Author Topic: Race from 100 to 250k  (Read 1261709 times)

Stubblestache

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Re: Race from 100 to 250k
« Reply #3850 on: August 31, 2022, 02:46:41 AM »
July 2018 - £20,385
 - Annual gain 2018 - £4,119

Jan 2019 - £25,295
Nov 2019 - £38,588
 - Annual gain 2019 - £13,293

Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
 - Annual gain 2020 - £19,108

Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
 - Annual gain 2021 - £41,278

Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950
Jun 22 - £94,828
July 22 - £104,023
Aug 22 - £105,523

well its headed in the right direction despite the world falling to shit, I guess.

shrimpwd

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Re: Race from 100 to 250k
« Reply #3851 on: August 31, 2022, 10:46:12 PM »
                       2018                2019                2020                2021                2022                2023                2024                2025               
January$6,455-$14,460$34,473$77,625---
February--$14,991$36,257$83,384---
March--$14,632$38,256$85,694---
April-$10,960$13,884$47,021$93,539---
May--$17,011$52,533$86,952---
June--$19,255$54,094$89,131---
July--$20,358$55,927$83,281---
August--$21,993$58,821$101,031---
September--$23,312$67,274$100,303---
October--$24,777$67,897----
November-$13,466$26,407$72,781----
December$9,518-$30,697$73,730----

I managed to just hang in here with the market swings. NW went up almost 3K despite investments going down 700. Now that I've managed to stay in here two months running, I don't want to leave!

Sugaree

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Re: Race from 100 to 250k
« Reply #3852 on: September 01, 2022, 05:50:09 AM »
Net Worth2019202020212022
January          $49,378.04          $90,928.02        $161,747.01     $229,977.41
February$50,300.10$93,896.81$162,883.32$217,510.91
March$59,373.49$100,165.23$173,923.10$220,602.56
April$59,558.47$94,297.23$183,031.09$226,302.77
May$64,340.45$106,341.84$186,124.71$216,297.22
June$64,940.28$113,372.31$189,866.01$210,792.90
July$70,156.02$120,466.05$194,364.35$206,546.54
August$74,302.64$127,953.51$197,286.96 $224,774.07
September$74,328.43$135,625.59$205,953.08$217,814.80
October$78,067.76$137,857.32$201,884.29$     -     
November$81,274.16$136,857.08$215,701.01$     -     
December$88,148.59$152,706.85$217,143.43$     -     
   
Annual gain$41,549.98$70,818.99$68,230.40$     -     

Some of this can be explained by a large-ish purchase that I'd been saving for (but came in way under budget for).  But mostly just the market going down.  It's somewhat disheartening, but I know that this is the time when I'm really building wealth. 

FICurious

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Re: Race from 100 to 250k
« Reply #3853 on: September 01, 2022, 05:56:37 AM »

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K 
Jan 2014:  $97k
Jan 2015:  $100k   
Jan 2016:  $103k   
Jan 2017:  $108k
Jan 2018:  $127k
Jan 2019:  $133k
Jan 2020: $171,809   
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972

Sep 2022: $212,109

Monthly Google Doc Tracker:  https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0    *Just put in your numbers. Do not sort.*

JAYSLOL

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Re: Race from 100 to 250k
« Reply #3854 on: September 01, 2022, 06:55:58 AM »
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100  (-$6100)
Aug 1st - $166,900  (+$7800)
Sept 1st -$166,500  (-$400)

A week ago I was touching $175k, wild stuff

bcbaseballman

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Re: Race from 100 to 250k
« Reply #3855 on: September 01, 2022, 07:18:21 AM »

2018                             2019                              2020                            2021                          2022
1/31: (5949.05)              1/31: 13,493.35              1/31: 44,514                 1/31: 85,576               1/31: 137,128
2/28: (5288.30)              2/28: 15,766.50              2/29: 48,891                 2/28: 86,616               2/28: 132,607
3/31: (4273.93)              3/31: 19,286                   3/31: 46,104                 3/31: 94,009               3/31: 141,282
4/30: (2592.07)              4/30: 19,283                   4/30: 52,720                 4/30: 96,128               4/30: 138,395
5/31: (629.70)                5/31: 18,676                   5/31: 55,177                 5/31: 95,056               5/31: 137,158
6/30: 1,206.77                6/30: 22,362                   6/30: 59,720                 6/30: 96,201               6/30: 131,597
7/31: 2,703.97                7/31: 24,646                   7/31: 65,792                 7/31: 97,017               7/31: 137,745
8/31: 5,651.70                8/30: 27,199                   8/31: 71,970                 8/30: 133,097
9/31: 8,039.01                9/31: 30,664                   9/30: 72,466                 9/30: 129,725
10/31: 7,803.49              10/31: 33,343                 10/31: 72,288               10/31: 135,443
11/30: 9,531.28              11/30: 35,249                 11/30: 80,093               11/30: 132,452
12/31: 9,296.79              12/31: 39,079                 12/31: 84,002               12/31: 139,677
Gain: 15,245.84                         29,783                            44,923                           55,655


8/30: 133,694

This has been a crazy year. On paper it looks like I have not done anything but my shares say differently. Hopefully the rest of this year goes better and I can get up to my goal of 150k.

mgardner88

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Re: Race from 100 to 250k
« Reply #3856 on: September 01, 2022, 08:01:28 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)

I am just happy there was an increase at all. Up until last week these numbers were looking pretty good.

peppermint

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Re: Race from 100 to 250k
« Reply #3857 on: September 01, 2022, 08:22:10 AM »
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43

zygote

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Re: Race from 100 to 250k
« Reply #3858 on: September 01, 2022, 07:49:59 PM »
For context: I'm 33 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)
8/22: $246,154.19 (+$20,473.96, +9.07%)
9/22: $240,189.31 (+$5,964.88, -2.42%)

The market giveth, the market taketh away. Annoyingly, one of the funds in my retirement account just got switched over to a new one, so I can't easily track my increasing number of shares to make myself feel better. :P

JAYSLOL

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Re: Race from 100 to 250k
« Reply #3859 on: September 01, 2022, 09:35:58 PM »
Annoyingly, one of the funds in my retirement account just got switched over to a new one, so I can't easily track my increasing number of shares to make myself feel better. :P

Oh man, I’ve been dealing with the same thing, basically Jan 1st this year I switch funds in our main retirement accounts and they’ve both reset the “book value” to the entire amount from the switch rather than what we’ve actually put it, so basically at the very Top of the market, DW has been bothered by it a lot saying we made a bad choice switching funds lol, but it’s just the market and the result of not being able to track before the switch

jdhansen

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Re: Race from 100 to 250k
« Reply #3860 on: September 01, 2022, 10:35:06 PM »
Dec 2021 $221,090
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
May 2022 $209,506
Jun 2022 $197,749
Jul 2022 $206,392
Aug 2022 $203,475

Well market goes up and market goes down but we seem to be holding in the right at the same range.  Just going to keep trucking and see how this all ends up.

cassafrass

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Re: Race from 100 to 250k
« Reply #3861 on: September 02, 2022, 07:29:08 AM »
I've been bouncing around the same number for the past 6 months and just can't seem to make it over 250k. I started a new job which includes a pay increase and much better benefits (8% match! Less expensive health insurance!) so I'm hoping to see some upward movement.

Net Worth2019202020212022
January          $40,680          $93,140        $168,166     $229,844
February$42,496$92,053$168,632$232,054
March$46,476$90,666$178,514$246,053
April$48,755$101,232$184,396$242,747
May$54,753$108,998$188,411$246,922
June$61,471$115,028$217,944$240,793
July$61,645$113,794$220,030$248,841
August$79,153$123,505$221,966 $245,296
September$78,338$127,257$219,463$     -     
October$73,878$131,185$223,178$     -     
November$81,073$144,125$222,822$     -     
December$87,448$153,550$230,406$     -     
   
Annual gain$46,768$66,062$76,856$     -     

Feivel2000

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Re: Race from 100 to 250k
« Reply #3862 on: September 03, 2022, 05:20:17 AM »
129.533 €
-1.193 €
38,6% Savings Rate

Again a small loss, while increasing the savings rate and saving. More shares/coins, I guess?


2020
2021
2022
2023
2024
2025
Jan
...............
110.053 €
138.241 €
...............
200.000 €
...............
Feb
...............
115.328 €
138.954 €
...............
...............
...............
Mar
...............
123.950 €
150.359 €
...............
...............
...............
Apr
...............
122.597 €
147.293 €
...............
...............
...............
May
...............
120.440 €
138.668 €
...............
...............
...............
Jun
...............
124.056 €
128.938 €
...............
...............
...............
Jul
87.134 €
127.401 €
130.726 €
...............
...............
...............
Aug
88.989 €
134.533 €
129.533 €
...............
...............
...............
Sept
90.473 €
133.571 €
...............
...............
...............
250.000 €
Oct
90.093 €
143.292 €
...............
...............
...............
...............
Nov
96.957 €
144.693 €
...............
...............
...............
...............
Dec
103.130 €
143.712 €
...............
...............
...............
...............
Change
~20.000 €
+40.582 €
...............
...............
...............
...............

Gingersnaps

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Re: Race from 100 to 250k
« Reply #3863 on: September 04, 2022, 02:56:25 PM »
Not so good at the monthly updates these days but interesting to see a bounce back after going backwards last month.

01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86
01/08/2021 - £149,419.96
01/09/2021 - £155,711.83
01/10/2021 - £156,288.35
01/11/2021 - £164,134.53
01/12/2021 - £165,717.17
01/01/2022 - £171,598.80
01/04/2022 - £172,645.88
01/07/2022 - £166,566.73
01/09/2022 - £181,131.08

CanadianTeacher

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Re: Race from 100 to 250k
« Reply #3864 on: September 05, 2022, 07:24:07 PM »
January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85

January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)

January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86  (+1.2%)
March 2022: $227,763.33  (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29

Quite the rolller coaster ride this year.

Baguettestache

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Re: Race from 100 to 250k
« Reply #3865 on: September 26, 2022, 06:10:59 AM »
I was close to 210k (€) in April, now at 172k (beginning of September). As other said the market is eating my monthly deposits but hey, I keep on buying.
Let's get back to over 200k 💪🏻

Sanitary Stache

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Re: Race from 100 to 250k
« Reply #3866 on: September 29, 2022, 08:12:58 AM »
5/31/2020          - $   72,426
6/19/2020          - $   82,681
8/6/2020            - $   89,237
9/2/2020            - $   93,346
10/6/2020          - $  103,450
1/5/2021            - $  114,837
7/2/2021            - $  169,009
9/24/2021          - $  173,134
11/4/2021          - $  182,341
7/19/2022           -$  157,261
9/29/2022            $  153,313

It is disconcerting when the number goes down.  It makes me feel like I am not saving at all.  And maybe I haven't.  I saved $9,000 to my 457 b this year, but depleted cash savings accounts (for purchases of bathroom renovation, induction stove, and e bikes) by about $12,000.

When I don't look at these numbers I do feel good about continuing to buy into the index fund as the price goes down.

Stubblestache

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Re: Race from 100 to 250k
« Reply #3867 on: September 30, 2022, 03:06:11 AM »
July 2018 - £20,385
 - Annual gain 2018 - £4,119

Jan 2019 - £25,295
Nov 2019 - £38,588
 - Annual gain 2019 - £13,293

Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
 - Annual gain 2020 - £19,108

Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
 - Annual gain 2021 - £41,278

Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950
Jun 22 - £94,828
July 22 - £104,023
Aug 22 - £105,523
Sept 22 - £105,785

with how bad things are, especially in the UK, I'll take being flat on the month!

JAYSLOL

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Re: Race from 100 to 250k
« Reply #3868 on: September 30, 2022, 11:23:58 AM »
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100  (-$6100)
Aug 1st - $166,900  (+$7800)
Sept 1st -$166,500  (-$400)
Oct 1st - $166,600  (+$100)

$3000 contributed to accounts in sept, NW went up $100, at least I’m getting a discount

shrimpwd

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Re: Race from 100 to 250k
« Reply #3869 on: September 30, 2022, 11:11:16 PM »
                       2018                2019                2020                2021                2022                2023                2024                2025               
January$6,455-$14,460$34,473$77,625---
February--$14,991$36,257$83,384---
March--$14,632$38,256$85,694---
April-$10,960$13,884$47,021$93,539---
May--$17,011$52,533$86,952---
June--$19,255$54,094$89,131---
July--$20,358$55,927$83,281---
August--$21,993$58,821$101,031---
September--$23,312$67,274$100,303---
October--$24,777$67,897$93,821---
November-$13,466$26,407$72,781----
December$9,518-$30,697$73,730----

Not the smoothest of months, but at least stocks are on sale?

peppermint

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Re: Race from 100 to 250k
« Reply #3870 on: October 01, 2022, 02:57:36 PM »
01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13
09/2022 - $167308.43
10/2022 - $161849.08

Ugh! Looks like others here in the same boat.

jdhansen

  • 5 O'Clock Shadow
  • *
  • Posts: 78
Re: Race from 100 to 250k
« Reply #3871 on: October 01, 2022, 11:25:39 PM »
Dec 2021 $221,090
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
May 2022 $209,506
Jun 2022 $197,749
Jul 2022 $206,392
Aug 2022 $203,475
Sep 2022 $193,589

Well just like that we are back below the 200K mark.  Just going to keep staying the course as at some point the markets will get back into a growth mode so might as well buy some discounted shares.

Sugaree

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  • Posts: 1671
Re: Race from 100 to 250k
« Reply #3872 on: October 03, 2022, 06:06:11 AM »
Net Worth2019202020212022
January          $49,378.04          $90,928.02        $161,747.01     $229,977.41
February$50,300.10$93,896.81$162,883.32$217,510.91
March$59,373.49$100,165.23$173,923.10$220,602.56
April$59,558.47$94,297.23$183,031.09$226,302.77
May$64,340.45$106,341.84$186,124.71$216,297.22
June$64,940.28$113,372.31$189,866.01$210,792.90
July$70,156.02$120,466.05$194,364.35$206,546.54
August$74,302.64$127,953.51$197,286.96 $224,774.07
September$74,328.43$135,625.59$205,953.08$217,814.80
October$78,067.76$137,857.32$201,884.29$206,617.66
November$81,274.16$136,857.08$215,701.01$     -     
December$88,148.59$152,706.85$217,143.43$     -     
   
Annual gain$41,549.98$70,818.99$68,230.40$     -     

This is only a stock sale...
This is only a stock sale...
This is only a stock sale...

zygote

  • Bristles
  • ***
  • Posts: 495
Re: Race from 100 to 250k
« Reply #3873 on: October 03, 2022, 07:31:19 AM »
For context: I'm 33 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)
8/22: $246,154.19 (+$20,473.96, +9.07%)
9/22: $240,189.31 (+$5,964.88, -2.42%)
10/22: $221,181.52 (-$19,007.79, -7.91%)

Ouch. Still can't easily track the increase in number of shares due to my retirement plan's fund switch, but I can at least see that my investment balance is still higher than my total contributions (for now).

bcbaseballman

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  • Posts: 157
  • Age: 34
  • Location: Kansas
Re: Race from 100 to 250k
« Reply #3874 on: October 03, 2022, 11:23:37 AM »

2018                             2019                              2020                            2021                          2022
1/31: (5949.05)              1/31: 13,493.35              1/31: 44,514                 1/31: 85,576               1/31: 137,128
2/28: (5288.30)              2/28: 15,766.50              2/29: 48,891                 2/28: 86,616               2/28: 132,607
3/31: (4273.93)              3/31: 19,286                   3/31: 46,104                 3/31: 94,009               3/31: 141,282
4/30: (2592.07)              4/30: 19,283                   4/30: 52,720                 4/30: 96,128               4/30: 138,395
5/31: (629.70)                5/31: 18,676                   5/31: 55,177                 5/31: 95,056               5/31: 137,158
6/30: 1,206.77                6/30: 22,362                   6/30: 59,720                 6/30: 96,201               6/30: 131,597
7/31: 2,703.97                7/31: 24,646                   7/31: 65,792                 7/31: 97,017               7/31: 137,745
8/31: 5,651.70                8/30: 27,199                   8/31: 71,970                 8/30: 133,097             8/30: 133,694
9/31: 8,039.01                9/31: 30,664                   9/30: 72,466                 9/30: 129,725
10/31: 7,803.49              10/31: 33,343                 10/31: 72,288               10/31: 135,443
11/30: 9,531.28              11/30: 35,249                 11/30: 80,093               11/30: 132,452
12/31: 9,296.79              12/31: 39,079                 12/31: 84,002               12/31: 139,677
Gain: 15,245.84                         29,783                            44,923                           55,655

9/30: 126,048


Stubblestache

  • Stubble
  • **
  • Posts: 161
Re: Race from 100 to 250k
« Reply #3875 on: October 03, 2022, 01:50:02 PM »

$3000 contributed to accounts in sept, NW went up $100, at least I’m getting a discount

very similar, painful to see but it'll definitely pay off!

FICurious

  • 5 O'Clock Shadow
  • *
  • Posts: 80
  • Location: Ohio
Re: Race from 100 to 250k
« Reply #3876 on: October 03, 2022, 07:36:29 PM »

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K 
Jan 2014:  $97k
Jan 2015:  $100k   
Jan 2016:  $103k   
Jan 2017:  $108k
Jan 2018:  $127k
Jan 2019:  $133k
Jan 2020: $171,809   
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193
Aug 2022: $218,972
Sep 2022: $212,109

Oct 2022: $196,192

Monthly Google Doc Tracker:  https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0    *Just put in your numbers. Do not sort.*
[/quote]

Feivel2000

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  • Posts: 328
  • Age: 39
  • Location: Germany
Re: Race from 100 to 250k
« Reply #3877 on: October 04, 2022, 04:04:20 AM »
127.691 €
-3.377 €
34,6% Savings Rate

Another reduction. Back where I was in July 2021... Would need a 5-10% years-end-rally to come out of this year with +/- 0.

:-(


2020
2021
2022
2023
2024
2025
Jan
...............
110.053 €
138.241 €
...............
200.000 €
...............
Feb
...............
115.328 €
138.954 €
...............
...............
...............
Mar
...............
123.950 €
150.359 €
...............
...............
...............
Apr
...............
122.597 €
147.293 €
...............
...............
...............
May
...............
120.440 €
138.668 €
...............
...............
...............
Jun
...............
124.056 €
128.938 €
...............
...............
...............
Jul
87.134 €
127.401 €
130.726 €
...............
...............
...............
Aug
88.989 €
134.533 €
129.533 €
...............
...............
...............
Sept
90.473 €
133.571 €
127.691 €
...............
...............
250.000 €
Oct
90.093 €
143.292 €
...............
...............
...............
...............
Nov
96.957 €
144.693 €
...............
...............
...............
...............
Dec
103.130 €
143.712 €
...............
...............
...............
...............
Change
~20.000 €
+40.582 €
...............
...............
...............
...............

mgardner88

  • 5 O'Clock Shadow
  • *
  • Posts: 76
Re: Race from 100 to 250k
« Reply #3878 on: October 04, 2022, 01:14:39 PM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)

*sad trombone*

Gingersnaps

  • 5 O'Clock Shadow
  • *
  • Posts: 40
Re: Race from 100 to 250k
« Reply #3879 on: October 06, 2022, 02:16:18 PM »
Nice to see everyone's in the same boat with ups and downs

01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86
01/08/2021 - £149,419.96
01/09/2021 - £155,711.83
01/10/2021 - £156,288.35
01/11/2021 - £164,134.53
01/12/2021 - £165,717.17
01/01/2022 - £171,598.80
01/04/2022 - £172,645.88
01/07/2022 - £166,566.73
01/09/2022 - £181,131.08
01/10/022 - £178,688.96

EchoStache

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Re: Race from 100 to 250k
« Reply #3880 on: October 07, 2022, 06:20:07 AM »
I considered posting here as my assets are in the ballpark but I'm wondering whether to include home value or not.  I realize its a part of net worth, but short of paying it off completely to eliminate the monthly principal and interest portion of the payment, it doesn't really contribute to FI.  So was thinking maybe I will only post/track invested assets.  Then again, I suppose the equity could unexpectedly contribute to FI, such as selling and downsizing.

JAYSLOL

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Re: Race from 100 to 250k
« Reply #3881 on: October 07, 2022, 07:09:09 AM »
I considered posting here as my assets are in the ballpark but I'm wondering whether to include home value or not.  I realize its a part of net worth, but short of paying it off completely to eliminate the monthly principal and interest portion of the payment, it doesn't really contribute to FI.  So was thinking maybe I will only post/track invested assets.  Then again, I suppose the equity could unexpectedly contribute to FI, such as selling and downsizing.

Either is fine, technically home equity is a part of your overall net worth, but if you aren’t as concerned with your technical net worth as you are your FI number, it’s more fun to track that.  I don’t own a home at the moment, so I’m only tracking retirement accounts, but I think even if I did buy I wouldn’t include it in my numbers here because I care more about reaching FI than a specific NW

mgardner88

  • 5 O'Clock Shadow
  • *
  • Posts: 76
Re: Race from 100 to 250k
« Reply #3882 on: October 07, 2022, 08:36:15 AM »
I considered posting here as my assets are in the ballpark but I'm wondering whether to include home value or not.  I realize its a part of net worth, but short of paying it off completely to eliminate the monthly principal and interest portion of the payment, it doesn't really contribute to FI.  So was thinking maybe I will only post/track invested assets.  Then again, I suppose the equity could unexpectedly contribute to FI, such as selling and downsizing.

I dont include my home value because i dont plan on selling anytime soon. We have loose plans to downsize and move somewhere cheaper once the kids are all grown but i dont consider it solid enough to add it to my numbers. Everyone is different though.

EchoStache

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Re: Race from 100 to 250k
« Reply #3883 on: October 08, 2022, 07:52:54 AM »
I'm getting close to the finish line on this one, so here's a brief recap.  I started being intentional and wiser with our money about 3 years ago at the age of 48.  Started with budgeting, reducing expenses, and paying down debt.  Now full fledged into investing/wealth building.

Net Worth:
January 2020:     $30,773
January 2021:     $82,262 (+$51,489...more progress in one year than previous 48 years)
January 2022:    $161,480 (+$79,218)
October 1 2022  $236,098 (+$74,618....considering a long distance move, furnishing a new home, and the market, I feel good about this)



I have $30k in students loans still technically figured in my net worth, although this has been tentatively(almost surely?) forgiven/cancelled.  Once this is official I will be well past the 250k milestone.  I will likely cross that line before the loans are officially cancelled.

Baguettestache

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  • Posts: 26
Re: Race from 100 to 250k
« Reply #3884 on: October 23, 2022, 03:48:35 AM »
I was close to 210k (€) in April, now at 172k (beginning of September). As other said the market is eating my monthly deposits but hey, I keep on buying.
Let's get back to over 200k 💪🏻

+4600€ invested in October and yet I'm down to a networth of 160k (-12k!!). I'm not gonna lie this feels like going backwards

TerrierTown

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  • Posts: 40
Re: Race from 100 to 250k
« Reply #3885 on: October 24, 2022, 05:13:13 PM »
01 Jun 2019 NW £44,112 - started MMM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901)
20 May 2022 NW £114,875 (- £276)
27 Jun 2022 NW £115,682 (+£807)
17 Jul 2022 NW £118,831 (+ £3,149) - lots of sign up offers this month added a lot to net worth
16 Aug 2022 NW £122,949 (+ £4,118) - lots of sign up offers this month added a lot to net worth
25 Oct 2022 NW £126,121 (+ £3,172)

cassafrass

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  • Posts: 56
Re: Race from 100 to 250k
« Reply #3886 on: October 27, 2022, 02:06:13 PM »
Posting late, but made it before October is over. Pretty much no movement since last month, but feeling hopeful that I might actually graduate next month...maybe...

Net Worth2019202020212022
January          $40,680          $93,140        $168,166     $229,844
February$42,496$92,053$168,632$232,054
March$46,476$90,666$178,514$246,053
April$48,755$101,232$184,396$242,747
May$54,753$108,998$188,411$246,922
June$61,471$115,028$217,944$240,793
July$61,645$113,794$220,030$248,841
August$79,153$123,505$221,966 $245,296
September$78,338$127,257$219,463$245,866
October$73,878$131,185$223,178$     -     
November$81,073$144,125$222,822$     -     
December$87,448$153,550$230,406$     -     
   
Annual gain$46,768$66,062$76,856$     -     

EchoStache

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Re: Race from 100 to 250k
« Reply #3887 on: October 28, 2022, 07:00:08 AM »

Net Worth:
January 2020:     $30,773
January 2021:     $82,262 (+$51,489...more progress in one year than previous 48 years)
January 2022:    $161,480 (+$79,218)
October 1 2022  $236,098 (+$74,618....considering a long distance move, furnishing a new home, and the market, I feel good about this)


10/28/2022: $249,795.  Doh!  Hang on, checking the couch cushions for change.

Turtle

  • CM*MW 2023 Attendees
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  • Posts: 604
Re: Race from 100 to 250k
« Reply #3888 on: October 28, 2022, 07:51:26 AM »

Net Worth:
January 2020:     $30,773
January 2021:     $82,262 (+$51,489...more progress in one year than previous 48 years)
January 2022:    $161,480 (+$79,218)
October 1 2022  $236,098 (+$74,618....considering a long distance move, furnishing a new home, and the market, I feel good about this)


10/28/2022: $249,795.  Doh!  Hang on, checking the couch cushions for change.

So close!

EchoStache

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Re: Race from 100 to 250k
« Reply #3889 on: October 28, 2022, 04:10:46 PM »
Don't have an exact total, but today's rally put me around $251,000.  I'll edit this post with exact numbers when Mint updates.  Cya in the 250+ thread! 

Edit:
$251,665.  Good luck everyone with completing this step and hope to see you all soon in the 250-500 thread.
« Last Edit: October 28, 2022, 08:25:14 PM by UltraStache »

JAYSLOL

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Re: Race from 100 to 250k
« Reply #3890 on: October 28, 2022, 08:16:33 PM »
Don't have an exact total, but today's rally put me around $251,000.  I'll edit this post with exact numbers when Mint updates.  Cya in the 250+ thread! 
Congrats!  I’d say see you in the 250-500 race, but seeing how long (short) this one took you, you might be racing to $1m by the time I get there haha

Stubblestache

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  • Posts: 161
Re: Race from 100 to 250k
« Reply #3891 on: October 28, 2022, 11:23:49 PM »
July 2018 - £20,385
 - Annual gain 2018 - £4,119

Jan 2019 - £25,295
Nov 2019 - £38,588
 - Annual gain 2019 - £13,293

Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
 - Annual gain 2020 - £19,108

Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
 - Annual gain 2021 - £41,278

Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950
Jun 22 - £94,828
July 22 - £104,023
Aug 22 - £105,523
Sep 22 - £105,785
Oct 22 - £104,315

Rough year, adding and not getting anywhere.

Feivel2000

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  • Age: 39
  • Location: Germany
Re: Race from 100 to 250k
« Reply #3892 on: October 31, 2022, 07:33:15 AM »
130.454 €
+2.763 €
39,4% Savings Rate

Finally a plus at the end of the month!
Count me in for a year-ends-rally. Would like to end the year with more than I had 12 months ago :).


2020
2021
2022
2023
2024
2025
Jan
...............
110.053 €
138.241 €
...............
200.000 €
...............
Feb
...............
115.328 €
138.954 €
...............
...............
...............
Mar
...............
123.950 €
150.359 €
...............
...............
...............
Apr
...............
122.597 €
147.293 €
...............
...............
...............
May
...............
120.440 €
138.668 €
...............
...............
...............
Jun
...............
124.056 €
128.938 €
...............
...............
...............
Jul
87.134 €
127.401 €
130.726 €
...............
...............
...............
Aug
88.989 €
134.533 €
129.533 €
...............
...............
...............
Sept
90.473 €
133.571 €
127.691 €
...............
...............
250.000 €
Oct
90.093 €
143.292 €
130.454 €
...............
...............
...............
Nov
96.957 €
144.693 €
...............
...............
...............
...............
Dec
103.130 €
143.712 €
...............
...............
...............
...............
Change
~20.000 €
+40.582 €
...............
...............
...............
...............

Sugaree

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  • Posts: 1671
Re: Race from 100 to 250k
« Reply #3893 on: November 01, 2022, 06:09:08 AM »
Net Worth2019202020212022
January          $49,378.04          $90,928.02        $161,747.01     $229,977.41
February$50,300.10$93,896.81$162,883.32$217,510.91
March$59,373.49$100,165.23$173,923.10$220,602.56
April$59,558.47$94,297.23$183,031.09$226,302.77
May$64,340.45$106,341.84$186,124.71$216,297.22
June$64,940.28$113,372.31$189,866.01$210,792.90
July$70,156.02$120,466.05$194,364.35$206,546.54
August$74,302.64$127,953.51$197,286.96 $224,774.07
September$74,328.43$135,625.59$205,953.08$217,814.80
October$78,067.76$137,857.32$201,884.29$206,617.66
November$81,274.16$136,857.08$215,701.01$220, 532.58
December$88,148.59$152,706.85$217,143.43$     -     
   
Annual gain$41,549.98$70,818.99$68,230.40$     -     


Finally moving in the right direction again. 

bcbaseballman

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Re: Race from 100 to 250k
« Reply #3894 on: November 01, 2022, 07:32:05 AM »

2018                             2019                              2020                            2021                          2022
1/31: (5949.05)              1/31: 13,493.35              1/31: 44,514                 1/31: 85,576               1/31: 137,128
2/28: (5288.30)              2/28: 15,766.50              2/29: 48,891                 2/28: 86,616               2/28: 132,607
3/31: (4273.93)              3/31: 19,286                   3/31: 46,104                 3/31: 94,009               3/31: 141,282
4/30: (2592.07)              4/30: 19,283                   4/30: 52,720                 4/30: 96,128               4/30: 138,395
5/31: (629.70)                5/31: 18,676                   5/31: 55,177                 5/31: 95,056               5/31: 137,158
6/30: 1,206.77                6/30: 22,362                   6/30: 59,720                 6/30: 96,201               6/30: 131,597
7/31: 2,703.97                7/31: 24,646                   7/31: 65,792                 7/31: 97,017               7/31: 137,745
8/31: 5,651.70                8/30: 27,199                   8/31: 71,970                 8/30: 133,097             8/30: 133,694
9/31: 8,039.01                9/31: 30,664                   9/30: 72,466                 9/30: 129,725             9/30:126,048
10/31: 7,803.49              10/31: 33,343                 10/31: 72,288               10/31: 135,443
11/30: 9,531.28              11/30: 35,249                 11/30: 80,093               11/30: 132,452
12/31: 9,296.79              12/31: 39,079                 12/31: 84,002               12/31: 139,677
Gain: 15,245.84                         29,783                            44,923                           55,655

10/31: 133,795

Congrates @UltraStache on destroying this thread!

It is frustrating being in around the same place as last year but I know these years happen. Just want it to jump start again so it actually feels like I am gaining.

shrimpwd

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Re: Race from 100 to 250k
« Reply #3895 on: November 01, 2022, 07:52:27 AM »
                       2018                2019                2020                2021                2022                2023                2024                2025               
January$6,455-$14,460$34,473$77,625---
February--$14,991$36,257$83,384---
March--$14,632$38,256$85,694---
April-$10,960$13,884$47,021$93,539---
May--$17,011$52,533$86,952---
June--$19,255$54,094$89,131---
July--$20,358$55,927$83,281---
August--$21,993$58,821$101,031---
September--$23,312$67,274$100,303---
October--$24,777$67,897$93,821---
November-$13,466$26,407$72,781$104,050---
December$9,518-$30,697$73,730----

Back up to this race. Also have a large windfall of dry powder, once I've fully decided on exact plans.

mgardner88

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  • Posts: 76
Re: Race from 100 to 250k
« Reply #3896 on: November 01, 2022, 07:59:13 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)

What a bumpy ride

JAYSLOL

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Re: Race from 100 to 250k
« Reply #3897 on: November 01, 2022, 08:21:45 AM »
Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100  (-$6100)
Aug 1st - $166,900  (+$7800)
Sept 1st -$166,500  (-$400)
Oct 1st - $166,600  (+$100)
Nov 1st - $176,700  (+$10,100)

Between contributions and market increase October was a pretty good month for NW
« Last Edit: November 01, 2022, 01:13:14 PM by JAYSLOL »

EchoStache

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Re: Race from 100 to 250k
« Reply #3898 on: November 01, 2022, 01:08:15 PM »

2018                             2019                              2020                            2021                          2022
1/31: (5949.05)              1/31: 13,493.35              1/31: 44,514                 1/31: 85,576               1/31: 137,128
2/28: (5288.30)              2/28: 15,766.50              2/29: 48,891                 2/28: 86,616               2/28: 132,607
3/31: (4273.93)              3/31: 19,286                   3/31: 46,104                 3/31: 94,009               3/31: 141,282
4/30: (2592.07)              4/30: 19,283                   4/30: 52,720                 4/30: 96,128               4/30: 138,395
5/31: (629.70)                5/31: 18,676                   5/31: 55,177                 5/31: 95,056               5/31: 137,158
6/30: 1,206.77                6/30: 22,362                   6/30: 59,720                 6/30: 96,201               6/30: 131,597
7/31: 2,703.97                7/31: 24,646                   7/31: 65,792                 7/31: 97,017               7/31: 137,745
8/31: 5,651.70                8/30: 27,199                   8/31: 71,970                 8/30: 133,097             8/30: 133,694
9/31: 8,039.01                9/31: 30,664                   9/30: 72,466                 9/30: 129,725             9/30:126,048
10/31: 7,803.49              10/31: 33,343                 10/31: 72,288               10/31: 135,443
11/30: 9,531.28              11/30: 35,249                 11/30: 80,093               11/30: 132,452
12/31: 9,296.79              12/31: 39,079                 12/31: 84,002               12/31: 139,677
Gain: 15,245.84                         29,783                            44,923                           55,655

10/31: 133,795

Congrates @UltraStache on destroying this thread!

It is frustrating being in around the same place as last year but I know these years happen. Just want it to jump start again so it actually feels like I am gaining.

Thanks bud.  Well, take heart in the fact that the shares you've been buying this year are some of the most valuable you will ever buy due to the substantially discounted purchase price!  If you aren't RE'ing *very* soon, this downturn is the best case scenario for accumulators!

EchoStache

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Re: Race from 100 to 250k
« Reply #3899 on: November 01, 2022, 01:10:47 PM »
Don't have an exact total, but today's rally put me around $251,000.  I'll edit this post with exact numbers when Mint updates.  Cya in the 250+ thread! 
Congrats!  I’d say see you in the 250-500 race, but seeing how long (short) this one took you, you might be racing to $1m by the time I get there haha

You have until the end of 2024 to join me there before I move on!  You can do it!!!