Race from 100 to 250k

[DieHard_772]

Happy new year, everyone! It's been a good start to the year for my finances. My stretch goal will be to graduate from this thread by the end of this year, if the markets are kind enough. I'm aiming to be stricter with my spending this year and seeing how much I can push the numbers up.

On a side note, I've also just hit $400k total net worth if I include my government-mandated savings accounts - our 401k equivalent! Still can't believe it.

Fighting! Let's have a good year ahead! ^^

Bravo, @Fifo . $50k+ gains in one year... awesome!

[DieHard_772]

I enjoy reading about the lifestyle options some of you are pursuing and the big savings gains because of it. Before my current relationship I had some very frugal ways of living but my SO is not one for budgeting so we have very different expenditure levels than I would on my own..but he also owns a house which has quadrupled in value (and which I am part-owner of now) so I can’t complain about his cheese consumption too much. Good work though to those of you making some awesome decisions for your future self!

I can definitely relate, @Serendip. My SO is more spendy than I am, and not such a planner. Yet between the two of us, we have still accumulated what is already a nice stash and growing. I am sure you have a positive influence your partner

[Stubblestache]

July 2018 - £20,385
 - Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
 - Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
 - Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
 - Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
 - Annual gain 2022 £11,629
Jan 2023 - £109,683
Dec 2023 - £134,519
 - Annual gain 2023 £24,836
Jan 2024 - £124,775
Dec 2024 - £161,596
 - Annual gain 2024 £36,821


Jan 2025 - £171,558
Feb 2025 £170,306 Always dissapointingt to see the number go down, but I managed to put in 3x the usual amount this month, so more cheap shares for me I guess :)

[Serendip]

..
April '23 : $100,655
May '23  : $102,304
June '23 : $104,200
July '23 : $108,200
Aug '23 : $107,850
Sept '23: $105,270
Oct '23: $106,800
Dec '23: $110,000
Jan '24: $113,500
Feb '24: $116,950
Mar '24: $119,350
Apr '24: $115,700
May '24: $119,380
June '24: $121,004
July '24: $124,860
Aug ‘24: $126,778
Sept '24: $127,647
Oct ‘24: $129,902
Nov ‘24: $130,959
Dec 24: $132,600
Jan ‘25: $134,880
Feb ‘25: $140,370

This must be some sort of artificially inflated number but I’m not exactly sure how. I did move money around to try to be in safer locations so maybe I cashed out on a good day..

[LittleWanderer]

February 2024 - $102,401
March 2024 - $108,679
April 2024 - $107,258
May 2024 - $111,045
June 2024 - $114,755
July 2024 - $125,286
August 2024 - $127,896
September 2024 - $130,907
October 2024 - $130,553
November 2024 - $137,192
December 2024 - $133,759
January 2025 - $136,648

February 2025 - $137,989

Whew, February is over!  I'm ready to move on to spring.  Saved my entire tax refund in the e-fund - I'm almost done!!!

[J.P. MoreGains]

Saved my entire tax refund in the e-fund

Nice work! Very mustachian!

[JAYSLOL]

Feb 1st - $167,500
Mar 1st - $160,100 (-$7,400)

Have been off work for the winter and also burning through cash working on the home we just bought, and it appears the market is down a little.  Overall, not a great month for my accounts, but I’m back to work starting Monday, and most of the costly renovation work is done, so I’m hoping the bleeding stops and I start building again

[Fifo]

Bravo, @Fifo . $50k+ gains in one year... awesome!

Thank you!!!

[Fifo]

This only includes my liquid savings/investments.

2017: $6,539
2018: $18,547
2019: $36,489
2020: $61,099
2021: $103,151

	2022	2023	2024	2025
January	$102,690	$118,541	$142,408	$204,780 (+$9,131)
February	$105,595	$120,353	$155,989	$211,568 (+$6,788)
March	$107,269	$124,675	$163,644
April	$108,030	$114,108	$162,208
May	$104,108	$116,148	$166,714
June	$100,594	$123,164	$174,000
July	$101,599	$128,512	$175,450
August	$106,675	$127,473	$177,600
September	$104,663	$126,682	$180,047
October	$110,356	$123,212	$184,361
November	$115,708	$131,217	$194,325
December	$116,633	$137,815	$195,649
Increase	$13,943	$21,181	$53,241

[DieHard_772]

Latest update:
It's great to see overall progress. We passed $220k recently, but then market fluctuations lowered that a bit.
Nearly $140k progress in about four years. We'll take it!

Mood: appreciative, enthused.

1/28/21 - $79,429 2/28/21 - $83,727 3/28/21 - $88,303 4/28/21 - $91,120 5/28/21 - $93,394 6/28/21 - $96,779 7/28/21 - $99,024 8/28/21 - $101,830 9/28/21 - $102,641 10/28/21 - $103,926 11/28/21 - $102,885 12/28/21 - $104,673

1/28/22 - $104,762 2/28/22 - $103,300 3/28/22 - $105,700 4/28/22 - $102,853 5/28/22 - $103,282 6/28/22 - $100,458 7/28/22 - $105,046 8/28/22 - $109,546 9/28/22 - $106,293 10/28/22 - $110,186 11/28/22 - $114,523 12/29/22 - $115,943

1/28/23 -  $126,226 3/2/23 -   $129,906 3/28/23 - $127,530 4/28/23 - $134,145 5/28/23 - $135,861 6/28/23 - $141,030 7/28/23 - $156,490 8/28/23 - $155,956 9/28/23 - $155,866 10/28/23- $154,276 11/28/23 - $166,065 12/28/23 - $175,922

1/28/24 - $181,018 2/28/24 - $184,698 3/28/24 - $190,105 4/28/24 - $187,717 5/28/24 - $192,596 6/28/24 - $193, 904 7/28/24 - $197,567 8/17/24 -$200,302 9/28/24 - $206,263 10/28/24 - $208,660 11/28/24 - $212,169 12/28/24 - $211,795

1/28/25 - $218,569 2/28/25 - $217,546

[TerrierTown]

            2024          2025          2026          2027            2028               
Jan         NT        £231,362          -                -                  -
Feb         NT        £233,735          -                -                  -
Mar         NT        £227,850          -                -                  -
Apr  £180,000            -               -                 -                  -
May £181,365            -                -                -                  -
Jun  £185,990            -                -                -                  -
Jul   £197,713            -                -                -                  -
Aug £198,122            -                -                -                  -
Sep £205,100            -                -                -                  -
Oct  £209.764            -               -                -                   -
Nov £216,548            -               -                 -                  -
Dec £227,240            -               -                 -                  -

Trump destroying my investments

[Serendip]

..
April '23 : $100,655
May '23  : $102,304
June '23 : $104,200
July '23 : $108,200
Aug '23 : $107,850
Sept '23: $105,270
Oct '23: $106,800
Dec '23: $110,000
Jan '24: $113,500
Feb '24: $116,950
Mar '24: $119,350
Apr '24: $115,700
May '24: $119,380
June '24: $121,004
July '24: $124,860
Aug ‘24: $126,778
Sept '24: $127,647
Oct ‘24: $129,902
Nov ‘24: $130,959
Dec 24: $132,600
Jan ‘25: $134,880
Feb ‘25: $140,370
Mar ‘25: $144,072

Not sure how things leapt up like this in the past two months but hoping my taxes owing won’t send me downwards..happy with this recent progress.

[Stubblestache]

July 2018 - £20,385
 - Annual gain 2018 - £4,119
Jan 2019 - £25,295
Nov 2019 - £38,588
 - Annual gain 2019 - £13,293
Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
 - Annual gain 2020 - £19,108
Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
 - Annual gain 2021 - £41,278
Jan 2022 - £91,915
Dec 2022 - £103,544
 - Annual gain 2022 £11,629
Jan 2023 - £109,683
Dec 2023 - £134,519
 - Annual gain 2023 £24,836
Jan 2024 - £124,775
Dec 2024 - £161,596
 - Annual gain 2024 £36,821


Jan 2025 - £171,558
Feb 2025 £170,306
Mar 2025 - £163,431 ho boy and the tariffs haven't even come in yet. Hold tight everyone, hope you're doing okay.

[Michael835]

This is the toughest getting the first 100k.... compounding does the heavy lifting after that....

[RetireOrDieTrying]

01-Jan-2025: $245,544 (+$2,654 for the month)

A low-spend month contributed to a reasonably nice gain. Because of market vagaries I'm going to remain in this thread for a little while until it's clear I'm ready for the next one.

01-Feb-2025: $263,257 (+$17,713 for the month)

Market headwinds and a vacation to the stupidly expensive Hawaii for three weeks meant modest gains for the past two months.

01-Apr-2025: $266,468 (+$3,211)

[LittleWanderer]

March 2024 - $108,679
April 2024 - $107,258
May 2024 - $111,045
June 2024 - $114,755
July 2024 - $125,286
August 2024 - $127,896
September 2024 - $130,907
October 2024 - $130,553
November 2024 - $137,192
December 2024 - $133,759
January 2025 - $136,648
February 2025 - $137,989

March 2025 - $137,030

Well, I have a feeling things are going to be up and down for a while yet.  I will just keep plugging away. 

[J.P. MoreGains]

Well, I have a feeling things are going to be up and down for a while yet.  I will just keep plugging away.

Yeah I started tracking in September of 2023 and it was all good news up until recently.

I saved 7k this month and my networth dropped 4k. Really important lesson for me to learn now and stick with it and keep plugging away like you say.

[JAYSLOL]

Feb 1st - $167,500
Mar 1st - $160,100 (-$7,400)
Apr 1st - $154,100 (-$6,000)

Still paying for home reno costs, hopefully I can get the bleeding to stop soon

[Feivel2000]

250.000 €
- 10.640€

Reporting only quarterly. Crypto down, stocks down... what can I say? Increasing my cash positions currently.

[JAYSLOL]

Feb 1st - $167,500
Mar 1st - $160,100 (-$7,400)
Apr 1st - $154,100 (-$6,000)

Still paying for home reno costs, hopefully I can get the bleeding to stop soon

Apparently a trade warrior had other plans and gutted another huge chunk.