Author Topic: Race from 100 to 250k  (Read 367074 times)

MrUpwardlyMobile

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Re: Race from 100 to 250k
« Reply #1900 on: July 12, 2018, 08:11:00 PM »
"CHALLENGE WITHIN A CHALLENGE!"*   

June

Canadian Ben  $221,000
Nick Miller   $217,559.28
Virtus    $213,000.00
moonpalace  $186,416.00

July

Nick Miller $231,046.53
@Canadian Ben $225,900.00
@Virtus $220,000.00
@moonpalace $190,600

DAMN we cranked it up a total of $29,571.25 in just one month. Nice job, ladies and gents! (not making any assumptions)

Does anyone else want in on this sweet action?

(*most meta name for anything ever)

I wish I could join but I知 a bit too far behind you guys.  I was at like $155k 2 weeks ago.  I知 not gaining 100k net worth in 5.5 months.

Pooperman

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Re: Race from 100 to 250k
« Reply #1901 on: July 12, 2018, 08:25:16 PM »
I知 not gaining 100k net worth in 5.5 months.

Not with that attitude!

MrUpwardlyMobile

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Re: Race from 100 to 250k
« Reply #1902 on: July 12, 2018, 08:40:56 PM »
I知 not gaining 100k net worth in 5.5 months.

Not with that attitude!

Lol, its taken an unrepeatable Herculean effort to get 75k net worth in the preceding 6 months.  Additionally, I wouldn稚 sacrifice time with our baby for a few extra bucks.

Pooperman

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Re: Race from 100 to 250k
« Reply #1903 on: July 12, 2018, 09:41:01 PM »
I知 not gaining 100k net worth in 5.5 months.

Not with that attitude!

Lol, its taken an unrepeatable Herculean effort to get 75k net worth in the preceding 6 months.  Additionally, I wouldn稚 sacrifice time with our baby for a few extra bucks.

You'll get to 250k babypoints quickly enough hehe.

Raymond Reddington

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Re: Race from 100 to 250k
« Reply #1904 on: July 12, 2018, 09:41:58 PM »
Late to the party, but my progress has been:

December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
June 2018: $217,065

fuzzy math

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Re: Race from 100 to 250k
« Reply #1905 on: July 13, 2018, 07:38:12 AM »
Joining in - adding $5500 a month roughly

June 2018.  $219,320

Appears the market is up because I did not put in anything extra this month.

July 2018. $228483

DarkandStormy

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Re: Race from 100 to 250k
« Reply #1906 on: July 13, 2018, 08:06:18 AM »
"CHALLENGE WITHIN A CHALLENGE!"*   

June

Canadian Ben  $221,000
Nick Miller   $217,559.28
Virtus    $213,000.00
moonpalace  $186,416.00

July

Nick Miller $231,046.53
@Canadian Ben $225,900.00
@Virtus $220,000.00
@moonpalace $190,600

DAMN we cranked it up a total of $29,571.25 in just one month. Nice job, ladies and gents! (not making any assumptions)

Does anyone else want in on this sweet action?

(*most meta name for anything ever)

June - $208,027
July - $216,157

Going to be mostly dependent on the market for me.  Don't think my savings can overcome a flat/down market in the next 6 months to get to $250k.

Hellohi

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Re: Race from 100 to 250k
« Reply #1907 on: July 13, 2018, 05:38:15 PM »
Jan. $103000

May. $114000

June. $118000

July. $122000

Making Cents

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Re: Race from 100 to 250k
« Reply #1908 on: July 14, 2018, 08:26:16 PM »
Retirement investments + emergency savings

April 15 2018 $164,937
May 15 2018 $182,637
June 15 2018 $191,378
July 14 2018 $197,438

coffeefueled

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Re: Race from 100 to 250k
« Reply #1909 on: July 16, 2018, 01:55:39 PM »
Nov2017: 173,868
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747
Apr2018: 184,058 [started tracking investments only]

Lost a couple months of tracking because I changed my investment passwords so personal capital didn't update. This was of course during the same months that I took out a temporary 401k loan, bought a house with my fiance, sold the condo, and put the money back. I still have about 30k in profit from the condo sale, but will wait until we figure out whether we need to do some attic repairs before I put it toward investments.

July2018: 190,242

MrUpwardlyMobile

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Re: Race from 100 to 250k
« Reply #1910 on: July 16, 2018, 09:07:05 PM »
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41

7/16/18 - $182,310.10

No more windfalls between now and the end of the year. The long slog until the next bonus has begun.

MrUpwardlyMobile

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Re: Race from 100 to 250k
« Reply #1911 on: July 16, 2018, 09:10:37 PM »
I知 not gaining 100k net worth in 5.5 months.

Not with that attitude!

Lol, its taken an unrepeatable Herculean effort to get 75k net worth in the preceding 6 months.  Additionally, I wouldn稚 sacrifice time with our baby for a few extra bucks.

You'll get to 250k babypoints quickly enough hehe.

Time spent with the baby is the best return.

me1

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Re: Race from 100 to 250k
« Reply #1912 on: July 18, 2018, 08:55:57 AM »
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
 7/17/17    $182,905   $301,487
 8/17/17    $184,943   $301,381
 9/17/17    $191,576   $308,692
10/17/17   $197,557   $314,090
11/17/17   $201,230   $315,249
12/17/17   $210,178   $328,245
1/17/18     $225,531   $340,364
2/17/18     $224,612   $342,742
3/17/18     $226,810   $339,652
4/17/18     $227,061   $340,423
5/17/18     $230,609   $349,921
6/17/18     $238,269   $360,523
7/17/18     $241,997    $364,204

My first year of tracking done!  Not bad considering we had a baby this year and this includes paid hospital bills, a month of unpaid time off and childcare expenses.
Looking to do even better next year!   
More stable income from SO should be starting next month, which will be wonderful.

Graduation from this thread is nigh!

pharmmm

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Re: Race from 100 to 250k
« Reply #1913 on: July 21, 2018, 04:08:52 PM »
Dates   Net
Feb 2017   $7,713
Mar 2017   $12,001
Apr 2017   $23,711
May 2017   $28,278
Jun 2017   $41,666
Jul 2017   $65,434
Aug 2017   $88,637
Sep 2017   $116,511
Oct 2017   $134,174
Nov 2017 $132,600
Dec 2017 $141,929
Jan 2018 $177,833

Jan-18   $146,942.28
Feb-18   $150,841.13
Mar-18   $156,742.55
Apr-18   $172,756.36
May-18   $201,801.96
Jun-18   $214,786.28

Took my cars out of net worth, so going to backtrack a little bit. Milestone this month - finished paying off $213,000 of wife's student loans.

ETA: so far in July we're at $227,925.32 - getting there!
« Last Edit: July 21, 2018, 04:11:14 PM by pharmmm »

Trifele

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Re: Race from 100 to 250k
« Reply #1914 on: July 22, 2018, 04:46:04 AM »

Milestone this month - finished paying off $213,000 of wife's student loans.


Wow @pharmmm -- Congratulations!  That is huge.  You guys are doing great!

Slow&Steady

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Re: Race from 100 to 250k
« Reply #1915 on: July 30, 2018, 08:52:04 AM »

Code: [Select]
        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
Jul-18 $108,967 $4,350 $113,317 $240,000 $125,000 $307,995 $170,322

Invested Total, which is what I am actually tracking is starting to progress again now that I am back at work from maternity leave.  Took a hit on the rental because apparently our property manager did not feel the need to tell us it had gotten into such bad repair over the years and the realtor market assessment was really not good.  The value reflected is after we replace the roof, gutters, fesica, and soffit all of which is scheduled for this month.

Raenia

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Re: Race from 100 to 250k
« Reply #1916 on: July 30, 2018, 10:24:40 AM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22

07/30/2018 - 183,761.04

FrugalByChance

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Re: Race from 100 to 250k
« Reply #1917 on: July 31, 2018, 09:17:45 AM »
I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016     58,971.00
...
Jan 2017     86 368.00
...
Jan 2018    119 817.00
Feb 2018    118 464.00
Mar 2018    115 094.00
Apr 2018    122 622.00
May 2018    128 787.00
Jun 2018    130 283.31

Jul 2018    135 595.00

SeattleStache

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Re: Race from 100 to 250k
« Reply #1918 on: July 31, 2018, 01:12:21 PM »
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)
July 2018: $208,954 (total NW $380,041) Starting a new job in August which will finally allow me to max out my 401(k)

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

kickel

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Re: Race from 100 to 250k
« Reply #1919 on: July 31, 2018, 05:44:14 PM »
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915 (ouch, to many risky investments)
3/18: $140,688 (Deleveraged)
4/18: $148,621
5/18: $153,220
6/18: $157,062

7/18: $166,413

Back on track! Saved about $6k this month, with some market tailwind added in. On track to save another 6K next month. The biggest perk is my income has been increasing quickly, so living the same lifestyle I'm now saving about 70% post tax income.

Mazzinator

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Re: Race from 100 to 250k
« Reply #1920 on: July 31, 2018, 06:05:43 PM »
Does not include real estate or cars.

5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890

1/2/17 = $156,358
2/3/17 = $167,434
3/3/17 = $181,696
4/4/17 = $158,601 hubs bought a car
5/4/17 = $165,972
6/3/17 = $173,407
7/4/17 = $170,047
8/3/17 = $176,704
9/6/17 = $179,014

10/3/17 = $197,164 (i also joined the $250-$500k thread as my investments broke $250k)

7/31/18 = $258,531 (total net worth)

Just updating for those who like to see how long it can take.

junga

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Re: Race from 100 to 250k
« Reply #1921 on: July 31, 2018, 06:51:22 PM »
January 1, 2018         : $97,318
February 2, 2018        : $104,695
March 1,2018             : $107,006
March 30, 2018          : $115,189
May 1, 2018               : $116,178
June 1, 2018              : $119,529
July 2, 2018               : $117,366
July 31, 2018              : $120,235

Blahhhh456

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Re: Race from 100 to 250k
« Reply #1922 on: July 31, 2018, 08:07:17 PM »

Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00

Good month for gains in the market!

tjrssibelle

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Re: Race from 100 to 250k
« Reply #1923 on: July 31, 2018, 08:20:02 PM »



Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k

Sent from my SM-N920V using Tapatalk

Jul 2018 - $232.53 k
Hope to cross 250k by end of year

Sent from my SM-N920V using Tapatalk


wonkette

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Re: Race from 100 to 250k
« Reply #1924 on: July 31, 2018, 09:46:12 PM »
Jun 18   164343
Jul 18   165275
Aug* 18   176231

*almost

So many graduates lately!

gpyros85

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Re: Race from 100 to 250k
« Reply #1925 on: July 31, 2018, 11:59:01 PM »
Just got inducted into the race to 250k. Shouldn't be here for more than a year or so with the temporary assignment I am on. (Expat)

Last 2 months

June 1st 99417
July 1st  109417


Edit, this is excluding home equity which is probably 40k.

Hope to not be here long!!


June 1st         99417
July 1st          109417
August 1st      121085


Making good progress in the first 3 months to my goal of 250k... Markets are in question.

Milkm4n

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Re: Race from 100 to 250k
« Reply #1926 on: August 01, 2018, 06:15:35 AM »
JULY UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949 => $3,815 increase ($2,552 contributions, $654 gains, $609 debt pay down)

   Another great month considering I am still on parental leave. I return to work at the end of August, so expect a smallish increase next month, as there will be no new contributions. Hopeful that we can crank up savings again starting in September. Also, have some uncertainty going forward regarding my wife's percription medication. Approx cost is about $2400 a month, so hoping my company health plan will help in that regard. 🤞   
« Last Edit: August 01, 2018, 06:20:37 AM by Milkm4n »

Lews Therin

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Re: Race from 100 to 250k
« Reply #1927 on: August 01, 2018, 06:24:24 AM »
Oct/16 77000
Dec/16 93200
Jan/17  103,720
May/17 148,000
---------------------
Jan/18 189,000
Feb  195,000
March 197,000
April: 205,000
May: 213,000
June: 221,000
July: 225,900
August: 233,000 Equal market gains to salary! Huzzah!

DarkandStormy

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Re: Race from 100 to 250k
« Reply #1928 on: August 01, 2018, 07:00:54 AM »
NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325

8/1/18 - $220,843 // $149,916

DarkandStormy

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Re: Race from 100 to 250k
« Reply #1929 on: August 01, 2018, 07:05:09 AM »

Epor

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Re: Race from 100 to 250k
« Reply #1930 on: August 01, 2018, 07:21:50 AM »
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM   3/17)
----------
                Total       Saved       Market G/L
01/01/18 93684.00   2136.40 908.60
02/01/18 103443.00   4675.00     5084.00
03/01/18 100621.00   1645.00    -4467.00
04/01/18 100572.00   1645.00    -1694.00
05/01/18 102878.00   1845.00      461.00
06/01/18 109348.00   3845.00     2625.00
07/01/18 117669.00   8265.00       56.00
08/01/18 121581.00    400.00     3512.00

Do not have the info to set my 401k contributions yet (new company). Hopefully by next paycheck.

Epor

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Re: Race from 100 to 250k
« Reply #1931 on: August 01, 2018, 07:23:52 AM »

August: 233,000 Equal market gains to salary! Huzzah!


Wow. I can't wait to get to that point! Congrats!

marcela

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Re: Race from 100 to 250k
« Reply #1932 on: August 01, 2018, 08:20:04 AM »
Background on net worth: No kids, 1 dog (he's a very good boy), we own a house.

08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145

10/31/2016: $101,606        (+$2,334)
11/17/2016: $103,940        (+$2,334)
12/30/2016: $109,785.19   (+$5,845.19)
1/31/2017:   $112,318.74   (+$2,533.55)
2/28/2017:   $119,499.39   (+$7,180.65)
3/31/2017:   $124,640.83   (+$5,141.44)
4/30/2017:   $109,329.00   (-$15,311.83)
5/31/2017:   $108,986.53   (-$342.47)
6/30/2017:   $114,809.37   (+$5,822.84) Husband started working making 75k
7/31/2017:   $118,822.63   (+$4,013.26)
8/31/2017:   $127,150.06   (+$8,327.43)
9/29/2017:   $137,371.91   (+$10,221.85)
10/31/2017: $131,182.62   (-$6,189.29)
11/30/2017: $160,216.75   (+$29,034.13) We bought a house!
12/31/2017: $167,991.01   (+$7,774.26)
1/31/2018:   $180,969.37   (+$12,978.36) Husband started new job making $61k plus bonus
2/28/2018:   $184,798.13   (+$3,828.76)
3/31/2018:   $184,548.87   (-$249.26)
4/30/2018:   $188,623.33   (+4,074.46)
5/31/2018:   $194,415.98   (+5,792.65)
6/30/2018:   $202,304.86   (+7,888.88)
07/31/2018: $208,928.39   (+6,623.53)

This is still a little off because I don't have my husband's new retirement accounts linked in so the real number should be a bit higher. It still feels like we're spending money hand over fist, but our net worth is growing by leaps and bounds.
Next month should be even better with 3 paychecks and the giant reimbursement from my July conference hitting(almost $2k!). Some of that will be eaten up as we spend down our travel sinking fund for our trip to Paris in September, prepaying for tickets/tours etc. Turns out our right hand neighbor decided he wants to put up a fence so we're holding off on our own until after he finishes. One less side for us to do!

Virtus

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Re: Race from 100 to 250k
« Reply #1933 on: August 01, 2018, 08:33:42 AM »
Dec-17: 190k
Jan-18: 198k
Feb-18: 199k
Mar-18: 201k
Apr-18: 207k
May-18: 213k
Jun-18: 220k

Jul-18: 226k

Not a bad month, and still on track to finish the race in December.

Pooperman

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Re: Race from 100 to 250k
« Reply #1934 on: August 01, 2018, 08:35:20 AM »
DateNet WorthTotal GainsSavedMarket GainsSaving Rate
5/31/2017$101,344.65+$2,422.39+$1,478.82+$943.57+23%
6/30/2017$100,060.05-$1,284.60-$1,601.89+$317.29-26%
7/31/2017$103,868.70+$3,808.65+$2,550.76+$1,257.89+39%
8/31/2017$104,537.62+$668.92+$1,100.88-$431.96+14%
9/30/2017$107,892.53+$3,354.91+$2,288.37+$1,066.54+33%
10/31/2017$110,221.54+$2,329.01+$1,193.40+$1,135.61+30%
11/30/2017$111,408.49+$1,186.95+$268.63+$918.32+4%
12/31/2017$132,802.54+$21,394.05+$5,134.14+$16,259.91+59%
1/31/2018$137,862.25+$5,060.29+$1,119.44+$3,940.85+25%
2/28/2018$137,431.49-$430.76+$2,213.75-$2,644.51+26%
3/31/2018$136,819.12-$612.37-$686.31+$73.94-25%
4/30/2018$130,288.03-$6,531.09-$6,841.85+$310.76-351%
5/31/2018$129,609.27-$678.76-$836.42+$157.66-13%
6/30/2018$129,034.88-$574.39-$341.96-$232.43+30%
7/31/2018$131,173.97+$2,139.09+697.49+1,441.60+13%

DarkandStormy

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Re: Race from 100 to 250k
« Reply #1935 on: August 01, 2018, 08:50:02 AM »
"CHALLENGE WITHIN A CHALLENGE!"*   

June

Canadian Ben  $221,000
Nick Miller   $217,559.28
Virtus    $213,000.00
moonpalace  $186,416.00

July

Nick Miller $231,046.53
@Canadian Ben $225,900.00
@Virtus $220,000.00
@moonpalace $190,600

DAMN we cranked it up a total of $29,571.25 in just one month. Nice job, ladies and gents! (not making any assumptions)

Does anyone else want in on this sweet action?

(*most meta name for anything ever)

June - $208,027
July - $216,157

Going to be mostly dependent on the market for me.  Don't think my savings can overcome a flat/down market in the next 6 months to get to $250k.

Challenge within a Challenge - August

I am up to $220,843 - $29,157 away from the goal.  I start a new job on Monday which will give me a 12% increase in salary.  So that should help.  I still think it's going to be dependent on the market being slightly up these final five months to get to $250K.

Check2400

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Re: Race from 100 to 250k
« Reply #1936 on: August 01, 2018, 09:59:25 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500
Aug. 1  2018 -  194,000

Had a small settlement check come in mid month, but that isn't accounting for half of the increase.  I don't know where that increase came from, but I'll take it.  Went over budget by less than $100.  This month I'm already getting hit for the annual insurance on cars.  Pro-rated it is fine, but I save money by taking my lumps all at once. 

Still hoping to graduate, optimistically, in April, pessimistically, end of 2019. 


Woodro85

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Re: Race from 100 to 250k
« Reply #1937 on: August 01, 2018, 01:59:36 PM »
September 1, 2016 -   $104,622.34   +$6,155
October 1, 2016 -        $109,535.81   +$4,913
November 1, 2016 -    $113,963.46   +$4,427
December 1, 2016 -    $119,134.90   +$5,171
January 1, 2017 -        $125,515.94   +$6,381
February 1, 2017 -      $128,723.53   +$3,207
March 1, 2017 -           $133,798.59   +$5,075

Moving along nicely. Lowered my emergency fund and cash position to pay off debt the last two months, which I'm happy to report are all paid back (other than mortgage). Next goal is to fill up all my non-taxable accounts!  Will also get a good bump in the next month or two from a tax return of a few thousand dollars.

I stopped posting here for the last 17 months. Was updating my Networth monthly on my own sheets, but I'm in that boring middle part and I was focusing on other things (Like work, education + credentials, hobbies, renovations, etc). However, I've had a really good year. Due to some changes in mortgage rules in Canada just prior to a condo sale, I got extremely lucky on the sale, raises through work, some minor side hustle incomes, decent market gains, my networth grew to $393,000 on August 1, 2018. I guess I graduated this group months ago! This worked out to an average increase of over $15k/month for the last 17 months. I owe most of that to some very inexpensive but strategic renovations and really lucky timing. It's back to a more moderate level of monthly growth but the snowball is rolling downhill now....

abhe8

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Re: Race from 100 to 250k
« Reply #1938 on: August 01, 2018, 02:27:57 PM »
I'm here!! Or at least I think I am.

NW Aug 1, 2018: 132,613.79

But I'm not sure exactly how to calculate the NW. The number above is from personal capital, which includes checking accts, 401k, IRAs, HSA, 529, mortgage, student loans and Zillow current house value.

I also pay into the pension fund at work. If I leave before I vest (or maybe even after?) I can take my contributions with me. I have about $30k (35k by yr end). Should I include that in NW?

I didn't include value of any other personal property. (Car, SUV, small tractor, jewelry, etc) but I did include house value. Is that ok?  Or do I excluded house value too?

My goal by December 31 is NW 225k. A reasonable plan is 90.6k in savings from income. I'm hoping to makes up the rest in cutting my grocery and utility bills. Plus of course any market gains. How do you estimate these?
« Last Edit: August 01, 2018, 02:49:01 PM by abhe8 »

marcela

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Re: Race from 100 to 250k
« Reply #1939 on: August 01, 2018, 02:49:56 PM »
I'm here!! Or at least I think I am.

NW Aug 1, 2018: 132,613.79

But I'm not sure exactly how to calculate the NW. The number above is from personal capital, which includes checking accts, 401k, IRAs, HSA, 529, mortgage, student loans and Zillow current house value.

I also pay into the pension fund at work. If I leave before I vest (or maybe even after?) I can take my contributions with me. I have about $30k (35k by yr end). Should I include that in NW?

I didn't include value of any other personal property. (Car, SUV, small tractor, jewelry, etc) but I did include house value. Is that ok?  Or do I excluded house value too?

My goal by December 31 is NW 225k. A reasonable plan is 90.6k in savings from income. I'm hoping to makes up the rest in cutting my grocery and utility bills. Plus of course any market gains. How do you estimate these?

Some people include house value in their net worth, some don't.

me1

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Re: Race from 100 to 250k
« Reply #1940 on: August 01, 2018, 02:54:35 PM »
I think different people use different information. Use whatever makes sense to you. I am using this to track my invested money only, not net worth. I do put in the paid off part of the house in the calculations, based on how much we paid for the house only. But I don't pay attention to Zillow, because it will only matter how much it's worth when we try to sell it. If I paid attention to Zillow, I would have $70,000 more than I use in my calculations. Which would be nice, but i don't count on it. But if it makes sense to you to use Zillow, do!

dreadmoose

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Re: Race from 100 to 250k
« Reply #1941 on: August 01, 2018, 04:37:41 PM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764    
   May 1       $129,950    
   June 1       $149,174    
   July 1       $154,992            
   Aug 1       $167,846            (+12,854)

TFSA full, RRSP started. Yay, gas pedal to the floor with pre-tax contributions.

I only count investment accounts minus loans (low interest student loans), so this excludes my house equity.

tarheeldan

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Re: Race from 100 to 250k
« Reply #1942 on: August 01, 2018, 06:05:44 PM »
Wooo! July was a killer month - up $11,984.07 to $251,758.98 and I've graduated :-)

Congrats to all on their progress and see you in the next thread!

MrUpwardlyMobile

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    • The Upwardly Mobile Life
Re: Race from 100 to 250k
« Reply #1943 on: August 01, 2018, 06:33:00 PM »
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18

gpyros85

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Re: Race from 100 to 250k
« Reply #1944 on: August 01, 2018, 08:52:33 PM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764    
   May 1       $129,950    
   June 1       $149,174    
   July 1       $154,992            
   Aug 1       $167,846            (+12,854)

TFSA full, RRSP started. Yay, gas pedal to the floor with pre-tax contributions.

I only count investment accounts minus loans (low interest student loans), so this excludes my house equity.


$192k in abought 18 months VERY impressive!!

BeautifulDay

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  • Posts: 273
Re: Race from 100 to 250k
« Reply #1945 on: August 01, 2018, 09:25:32 PM »

            Net Worth      investment and cash assets
Mar 2016      $28,361      $74,408
Jun 2016      $40,970      $81,270
Sep 2016      $57,895      $92,035
Dec 2016      $80,499     $100,376
Mar 2017      $99,766     $116,593
Jun 2017     $102,562      $96,048
Sep 2017     $112,554     $106,887
Oct 2017     $116,826     $110,677
Dec 2017     $128,724     $121,976
Jan 2018     $136,288     $127,999
Feb 2018     $140,881     $132,219
Mar 2018     $133,930     $124,857
Apr 2018     $146,151     $136,573 cash from parents for business
May 2018     $141,036     $133,501 made business capital purchases
Jun 2018     $148,700     $139,600
Jul 2018     $153,000     $141,845

Toad

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Re: Race from 100 to 250k
« Reply #1946 on: August 01, 2018, 10:00:24 PM »
Haven't updated in a while, but have kept tracking:


Summary of accounts:

   Date      Bank Account      Taxable Investments      IRAs and 401k      TOTAL      CHANGE   
   February 1, 2018      $13,975.00      $81,380.67      $51,185.33      $146,541.00   
   February 16, 2018      $13,812.30      $82,021.39      $51,242.74      $147,076.43      +0.37%   
   March 1, 2018      $10,851.87      $81,263.42      $50,645.46      $142,760.75      -2.93%   
   March 16, 2018      $10,400.70      $86,537.43      $51,975.87      $148,914.00      +4.31%   
   April 1, 2018      $9,260.83      $82,902.34      $49,913.25      $142,076.42      -4.59%   
   April 16, 2018      $9,024.81      $84,219.71      $56,999.42      $150,243.94      +5.75%   
   May 1, 2018      $6,865.67      $81,933.59      $59,445.02      $148,244.28      -1.33%   
   May 16, 2018      $7,083.48      $82,866.54      $62,421.20      $152,371.22      +2.78%   
   June 1, 2018      $6,764.50      $83,959.71      $66,115.73      $156,839.94      +2.93%   
   June 16, 2018      $6,879.10      $83,700.80      $69,304.41      $159,884.31      +1.94%   
   July 1, 2018      $7,123.50      $83,121.42      $69,308.09      $159,553.01      -0.21%   
   July 16, 2018      $10,719.90      $85,129.69      $71,826.92      $167,676.51      +5.09%   
   August 1, 2018      $14,732.56      $86,652.82      $72,329.18      $173,714.56      +3.60%   


My super-duper stretch goal for year end was 200k (like seriously super-duper no chance that will really happen but it's a nice number stretch).  After an absurdly good July for me, looks like it might be achievable with cooperation from the market.

Toad

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Re: Race from 100 to 250k
« Reply #1947 on: August 01, 2018, 10:07:51 PM »
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18

DAMN!!!  I thought I was doing good, but you have put me to shame!  Nice job!

Lamancha

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  • *
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Re: Race from 100 to 250k
« Reply #1948 on: August 01, 2018, 10:21:07 PM »
Jan 1, 2018- 106k
Feb 1, 2018- 109k
Mar 1, 2018- 113k
April 1, 2018- 117k
May 1, 2018- 122k
June 1, 2018- 124.9k
July 1, 2018- 131.4k
Aug 1, 2018- 137.5k

MrUpwardlyMobile

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    • The Upwardly Mobile Life
Re: Race from 100 to 250k
« Reply #1949 on: August 02, 2018, 04:37:06 AM »
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18

DAMN!!!  I thought I was doing good, but you have put me to shame!  Nice job!

Thanks! I知 doing net worth so my gains are boosted by me paying $3500/month to student loans.