely sure what we need to be at that point. Regardless, posting here should help with motivation, some months it has been a challenge separating needs from wants.

So, first entry for September: $207,022.02

Would love to make it to 250K by the end of this year but suspect it will not happen. The ambitious goal at the beginning of this year was 200k by the end of the year, so already happy with progress.

I've attached a fairly accurate graph for the last 2+ years.

Chris





« Last Edit: October 10, 2016, 05:17:15 PM by CdnChris »

McStache

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Re: Race from 100 to 250k
« Reply #576 on: October 10, 2016, 06:33:12 PM »
This is a great thread! Just finished reading through it, and wish I had found it a while ago.

We have been tracking savings and expenses for the last 2 years after not having done so for quite some time. No firm goal to this point except that we are saving for FIRE, still not entirely sure what we need to be at that point. Regardless, posting here should help with motivation, some months it has been a challenge separating needs from wants.

So, first entry for September: $207,022.02

Would love to make it to 250K by the end of this year but suspect it will not happen. The ambitious goal at the beginning of this year was 200k by the end of the year, so already happy with progress.

I've attached a fairly accurate graph for the last 2+ years.

Chris

Chris, what happened in November of 2015 that you were suddenly able to start saving at an amazing clip?

Mazzinator

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Re: Race from 100 to 250k
« Reply #577 on: October 10, 2016, 06:48:48 PM »
So happy to finally join you all. It took us 23 months to graduate from the $100k thread...hope to get to $250k in 18-24 months!!

Does not include real estate.

5/3/16 - $100,825

6/3/16 - $104,923

7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
"This is the life I chose or rather the life that chose me." - Jay-Z

Teacherstache

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Re: Race from 100 to 250k
« Reply #578 on: October 11, 2016, 07:38:37 PM »
January 2015 = $138,250
August 2015 = $162,400
November 2015 = $173,500
December 2015 = $178,800
January 2016 = $191,200
February 2016 = $196,400
March 2016 = $200,800
May 2016 = $212,100

October 2016 = $225,200

CdnChris

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Re: Race from 100 to 250k
« Reply #579 on: October 11, 2016, 07:50:32 PM »
Chris, what happened in November of 2015 that you were suddenly able to start saving at an amazing clip?

We've been working part time and home schooling our kids for about six years. Earlier this year we took on a full time contract position and kept our monthly living expenses low. We've managed to put away well above 50% of our income every month since about February, although it has been a bit of a struggle to keep expenses down while being this busy.

The contract will wind down in the next 2-4 months so I hope to break 250K by then.

dandypandys

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Re: Race from 100 to 250k
« Reply #580 on: October 13, 2016, 07:59:44 AM »
Chris, what happened in November of 2015 that you were suddenly able to start saving at an amazing clip?

We've been working part time and home schooling our kids for about six years. Earlier this year we took on a full time contract position and kept our monthly living expenses low. We've managed to put away well above 50% of our income every month since about February, although it has been a bit of a struggle to keep expenses down while being this busy.

The contract will wind down in the next 2-4 months so I hope to break 250K by then.

Rad! Very cool. In fact inspiring, I want to put away more now.

YoungGranny

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Re: Race from 100 to 250k
« Reply #581 on: October 13, 2016, 08:24:26 AM »





Sept 1: $81,575
Oct 1: $100,687
Nov1: $105,779
Dec 1: $108,880 (+$3,300)
Jan 1: $111,133 (+$2,253)
Feb 1: $125,298 (+$14,165)

March 1:$143,249 (+17,951)

An extra paycheck in there that was all saved and and up-tick in the market. I'm actually really surprised with that number and really proud of myself!

Haven't been posting much in the past 7 months but turns out a great way to grow your net worth is to get married to an equally smart mustachian!

We've worked on merging all of our accounts so a few things might still be somewhat outstanding, right now we're looking at about $310,000 so I'll see you all on the next thread! Good luck!

Radagast

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Re: Race from 100 to 250k
« Reply #582 on: October 13, 2016, 02:48:07 PM »
OK I am in the race, I will only be doing quarterly updates though.
End of Q3 2016: $112,200

It looks like I have two or three years of racing still!

Nick_Miller

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Re: Race from 100 to 250k
« Reply #583 on: October 16, 2016, 09:10:06 AM »
Reporting in the middle of the month as I usually do...

Jan 2016     $80,165.78
Feb 2016     $88,372.39
March 2016 $101,768.81
April 2016   $106,876.35
May 2016    $106,529.21
June 2016   $109,892.28
July 2016    $115,035.02
Aug 2016    $125,235.44
Sept 2016   $126,076.92
Oct 2016   $129,441.04

In November, we're having some work done on our house (new siding, new gutters) but we've already paid for some of it, and we're cash flowing the rest in November. I'll assign 50% of the cost to an increase in home value so November might be a wash on next month's balance sheet.

No offense, but I'd love to leave this group by Dec 2018.
« Last Edit: October 16, 2016, 10:42:00 AM by Nick_Miller »

tarheeldan

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Re: Race from 100 to 250k
« Reply #584 on: October 17, 2016, 10:26:12 AM »
October 1, 2016: $200,000

Woohoo. Broke the $200k mark. I didn't start tracking soon enough to see how long it took us to go from 0-100k vs 1-200k, but I bet it was easier and faster.

Congratulations on breaking $200k!! :-)

Woohoo! Finally joining this thread!!

OK I am in the race, I will only be doing quarterly updates though.
End of Q3 2016: $112,200

Welcome!!

We've worked on merging all of our accounts so a few things might still be somewhat outstanding, right now we're looking at about $310,000 so I'll see you all on the next thread! Good luck!

Congratulations and congratulations!


I had a pretty good month, up 3.6% ($4,428.83) in September to $126,878.55. This month might see some slower progress though, I'm upgrading some of my wardrobe (better fitting clothes) and finally broke down and bought some boots after living in New Hampshire for 8 years. Oh, and I get to travel to Thailand and Japan :-)

Some of us are tracking our progress here:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=drive_web

Imustacheyouaquestion

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Re: Race from 100 to 250k
« Reply #585 on: October 21, 2016, 08:57:53 AM »
Aug 2016      $104,410.00
Sept 2016    $106,084.00   
Oct 2016       $107,559.00

Slow progress this month. Next month will be a certain decrease as I am moving to a new state, putting down a lease security deposit, buying a car, and taking 2 weeks off between jobs to pack/move/unpack. However, the new job is in a more moderate cost of living area and my salary remains virtually the same, so I am hoping the move really helps boost my savings rate. About $30k of my net worth is currently earmarked for a house down payment and I'll be looking to buy within the next several months.

easternblockbabe

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Re: Race from 100 to 250k
« Reply #586 on: October 28, 2016, 08:52:49 AM »
Update:  not as good as previous months.  Husband's car accident + market loses were a major setback in October.


July 28 2016:      $150,359.87 retirement     $204,445.70 total non-equity
Aug 26 2016:      $152,086.45 retirement     $213,655.96 total non-equity   
Sept 30 2016:     $156,721.28 retirement     $214,248.98 total non-equity 
Oct 28 2016:       $154,857.87 retirement     $210,419.58 total non-equity   Major derail to progress: husband had a car crash,  lost self-employment income,  we had to buy a new car + market down. 
« Last Edit: October 28, 2016, 09:03:06 AM by easternblockbabe »
I just love to see my savings grow!

NESailor

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Re: Race from 100 to 250k
« Reply #587 on: October 28, 2016, 01:54:36 PM »
Nice, this is the first time I ventured to this part of the forum.  I think I qualify for this one.  Here's our progress.  I only started tracking this literally 1 year ago.  Didn't even consider FI/RE concepts before August of last year (sometimes I wish I'd figured this out sooner...I'd probably be about 100K wealthier but hey...)

Dates                Net Worth
     
October 2015           $133,329.26
November 2015       $150,277.88
December 2015       $153,517.74
January 2016          $151,934.53
February 2016        $154,837.00
March 2016            $178,776.19
April 2016                $185,866.51
May 2016                $187,835.23
June 2016            $191,564.18
July 2016                 $198,382.07
August 2016          $202,314.81
September 2016      $203,522.13
October 2016          $198,168.14

I include house equity at a conservative valuation but not the improvements we made to the house over time.  Case in point - I spent 10K on siding this month - included the expense but no net increase in equity (I'm sure the increase is less than face value, actually).

Investable assets are approximately 110K of this and increasing at a rate of approximately 50K/year starting a few months ago.
« Last Edit: October 28, 2016, 01:58:30 PM by NESailor »

babystache89

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Re: Race from 100 to 250k
« Reply #588 on: October 29, 2016, 06:42:39 AM »
9/1/16: $217,000
10/1/16: $220,000
11/1/16: $232,000

This is going way faster than 0-$100. :)

JJsfr

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Re: Race from 100 to 250k
« Reply #589 on: October 29, 2016, 09:38:22 PM »
9/1/16: $217,000
10/1/16: $220,000
11/1/16: $232,000

This is going way faster than 0-$100. :)

Are you a time traveler :O it's not even November!

indentured4now

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Re: Race from 100 to 250k
« Reply #590 on: October 29, 2016, 09:46:04 PM »
Sept 30 update since mid-August...   from $103K to $108K.   

End of Oct update:   107K (typical market fluctuation) despite adding $500 in cash.   November has some nice quarterly dividends coming due so fingers crossed the market behaves itself towards year end...   

ohyonghao

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Re: Race from 100 to 250k
« Reply #591 on: October 30, 2016, 03:25:30 AM »
9/1/16: $217,000
10/1/16: $220,000
11/1/16: $232,000

This is going way faster than 0-$100. :)
Are you a time traveler :O it's not even November!
He did say its going way faster, apparently he meant time itself, or perhaps that's his secret, looking at stock prices days in advance.

babystache89

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Re: Race from 100 to 250k
« Reply #592 on: October 30, 2016, 07:44:18 AM »
9/1/16: $217,000
10/1/16: $220,000
11/1/16: $232,000

This is going way faster than 0-$100. :)
Are you a time traveler :O it's not even November!
He did say its going way faster, apparently he meant time itself, or perhaps that's his secret, looking at stock prices days in advance.

Lol I usually post the weekend before the end of the month since I don't go on this site during the work week. And the vast majority of my investments are in rental properties, so the stock market shouldn't affect my numbers too much. Also, *she. :)

JJsfr

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Re: Race from 100 to 250k
« Reply #593 on: October 31, 2016, 08:23:27 PM »
Dec 2014   $101k
Jan 2015   $102k
Feb 2015   $116k
Mar 2015   $117k
Apr 2015   $117k
May 2015   $121k
Jun 2015   $120k
Jul 2015    $126k
Aug 2015  $123k
Sep 2015   $125k
Oct 2015   $139k
Nov 2015   $146k
Dec 2015   $147k
Jan 2016   $141k
Feb 2016   $149k
Mar 2016   $164k
Apr 2016   $172k
May 2016  $178k
Jun 2016   $183k
Jul 2016    $193k
Aug 2016   $197k
Sep 2016   $201k

Oct 2016   $199k

Despite putting ~$3500 in the market/toward loans, more legal fees and a down market has resulted in an overall decrease of ~$2.5k this month. Oh well.

SpareChange

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Re: Race from 100 to 250k
« Reply #594 on: October 31, 2016, 11:19:27 PM »
October: $138,896.91. Down $3,886.91

First down month. Most of what I owed on my new used car came due this month, along with some other expenses. At least it's paid for now. Back on track next month!

Pooplips

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Re: Race from 100 to 250k
« Reply #595 on: November 01, 2016, 05:38:45 AM »
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00

11/1/2016 - $142,793.00

MichaelB

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Re: Race from 100 to 250k
« Reply #596 on: November 01, 2016, 06:58:20 AM »
Filled in my spreadsheets this morning to close out July, and discovered that I broke $100k this month!!

I discovered MMM a couple of months ago--April or May. My wife and were doing pretty good for the average American--savings rate was probably about 15% or so. But we kept zero track of our expenses. We just had some auto draft stuff set up into a Roth and our employer plans, and our checking account stayed in roughly the same range from month to month. But we started trimming some fat from our expenses (still plenty to go--I don't have a bike, for example, and we both commute by car every day) and really focused on pumping all our extra funds into investments. Our savings rate for the year, according to my spreadsheets, is at 30%, but it's probably quite a bit higher than that over the last few months, since I only found MMM in April.

So I'm excited to hit this milestone!

Up to 109k thru October 31. It blows my mind that it is possible to improve net worth by $9k in 3 months.

Probably going to fall a bit this month, as there is an outstanding check for $6k. Bought a new car. The timing belt in my old car broke, and that did all the engine damage that can do. (Did you know that 2010 Hyundai Accents have timing belts? Well I didn't. Now I do.) It had 155k miles, and the repair would have been more than the car was worth. Sucks--that thing was a damn champ. I didn't put a dollar for repairs into that car, just maintenance. I was saving for a potential car purchase anyways, so I figured now was time--155k miles on a car that needs a repair more expensive than the car itself. I actually got another 2010 Accent, but this one only had $38k miles. $5900--and had enough in cash to just buy the thing outright. Emergency fund FTW!

Guava

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Re: Race from 100 to 250k
« Reply #597 on: November 01, 2016, 07:24:36 AM »
September $146,347.
October: $151,742.

FrugalLakes

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Re: Race from 100 to 250k
« Reply #598 on: November 01, 2016, 07:39:38 AM »
I'm.  Finally hit the mark to join this race.  As of 11/1/16 my net worth is $101,051.  Hope to hit 250k in 2.5 years.
Moving towards financial independence one step at a time.

Goal: FIRE 1/1/2026

SeattleStache

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Re: Race from 100 to 250k
« Reply #599 on: November 01, 2016, 07:56:33 AM »
Retirement only, does not include real estate or cash savings:
January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826

January 2016: $101,235
February 2016: $101,464
March 2016: $117,072
April 2016: 120,517
May 2016: $122,419
June 2016: $123,916
July 2016: $131,349
August 2016: $133,749
September 2016: $134,937
October 2016: $134,007 (disheartening month!)

Total NW including real estate and cash savings: $215,358.