Author Topic: Race from 100 to 250k  (Read 391855 times)

abhe8

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Re: Race from 100 to 250k
« Reply #2050 on: September 08, 2018, 03:42:49 AM »


I'm here!! Or at least I think I am. I'm still trying to decide the best way to track my progress. These are my numbers for NW in personal Capitol.

Aug 1, 2018: 132,613.79
Sept 7,2018: 161,693.24

The big bump is mostly (24k) my annual student loan payment from work.


abhe8

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Re: Race from 100 to 250k
« Reply #2051 on: September 08, 2018, 03:43:12 AM »


I'm here!! Or at least I think I am. I'm still trying to decide the best way to track my progress. These are my numbers for NW in personal Capitol.

Aug 1, 2018: 132,613.79
Sept 7,2018: 161,693.24

The big bump is mostly (24k) my annual student loan payment from work.


MrUpwardlyMobile

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Re: Race from 100 to 250k
« Reply #2052 on: September 08, 2018, 06:33:24 AM »


I'm here!! Or at least I think I am. I'm still trying to decide the best way to track my progress. These are my numbers for NW in personal Capitol.

Aug 1, 2018: 132,613.79
Sept 7,2018: 161,693.24

The big bump is mostly (24k) my annual student loan payment from work.

Your job pays 24k toward your student loans annually? What the heck job do you have?!

mountain_air

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Re: Race from 100 to 250k
« Reply #2053 on: September 08, 2018, 07:31:12 AM »
This is finally starting to feel like we will actually make it, not only to 250k but maybe all the way to 1M.  Its an odd feeling.  The only thing I can really compare it to was getting out of debt.  It felt like we would never make it until one day we were only a few thousand away.

Wish I had your optimism...just feel like I am playing a Pokemon game and am at the Elite Four...just grinding it out endlessly until I level up enough to defeat them.
[/quote]

I completely understand.  I've had more than a few months where i felt the same way, maybe even like im going backwards.  Just keep grinding away at it, it will feel easier after a while.

onlykelsey

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Re: Race from 100 to 250k
« Reply #2054 on: September 08, 2018, 08:08:30 AM »

Quote
I completely understand.  I've had more than a few months where i felt the same way, maybe even like im going backwards.  Just keep grinding away at it, it will feel easier after a while.

In some ways I think this actually gets harder and more important the further you are in your journey.  In the beginning, building up savings and paying off debt produces (almost always) a positive gain most months or quarters.  As you kill debt and start putting more money in the market or real estate or whatever, you lose control over the numbers a lot more.

dcozad999

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Re: Race from 100 to 250k
« Reply #2055 on: September 10, 2018, 02:58:59 PM »
Summary of accounts:

   Date      Bank Account      Taxable Investments      IRAs and 401k      TOTAL      CHANGE   
   February 1, 2018      $13,975.00      $81,380.67      $51,185.33      $146,541.00   
   February 16, 2018      $13,812.30      $82,021.39      $51,242.74      $147,076.43      +0.37%   
   March 1, 2018      $10,851.87      $81,263.42      $50,645.46      $142,760.75      -2.93%   
   March 16, 2018      $10,400.70      $86,537.43      $51,975.87      $148,914.00      +4.31%   
   April 1, 2018      $9,260.83      $82,902.34      $49,913.25      $142,076.42      -4.59%   
   April 16, 2018      $9,024.81      $84,219.71      $56,999.42      $150,243.94      +5.75%   
   May 1, 2018      $6,865.67      $81,933.59      $59,445.02      $148,244.28      -1.33%   
   May 16, 2018      $7,083.48      $82,866.54      $62,421.20      $152,371.22      +2.78%   
   June 1, 2018      $6,764.50      $83,959.71      $66,115.73      $156,839.94      +2.93%   
   June 16, 2018      $6,879.10      $83,700.80      $69,304.41      $159,884.31      +1.94%   
   July 1, 2018      $7,123.50      $83,121.42      $69,308.09      $159,553.01      -0.21%   
   July 16, 2018      $10,719.90      $85,129.69      $71,826.92      $167,676.51      +5.09%   
   August 1, 2018      $14,732.56      $86,652.82      $72,329.18      $173,714.56      +3.60%   
   August 16, 2018      $13,196.71      $87,191.11      $73,238.38      $173,626.20      -0.05%   
   September 1, 2018      $13,673.41      $90,472.35      $74,941.54      $179,087.30      +3.15%   

Good month overall.  Next month through the end of the year should be good since I start to get my additional ~1k/mo for teaching this semester.

This is finally starting to feel like we will actually make it, not only to 250k but maybe all the way to 1M.  Its an odd feeling.  The only thing I can really compare it to was getting out of debt.  It felt like we would never make it until one day we were only a few thousand away.

Wish I had your optimism...just feel like I am playing a Pokemon game and am at the Elite Four...just grinding it out endlessly until I level up enough to defeat them.


Dude, you added $33K in just 7 months. I call that killing it.

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2056 on: September 11, 2018, 08:36:55 AM »
Summary of accounts:

   Date      Bank Account      Taxable Investments      IRAs and 401k      TOTAL      CHANGE   
   February 1, 2018      $13,975.00      $81,380.67      $51,185.33      $146,541.00   
   February 16, 2018      $13,812.30      $82,021.39      $51,242.74      $147,076.43      +0.37%   
   March 1, 2018      $10,851.87      $81,263.42      $50,645.46      $142,760.75      -2.93%   
   March 16, 2018      $10,400.70      $86,537.43      $51,975.87      $148,914.00      +4.31%   
   April 1, 2018      $9,260.83      $82,902.34      $49,913.25      $142,076.42      -4.59%   
   April 16, 2018      $9,024.81      $84,219.71      $56,999.42      $150,243.94      +5.75%   
   May 1, 2018      $6,865.67      $81,933.59      $59,445.02      $148,244.28      -1.33%   
   May 16, 2018      $7,083.48      $82,866.54      $62,421.20      $152,371.22      +2.78%   
   June 1, 2018      $6,764.50      $83,959.71      $66,115.73      $156,839.94      +2.93%   
   June 16, 2018      $6,879.10      $83,700.80      $69,304.41      $159,884.31      +1.94%   
   July 1, 2018      $7,123.50      $83,121.42      $69,308.09      $159,553.01      -0.21%   
   July 16, 2018      $10,719.90      $85,129.69      $71,826.92      $167,676.51      +5.09%   
   August 1, 2018      $14,732.56      $86,652.82      $72,329.18      $173,714.56      +3.60%   
   August 16, 2018      $13,196.71      $87,191.11      $73,238.38      $173,626.20      -0.05%   
   September 1, 2018      $13,673.41      $90,472.35      $74,941.54      $179,087.30      +3.15%   

Good month overall.  Next month through the end of the year should be good since I start to get my additional ~1k/mo for teaching this semester.

This is finally starting to feel like we will actually make it, not only to 250k but maybe all the way to 1M.  Its an odd feeling.  The only thing I can really compare it to was getting out of debt.  It felt like we would never make it until one day we were only a few thousand away.

Wish I had your optimism...just feel like I am playing a Pokemon game and am at the Elite Four...just grinding it out endlessly until I level up enough to defeat them.


Dude, you added $33K in just 7 months. I call that killing it.

Agree with Dcozad999, great job adding $30k+ in just 7 months.

Nick_Miller

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Re: Race from 100 to 250k
« Reply #2057 on: September 13, 2018, 08:08:34 PM »
Jan 2016      $80,165.78
Mar 2016     $101,768.81
May 2016     $106,529.21
July 2016     $115,035.02
Sept 2016    $126,076.92
Nov 2016     $135,152.36
Jan 2017      $147,729.69
Mar 2017     $140,835.79 (moving expenses set us back)
May 2017     $149,690.19
July 2017     $157,768.24
Sept 2017    $167,359.52
Nov 2017     $175,059.46
Jan 2018      $190,018.18
Feb 2018      $198,506.91
March 2018  $206,086.24
April 2018    $206,732.49
May 2018     $211,986.89
June 2018    $217,559.28
July 2018     $231,046.53
Aug 2018     $239,233.26
Sept 2018 $252,544.08

Thanks to some bonuses, decent market performance this month, and copious numbers of zombie novels sold, the Nick Miller clan has finally...and the Nick says finally!...graduated from this thread!

I really enjoyed the banter and getting to know some of you folks, and I'm pretty sure the fun will continue in $250k-$500k.

-mic drop-

-gun fingers-

Nick out

Lews Therin

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Re: Race from 100 to 250k
« Reply #2058 on: September 13, 2018, 08:21:32 PM »
Well, that wasn't very stressful as far as races go.


Raymond Reddington

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Re: Race from 100 to 250k
« Reply #2059 on: September 14, 2018, 08:15:07 AM »
Rough month. All the bills from July came due at the same time, which include several prepaid items that will amortize over the next few months, but in terms of cash flow and present value of assets, not a good one. Even still, managed to get the numbers up. The market trading mostly flat didn't help, but the last few days of the month made the end result look better than it felt.

Late to the party, but my progress has been:

December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
June 2018: $217,065
July 2018: $221,250
August 2018: 222,274

Blahhhh456

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Re: Race from 100 to 250k
« Reply #2060 on: September 15, 2018, 08:43:36 AM »
Jan 2016      $80,165.78
Mar 2016     $101,768.81
May 2016     $106,529.21
July 2016     $115,035.02
Sept 2016    $126,076.92
Nov 2016     $135,152.36
Jan 2017      $147,729.69
Mar 2017     $140,835.79 (moving expenses set us back)
May 2017     $149,690.19
July 2017     $157,768.24
Sept 2017    $167,359.52
Nov 2017     $175,059.46
Jan 2018      $190,018.18
Feb 2018      $198,506.91
March 2018  $206,086.24
April 2018    $206,732.49
May 2018     $211,986.89
June 2018    $217,559.28
July 2018     $231,046.53
Aug 2018     $239,233.26
Sept 2018 $252,544.08

Thanks to some bonuses, decent market performance this month, and copious numbers of zombie novels sold, the Nick Miller clan has finally...and the Nick says finally!...graduated from this thread!

I really enjoyed the banter and getting to know some of you folks, and I'm pretty sure the fun will continue in $250k-$500k.

-mic drop-

-gun fingers-

Nick out


Congratulations!!! I might have withdrawals for a few months missing your antics. See you in the next thread!

MrUpwardlyMobile

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Re: Race from 100 to 250k
« Reply #2061 on: September 17, 2018, 06:10:03 AM »
Quote
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73

Lan Mandragoran

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Re: Race from 100 to 250k
« Reply #2062 on: September 17, 2018, 01:20:46 PM »
Aug 18                   $99,827
>>> Notes for August. Not a fun month, bought propane for the year, bought a fridge for rental, 1k of medical stuff. <<<
Sep 18                   $102,026


« Last Edit: September 17, 2018, 01:29:49 PM by Lan Mandragoran »

me1

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Re: Race from 100 to 250k
« Reply #2063 on: September 18, 2018, 09:24:27 AM »
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
 7/17/17    $182,905   $301,487
 8/17/17    $184,943   $301,381
 9/17/17    $191,576   $308,692
10/17/17   $197,557   $314,090
11/17/17   $201,230   $315,249
12/17/17   $210,178   $328,245
1/17/18     $225,531   $340,364
2/17/18     $224,612   $342,742
3/17/18     $226,810   $339,652
4/17/18     $227,061   $340,423
5/17/18     $230,609   $349,921
6/17/18     $238,269   $360,523
7/17/18     $241,997    $364,204
8/17/18     $246,204   $372,236
9/17/18     $264,012   $390,335

Hasta next thread, amigos! I guess I've graduated. SO starting a steady job definitely helped!


caracol

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Re: Race from 100 to 250k
« Reply #2064 on: September 20, 2018, 12:46:16 PM »
Yay! Finally reached 250k, and I think we will stay solidly there by the end of this month, too, even if the market fluctuates a bit. It's weird to have this much but also, it's not enough for FIRE. It's good to see from everyone else how long it takes. Headed to the race to 500k thread!

12/9/2015          101611
11/30/2016      128212
5/15/2017          161913
8/9/2017          176173
11/4/2017          200578
12/4/2017        204915
1/28/2018          211799
8/26/2018          244107
9/20/2018          250216

Nick_Miller

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Re: Race from 100 to 250k
« Reply #2065 on: September 20, 2018, 12:56:20 PM »
@Lews Therin, well I'm guessing the race to $500K will be a bit more stressful...we have a few years of trash talking ahead of us. Do you trash talk in Canada or is that against your constitution?

@Blahhhh456, how far away are you?? I promise there will be antics in the $250k-$500k thread. Someone there already told me that no one wears pants there! No one!

@Virtus, I win. No rationale needed because...lawyered!





Lews Therin

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Re: Race from 100 to 250k
« Reply #2066 on: September 20, 2018, 08:52:16 PM »
I win. Next summer I transfer my pension fund over to me. 250k value. (I'm just not counting it now.)
I'm also FIRE at 500k, so racing is done at 250k.

BeautifulDay

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Re: Race from 100 to 250k
« Reply #2067 on: September 22, 2018, 07:27:39 PM »

            Net Worth      investment and cash assets
Mar 2016      $28,361      $74,408
Jun 2016      $40,970      $81,270
Sep 2016      $57,895      $92,035
Dec 2016      $80,499     $100,376
Mar 2017      $99,766     $116,593
Jun 2017     $102,562      $96,048
Sep 2017     $112,554     $106,887
Oct 2017     $116,826     $110,677
Dec 2017     $128,724     $121,976
Jan 2018     $136,288     $127,999
Feb 2018     $140,881     $132,219
Mar 2018     $133,930     $124,857
Apr 2018     $146,151     $136,573 cash from parents for business
May 2018     $141,036     $133,501 made business capital purchases
Jun 2018     $148,700     $139,600
Jul 2018     $153,000     $141,845
Aug 2018     $157,317     $146,407


stimepy

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Re: Race from 100 to 250k
« Reply #2068 on: September 28, 2018, 08:16:53 AM »
DateFIREMediTotal NW% IncreaseNotes
6/1/2017$115,738 -
6/30/2017$117,232~ +1.29%
7/31/2017$119,087~ +1.58%
8/31/2017$123,218~ +3.47%
9/30/2017$123,886~ +0.54%
10/31/2017$125,468.75+1.28%
11/30/2017$124,036.64~-1.14%- Almost a new leap day  ;)
12/31/2017$130,952.23~5.58%- Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018$135,011.70~ 3.10%
2/28/2018$135,864.07~ 0.63%
3/30/2018$138,236.93~2.39%
4/31/2018$146,471.66~5.96%
5/31/2018$149,243.29~ 1.89%
6/29/2018$138,672.35$10,383.62$149,055.97~-.13%
7/31/2018$143,601.47$11,999.00$155,600.47~4.39%
8/31/2018$170,882.66$33,529.66203,882.32~31.37%
Numbers based on Mint

9/28/2018 Fire: $175,228.25 + Medi  $33,941.00 = $209,169.25 ~2.33%

Posting slightly early cause not expecting thing to change much over the week end.

kickel

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Re: Race from 100 to 250k
« Reply #2069 on: September 28, 2018, 04:53:42 PM »
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915
3/18: $140,688
4/18: $148,621
5/18: $153,220
6/18: $157,062
7/18: $166,413
8/18: $176,354

9/18: $186,532

Let's go! Seeing some progress here. Really starting to see the compounding effect. I could really see it come into play around 140K.

Stretch goal still 200K by EOY. 13.5k away.

tjrssibelle

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Re: Race from 100 to 250k
« Reply #2070 on: September 28, 2018, 10:20:22 PM »

Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k
Jul 2018 - $232.53 k
Aug 2018 - $239.87 k
Sep 2018 - $242.39 k; so close

Sent from my SM-N920V using Tapatalk


ItsALongStory

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Re: Race from 100 to 250k
« Reply #2071 on: September 29, 2018, 06:13:56 AM »
Brand new to this forum, this is literally my first post. Excited to see this take off towards 250k and beyond. Started professional career in this country back 2012 at 31 years old, effectively starting from scratch. Super fortunate to have gotten a great opportunity in 2016 that has really allowed me to catch up a number of years in a short time span. My wife has been retired nearly 15 years, she is significantly older than me and she is therefore not interested in planning for the future. This is 100% a solo effort.

Edited: Added a lot more detail from what I could find on Mint.

Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90

I currently max out 401k, my Roth IRA and my ESPP which is pretty much all I can get away with due to S/O not being on board (which is somewhat understandable as she is on a pension already and significantly older than me). I also put about $4400 per year in HSA currently and may consider maxing that out soon as well. We could do with more of an EF buffer but again, she sees no value in it as she considers her income '100% guaranteed'. It is for the most part as the retirement fund she is relying on has done really well.

All done for the month
Oct-18: $149116 + $3500  in HSA which I'm including for the first time. = $152616

Graduation Target is June 2020 but January 2020 is my stretch goal.
« Last Edit: September 29, 2018, 06:17:24 AM by ItsALongStory »

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2072 on: September 29, 2018, 07:02:03 AM »
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915
3/18: $140,688
4/18: $148,621
5/18: $153,220
6/18: $157,062
7/18: $166,413
8/18: $176,354

9/18: $186,532

Let's go! Seeing some progress here. Really starting to see the compounding effect. I could really see it come into play around 140K.

Stretch goal still 200K by EOY. 13.5k away.

Great job!

Seems that lately your standard jumps are $5k with $10k outliers and for me that too is sort of a mental difference vs 3 or 4k increments. I just recently eclipsed $150k so I hope my trajectory aligns with yours.

Neustache

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Re: Race from 100 to 250k
« Reply #2073 on: September 29, 2018, 11:40:50 AM »
09/05/18     154,000
10/01/18     168,330

Pulled some temp savings to start the T IRA fill up for 2018 - should finish filling it up in October.  So while it looks like a huge jump, 8.5K of that was just sitting in savings and now it's invested. So not quite as impressive as it looks.  Definitely won't have many 14K additions for one month in the future!

Radagast

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Re: Race from 100 to 250k
« Reply #2074 on: September 29, 2018, 11:50:42 AM »
Quarter StockBondCash  +House       XIRR
Q3 2016:  $112,200     $165,800      13.6%
Q4 2016:  $124,300     $178,500      16.1%
Q1 2017:  $148,300     $203,300      12.1%
Q2 2017:  $160,548     $217,018      11.8%
Q3 2017:  $178,042     $235,102      13.3%
Q4 2017:  $203,082     $260,736      15.6%
Q1 2018:  $213,941     $272,491      12.3%
Q2 2018:  $223,802     $283,554      TBD
Q3 2018:  $235,666     $296,330      Too much work

OUCH! I really hope to move on to the next thread at the end of this year. The needle has not been moving as fast as I would like the past few quarters.

SeattleStache

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Re: Race from 100 to 250k
« Reply #2075 on: September 29, 2018, 02:47:14 PM »
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)
July 2018: $208,954 (total NW $380,041) Starting a new job in August which will finally allow me to max out my 401(k)
August 2018:$213,699 (total NW $385,100)
September 2018: $215,600 (total NW $385,197)

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

DarkandStormy

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Re: Race from 100 to 250k
« Reply #2076 on: September 30, 2018, 10:53:32 AM »
NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325
8/1/18 - $220,843 // $149,916
9/1/18 - $233,654 // $154,377

10/1/18 - $245,070 // $155,324

junga

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Re: Race from 100 to 250k
« Reply #2077 on: September 30, 2018, 11:07:05 AM »
January 1, 2018         : $97,318
February 2, 2018        : $104,695
March 1,2018             : $107,006
March 30, 2018          : $115,189
May 1, 2018               : $116,178
June 1, 2018              : $119,529
July 2, 2018               : $117,366
July 31, 2018             : $120,235
Aug 31, 2018             : $126,710
Sept 30, 2018            : $135,258

MrUpwardlyMobile

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Re: Race from 100 to 250k
« Reply #2078 on: September 30, 2018, 04:11:46 PM »
Quote
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
10/1/18 - $197,629.50

Milkm4n

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Re: Race from 100 to 250k
« Reply #2079 on: October 01, 2018, 03:04:41 AM »
SEPTEMBER UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222

  Expenses were high this month and investments were flat. Nonetheless, still moving in the right direction.

dcozad999

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Re: Race from 100 to 250k
« Reply #2080 on: October 01, 2018, 06:40:12 AM »
2/1/2018    $198,264.59
3/1/2018    $204,079.63
4/1/2018    ???
5/1/2018    $206,310.31
6/1/2018    $207,731.13
7/1/2018    $209,452.69
8/1/2018    $218,450.07
9/1/2018    $224,242.78
10/1/2018  $227,036.87

Epor

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Re: Race from 100 to 250k
« Reply #2081 on: October 01, 2018, 07:07:04 AM »
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM   3/17)
----------
                Total       Saved       Market G/L
01/01/18 93684.00   2136.40 908.60
02/01/18 103443.00   4675.00     5084.00
03/01/18 100621.00   1645.00    -4467.00
04/01/18 100572.00   1645.00    -1694.00
05/01/18 102878.00   1845.00      461.00
06/01/18 109348.00   3845.00     2625.00
07/01/18 117669.00   8265.00       56.00
08/01/18 121581.00    400.00     3512.00
09/01/18 126351.00    400.00     4370.00
10/01/18 126843.00   2400.00    -1908.00



ItsALongStory

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Re: Race from 100 to 250k
« Reply #2082 on: October 01, 2018, 07:15:57 AM »
Quote
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
10/1/18 - $197,629.50

There are some huge jumps in there this year, awesome job. Could hit $500k very quickly.

BiggerFishToFI

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Re: Race from 100 to 250k
« Reply #2083 on: October 01, 2018, 07:32:45 AM »
Month   Networth   Investments
12/31/16   $115,671   $64,692
01/31/17   $119,371   $66,070
02/28/17   $124,835   $67,186
03/31/17   $129,469   $67,472
04/30/17   $125,786   $67,858
05/31/17   $134,698   $70,822
06/30/17   $140,666   $82,983
07/31/17   $153,716   $92,589
08/31/17   $159,027   $96,256
09/30/17   $168,105   $100,416
10/31/17   $181,050   $106,552
11/30/17   $192,875   $111,570
12/31/17   $209,837   $123,158
01/31/18   $226,173   $140,791
02/28/18   $227,345   $139,409
03/31/18   $230,611   $140,661
04/30/18   $240,326   $148,934
05/31/18   $252,234   $157,561
06/30/18   $254,345   $163,327
07/31/18   $285,203   $176,231
08/31/18   $293,078   $186,348
09/30/18   $302,203   $206,186

Gearing up for a house purchase... then comes furniture, refinishing flooring, ripping out carpet and I"m sure a bunch of other costs :(.

Would love to hit 250k invested by the end of the year but that is really going to depend on the above costs + the size of the annual bonus. Wish us luck!

ingrownstudentloans

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Re: Race from 100 to 250k
« Reply #2084 on: October 01, 2018, 07:56:16 AM »
I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07  - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06

9/30/2018 $122,259.23 (should slow down for rest of year as both 401Ks are maxed) $125,8333.33 (revised up to reflect newly found quarterly statement that somehow found us at our new house wife's old retirement account from 5+ years ago)
« Last Edit: October 11, 2018, 07:53:52 AM by ingrownstudentloans »

marcela

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Re: Race from 100 to 250k
« Reply #2085 on: October 01, 2018, 07:59:54 AM »
Background on net worth: No kids, 1 dog (he's a very good boy), we own a house.

08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145

10/31/2016: $101,606        (+$2,334)
11/17/2016: $103,940        (+$2,334)
12/30/2016: $109,785.19   (+$5,845.19)
1/31/2017:   $112,318.74   (+$2,533.55)
2/28/2017:   $119,499.39   (+$7,180.65)
3/31/2017:   $124,640.83   (+$5,141.44)
4/30/2017:   $109,329.00   (-$15,311.83)
5/31/2017:   $108,986.53   (-$342.47)
6/30/2017:   $114,809.37   (+$5,822.84) Husband started working making 75k
7/31/2017:   $118,822.63   (+$4,013.26)
8/31/2017:   $127,150.06   (+$8,327.43)
9/29/2017:   $137,371.91   (+$10,221.85)
10/31/2017: $131,182.62   (-$6,189.29)
11/30/2017: $160,216.75   (+$29,034.13) We bought a house!
12/31/2017: $167,991.01   (+$7,774.26)
1/31/2018:   $180,969.37   (+$12,978.36) Husband started new job making $61k plus bonus
2/28/2018:   $184,798.13   (+$3,828.76)
3/31/2018:   $184,548.87   (-$249.26)
4/30/2018:   $188,623.33   (+4,074.46)
5/31/2018:   $194,415.98   (+5,792.65)
6/30/2018:   $202,304.86   (+7,888.88)
07/31/2018: $208,928.39   (+6,623.53)
8/31/2018:   $221,155.30   (+12,226.91)
9/30/2018:   $227,833.89   (+6,678.59)

We had a spendy month in September. Went to Paris, bought plane tickets and put down deposits for Cancun in the Spring for a family reunion/my gramps's 90th birthday and I ended up paying to put my parents up in a decent hotel after their AirBnB was disgusting. We were able to get our grocery spending back on track after a few months of going way over. My husband's LDL came back a little elevated from his last doctor's visit so we'll be shifting our eating to less red meat/bacon which will also save money. If husband could have it his way we would eat beef every day. Not great for the grocery budget. We are looking to get me a bike, but might hold off til Black Friday for some deals.
Looks like we'll graduate from this thread in early January, maybe in December if the bonus/investment gods smile on us.

mustache you a question

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Re: Race from 100 to 250k
« Reply #2086 on: October 01, 2018, 09:03:24 AM »
Update for October

Total Net Worth:

May 2018 - 104,770
June 2018 - 111,962
July 2018 - 113,933
August 2018 - 121,622
September 2018 - 123,785
October 2018 - 139,051

Equity grants and a big jump in home value have pumped up our NW.  Feels good to see the number get bigger!


Check2400

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Re: Race from 100 to 250k
« Reply #2087 on: October 01, 2018, 09:45:46 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500
Aug. 1  2018 -  194,000
Sept 1  2018 -  200,500
Oct. 1  2018 -  200,800

Dropped a good chunk of change on a reservation for 2019, so prepaying for a vacation set me back a grand.  This month could be a huge month for me, as a big payment comes due, but who knows.  The bigger goal is to stay on budget this month--I haven't made it under budget in 4 months, and the past two months haven't even been close!


mustardstew

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Re: Race from 100 to 250k
« Reply #2088 on: October 01, 2018, 03:53:56 PM »
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960

10/2018 - $133,054
Err...

kickel

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Re: Race from 100 to 250k
« Reply #2089 on: October 01, 2018, 04:25:41 PM »
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960

10/2018 - $133,054
Err...

You're going the wrong way... lol there is always next month for a big swing. Plus September is historically a down month in the market.

kickel

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Re: Race from 100 to 250k
« Reply #2090 on: October 01, 2018, 04:30:46 PM »
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915
3/18: $140,688
4/18: $148,621
5/18: $153,220
6/18: $157,062
7/18: $166,413
8/18: $176,354

9/18: $186,532

Let's go! Seeing some progress here. Really starting to see the compounding effect. I could really see it come into play around 140K.

Stretch goal still 200K by EOY. 13.5k away.

Great job!

Seems that lately your standard jumps are $5k with $10k outliers and for me that too is sort of a mental difference vs 3 or 4k increments. I just recently eclipsed $150k so I hope my trajectory aligns with yours.

I like the big jumps, I save on average about 5-6k a month after tax. From there I live on 1,800 or less including housing expenses. So any extra commission go into the savings. I figure save as much as I can now, then is 3-4 years the rest of life finances won't be a major focus. Trying to ramp commissions so I can save even more.

moonpalace

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Re: Race from 100 to 250k
« Reply #2091 on: October 02, 2018, 07:12:14 AM »
01/2017:  $42,000
....
01/2018:  $143,602
02/2018:  $151,025
03/2018:  $158,208
04/2018:  $161,505
05/2018:  $171,200
06/2018:  $186,416
07/2018:  $190,600
08/2018:  $201,789
09/2018:  $214,798
10/2018:  $223,764

Just might make it to $250k by year end!

Link to group spreadsheet

Blahhhh456

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Re: Race from 100 to 250k
« Reply #2092 on: October 02, 2018, 07:59:22 AM »

Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00

Good month for gains in the market!

Whoops a little late with reporting!!
Sept 1, 2018 - $243,320
Thank you to three paycheck month, I am closing in on $250k!

Oct 1, 2018 - $247,758
So close!! Next month should put me over $250k; hoping for no dramatic loss in the markets.

coffeefueled

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Re: Race from 100 to 250k
« Reply #2093 on: October 02, 2018, 08:08:48 AM »
Nov2017: 173,868
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747
Apr2018: 184,058 [started tracking investments only]
???2018: [accounts unsync from software = no tracking, oops]
July2018: 190,242
Aug2018: 208,651
Sept2018: 215,804
Oct2019: 223,539

steady going... maybe another 4-6 months

david_shin

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Re: Race from 100 to 250k
« Reply #2094 on: October 02, 2018, 08:55:15 AM »
Is it too late to join this challenge? Set to hit $100k this month if everything goes according to plan. But looks like a number of people on here have already completed the challenge since thread started in 2015.

solon

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Re: Race from 100 to 250k
« Reply #2095 on: October 02, 2018, 08:57:02 AM »
Is it too late to join this challenge? Set to hit $100k this month if everything goes according to plan. But looks like a number of people on here have already completed the challenge since thread started in 2015.

People are joining all the time! And people are graduating all the time. Welcome aboard.

Lews Therin

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Re: Race from 100 to 250k
« Reply #2096 on: October 02, 2018, 09:00:11 AM »
Is it too late to join this challenge? Set to hit $100k this month if everything goes according to plan. But looks like a number of people on here have already completed the challenge since thread started in 2015.

It's like the rollercoaster games on computers. New people jumping on all the time, and then being ejected to the next one because it's funnier to not finish the tracks and watch the little people fly.
10-100k; 100,250k and then I think there's a 250k to Jeff Bezos. That one is pretty rough.

dreadmoose

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Re: Race from 100 to 250k
« Reply #2097 on: October 02, 2018, 01:53:20 PM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764    
   May 1       $129,950    
   June 1       $149,174    
   July 1       $154,992            
   Aug 1       $167,846            
   Sep 1       $180,482            
   Oct 1       $185,098            (+4616)

This month went very well until last friday when our dollar jumped and made my accounts appear lower, sunk in $8000 extra and only up $4616. It'll all work out in the end, and upward trend is great. Maybe I'll get a little bit of cheap stock buying now, hoorah.

I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).

AcftW

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Re: Race from 100 to 250k
« Reply #2098 on: October 03, 2018, 08:18:58 AM »
$43,153 - Jan 2016
$67,328 - Jan 2017

$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018
$126,450 - Apr 2018
$130,499 - May 2018
$125,105 - Jun 2018
$115,346 - Jul 2018
$121,995 - Aug 2018
$128,269 - Sep 2018
$135,577 - Oct 2018

Finally back to May status, low 140s are expected for the end of the year.

dignam

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  • Posts: 127
Re: Race from 100 to 250k
« Reply #2099 on: October 03, 2018, 01:58:57 PM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k [ouch market hurt]
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k