Author Topic: Race from 100 to 250k  (Read 469260 times)

Mainlander

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Re: Race from 100 to 250k
« Reply #2400 on: March 31, 2019, 07:49:45 PM »
MARCH UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175  ($16,371 increase)

  Great month driven by a large tax return. Market gains contributed about 3.5k to this as well. I expect progress to slow down now until work get busy again in the fall. My short term goal is to hit the halfway mark of this race ($175k) by the end of June.

mustardstew

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Re: Race from 100 to 250k
« Reply #2401 on: April 01, 2019, 05:01:34 AM »
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
03/2019 - $130,444
04/2019 - $132,114 At least its positive, but spent a little more than I'd like on both health and home.

ASW

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Re: Race from 100 to 250k
« Reply #2402 on: April 01, 2019, 05:51:30 AM »
Hey guys.  I'm a recent graduate of the 10k-100k thread - excited to be here!  I'm only tracking investments and cash (but since I'm a renter that's pretty much everything anyway). 
Personal details: married with three kids, single income household.  Hoping to graduate sometime in 2021. 


                       2018                2019                2020                2021               
January     $38,800$88,534
February$49,800$96,439
March$55,707$107,387
April$64,352$110,960
May$68,097
June$72,976
July$80,555
August$85,858
September$90,137
October$93,806
November$89,537
December$92,795
« Last Edit: April 01, 2019, 06:10:12 AM by ASW »

Epor

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Re: Race from 100 to 250k
« Reply #2403 on: April 01, 2019, 06:59:34 AM »

Jan-2014    $ 24,525.00   
Jan-2015    $ 32,090.00   
Jan-2016    $ 39,258.00   
Jan-2017    $ 59,072.00   (found MMM   3/17)
Jan-2018    $ 93,684.00
Jan-2019    $111,219.00
----------   
           Total       Saved       Market G/L
02/01/19   129805      7876        10710
03/01/19   136520      1976         4739
04/01/19   139740      1976         1244     

Ok.

Slow&Steady

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Re: Race from 100 to 250k
« Reply #2404 on: April 01, 2019, 07:19:38 AM »
2019 Goal = $135k (Invested Total) & $222K (Total NW)
2019 Stretch Goal = $160k (Invested Total) & $250k (Total NW)

I do not plan to leave this race until the Invested Total is above $250k (Prediction = Jan 2022 or 4 year from start).

Code: [Select]
Month End 401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Dec-18 $103,098 $3,861 $106,959 $240,000 $125,000 $296,155 $175,804
Jan-19 $110,710 $4,151 $114,861 $240,000 $125,000 $313,885* $165,976
Feb-19 $116,005 $4,295 $120,300 $240,000 $125,000 $309,693 $175,607
Mar-19 $119,846 $4,333 $124,179 $240,000 $125,000 $302,998 $186,181

*I added $18k-19k of debt for the rental that I had not been tracking.  I realized that if I was going to count the rental equity & mortgage, I probably should count the other rental debt too. 

Debt should drop another $7k this month and if plans work, we should be able to get a little bit of a 2018 contribution into the IRA before the 15th and start to work towards maxing it out for 2019!

coffeefueled

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Re: Race from 100 to 250k
« Reply #2405 on: April 01, 2019, 07:39:45 AM »
Aug2018: 208,651
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Jan2019: 209,471
Feb2019: 221,436
Mar2019: 229,871
Apr2019: 242,690

I think personal capital didn't pull from my Vanguard for a few months so April's jump is inflated. 250k is looking really close! : )

marcela

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Re: Race from 100 to 250k
« Reply #2406 on: April 01, 2019, 08:23:03 AM »
Background on net worth: No kids, 1 dog (he's a very good boy), we own a house.

08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145

10/31/2016: $101,606        (+$2,334)
11/17/2016: $103,940        (+$2,334)
12/30/2016: $109,785.19   (+$5,845.19)
1/31/2017:   $112,318.74   (+$2,533.55)
2/28/2017:   $119,499.39   (+$7,180.65)
3/31/2017:   $124,640.83   (+$5,141.44)
4/30/2017:   $109,329.00   (-$15,311.83)
5/31/2017:   $108,986.53   (-$342.47)
6/30/2017:   $114,809.37   (+$5,822.84) Husband started working making 75k
7/31/2017:   $118,822.63   (+$4,013.26)
8/31/2017:   $127,150.06   (+$8,327.43)
9/29/2017:   $137,371.91   (+$10,221.85)
10/31/2017: $131,182.62   (-$6,189.29)
11/30/2017: $160,216.75   (+$29,034.13) We bought a house!
12/31/2017: $167,991.01   (+$7,774.26)
1/31/2018:   $180,969.37   (+$12,978.36) Husband started new job making $61k plus bonus
2/28/2018:   $184,798.13   (+$3,828.76)
3/31/2018:   $184,548.87   (-$249.26)
4/30/2018:   $188,623.33   (+4,074.46)
5/31/2018:   $194,415.98   (+5,792.65)
6/30/2018:   $202,304.86   (+7,888.88)
07/31/2018: $208,928.39   (+6,623.53)
8/31/2018:   $221,155.30   (+12,226.91)
9/30/2018:   $227,833.89   (+6,678.59)
10/31/2018: $218,342.31   (-9,491.58)
11/30/2018: $228,957.49   (+10,615.18)
12/31/2018: $225,827.35   (-3,130.14)
1/31/2018:   $236,195.11   (+10,367.76)
2/28/2019:   $245,470.79   (+9,275.68)
3/31/2019:   $250,509.52   (+5,038.73)

Wahoo I made it! 29 months and I'm now a quarter-millionaire! We did just barely squeak by, but that still feels good considering we had that huge tax bill plus travel this month. See you all in the next thread!
« Last Edit: April 01, 2019, 08:33:34 AM by marcela »

dreadmoose

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Re: Race from 100 to 250k
« Reply #2407 on: April 01, 2019, 08:48:16 AM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764    
   May 1       $129,950    
   June 1       $149,174    
   July 1       $154,992            
   Aug 1       $167,846            
   Sep 1       $180,482            
   Oct 1       $185,098            
   Nov 1       $194,857            
   Dec 1       $205,773           
   Jan 1       $212,860           
   Feb 1       $230,743           
   Mar 1       $244,321           
   Apr 1       $252,750           (+8,429)

Whoa, this sure happened faster than I expected, I've been incredibly lucky and appreciate that MMM has given me the tools to get here so quick.

I'll be seeing you all in the next thread shortly!

Tally-Ho!

I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).

ingrownstudentloans

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Re: Race from 100 to 250k
« Reply #2408 on: April 01, 2019, 08:53:47 AM »
I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07  - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (one twomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)

Check2400

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Re: Race from 100 to 250k
« Reply #2409 on: April 01, 2019, 09:54:45 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500
Aug. 1  2018 -  194,000
Sept 1  2018 -  200,500
Oct. 1  2018 -  200,800
Nov. 1 2018 -  184,000
Dec. 1 2018 -  195,000
Jan. 1 2019 -  204,000
Feb. 1 2019 -  217,000
Mar 1  2019 -  226,000
April 1 2019 -  231,000

Still going in the right direction.  Tax disbursement came over the weekend so I'll have extra to contribute in April.  Can't complain about 2019 so far, at least savings wise.  I don't know what I'm going to do when/if I hit 250K soon, but I imagine I'm going to linger around here for a bit to really solidify things before the jump (no jinx).


L2

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Re: Race from 100 to 250k
« Reply #2410 on: April 01, 2019, 10:38:11 AM »
1/15/19 - $101,635.
1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020):  204,027
2/28/19 NW: $115,123.70
Projected Graduation Goal NW (12/31/2020):  $211,141.90
 - The graduation goal is calculated by taking my projected total increase in 2019 and doubling it.
3/31/19 NW: $118,967.70
Projected Graduation Goal NW (12/31/2020):  $211,887
 - The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.

BeautifulDay

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Re: Race from 100 to 250k
« Reply #2411 on: April 01, 2019, 01:56:19 PM »


            Net Worth    Investment Assets (401k, IRAs, HSA)
Mar 2016      $28,361      $72,408
Jun 2016      $40,970      $79,977
Sep 2016      $57,895      $90,677
Dec 2016      $80,499      $96,796
Mar 2017      $99,766      $73,973
Jun 2017     $102,562      $93,148
Sep 2017     $112,554     $103,702
Dec 2017     $128,724     $116,626
Mar 2018     $133,930     $123,367
Jun 2018     $148,700     $135,564
Sep 2018     $160,509     $148,562
Dec 2018     $148,046     $134,289
Jan 2019     $149,839     $135,883
Feb 2019     $171,028     $155,841
Mar 2019     $177,957     $161,794

Neustache

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Re: Race from 100 to 250k
« Reply #2412 on: April 01, 2019, 03:24:31 PM »

09/05/18     154,000
10/01/18     168,330
12/01/18     163,458
01/01/19     155,535
02/01/19     166,939
03/01/19     174,622   
04/01/19     177,810

Not great, but not bad. 

LurkerStache

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Re: Race from 100 to 250k
« Reply #2413 on: April 01, 2019, 05:10:15 PM »
Dec 2017: 102,068.04
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
Jun 2018: 121,593.76
Jul 2018: 126,216.79
Aug 2018: 128,017.71
Mar 2019: 133,167.33

Took a bit of a break, but I am back in the positive!

Staunch Aim

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Re: Race from 100 to 250k
« Reply #2414 on: April 01, 2019, 05:14:04 PM »
A larger than average ($9500) increase in invested funds this month.  Mostly market gains and a bonus payout.

DateInvestedNet
2/1/2019$100,047.32$243,630.87
3/1/2019$105,434.50$270,922.05
4/1/2019$114,967.04$292,914.68

Toad

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Re: Race from 100 to 250k
« Reply #2415 on: April 01, 2019, 07:09:45 PM »
Summary of accounts:

   Date      Bank Accounts      Taxable Investments      IRAs and 401k      TOTAL      CHANGE   
   February 1, 2018      $13,975.00      $81,380.67      $51,185.33      $146,541.00   
   February 16, 2018      $13,812.30      $82,021.39      $51,242.74      $147,076.43      +0.37%   
   March 1, 2018      $10,851.87      $81,263.42      $50,645.46      $142,760.75      -2.93%   
   March 16, 2018      $10,400.70      $86,537.43      $51,975.87      $148,914.00      +4.31%   
   April 1, 2018      $9,260.83      $82,902.34      $49,913.25      $142,076.42      -4.59%   
   April 16, 2018      $9,024.81      $84,219.71      $56,999.42      $150,243.94      +5.75%   
   May 1, 2018      $6,865.67      $81,933.59      $59,445.02      $148,244.28      -1.33%   
   May 16, 2018      $7,083.48      $82,866.54      $62,421.20      $152,371.22      +2.78%   
   June 1, 2018      $6,764.50      $83,959.71      $66,115.73      $156,839.94      +2.93%   
   June 16, 2018      $6,879.10      $83,700.80      $69,304.41      $159,884.31      +1.94%   
   July 1, 2018      $7,123.50      $83,121.42      $69,308.09      $159,553.01      -0.21%   
   July 16, 2018      $10,719.90      $85,129.69      $71,826.92      $167,676.51      +5.09%   
   August 1, 2018      $14,732.56      $86,652.82      $72,329.18      $173,714.56      +3.60%   
   August 16, 2018      $13,196.71      $87,191.11      $73,238.38      $173,626.20      -0.05%   
   September 1, 2018      $13,673.41      $90,472.35      $74,941.54      $179,087.30      +3.15%   
   September 16, 2018      $15,374.17      $91,006.68      $75,107.00      $181,487.85      +1.34%   
   October 1, 2018      $16,854.55      $91,794.30      $75,717.00      $184,365.85      +1.59%   
   October 16, 2018      $16,612.47      $88,368.57      $73,031.47      $178,012.51      -3.45%   
   November 1, 2018      $18,285.38      $84,982.39      $71,020.77      $174,288.54      -2.09%   
   November 16, 2018      $18,662.38      $90,062.64      $71,356.00      $180,081.02      +3.06%   
   December 1, 2018      $17,708.68      $91,239.50      $71,548.00      $180,496.18      +0.23%   
   December 16, 2018      $20,409.16      $89,632.75      $72,123.11      $182,165.02      +0.92%   
   January 1, 2019      $23,668.81      $89,632.75      $72,953.77      $185,911.60      +2.06%   
   January 16, 2019      $25,068.47      $92,552.05      $73,024.63      $190,645.15      +2.55%   
   February 1, 2019      $22,665.56      $94,290.71      $78,618.00      $195,574.27      +2.59%   
   February 16, 2019      $22,004.97      $95,148.33      $82,442.71      $199,596.01      +2.00%   
   March 1, 2019      $21,422.97      $95,094.09      $85,633.00      $202,150.06      +1.28%   
   March 16, 2019      $17,820.34      $95,163.64      $89,794.00      $202,777.98      +0.31%   
   April 1, 2019      $21,553.38      $96,284.88      $93,816.00      $211,654.26      +4.38%   

Not entirely sure how I gained ~$10k this month, but I'll take it.  On another note, it looks like my 401k + IRAs has finally caught up to my taxable investments.  Will be switching over to taxable soon though since my 401k + IRA is nearly maxed for the year.

Trifele

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Re: Race from 100 to 250k
« Reply #2416 on: April 02, 2019, 04:10:54 AM »
Whoa, this sure happened faster than I expected, I've been incredibly lucky and appreciate that MMM has given me the tools to get here so quick.

I'll be seeing you all in the next thread shortly!

Tally-Ho!

Congrats @dreadmoose !  Well done.  I remember when you passed $100k, and yes your next milestone did go fast!   

repman

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Re: Race from 100 to 250k
« Reply #2417 on: April 02, 2019, 04:27:31 AM »
Nov 2017     65.000
Dez 2017     69.000  a frugal month and a christmas paycheck !

Jan  2018     73100
Feb  2018     74100
Mar  2018     57300  some expenses and bad investment decisions
Apr 2018      58800
May 2018      62285
June 2018     65500
July 2018      71538
Aug 2018      76500
Sep 2018      78600
Oct 2018      81500
Nov 2018      83980
Dez 2018      86500

Jan 2019       90900  some boni
Feb 2019       94200
Mar 2019       100317  some extra boni
Apr 2019       101170 



Goal: 250.000 in December 2022
 

Retire:
plan:      3\1\2025     24 x Living Expenses(year)
is:          now            8,6 x Living Expenses(year)

A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-

Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
« Last Edit: May 08, 2019, 03:14:27 PM by repman »

CorpRaider

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Re: Race from 100 to 250k
« Reply #2418 on: April 02, 2019, 07:14:55 AM »
Liquid Investments: 

12/13 ~      $3,000
12/14 ~    $46,000
12/15 ~    $81,000
12/16 ~  $109,000
12/17 ~  $164,000     
12/18 ~  $180,000
01/19 ~  $188,000
02/19 ~  $194,000
03/19 ~  $198,000

« Last Edit: April 03, 2019, 12:37:01 PM by CorpRaider »

FI-REality

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Re: Race from 100 to 250k
« Reply #2419 on: April 02, 2019, 08:03:38 AM »
Goal of $250,000 by Sept of 2019.

Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Mar 1/19 - $197,862.10

Apr 1/19 - $204,808.88

Took me a little over 10 years to get the first $100,000 and a little over three years for the 2nd!
« Last Edit: April 02, 2019, 08:21:06 AM by FI-REality »

lampstache

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Re: Race from 100 to 250k
« Reply #2420 on: April 02, 2019, 08:19:28 AM »
Investments only.

1/2017   - 34,633
6/2017   - 45,227
1/2018   - 56,928
6/2018   - 71,500
1/2019   - 98,248
2/2019   - 115,926 (Big jump from tIRA contributions for 2018)
3/2019   - 123,445
4/2019   - 129,678

Slow&Steady

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Re: Race from 100 to 250k
« Reply #2421 on: April 02, 2019, 09:27:11 AM »
Apr 1/19 - $204,808.88

Took me a little over 10 years to get the first $100,000 and a little over three years for the 2nd!

I am right there with you.  It took me right around 11 years for the 1st $100k (invested), thankfully priorities have changed.  I would love to get the 2nd $100k invested in 3 years but the 1st year of that was 2018 which, for me at least, was basically flat.  My spreadsheet predictions say I will make it in just under 3 years but if I use the last 15 months to predict out, it will take 5 years to get that 2nd $100k invested.

Congrats on the 2nd $100k!

FrugalByChance

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    • Net Worth Progress
Re: Race from 100 to 250k
« Reply #2422 on: April 02, 2019, 01:56:54 PM »
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016     58 971.00
...
Jan 2017     86 368.00
...
Jan 2018    119 817.00
...
Dec 2018    135 400.00
Totals for 2018:
Growth    18.847,34   (= 16,17%)
Deposits 27.142,12   
Returns -  8.294,78   (= -6,81%)


Jan 2019    145 840.48
Feb 2019    151 827.59


Mar 2019    157 527.28  ( 5 699.69 growth including 1 440.00 deposits)

RePatriot

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Re: Race from 100 to 250k
« Reply #2423 on: April 02, 2019, 05:50:43 PM »

3/2
Had an amazing month.  Our first real month of noticeable growth in investments since we kicked off in December of 2017.  Beginning of March numbers:
Total NW   157059 (+$7805)
   
Total Investments   $110547
Investments Gains/Losses   $3861
   
Cash   $46512
$ Saved   331.44
Invest. Contributions   3613
   
Non-Rent    2485.83
Spending

Another strong month.
4/2

Total NW   161399 (+$4340)
   
Total Investments   $115126
Investments Gains/Losses   $966

   
Cash   $46273
$ Saved   -239
Invest. Contributions   3613
   
Non-Rent    3083.5
Spending

A little spendy this month.  April will be spendy as well, as we are having a series of visitors in town.  Also, I'll be getting my LSAT scores back, so I'll either be sorrow-drowning or celebrating.

mountain_air

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Re: Race from 100 to 250k
« Reply #2424 on: April 03, 2019, 05:50:08 AM »
2/1/18    108,535
3/1/18    111,337
4/1/18    117,617
5/1/18    135,266
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306
9/1/18    169,777
10/1/18  178,901
11/1/18  179,225
12/1/18  185,066
1/1/19    184,310 
2/1/19    196,092
3/1/19    202,431
4/1/19    228,194

A rather large tax return coupled with a bonus at work and some market gains made a rather excellent month!

dreadmoose

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Re: Race from 100 to 250k
« Reply #2425 on: April 04, 2019, 04:17:43 PM »
Congrats @dreadmoose !  Well done.  I remember when you passed $100k, and yes your next milestone did go fast!

Thanks @Trifele !! Here's to hoping Einstein was right about that eighth wonder of the world.

Cornel_Westside

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Re: Race from 100 to 250k
« Reply #2426 on: April 04, 2019, 05:37:02 PM »
03/2017 - $130,500
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
01/2018 - $193,174 (+17419 - Saved $3452, Market Gains $13967, Savings Ratio 63.3%)
02/2018 - $207,459 (+14285 - Saved $3693, Market Gains $10592, Savings Ratio 67.7%)
05/2018 - $202,142 (-5317 - Saved $3298, Market Gains $-8615, Savings Ratio 27.54%)
02/2019 - $215,000 (+10266 - Saved $4816, Market Gains $5450, Savings Ratio 63.0%)
04/2019 - $221,150 (Savings Ratio last 3 months : 9%)

Yes, 9% for the last three months. I bought a car. Used, but it was still ~10k and that is basically 3 months expenses. I am hoping to get back to saving 65% soon.

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2427 on: April 07, 2019, 07:14:32 AM »
Apr 1/19 - $204,808.88

Took me a little over 10 years to get the first $100,000 and a little over three years for the 2nd!

I would guess well under 2 years based on compounding etc, just amazing to see the effect of good savings habits and how powerful they are when compounding comes into play.

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2428 on: April 07, 2019, 07:16:22 AM »
Nov 2017     65.000
Dez 2017     69.000  a frugal month and a christmas paycheck !

Jan  2018     73100
Feb  2018     74100
Mar  2018     57300  some expenses and bad investment decisions
Apr 2018      58800
May 2018      62285
June 2018     65500
July 2018      71538
Aug 2018      76500
Sep 2018      78600
Oct 2018      81500
Nov 2018      83980
Dez 2018      86500

Jan 2019       90900  some boni
Feb 2019       94200
Mar 2019       100317  some extra boni
Apr 2019       108590 



Goal: 250.000 in December 2022
 

Retire:
plan:      3\1\2025     24 x Living Expenses(year)
is:          now            8,6 x Living Expenses(year)

A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-

Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503

Congrats on the milestone and welcome! Just fyi that you may want to update your signature link or add the next tier. :)
« Last Edit: April 09, 2019, 06:27:29 AM by ItsALongStory »

randomusername

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Re: Race from 100 to 250k
« Reply #2429 on: April 08, 2019, 10:06:07 AM »
Month.         Net Worth          Change    Overall Change
11/2018      $225,507      
12/2018      $227,128       1,621   
01/2019      $229,245       2,117       3,738
02/2019      $231,788       2,543       6,281
03/2019      $240,339       8,551      14,832

Not going as fast as I hoped, but also paid over $16,000 in cash for irregular expenses during this time, so could be worse.  (~$5,000 from HSA for DS braces, ~$5,000 for outbuildings for homestead infrastructure, ~$5,000 for a new-to-us vehicle, rest was unexpected travel to attend family funeral.)
« Last Edit: April 08, 2019, 10:14:41 AM by randomusername »

Pooplips

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Re: Race from 100 to 250k
« Reply #2430 on: April 10, 2019, 05:34:51 AM »
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
9/1/2017 - $198,680.00
10/1/2017 - $200,900.00
11/1/2017 - $205,957.00
12/1/2017 - $210,663.00
1/1/2018 - $218,174.00
2/1/2018 - $224,331.00

8/1/2018 - $251,320

4/1/2019 - $272,305

I needed to update this thread. Been too long. It seems I have graduated.

Raymond Reddington

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  • "The Concierge of Cash"
Re: Race from 100 to 250k
« Reply #2431 on: April 10, 2019, 11:07:25 PM »
March recap: Another strong month on the investments front. Added to a few things, minimized expenses, 1 or 2 life changing experiences, and pursuing a promotion at work that would come with a very nice pay raise while continuing to plug away at grad school. Took on another big project at work, where I'm actually on the project as the voice of reason and (I think) to help mold/develop an ambitious cohort who means well as he moves towards a different but parallel career track to myself, and my bosses know that I may not see it through to completion pending the promotion but it is still good to be valued.

Basement project wrapped up, and the half that is done is beautiful. We are thrilled with it, but now me and my wife need to find some nonexistent free time to paint before we can start moving furniture back down there and more nonexistent free time to clean out the last of the clutter and finish the master bedroom upstairs.

Made too much to contribute to the Roth this year, and with another tuition bill coming soon, I need to stay more liquid, so not contributing as much as I'd like this year into that. But hopefully this will be the last year of that if I get the promotion since I really don't plan to add to my spending, and we're talking 20-25% bump if I get it.

Thought of the month - if only sleep was like money where the more you invested in, the more you got without having to do anything...

December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
December 2018: $219,103
January 2019: $224,363
February 2019: $229,741
March 2019: $235,165

zee dot

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Re: Race from 100 to 250k
« Reply #2432 on: April 12, 2019, 07:28:50 AM »
My annual bonus pushed me over the $100k limit, though I plan on buying a place for my mom to live in the next few months so won't be here for long.  Ducking in now to savor it!

02/2019 $150,040.56
03/2019 $152,786.73

jojoguy

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Re: Race from 100 to 250k
« Reply #2433 on: April 13, 2019, 07:41:05 AM »
Time for me to pull up a seat to stay for a little while. I'm excited to be here!
My journey:
October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155
December 25, 2018 = $15,396
January 26, 2019 = $78,191 (Added our 401Ks into the mix)
February 9, 2019 = $80,723.72
February 14, 2019 = $81,500.07
February 22, 2019 = $84,426.22
March 8, 2019 = 91581.06($5,000+ tax return and opened an IRA for both my wife and me. Also we are pulling in a ton of overtime through April.)
March 24, 2019 = 96640.33
April 6, 2019 = 99886.50
April 13, 2019 = 100,325.68

Not bad for a man and his beloved wife who both work hourly retail jobs.
« Last Edit: April 14, 2019, 08:22:31 AM by jojoguy »

Gin1984

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Re: Race from 100 to 250k
« Reply #2434 on: April 13, 2019, 03:08:40 PM »
I don't know when we'll get to $250,000 because my husband just lost his job and wants to adjunct for a bit for the experience before applying to tenure track jobs but we just passed $100,000 so I want to join.  Slow but steady for me right now.
We just passed $200,000 in March of this year.  DH got titled position in September of 2019 (and I did not work for six months).  DH just got an offer for a tenure track position but we are moving AGAIN which costs money. BUT hopefully we can hit $250,000 soon!

max9505672

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Re: Race from 100 to 250k
« Reply #2435 on: April 13, 2019, 05:30:25 PM »
2017-09-28    100,512.32  $
2017-11-01    108,329.26  $
2017-12-01    113,671.35  $
2018-01-01    116,483.49  $
2018-02-01    120,388.54  $
2018-03-01    122,384.01  $
2018-04-02    124,766.59  $
2018-05-01    132,196.86  $
2018-06-01    140,120.84  $
2018-07-03    142,531.73  $
2018-08-01    141,421.08  $
2018-09-04    145,407.45  $
2018-10-01    145,333.19  $
2018-11-02    143,847.17  $
2018-12-03    146,960.53  $
2019-01-03    141,918.13  $
2019-02-05    151,975.21  $
2019-03-05    160,083.56  $
2019-04-03    166,428.88  $
2019-04-11    177,671.67  $



solon

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Re: Race from 100 to 250k
« Reply #2436 on: April 13, 2019, 05:35:58 PM »

 1/2017  $88,615
 1/2018 $132,155
 1/2019 $177,349
 2/2019 $188,332
 3/2019 $187,634
 4/2019 $197,461



Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

CorpRaider

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Re: Race from 100 to 250k
« Reply #2437 on: April 16, 2019, 11:44:15 AM »
Time for me to pull up a seat to stay for a little while. I'm excited to be here!
My journey:
October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155
December 25, 2018 = $15,396
January 26, 2019 = $78,191 (Added our 401Ks into the mix)
February 9, 2019 = $80,723.72
February 14, 2019 = $81,500.07
February 22, 2019 = $84,426.22
March 8, 2019 = 91581.06($5,000+ tax return and opened an IRA for both my wife and me. Also we are pulling in a ton of overtime through April.)
March 24, 2019 = 96640.33
April 6, 2019 = 99886.50
April 13, 2019 = 100,325.68

Not bad for a man and his beloved wife who both work hourly retail jobs.

Not bad at all!!!
« Last Edit: April 16, 2019, 12:36:16 PM by CorpRaider »

gillhamface

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Re: Race from 100 to 250k
« Reply #2438 on: April 16, 2019, 11:51:25 AM »
I'm joining, too! Hopefully my pace will pick up with some good ol' accountability.

1/2018 $104,847
1/2019 $103,451
2/2019 $112,868
3/2019 $115,615
4/2019 $120,988

jojoguy

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Re: Race from 100 to 250k
« Reply #2439 on: April 19, 2019, 05:10:52 AM »
My journey:
October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155
December 25, 2018 = $15,396
January 26, 2019 = $78,191 (Added our 401Ks into the mix)
February 9, 2019 = $80,723.72
February 14, 2019 = $81,500.07
February 22, 2019 = $84,426.22
March 8, 2019 = 91581.06($5,000+ tax return and opened an IRA for both my wife and me. Also we are pulling in a ton of overtime through April.)
March 24, 2019 = 96640.33
April 6, 2019 = 99886.50
April 13, 2019 = 100,325.68
April 19, 2019 = 102,265.07

CorpRaider

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Re: Race from 100 to 250k
« Reply #2440 on: April 19, 2019, 12:54:29 PM »
Congrats!  "The first $100K is the hardest."

ardrum

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Re: Race from 100 to 250k
« Reply #2441 on: April 23, 2019, 09:59:54 AM »
2/1/18 - $103,481
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465
11/1/18 - $131,465
12/1/18 - $136,952
1/1/19 - $127,801 (December market blues)
2/1/19 - $143,055
3/1/19 - $153,839
4/1/19 - $161,291

Master of None

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Re: Race from 100 to 250k
« Reply #2442 on: April 23, 2019, 03:30:24 PM »
We just moved a little over 100k! I'm pumped to see how fast we can get to 250k.

4/1/19-$102,995.86

coffeefueled

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Re: Race from 100 to 250k
« Reply #2443 on: April 24, 2019, 07:49:43 AM »
I just scooted past the line, but I'm too excited and amazed by the progress to wait. Graduation time!

Sept 2014: -5587  Found MMM, student loans + car loan > 401k
2015: ~9k
2016: 72k
2017: 112k
2018: 171k

Aug2018: 208,651
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Jan2019: 209,471
Feb2019: 221,436
Mar2019: 229,871
Apr2019: 242,690
TODAY: 251,222

See everyone in the next race!

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2444 on: April 24, 2019, 10:07:52 PM »
I just scooted past the line, but I'm too excited and amazed by the progress to wait. Graduation time!

Sept 2014: -5587  Found MMM, student loans + car loan > 401k
2015: ~9k
2016: 72k
2017: 112k
2018: 171k

Aug2018: 208,651
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Jan2019: 209,471
Feb2019: 221,436
Mar2019: 229,871
Apr2019: 242,690
TODAY: 251,222

See everyone in the next race!

Congrats! Do you have a target timeline to reach $500k?

coffeefueled

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Re: Race from 100 to 250k
« Reply #2445 on: April 25, 2019, 06:42:41 AM »
I'm shooting for two years. I'm getting married this summer so will be adding husband-to-be's investments, which give the number a instant boost. Between the two of us we should be able to save a lot more than I've done on my own too.

dignam

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Re: Race from 100 to 250k
« Reply #2446 on: April 26, 2019, 06:24:36 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]


Somehow still had a sizeable gain even with huge spending this month.

esmith2039

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Re: Race from 100 to 250k
« Reply #2447 on: April 26, 2019, 07:06:06 AM »
Didn't think I could contribute to any of these threads but after putting all the numbers together looks like we have a net worth of $113k.. wow. Working on killing the mortgage now aka the last debt. To think we were almost that number in debt less than 11-12 years ago, happened across Dave Ramsey on a lunch break. Looking forward to contributing to this thread.

Apr 2019 .. $113k

OtherJen

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Re: Race from 100 to 250k
« Reply #2448 on: April 27, 2019, 02:30:38 PM »
We're in the same boat. After finally compiling all of our financial accounts, we found out that we had crossed the 100K net worth threshold. We're still a little stunned. A decade ago, our home value had basically collapsed, husband was laid off, and I was a grad student. While we had no consumer debt then, we had almost no savings and a majorly underwater mortgage. I can only imagine what we can do going forward, now that we're scrutinizing everything closely.

April 2019: $115,953

SeattleStache

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Re: Race from 100 to 250k
« Reply #2449 on: April 28, 2019, 01:36:03 PM »
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
December 2018: $194,973 (total NW $367,535)

January 2019: $210,742 (total NW $375,622)
February 2019: $220,342 (total NW $390,613)
March 2019: $222,125 (total NW $391,337)
April 2019: $228,200 (total NW $403,977)

The total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.