Author Topic: Race from 100 to 250k  (Read 225459 times)

Uncle Scrooge

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Re: Race from 100 to 250k
« Reply #1550 on: February 01, 2018, 09:02:19 AM »
We just crossed 250k! Hopefully the market doesn't go south and knock us back under. See you all in the next race!

Jan 1,2015- $111,500
July 1,2015- $112,000
Jan 1,2016- $131,900
July 1,2016- $156,400
Jan 1,2017-$174,700
July 1,2017-206,400
Jan 1, 2018-$242,000

Feb 1,2018-$251,700

dcozad999

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Re: Race from 100 to 250k
« Reply #1551 on: February 01, 2018, 09:44:28 AM »
Well done Uncle Scrooge.

SpareChange

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Re: Race from 100 to 250k
« Reply #1552 on: February 01, 2018, 09:46:13 AM »
Goodness, look at those numbers. Well done ladies and gentlemen!

SpareChange also had a good month, up $11,186.90 to $236,171.69. Eyeballing March or April for graduation. 

kickel

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Re: Race from 100 to 250k
« Reply #1553 on: February 01, 2018, 09:58:47 AM »

8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387 (Commission check hit month after)
11/17: $137,646
12/17: $146,267
1/18: $150,863

This month was a roller coaster... I decided it was a good idea to start investing in options and futures. My networth was above 170,000 at one point, then we had that dip a few days ago and was sub 145,000. Today, I am closing most of my positions, and still hit my goal for the month.

Slow and steady is the way to go, way less stressful!

use2betrix

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Re: Race from 100 to 250k
« Reply #1554 on: February 01, 2018, 09:58:58 AM »
Investments only:

2/1/18  -  $198,264.59



*For married folks, do you combine both of your assets, or just list them here individually?

I work a lot so my wife doesn’t work (aside from teaching some spin classes). Aka. My investments are our investments. Well - aside from her years of maxing out the Roth IRA with money I gave her lol.

BiggerFishToFI

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Re: Race from 100 to 250k
« Reply #1555 on: February 01, 2018, 10:24:32 AM »
Month   Investments   Netwoth   Change $
12/31/2016   $64,692   $115,586   
1/31/2017   $66,070   $119,286   $3,700
2/28/2017   $67,186   $124,750   $5,464
3/31/2017   $67,472   $129,384   $4,634
4/30/2017   $67,858   $125,701   -$3,683
5/31/2017   $70,822   $134,613   $8,912
6/30/2017   $82,983   $140,581   $5,968
7/31/2017   $92,589   $153,631   $13,050
8/31/2017   $96,256   $158,942   $5,311
9/30/2017   $100,416   $168,020   $9,078
10/31/2017   $106,552   $180,965   $12,945
11/30/2017   $111,570   $192,790   $11,825
12/31/2017   $123,158   $209,752   $16,962
1/31/2018   $140,791   $226,088   $16,336

What a month! A very frugal January combined with some market run ups is eye opening! Frugality is the name of the game for 2018

pharmmm

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Re: Race from 100 to 250k
« Reply #1556 on: February 01, 2018, 10:26:15 AM »
Dates   Net
Feb 2017   $7,713
Mar 2017   $12,001
Apr 2017   $23,711
May 2017   $28,278
Jun 2017   $41,666
Jul 2017   $65,434
Aug 2017   $88,637
Sep 2017   $116,511
Oct 2017   $134,174
Nov 2017 $132,600
Dec 2017 $141,929
Jan 2018 $177,833
« Last Edit: February 01, 2018, 02:36:51 PM by pharmmm »

Check2400

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Re: Race from 100 to 250k
« Reply #1557 on: February 01, 2018, 11:25:02 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000

Yuge gains like everyone else invested this month, but this is also with me going over budget on an expensive trip that kept me from going over $170,000.  I know the party won't go on forever, but it would be nice to have a flat to steady rest of 2018 to get my feet underneath me on post-house purchase replenishment. 


hudsoncat

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Re: Race from 100 to 250k
« Reply #1558 on: February 01, 2018, 12:36:41 PM »

Investments only:

2/1/18  -  $198,264.59



*For married folks, do you combine both of your assets, or just list them here individually?

What I list is combined with DH. My spreadsheet has our various contributions across various investment accounts split out, but all I really care about is the total, so that's what I list here.

dignam

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Re: Race from 100 to 250k
« Reply #1559 on: February 01, 2018, 01:57:21 PM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]


ardrum

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Re: Race from 100 to 250k
« Reply #1560 on: February 01, 2018, 05:01:09 PM »
First post for $100k-$250k!  Back in the summer of 2015, my NW was -$12,000.  It was a pretty smooth trip from there to $100k thanks to a ridiculously positive bull market.  I anticipate more ups and downs from here, but here's to hoping on average I can keep plugging away and never waiver through whatever comes next in the coming years.

2/1/18 - $103,481
"Stache" Goals by Year End as Multiples of Annual Living Expenses
2018: 6.27x
2019: 8.57x
2020: 10.98x
2021: 13.52x
2022: 16.18x
2023: 18.98x
2024: 21.92x
2025: 25x

Mustachio Bashio

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Re: Race from 100 to 250k
« Reply #1561 on: February 01, 2018, 09:33:35 PM »
Feb 1st - 167,752
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Jan 1st - 247,829
Feb 1st - 263,000

The market has been pretty crazy.  The last few days have been not the best in terms of the market and crypto, so I was at +20k for the month a few days ago, but I really can't complain with these crazy gains.  Good luck everyone and see you in the next thread!

tjrssibelle

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Re: Race from 100 to 250k
« Reply #1562 on: February 02, 2018, 08:22:24 AM »
Feb 1st - 167,752
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Jan 1st - 247,829
Feb 1st - 263,000

The market has been pretty crazy.  The last few days have been not the best in terms of the market and crypto, so I was at +20k for the month a few days ago, but I really can't complain with these crazy gains.  Good luck everyone and see you in the next thread!
Congrats!

Sent from my SM-N920V using Tapatalk


SpareChange

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Re: Race from 100 to 250k
« Reply #1563 on: February 02, 2018, 09:14:55 AM »
Feb 1st - 263,000

The market has been pretty crazy.  The last few days have been not the best in terms of the market and crypto, so I was at +20k for the month a few days ago, but I really can't complain with these crazy gains.  Good luck everyone and see you in the next thread!

Congrats!! You too Scrooge!

Toad

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Re: Race from 100 to 250k
« Reply #1564 on: February 02, 2018, 06:49:02 PM »
Figured I would join in the games.  Starting point:

Feb. 1st 2018$146,541

junga

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Re: Race from 100 to 250k
« Reply #1565 on: February 03, 2018, 09:20:08 AM »
We just graduated from 10k to 100k race and very excited to be in this race.

Good luck everyone.

Our progress since April 2014.

April, 2014               : -$9,000
October, 2014          : $1500
December, 2015       : $20,000
December, 2016       : $48,000
September 1, 2017   : $82,000
October 1, 2017       : $87,996
November 1, 2017    : $90,085
December 1, 2017    : $94,182
January 1, 2018        : $97,318
February 2, 2018  : $104,695

Blahhhh456

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Re: Race from 100 to 250k
« Reply #1566 on: February 03, 2018, 10:44:02 AM »
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054  - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.


Nov 1, 2017 - $196,010 - yippee!! so close to $200K!

Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.

Congrats to all the graduates this month!

Jan 1, 2018 - $205,595.91

Feb 1, 2018 - $216,842.97

urover

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Re: Race from 100 to 250k
« Reply #1567 on: February 04, 2018, 02:23:23 PM »
Joining this thread as we recently breached 110K in nw. Single earner family with a not-so-crazy salary, but here goes:

17th-Jan-2018: 110K
04th-Feb-2018: 112K

coffeefueled

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Re: Race from 100 to 250k
« Reply #1568 on: February 05, 2018, 09:57:13 AM »

Sep2014: - 4087 <--- started following MMM. 401k - student loans and car loan
...

Nov2017: 173,868
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625

wow... market gains

SarkastikNinja

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Re: Race from 100 to 250k
« Reply #1569 on: February 05, 2018, 04:25:39 PM »



DATE                    |      NW          |       CHG          |              COMMENT                                                                                                                                |
2017-10-31                 115,301             +25,438            YE bonus graduated me to this thread.   
2017-11-30                 115,827             +     526            Too spendy this month, but at least positive
2017-12-31                 116,736             +     909            Another slow month, but reinvigorated for a frugal January

2018-01-31                 117,528             +     792            Actual saved decently, but an O&G ETF tanked hard, offsetting savings. Never should have bought that.



solon

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Re: Race from 100 to 250k
« Reply #1570 on: February 05, 2018, 05:58:20 PM »
01/2017 $88,615
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714  <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
12/2017 $125,716 < -- bought a car to replace the one that was totaled
01/2018 $132,155
02/2018 $138,015


Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

SeattleStache

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Re: Race from 100 to 250k
« Reply #1571 on: February 06, 2018, 04:25:43 PM »
Retirement only, does not include real estate or emergency savings:

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876

Goal is to hit $250k by the end of 2018!

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

FI-REality

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Re: Race from 100 to 250k
« Reply #1572 on: February 07, 2018, 10:28:22 AM »
Goal of $200,000 by June of 2018.

Jan 1/16 - $105,809.20
Feb 1/16 - $102,834.20
Mar 1/16 - $105,602.70
Apr 1/16 - $108,749.60
May 1/16 - $111,301.30
Jun 1/16 - $115,863.40
Jul 1/16 - $117,155.44
Aug 1/16 - $121,029.58
Sept 1/16 - $115,764.20
Oct 1/16 - $118,878.00
Nov 1/16 - $121,182.02
Dec 1/16 - $122,740.03
Jan 1/17 - $126,041.95
Feb 1/17 - $126,222.84
Mar 1/17 - $131,614.25
Apr 1/17 - $138,777.41
May 1/17 - $143,059.30
Jun 1/17 (Goal of $150,000) - $145,507.49
Jul 1/17 - $144,570.34
Aug 1/17 - $144,686.48
Sept 1/17 - $147,458.04
Oct 1/17 - $152,266.77
Nov 1/17 - $158,846.78
Dec 1/17 - $162,149.53
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03 - The market drop the last couple of days has hurt a little... but I'm still up.

Nick_Miller

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Re: Race from 100 to 250k
« Reply #1573 on: February 13, 2018, 08:31:54 PM »
Jan 2016      $80,165.78
Mar 2016     $101,768.81
May 2016     $106,529.21
July 2016     $115,035.02
Sept 2016    $126,076.92
Nov 2016     $135,152.36
Jan 2017      $147,729.69
Mar 2017     $140,835.79 (moving expenses set us back)
May 2017     $149,690.19
July 2017     $157,768.24
Sept 2017    $167,359.52
Nov 2017     $175,059.46
Jan 2018     $190,018.18
Feb 2018   $198,506.91

Market drops ate up our Feb contributions, and we paid for much of our upcoming summer cruise, but tax return helped out. Should go over $200K next month!

me1

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Re: Race from 100 to 250k
« Reply #1574 on: February 19, 2018, 06:06:29 PM »
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
 7/17/17    $182,905   $301,487
 8/17/17    $184,943   $301,381
 9/17/17    $191,576   $308,692
10/17/17   $197,557   $314,090
11/17/17   $201,230   $315,249
12/17/17   $210,178   $328,245
1/17/18     $225,531   $340,364
2/17/18     $224,612   $344,742

Not bad considering how far down the market went.

Anon in Alaska

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Re: Race from 100 to 250k
« Reply #1575 on: Today at 06:18:54 AM »
$112,473.79 today, not counting paid off condo, car, etc.
"Homines est! Dici omnes! Soylens viridis HOMINES EST!"

Mezzie

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Re: Race from 100 to 250k
« Reply #1576 on: Today at 09:49:45 AM »
I changed the rules of this game for myself, so I'm only tracking our retirement accounts. With that calculation, we're now at $112,500, not counting the vested portion of my pension plan (I have no plans to cash that out) or any taxable accounts we might touch for home repair or other necessary purchases.

My rationale for keeping the mortgage (our only debt) out of this is that we pay less than the going rental rate for the smallest apartment we could comfortably live in, and we've hit the halfway mark on the mortgage (what we have in equity is equal to what we owe), so it's a net worth wash.

I think we can hit 250k in three years with a crappy market and two years in a good one at our current savings rate. My 403 and our IRAs are maxed out, but I have room to invest more in my 457 and my husband has room to invest more in his 401; we don't yet have the funds to do so. If we could max those out, we'd be looking at a year and a half to two years.

Either way, it's looking good considering we just got to the above number after ten years of marriage.

We can retire once we have $800,000 in our retirement + my pension (earliest in 15 years). We're on track to meet that $800,000 goal at exactly the time I can retire with my pension even assuming flat market returns and no increased contributions. Any additional contributions or any good returns will be icing. We're also on track to pay off our house in 12-15 years, so our cost of living will decrease considerably at exactly the right time.

With my luck, we'll have a nice market crash upon my retirement, but I like my work and can continue it if need be. I'll also make more conservative investments as retirement nears, of course.

http://forum.mrmoneymustache.com/journals/preparing-for-forced-early-retirement-due-to-disability/

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