Author Topic: Race from 100 to 250k  (Read 391451 times)

use2betrix

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Re: Race from 100 to 250k
« Reply #1700 on: April 21, 2018, 05:43:37 AM »
Well - the stock market had me teetering with 250k all week. My paycheck cleared yesterday and I comfortably passed it! As silly as it sounds, this group (an anonymous group of strangers) really helped to set that goal.

Side note - last night my wife asked me “why I’ve been looking at my personal capital on my phone so much lately?” So I told her about this group, and she’s like, “oh, do you have to like show proof to get accepted into the 250k-500k group?” Lol. I told her that it’s just an honesty thing and I wasn’t going to cut corners now when I worked hard to get here.

SpareChange

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Re: Race from 100 to 250k
« Reply #1701 on: April 21, 2018, 11:23:21 AM »
Well - the stock market had me teetering with 250k all week. My paycheck cleared yesterday and I comfortably passed it! As silly as it sounds, this group (an anonymous group of strangers) really helped to set that goal.

Side note - last night my wife asked me “why I’ve been looking at my personal capital on my phone so much lately?” So I told her about this group, and she’s like, “oh, do you have to like show proof to get accepted into the 250k-500k group?” Lol. I told her that it’s just an honesty thing and I wasn’t going to cut corners now when I worked hard to get here.

Lol, congrats! I think I'll be joining you over there next month. This anonymous peer pressure from a random thread on an interweb forum stuff really seems to work haha.

steveo

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Re: Race from 100 to 250k
« Reply #1702 on: April 26, 2018, 11:20:59 PM »
Congrats use2betrix.

Jaayse

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Re: Race from 100 to 250k
« Reply #1703 on: April 27, 2018, 06:19:59 PM »
Investments and liquid assets, not including condo equity:

April 15, 2017 -           164,900
May 1, 2017 -             ? (Lost info)
June 1, 2017 -            ? (Lost info)
July 1, 2017 -             180,808
August 10, 2017 -       189,280
September 1, 2017 -   193,727
October 1, 2017 -        209,968
November 1, 2017 -     220,602
December 1, 2017 -     225,918
January 1, 2018 -        232,213
February 1, 2018 -       245,447
March 1, 2018 -           242,789
April 1, 2018 -             246,140
April 28, 2018 -           319,055

I couldn't wait to put this up any longer, I sold my condo!  There are still quite a few more checks in the mail for me on this one (HOA refund, escrow refund, etc), and I am waiting on my tax return and back pay too, so my numbers will jump some more in the following months, but I think I crushed my way through this one.  I will see you all in the next thread!
« Last Edit: April 28, 2018, 03:25:17 AM by Jaayse »

mountain_air

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Re: Race from 100 to 250k
« Reply #1704 on: April 28, 2018, 06:58:10 AM »
I've been following MMM for the past four years but I'm brand new to this forum.  This place is great so I thought I'd get off the sidelines and jump on in!  Getting to 100k seemed to take forever, so I'm pumped to share some numbers and join the race!

5/1/17     25,273
6/1/17     52,894  (I believe we transferred some money over)
7/1/17     59,114
8/1/17     67,337
9/1/17     75,486
10/1/17   80,726
11/1/17   85,681
12/1/17  100,005  (extra paycheck month for us both!)
1/1/18    105,431
2/1/18    108,535
3/1/18    111,337
4/1/18    117,617

SpareChange

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Re: Race from 100 to 250k
« Reply #1705 on: April 28, 2018, 12:42:25 PM »
Investments and liquid assets, not including condo equity:
April 28, 2018 -           319,055

I couldn't wait to put this up any longer, I sold my condo!  There are still quite a few more checks in the mail for me on this one (HOA refund, escrow refund, etc), and I am waiting on my tax return and back pay too, so my numbers will jump some more in the following months, but I think I crushed my way through this one.  I will see you all in the next thread!

Impressive! Keep it up!

SpareChange

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Re: Race from 100 to 250k
« Reply #1706 on: April 28, 2018, 12:44:06 PM »
I've been following MMM for the past four years but I'm brand new to this forum.  This place is great so I thought I'd get off the sidelines and jump on in!  Getting to 100k seemed to take forever, so I'm pumped to share some numbers and join the race!

5/1/17     25,273
6/1/17     52,894  (I believe we transferred some money over)
7/1/17     59,114
8/1/17     67,337
9/1/17     75,486
10/1/17   80,726
11/1/17   85,681
12/1/17  100,005  (extra paycheck month for us both!)
1/1/18    105,431
2/1/18    108,535
3/1/18    111,337
4/1/18    117,617

Welcome! And yes, the first 100k does seem to take forever haha.

Milkm4n

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Re: Race from 100 to 250k
« Reply #1707 on: April 29, 2018, 05:48:48 AM »
Posting a day early.

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333

Another solid month. Our first baby arrives this month, so expect our NW increases to be slightly reduced over the next few months.

MrUpwardlyMobile

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Re: Race from 100 to 250k
« Reply #1708 on: April 29, 2018, 06:15:38 AM »
Posting a day early.

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333

Another solid month. Our first baby arrives this month, so expect our NW increases to be slightly reduced over the next few months.

I was surprised by how little our newborn had an effect on net worth increases. The major expense, the one that gets people, hasn’t hit us though. Day care is outrageously expensive $1600-$2200/month depending on where and the hours they provide.

dogboyslim

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Re: Race from 100 to 250k
« Reply #1709 on: April 30, 2018, 07:30:09 AM »
Taxable investments

04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2,680/+$1,221 Contribution/Investment Gain
08/2017: $113,472 +$2,680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2,680/$1,567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2,179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1,768 Contribution/Investment Gain
12/2017: $125,576 +$2,680/$1,230 Contribution/Investment Gain
01/2018: $130,690 +$1,570/$3,544 Contribution/Investment Gain
02/2018: $130,112 +$1,570/-$2,147 Contribution/Investment Loss
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss
04/2018: $175,470 +$4,049/$874 Contribution/Investment Gain

stimepy

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Re: Race from 100 to 250k
« Reply #1710 on: April 30, 2018, 08:10:06 AM »
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14%   - Almost a new leap day  ;)
12/31/2017 $130,952.23 ~5.58%   - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018  $135,011.70 ~ 3.10%
2/28/2018  $135,864.07 ~ 0.63%
3/30/2018   $138,236.93 ~2.39%

4/31/2018   $146,471.66 ~5.96%

Numbers based on Mint

Some rent checks came in, which helps...  That being said, my IRA is now maxed so, any extra cash is gonna get taxed.... /crybaby

hudsoncat

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Re: Race from 100 to 250k
« Reply #1711 on: April 30, 2018, 08:15:19 AM »
31-Oct-16: $121,639
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Apr-17: $161,518
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
28-Feb-18: $234,108
31-Mar-18: $234,454
30-Apr-18: $241,470

Made it back past that January high. Nice to see. Investments only as always. Hope to graduate soon. If the markets stay flat, investments alone will get me there by June 30. A little market help gets me there sooner.

BiggerFishToFI

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Re: Race from 100 to 250k
« Reply #1712 on: April 30, 2018, 08:47:06 AM »
Month   Networth   Investments   Debt
12/31/16   $115,671   $64,692   -$121,564
01/31/17   $119,371   $66,070   -$119,764
02/28/17   $124,835   $67,186   -$115,416
03/31/17   $129,469   $67,472   -$111,068
04/30/17   $125,786   $67,858   -$106,720
05/31/17   $134,698   $70,822   -$102,372
06/30/17   $140,666   $82,983   -$98,024
07/31/17   $153,716   $92,589   -$93,676
08/31/17   $159,027   $96,256   -$89,328
09/30/17   $168,105   $100,416   -$84,980
10/31/17   $181,050   $106,552   -$80,632
11/30/17   $192,875   $111,570   -$76,284
12/31/17   $209,837   $123,158   -$72,736
01/31/18   $226,173   $140,791   -$69,683
02/28/18   $227,345   $139,409   -$68,013
03/31/18   $230,611   $140,661   -$67,756

04/30/18   $240,326   $148,934   -$66,421

Hoping to sell our house in the next couple months, hopefully our conservative equity estimate is correct and we get a solid bump to the next thread! Not to mention knocking out the student loans!

dreadmoose

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Re: Race from 100 to 250k
« Reply #1713 on: April 30, 2018, 11:40:01 AM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764    
   May 1       $129,950     (+7186)

I only count investment accounts minus loans (low interest student loans). Saved $3992 but went up $7186, market helped a bit this month.

mustache you a question

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Re: Race from 100 to 250k
« Reply #1714 on: April 30, 2018, 12:01:32 PM »
Joining this thread after graduating 10-100k race :)

Little background, started tracking November 2016 and first month was only 2k...took almost 18 months to graduate, hoping it doesn't take me and my wife so long on this race...

May 2018 - 104,770

Imustacheyouaquestion

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Re: Race from 100 to 250k
« Reply #1715 on: April 30, 2018, 01:48:23 PM »
Joining this thread after graduating 10-100k race :)

Little background, started tracking November 2016 and first month was only 2k...took almost 18 months to graduate, hoping it doesn't take me and my wife so long on this race...

May 2018 - 104,770

Nice username =) and welcome!

Imustacheyouaquestion

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Re: Race from 100 to 250k
« Reply #1716 on: April 30, 2018, 02:06:49 PM »
Aug 2016      $104,410.00
Sept 2016    $106,084.00   
Oct 2016       $107,559.00
Nov 2016      $103,227.00
Dec 2016      $107,460.00
Jan 2017       $111,400.00
Feb 2017       $145,239.58
Mar 2017       $154,141.21
Apr 2017        $160,150.58
May 2017       $156,334.39
June 2017      $162,557.18
July 2017       $170,357.32
August 2017   $174,107.52
Oct 2017        $184,884.82
Nov 2017       $198,945.16
Dec 2017       $206,349.74
Jan 2018       $209,636.49
Feb 2018      $229, 479.48
Mar 2018       $226,966.28
Apr 2018     $225,520.37
May 2018      $234,199.42 +$8679.05

Received $600 state income tax refund, paid about $3500 in wedding expenses, also received some wedding cash presents.
On the horizon: auto insurance premium, about $10k in home renovations, honeymoon (this summer). Take-home pay decreased due to additional tax withholding, but then increased after I got a small raise at work.

Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Raenia

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Re: Race from 100 to 250k
« Reply #1717 on: April 30, 2018, 05:32:33 PM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13

04/30/2018 - 168,453.88 - A good chunk of that was my tax refund, but the market rally helped too.

LurkerStache

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Re: Race from 100 to 250k
« Reply #1718 on: April 30, 2018, 09:14:36 PM »
Dec 2017: 102,068.04
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83

Definitely a lot better than the past two months!

SpareChange

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Re: Race from 100 to 250k
« Reply #1719 on: April 30, 2018, 11:38:08 PM »
Up $4,928.45 to 247,377.22. Solid month. Gettin' cloooose....

MrUpwardlyMobile

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Re: Race from 100 to 250k
« Reply #1720 on: May 01, 2018, 05:57:31 AM »
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56

Slow grind. Market is a little down, and I made my payments for a pricey trip later in the year.

DarkandStormy

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Re: Race from 100 to 250k
« Reply #1721 on: May 01, 2018, 06:53:37 AM »
NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541

5/1/18 - $196,749 // $134,162 - expected home repairs haven't hit yet plus a couple recent home sales have really increased home value in the last few weeks.

It's been about one year since I discovered MMM.  Net worth has increased ~70% since then.
« Last Edit: May 01, 2018, 07:15:13 AM by DarkandStormy »

bpolson2

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Re: Race from 100 to 250k
« Reply #1722 on: May 01, 2018, 07:07:55 AM »
Jan 1, 2018 - $201,283.30
Feb 1, 2018 - $215,187.87 (Wife got big match in 401k) and market huge month.
Mar 1, 2018 - $211,493.56 (Darn market slump and making extra payments on car loan)
Apr 1, 2018 - $212,262.61 (I'll take an increase with the way the market acted last month. ALSO, paid off our last car loan!)
May 1, 2018 - $208,917.42

This month was a big drop.... Found out my wife had a credit card in her own name she had been hiding and she had maxxed it out at $4k. Needless to say there were some stressful times this month, but we have our new debt plan figured out and this will never happen again. (I had her create a free Experian credit monitoring account that I have access to, so she won't be able to charge anything or open any accounts without me knowing about it.) I know this might sound extreme, but this is the second time this has happened. About 10 years ago, it happened, but MUCH worse. This time though, we actually sat down together and I taught her how making minimum payments and charging things kills any kind of future we have. I think she gets it now. I explained to her that there will not be a next time....

Epor

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Re: Race from 100 to 250k
« Reply #1723 on: May 01, 2018, 07:18:15 AM »
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM   3/17)
----------
                Total       Saved       Market G/L
01/01/18 93684.00   2136.40 908.60
02/01/18 103443.00   4675.00     5084.00
03/01/18 100621.00   1645.00    -4467.00
04/01/18 100572.00   1645.00    -1694.00
05/01/18 102878.00   1845.00      461.00

Good month.

solon

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Re: Race from 100 to 250k
« Reply #1724 on: May 01, 2018, 09:21:38 AM »
It's been about one year since I discovered MMM.  Net worth has increased ~70% since then.

Nice work. Isn't it amazing how quickly the green stuff stacks up when you start focusing on it?

tarheeldan

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Re: Race from 100 to 250k
« Reply #1725 on: May 01, 2018, 09:34:35 AM »
Up $4,928.45 to 247,377.22. Solid month. Gettin' cloooose....

Very close!!!

marcela

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Re: Race from 100 to 250k
« Reply #1726 on: May 01, 2018, 09:51:43 AM »
Background on net worth: No kids, 1 dog (he's a very good boy), we own a house.

08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145

10/31/2016: $101,606        (+$2,334)
11/17/2016: $103,940        (+$2,334)
12/30/2016: $109,785.19   (+$5,845.19)
1/31/2017:   $112,318.74   (+$2,533.55)
2/28/2017:   $119,499.39   (+$7,180.65)
3/31/2017:   $124,640.83   (+$5,141.44)
4/30/2017:   $109,329.00   (-$15,311.83)
5/31/2017:   $108,986.53   (-$342.47)
6/30/2017:   $114,809.37   (+$5,822.84) Husband started working making 75k
7/31/2017:   $118,822.63   (+$4,013.26)
8/31/2017:   $127,150.06   (+$8,327.43)
9/29/2017:   $137,371.91   (+$10,221.85)
10/31/2017: $131,182.62   (-$6,189.29)
11/30/2017: $160,216.75   (+$29,034.13) We bought a house!
12/31/2017: $167,991.01   (+$7,774.26)
1/31/2018:   $180,969.37   (+$12,978.36) Husband started new job making $61k plus bonus
2/28/2018:   $184,798.13   (+$3,828.76)
3/31/2018:   $184,548.87   (-$249.26)
4/30/2018:   $188,623.33   (+4,074.46)

Back on track. Seems a little high considering my investments haven't really bounced back. Turns out husband has not sent the mortgage check the month. Next month both will hit at once which might be a doozy. However, the ongoing saga of the missing bonus checks continues. The office manager is swearing that she has been paying it out. Husband showed her his bank account where nothings come in. We are waiting to see what happens next.

Check2400

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Re: Race from 100 to 250k
« Reply #1727 on: May 01, 2018, 11:23:37 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018-  171,000

Slow and steady wins the race.  I'm roughly 1/10th of the way to a full budget FIRE, 1/6th of the way to where I could pull the plug and do a different job.  Still hoping to graduate from this race this time next year though.   


Check2400

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Re: Race from 100 to 250k
« Reply #1728 on: May 01, 2018, 11:26:59 AM »
Hey @tarheeldan, is there any way to add an annual % change to The Big Board in the chart?  Seems like it could be easy and would be more gratifying that just a month over month change?  Just a thought...

AcftW

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Re: Race from 100 to 250k
« Reply #1729 on: May 01, 2018, 01:21:59 PM »
$43,153 - Jan 2016
$67,328 - Jan 2017

$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018
$126,450 - Apr 2018

$130,499 - May 2018



junga

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Re: Race from 100 to 250k
« Reply #1730 on: May 01, 2018, 02:38:48 PM »
January 1, 2018        : $97,318
February 2, 2018       : $104,695
March 1,2018            : $107,006
March 30, 2018         : $115,189
May 1, 2018              : $116,178
« Last Edit: May 01, 2018, 02:40:49 PM by junga »

FI-REality

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Re: Race from 100 to 250k
« Reply #1731 on: May 02, 2018, 05:14:10 AM »
Goal of $200,000 by June of 2018.

Jan 1/16 - $105,809.20
Feb 1/16 - $102,834.20
Mar 1/16 - $105,602.70
Apr 1/16 - $108,749.60
May 1/16 - $111,301.30
Jun 1/16 - $115,863.40
Jul 1/16 - $117,155.44
Aug 1/16 - $121,029.58
Sept 1/16 - $115,764.20
Oct 1/16 - $118,878.00
Nov 1/16 - $121,182.02
Dec 1/16 - $122,740.03
Jan 1/17 - $126,041.95
Feb 1/17 - $126,222.84
Mar 1/17 - $131,614.25
Apr 1/17 - $138,777.41
May 1/17 - $143,059.30
Jun 1/17 (Goal of $150,000) - $145,507.49
Jul 1/17 - $144,570.34
Aug 1/17 - $144,686.48
Sept 1/17 - $147,458.04
Oct 1/17 - $152,266.77
Nov 1/17 - $158,846.78
Dec 1/17 - $162,149.53
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03
May 1/18 - $180,806.91 - More great gains. 

Unless the market gives me over $16,000 in gains this month, no way am I hitting my goal.  After this month my wife stops getting maternity leave payments and isn't going back to work until July, and only part time at that, so increases are going to slow down dramatically; our savings rate will be about half what it is now.  I've calculated that it will add about 1 year to FI (currently about 6 years out) and about 5 years to RE (currently about 10 years out).  Worth it for her to be home with the kids while they are young.  We still have about 18 years on the mortgage and the plan has always been to work until that is paid off.

blahblahblah

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Re: Race from 100 to 250k
« Reply #1732 on: May 02, 2018, 07:56:15 AM »
Counting investment accounts and rental property, not including E fund or primary residence.  Goal is to graduate the challenge by Dec 2020.

1/31/18   $100,248
4/31/18   $106,971


                              
« Last Edit: May 02, 2018, 07:59:42 AM by blahblahblah »

Rodgers12

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Re: Race from 100 to 250k
« Reply #1733 on: May 02, 2018, 08:10:58 AM »
05/31/2017: $101,116
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784

Busy season is over, no more OT and back to 40 hour weeks. Spending will go back up now that I have more free time. Stretch goal of $175,000 by year end.
« Last Edit: May 02, 2018, 08:26:52 AM by Rodgers12 »

Blahhhh456

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Re: Race from 100 to 250k
« Reply #1734 on: May 02, 2018, 09:01:13 AM »
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054  - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
Nov 1, 2017 - $196,010 - yippee!! so close to $200K!
Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70 - Yikes, all my contributions and then some are gone.... Oh well, keep plugging away! Bonus hits this month, so I will hopefully see a bump.
Apr 1, 2018 - $214,541.70 - nice, climbing back up to Feb numbers.

May 1, 2018 - $218,916.00 - finally surpassed February's high! Still hoping to recover more of my contributions this year, as I seem to be missing some....... ha

Cornel_Westside

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Re: Race from 100 to 250k
« Reply #1735 on: May 02, 2018, 10:41:58 AM »
03/2017 - $130,500
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
08/2017 - $152,993 (+5541 - Saved $2961, Market Gains $2580, Savings Ratio 54.3%)
09/2017 - $155,863 (+2870 - Saved $2838, Market Gains $32, Savings Ratio 52%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
11/2017 - $168,673 (+6000 - Saved $2775, Market Gains $3225, Savings Ratio 50.8%)
12/2017 - $175,755 (+7082 - Saved $2730, Market Gains $4352, Savings Ratio 50%)
01/2018 - $193,174 (+17419 - Saved $3452, Market Gains $13967, Savings Ratio 63.3%)
02/2018 - $207,459 (+14285 - Saved $3693, Market Gains $10592, Savings Ratio 67.7%)
05/2018 - $202,142 (-5317 - Saved $3298, Market Gains $-8615, Savings Ratio 27.54%)

I changed jobs and moved and crypto gains reversed. So it looks bad the last few months, but overall it was actually good! Put a lot of money into my Roth IRA through Mega Backdoor and only have limited exposure to crypto on purpose (<10% of net worth). I now have an HSA at the new job so that will help as well. Moving expenses were steep, so I'm looking forward to May and June to be saving heavy months except for buying flights this year.

Pooperman

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Re: Race from 100 to 250k
« Reply #1736 on: May 02, 2018, 12:39:28 PM »
DateNet WorthTotal GainsSavedMarket GainsSaving Rate
5/31/2017$101,344.65+$2,422.39+$1,478.82+$943.57+23%
6/30/2017$100,060.05-$1,284.60-$1,601.89+$317.29-26%
7/31/2017$103,868.70+$3,808.65+$2,550.76+$1,257.89+39%
8/31/2017$104,537.62+$668.92+$1,100.88-$431.96+14%
9/30/2017$107,892.53+$3,354.91+$2,288.37+$1,066.54+33%
10/31/2017$110,221.54+$2,329.01+$1,193.40+$1,135.61+30%
11/30/2017$111,408.49+$1,186.95+$268.63+$918.32+4%
12/31/2017$132,802.54+$21,394.05+$5,134.14+$16,259.91+59%
1/31/2018$137,862.25+$5,060.29+$1,119.44+$3,940.85+25%
2/28/2018$137,431.49-$430.76+$2,213.75-$2,644.51+26%
3/31/2018$136,819.12-$612.37-$686.31+$73.94-25%
4/30/2018$130,288.03-$6,531.09-$6,841.85+$310.76-351%

This'll be the last month of negative. Next month should be positive.

LPG

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Re: Race from 100 to 250k
« Reply #1737 on: May 02, 2018, 03:41:52 PM »
I'll join in on this one!

Date              Net Worth
1/1/16           96,148
6/1/16           108,455
10/1/16         119,391
12/31/16       126,957
6/1/2017       149,354
1/27/2018     216,498
4/17/2018     218,109
5/2/2018       217,361

This current market slow down is causing problems for me*! That said, with my current savings rate I'll be pretty close to $250k at the end of this year, assuming 0% investment gains. Here's to hoping the stock market helps me out!

*Yeah, short-term. It'll start climbing again pretty soon, and I'll be glad that I was able to buy more stock at the current rate.

SeattleStache

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Re: Race from 100 to 250k
« Reply #1738 on: May 03, 2018, 07:48:13 AM »
First number is retirement savings, second is total NW.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470) ouch with the market losses this month
April 2018: $197,690 (total NW $397,029)

Goal is to hit $250k by the end of 2018.

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
« Last Edit: May 16, 2018, 11:16:55 AM by SeattleStache »

tjrssibelle

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Re: Race from 100 to 250k
« Reply #1739 on: May 03, 2018, 02:29:49 PM »



Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k

Sent from my SM-N920V using Tapatalk

Apr 2018 - $215.64 k


Sent from my SM-N920V using Tapatalk


moonpalace

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Re: Race from 100 to 250k
« Reply #1740 on: May 03, 2018, 02:55:13 PM »
01/2017:  $42,000
....
01/2018:  $143,602
02/2018:  $151,025
03/2018:  $158,208
04/2018:  $161,505
05/2018:  $171,200

Hoping to graduate in something like early 2019. Everything on auto-pilot and really thankful for threads like this to keep motivation alive!

BeautifulDay

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Re: Race from 100 to 250k
« Reply #1741 on: May 03, 2018, 10:09:59 PM »

            Net Worth      investment and cash assets
Mar 2016      $28,361      $74,408
Jun 2016      $40,970      $81,270
Sep 2016      $57,895      $92,035
Dec 2016      $80,499     $100,376
Mar 2017      $99,766     $116,593
Jun 2017     $102,562      $96,048
Sep 2017     $112,554     $106,887
Oct 2017     $116,826     $110,677
Dec 2017     $128,724     $121,976
Jan 2018     $136,288     $127,999
Feb 2018     $140,881     $132,219
Mar 2018     $133,930     $124,857
Apr 2018     $146,151     $136,573

Received a small windfall last month that will be spent in May on business equipment for DH's new side gig.  Money, a gift, specifically intended for this purpose.  So next month will take a hit to our numbers.  However moving forward on side business 6 months earlier than expected.

solon

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Re: Race from 100 to 250k
« Reply #1742 on: May 05, 2018, 06:05:38 AM »
01/2017 $88,615
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714  <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
12/2017 $125,716 < -- bought a car to replace the one that was totaled
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779 < -- horrible market "correction", lost $237
04/2018 $148,093
05/2018 $158,814 < -- bummer about that correction a couple months ago

Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

gpyros85

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Re: Race from 100 to 250k
« Reply #1743 on: May 05, 2018, 09:33:04 AM »
2 month away from hitting the 100k mark, then very quickly to 250k due to special assignment at work.

$88,600 as of 5/5/2018
100k goal by Sept. 2018
250k goal by Dec.  2019

Lamancha

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Re: Race from 100 to 250k
« Reply #1744 on: May 05, 2018, 09:57:53 PM »
Total NW

Jan 2014- $10k
Jan 2015- $30k
Jan 2016- $52k
Jan 2017- $80k

Jan 2018- $106k
Feb 2018- $109k
March 2018- $113k
April 2018- $117k
May 2018- $122k

I finally opened a Roth IRA too.  Bring it on early retirement,  here I come!

beantown

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Re: Race from 100 to 250k
« Reply #1745 on: May 07, 2018, 07:53:19 AM »
Joining this thread a little late, but it feels like most things are in autopilot so want the continued motivation. Hoping to graduate this thread in 2019.

Jan 2018 - $136.1K  (Combined net worth with spouse)
Feb 2018 - $134.0K  (Decrease due to the market dropping in Feb)   
Mar 2018 - $137.7K  (Did not increase much due to moving apartment costs (deposit, moving)   
Apr 2018 - $150.3K  (Huge increase due to tax refund, refund of previous apartment's deposit)



Lews Therin

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Re: Race from 100 to 250k
« Reply #1746 on: May 07, 2018, 08:01:15 AM »
Oct/16 77000
Dec/16 93200
Jan/17  103,720
May/17 148,000
Jan/18 189,000
Feb  195,000
March 197,000
April: 205,000
May: 213,000 Hell yea, another month increase above whole my salary.

tarheeldan

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Re: Race from 100 to 250k
« Reply #1747 on: May 07, 2018, 11:41:25 AM »
Well, only up 0.97% last month, but still up! +$2,223.03 to $232,438.62. Still hoping to graduate by my birthday in late August :-)

aubade

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Re: Race from 100 to 250k
« Reply #1748 on: May 07, 2018, 03:52:48 PM »
Brand new to this forum, but I've been reading MMM since I started my first "real job" in late 2014. Really excited to jump in here for some motivation!

Summary of finances so far:
01/2014: $1.5k
07/2014: $4k
01/2015: $15.3k
07/2015: $28.4k
01/2016: $54.8k
07/2016: $69.5k
01/2017: $89.7k
07/2017: $102.5k (hooray!)
01/2018: $136.8k (bought a house with equity baked in)
02/2018: $151.1k
03/2018: $155.4k
04/2018: $160.0k
05/2018: $169.8k (company finally got 401(k) last month, so I'm able to save a lot more. And 3 paychecks doesn't hurt.)

I can't wait until that 200,000 milestone.

CorpRaider

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Re: Race from 100 to 250k
« Reply #1749 on: May 08, 2018, 06:46:49 AM »
Marketable securities: 

12/15 ~    $81,000
12/16 ~  $109,000
12/17 ~  $164,000     
01/18 ~  $174,000
02/18 ~  $172,000
03/18 ~  $175,000
04/18 ~  $180,000

Put up a post on my site with a little more detail, but it looks like investments were a little bit of a tailwind this month (I'm overweight ex-us and they were up like 2% in dollar terms).  Nice to get some positive movement.  Ten year wedding anniversary is coming up though...that's going to leave a mark.
« Last Edit: May 08, 2018, 06:52:01 AM by CorpRaider »