Author Topic: Race from 100 to 250k  (Read 390775 times)

dreadmoose

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Re: Race from 100 to 250k
« Reply #1800 on: June 01, 2018, 11:13:26 AM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764    
   May 1       $129,950    
   June 1       $149,174     (+19,224)

I only count investment accounts minus loans (low interest student loans). Sold my truck so that's the big jump (was our only vehicle).

aubade

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Re: Race from 100 to 250k
« Reply #1801 on: June 01, 2018, 12:09:59 PM »
Brand new to this forum, but I've been reading MMM since I started my first "real job" in late 2014. Really excited to jump in here for some motivation!

Summary of finances so far:
01/2014: $1.5k
07/2014: $4k
01/2015: $15.3k
07/2015: $28.4k
01/2016: $54.8k
07/2016: $69.5k
01/2017: $89.7k
07/2017: $102.5k (hooray!)
01/2018: $136.8k (bought a house with equity baked in)
02/2018: $151.1k
03/2018: $155.4k
04/2018: $160.0k
05/2018: $169.8k (company finally got 401(k) last month, so I'm able to save a lot more. And 3 paychecks doesn't hurt.)

I can't wait until that 200,000 milestone.

Going to start recording two columns, one for cash + savings and another for total NW.
06/2018: $149.0k  $172.2k

Check2400

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Re: Race from 100 to 250k
« Reply #1802 on: June 01, 2018, 04:19:45 PM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000

Was under budget for the first time in a long time, which helped quite a bit.  Should hopefully have another low spend month in June since it is too damn hot to do anything, and I may have some short term reimbursable business expenses coming up I'll need to save up for.  But it is nice to finally get back on pace from a largely stagnant 2018!


ardrum

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Re: Race from 100 to 250k
« Reply #1803 on: June 01, 2018, 04:24:04 PM »
Good month!

2/1/18   $103,481
3/1/18   $100,568
4/1/18   $103,798
5/1/18   $108,542
6/1/18   $117,139

FrugalByChance

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Re: Race from 100 to 250k
« Reply #1804 on: June 01, 2018, 04:54:42 PM »
I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016   €  58,971.00
Feb 2016   €  58,971.00
Mar 2016   €  58,971.00
Apr 2016   €  60,008.00
May 2016   €  60,008.00
Jun 2016   €  64,384.00
Jul 2016   €  64,484.00
Aug 2016   €  64,584.00
Sep 2016   €  72,218.00
Oct 2016   €  75,671.00
Nov 2016   €  81,421.00
Dec 2016   €  84,057.00
Jan 2017   €  86,368.00
Feb 2017   €  90,080.00
Mar 2017   €  89,191.00
Apr 2017   €  91,756.00
May 2017   €  98,579.00
Jun 2017   €  98,658.00
Jul 2017   € 100,443.00
Aug 2017   € 101,689.00
Sep 2017   € 103,743.18
Oct 2017   € 111,906.92
Nov 2017   € 113,202.00
Dec 2017   € 116,615.00
Jan 2018   € 119,817.00
Feb 2018   € 118,464.00
Mar 2018   € 115,094.00
Apr 2018   € 122,622.00
May 2018   € 128,787.00

I have also added these numbers to the "Race from 100k to 250k" Google Doc

junga

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Re: Race from 100 to 250k
« Reply #1805 on: June 01, 2018, 05:14:07 PM »
January 1, 2018        : $97,318
February 2, 2018       : $104,695
March 1,2018            : $107,006
March 30, 2018         : $115,189
May 1, 2018              : $116,178
June 1, 2018             : $119,529

Primm

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Re: Race from 100 to 250k
« Reply #1806 on: June 01, 2018, 07:18:37 PM »


Baby arrived healthy this month :). Off work on parental leave, so pleased with the foward progress. June will be another month of parental leave so expect another smallish increase this month.

Congratulations! Hope you're getting some sleep.

tjrssibelle

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Re: Race from 100 to 250k
« Reply #1807 on: June 01, 2018, 11:09:16 PM »




Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k


Sent from my SM-N920V using Tapatalk

May 2018 - $220.34k

Sent from my SM-N920V using Tapatalk


LurkerStache

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Re: Race from 100 to 250k
« Reply #1808 on: June 02, 2018, 04:23:41 PM »
Dec 2017: 102,068.04
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89


AcftW

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Re: Race from 100 to 250k
« Reply #1809 on: June 02, 2018, 05:39:28 PM »
$43,153 - Jan 2016
$67,328 - Jan 2017

$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018
$126,450 - Apr 2018
$130,499 - May 2018

$125,105 - Jun 2018

Some downs in the market, some traveling, on an off cycle for work.  July won’t see much increase, but I’ll make up lost $$$ and make good progress August-October.

moonpalace

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Re: Race from 100 to 250k
« Reply #1810 on: June 02, 2018, 06:18:16 PM »
01/2017:  $42,000
....
01/2018:  $143,602
02/2018:  $151,025
03/2018:  $158,208
04/2018:  $161,505
05/2018:  $171,200
06/2018:  $186,416

This is a bit inflated because I've got to pay ~$5k in quarterly taxes next week.

fuzzy math

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Re: Race from 100 to 250k
« Reply #1811 on: June 03, 2018, 05:28:19 PM »
Joining in - adding $5500 a month roughly

June 2018.  $219,320

dignam

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Re: Race from 100 to 250k
« Reply #1812 on: June 04, 2018, 06:41:27 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k [ouch market hurt]
Apr 2018 $145k [paid off car]
May 2018 $153k

CorpRaider

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Re: Race from 100 to 250k
« Reply #1813 on: June 04, 2018, 07:14:39 AM »
Liquid Investments: 

12/14 ~    $46,000
12/15 ~    $81,000
12/16 ~  $109,000
12/17 ~  $164,000     
01/18 ~  $174,000
02/18 ~  $172,000
03/18 ~  $175,000
04/18 ~  $180,000
05/18 ~  $184,000

Put up a post on my site with a little more detail.  Nice to get some positive movement.  Ten year wedding anniversary is coming up though...that's going to leave a mark.
« Last Edit: June 11, 2018, 06:57:21 AM by CorpRaider »

BiggerFishToFI

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Re: Race from 100 to 250k
« Reply #1814 on: June 04, 2018, 09:05:15 AM »
Month   Networth   Investments   Debt
12/31/16   $115,671   $64,692   -$121,564
01/31/17   $119,371   $66,070   -$119,764
02/28/17   $124,835   $67,186   -$115,416
03/31/17   $129,469   $67,472   -$111,068
04/30/17   $125,786   $67,858   -$106,720
05/31/17   $134,698   $70,822   -$102,372
06/30/17   $140,666   $82,983   -$98,024
07/31/17   $153,716   $92,589   -$93,676
08/31/17   $159,027   $96,256   -$89,328
09/30/17   $168,105   $100,416   -$84,980
10/31/17   $181,050   $106,552   -$80,632
11/30/17   $192,875   $111,570   -$76,284
12/31/17   $209,837   $123,158   -$72,736
01/31/18   $226,173   $140,791   -$69,683
02/28/18   $227,345   $139,409   -$68,013
03/31/18   $230,611   $140,661   -$67,756
04/30/18   $240,326   $148,934   -$66,421

05/31/18   $252,234   $157,561   -$69,889

Onward and upward! Selling a house in the next month (hopefully), moving from MCOL to LCOL city and the wife is starting a new, more lucrative job!

Hard to project at this point but stretch goal will be 500k networth by Jan 1 2020!

BeautifulDay

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Re: Race from 100 to 250k
« Reply #1815 on: June 04, 2018, 09:44:29 PM »

            Net Worth      investment and cash assets
Mar 2016      $28,361      $74,408
Jun 2016      $40,970      $81,270
Sep 2016      $57,895      $92,035
Dec 2016      $80,499     $100,376
Mar 2017      $99,766     $116,593
Jun 2017     $102,562      $96,048
Sep 2017     $112,554     $106,887
Oct 2017     $116,826     $110,677
Dec 2017     $128,724     $121,976
Jan 2018     $136,288     $127,999
Feb 2018     $140,881     $132,219
Mar 2018     $133,930     $124,857
Apr 2018     $146,151     $136,573 cash from parents for business
May 2018     $141,036     $133,501 made business capital purchases


Painful to see the number go down this much, but we invested about 10k in a side business this month.  A big chunk of that was from a gift from my parents last month. 

jda85

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Re: Race from 100 to 250k
« Reply #1816 on: June 05, 2018, 04:58:22 AM »
9/1/16: $99,187.71
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
11/1/17: $197,211
5/1/18: $227,460 -- Starting to taste it...
6/5/18: $244,372

solon

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Re: Race from 100 to 250k
« Reply #1817 on: June 05, 2018, 09:16:50 AM »
01/2017 $88,615
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779
04/2018 $148,093
05/2018 $158,814
06/2018 $161,284 <-- nearly doubled networth, in a year and a half

Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Trifele

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Re: Race from 100 to 250k
« Reply #1818 on: June 06, 2018, 04:54:35 AM »
9/1/16: $99,187.71
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
11/1/17: $197,211
5/1/18: $227,460 -- Starting to taste it...
6/5/18: $244,372

Holy smokes @jda85 !  You are almost there!!!  Any celebration planned after you cross the milestone?

jda85

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Re: Race from 100 to 250k
« Reply #1819 on: June 06, 2018, 06:37:06 PM »
9/1/16: $99,187.71
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
11/1/17: $197,211
5/1/18: $227,460 -- Starting to taste it...
6/5/18: $244,372

Holy smokes @jda85 !  You are almost there!!!  Any celebration planned after you cross the milestone?

Nope. Just need to figure out how to step on the gas some more and double it to the next milestone. :D

Trifele

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Re: Race from 100 to 250k
« Reply #1820 on: June 07, 2018, 04:26:16 AM »
9/1/16: $99,187.71
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
11/1/17: $197,211
5/1/18: $227,460 -- Starting to taste it...
6/5/18: $244,372

Holy smokes @jda85 !  You are almost there!!!  Any celebration planned after you cross the milestone?

Nope. Just need to figure out how to step on the gas some more and double it to the next milestone. :D

Spoken like a true mustachian!

Slow&Steady

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Re: Race from 100 to 250k
« Reply #1821 on: June 07, 2018, 08:56:11 AM »
I am joining this race from the $10k-$100k race!  Hopefully not too early.

I don't count true NW but thought it would be nice to look back and see it, so I added it!  What I am really tracking is the "Invested Total" column.  I also don't count different savings accounts if they have a specific purpose (maternity leave, self-employment taxes, etc).

What is happening in 2018:  Baby #2 is due in late March!  I accepted a job offer last week that includes a 30+% raise. I will not be able to contribute to the new company 401k until I have been there for 30 days, very close to when I take unpaid maternity leave, and we are holding off on putting anything into the IRA until after maternity leave so our Invested Total should follow the market increases/dips for the next several months with very little contributions added.  We also plan to finish off student loans in 2018 (finally).  If DH's business continues growing as it has for the last few months I would love to max his IRA and then will need to make decisions of paying down debt vs investing in another rental vs increasing my 401k vs opening an IRA for me vs increasing contributions to 529 Plans.

Back at work, and as planned we did not contribute anything to investments while I was out so but there were some 401k contributions made in March before leave. The invested balances for end of May are a little bit of a guess based on the balance today since I did not check these things while on leave. 

Code: [Select]
        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
May-18 $105,000 $5,000 $110,000 $240,000 $135,000 $310,837 $174,163

 

stimepy

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Re: Race from 100 to 250k
« Reply #1822 on: June 07, 2018, 10:36:16 AM »
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14%   - Almost a new leap day  ;)
12/31/2017 $130,952.23 ~5.58%   - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018  $135,011.70 ~ 3.10%
2/28/2018  $135,864.07 ~ 0.63%
3/30/2018   $138,236.93 ~2.39%
4/31/2018   $146,471.66 ~5.96%

5/31/2018 $149,243.29 ~ 1.89%

Numbers based on Mint

Little late and I suspect next month will be a similar number but it's a semi planned purchase.  (New PC, after 8 year it's time for an upgrade.)

daverr7

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Re: Race from 100 to 250k
« Reply #1823 on: June 07, 2018, 11:50:10 AM »
Hello, joining in!

Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.

Investments:
5/1/2018: $192,000


6/1/2018: $200,737

mustache you a question

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Re: Race from 100 to 250k
« Reply #1824 on: June 11, 2018, 05:54:08 AM »
Update for June

Total Net Worth:

May 2018 - 104,770
June 2018 - 111,962

Didn't get to updating my figures right at the beginning of the month so that's why the jump is so big.  Stretch goal is to hit 150k by end of year, going to take some serious work to get there.

Primm

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Re: Race from 100 to 250k
« Reply #1825 on: June 12, 2018, 12:31:18 AM »
Just took a sneaky mid-month peek at my NW in YNAB.

Not calling it until the end of the month, but... we're there peeps!

marcela

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Re: Race from 100 to 250k
« Reply #1826 on: June 12, 2018, 07:38:38 AM »
Just took a sneaky mid-month peek at my NW in YNAB.

Not calling it until the end of the month, but... we're there peeps!
Congrats!

Nick_Miller

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Re: Race from 100 to 250k
« Reply #1827 on: June 13, 2018, 10:29:06 AM »
Hey @moonpalace, I didn't mean to leave you out! You, me and @Canadian Ben are all racing to the goal by December 31st.

I don't want to brag, but I just sold three more copies of my zombie novel, so that's another $2.97 toward my goal!

I want in!

I cannot remember the last time I posted so below are my numbers.

Dec-17: 190k
Jan-18: 198k
Feb-18: 199k
Mar-18: 201k
Apr-18: 207k
May-18: 213k

My projections have me crossing the 250k line in December.

Hey @Virtus , I hope you don't mind the tag but it's so easy to miss posts directed at specific folks on this forum. So it's officially you, me, @Canadian Ben and @moonpalace. I sold more zombie novels this month so it's not really fair to the rest of you, but oh well. I'll post my numbers in a few days (I post mid-month)


Lews Therin

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Re: Race from 100 to 250k
« Reply #1828 on: June 13, 2018, 11:36:00 AM »
I sold more zombie novels this month so it's not really fair to the rest of you, but oh well. I'll post my numbers in a few days (I post mid-month)

I opened two bank accounts and a CC for welcome bonuses. They are my zombie novels :D

Julius Pepperwood and the free money for jumping through very low hoops.

Lews Therin

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Re: Race from 100 to 250k
« Reply #1829 on: June 14, 2018, 05:19:48 PM »
Side hustles and zombie novels Virtus.

Making Cents

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Re: Race from 100 to 250k
« Reply #1830 on: June 15, 2018, 03:37:56 AM »
Retirement investments + emergency savings

April 15 2018 $164,937
May 15 2018 $182,637
June 15 2018 $191,378

MrUpwardlyMobile

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Re: Race from 100 to 250k
« Reply #1831 on: June 16, 2018, 09:12:11 AM »
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90

Net worth doubled in 6 months... that’s kinda cool

Nick_Miller

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Re: Race from 100 to 250k
« Reply #1832 on: June 16, 2018, 10:13:53 AM »
Jan 2016      $80,165.78
Mar 2016     $101,768.81
May 2016     $106,529.21
July 2016     $115,035.02
Sept 2016    $126,076.92
Nov 2016     $135,152.36
Jan 2017      $147,729.69
Mar 2017     $140,835.79 (moving expenses set us back)
May 2017     $149,690.19
July 2017     $157,768.24
Sept 2017    $167,359.52
Nov 2017     $175,059.46
Jan 2018      $190,018.18
Feb 2018      $198,506.91
March 2018  $206,086.24
April 2018    $206,732.49
May 2018     $211,986.89
June 2018    $217,559.28

(+$5,572.39, so a good month, even with taking a cruise! And next month, I should have a good royalty. I would LOVE to hit $225K)

Nick_Miller

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Re: Race from 100 to 250k
« Reply #1833 on: June 16, 2018, 10:28:14 AM »
So the "Race within a Race" update is:

@Canadian Ben  $221,000
Nick Miller   $217,559.28
@Virtus    $213,000.00
@moonpalace  $186,416.00

Let's all hit $250K by year's end even if it means taking in three roommates and surviving all the whacky hi jinks that ensue.

 

me1

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Re: Race from 100 to 250k
« Reply #1834 on: June 17, 2018, 08:35:32 AM »
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
 7/17/17    $182,905   $301,487
 8/17/17    $184,943   $301,381
 9/17/17    $191,576   $308,692
10/17/17   $197,557   $314,090
11/17/17   $201,230   $315,249
12/17/17   $210,178   $328,245
1/17/18     $225,531   $340,364
2/17/18     $224,612   $342,742
3/17/18     $226,810   $339,652
4/17/18     $227,061   $340,423
5/17/18     $230,609   $349,921
6/17/18     $238,269   $360,523
Looks like likely graduating by the end of the year if not sooner.

BeautifulDay

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Re: Race from 100 to 250k
« Reply #1835 on: June 17, 2018, 08:41:09 PM »

May 2017    $100,755

So Mint has me at just over $100k, woohoo.  I expect it will take 4-5 years to reach $250k at my current pace. Hoping to accelerate that.  We shall see.  Still have a bit of low interest debt to pay off.  Making steady progress.
I thought I crossed the $100k line in June but it was May.  Oops. I've been looking forward to my one year check up and then missed it.
May 2018  - $141,036
Increase of $40,281 in a year.  Respectable. I feel good about this. 
Hoping to be at $250k Dec 2019

DarkandStormy

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Re: Race from 100 to 250k
« Reply #1836 on: June 18, 2018, 07:16:32 AM »
So the "Race within a Race" update is:

@Canadian Ben  $221,000
Nick Miller   $217,559.28
@Virtus    $213,000.00
@moonpalace  $186,416.00

Let's all hit $250K by year's end even if it means taking in three roommates and surviving all the whacky hi jinks that ensue.

I'm also tracking, optimistically, a $250K graduation by year end.

Lews Therin

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Re: Race from 100 to 250k
« Reply #1837 on: June 18, 2018, 07:23:50 AM »
So the "Race within a Race" update is:

@Canadian Ben  $221,000
Nick Miller   $217,559.28
@Virtus    $213,000.00
@moonpalace  $186,416.00

Let's all hit $250K by year's end even if it means taking in three roommates and surviving all the whacky hi jinks that ensue.

Alright D&S, but you're sharing Nick's room. It has a weird smell. Deal with it.

« Last Edit: June 20, 2018, 05:45:32 AM by Canadian Ben »

MVal

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Re: Race from 100 to 250k
« Reply #1838 on: June 19, 2018, 01:16:11 PM »
5/31/17 - $100,187
6/31/17 - $102,500
7/31/17 - $104,809

I'm hoping to get to at least $120K by the end of the year on NW and cross $100K just in investments.

9/29/17 - $109,800
This will hopefully turn over $110K by Monday after my last 401K deposit hits. I'm up to $95K in invested value. Still finding it difficult to come up with extra liquid to put away though. Seems like every month there's been new expenses that crop up I have to take care of like a major car repair, plane ticket for a conference coming up, healthcare, etc.

12/31/17 - $121,515
Very happy to have finished the year over my goal of $120K net worth. I was able to cross the line mostly due to the swelling market as well as cryptocurrency values, although I don't have much in crypto. Anxious to see what happens in 2018 as I feel we are due for a market crash of some sort soon. Rumor has it my office is going to be closed sometime this year, so I'm looking forward to a chance to make a career change, maybe. I'll also get a handsome severance package, so I'm looking forward to being laid off!

6/19/18 - $133,000

Well, it turns out they are going to hold on selling our buildings at work for a while now. They didn't get the kind of offers they were hoping for and I doubt they ever will, so I could be here indefinitely. But good to know for sure what is going on and not be living in limbo about my future. Now that I'm not getting the severance, I'm free to make other plans. I'm hoping to hit a NW of $150K by the end of the year.

I just made a loan of $3K to my sister to help her pay off her credit card debt; I have been encouraging and helping her get debt free and she's really committed to it now.  Last year I helped her do a balance transfer of her highest interest consumer debt to a card with a long interest free period and now the interest free period is running out but she still has a little bit to go, so I loaned her the money and had her sign a family loan agreement to pay me 3% interest under a 6 month term. I didn't want to charge her more since she's family and that is nearly twice what I was earning on that same amount in my Ally savings anyway.

FrugalFisherman10

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Re: Race from 100 to 250k
« Reply #1839 on: June 20, 2018, 09:17:19 AM »
I just crossed $100k so I'm gettin' in!

I think the motivation to reach $250k will already be there for me, but hey this will keep me accountable.
It's been one year since my last post in this thread (seems most of you post more often, maybe I should do that...)
anyway, I'm now at $157,512 per PersonalCapital. woo!

10dollarsatatime

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Re: Race from 100 to 250k
« Reply #1840 on: June 25, 2018, 04:26:02 PM »
I wasn't going to call it until I finished spending money on my kitchen remodel... but I'm up to $265,000 networth now.  (This includes everything... equity, cash, pension contributions, retirement accounts, etc.)

There's no way I'll dip under $250,000 again before this is over, unless there's an epic market dump.  So... this is it!  I'm graduating to the next thread!  So long and thanks for all the fish!

(I'll be back, though... I should hit $100,000 in just retirement accounts by the end of the year.)

FI-REality

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Re: Race from 100 to 250k
« Reply #1841 on: June 26, 2018, 05:03:46 AM »
Goal of $250,000 by Sept of 2019.

Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03
May 1/18 - $180,806.91
June 1/18 - $186,975.44

July 1/18 - $188,096.17

It's that time again already... wow, June flew by.

Wife went crazy and spent over $2,000 on stuff for the house, a couple of bikes and stuff for one of our kids birthdays.  If not for that expense we'd be pretty much exactly where I predicted.

On another note, I started riding a bike to work earlier this month.  Since gas only cost me about $20 a month, it'll take a few years for the bike to pay for itself, but at least I'm getting some exercise.

steveo

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Re: Race from 100 to 250k
« Reply #1842 on: June 27, 2018, 09:17:53 PM »
2017-06-30   183
2017-09-30   198
2017-12-24   232
2018-03-31   242
2018-06-30   270

So I passed it this quarter. Pretty big for me and the wife but still a long way to go.

MrThatsDifferent

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Re: Race from 100 to 250k
« Reply #1843 on: June 28, 2018, 03:20:13 AM »
2017-06-30   183
2017-09-30   198
2017-12-24   232
2018-03-31   242
2018-06-30   270

So I passed it this quarter. Pretty big for me and the wife but still a long way to go.

Congrats! Way to go!

LurkerStache

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Re: Race from 100 to 250k
« Reply #1844 on: June 28, 2018, 09:23:22 PM »
Dec 2017: 102,068.04
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
June 2018: 121,593.76

sytar7

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Re: Race from 100 to 250k
« Reply #1845 on: June 29, 2018, 07:21:26 AM »
Did the math for the first time and was happily surprised. Still not sure how quickly we can realistically save but tracking is the first step!

End of June - $223,070

dogboyslim

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Re: Race from 100 to 250k
« Reply #1846 on: June 29, 2018, 09:47:58 AM »
Taxable investments

04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2,680/+$1,221 Contribution/Investment Gain
08/2017: $113,472 +$2,680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2,680/$1,567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2,179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1,768 Contribution/Investment Gain
12/2017: $125,576 +$2,680/$1,230 Contribution/Investment Gain
01/2018: $130,690 +$1,570/$3,544 Contribution/Investment Gain
02/2018: $130,112 +$1,570/-$2,147 Contribution/Investment Loss
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss
04/2018: $175,470 +$4,049/$874 Contribution/Investment Gain
05/2018: $181,127 +$2,528/$3,129 Contribution/Investment Gain
06/2018: $183,621 +$2,528/-$34 Contribution/Investment Loss

max9505672

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Re: Race from 100 to 250k
« Reply #1847 on: June 29, 2018, 09:58:25 AM »
Sep 2017: 100,425.82
Oct 2017: 107,699.57
Nov 2017: 111,470.49
Dec 2017: 116,682.90
Jan 2018: 120,674.64
Feb 2018: 123,122.10
Mar 2018: 123,676.68
Apr 2018: 133,706.83
May 2018: 138,633.60
June 2018: 142,203.69

stimepy

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Re: Race from 100 to 250k
« Reply #1848 on: June 29, 2018, 10:59:48 AM »
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14%   - Almost a new leap day  ;)
12/31/2017 $130,952.23 ~5.58%   - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018  $135,011.70 ~ 3.10%
2/28/2018  $135,864.07 ~ 0.63%
3/30/2018   $138,236.93 ~2.39%
4/31/2018   $146,471.66 ~5.96%
5/31/2018 $149,243.29 ~ 1.89%
Numbers based on Mint

6/29/2018 Fire: $138,672.35 + Medi $10,383.62 = $149,055.97 ~-.13%

As Predicted, computer cost me about 5k (Yes it is a VERY nice PC) and will last a while.  (Don't wanna jinx it with a time limit!)   

Might notice I have this a little separated.  The reason is that I decided I want a separate fund for planned/misc medical expenses.  This is an extra amount on top of my fire number and isn't required to be fully funded (though mostly is the goal) when I FIRE.   
I also got a neat little surprise and a big Surprise last week.  The little surprise was I stumbled into my HSA account, finally!  (Documented how to's were not accurate and HR swears we are full of crap!)   And the BIG surprise was I could invest it or at least most of it.  So I did!

Slow&Steady

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Re: Race from 100 to 250k
« Reply #1849 on: June 29, 2018, 12:02:38 PM »
I am joining this race from the $10k-$100k race!  Hopefully not too early.

I don't count true NW but thought it would be nice to look back and see it, so I added it!  What I am really tracking is the "Invested Total" column.  I also don't count different savings accounts if they have a specific purpose (maternity leave, self-employment taxes, etc).

What is happening in 2018:  Baby #2 is due in late March!  I accepted a job offer last week that includes a 30+% raise. I will not be able to contribute to the new company 401k until I have been there for 30 days, very close to when I take unpaid maternity leave, and we are holding off on putting anything into the IRA until after maternity leave so our Invested Total should follow the market increases/dips for the next several months with very little contributions added.  We also plan to finish off student loans in 2018 (finally).  If DH's business continues growing as it has for the last few months I would love to max his IRA and then will need to make decisions of paying down debt vs investing in another rental vs increasing my 401k vs opening an IRA for me vs increasing contributions to 529 Plans.

Code: [Select]
        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
[/quote]

Sometimes the hardest part is just waiting and letting the plan happen.  I know I shouldn't be disappointed that we are half way through the year and I am not seeing very much progress because that was the plan but it is hard.  I cannot make it to step ten if I try to skip steps 1-7.  Have healthy baby 1st Done, make it through maternity leave off of savings 2nd Done, replenish savings 3rd In Progress, finish off student loans 4th Aug/Sept/Oct, put in years worth of IRA 5th, increase 401k contributions or IRA 6th, watch things happen (WITHOUT CHANGING THE PLAN) 7th, continue to increase savings periodically 8th, enjoy hitting milestones 9th, FIRE 10th.  I have a bad habit of stealing money from a different goal/category to try to move the plan along faster and then end up regretting it later because I was putting money in that goal/category for a reason and now it isn't there.