Author Topic: Race from 100 to 250k  (Read 724350 times)

lampstache

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Re: Race from 100 to 250k
« Reply #2300 on: February 15, 2019, 12:01:18 PM »
Joining this thread for the first time!

Investments only.

1/2017   - 34,633
6/2017   - 45,227
1/2018   - 56,928
6/2018   - 71,500
1/2019   - 98,248
2/2019   - 115,926 (Big jump from tIRA contributions for 2018)

Slow&Steady

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Re: Race from 100 to 250k
« Reply #2301 on: February 20, 2019, 08:13:57 AM »
2019 Goal = $135k (Invested Total) & $222K (Total NW)
2019 Stretch Goal = $160k (Invested Total) & $250k (Total NW)

I do not plan to leave this race until the Invested Total is above $250k (Prediction = Jan 2022 or 4 year from start).

Code: [Select]
Month End 401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Dec-18 $103,098 $3,861 $106,959 $240,000 $125,000 $296,155 $175,804
Jan-19 $110,710 $4,151 $114,861 $240,000 $125,000 $313,885* $165,976

*I added $18k-19k of debt for the rental that I had not been tracking.  I realized that if I was going to count the rental equity & mortgage, I probably should count the other rental debt too. 

Invested total is still down about $4k (not counting new contributions) from the 2018 month end high that I have recorded but it is $11k over my Jan-18 numbers. Which is about equal to contributions for 2018, so I am claiming that 2018 was not negative (just flat), for me anyways.

Looks like my invested total is back up to the 2018 high, now to get back to 2018 high + contributions since the high (extra $5.5k as of now)!

I love watching these numbers, even when they are not moving in the right direction.  I can't wait to add to my data throughout the year. 

dignam

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Re: Race from 100 to 250k
« Reply #2302 on: February 25, 2019, 06:26:39 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k [...]
Jan 2019 $167k
Feb 2019 $177k

moonpalace

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Re: Race from 100 to 250k
« Reply #2303 on: February 26, 2019, 07:11:02 AM »

Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k [...]
Jan 2019 $167k
Feb 2019 $177k


Love the "investing aggressively" note in Nov. followed by the huge gains in the months since then! Well played!

mountain_air

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Re: Race from 100 to 250k
« Reply #2304 on: February 26, 2019, 07:11:40 PM »
2/1/18    108,535
3/1/18    111,337
4/1/18    117,617
5/1/18    135,266
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306
9/1/18    169,777
10/1/18  178,901
11/1/18  179,225
12/1/18  185,066
1/1/19    184,310 
2/1/19    196,092

Pooperman

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Re: Race from 100 to 250k
« Reply #2305 on: February 26, 2019, 07:18:56 PM »
Hit 150k this week. It won't last next month or the month after due to some planned house repairs, but it's nice to hit a round number!

RWD

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Re: Race from 100 to 250k
« Reply #2306 on: February 26, 2019, 07:25:42 PM »
Hit 150k this week. It won't last next month or the month after due to some planned house repairs, but it's nice to hit a round number!
Don't spend it all in one place!

Raenia

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Re: Race from 100 to 250k
« Reply #2307 on: February 27, 2019, 08:51:14 AM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58

2/27/2019 - 199,934.11

dogboyslim

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Re: Race from 100 to 250k
« Reply #2308 on: February 27, 2019, 08:59:34 AM »
Fell into the habit of not updating.  Starting anew with 02/2017 (represents month end)

Taxable investments

04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2,680/+$1,221 Contribution/Investment Gain
08/2017: $113,472 +$2,680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2,680/$1,567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2,179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1,768 Contribution/Investment Gain
12/2017: $125,576 +$2,680/$1,230 Contribution/Investment Gain
01/2018: $130,690 +$1,570/$3,544 Contribution/Investment Gain
02/2018: $130,112 +$1,570/-$2,147 Contribution/Investment Loss
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss
04/2018: $175,470 +$4,049/$874 Contribution/Investment Gain
05/2018: $181,127 +$2,528/$3,129 Contribution/Investment Gain
06/2018: $183,621 +$2,528/-$34 Contribution/Investment Loss
07/2018: $190,156 +$2,528/$4,007 Contribution/Investment Gain
...
02/2019: $211,262

fuzzy math

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Re: Race from 100 to 250k
« Reply #2309 on: February 27, 2019, 10:22:44 AM »

Woohoo! Time to go celebrate in the most Mustachian way I can imagine. By getting together with all of my closest friends and buying more index funds.

Congrats!   Where do you find index fund friends?? I can't find anyone IRL!! :p

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2310 on: February 27, 2019, 11:05:15 PM »

Woohoo! Time to go celebrate in the most Mustachian way I can imagine. By getting together with all of my closest friends and buying more index funds.

Congrats!   Where do you find index fund friends?? I can't find anyone IRL!!
I wonder if he is talking about his green friends.

Sent from my Pixel 2 XL using Tapatalk


fuzzy math

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Re: Race from 100 to 250k
« Reply #2311 on: February 28, 2019, 09:03:04 AM »

Woohoo! Time to go celebrate in the most Mustachian way I can imagine. By getting together with all of my closest friends and buying more index funds.

Congrats!   Where do you find index fund friends?? I can't find anyone IRL!!
I wonder if he is talking about his green friends.

Sent from my Pixel 2 XL using Tapatalk

OMG he knows aliens too? I am really missing out on my social opportunities

Slow&Steady

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Re: Race from 100 to 250k
« Reply #2312 on: February 28, 2019, 11:02:47 AM »
2019 Goal = $135k (Invested Total) & $222K (Total NW)
2019 Stretch Goal = $160k (Invested Total) & $250k (Total NW)

I do not plan to leave this race until the Invested Total is above $250k (Prediction = Jan 2022 or 4 year from start).

Code: [Select]
Month End 401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Dec-18 $103,098 $3,861 $106,959 $240,000 $125,000 $296,155 $175,804
Jan-19 $110,710 $4,151 $114,861 $240,000 $125,000 $313,885* $165,976
Feb-19 $116,005 $4,295 $120,300 $240,000 $125,000 $309,693 $175,607

*I added $18k-19k of debt for the rental that I had not been tracking.  I realized that if I was going to count the rental equity & mortgage, I probably should count the other rental debt too. 

Bonus came in and raise is scheduled to go into affect in March.  Bonus is going towards debt, so hopefully we will see a pretty big decrease there in March, and raise allowed me to increase 401k contributions.  We also plan to start contributing to IRA again in March!  I am pretty excited (financially) for the rest of 2019!


SeattleStache

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Re: Race from 100 to 250k
« Reply #2313 on: February 28, 2019, 04:32:11 PM »
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
December 2018: $194,973 (total NW $367,535)

January 2019: $210,742 (total NW $375,622)
February 2019: $220,342 (total NW $390,613)

The total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

grantmeaname

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Re: Race from 100 to 250k
« Reply #2314 on: February 28, 2019, 05:46:35 PM »
Hi gang! Today I graduated to the $100k thread :) I'm gonna come hang out with y'allf or a few years, if you'll have me.

(Tomorrow rent comes out of my checking account and I temporarily ungraduate. But who's counting?)

FrugalByChance

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Re: Race from 100 to 250k
« Reply #2315 on: February 28, 2019, 06:04:51 PM »
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016     58,971.00
...
Jan 2017     86 368.00
...
Jan 2018    119 817.00
Feb 2018    118 464.00
Mar 2018    115 094.00
Apr 2018    122 622.00
May 2018    128 787.00
Jun 2018    130 283.31
Jul 2018    135 595.00
Aug 2018    138 342.00
Sep 2018    139 524.74
Oct 2018    138 230.42
Nov 2018    144 029.86
Dec 2018    135 400.00

Totals for 2018:
Growth    18.847,34   (= 16,17%)
Deposits 27.142,12   
Returns -  8.294,78   (= -6,81%)


Jan 2019    145 840.48

Feb 2019  151 827.59

Markets have bounced back and past another milestone, less then 100K to graduation !

Mainlander

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Re: Race from 100 to 250k
« Reply #2316 on: February 28, 2019, 06:40:21 PM »
JANUARY UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434

FEBRUARY UPDATE

03/01/19: $147,794. ($5,360 Increase)

  Had issues logging into my account, so I started a new one. Very happy with this month, with about an even split between contributions and gains. March is gonna be a great month with a large tax return coming and a three pay check month.

solon

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Re: Race from 100 to 250k
« Reply #2317 on: February 28, 2019, 07:18:23 PM »
Hi gang! Today I graduated to the $100k thread :) I'm gonna come hang out with y'allf or a few years, if you'll have me.

(Tomorrow rent comes out of my checking account and I temporarily ungraduate. But who's counting?)

You've been around these forums so long, I assumed you must be beyond this race!

grantmeaname

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Re: Race from 100 to 250k
« Reply #2318 on: February 28, 2019, 09:10:19 PM »
If only. I've only been making a real salary for three years now...

RWD

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Re: Race from 100 to 250k
« Reply #2319 on: February 28, 2019, 09:17:54 PM »
Hi gang! Today I graduated to the $100k thread :) I'm gonna come hang out with y'allf or a few years, if you'll have me.

(Tomorrow rent comes out of my checking account and I temporarily ungraduate. But who's counting?)

You've been around these forums so long, I assumed you must be beyond this race!
If only. I've only been making a real salary for three years now...

If I'm reading your profile right you've been on this forum since you were 19? Three years of real salary to get to $100k is pretty impressive. It took us six years (though the 2008 housing crash certainly didn't help). Then our second $100k only took a year!

grantmeaname

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Re: Race from 100 to 250k
« Reply #2320 on: February 28, 2019, 09:35:10 PM »
If I'm reading your profile right you've been on this forum since you were 19? Three years of real salary to get to $100k is pretty impressive. It took us six years (though the 2008 housing crash certainly didn't help). Then our second $100k only took a year!

That's right. I got to hear "How would you know? You're only [19/20/21]" alllll the time back in the day. I'm the youngest old timer around! Get off my avocado toast lawn or something...

Here's hoping my second hundred goes as yours did!

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2321 on: February 28, 2019, 11:06:00 PM »
Brand new to this forum, this is literally my first post. Excited to see this take off towards 250k and beyond. Started professional career in this country back 2012 at 31 years old, effectively starting from scratch. Super fortunate to have gotten a great opportunity in 2016 that has really allowed me to catch up a number of years in a short time span. My wife has been retired nearly 15 years, she is significantly older than me and she is therefore not interested in planning for the future. This is 100% a solo effort.

Edited: Added a lot more detail from what I could find on Mint.

Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90

I currently max out 401k, my Roth IRA and my ESPP which is pretty much all I can get away with due to S/O not being on board (which is somewhat understandable as she is on a pension already and significantly older than me). I also put about $4400 per year in HSA currently and may consider maxing that out soon as well. We could do with more of an EF buffer but again, she sees no value in it as she considers her income '100% guaranteed'. It is for the most part as the retirement fund she is relying on has done really well.

All done for the month
Oct-18: $149116 + $3500  in HSA which I'm including for the first time. = $152616

Graduation Target is June 2020 but January 2020 is my stretch goal.

Nov-18: $142004 + $3922 in HSA = $145926 Slightly lower drop vs what I had expected but I had some one time expenses and my tax advantaged savings vehicles are full for the year.

Dec-18: $145596.37 Investments incl 401k + $5265.18 HSA = $150861.55

Not a bad month, hope to eclipse the all time high next month and maybe even hit $155k.

Jan-19: $136537 + $6212 in HSA = $142749 Oh well, dropped significantly but still early in accumulation stage so monthly monitoring probably doesn't even make that much sense.

Excited to start contributing to my 401k again in January and to have taken advantage of the stock market pullback through ESPP.

My goal is to hit $210k as a stretch goal at the end of 2019.

Feb-19: Exciting end to this month and a big jump due to ESPP and some employer sponsored HSA contributions means I ended with $159520 split between 401k/Taxable/Roth/ESPP of $151306 and $8214 in HSA (most of this is invested though).

Edited with today's investment returns.

Mar-19: Another solid month in the markets: $159,074.12 investments + $8928.66 HSA = $168002.78

L2

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Re: Race from 100 to 250k
« Reply #2322 on: March 01, 2019, 06:29:30 AM »
1/15/19 - $101,635.
1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020):  204,027
2/28/19 NW: $115,123.70
Projected Graduation Goal NW (12/31/2020):  $211,141.90
 - The graduation goal is calculated by taking my projected total increase in 2019 and doubling it.

DarkandStormy

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Re: Race from 100 to 250k
« Reply #2323 on: March 01, 2019, 06:39:52 AM »
NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325
8/1/18 - $220,843 // $149,916
9/1/18 - $233,654 // $154,377
10/1/18 - $245,070 // $155,324
11/1/18 - $228,174 // $144,718
12/1/18 - $234,144 // $147,130
1/1/19 - $235,221 // $136,854
2/1/19 - $246,208 // $147,900

3/1/19 - $268,584 // $154,100

And with that, I'll see ya'll in the next thread!

Epor

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Re: Race from 100 to 250k
« Reply #2324 on: March 01, 2019, 08:40:05 AM »
Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM   3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
                Total       Saved       Market G/L
02/01/19 129805      7876       10710
03/01/19 136520      1976        4739


marcela

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Re: Race from 100 to 250k
« Reply #2325 on: March 01, 2019, 09:04:36 AM »
Background on net worth: No kids, 1 dog (he's a very good boy), we own a house.

08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145

10/31/2016: $101,606        (+$2,334)
11/17/2016: $103,940        (+$2,334)
12/30/2016: $109,785.19   (+$5,845.19)
1/31/2017:   $112,318.74   (+$2,533.55)
2/28/2017:   $119,499.39   (+$7,180.65)
3/31/2017:   $124,640.83   (+$5,141.44)
4/30/2017:   $109,329.00   (-$15,311.83)
5/31/2017:   $108,986.53   (-$342.47)
6/30/2017:   $114,809.37   (+$5,822.84) Husband started working making 75k
7/31/2017:   $118,822.63   (+$4,013.26)
8/31/2017:   $127,150.06   (+$8,327.43)
9/29/2017:   $137,371.91   (+$10,221.85)
10/31/2017: $131,182.62   (-$6,189.29)
11/30/2017: $160,216.75   (+$29,034.13) We bought a house!
12/31/2017: $167,991.01   (+$7,774.26)
1/31/2018:   $180,969.37   (+$12,978.36) Husband started new job making $61k plus bonus
2/28/2018:   $184,798.13   (+$3,828.76)
3/31/2018:   $184,548.87   (-$249.26)
4/30/2018:   $188,623.33   (+4,074.46)
5/31/2018:   $194,415.98   (+5,792.65)
6/30/2018:   $202,304.86   (+7,888.88)
07/31/2018: $208,928.39   (+6,623.53)
8/31/2018:   $221,155.30   (+12,226.91)
9/30/2018:   $227,833.89   (+6,678.59)
10/31/2018: $218,342.31   (-9,491.58)
11/30/2018: $228,957.49   (+10,615.18)
12/31/2018: $225,827.35   (-3,130.14)
1/31/2018:   $236,195.11   (+10,367.76)
2/28/2019:   $245,470.79   (+9,275.68)

So close! Not sure if we are going to make it next month though, because we're going on a family reunion/vacation and the tax charge is going to hit. We might just barely squeak by depending on the markets. In brighter news, it turns out that we never filed our homestead exemption form last year and that's why our property taxes were so incredibly high. Can't do anything about last year, but have submitted the form for this year and will see a savings in November.

dcozad999

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Re: Race from 100 to 250k
« Reply #2326 on: March 01, 2019, 10:21:54 AM »

2/1/2018    $198,264.59
3/1/2018    $204,079.63
4/1/2018    ???
5/1/2018    $206,310.31
6/1/2018    $207,731.13
7/1/2018    $209,452.69
8/1/2018    $218,450.07
9/1/2018    $224,242.78
10/1/2018  $227,036.87
11/1/2018  $214,106.68
12/1/2018  $219,948.36
1/1/2019    $206,666.96
2/1/2019    $224,401.47
3/1/2019    $231,997.45


Check2400

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Re: Race from 100 to 250k
« Reply #2327 on: March 01, 2019, 11:04:10 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500
Aug. 1  2018 -  194,000
Sept 1  2018 -  200,500
Oct. 1  2018 -  200,800
Nov. 1 2018 -  184,000
Dec. 1 2018 -  195,000
Jan. 1 2019 -  204,000
Feb. 1 2019 -  217,000
Mar 1  2019 -  226,000

Good month of February.  Should have a slight tax return bump this month or the next. 

Does anyone know how to do the table formatting in this forum to make my progress a bit more clean? 


repman

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Re: Race from 100 to 250k
« Reply #2328 on: March 01, 2019, 12:10:53 PM »
Nov 2017     65.000
Dez 2017     69.000  a frugal month and a christmas paycheck !

Jan  2018     73100
Feb  2018     74100
Mar  2018     57300  some expenses and bad investment decisions
Apr 2018      58800
May 2018      62285
June 2018     65500
July 2018      71538
Aug 2018      76500
Sep 2018      78600
Oct 2018      81500
Nov 2018      83980
Dez 2018      86500

Jan 2019       90900  some boni
Feb 2019       94200
Mar 2019       100317  some extra boni



Goal: 250.000 in December 2022
 

Retire:
plan:      3\1\2025     24 x Living Expenses(year)
is:          now            8,0 x Living Expenses(year)

A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-

Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
« Last Edit: March 01, 2019, 12:13:23 PM by repman »

mustardstew

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Re: Race from 100 to 250k
« Reply #2329 on: March 01, 2019, 03:30:09 PM »
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896

03/2019 - $130,444  Some tax return in there... but the big victory of the month was to get CC debt way down! Looking forward to upping savings instead of paying down debt very soon!

Neustache

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Re: Race from 100 to 250k
« Reply #2330 on: March 01, 2019, 04:09:56 PM »
09/05/18     154,000
10/01/18     168,330
12/01/18     163,458
01/01/18     155,535
02/01/18     166,939
03/01/18     174,622   

Nice bump!   I have more money in savings to add to this and finish our IRA contributions for 2019, so next month will see a bit of a bump, too....unless the market goes down!  20K increase in 5 months without any company contributions.  Pretty cool!  Glad we truly are saving my income and are not just blowing it. 


junga

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Re: Race from 100 to 250k
« Reply #2331 on: March 01, 2019, 04:50:29 PM »
January 1, 2018         : $97,318
February 2, 2018        : $104,695
March 1,2018             : $107,006
March 30, 2018          : $115,189
May 1, 2018               : $116,178
June 1, 2018              : $119,529
July 2, 2018               : $117,366
July 31, 2018             : $120,235
Aug 31, 2018             : $126,710
Sept 30, 2018            : $135,258
Dec 1, 2018               : $133,314
Dec 30, 2018             : $128,407
Jan 31, 2019              : $139,828
March 1, 2019            : $145, 617

BeautifulDay

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Re: Race from 100 to 250k
« Reply #2332 on: March 01, 2019, 07:43:30 PM »

            Net Worth    Investment Assets (401k, IRAs, HSA)
Mar 2016      $28,361      $72,408
Jun 2016      $40,970      $79,977
Sep 2016      $57,895      $90,677
Dec 2016      $80,499      $96,796
Mar 2017      $99,766      $73,973
Jun 2017     $102,562      $93,148
Sep 2017     $112,554     $103,702
Dec 2017     $128,724     $116,626
Mar 2018     $133,930     $123,367
Jun 2018     $148,700     $135,564
Sep 2018     $160,509     $148,562
Dec 2018     $148,046     $134,289
Jan 2019     $149,839     $135,883
Feb 2019     $171,028     $155,841

Izybat

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Re: Race from 100 to 250k
« Reply #2333 on: March 02, 2019, 06:14:22 AM »
1/17 - $71,425.20
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
10/17 - $141,917.56
11/17 - $149,045.19
12/17 - $153,537.92
1/18 - $160,704.93
2/18 - $167,472.58
<stopped tracking for a long time - moved cross country>
1/19 - $181,982.57
2/19 - $189,253.74

RePatriot

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Re: Race from 100 to 250k
« Reply #2334 on: March 02, 2019, 03:32:53 PM »

I'm joining this thread a little late.
2/1- $149253.56

After front loading our 2019 IRAs, we should be investing roughly $2500 a month to max pretax space.  Hopefully we can throw more in our brokerage account over time.  I'm (hopefully) going back to school in Fall 2021 and would like to be closing in on 250k then.

3/2
Had an amazing month.  Our first real month of noticeable growth in investments since we kicked off in December of 2017.  Beginning of March numbers:
Total NW   157059 (+$7805)
   
Total Investments   $110547
Investments Gains/Losses   $3861
   
Cash   $46512
$ Saved   331.44
Invest. Contributions   3613
   
Non-Rent    2485.83
Spending   

moonpalace

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Re: Race from 100 to 250k
« Reply #2335 on: March 04, 2019, 06:36:40 AM »
01/2017:  $42,000
....
01/2018:  $143,602
02/2018:  $151,025
03/2018:  $158,208
04/2018:  $161,505
05/2018:  $171,200
06/2018:  $186,416
07/2018:  $190,600
08/2018:  $201,789
09/2018:  $214,798
10/2018:  $223,764
11/2018:  $221,810
12/2018:  $230,270
01/2019:  $226,818
02/2019:  $242,032
03/2019:  $258,467

So long, everyone! See you in the next thread!
Link to group spreadsheet

wonkette

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Re: Race from 100 to 250k
« Reply #2336 on: March 04, 2019, 02:27:46 PM »
March 1: 204,123

FINALLY cracked 200K. Feels great!

Raenia

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Re: Race from 100 to 250k
« Reply #2337 on: March 04, 2019, 03:57:21 PM »
March 1: 204,123

FINALLY cracked 200K. Feels great!

Jealous!  I was 70 short at my end-of-Feb accounting, and the money I've saved for a downpayment will probably leave my account before my next tally.  So sad :P

dreadmoose

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Re: Race from 100 to 250k
« Reply #2338 on: March 04, 2019, 04:16:04 PM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764    
   May 1       $129,950    
   June 1       $149,174    
   July 1       $154,992            
   Aug 1       $167,846            
   Sep 1       $180,482            
   Oct 1       $185,098            
   Nov 1       $194,857            
   Dec 1       $205,773           
   Jan 1       $212,860           
   Feb 1       $230,743           
   Mar 1       $244,321           (+13,578)

Another month of great stock market returns pushing me up. If these hold on I should be able to graduate in the next two months! Very exciting.

I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).

snoot

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Re: Race from 100 to 250k
« Reply #2339 on: March 05, 2019, 04:29:39 AM »
01/2018 $67,602
01/2019 $101,315
02/2019 $116,294
03/2019 $121,914

coffeefueled

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Re: Race from 100 to 250k
« Reply #2340 on: March 05, 2019, 07:31:11 AM »
Aug2018: 208,651
Sept2018: 215,804
Oct2018: 223,539
Nov2018: 217,200
Dec2018: 219,978
Jan2019: 209,471
Feb2019: 221,436
Mar2019: 229,871

Still trying for to graduate sometime this summer. Nice to see many of us getting close.

ingrownstudentloans

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Re: Race from 100 to 250k
« Reply #2341 on: March 05, 2019, 08:29:44 AM »
I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07  - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (one more fun month, then back to slow(er) growth mode)

CorpRaider

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Re: Race from 100 to 250k
« Reply #2342 on: March 05, 2019, 11:56:33 AM »
Liquid Investments: 

12/14 ~    $46,000
12/15 ~    $81,000
12/16 ~  $109,000
12/17 ~  $164,000     
12/18 ~  $180,000
01/19 ~  $188,000
02/19 ~  $194,000

Also took a stab at TNW.  Estimated it in the neighborhood of $400K (or ~$600 if I were a RE developer/finance guru wannabe).
« Last Edit: March 27, 2019, 11:06:55 AM by CorpRaider »

solon

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Re: Race from 100 to 250k
« Reply #2343 on: March 05, 2019, 12:53:08 PM »

 1/2017  $88,615
 1/2018 $132,155
 1/2019 $177,349
 2/2019 $188,332
 3/2019 $187,634



Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Toad

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Re: Race from 100 to 250k
« Reply #2344 on: March 06, 2019, 10:38:54 PM »
Summary of accounts:

   Date      Bank Accounts      Taxable Investments      IRAs and 401k      TOTAL      CHANGE   
   February 1, 2018      $13,975.00      $81,380.67      $51,185.33      $146,541.00   
   February 16, 2018      $13,812.30      $82,021.39      $51,242.74      $147,076.43      +0.37%   
   March 1, 2018      $10,851.87      $81,263.42      $50,645.46      $142,760.75      -2.93%   
   March 16, 2018      $10,400.70      $86,537.43      $51,975.87      $148,914.00      +4.31%   
   April 1, 2018      $9,260.83      $82,902.34      $49,913.25      $142,076.42      -4.59%   
   April 16, 2018      $9,024.81      $84,219.71      $56,999.42      $150,243.94      +5.75%   
   May 1, 2018      $6,865.67      $81,933.59      $59,445.02      $148,244.28      -1.33%   
   May 16, 2018      $7,083.48      $82,866.54      $62,421.20      $152,371.22      +2.78%   
   June 1, 2018      $6,764.50      $83,959.71      $66,115.73      $156,839.94      +2.93%   
   June 16, 2018      $6,879.10      $83,700.80      $69,304.41      $159,884.31      +1.94%   
   July 1, 2018      $7,123.50      $83,121.42      $69,308.09      $159,553.01      -0.21%   
   July 16, 2018      $10,719.90      $85,129.69      $71,826.92      $167,676.51      +5.09%   
   August 1, 2018      $14,732.56      $86,652.82      $72,329.18      $173,714.56      +3.60%   
   August 16, 2018      $13,196.71      $87,191.11      $73,238.38      $173,626.20      -0.05%   
   September 1, 2018      $13,673.41      $90,472.35      $74,941.54      $179,087.30      +3.15%   
   September 16, 2018      $15,374.17      $91,006.68      $75,107.00      $181,487.85      +1.34%   
   October 1, 2018      $16,854.55      $91,794.30      $75,717.00      $184,365.85      +1.59%   
   October 16, 2018      $16,612.47      $88,368.57      $73,031.47      $178,012.51      -3.45%   
   November 1, 2018      $18,285.38      $84,982.39      $71,020.77      $174,288.54      -2.09%   
   November 16, 2018      $18,662.38      $90,062.64      $71,356.00      $180,081.02      +3.06%   
   December 1, 2018      $17,708.68      $91,239.50      $71,548.00      $180,496.18      +0.23%   
   December 16, 2018      $20,409.16      $89,632.75      $72,123.11      $182,165.02      +0.92%   
   January 1, 2019      $23,668.81      $89,632.75      $72,953.77      $185,911.60      +2.06%   
   January 16, 2019      $25,068.47      $92,552.05      $73,024.63      $190,645.15      +2.55%   
   February 1, 2019      $22,665.56      $94,290.71      $78,618.00      $195,574.27      +2.59%   
   February 16, 2019      $22,004.97      $95,148.33      $82,442.71      $199,596.01      +2.00%   
   March 1, 2019      $21,422.97      $95,094.09      $85,633.00      $202,150.06      +1.28%   

Broke 200k this month.  Onwards.

Raymond Reddington

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Re: Race from 100 to 250k
« Reply #2345 on: March 10, 2019, 10:16:46 PM »
February recap: February spending was down significantly from the very expensive January, however, assets were still hit as some January bills came due. The strong performance of the market more than covered this, plus aggressive saving during the month and minimizes expenses (total credit card expenditures were about $150, and I redeemed cash back rewards to cut that to $77).

Grad school has been seriously tough, but I am holding water so far, even if it feels like everything else is underwater. Interviewed for a promotion at work which would be a boon to income, although it would almost certainly come at the expense of weekends off. Basement project continues but is finally starting to see the light at the end of the tunnel as most of the major work has been done including all the plumbing, 90% of the electrical, and all of the concrete subfloor.

I thought I was done selling down positions, but February's rise gave an opportunity to get out of some positions that recovered enough to sell, and a dividend cut in one stock in particular was cause for selling, but I reinvested everything back into the market right away. A couple more companies announced dividend increases, which will help. I am also hopeful we can get a new labor contract soon, which would carry retro pay that could immediately get invested in my 457 account to boost that.

December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
December 2018: $219,103
January 2019: $224,363
February 2019: $229,741
« Last Edit: March 10, 2019, 10:19:55 PM by Raymond Reddington »

MVal

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Re: Race from 100 to 250k
« Reply #2346 on: March 13, 2019, 07:39:09 PM »
8/27/18 - $138,916 (if you count the $2500 my sister owes me)

Been feeling that restless desperation again of wanting to be done with this already. I can't stand the thought of obligatory work for another 5-8 years. I'm truly contemplating quitting my job when I reach $150K NW. However, that target moves around in my head a lot with my emotions...sometimes I think I'll quit when my investments reach $150K or when I have over $20K liquid cash...or sometimes I promise myself I won't do it until I reach $200K NW.

Either way, I need a break but I feel foolish to give up my comfortable position. There's no guarantee of what might happen if I just up and quit. I'm thankful for what my decent job has given me for eight years, but I have no motivation to do it anymore. I'm heavily involved in a Libertarian political campaign right now, so maybe when that is over, I might have time to really invest in a good side hustle I've got some ideas for.
[/quote]

Ahh, I'm feeling a lot better now. All that stress of last year is behind me and things have settled down at my job (we spent a whole year thinking we'd be laid off at any moment, but now the tide has turned and seems we'll be staying put for the next several months, at least). We got the impression last year from a series of communications about downsizing, budget tightening and revised structure on performance reviews that our bonuses and raises were going down the toilet, but instead I got a BIG raise and the BIGGEST bonus I've ever received (and the ones before were nothing to sneeze at, always a few thousand dollars)!  With the bonus, my annual salary will finally crack $50K this year and I'm so excited.

With such generous provisions, I've been able to front load my 401K with $10K this first quarter of the year, giving me a good head start to saving 50% of my income in 2019. The market bouncing back from the dive at the end of 2018 has helped too, although who knows what will happen this year.

I'm REALLY excited today because I hit a big milestone that has been painful to reach since my savings slowed down last year and market was lower than the last two years. As of today, I finally crossed $150K!!! I hit 100K at the end of May 2017, so this has been a long time coming.

3/13/19     $150,836
8/22/19     $161,185   Would have been $165K, but I bought my sister's old car recently. Still haven't sold my old car.
« Last Edit: August 22, 2019, 12:27:22 PM by MVal »

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2347 on: March 13, 2019, 10:30:20 PM »
Great news, keep plugging along but be honest with yourself about how your job impacts your well being. As you get further on the path it should be less and less daunting or scary to think about finding a better opportunity.

You have more experience and that should give you the confidence to improve a situation you chose to leave.

Sent from my Pixel 2 XL using Tapatalk


FI-REality

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Re: Race from 100 to 250k
« Reply #2348 on: March 14, 2019, 06:07:56 AM »
Goal of $250,000 by Sept of 2019.

Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69

Mar 1/19 - $197,862.10

mountain_air

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Re: Race from 100 to 250k
« Reply #2349 on: March 14, 2019, 06:20:31 PM »
super late check-in

2/1/18    108,535
3/1/18    111,337
4/1/18    117,617
5/1/18    135,266
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306
9/1/18    169,777
10/1/18  178,901
11/1/18  179,225
12/1/18  185,066
1/1/19    184,310 
2/1/19    196,092
3/1/19    202, 431