Author Topic: Race from 100 to 250k  (Read 807437 times)

Lews Therin

  • Magnum Stache
  • ******
  • Posts: 3231
  • Age: 30
  • Location: Gatineau
  • Used to be Canadian Ben
Re: Race from 100 to 250k
« Reply #1800 on: June 18, 2018, 07:23:50 AM »
So the "Race within a Race" update is:

@Canadian Ben  $221,000
Nick Miller   $217,559.28
@Virtus    $213,000.00
@moonpalace  $186,416.00

Let's all hit $250K by year's end even if it means taking in three roommates and surviving all the whacky hi jinks that ensue.

Alright D&S, but you're sharing Nick's room. It has a weird smell. Deal with it.

« Last Edit: June 20, 2018, 05:45:32 AM by Canadian Ben »

MVal

  • Pencil Stache
  • ****
  • Posts: 844
  • Age: 37
  • Location: Missouri
Re: Race from 100 to 250k
« Reply #1801 on: June 19, 2018, 01:16:11 PM »
5/31/17 - $100,187
6/31/17 - $102,500
7/31/17 - $104,809

I'm hoping to get to at least $120K by the end of the year on NW and cross $100K just in investments.

9/29/17 - $109,800
This will hopefully turn over $110K by Monday after my last 401K deposit hits. I'm up to $95K in invested value. Still finding it difficult to come up with extra liquid to put away though. Seems like every month there's been new expenses that crop up I have to take care of like a major car repair, plane ticket for a conference coming up, healthcare, etc.

12/31/17 - $121,515
Very happy to have finished the year over my goal of $120K net worth. I was able to cross the line mostly due to the swelling market as well as cryptocurrency values, although I don't have much in crypto. Anxious to see what happens in 2018 as I feel we are due for a market crash of some sort soon. Rumor has it my office is going to be closed sometime this year, so I'm looking forward to a chance to make a career change, maybe. I'll also get a handsome severance package, so I'm looking forward to being laid off!

6/19/18 - $133,000

Well, it turns out they are going to hold on selling our buildings at work for a while now. They didn't get the kind of offers they were hoping for and I doubt they ever will, so I could be here indefinitely. But good to know for sure what is going on and not be living in limbo about my future. Now that I'm not getting the severance, I'm free to make other plans. I'm hoping to hit a NW of $150K by the end of the year.

I just made a loan of $3K to my sister to help her pay off her credit card debt; I have been encouraging and helping her get debt free and she's really committed to it now.  Last year I helped her do a balance transfer of her highest interest consumer debt to a card with a long interest free period and now the interest free period is running out but she still has a little bit to go, so I loaned her the money and had her sign a family loan agreement to pay me 3% interest under a 6 month term. I didn't want to charge her more since she's family and that is nearly twice what I was earning on that same amount in my Ally savings anyway.

FrugalFisherman10

  • Bristles
  • ***
  • Posts: 318
    • Fly Fishing Photo Project
Re: Race from 100 to 250k
« Reply #1802 on: June 20, 2018, 09:17:19 AM »
I just crossed $100k so I'm gettin' in!

I think the motivation to reach $250k will already be there for me, but hey this will keep me accountable.
It's been one year since my last post in this thread (seems most of you post more often, maybe I should do that...)
anyway, I'm now at $157,512 per PersonalCapital. woo!

10dollarsatatime

  • Pencil Stache
  • ****
  • Posts: 653
  • Age: 35
  • Location: Utah
Re: Race from 100 to 250k
« Reply #1803 on: June 25, 2018, 04:26:02 PM »
I wasn't going to call it until I finished spending money on my kitchen remodel... but I'm up to $265,000 networth now.  (This includes everything... equity, cash, pension contributions, retirement accounts, etc.)

There's no way I'll dip under $250,000 again before this is over, unless there's an epic market dump.  So... this is it!  I'm graduating to the next thread!  So long and thanks for all the fish!

(I'll be back, though... I should hit $100,000 in just retirement accounts by the end of the year.)

FI-REality

  • 5 O'Clock Shadow
  • *
  • Posts: 30
Re: Race from 100 to 250k
« Reply #1804 on: June 26, 2018, 05:03:46 AM »
Goal of $250,000 by Sept of 2019.

Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03
May 1/18 - $180,806.91
June 1/18 - $186,975.44

July 1/18 - $188,096.17

It's that time again already... wow, June flew by.

Wife went crazy and spent over $2,000 on stuff for the house, a couple of bikes and stuff for one of our kids birthdays.  If not for that expense we'd be pretty much exactly where I predicted.

On another note, I started riding a bike to work earlier this month.  Since gas only cost me about $20 a month, it'll take a few years for the bike to pay for itself, but at least I'm getting some exercise.

steveo

  • Handlebar Stache
  • *****
  • Posts: 1943
Re: Race from 100 to 250k
« Reply #1805 on: June 27, 2018, 09:17:53 PM »
2017-06-30   183
2017-09-30   198
2017-12-24   232
2018-03-31   242
2018-06-30   270

So I passed it this quarter. Pretty big for me and the wife but still a long way to go.

MrThatsDifferent

  • Handlebar Stache
  • *****
  • Posts: 1837
Re: Race from 100 to 250k
« Reply #1806 on: June 28, 2018, 03:20:13 AM »
2017-06-30   183
2017-09-30   198
2017-12-24   232
2018-03-31   242
2018-06-30   270

So I passed it this quarter. Pretty big for me and the wife but still a long way to go.

Congrats! Way to go!

LurkerStache

  • 5 O'Clock Shadow
  • *
  • Posts: 26
Re: Race from 100 to 250k
« Reply #1807 on: June 28, 2018, 09:23:22 PM »
Dec 2017: 102,068.04
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
June 2018: 121,593.76

sytar7

  • 5 O'Clock Shadow
  • *
  • Posts: 12
Re: Race from 100 to 250k
« Reply #1808 on: June 29, 2018, 07:21:26 AM »
Did the math for the first time and was happily surprised. Still not sure how quickly we can realistically save but tracking is the first step!

End of June - $223,070

dogboyslim

  • Bristles
  • ***
  • Posts: 489
Re: Race from 100 to 250k
« Reply #1809 on: June 29, 2018, 09:47:58 AM »
Taxable investments

04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2,680/+$1,221 Contribution/Investment Gain
08/2017: $113,472 +$2,680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2,680/$1,567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2,179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1,768 Contribution/Investment Gain
12/2017: $125,576 +$2,680/$1,230 Contribution/Investment Gain
01/2018: $130,690 +$1,570/$3,544 Contribution/Investment Gain
02/2018: $130,112 +$1,570/-$2,147 Contribution/Investment Loss
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss
04/2018: $175,470 +$4,049/$874 Contribution/Investment Gain
05/2018: $181,127 +$2,528/$3,129 Contribution/Investment Gain
06/2018: $183,621 +$2,528/-$34 Contribution/Investment Loss

max9505672

  • Bristles
  • ***
  • Posts: 287
Re: Race from 100 to 250k
« Reply #1810 on: June 29, 2018, 09:58:25 AM »
Sep 2017: 100,425.82
Oct 2017: 107,699.57
Nov 2017: 111,470.49
Dec 2017: 116,682.90
Jan 2018: 120,674.64
Feb 2018: 123,122.10
Mar 2018: 123,676.68
Apr 2018: 133,706.83
May 2018: 138,633.60
June 2018: 142,203.69

Stimpy

  • Stubble
  • **
  • Posts: 195
  • Age: 36
  • Location: Middle of Nowhere
Re: Race from 100 to 250k
« Reply #1811 on: June 29, 2018, 10:59:48 AM »
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14%   - Almost a new leap day  ;)
12/31/2017 $130,952.23 ~5.58%   - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018  $135,011.70 ~ 3.10%
2/28/2018  $135,864.07 ~ 0.63%
3/30/2018   $138,236.93 ~2.39%
4/31/2018   $146,471.66 ~5.96%
5/31/2018 $149,243.29 ~ 1.89%
Numbers based on Mint

6/29/2018 Fire: $138,672.35 + Medi $10,383.62 = $149,055.97 ~-.13%

As Predicted, computer cost me about 5k (Yes it is a VERY nice PC) and will last a while.  (Don't wanna jinx it with a time limit!)   

Might notice I have this a little separated.  The reason is that I decided I want a separate fund for planned/misc medical expenses.  This is an extra amount on top of my fire number and isn't required to be fully funded (though mostly is the goal) when I FIRE.   
I also got a neat little surprise and a big Surprise last week.  The little surprise was I stumbled into my HSA account, finally!  (Documented how to's were not accurate and HR swears we are full of crap!)   And the BIG surprise was I could invest it or at least most of it.  So I did!

Slow&Steady

  • Pencil Stache
  • ****
  • Posts: 699
  • Location: Midwest
Re: Race from 100 to 250k
« Reply #1812 on: June 29, 2018, 12:02:38 PM »
I am joining this race from the $10k-$100k race!  Hopefully not too early.

I don't count true NW but thought it would be nice to look back and see it, so I added it!  What I am really tracking is the "Invested Total" column.  I also don't count different savings accounts if they have a specific purpose (maternity leave, self-employment taxes, etc).

What is happening in 2018:  Baby #2 is due in late March!  I accepted a job offer last week that includes a 30+% raise. I will not be able to contribute to the new company 401k until I have been there for 30 days, very close to when I take unpaid maternity leave, and we are holding off on putting anything into the IRA until after maternity leave so our Invested Total should follow the market increases/dips for the next several months with very little contributions added.  We also plan to finish off student loans in 2018 (finally).  If DH's business continues growing as it has for the last few months I would love to max his IRA and then will need to make decisions of paying down debt vs investing in another rental vs increasing my 401k vs opening an IRA for me vs increasing contributions to 529 Plans.

Code: [Select]
        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
[/quote]

Sometimes the hardest part is just waiting and letting the plan happen.  I know I shouldn't be disappointed that we are half way through the year and I am not seeing very much progress because that was the plan but it is hard.  I cannot make it to step ten if I try to skip steps 1-7.  Have healthy baby 1st Done, make it through maternity leave off of savings 2nd Done, replenish savings 3rd In Progress, finish off student loans 4th Aug/Sept/Oct, put in years worth of IRA 5th, increase 401k contributions or IRA 6th, watch things happen (WITHOUT CHANGING THE PLAN) 7th, continue to increase savings periodically 8th, enjoy hitting milestones 9th, FIRE 10th.  I have a bad habit of stealing money from a different goal/category to try to move the plan along faster and then end up regretting it later because I was putting money in that goal/category for a reason and now it isn't there. 

Blahhhh456

  • 5 O'Clock Shadow
  • *
  • Posts: 91
Re: Race from 100 to 250k
« Reply #1813 on: June 29, 2018, 06:40:22 PM »
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054  - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
Nov 1, 2017 - $196,010 - yippee!! so close to $200K!
Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70 - Yikes, all my contributions and then some are gone.... Oh well, keep plugging away! Bonus hits this month, so I will hopefully see a bump.
Apr 1, 2018 - $214,541.70 - nice, climbing back up to Feb numbers.

May 1, 2018 - $218,916.00 - finally surpassed February's high! Still hoping to recover more of my contributions this year, as I seem to be missing some....... ha

June 1, 2018 - $220,322 - this is just market increases. I changed jobs and have 30 days to hold until 401k will start again. This also includes the $1500 loss of employer contributions I missed out for not staying until 100% vested. I'll take the loss any day to be away from that place.

July 1, 2018 - $224,289 - 6 months to go to hit my goal of $250K by Jan 1, 2019!!
*edited as I missed my new 401(k) from new job
« Last Edit: June 29, 2018, 07:27:06 PM by Blahhhh456 »

tjrssibelle

  • 5 O'Clock Shadow
  • *
  • Posts: 53
Re: Race from 100 to 250k
« Reply #1814 on: June 29, 2018, 10:06:29 PM »



Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34k

Sent from my SM-N920V using Tapatalk

Jun 2018 - $223.78

Sent from my SM-N920V using Tapatalk


Primm

  • Handlebar Stache
  • *****
  • Posts: 1322
  • Age: 51
  • Location: Australia
Re: Race from 100 to 250k
« Reply #1815 on: June 30, 2018, 04:20:27 AM »
DateNet worthGain (Loss)
1 Dec 2017$239,686.56N/A
1 Jan 2018$244,059.96$4,373.40
1 Mar 2018$234,659.04($9,400.92)
1 Apr 2018$240,721.10$6,062.06
1 May 2018$242,191.53$1,470.43
1 Jun 2018$248,999.64$6,808.11
1 Jul 2018$255,200.36$6,208.25

Made it! See you around, people. Soon, I hope.

I wasn't going to call it until I finished spending money on my kitchen remodel... but I'm up to $265,000 networth now.  (This includes everything... equity, cash, pension contributions, retirement accounts, etc.)

There's no way I'll dip under $250,000 again before this is over, unless there's an epic market dump.  So... this is it!  I'm graduating to the next thread!  So long and thanks for all the fish!

(I'll be back, though... I should hit $100,000 in just retirement accounts by the end of the year.)

Some sooner than others, by the look of it.

SeattleStache

  • Stubble
  • **
  • Posts: 153
Re: Race from 100 to 250k
« Reply #1816 on: June 30, 2018, 08:18:22 AM »
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

MrUpwardlyMobile

  • Pencil Stache
  • ****
  • Posts: 513
    • The Upwardly Mobile Life
Re: Race from 100 to 250k
« Reply #1817 on: June 30, 2018, 09:59:31 AM »
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90

Net worth doubled in 6 months... that’s kinda cool
6/30/18- $155,247,41

Very minimal gains and I’m about to get hit with a $3k repair bill on my car because apparently everything is broken and leaking....

martyconlonontherun

  • Bristles
  • ***
  • Posts: 280
Re: Race from 100 to 250k
« Reply #1818 on: June 30, 2018, 12:42:25 PM »

I'm crashing two threads and this will be my joint account. I like my personal one since it's easier to motivate myself then my wife, but it still nice seeing the change in combined NW/Investments which is what matters.

29dh/29dw
Combined 120k income
Midwest City

09/01/2017: $65k Investments/$59k Net Worth
10/01/2017: $68.3k Investments/$65.6k Net Worth
10/27/2017: $72k Investments/$70.5k Net Worth
12/4/2017: $76.5k Investments/$81.9k Net Worth
12/29/2017: $79.1k Investments/$84.8k Net Worth
1/26/2018: $87.k Investments/$84.1k Net Worth (Down due to property taxes and change in Zillow for house
2/23/2018: $87.5k Investments/$88.3k NW
4/2/2018: $87.5k Investments/$95.3k Net Worth (Up due to Tax return)
5/6/2018: $92.1k Investments/$101.1k NW
5/28/2018: $95.0k Investments/$108.9k NW
6/30/2018: $97.9k investments/$130.8k NW

Nick_Miller

  • Handlebar Stache
  • *****
  • Posts: 1212
  • Location: A sprawling estate with one of those cool circular driveways in the front!
Re: Race from 100 to 250k
« Reply #1819 on: June 30, 2018, 01:53:11 PM »
Hey as people check in for the month, I figured I'd invite folks to our "challenge within a challenge!" Four of us are in the "it will be tough, but pushing for $250K NW by Dec 31st!" category.

So if you are in that category, just tag me and I will add you to the challenge...within a challenge.

Raenia

  • Handlebar Stache
  • *****
  • Posts: 1372
Re: Race from 100 to 250k
« Reply #1820 on: June 30, 2018, 02:04:26 PM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43

06/30/2018 - 176,412.22

FrugalByChance

  • 5 O'Clock Shadow
  • *
  • Posts: 37
  • Age: 47
  • Location: The Netherlands
    • Net Worth Progress
Re: Race from 100 to 250k
« Reply #1821 on: June 30, 2018, 03:32:57 PM »
I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016   €  58,971.00
...
Jan 2017   €  86,368.00
...
Jan 2018   € 119,817.00
Feb 2018   € 118,464.00
Mar 2018   € 115,094.00
Apr 2018   € 122,622.00
May 2018   € 128,787.00


Jun 2018   € 130.283,31

Milkm4n

  • 5 O'Clock Shadow
  • *
  • Posts: 34
Re: Race from 100 to 250k
« Reply #1822 on: June 30, 2018, 07:44:59 PM »
03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134 => $3,280 increase ( $1,033 contributions, $1,640 market gains, $608 debt repayment)

First full month of parental leave went well. Market gains were driven by my ESP shares.
« Last Edit: July 01, 2018, 03:35:35 AM by Milkm4n »

hudsoncat

  • Bristles
  • ***
  • Posts: 269
Re: Race from 100 to 250k
« Reply #1823 on: June 30, 2018, 08:27:28 PM »
31-Oct-16: $121,639
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Apr-17: $161,518
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
28-Feb-18: $234,108
31-Mar-18: $234,454
30-Apr-18: $241,470
31-May-18: $249,398
30-June-18: $253,884

Markets tried their best to knock me back down below toward the end of the month. We also struggled with several home repairs this month, but happy to hit the goal!

Trifele

  • Magnum Stache
  • ******
  • Posts: 2721
  • Age: 53
  • Location: North Carolina
Re: Race from 100 to 250k
« Reply #1824 on: July 01, 2018, 04:30:10 AM »
31-Oct-16: $121,639
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Apr-17: $161,518
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
28-Feb-18: $234,108
31-Mar-18: $234,454
30-Apr-18: $241,470
31-May-18: $249,398
30-June-18: $253,884

Markets tried their best to knock me back down below toward the end of the month. We also struggled with several home repairs this month, but happy to hit the goal!

Ding ding ding!!!!!  We have a finisher!     Congrats @hudsoncat !!

jda85

  • 5 O'Clock Shadow
  • *
  • Posts: 42
Re: Race from 100 to 250k
« Reply #1825 on: July 01, 2018, 07:18:46 AM »
9/1/16: $99,187.71
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
11/1/17: $197,211
5/1/18: $227,460 -- Starting to taste it...
6/5/18: $244,372
7/1/2018: 251,250 ---- FINALLY MADE IT! YEAAAA!!!

Imustacheyouaquestion

  • Bristles
  • ***
  • Posts: 259
Re: Race from 100 to 250k
« Reply #1826 on: July 01, 2018, 11:52:37 AM »
Aug 2016      $104,410.00
Sept 2016    $106,084.00   
Oct 2016       $107,559.00
Nov 2016      $103,227.00
Dec 2016      $107,460.00
Jan 2017       $111,400.00
Feb 2017       $145,239.58
Mar 2017       $154,141.21
Apr 2017        $160,150.58
May 2017       $156,334.39
June 2017      $162,557.18
July 2017       $170,357.32
August 2017   $174,107.52
Oct 2017        $184,884.82
Nov 2017       $198,945.16
Dec 2017       $206,349.74
Jan 2018       $209,636.49
Feb 2018      $229, 479.48
Mar 2018       $226,966.28
Apr 2018      $225,520.37
May 2018      $234,199.42
Jun 2018       $244,558.85
Jul 2018       $250,737.17 +$6178.32

Whew! Less than two years from $100 to $250k. Felt like the last few months dragged on forever waiting to hit $250k. It's an arbitrary number but still feels pretty awesome as you notch your way up to FI.  See you all in the next thread soon!
 
Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

DarkandStormy

  • Handlebar Stache
  • *****
  • Posts: 1343
  • Age: 31
  • Location: Midwest, USA
Re: Race from 100 to 250k
« Reply #1827 on: July 01, 2018, 05:34:48 PM »
NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372

7/1/18 - $216,157 // $144,325

Crap week or so in the market to end the month.  Otherwise, just staying the course.
« Last Edit: July 02, 2018, 07:56:37 AM by DarkandStormy »

Trifele

  • Magnum Stache
  • ******
  • Posts: 2721
  • Age: 53
  • Location: North Carolina
Re: Race from 100 to 250k
« Reply #1828 on: July 01, 2018, 05:35:55 PM »
Two more finishers!!!    Huge congrats to @jda85 and @Imustacheyouaquestion!!!   

Onward all to the next thread!

Pooperman

  • Magnum Stache
  • ******
  • Posts: 2972
  • Age: 30
  • Location: North Carolina
Re: Race from 100 to 250k
« Reply #1829 on: July 01, 2018, 06:38:15 PM »
DateNet WorthTotal GainsSavedMarket GainsSaving Rate
5/31/2017$101,344.65+$2,422.39+$1,478.82+$943.57+23%
6/30/2017$100,060.05-$1,284.60-$1,601.89+$317.29-26%
7/31/2017$103,868.70+$3,808.65+$2,550.76+$1,257.89+39%
8/31/2017$104,537.62+$668.92+$1,100.88-$431.96+14%
9/30/2017$107,892.53+$3,354.91+$2,288.37+$1,066.54+33%
10/31/2017$110,221.54+$2,329.01+$1,193.40+$1,135.61+30%
11/30/2017$111,408.49+$1,186.95+$268.63+$918.32+4%
12/31/2017$132,802.54+$21,394.05+$5,134.14+$16,259.91+59%
1/31/2018$137,862.25+$5,060.29+$1,119.44+$3,940.85+25%
2/28/2018$137,431.49-$430.76+$2,213.75-$2,644.51+26%
3/31/2018$136,819.12-$612.37-$686.31+$73.94-25%
4/30/2018$130,288.03-$6,531.09-$6,841.85+$310.76-351%
5/31/2018$129,609.27-$678.76-$836.42+$157.66-13%
6/30/2018$129,034.88-$574.39-$341.96-$232.4330%

Due to an accounting error, this month is actually higher than last month but I can't be asked to fix it lol.
« Last Edit: July 01, 2018, 07:31:54 PM by Pooperman »

gpyros85

  • Stubble
  • **
  • Posts: 166
Re: Race from 100 to 250k
« Reply #1830 on: July 01, 2018, 07:01:20 PM »
Just got inducted into the race to 250k. Shouldn't be here for more than a year or so with the temporary assignment I am on. (Expat)

Last 2 months

June 1st 99417
July 1st  109417


Edit, this is excluding home equity which is probably 40k.


Hope to not be here long!!

CorpRaider

  • Bristles
  • ***
  • Posts: 439
    • The Corpraider Blog
Re: Race from 100 to 250k
« Reply #1831 on: July 02, 2018, 07:12:07 AM »
Liquid Investments: 

12/14 ~    $46,000
12/15 ~    $81,000
12/16 ~  $109,000
12/17 ~  $164,000     
01/18 ~  $174,000
02/18 ~  $172,000
03/18 ~  $175,000
04/18 ~  $180,000
05/18 ~  $184,000
06/18 ~  $174,000

Put up a post on my blog with a little more detail.  Ten year wedding anniversary left a mark. 
« Last Edit: July 03, 2018, 01:24:27 PM by CorpRaider »

Rodgers12

  • 5 O'Clock Shadow
  • *
  • Posts: 69
  • Age: 31
  • Location: Wisconsin
Re: Race from 100 to 250k
« Reply #1832 on: July 02, 2018, 07:39:20 AM »
05/31/2017: $101,116
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784
05/31/2018: $156,979
06/30/2018: $161,462

DarkandStormy

  • Handlebar Stache
  • *****
  • Posts: 1343
  • Age: 31
  • Location: Midwest, USA
Re: Race from 100 to 250k
« Reply #1833 on: July 02, 2018, 08:04:17 AM »
Hey as people check in for the month, I figured I'd invite folks to our "challenge within a challenge!" Four of us are in the "it will be tough, but pushing for $250K NW by Dec 31st!" category.

So if you are in that category, just tag me and I will add you to the challenge...within a challenge.

My NW increased 37% from 1/1 to 7/1.  Another 37% in the next 6 months would put me at...*checks math*...$296,580??!

The first 6 months did include a bonus, a larger than expected tax refund, so...Still, only need a NW increase of 15.6% to graduate! 

Also a reminder, if anyone would like to keep track in a Google Doc, we are here - https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503

Epor

  • Stubble
  • **
  • Posts: 186
  • One day at the time
Re: Race from 100 to 250k
« Reply #1834 on: July 02, 2018, 08:47:54 AM »
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM   3/17)
----------
                Total       Saved       Market G/L
01/01/18 93684.00   2136.40 908.60
02/01/18 103443.00   4675.00     5084.00
03/01/18 100621.00   1645.00    -4467.00
04/01/18 100572.00   1645.00    -1694.00
05/01/18 102878.00   1845.00      461.00
06/01/18 109348.00   3845.00     2625.00
07/01/18 117669.00   8265.00       56.00

Company merger/sale completed, cashed almost 4 weeks of vacation, nice additional savings.

Check2400

  • Stubble
  • **
  • Posts: 170
Re: Race from 100 to 250k
« Reply #1835 on: July 02, 2018, 09:38:36 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500

Nothing much more to report here, just treading along.  Didn't meet budget by the smallest of margins. 


marcela

  • Pencil Stache
  • ****
  • Posts: 687
Re: Race from 100 to 250k
« Reply #1836 on: July 02, 2018, 11:28:04 AM »
Background on net worth: No kids, 1 dog (he's a very good boy), we own a house.

08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145

10/31/2016: $101,606        (+$2,334)
11/17/2016: $103,940        (+$2,334)
12/30/2016: $109,785.19   (+$5,845.19)
1/31/2017:   $112,318.74   (+$2,533.55)
2/28/2017:   $119,499.39   (+$7,180.65)
3/31/2017:   $124,640.83   (+$5,141.44)
4/30/2017:   $109,329.00   (-$15,311.83)
5/31/2017:   $108,986.53   (-$342.47)
6/30/2017:   $114,809.37   (+$5,822.84) Husband started working making 75k
7/31/2017:   $118,822.63   (+$4,013.26)
8/31/2017:   $127,150.06   (+$8,327.43)
9/29/2017:   $137,371.91   (+$10,221.85)
10/31/2017: $131,182.62   (-$6,189.29)
11/30/2017: $160,216.75   (+$29,034.13) We bought a house!
12/31/2017: $167,991.01   (+$7,774.26)
1/31/2018:   $180,969.37   (+$12,978.36) Husband started new job making $61k plus bonus
2/28/2018:   $184,798.13   (+$3,828.76)
3/31/2018:   $184,548.87   (-$249.26)
4/30/2018:   $188,623.33   (+4,074.46)
5/31/2018:   $194,415.98   (+5,792.65)
6/30/2018:   $202,304.86   (+7,888.88)

I'm having a harder and harder time staying grumpy at my husband for running our grocery and entertainment budgets up when our NW is increasing so much. Must resist pull of the hedonistic treadmill. We've had a lot of visitors lately so restaurants plus other "fun" has featured prominently. I'm out of town on a bunch of longer work trips in July and will try to keep spending in check by hitting up a grocery store once we arrive and not getting pulled into too many outings with work buds. Gonna stretch that per diem as far as I can.

dignam

  • Bristles
  • ***
  • Posts: 303
Re: Race from 100 to 250k
« Reply #1837 on: July 02, 2018, 02:20:46 PM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k [ouch market hurt]
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k


Blahhhh456

  • 5 O'Clock Shadow
  • *
  • Posts: 91
Re: Race from 100 to 250k
« Reply #1838 on: July 02, 2018, 08:38:51 PM »
Hey as people check in for the month, I figured I'd invite folks to our "challenge within a challenge!" Four of us are in the "it will be tough, but pushing for $250K NW by Dec 31st!" category.

So if you are in that category, just tag me and I will add you to the challenge...within a challenge.

I'm in! Although, it is already my own personal challenge to be at $250k by 1/1/19. That one day of 12/31/18 might be a struggle :0) I need the friendly competition to push this over the finish line.

junga

  • 5 O'Clock Shadow
  • *
  • Posts: 38
Re: Race from 100 to 250k
« Reply #1839 on: July 02, 2018, 09:18:48 PM »
January 1, 2018         : $97,318
February 2, 2018        : $104,695
March 1,2018             : $107,006
March 30, 2018          : $115,189
May 1, 2018               : $116,178
June 1, 2018              : $119,529
July 2, 2018               : $117,366

Lamancha

  • 5 O'Clock Shadow
  • *
  • Posts: 40
Re: Race from 100 to 250k
« Reply #1840 on: July 02, 2018, 10:46:49 PM »
Jan 1, 2018- 106k
Feb 1, 2018- 109k
Mar 1, 2018- 113k
April 1, 2018- 117k
May 1, 2018- 122k
June 1, 2018- 124.9k
July 1, 2018- 131.4k

Lews Therin

  • Magnum Stache
  • ******
  • Posts: 3231
  • Age: 30
  • Location: Gatineau
  • Used to be Canadian Ben
Re: Race from 100 to 250k
« Reply #1841 on: July 03, 2018, 07:32:50 AM »
Oct/16 77000
Dec/16 93200
Jan/17  103,720
May/17 148,000
Jan/18 189,000
Feb  195,000
March 197,000
April: 205,000
May: 213,000
June: 221,000
July: 225,900 - 24k Left to make it to the Goal... (23k expected in salary/savings, let's see if dividends and market gains bring me that missing 1k)

dreadmoose

  • Stubble
  • **
  • Posts: 199
  • Age: 32
  • Location: Canada
  • Compounding
Re: Race from 100 to 250k
« Reply #1842 on: July 03, 2018, 01:45:49 PM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764    
   May 1       $129,950    
   June 1       $149,174    
   July 1       $154,992            (+5818)

I only count investment accounts minus loans (low interest student loans). TFSA full, RRSP started. That should accelerate things this year until it fills up in November, market contracted a bit near the end of the month but still growing.

Edited for spelling.
« Last Edit: July 09, 2018, 08:56:49 AM by dreadmoose »

mustache you a question

  • 5 O'Clock Shadow
  • *
  • Posts: 72
  • Age: 33
  • Location: Omaha
Re: Race from 100 to 250k
« Reply #1843 on: July 06, 2018, 06:37:13 AM »
Update for July

Total Net Worth:

May 2018 - 104,770
June 2018 - 111,962
July 2018 - 113,933

Smaller gain than prior month but still heading in the right direction...

daverr7

  • 5 O'Clock Shadow
  • *
  • Posts: 9
Re: Race from 100 to 250k
« Reply #1844 on: July 06, 2018, 10:43:25 AM »
Hello, joining in!

Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.

Investments:
5/1/2018: $192,000


6/1/2018: $200,737
7/1/2018: $205,121

Trifele

  • Magnum Stache
  • ******
  • Posts: 2721
  • Age: 53
  • Location: North Carolina
Re: Race from 100 to 250k
« Reply #1845 on: July 06, 2018, 01:25:56 PM »
Hello, joining in!

Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.

Investments:
5/1/2018: $192,000


6/1/2018: $200,737
7/1/2018: $205,121

Nice progress @daverr7 !
« Last Edit: July 07, 2018, 12:02:00 PM by Trifele »

moonpalace

  • Stubble
  • **
  • Posts: 228
  • Age: 44
Re: Race from 100 to 250k
« Reply #1846 on: July 07, 2018, 11:13:48 AM »
01/2017:  $42,000
....
01/2018:  $143,602
02/2018:  $151,025
03/2018:  $158,208
04/2018:  $161,505
05/2018:  $171,200
06/2018:  $186,416
07/2018:  $190,600

Appears to be a slow month but it involved paying $5.5k in quarterly taxes. Still on track!
« Last Edit: July 09, 2018, 06:06:12 AM by moonpalace »

solon

  • Handlebar Stache
  • *****
  • Posts: 1798
  • Age: 1819
  • Location: CO
Re: Race from 100 to 250k
« Reply #1847 on: July 08, 2018, 05:48:49 PM »
01/2017 $88,615
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779
04/2018 $148,093
05/2018 $158,814
06/2018 $161,284
07/2018 $160,446

Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Radagast

  • Handlebar Stache
  • *****
  • Posts: 1700
  • One Does Not Simply Work Into Mordor
Re: Race from 100 to 250k
« Reply #1848 on: July 08, 2018, 09:19:03 PM »
I was originally hoping to finish this race next quarter, but probably it will not happen until year end.
Quarter StockBondCash  +House       XIRR
Q3 2016:  $112,200     $165,800      13.6%
Q4 2016:  $124,300     $178,500      16.1%
Q1 2017:  $148,300     $203,300      12.1%
Q2 2017:  $160,548     $217,018      11.8%
Q3 2017:  $178,042     $235,102      13.3%
Q4 2017:  $203,082     $260,736      15.6%
Q1 2018:  $213,941     $272,491      12.3%
Q2 2018:  $223,802     $283,554      TBD
XIRR excludes saving bonds and cash.

Anon in Alaska

  • Stubble
  • **
  • Posts: 130
Re: Race from 100 to 250k
« Reply #1849 on: July 09, 2018, 06:33:06 AM »
07/09/18 - $120,886 invested + no debts + paid for condo & car + one months emergency fund (should really be more, but investing it gives a better return).