Author Topic: Race from 100 to 250k  (Read 367334 times)

Lews Therin

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Re: Race from 100 to 250k
« Reply #2000 on: August 16, 2018, 11:06:25 AM »
Meh, we're just accumulating. Everytime it goes down, ITS ON SALE!

fuzzy math

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Re: Race from 100 to 250k
« Reply #2001 on: August 17, 2018, 12:56:17 PM »

June 2018.  $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993

Market gains this month were crazy!!!
« Last Edit: September 03, 2018, 02:44:45 PM by fuzzy math »

Apples

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Re: Race from 100 to 250k
« Reply #2002 on: August 17, 2018, 07:14:48 PM »
Nov. 1 2015:  $101,701.11 --- gain of $8,228.48
Dec 1 2015:  $106,488.64 --- gain of $4,787.53
Jan. 1 2016:  $107,709.77 --- gain of $1,221.14
Feb. 1 2016:  $106,318.40 --- loss of $1,402.91
Mar. 1 2016:  $108,550.55 --- gain of $2,232.15
Apr. 1 2016:  $115,724.63 --- gain of $7,174.08  woohoo market swing up!
May 1 2016:  $119,946.35 --- gain of $4,221.72
June 1 2016:  $125,160.93 --- gain of $5,214.58
July 1 2016:  $127,094.93 --- gain of $1,934.00
August 1 2016:  $133,039.69 --- gain of $5,944.76
September 1 2016:  $136,465.21 --- gain of $3,425.52
October 1 2016:  $140,391.81 --- gain of $3,926.60
November 1 2016:  $145,497.13 --- gain of $5,105.32
December 1 2016:  $149,771.11 -- gain of  $3,732.60
January 1 2017:  $153,948.79 -- gain of $4,177.68
February 1 2017:  $163,262.29 -- gain of $9,313.60 
March 1 2017:  $169,266.73 -- gain of $6,004.44  January had 5 paychecks, so extra went in savings, which made this a better-than-average month.
April 1 2017:  $173,615.56 -- gain of $4,398.83
May 1 2017:  $179,910.03 -- gain of $6,294.47
June 1 2017:  $185,658.02 -- gain of $5,747.99
July 1 2017:  $189,004.34 -- gain of $3,346.32
August 1 2017:  $194,775.49 -- gain of $5,771.15
September 1 2017:  $198,403.35 -- gain of $3,627.86
October 1 2017:  $203,102.05 -- gain of $4,698.70
November 1 2017:  $210,951.82 -- gain of $7,849.76
December 1 2017:  $216,449.55 -- gain of $5,497.73
January 1 2018:  $219,525.37 -- gain of $3,075.82
February 1 2018:  $246,732.17
March 1 2018:  $242,060.78  Market went downnnnn.

The link to the spreadsheet is:

https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing

April 1 2018:  $246,426.26  Hopefully April will get us over the 250 mark.

I haven't gotten around to posting here for a while, but it's a good update!

May 1 2018:  $250,453.08   WOOOOOHOOOO WE CROSSED THE 250 THRESHOLD FOR THIS THREAD! :)  The rest is just for general info.
June 1 2018:  $256,005.82
July 1 2018:  $259,624.18
August 1 2018:  $268,007.64  Both of us had an extra paycheck in June that really helped our July numbers, making August 1 a big jump.

merlin7676

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Re: Race from 100 to 250k
« Reply #2003 on: August 18, 2018, 08:36:34 AM »
Doing a little happy dance here. Just hit another milestone.

Took me 39 years to hit 50K
Then only 14 months after that to hit 100K
Today another 15 months later i'm at 150K.

I know that's pretty slow compared to a lot of people on here but since I started so late, I still have plenty more catching up to do. Won't be able to retire early like most people here but I should be able to knock a few years off early anyway

 

Nick_Miller

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Re: Race from 100 to 250k
« Reply #2004 on: August 18, 2018, 02:22:39 PM »
Nov. 1 2015:  $101,701.11 --- gain of $8,228.48
Dec 1 2015:  $106,488.64 --- gain of $4,787.53
Jan. 1 2016:  $107,709.77 --- gain of $1,221.14
Feb. 1 2016:  $106,318.40 --- loss of $1,402.91
Mar. 1 2016:  $108,550.55 --- gain of $2,232.15
Apr. 1 2016:  $115,724.63 --- gain of $7,174.08  woohoo market swing up!
May 1 2016:  $119,946.35 --- gain of $4,221.72
June 1 2016:  $125,160.93 --- gain of $5,214.58
July 1 2016:  $127,094.93 --- gain of $1,934.00
August 1 2016:  $133,039.69 --- gain of $5,944.76
September 1 2016:  $136,465.21 --- gain of $3,425.52
October 1 2016:  $140,391.81 --- gain of $3,926.60
November 1 2016:  $145,497.13 --- gain of $5,105.32
December 1 2016:  $149,771.11 -- gain of  $3,732.60
January 1 2017:  $153,948.79 -- gain of $4,177.68
February 1 2017:  $163,262.29 -- gain of $9,313.60 
March 1 2017:  $169,266.73 -- gain of $6,004.44  January had 5 paychecks, so extra went in savings, which made this a better-than-average month.
April 1 2017:  $173,615.56 -- gain of $4,398.83
May 1 2017:  $179,910.03 -- gain of $6,294.47
June 1 2017:  $185,658.02 -- gain of $5,747.99
July 1 2017:  $189,004.34 -- gain of $3,346.32
August 1 2017:  $194,775.49 -- gain of $5,771.15
September 1 2017:  $198,403.35 -- gain of $3,627.86
October 1 2017:  $203,102.05 -- gain of $4,698.70
November 1 2017:  $210,951.82 -- gain of $7,849.76
December 1 2017:  $216,449.55 -- gain of $5,497.73
January 1 2018:  $219,525.37 -- gain of $3,075.82
February 1 2018:  $246,732.17
March 1 2018:  $242,060.78  Market went downnnnn.

The link to the spreadsheet is:

https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing

April 1 2018:  $246,426.26  Hopefully April will get us over the 250 mark.

I haven't gotten around to posting here for a while, but it's a good update!

May 1 2018:  $250,453.08   WOOOOOHOOOO WE CROSSED THE 250 THRESHOLD FOR THIS THREAD! :)  The rest is just for general info.
June 1 2018:  $256,005.82
July 1 2018:  $259,624.18
August 1 2018:  $268,007.64  Both of us had an extra paycheck in June that really helped our July numbers, making August 1 a big jump.

Kindly take your buckets of money and head over to the next thread where they all drink champagne and own yachts with pools that have little yachts floating in them.

(seriously, congrats!)

me1

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Re: Race from 100 to 250k
« Reply #2005 on: August 19, 2018, 09:50:27 AM »
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
 7/17/17    $182,905   $301,487
 8/17/17    $184,943   $301,381
 9/17/17    $191,576   $308,692
10/17/17   $197,557   $314,090
11/17/17   $201,230   $315,249
12/17/17   $210,178   $328,245
1/17/18     $225,531   $340,364
2/17/18     $224,612   $342,742
3/17/18     $226,810   $339,652
4/17/18     $227,061   $340,423
5/17/18     $230,609   $349,921
6/17/18     $238,269   $360,523
7/17/18     $241,997    $364,204
8/17/18     $246,204   $372,236

Hoping to graduate next month!


 

Mrs. D.

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Re: Race from 100 to 250k
« Reply #2006 on: August 21, 2018, 09:54:15 PM »
I can't remember how far along we were last time I posted...but we passed the $250K mark around March of 2018! Can't wait to hit $300 and then on to the next. We're adding ~$1600/month.

Very inspiring to read about other people's progress!

Apples

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Re: Race from 100 to 250k
« Reply #2007 on: August 22, 2018, 01:49:50 PM »


Kindly take your buckets of money and head over to the next thread where they all drink champagne and own yachts with pools that have little yachts floating in them.

(seriously, congrats!)

Thanks Nick Miller!  I dipped my toes into the champagne pool of that other thread with my first post.  At that net worth level, it seems that a lot of the participants are really racking up investments with decent gains recently or have big incomes (or both) - I think I'm going to be the turtle in that group!

Trifele

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Re: Race from 100 to 250k
« Reply #2008 on: August 23, 2018, 02:51:13 AM »
Doing a little happy dance here. Just hit another milestone.

Took me 39 years to hit 50K
Then only 14 months after that to hit 100K
Today another 15 months later i'm at 150K.

I know that's pretty slow compared to a lot of people on here but since I started so late, I still have plenty more catching up to do. Won't be able to retire early like most people here but I should be able to knock a few years off early anyway

Congrats @merlin7676 !  Great job.  It does go faster and faster. 

ardrum

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Re: Race from 100 to 250k
« Reply #2009 on: August 23, 2018, 10:28:32 AM »
Liking all these updates and getting inspired by all the dedication and tracking! :)

2/1/18 - $103,481 (holy crap, I'm into 6 figures!)
3/1/18 - $100,568 (almost got demoted from group from market losses, yikes)
4/1/18 - $103,798 (back in the green)
5/1/18 - $108,542 (that's more like it)
6/1/18 - $117,139 (good month!)
7/1/18 - $121,565 (positive again)
8/1/18 - $126,719 (wow, this has been a long bull market...)

This month has been going well, so I'm hoping to have another positive report for 9/1/18, well into the $130s!

MVal

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Re: Race from 100 to 250k
« Reply #2010 on: August 27, 2018, 12:53:52 PM »
5/31/17 - $100,187
6/31/17 - $102,500
7/31/17 - $104,809

I'm hoping to get to at least $120K by the end of the year on NW and cross $100K just in investments.

9/29/17 - $109,800
This will hopefully turn over $110K by Monday after my last 401K deposit hits. I'm up to $95K in invested value. Still finding it difficult to come up with extra liquid to put away though. Seems like every month there's been new expenses that crop up I have to take care of like a major car repair, plane ticket for a conference coming up, healthcare, etc.

12/31/17 - $121,515
Very happy to have finished the year over my goal of $120K net worth. I was able to cross the line mostly due to the swelling market as well as cryptocurrency values, although I don't have much in crypto. Anxious to see what happens in 2018 as I feel we are due for a market crash of some sort soon. Rumor has it my office is going to be closed sometime this year, so I'm looking forward to a chance to make a career change, maybe. I'll also get a handsome severance package, so I'm looking forward to being laid off!

6/19/18 - $133,000

Well, it turns out they are going to hold on selling our buildings at work for a while now. They didn't get the kind of offers they were hoping for and I doubt they ever will, so I could be here indefinitely. But good to know for sure what is going on and not be living in limbo about my future. Now that I'm not getting the severance, I'm free to make other plans. I'm hoping to hit a NW of $150K by the end of the year.

I just made a loan of $3K to my sister to help her pay off her credit card debt; I have been encouraging and helping her get debt free and she's really committed to it now.  Last year I helped her do a balance transfer of her highest interest consumer debt to a card with a long interest free period and now the interest free period is running out but she still has a little bit to go, so I loaned her the money and had her sign a family loan agreement to pay me 3% interest under a 6 month term. I didn't want to charge her more since she's family and that is nearly twice what I was earning on that same amount in my Ally savings anyway.

8/27/18 - $138,916 (if you count the $2500 my sister owes me)

Been feeling that restless desperation again of wanting to be done with this already. I can't stand the thought of obligatory work for another 5-8 years. I'm truly contemplating quitting my job when I reach $150K NW. However, that target moves around in my head a lot with my emotions...sometimes I think I'll quit when my investments reach $150K or when I have over $20K liquid cash...or sometimes I promise myself I won't do it until I reach $200K NW.

Either way, I need a break but I feel foolish to give up my comfortable position. There's no guarantee of what might happen if I just up and quit. I'm thankful for what my decent job has given me for eight years, but I have no motivation to do it anymore. I'm heavily involved in a Libertarian political campaign right now, so maybe when that is over, I might have time to really invest in a good side hustle I've got some ideas for.

alli

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Re: Race from 100 to 250k
« Reply #2011 on: August 29, 2018, 05:58:03 PM »
I'm new here! Not to the blog, but to the forums. I joined the race and put in my info: I hope that's cool, I couldn't find any rules that there stated I should do otherwise. I'm about exactly halfway: 99k in August 2017, 173k today.

I'm Alli, I'm a 27 yo (as of today!) working in technology in Bay Area (cliche, I know) and as of now represented by one of the many-shades-of-blue-lines. Some dumb-money things I've done: purchased crypto (I sold to get me to break-even a few months ago, and kept the remaining $13k in profits in the market), not made any real-estate investments but spend dozens of hours zillow-ing, amongst others.

Some smart-money things I've done: fallen in love with cooking / relentlessly push for more compensation / choose a career where it's straigthfwd to link work to company's bottom line (leverage <3) / never develop a taste for clothes shoes make-up etc.

Super pumped to go back in this thread and read all the updates. My money goals are to take 2-4 months off in the next 12 months to do exploring (really love backpacking + cycling and would love to piece together a few international trips) + spend time with family, but I'd feel much more comfortable doing so with $200 in the bank.

If it's relevant, I'm living with a long-term boyfriend who (while savings-saving / an amazing human) has been unemployed for several months and having trouble finding work: I don't love him any less for it but it does make the journey to dual-FI much more difficult. I would love to connect with people who have gone through similar situations.

BeautifulDay

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Re: Race from 100 to 250k
« Reply #2012 on: August 29, 2018, 10:31:04 PM »
Doing a little happy dance here. Just hit another milestone.

Took me 39 years to hit 50K
Then only 14 months after that to hit 100K
Today another 15 months later i'm at 150K.

I know that's pretty slow compared to a lot of people on here but since I started so late, I still have plenty more catching up to do. Won't be able to retire early like most people here but I should be able to knock a few years off early anyway
That's fantastic! Congrats on your progress

Trifele

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Re: Race from 100 to 250k
« Reply #2013 on: August 30, 2018, 04:01:28 AM »
Welcome to the forums @alli, and happy birthday for yesterday!

dreadmoose

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Re: Race from 100 to 250k
« Reply #2014 on: August 31, 2018, 08:05:39 AM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764    
   May 1       $129,950    
   June 1       $149,174    
   July 1       $154,992            
   Aug 1       $167,846            
   Sep 1       $180,482            (+12,636)

This month went according to plan, work may be slowing down here but I'm still in good shape to hit targets this year.

I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).

dignam

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Re: Race from 100 to 250k
« Reply #2015 on: August 31, 2018, 08:52:02 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k [ouch market hurt]
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k

martyconlonontherun

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Re: Race from 100 to 250k
« Reply #2016 on: August 31, 2018, 09:41:42 AM »


I'm crashing two threads and this will be my joint account. I like my personal one since it's easier to motivate myself then my wife, but it still nice seeing the change in combined NW/Investments which is what matters.

30dh/30dw
Combined 120k income
Midwest City

09/01/2017: $65k Investments/$59k Net Worth
10/01/2017: $68.3k Investments/$65.6k Net Worth
10/27/2017: $72k Investments/$70.5k Net Worth
12/4/2017: $76.5k Investments/$81.9k Net Worth
12/29/2017: $79.1k Investments/$84.8k Net Worth
1/26/2018: $87.k Investments/$84.1k Net Worth (Down due to property taxes and change in Zillow for house
2/23/2018: $87.5k Investments/$88.3k NW
4/2/2018: $87.5k Investments/$95.3k Net Worth (Up due to Tax return)
5/6/2018: $92.1k Investments/$101.1k NW
5/28/2018: $95.0k Investments/$108.9k NW
6/30/2018: $97.9k investments/$130.8k NW (House Increase and added joint accounts/refreshed mint)
8/2/2018: $104k investments/$138.8k NW
8/2/2018: $109k investments/$136.4k NW (House went back to normal value - 'dropped' 7k on zillow - and prepaid for Eurotrip). Goal is $150k by year-end for a $65k bump

kickel

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Re: Race from 100 to 250k
« Reply #2017 on: August 31, 2018, 10:34:43 AM »
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915 (ouch, to many risky investments)
3/18: $140,688 (Deleveraged)
4/18: $148,621
5/18: $153,220
6/18: $157,062
7/18: $166,413

8/18: $176,354

Big saving % and market tailwind, this is great.

Stretch goal is 200k by end of year.

stimepy

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Re: Race from 100 to 250k
« Reply #2018 on: August 31, 2018, 11:46:32 AM »
DateFIREMediTotal NW% IncreaseNotes
6/1/2017$115,738 -
6/30/2017$117,232~ +1.29%
7/31/2017$119,087~ +1.58%
8/31/2017$123,218~ +3.47%
9/30/2017$123,886~ +0.54%
10/31/2017$125,468.75+1.28%
11/30/2017$124,036.64~-1.14%- Almost a new leap day  ;)
12/31/2017$130,952.23~5.58%- Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018$135,011.70~ 3.10%
2/28/2018$135,864.07~ 0.63%
3/30/2018$138,236.93~2.39%
4/31/2018$146,471.66~5.96%
5/31/2018$149,243.29~ 1.89%
6/29/2018$138,672.35$10,383.62$149,055.97~-.13%
7/31/2018$143,601.47$11,999.00$155,600.47~4.39%


Numbers based on Mint

8/31/2018 Fire: $170,882.66 + Medi  $33,529.66 = 203,882.32 ~31.37%

Welp sold a house, investing vast majority of it, but not in tax free account unfortunately.   /Mustachian problems        I expect based on this, and other factors, the theory suggests I should be done and on to the next thread some time before the end of next year.     Took me 5 years to get to 100k.  The fact I am this much farther ahead speaks volumes of what I could have done for that first 5 years if I had tried a little harder.  Oh well.  Onward!
« Last Edit: August 31, 2018, 11:50:41 AM by stimepy »

marcela

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Re: Race from 100 to 250k
« Reply #2019 on: August 31, 2018, 01:38:39 PM »
Background on net worth: No kids, 1 dog (he's a very good boy), we own a house.

08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145

10/31/2016: $101,606        (+$2,334)
11/17/2016: $103,940        (+$2,334)
12/30/2016: $109,785.19   (+$5,845.19)
1/31/2017:   $112,318.74   (+$2,533.55)
2/28/2017:   $119,499.39   (+$7,180.65)
3/31/2017:   $124,640.83   (+$5,141.44)
4/30/2017:   $109,329.00   (-$15,311.83)
5/31/2017:   $108,986.53   (-$342.47)
6/30/2017:   $114,809.37   (+$5,822.84) Husband started working making 75k
7/31/2017:   $118,822.63   (+$4,013.26)
8/31/2017:   $127,150.06   (+$8,327.43)
9/29/2017:   $137,371.91   (+$10,221.85)
10/31/2017: $131,182.62   (-$6,189.29)
11/30/2017: $160,216.75   (+$29,034.13) We bought a house!
12/31/2017: $167,991.01   (+$7,774.26)
1/31/2018:   $180,969.37   (+$12,978.36) Husband started new job making $61k plus bonus
2/28/2018:   $184,798.13   (+$3,828.76)
3/31/2018:   $184,548.87   (-$249.26)
4/30/2018:   $188,623.33   (+4,074.46)
5/31/2018:   $194,415.98   (+5,792.65)
6/30/2018:   $202,304.86   (+7,888.88)
07/31/2018: $208,928.39   (+6,623.53)
8/31/2018:   $221,155.30   (+12,226.91)

Thank goodness for 3 paycheck months. We installed the fence this month, but didn't even feel it due to the extra paychecks (we budget based on 2 paychecks a month, but are paid bi-weekly. The "extra paychecks" are used for big stuff like this.) Will see if I can track down our neighbour this weekend to get his half for the side between our lots. Keep on keeping on I guess.

Milkm4n

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Re: Race from 100 to 250k
« Reply #2020 on: August 31, 2018, 03:41:18 PM »

AUGUST UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714 => $2,765 increase (1950 contribrutions, -102 market loss, 917 mortgage pay down)

  Finished my parental leave this month so happy with this gain. My EESP shares still account for close to 50% of my investments, and continue to reek havoc with my returns each month. Slowly working to lower their allocation, while trying not to incur too much capital gains tax. Besides that, I am back to work full time, so hoping to ramp up my savings for the remainder of the year. Year end goal is $135,000, with a stretch goal of $140,000.


ingrownstudentloans

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Re: Race from 100 to 250k
« Reply #2021 on: August 31, 2018, 03:57:33 PM »
Joining this thread - just graduated from the 10-100.  I am tracking only IRA/401K/taxable accounts.

5/31/2018 $100,519.07  - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07

8/31/2018 $116,748.06

hunker_towards

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Re: Race from 100 to 250k
« Reply #2022 on: August 31, 2018, 04:52:53 PM »
Joining! Took me ~6 years to go from 10k to 100k, we'll see if i can beat that for 250..

Investments (Net worth)

May 2008 - $0 (9) (i graduated from college, LOL)
Jan 2011 - $10,000 (9,000)
Jan 2012 - $15,000 (25,000)
Jan 2013 - $23,000 (28,000)
Jan 2014 - $37,000 (46,000)
Jan 2015 - $40,000 (45,000) (started current job, big pay bump)
Aug 2015 - $50,000 (59,000) (discovered MMM)
Jan 2016 - $70,000 (80,000)
Jan 2017 - $129,000 (149,000)
Jan 2018 - $141,000 (408,000) (bought a house in 2017)
Aug 2018 - $169,000 (432,000)

I'm amazed that I accumulated $120,000 in the past 3 years while also putting $50,000 down for a house. I'm always telling myself I need to do better but I'm doing pretty great!

pharmmm

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Re: Race from 100 to 250k
« Reply #2023 on: August 31, 2018, 06:14:45 PM »


Oct-17   $92,088.50
Nov-17   $111,558.90
Dec-17   $111,038.94
Jan-18   $146,942.28
Feb-18   $150,841.13
Mar-18   $156,742.55
Apr-18   $172,756.36
May-18   $201,801.96
Jun-18   $214,786.28


Jul-18       $231,769.16

Sweet mother of...
The way you've been increasing, you could be done by next month! I think you should make that your stretch goal.

Ha, thank you - we'll see...property taxes due next month. Want to make sure I make it within 12 months of starting, that was my target.

You motivated me! Made it to $249,123 (held off on car seats and fence stain for the month) and going to count that as graduation - going to make this my last post here. I'll make my intro post to the next thread tomorrow once everything gets settled up on Mint.

Good luck everyone and thanks for keeping me on track!

Milkm4n

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Re: Race from 100 to 250k
« Reply #2024 on: August 31, 2018, 06:19:49 PM »
Congrats and good luck in the next race!!!

junga

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Re: Race from 100 to 250k
« Reply #2025 on: August 31, 2018, 07:32:49 PM »
January 1, 2018         : $97,318
February 2, 2018        : $104,695
March 1,2018             : $107,006
March 30, 2018          : $115,189
May 1, 2018               : $116,178
June 1, 2018              : $119,529
July 2, 2018               : $117,366
July 31, 2018             : $120,235
Aug 31, 2018             : $126,710
« Last Edit: August 31, 2018, 07:34:56 PM by junga »

Lamancha

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Re: Race from 100 to 250k
« Reply #2026 on: August 31, 2018, 08:31:46 PM »
Jan 1, 2018- 106k
Feb 1, 2018- 109k
Mar 1, 2018- 113k
April 1, 2018- 117k
May 1, 2018- 122k
June 1, 2018- 124.9k
July 1, 2018- 131.4k
Aug 1, 2018- 137.5k

Sept 1, 2018- 142k
Good month but things are about to change big time.  We are buying a business and moving to a new state.  I have no idea what this will do to our savings rate and net worth.   Onward.


mustardstew

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Re: Race from 100 to 250k
« Reply #2027 on: September 01, 2018, 02:41:14 AM »
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960

That's a jump for me!  Though $3000 is market and $400 was cash back on a CC statement.  But I still came out positive on my own this month - that feels like a first!

moonpalace

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Re: Race from 100 to 250k
« Reply #2028 on: September 01, 2018, 04:58:51 AM »
01/2017:  $42,000
....
01/2018:  $143,602
02/2018:  $151,025
03/2018:  $158,208
04/2018:  $161,505
05/2018:  $171,200
06/2018:  $186,416
07/2018:  $190,600
08/2018:  $201,789
09/2018:  $214,798

Just might make it to $250k by year end!

Link to group spreadsheet
« Last Edit: September 02, 2018, 04:23:04 AM by moonpalace »

Pooperman

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Re: Race from 100 to 250k
« Reply #2029 on: September 01, 2018, 07:12:07 AM »
DateNet WorthTotal GainsSavedMarket GainsSaving Rate
5/31/2017$101,344.65+$2,422.39+$1,478.82+$943.57+23%
6/30/2017$100,060.05-$1,284.60-$1,601.89+$317.29-26%
7/31/2017$103,868.70+$3,808.65+$2,550.76+$1,257.89+39%
8/31/2017$104,537.62+$668.92+$1,100.88-$431.96+14%
9/30/2017$107,892.53+$3,354.91+$2,288.37+$1,066.54+33%
10/31/2017$110,221.54+$2,329.01+$1,193.40+$1,135.61+30%
11/30/2017$111,408.49+$1,186.95+$268.63+$918.32+4%
12/31/2017$132,802.54+$21,394.05+$5,134.14+$16,259.91+59%
1/31/2018$137,862.25+$5,060.29+$1,119.44+$3,940.85+25%
2/28/2018$137,431.49-$430.76+$2,213.75-$2,644.51+26%
3/31/2018$136,819.12-$612.37-$686.31+$73.94-25%
4/30/2018$130,288.03-$6,531.09-$6,841.85+$310.76-351%
5/31/2018$129,609.27-$678.76-$836.42+$157.66-13%
6/30/2018$129,034.88-$574.39-$341.96-$232.43+30%
7/31/2018$131,173.97+$2,139.09+$697.49+$1,441.60+13%
8/31/2018$131,367.40+$193.43-$531.92+$725.35-29%

SeattleStache

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Re: Race from 100 to 250k
« Reply #2030 on: September 01, 2018, 08:10:25 AM »
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)
July 2018: $208,954 (total NW $380,041) Starting a new job in August which will finally allow me to max out my 401(k)
August 2018:$213,699 (total NW $385,100)

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

LurkerStache

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Re: Race from 100 to 250k
« Reply #2031 on: September 01, 2018, 08:36:46 AM »
Dec 2017: 102,068.04
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
Jun 2018: 121,593.76
Jul 2018: 126,216.79
Aug 2018: 128,017.71

DarkandStormy

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Re: Race from 100 to 250k
« Reply #2032 on: September 01, 2018, 08:38:44 AM »
NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325
8/1/18 - $220,843 // $149,916

9/1/18 - $233,654 // $154,377
« Last Edit: September 04, 2018, 06:29:01 PM by DarkandStormy »

FrugalByChance

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Re: Race from 100 to 250k
« Reply #2033 on: September 01, 2018, 09:25:05 AM »
I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016     58,971.00
...
Jan 2017     86 368.00
...
Jan 2018    119 817.00
Feb 2018    118 464.00
Mar 2018    115 094.00
Apr 2018    122 622.00
May 2018    128 787.00
Jun 2018    130 283.31
Jul 2018    135 595.00

Aug 2018  138,342.00

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2034 on: September 01, 2018, 10:27:41 PM »
Brand new to this forum, this is literally my first post. Excited to see this take off towards 250k and beyond. Started professional career in this country back 2012 at 31 years old, effectively starting from scratch. Super fortunate to have gotten a great opportunity in 2016 that has really allowed me to catch up a number of years in a short time span. My wife has been retired nearly 15 years, she is significantly older than me and she is therefore not interested in planning for the future. This is 100% a solo effort.

Edited: Added a lot more detail from what I could find on Mint.

Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90

I currently max out 401k, my Roth IRA and my ESPP which is pretty much all I can get away with due to S/O not being on board (which is somewhat understandable as she is on a pension already and significantly older than me). I also put about $4400 per year in HSA currently and may consider maxing that out soon as well. We could do with more of an EF buffer but again, she sees no value in it as she considers her income '100% guaranteed'. It is for the most part as the retirement fund she is relying on has done really well.
« Last Edit: September 02, 2018, 06:47:24 PM by ItsALongStory »

MrUpwardlyMobile

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Re: Race from 100 to 250k
« Reply #2035 on: September 02, 2018, 07:53:00 PM »
Quote
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95

daverr7

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Re: Race from 100 to 250k
« Reply #2036 on: September 03, 2018, 09:52:06 AM »
Hello, joining in!

Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.

Investments:
5/1/2018: $192,000
6/1/2018: $200,737
7/1/2018: $205,121
8/1/2018: $213,771


9/1/2018: $222,070

fuzzy math

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Re: Race from 100 to 250k
« Reply #2037 on: September 03, 2018, 02:46:21 PM »
Dec 2017  $156,000
June 2018.  $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993

Market gains this month were crazy!!!
« Last Edit: September 04, 2018, 04:14:56 PM by fuzzy math »

Raenia

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Re: Race from 100 to 250k
« Reply #2038 on: September 03, 2018, 03:51:51 PM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04

A few days late for August:

09/03/2018 - 190,205.44

gpyros85

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Re: Race from 100 to 250k
« Reply #2039 on: September 03, 2018, 10:11:31 PM »
Just got inducted into the race to 250k. Shouldn't be here for more than a year or so with the temporary assignment I am on. (Expat)

Last 2 months

June 1st 99417
July 1st  109417


Edit, this is excluding home equity which is probably 40k.

Hope to not be here long!!


June 1st         99417
July 1st          109417
August 1st      121085


Making good progress in the first 3 months to my goal of 250k... Markets are in question.

Sept 1st        129335   

Gain of $7,910 this month.

Goal is Oct 2019 to have 250k

coffeefueled

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Re: Race from 100 to 250k
« Reply #2040 on: September 04, 2018, 06:32:18 AM »
Nov2017: 173,868
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747
Apr2018: 184,058 [started tracking investments only]
???2018: [accounts unsync from software = no tracking, oops]
July2018: 190,242
Aug2018: 208,651
Sept2018: 215,804

mustache you a question

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Re: Race from 100 to 250k
« Reply #2041 on: September 04, 2018, 06:45:10 AM »
Update for September

Total Net Worth:

May 2018 - 104,770
June 2018 - 111,962
July 2018 - 113,933
August 2018 - 121,622
September 2018 - 123,785

Slow&Steady

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Re: Race from 100 to 250k
« Reply #2042 on: September 04, 2018, 07:30:37 AM »
Code: [Select]
        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
Jul-18 $108,967 $4,350 $113,317 $240,000 $125,000 $307,995 $170,322
Aug-18 $113,625 $4,398 $118,023 $240,000 $125,000 $303,563 $179,460

We are really only tracking Invested Total as I feel that equity is too much of a guess.  My stretch goal was to get to 120k in investments by the end of the year.  Looks like I might need a new stretch goal!

On the rental front, we have now officially fired the property manager, the leach field has been replaced, the roof, soffit, and fascia are all in progress.  Hopefully, the property will start paying us back here real quick.  We are not sure if we are going to try to find another property manager or not.


tjrssibelle

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Re: Race from 100 to 250k
« Reply #2043 on: September 04, 2018, 08:08:07 AM »



Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k
Jul 2018 - $232.53 k

Hope to cross 250k by end of year

Sent from my SM-N920V using Tapatalk

Aug 2018 - $239.87 k

Sent from my SM-N920V using Tapatalk


BiggerFishToFI

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Re: Race from 100 to 250k
« Reply #2044 on: September 04, 2018, 08:24:58 AM »
Month   Networth   Investments
12/31/16   $115,671   $64,692
01/31/17   $119,371   $66,070
02/28/17   $124,835   $67,186
03/31/17   $129,469   $67,472
04/30/17   $125,786   $67,858
05/31/17   $134,698   $70,822
06/30/17   $140,666   $82,983
07/31/17   $153,716   $92,589
08/31/17   $159,027   $96,256
09/30/17   $168,105   $100,416
10/31/17   $181,050   $106,552
11/30/17   $192,875   $111,570
12/31/17   $209,837   $123,158
01/31/18   $226,173   $140,791
02/28/18   $227,345   $139,409
03/31/18   $230,611   $140,661
04/30/18   $240,326   $148,934
05/31/18   $252,234   $157,561
06/30/18   $254,345   $163,327
07/31/18   $285,203   $176,231
08/31/18   $293,078   $186,348

Will be transferring some cash over to the investments in the coming months, but am holding most of it for a house downpayment + remodel costs sometime in the next 2-5 months.

CorpRaider

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Re: Race from 100 to 250k
« Reply #2045 on: September 04, 2018, 08:27:32 AM »
Liquid Investments: 

12/14 ~    $46,000
12/15 ~    $81,000
12/16 ~  $109,000
12/17 ~  $164,000     
01/18 ~  $174,000
02/18 ~  $172,000
03/18 ~  $175,000
04/18 ~  $180,000
05/18 ~  $184,000
06/18 ~  $174,000
07/18 ~  $183,000
08/18 ~  $186,000

Put up a post on my blog with a little more detail (if you care).  Overweight to ex-U.S. stocks has been a drag.  I guess I am just grinding it out.  Hoping to break the $200 mark by year end.
« Last Edit: September 04, 2018, 08:32:05 AM by CorpRaider »

Virtus

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Re: Race from 100 to 250k
« Reply #2046 on: September 04, 2018, 08:30:59 AM »
Dec-17: 190k
Jan-18: 198k
Feb-18: 199k
Mar-18: 201k
Apr-18: 207k
May-18: 213k
Jun-18: 220k
Jul-18: 226k
Aug-18: 234k

If things keep going so well I might by able to hit 250k a month early, in November.

Check2400

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Re: Race from 100 to 250k
« Reply #2047 on: September 04, 2018, 09:38:35 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500
Aug. 1  2018 -  194,000
Sept 1  2018 -  200,500

Rolled the Odometer over to a crooked number! 

3 years and nine months ago (45 months total), Jan. 1, 2015, I had just broken through to a net worth of zero!  I had just finished paying off over $120,000 in student loans, and for the first time in my working career I was working for the future instead of paying off the past. This is when I found MMM.  Since then life's tried to derail me as I've bought a ring, sold a condo, married, made kids, bought and remodeled a forever home, and more, but I've barely changed my annual spend (aside from the remodel). 

I keep finding fun ways to think of money and savings.  Here is another as I hit $200,000.  If I never saved another dollar my entire life and just kept a 7% return going forward, I already have enough money to retire at my current life at the 'traditional' retirement age of 65. 


Lews Therin

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Re: Race from 100 to 250k
« Reply #2048 on: September 04, 2018, 09:39:02 AM »
Oct/16 77000
Dec/16 93200
Jan/17  103,720
May/17 148,000
---------------------
Jan/18 189,000
Feb  195,000
March 197,000
April: 205,000
May: 213,000
June: 221,000
July: 225,900
August: 233,000

Canadian Ben is Now Lews Therin!

September: 237,100 - No Market effect. All salary based. That would mean that it's 4-5k month, so still on track for 250 at the end of the year.

Modified to add: 4k increase is 80% SR on my take-home.
« Last Edit: September 04, 2018, 01:07:04 PM by Lews Therin »

Nick_Miller

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Re: Race from 100 to 250k
« Reply #2049 on: September 04, 2018, 09:51:53 AM »
I am so proud of @moonpalace, @Lews Therin, and @Virtus! Soon we'll all be in the 250k-500k club where we shall drink Old Fashioneds and smoke and make provocative comments about the servers.

I have been watching too much Mad Men.