Author Topic: Race from 100 to 250k  (Read 918759 times)

jiimmy

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Re: Race from 100 to 250k
« Reply #3400 on: January 03, 2021, 09:54:32 AM »
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632
May 1st, 2020 $106,626
June 1st, 2020 $115,759
July 1st, 2020 $121,201
Aug 1st, 2020 $129,365
Sep 1st, 2020 $138,008
Oct 1st, 2020 $138,063

Missed a few months!

Nov 1, 2020 $140,562
Dec 1, 2020 $156,916
Jan 1, 2021 $165,589

Happy New Year!

windytrail

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Re: Race from 100 to 250k
« Reply #3401 on: January 03, 2021, 01:20:12 PM »
6/1 - $111,116
7/1 - $128,000
8/1 - $136,000
9/1 - $144,858
10/1 - $147,009
11/1 - $150,073
12/1 - $174,474
1/1 - $190,979

Very grateful for that end-of-year bonus!!!

Master of None

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Re: Race from 100 to 250k
« Reply #3402 on: January 03, 2021, 03:02:32 PM »
4/1/19-$102,995.86
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
1/3/21- $184,692.76

Warlord1986

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Re: Race from 100 to 250k
« Reply #3403 on: January 03, 2021, 08:14:09 PM »
I just hit the $100,000 mark!

Investments: $73,781
State retirement system: $24,067
Savings account: $3,004
Total: $100,852

Boom, but I am awesome. :3

eav

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Re: Race from 100 to 250k
« Reply #3404 on: January 04, 2021, 06:45:08 AM »
October: $100,753
November: Forgot to check! ~$103,000
December: $110,900

January 2021: $115,301

Looking back at where I was last year in the new year, my assets were at $67,561, so I'm very proud of that increase. Happy new year!

DadJokes

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Re: Race from 100 to 250k
« Reply #3405 on: January 04, 2021, 07:48:26 AM »
End of year - woo!

                       2018                2019                2020                2021               
January     $49,303$60,898$136,893$227,807
February$52,048$71,098$141,411-
March$53,600$77,557$139,993-
April$56,545$81,086$133,696-
May$52,774$81,836$153,560-
June$44,834$79,012$160,156-
July$41,258$88,897$169,495-
August$43,517$94,848$181,122-
September$48,733$110,671$197,984Grad Goal
October$49,642$116,467$196,207
November$52,012$122,664$197,735
December$56,889$130,826$213,491

Crazy year, and it looks like we'll reach 250k a few months earlier than the original goal.

Sugaree

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Re: Race from 100 to 250k
« Reply #3406 on: January 04, 2021, 08:14:14 AM »
5/1/2015     $4,419.53
5/1/2016     $15,689.46
5/1/2017     $34,125.20
5/1/2018     $51,663.60
5/1/2019     $64,340.45
5/1/2020     $106,341.84

6/1/2020     $113,372.31  (+$7,030.47   or +6.61%)
7/1/2020     $120,466.16  (+$7,093.85   or +6.26%)
8/3/2020     $127,953.51  (+$7,487.46   or +6.22%)
9/1/2020     $135,625.59  (+$7,672.08   or +6.00%)
10/1/2020   $137,342.47  (+$1,716.88   or +1.27%)
11/2/2020   $136,857.08  (-$1,000.24    or  -0.73%)
12/1/2020   $152,706.85  (+$15,849.77 or +11.58%)
1/4/2021     $161,879.87  (+$9,173.02   or +6.01%)


Not much to say.  Pretty good month, especially considering holiday spending.  I'm estimating a grad goal of 2/24/22.

lexde

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Re: Race from 100 to 250k
« Reply #3407 on: January 04, 2021, 01:39:23 PM »
07/17/2020: $103,981.86 (+$0.00)
07/31/2020: $106,885.86 (+$2,904.00)
08/17/2020: $111,111.20 (+$4,225.34)
08/31/2020: $112,706.75 (+$1,595.55)
09/11/2020: $114,004.80 (+$1,298.05)
09/25/2020: $113,644.95 (-$359.85)
10/09/2020: $114,192.23 (+$547.28)
11/06/2020: $117,270.42 (+$3,078.19)
12/04/2020: $126,995.87 (+$9,725.45)
12/18/2020: $128,658.77 (+$1,662.90)
12/18/2020: $130,003.35 (+$1,344.58)

01/04/2021: $132,674.01 (+$2,670.66)

SO's birthday is coming up so I may take a bit of a hit on that, but overall things are going really well and I'm on track to hit my Q1 goal of $145K.

Goals Breakdown
Q4 2020: $130k Reached 12/30!
Q1 2021: $145k
Q2 2021: $160k
Q3 2021: $175k
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.



Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!

Fishing4FI

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Re: Race from 100 to 250k
« Reply #3408 on: January 05, 2021, 05:47:00 AM »
August-18    $27k
September-18    $31k
October-18    $59k
November-18    $60k
December-18    $64k
January-19    $63k
February-19    $74k
March-19    $78k
April-19    $86k
May-19    $98k
June-19    $104k
July-19    $104k
August-19    $110k
September-19    $137k
October-19    $143k
November-19    $151k
December-19    $160k
January-20       $169k
February-20    $175k
March-20       $168k
April-20        $156k
May-20        $180k
June-20         $190k
July-20          $200k
August-20     $217k
September-20 $234k
October-20  $234k
November-20 $231k
December-20 $255k
January-21    $264k

Graduated last month but I believe it will stick after this month.  Took me roughly year and a half to complete this race.  Onwards and upwards! 

alcon835

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Re: Race from 100 to 250k
« Reply #3409 on: January 05, 2021, 07:34:43 AM »
Congratulations @Fishing4FI !!!!!

Sanitary Engineer

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Re: Race from 100 to 250k
« Reply #3410 on: January 05, 2021, 08:31:18 AM »
I am joining the race.
5/31/2020          - $ 72,426
6/19/2020          - $ 82,681
8/6/2020            - $ 89,237
9/2/2020            - $ 93,346
10/6/2020          - $103,450
1/5/2021            - $114,837

JAYSLOL

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Re: Race from 100 to 250k
« Reply #3411 on: January 06, 2021, 09:54:14 AM »
2020
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)
2021
Jan 1 - 128.0 (+2000)

Well, 2020 is done and I only managed about half the usual increase compared to my last few years, but at least I’m still heading in the right direction.  Hoping to get to 160 by the end of 2021

ColoAndy

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Re: Race from 100 to 250k
« Reply #3412 on: January 07, 2021, 09:35:42 AM »
January 29, 2020------------$157,404.75
February 3, 2020------------$157,171.27
April 19, 2020----------------$153,349.63
May 11, 2020----------------$157,000.40
June 2, 2020-----------------$164,950.82
July 12, 2020----------------$168.681.81
August 14, 2020-------------$177,109.86
August 28, 2020-------------$182,107.05
September 12, 2020---------$180.475.44
November 11, 2020----------$192,778.07
December 5, 2020-----------$201,446.92
January 7, 2021--------------$207,111.50

tacticalteam4

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Re: Race from 100 to 250k
« Reply #3413 on: January 07, 2021, 02:14:32 PM »
Feb 2020: $73,400
...
Oct 2020: $174,695
Nov 2020 $187,998 +13,293
Dec 2020 $204,962 +16,974
Jan 2021 $214,801 +9,389

Lamancha

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Re: Race from 100 to 250k
« Reply #3414 on: January 07, 2021, 08:53:48 PM »
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Aug 2020- 174,393
Sept 2020- 191,005
Oct 2020- 201,581

Nov 2020- 219,023

Dec 2020- 240,702

Jan 2021- 258,257
Looks like I graduated.  I don't post much, but all of you are an inspiration.  We really are doing it guys!  Good luck everyone and see you in the next thread.

Psyche

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Re: Race from 100 to 250k
« Reply #3415 on: January 07, 2021, 09:29:00 PM »
Quote
End of each fiscal year (08/31)
2013:    $40,287
2014:    $42,874
2015:    $65,235 
2016:    $77,445
2017:  $121,655   
2018:  $158,647
2019:  $137,632   
2020:  $187,023 (08/31/20)

09/30/20: $181,327
10/31/20: $180,649
11/30/20: $205,086
12/31/20: $233,235

My partner and I are just starting to combine finances, so I can't take credit for all of it anymore : (  But we'll certainly move a lot faster now!  Meanwhile, thanks, Mr. Market.

https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

JAYSLOL

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Re: Race from 100 to 250k
« Reply #3416 on: January 07, 2021, 09:33:35 PM »
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Aug 2020- 174,393
Sept 2020- 191,005
Oct 2020- 201,581

Nov 2020- 219,023

Dec 2020- 240,702

Jan 2021- 258,257
Looks like I graduated.  I don't post much, but all of you are an inspiration.  We really are doing it guys!  Good luck everyone and see you in the next thread.

Congrats!  I’d say see you in the next thread, but with your speed I think you might not be there by the time I get there, lol

alcon835

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Re: Race from 100 to 250k
« Reply #3417 on: January 08, 2021, 07:29:59 AM »
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975
May 2020- 130,984
June 2020- 146,634
July 2020- 157,219
Aug 2020- 174,393
Sept 2020- 191,005
Oct 2020- 201,581

Nov 2020- 219,023

Dec 2020- 240,702

Jan 2021- 258,257
Looks like I graduated.  I don't post much, but all of you are an inspiration.  We really are doing it guys!  Good luck everyone and see you in the next thread.

That's awesome!!! Congratulations!!!!

CanadianTeacher

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Re: Race from 100 to 250k
« Reply #3418 on: January 09, 2021, 09:59:07 AM »
Not a bad month considering I bought myself a $7000 treat :) Will be slowing down spending to play catch up. Hoping to end the school year off with $185,000... maybe cross over $200,000 if my investments do particularly well.

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62

October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85
January 2019: $39,825.43
February 2019" $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19

Naomi

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Re: Race from 100 to 250k
« Reply #3419 on: January 11, 2021, 11:08:35 PM »
I'm not sure how to format this... I'm tracking only  investments - debt (mortgage included) to keep it simple. This was a huge increase compared to the previous year. Net worth was $25,000 (267 investments - 242 debt). It will be interesting to see how this year goes.

2021   net worth   investments   debt
jan   $144,900   $367,500   $222,600


         

aliene

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Re: Race from 100 to 250k
« Reply #3420 on: January 11, 2021, 11:44:21 PM »
August 2020 - 101.700
Sept 2020    - 109.200 (+7,4%)
Oct 2020      - 111.200 (+1,8%)
Nov 2020     - 118.900 (+6,9%)
Dec 2020     - 124.300 (+4,5%)
Jan 2021      - 130.900 (+5,3%)

Progress will go slower coming year. I'm only tracking investments and we're currently saving for our down payment and are lowering monthly investments.

Cezil

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Re: Race from 100 to 250k
« Reply #3421 on: January 12, 2021, 06:44:14 AM »
                       2016                2017                2018                2019                2020                2021               
January     -$39,268.86$65,122.37$81,866.77$115,567.59-
February-$40,863.10$67,352.98$87,222.31$111,573.16-
March-$42,371.10$66,410.59$88,865.95$99,504.35-
April-$43,864.83$65,377.11$93,050.94$111,360.82-
May-$44,450.52$68,032.74$91,719.70$118,208.83-
June-$47,031.44$68,405.97$95,665.54$122,592.19-
July-$48,401.46$70,232.18$99,502.49$128,466.93-
August-$49,222.48$72,016.38$98,339.71$137,931.07-
September-$51,435.45$73,657.42$102,459.81$134,150.29-
October-$52,990.22$71,492.09$104,199.94$135,243.05-
November-$55,388.92$75,678.29$109,178.17$150,933.68-
December$32,870.70 $58,271.55$72,493.16$111,642.78$159,144.91-
Annual gain$32,870.70$25,400.85$14,221.61$39,149.62$47,502.13-

cassafrass

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Re: Race from 100 to 250k
« Reply #3422 on: January 12, 2021, 09:24:29 AM »
Well, 2020 turned out pretty well for us financially and for that I am very grateful. I was able to keep working as normal, my husband's new business has been more successful than we expected, and we saved lots of money on childcare expenses while I juggled working from home with the kids.

Not sure what's in store for us in 2021. The kids will probably start back at daycare this spring which will be a hit to our savings rate. My husband and I are considering investing in a rental property (my preference) or a flip (his preference) this year if we can find a good deal. We'll see how things turn out.

A belated Happy New Year to all!

Date     
Net Worth     Annual Gain
Dec 2018     $56,494
-
Dec 2019     $86,259
$27,765
Dec 2020     $154,779
$68,520

Date     
Net Worth     
Monthly Gain
Jan 2021     -
-
Feb 2021     -
-
Mar 2021     -
-
Apr 2021     -
-
May 2021     -
-
Jun 2021     -
-
Jul 2021     -
-
Aug 2021     -
-
Sept 2021     -
-
Oct 2021     -
-
Nov 2021     -
-
Dec 2021     -
-

2021 Gain: -
Projected Graduation: Apr 2022

ontheheel

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Re: Race from 100 to 250k
« Reply #3423 on: January 13, 2021, 09:03:45 AM »
After I posted this, we did a 1031 exchange from one to two properties in a different state, which drained a bunch of cash. We also fell off the wagon with budgeting for several months, which didn't help. We dipped back below $100k, and got as low as $82k by Christmas of 2018. One month later, we moved to a new duty station, found a rental for significantly less than my housing allowance, and got back on track. Now sitting at $241k, and likely to cross $250k by the end of Q1. A promotion is coming later this year, followed by two raises early next year, so the future is looking bright.

Breakdown is roughly:
$110k rental properties (equity minus mortgages)
$118k Portfolio (mostly in pre tax accounts)
$41k Cash (Checking, savings, business checking)
-$16k Student Loan
-$12k Credit Card (we pay balances in full every month, unusually high this month due to MS prepaying expenses and odd due dates)

Plan for 2021 is to continue to max out TSP contributions, and max out my IRA, as well as padding our emergency fund and paying for an engine rebuild on my Jeep. 2022 will max out TSP, two IRAs, and start working on taxable account. Our rental properties cash flow about $500/mo, and now that we've got six months' rent saved in the business account, that money will start funding our next down payment on house number three.

Currently have a significant negative tax liability, but that will be harder to maintain as income increases in the next few years, and I run out of places to shelter money.

2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143

2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234

2021
January $241 (current)

While I effectively treaded water for two years, once our properties started performing, and we got serious with our budget again, things launched pretty quickly. Big market tailwinds in equity and property didn't hurt either.



Jumping in (totals are end of month totals):

July 2017 - $109,034
August 2017 - $116,145
September 2017 - $119,725

Snapshot in time, I'm looking at the following:
Liabilities:
$23k remaining on my wife's student loan
$81k remaining on investment property mortgage

Assets:
$27k equities (TSP, tIRA, ROTH IRA, Brokerage)
$11k cash
$188k rental property
« Last Edit: January 13, 2021, 09:09:42 AM by ontheheel »

alcon835

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Re: Race from 100 to 250k
« Reply #3424 on: January 13, 2021, 10:37:33 AM »
welcome back, @ontheheel and great job recovering from that big hit! Here's hoping you blow past 250k ASAP!

An Unassuming Moose

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Re: Race from 100 to 250k
« Reply #3425 on: January 15, 2021, 06:43:09 AM »
Nov 20, 2019 -- $113,800
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,497
June 15, 2020 -- $144,753
July 16, 2020 -- $168,424
August 15, 2020 -- $176,358
September 15, 2020 -- $212,832
October 15, 2020 -- $199,625
November 15, 2020 -- $225,026
December 15, 2020 -- $248,842
January 15, 2021 -- $263,111 $302,111

First update of 2021, and I noticed several happy things! Firstly, I'm officially out of this race! Secondly, my net worth is now a whole 4 times what it was ten months ago at the bottom of the pandemic, which is absolutely insane and mildly terrifying. Thirdly, I received a letter from my city notifying me of new tax rates for this year. Apparently housing prices are at an all time high so the city took the liberty of assessing my house at $39k higher than previously. While I will pay more in property taxes, it does shift my net worth up from $263k to $302k, and pushes me well out of this race!
See you all in the next one!

QuillScroll

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Re: Race from 100 to 250k
« Reply #3426 on: January 15, 2021, 07:17:57 AM »
11/29/2019 - 101000
12/23/2019 - 107000
01/16/2020 - 112410
02/14/2020 - 120820
03/13/2020 - 101566
04/20/2020 - 124054
05/18/2020 - 131047
06/30/2020 - 147672
07/27/2020 - 158240
08/18/2020 - 164002
09/16/2020 - 172639
10/19/2020 - 187470
11/16/2020 - 197938
12/15/2020 - 212337

01/15/2021 - 230371

Progressing much faster than I thought thanks to market!!

Feivel2000

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Re: Race from 100 to 250k
« Reply #3427 on: January 15, 2021, 03:26:29 PM »
110.053 €
+ 6.394 €

What a crazy month! Markets are way up (even though they are cooling down right now), same for Crypto. Doesn't feel normal.

My projection says that I'll reach 250k in late 2025. 5% interest and constant savings sounds realistic to me, but heavily depends on the markets. So I set my goal to something I can control: I am shooting for a 50% savings rate in 2021. This will also be interesting, since I am remodelling my flat and there will definitely some higher costs on the horizon.


2020
2021
2022
2023
2024
2025
Jan
110.053 €
Feb
Mar
Apr
May
Jun
Jul
87.134 €
Aug
88.989 €
Sept
90.473 €
Oct
90.093 €
Nov
96.957 €
Dec
103.130 €


Spoiler: show
        Assets
             
         Debts
             
Flat
+ 84.000 €
Mortage
- 75.952 €
Unit-Linked Life Insurance
+ 50.288 €
Fixed-Term Deposit
+ 2.000 €
ETFs
+ 30.346 €
Stockpicks
+ 8.990 €
Peer-To-Peer
+ 2.579 €
Crypto
+ 6.671 €
to-be-invested
+ 931 €

catprog

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Re: Race from 100 to 250k
« Reply #3428 on: January 16, 2021, 01:35:56 AM »

September 2019 101,671.46
October 2019 $104,093.65
November 2019 $106,200.86
December 2019 $110,803.14
January 2020 $114,203.83
February 2020 $110,981.42
March 2020 $91,521.05
April 2020 $101,453.24
May 2020 $107,974.00
June 2020 $115,595.89 (dividend month)
July 2020 $120,214.49
August 2020 $125,690.67
September 2020 $128,345.67
October 2020 $136,440.30
November 2020 $152,559.17
December 2020  $157,033.18

clynn

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Re: Race from 100 to 250k
« Reply #3429 on: January 20, 2021, 07:04:43 AM »
Jumping in!

Nov 2020  $ 204,524.36

Dec 2020 $213,875.86

bloodaxe

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Re: Race from 100 to 250k
« Reply #3430 on: January 22, 2021, 07:19:50 AM »
March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451

Original graduation date was August 2021. Stock market has been doing well.

If I hit 250k in May it will be right around a year.

Old Ball Coach

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Re: Race from 100 to 250k
« Reply #3431 on: January 26, 2021, 02:06:35 PM »
This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49
September 2019 - $87,380.98
October 2019 - $93,328.51
November 2019 - $103,159.50
December 2019 - $113,587.59
January 2020 - $105,498.94
February 2020 - $93,166.55
.......
December 2020 - $149,450.82


Wow... Stepped away for what seemed like a few weeks and it's already 2021! It's no coincidence that my missing time started right when the lockdowns hit and I had to redo all of my teaching to make this new situation work.

Anyways, we've been steadily saving and the market continues its upward climb....

lexde

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Re: Race from 100 to 250k
« Reply #3432 on: January 29, 2021, 02:45:45 PM »
2016201720182019202020212022
January−$25,455.84 $5,425.45$39,221.40 $76,790.93$138,796.70
February−$22,211.80$10,258.54 $41,947.65 $77,246.03
March−$19,748.45 $12,154.74 $50,162.54 $76,283.98
April−$17,692.62 $17,827.73 $52,085.36 $83,523.93
May−$15,363.27$21,148.77$52,418.09$90,891.71
June−$12,546.11 $20,530.98 $56,440.85 $96,777.80
July−$7,715.53$24,663.52$61,918.23$106,276.69
August−$6,251.56 $27,622.02$65,774.08 $111,956.75
September−$31,750.11−$4,513.77$29,931.25 $65,412.44 $115,923.95
October−$31,013.64−$3,364.19 $29,468.94 $65,446.06 $113,835.48
November−$29,306.63 −$1,057.38$31,897.24$62,347.29$121,943.18
December−$27,015.16 $2,474.33 $33,203.90 $68,192.96 $130,715.91
Annual Gain$4,734.95$27,930.17$27,778.45$28,971.56$53,924.98

I'm switching to just a monthly calculation at the end of the month versus spamming this thread every paycheck. January was a 3 paycheck month, so I got a big bump. It looks like I jumped about $8,080.79 from the end of December to today, which is 6.2% of my net worth. Not bad! I'm over halfway to my Q1 goal, so it definitely looks like I will make it with some room to spare, barring major market volatility. I'm also really happy to have most of my emergency fund built back up, and am expecting a pretty fat tax refund from the IRS next month, since I focused on getting my AGI way down for 2020 and filed early.

Goals Breakdown
Q4 2020: $130k Reached 12/30!
Q1 2021: $145k
Q2 2021: $160k
Q3 2021: $175k
Q4 2021: $200k
Q1 2022: $215k
Q2 2022: $230k
Q3 2022: $250k.



Projected Graduation date: December 2022

Prior Progress: Race from 10 to 100k!
« Last Edit: January 29, 2021, 03:02:13 PM by lexde »

life_travel

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Re: Race from 100 to 250k
« Reply #3433 on: January 29, 2021, 06:58:03 PM »

I am going to be tracking our investments , outside retirement accounts only. Money in retirement accounts can't be accessed for a few years yet, it's growing steadily so I'll just let it be.

Anyway, here we go:

December 21 2020 - $140,390

January 31, 2021 - $137, 700 ( went down due to individual share holding)

zeli2033

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Re: Race from 100 to 250k
« Reply #3434 on: January 29, 2021, 09:06:10 PM »
January Update

6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919
5/31/20: $178,765
6/30/20: $185,289
7/31/20: $201,395
8/31/20: $222,183
9/30/20: $221,234
10/31/20: $225,329
11/28/20: $257,563 $221,148 (no longer counting cash)
12/31/20: $234,567
1/29/21: $239,950 (+5383)

We're just plugging away at saving for a down payment. Investing the same amount each month but market is...marketing. Still hopefully on track for graduation at end of Q1.

windytrail

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Re: Race from 100 to 250k
« Reply #3435 on: January 31, 2021, 12:12:28 PM »
6/1   $111,116      
7/1   $128,000   +$16,884   +15.19%
8/1   $136,000   +$8,000   +6.25%
8/31   $144,858   +$8,858   +6.51%
9/30   $147,009   +$2,151   +1.48%
10/31   $150,073   +$3,064   +2.08%
11/30   $174,474   +$24,401   +16.26%
1/1   $190,979   +$16,505   +9.46%
1/30   $198,243   +$7,264   +3.80%


ASW

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Re: Race from 100 to 250k
« Reply #3436 on: February 01, 2021, 05:02:18 AM »
Up and down this month, but eked out a small gain overall.

                       2018                2019                2020                2021               
January     $38,800$88,534$153,292$227,655
February$49,800$96,439$154,220$229,253
March$55,707$107,387$121,400-
April$64,352$110,960$132,182-
May$68,097$117,622$152,737-
June$72,976$113,078$165,000(Grad Goal)
July$80,555$124,700$168,340
August$85,858$129,322$180,956
September$90,137$133,156$193,332
October$93,806$136,540$191,781
November$89,537$142,714$191,781
December$92,795$147,950$213,280
Annual gain$49,734$64,758$74,363

Sugaree

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Re: Race from 100 to 250k
« Reply #3437 on: February 01, 2021, 05:19:12 AM »
5/1/2015     $4,419.53
5/1/2016     $15,689.46
5/1/2017     $34,125.20
5/1/2018     $51,663.60
5/1/2019     $64,340.45
5/1/2020     $106,341.84

6/1/2020     $113,372.31  (+$7,030.47   or +6.61%)
7/1/2020     $120,466.16  (+$7,093.85   or +6.26%)
8/3/2020     $127,953.51  (+$7,487.46   or +6.22%)
9/1/2020     $135,625.59  (+$7,672.08   or +6.00%)
10/1/2020   $137,342.47  (+$1,716.88   or +1.27%)
11/2/2020   $136,857.08  (-$1,000.24    or  -0.73%)
12/1/2020   $152,706.85  (+$15,849.77 or +11.58%)
1/4/2021     $161,879.87  (+$9,173.02   or +6.01%)
2/1/2021     $162,883.32   (+$1,136.31  or  +0.70%)

JAYSLOL

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Re: Race from 100 to 250k
« Reply #3438 on: February 01, 2021, 06:22:48 AM »
2020
Jan 1 - 113.0
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)
July 1 - 118.4 (+2900)
Aug 1 - 127.3 (+8900)
Sept 1 - 128.8 (+1500)
Oct 1 - 126.3 (-2500)
Nov 1 - 123.0 (-3300)
Dec 1 - 126.0 (+3000)

2021
Jan 1 - 128.0 (+2000)
Feb 1 - 131.4 (+3400)

Mostly market gains this month, but I’ve spent a good chunk of January clearing out some clutter and selling things I don’t need which helped a bit too. 
Goal for 2021 is to pass 160

alcon835

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Re: Race from 100 to 250k
« Reply #3439 on: February 01, 2021, 06:58:56 AM »
Note: all numbers are from the 1st of the month. Only tracking investments, no savings, assets, etc.

Jan 2020: $100,566
Jan 2021: $215,994
Feb 2021: $228,464 (+12,470) [+5.77%]

Year-to-date change: (+$12,470) [+5.77%]

January was a bit of a rollercoaster. 100% of my "gains" came from contributions / speculation and 0% from growth - in fact if I was dependent on the market alone I'd be down a bit. The biggest push was some great news internally this last month that caused me to increase the value of my options. I expect another round of good news in a few weeks as our fiscal year ended on Sunday and I should know the year's final numbers soon. That should give me another nice boost in February (that plus a bonus I get either this month or next), but after that I'm not sure how the market is going to treat 2021. Biden isn't making any friends in the stock market and I made some big plays on oil last year.

Whatever happens, I'll keep with the plan - it's the only thing I've ever seen work and I have no reason to think a down month is something to be worried about. 

Overview
                       2018                2019                2020                2021               
January$37,094$62,251$100,566$215,994
April$46,098$74,093$90,626 (COVID)-
July$59,013$82,898$136,291(Grad Goal)
October$63,418$85,605$170,871-
Annual gain$25,157$38,315$115,428-
« Last Edit: February 01, 2021, 08:24:44 AM by alcon835 »

mckaylabaloney

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Re: Race from 100 to 250k
« Reply #3440 on: February 01, 2021, 08:20:36 AM »
                       2018                2019                2020                2021               
January     $(170,956.12)$(80,750.78)$(4,484.13)$124,124.66
February$(166,849.63)$(72,922.02)$(4,647.56)$125,821.73
March$(161,395.88)$(65,244.64)$398.59-
April$(156,590.44)$(57,807.71)$(9,003.54)-
May$(159,977.61)$(52,358.05)$8,209.01-
June$(154,655.48)$(52,769.97)$19,606.73-
July$(149,000.22)$(39,802.87)$26,480.37-
August$(143,758.38)$(35,751.08)$40,657.65-
September$(139,839.66)$(45,074.66)$52,868.32-
October$(136,009.14)$(54,949.47)$53,926.77-
November$(137,519.76)$(53,156.01)$61,241.09-
December$(132,193.25)$(52,946.03)$78,742.07-
Annual gain$90,205.34$75,902.65$128,972.79-

Some market losses this month, but progress nonetheless due to regular monthly contributions and debt payments.

peppermint

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Re: Race from 100 to 250k
« Reply #3441 on: February 01, 2021, 08:30:30 AM »
12/2019 - $107584.51
01/2020 - $110275.32
02/2020 - $112541.25
03/2020 - $111798.73
04/2020 - $104009.25
05/2020 - $110144.85
06/2020 - $117347.04
07/2020 - $127842.20
08/2020 - $130977.05
09/2020 - $137485.43
10/2020 - $138465.64
11/2020 - $140222.66
12/2020 - $150053.85
01/2021 - $156537.17
02/2021 - $158405.83

sportsportsports

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    • The Algorithm for Adventure - Blog
Re: Race from 100 to 250k
« Reply #3442 on: February 01, 2021, 09:18:49 AM »
Started this race at the end of May 2020 and pretty pleased with my progress thus far. Especially considering I was laid off from Jul 1 - Nov 9.

05-2020   $104,082.90
06-2020   $108,773.96
07-2020   $118,687.61
08-2020   $126,358.17
09-2020   $123,712.57
10-2020   $122,624.17
11-2020   $135,680.66
12-2020   $142,532.46
01-2021   $145,047.96

zygote

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Re: Race from 100 to 250k
« Reply #3443 on: February 01, 2021, 09:56:33 AM »
For context: I'm 31 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)
7/20: $136,568.75 (+4,339.93, +3.28%)
8/20: $151,084.80 (+14,516.06, +10.63%)
9/20: $161,536.16 (+10,451.36, +6.92%)
10/20: $151,832.73 (-9.703.43, -6.01%)
11/20: $152,166.82 (+334.09, +0.22%)
12/20: $167,115.60 (+14,948.78, +9.82%)
1/21: $192,139.61 (+25,024.01, +14.97%)
2/21: $196,290.67 (+4,151.06,  +2.16%)

DadJokes

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Re: Race from 100 to 250k
« Reply #3444 on: February 01, 2021, 10:28:39 AM »
Apparently, the market went down in a bit in January.

                       2018                2019                2020                2021               
January     $49,303$60,898$136,893$227,807
February$52,048$71,098$141,411$230,079
March$53,600$77,557$139,993-
April$56,545$81,086$133,696-
May$52,774$81,836$153,560-
June$44,834$79,012$160,156-
July$41,258$88,897$169,495-
August$43,517$94,848$181,122-
September$48,733$110,671$197,984Grad Goal
October$49,642$116,467$196,207
November$52,012$122,664$197,735
December$56,889$130,826$213,491

Optimiser

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Re: Race from 100 to 250k
« Reply #3445 on: February 01, 2021, 11:40:14 AM »
Got lucky with some GameStonk

                       2017                2018                2019                2020                2021               
January     -57,500-28,30050043,700129,400
February-58,300-24,3005,00045,400-
March-50,400-25,10014,00045,300-
April-43,900-22,80012,70052,800-
May-46,300-23,7009,50059,400-
June-38,200-15,60011,50063,400-
July-41,300-15,10017,00070,900-
August-40,200-14,40019,90078,500-
September-33,200-15,20019,90080,700-
October-30,900-9,60026,20080,300-
November-34,000-8,90034,500108,900-
December-30,800-20037,200110,600-

FICurious

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Re: Race from 100 to 250k
« Reply #3446 on: February 02, 2021, 06:44:45 AM »

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K 
Jan 2014:  $97k
Jan 2015:  $100k   
Jan 2016:  $103k   
Jan 2017:  $108k
Jan 2018:  $127k
Jan 2019:  $133k
Jan 2020: $171,809   
Jan 2021: $200,820


01 Feb 2021: $203,845



Monthly Google Doc Tracker:  https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0    *Just put in your numbers. Do not sort.*


Master of None

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Re: Race from 100 to 250k
« Reply #3447 on: February 02, 2021, 08:23:22 AM »
4/1/19-$102,995.86
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64
1/2/20- $130,371.79
Buried my head in the sand the last few months, but now I've come out to check on my progress. Glad I ignored everything and just kept investing as planned.
2/3/20- $128482.56
3/1/20- $131004.08
4/1/20- $107340.93
5/1/20- $124514.08
6/1/20- $137013.82
7/1/20- $140654.19
8/3/20- $148634.10
9/1/20- $158343.22
10/1/20- $155,463.51- yuck...just keep swimming!
11/1/20- What the heck...I missed a month!
12/1/20- $175469.04
1/3/21- $184,692.76
2/2/21- $190,741.26

eav

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Re: Race from 100 to 250k
« Reply #3448 on: February 02, 2021, 10:18:03 AM »
October: $100,753
November: Forgot to check! ~$103,000
December: $110,900
January 2021: $115,301
February 2021: $126,120

~6,000 of this growth is from RSUs vesting this month. Very pleased with the progress!
Also had my first bank bonus churning experience. No direct deposits needed, but had to go to the branch to close the account after 90 days. Net bonus was $190. Still deciding if it was worth it haha

Psyche

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Re: Race from 100 to 250k
« Reply #3449 on: February 02, 2021, 06:41:49 PM »
Quote
                  2013              2014              2015              2016              2017              2018              2019              2020              2021         
Jan      - $41,037 $48,036 $65,577 $86,475 $141,336 $116,979 $157,929 $223,873
Feb      - $41,015 $51,314 $67,797 $90,501 $141,721 $129,606 $143,009    
Mar      - $42,610 $57,524 $69,263 $94,392 $143,731 $128,446 $127,955  
Apr      - $26,827 $57,082 $71,867 $99,758 $148,049 $137,863 $147,792    
May      - $36,560 $61,362 $74,214 $104,781 $151,911 $129,570 $156,479    
Jun      - $40,034 $67,763 $76,317 $108,963 $154,145 $143,333 $161,043  
Jul      - $40,504 $65,547 $79,519 $117,786 $153,976 $139,237 $172,228  
Aug $40,287 $42,874 $65,235 $77,445 $121,655 $158,647 $137,632 $187,023  
Sep $41,480 $38,691 $60,187 $79,971 $126,209 $159,28 $140,318 $181,327  
Oct $41,146 $40,620 $61,857 $80,597 $130,084 $153,981 $145,147 $180,649  
Nov $39,198 $42,661 $61,071 $84,161 $132,291 $118,711 $151,707 $205,086  
Dec $41,053 $46,786 $64,910 $86,198 $137,954 $109,918 $156,396 $218,285  


Thanks DadJokes and other posters for the table format!  Took a while for me to figure out, but it's much tidier.

This was a great start to the new year.  May it be a good one, and not only for our finances...

Quote
Thread leaderboard & graph:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
« Last Edit: February 02, 2021, 07:02:58 PM by Psyche »