Author Topic: Race from 100 to 250k  (Read 126094 times)

Travelling Biologist

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Re: Race from 100 to 250k
« Reply #150 on: December 01, 2015, 06:04:06 AM »
Personal investments only:

Jul 2015   196,553
Aug 2015  192,205
Sep 2015 188,724
Oct 2015  207,028
Nov 2015 240,500

Whoa I didn't think we'd get that close this year! Makes me want to push to get to 250k before the new year! This does include 7500 in RESP's for our kids. And it will drop by about 3.4 k in deferred sales charges as I am in the process of moving our investments from Edward Jones to Questrade.

YoungGranny

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Re: Race from 100 to 250k
« Reply #151 on: December 01, 2015, 06:17:02 AM »

Sept 1: $81,575
Oct 1: $100,687
Nov1: $105,779

Dec 1: $108,880 (+$3,300)

Honestly while I'm happy with a $3k gain I know that it could've been a bit higher this month. Need to start prioritizing my money better. I suppose that's why this is a journey :)
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turketron

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Re: Race from 100 to 250k
« Reply #152 on: December 01, 2015, 08:03:37 AM »
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k

Nov 1 2015: $120,330.91

Dec 1 2015: $138,810.56

Apples

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Re: Race from 100 to 250k
« Reply #153 on: December 01, 2015, 08:13:26 AM »
I just graduated from the 10k to 100k thread last month!  Woohoo!  So now I get to join the shenanigans here.  We are saving for a down payment, so a lot of our monthly net worth increases go into a measly savings account and not investments, so I expect our monthly gains to be a bit slower than some people here.  However the last two months were huge!  Also, I do our net worth updates on the last day of the month, so that' why I do the funny dates.  If the market ever takes a huge swing on the first, my net worth will be way off.  Also, this number includes everything but a few thousand cushion I keep in our checking account for peace of mind.

Oct 31/Nov 1 2015:  $101,701.11 --- gain of $8,228.48
Nov 30/Dec 1 2015:  $106,488.64 --- gain of $4,787.53

Uncle Scrooge

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Re: Race from 100 to 250k
« Reply #154 on: December 01, 2015, 08:32:59 AM »
Jan 1, 2015:     $125,000
Feb 1, 2015:     $129,700
March 1,2015:  $134,400
April 1,2015:     $147,700
May 1,2015:     $153,000
June 1,2015:    $155,600
July 1,2015:     $141,600
August 1,2015 $145,700
Sept 1, 2015   $145,240
Oct 1, 2015     $144,100
Nov 1,2015     $157,000

December 1,2015 $157,600

It barely budged this month. I refinanced my house and had to write a decent sized check....

Hopefully I will see my NW move in December :)

ohyonghao

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Re: Race from 100 to 250k
« Reply #155 on: December 01, 2015, 10:57:53 AM »
December 1,2015 $157,600

It barely budged this month. I refinanced my house and had to write a decent sized check....

Hopefully I will see my NW move in December :)

Congratulations on the refinance!

When we refinanced in March we saw a dip in our NW for the first time, followed by a quick rebound since there is a skipped payment.  We're in such a better position now though, and going from 800+/mo interest with 400 principal to 800+/mo principal and 400 interest was worth it.

SeattleStache

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Re: Race from 100 to 250k
« Reply #156 on: December 01, 2015, 12:30:41 PM »
I'll join! I'm focusing on retirement related investments only and this doesn't include my home or other assets:

January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260

(Overall NW = $178,748)

Haven't made too much movement with the way the market has been lately and with me scaling back contributions temporarily due to some unexpected expenses.  I'll increase contributions again by the end of October.

September 2015: $103,731

October 2015: $106,389
November 2015: $107,314

FrozenBits

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Re: Race from 100 to 250k
« Reply #157 on: December 01, 2015, 12:36:05 PM »
Another good month.  I'll adjust our home value in December which will bump us up 15k.  Hopefully we can finish the year strong at 200k+


Jan 2015:                $113,226
Feb 2015:                $120,796
March 2015:            $125,852
April 2015:              $134,096
May 2015:               $147,916
June 2015:              $151,413
July 2015:               $159,678
August 2015:          $152,854
September 2015:    $157,447
October 2015:         $171,938
November 2015:      $181,198



SS

BarbeRiche

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Re: Race from 100 to 250k
« Reply #158 on: December 01, 2015, 08:28:12 PM »
It's nice to be able to talk freely and openly about money.  It motivates me to see other people heading in the same direction!

Age : 27 (both gf and I)
NW : 125k (October 31th)


@130k as of December 1st

Actually...I'm at 131k (decided to roll my change lol).  Altough I'm thinking of actually just waiting a bit more and donating it to charity.


BarbeRiche

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Re: Race from 100 to 250k
« Reply #159 on: December 01, 2015, 08:29:00 PM »
It's nice to be able to talk freely and openly about money.  It motivates me to see other people heading in the same direction!

Age : 27 (both gf and I)
NW : 125k (October 31th)


@130k as of December 1st

Actually...I'm at 131k (decided to roll my change lol).  Altough I'm thinking of actually just waiting a bit more and donating it to charity.



ohyonghao

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Re: Race from 100 to 250k
« Reply #160 on: December 02, 2015, 01:19:09 AM »
It's nice to be able to talk freely and openly about money.  It motivates me to see other people heading in the same direction!

Age : 27 (both gf and I)
NW : 125k (October 31th)


@130k as of December 1st

Actually...I'm at 131k (decided to roll my change lol).  Altough I'm thinking of actually just waiting a bit more and donating it to charity.



I say you should try a Scrooge McDuck with it first before donating :-D

Uncle Scrooge

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Re: Race from 100 to 250k
« Reply #161 on: December 02, 2015, 05:31:06 AM »
December 1,2015 $157,600

It barely budged this month. I refinanced my house and had to write a decent sized check....

Hopefully I will see my NW move in December :)

Congratulations on the refinance!

When we refinanced in March we saw a dip in our NW for the first time, followed by a quick rebound since there is a skipped payment.  We're in such a better position now though, and going from 800+/mo interest with 400 principal to 800+/mo principal and 400 interest was worth it.

Yeah, I am really looking forward to the long term savings. We also decided not to have an escrow account anymore. Our town allows property tax payments via credit card, so I am going to be taking advantage of cash-back rewards. Between taxes and home insurance, I should see a yearly savings of around 140 or 150 dollars after processing fees. It doesn't sound like alot, but hey...every dollar counts.

Uncle Scrooge

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Re: Race from 100 to 250k
« Reply #162 on: December 02, 2015, 05:32:56 AM »
It's nice to be able to talk freely and openly about money.  It motivates me to see other people heading in the same direction!

Age : 27 (both gf and I)
NW : 125k (October 31th)


@130k as of December 1st

Actually...I'm at 131k (decided to roll my change lol).  Altough I'm thinking of actually just waiting a bit more and donating it to charity.



I say you should try a Scrooge McDuck with it first before donating :-D

I approve of this message.

gecko10x

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Re: Race from 100 to 250k
« Reply #163 on: December 07, 2015, 07:57:51 AM »
Jan 2015: $156k
Feb 2015: $160k
Mar 2015: $179k
Apr 2015: $183k
May 2015: $186k
Jun 2015: $189k
July 2015: $195k
Aug 2015: $198k
Sept 2015: $201k
Oct 2015: $209k
Nov 2015: $212k

TheAnonOne

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Re: Race from 100 to 250k
« Reply #164 on: December 07, 2015, 12:28:43 PM »
25 here, just passed this goal.

Race to 350k anyone?

June 210k
Jul 217k
Aug 220k
Sept 225k
Oct 233k
Nov 241k
Dec 252k

If anyone is expecting fireworks, I am sad to report, none happened.

BBub

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Re: Race from 100 to 250k
« Reply #165 on: December 07, 2015, 12:52:06 PM »
Nice work!  At age 25 is very impressive.

A $250 to 500k thread was started a few weeks back.  You should join.

TheAnonOne

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Re: Race from 100 to 250k
« Reply #166 on: December 08, 2015, 12:59:44 PM »
Nice work!  At age 25 is very impressive.

A $250 to 500k thread was started a few weeks back.  You should join.

Joined! Thanks.

250 to 500 will take quite a bit longer than 100 to 250! Hopefully, it is faster than I think it will be!

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Re: Race from 100 to 250k
« Reply #167 on: December 08, 2015, 08:30:59 PM »
I haven't clocked in here yet, even though it was suggested. As such:

Net Worth As Of Year Open

Assets

Property Value - $150,000
RPP - $2700
TFSA - $4500
RRSP - $850
Savings Accounts - $0
Chequing Accounts - $20

Liabilities

Mortgage - $20,000
Credit Cards - $7000
CIBC Loan - $4500
Desjardins Loan - $10,000
Income Tax Owing - $1570

Net Worth - $115,000

Net Worth At Year End

Assets

Primary Residence Value - $150,000
Secondary Property Value - $55,000
RPP - $3500
TFSA - $150
RRSP - $900
Pension - $2000
Savings Accounts - $4750
Chequing Accounts - $10,550

Liabilities

Primary Mortgage - $17,900
Secondary Mortgage - $47,950
... and that's it.

Updated Net Worth - $161,000

Couple more paycheques to come in yet this year but they won't move much. That's upward movement of $46,000 this year. That's whilst displacing about $25,000 worth of debts, which doesn't affect Net Worth but the act of getting rid of it will free up that $25,000 in 2016. And considering where we started from... well suffice it to say I just quadruple checked my math here. In 2016, with the removal of all that nasty debt hanging over our heads and the inclusion of full time employment for both of us we should really be able to move the needle.
« Last Edit: December 08, 2015, 08:40:22 PM by psinguine »

BarbeRiche

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Re: Race from 100 to 250k
« Reply #168 on: December 08, 2015, 08:36:52 PM »
Nice work!  At age 25 is very impressive.

A $250 to 500k thread was started a few weeks back.  You should join.

Joined! Thanks.

250 to 500 will take quite a bit longer than 100 to 250! Hopefully, it is faster than I think it will be!

Congratz on the impressive numbers!

Do you have a big portion of that invested in the market?

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Re: Race from 100 to 250k
« Reply #169 on: December 08, 2015, 08:38:16 PM »
Timely that this should appear in my unread posts just now, I just passed $100k on Friday (and the market has already dropped me back below that by a bit). I'll do my best to keep up with you lot, I'll drop by with my final Q4 numbers when they're in ;-)
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TheAnonOne

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Re: Race from 100 to 250k
« Reply #170 on: December 08, 2015, 10:04:53 PM »
Nice work!  At age 25 is very impressive.

A $250 to 500k thread was started a few weeks back.  You should join.

Joined! Thanks.

250 to 500 will take quite a bit longer than 100 to 250! Hopefully, it is faster than I think it will be!

Congratz on the impressive numbers!

Do you have a big portion of that invested in the market?

About 160k market (mostly VTSAX taxable)
The other 100k is our car+small townhouse (house worth 130k but with 68k mortgage)

TheAnonOne

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Re: Race from 100 to 250k
« Reply #171 on: December 08, 2015, 10:08:58 PM »
I haven't clocked in here yet, even though it was suggested. As such:

.....

Couple more paycheques to come in yet this year but they won't move much. That's upward movement of $46,000 this year. That's whilst displacing about $25,000 worth of debts, which doesn't affect Net Worth but the act of getting rid of it will free up that $25,000 in 2016. And considering where we started from... well suffice it to say I just quadruple checked my math here. In 2016, with the removal of all that nasty debt hanging over our heads and the inclusion of full time employment for both of us we should really be able to move the needle.

Net worth is assets minus liabilities.... so paying off debt or investing will both equally move your net worth.

For instance, I just hit 250k net worth. However, I have something like 380k worth of assets and 130k worth of debt. Only 160/250 is in the market, the other 90k is the home equity and vehicle value.

--------------------------
To add a further example. If tomorrow, I were to get a paycheck worth 130k deposited into my checking account. My net worth at that moment would become 380k (250 + 130)

At that moment, I have two options, pay off my 130k debt or invest the 130k. In both instances, my net worth would remain 380k.
« Last Edit: December 08, 2015, 10:13:03 PM by TheAnonOne »

psinguine

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Re: Race from 100 to 250k
« Reply #172 on: December 08, 2015, 11:03:11 PM »
I haven't clocked in here yet, even though it was suggested. As such:

.....

Couple more paycheques to come in yet this year but they won't move much. That's upward movement of $46,000 this year. That's whilst displacing about $25,000 worth of debts, which doesn't affect Net Worth but the act of getting rid of it will free up that $25,000 in 2016. And considering where we started from... well suffice it to say I just quadruple checked my math here. In 2016, with the removal of all that nasty debt hanging over our heads and the inclusion of full time employment for both of us we should really be able to move the needle.

Net worth is assets minus liabilities.... so paying off debt or investing will both equally move your net worth.

For instance, I just hit 250k net worth. However, I have something like 380k worth of assets and 130k worth of debt. Only 160/250 is in the market, the other 90k is the home equity and vehicle value.

--------------------------
To add a further example. If tomorrow, I were to get a paycheck worth 130k deposited into my checking account. My net worth at that moment would become 380k (250 + 130)

At that moment, I have two options, pay off my 130k debt or invest the 130k. In both instances, my net worth would remain 380k.

Whoops. Yeah for some reason I blanked hard on that one. And I do know what you mean.

For example. We paid off the vast majority of the debt (including amounts I didn't bother to include because they were to private persons) using assets accrued during the year, which would move Net Worth upward. However, the act of liquidating the pre existing TFSA to pay the high interest loan didn't effect NW because they just cancelled each other out.

dmbfan4life20

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Re: Race from 100 to 250k
« Reply #173 on: December 11, 2015, 08:10:06 AM »
Nice Thread and will be fun to track NW over 2016!!

December 2015- $183,888.98

Teacherstache

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Re: Race from 100 to 250k
« Reply #174 on: December 13, 2015, 12:57:58 PM »
January 2015 = $138,250
August 2015 = $162,400

November 2015 = $173,500
« Last Edit: December 21, 2015, 07:24:05 PM by Teacherstache »

indentured4now

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Re: Race from 100 to 250k
« Reply #175 on: December 28, 2015, 07:33:06 AM »
Went backwards temporarily due to market swings so dipped to $92K in my challenge accounts.  We managed to stash $1500 above average the past 2 months which is all we could control so that's the bright side.  12/31 is the good triple witching of monthly, quarterly and an annual distribution so keeping fingers crossed that, plus a little more year-end Santa rally in the market, floats us above water again.

jesse_runs_far

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Re: Race from 100 to 250k
« Reply #176 on: December 28, 2015, 07:43:18 AM »
I'd like to join as well. I'm going to leave our mortgage out of it, and our car is paid off.

Dec 28 2015:
Investments: $149,046
Non-mortgage debt: $27,145

NW: $121,901

FiguringItOut

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Re: Race from 100 to 250k
« Reply #177 on: December 30, 2015, 10:34:01 PM »
June $105,555
July  $111,700, $6,145 increase
Aug  $112,494, $793 increase
Sep  $109,536, $2,958 decrease
Oct   $117,581, $8,021 increase
Nov  $121,142, $3,855 increase
Dec  $128,574, $7,442 increase

$23K increase since end of June. 

PFHC

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Re: Race from 100 to 250k
« Reply #178 on: December 31, 2015, 05:56:44 AM »

Aug 2015: $133,000.
Sept 30, 2015: $147,097
Oct 28, 2015: $153,200
Nov 30, 2015: $155,986

Dec 31, 2015: $154,299

First negative growth since 2011, but I dumped $16,000 into my kitchen this month. By February I hope to begin climbing strong again.

PFHC

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Re: Race from 100 to 250k
« Reply #179 on: December 31, 2015, 05:58:45 AM »

Aug 2015: $133,000.
Sept 30, 2015: $147,097
Oct 28, 2015: $153,200
Nov 30, 2015: $155,986

Dec 31, 2015: $154,299

First negative growth since 2011, but I dumped $16,000 into my kitchen this month. By February I hope to begin climbing strong again.

And, I'm thinking when I appraise the house this spring/summer it will be valued about 18% higher than it is now.

Pooplips

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Re: Race from 100 to 250k
« Reply #180 on: December 31, 2015, 06:01:52 AM »
Commenting to follow. If all goes right in January I'll be joining the new race.

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Re: Race from 100 to 250k
« Reply #181 on: December 31, 2015, 06:25:43 AM »
I'd like to join as well. I'm going to leave our mortgage out of it, and our car is paid off.

Dec 28 2015:
Investments: $149,046
Non-mortgage debt: $27,145

NW: $121,901

Dec 31 2015 (Year End!)
Investments: $149,429 (+$383)
Non-mortgage debt: $26,861 (+$284)

NW = $122,568 (+$667)

Made a small payment on the LOC this week :D Looking forward to having this sucker gone in 2016!!!

Teacherstache

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Re: Race from 100 to 250k
« Reply #182 on: December 31, 2015, 06:43:24 PM »
January 2015 = $138,250
August 2015 = $162,400
November 2015 = $173,500

December 2015 = $178,800

I found MMM in January of this year and went to work tracking, reducing, and optimizing things. I'm really amazed by our progress this year! Hoping for an even better 2016.

Elisabeth

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Re: Race from 100 to 250k
« Reply #183 on: December 31, 2015, 10:49:35 PM »
I'm new here, and this is my favourite thread thus far -- it is so inspiring! Way to go, Mustachians!

November 2015: $98,051
December 2015: $122,470

I'd love to reach $250K in the next 2.5-3 years (saving ~5K/month) but hopefully I'll reach that goal sooner by increasing my investments and decreasing my spending. I recently started a new, higher paying job and I'm just starting to track my expenses, investments, savings rate, etc. I don't have any debt, but I'm a renter in a HCOL area and don't really have any assets besides cash/TSFA/RRSP. I'm looking forward to tracking my progress and seeing everyone meet their goals!

JustGettingStarted1980

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Re: Race from 100 to 250k
« Reply #184 on: January 01, 2016, 10:54:48 AM »
Jan-15   $109,406.95
April-15   $133,400.00
July-15   $179,961.40
Oct-15      $207,727.22

Numbers are in!

January-2015  $257,514.77

Challenge completed in about 13 months

Really happy with our family's accomplishment, I would like to thank everyone here on this challenge as well as on the MMM forum for great financial advice and even better motivation! Happy New Year! Now off to the 250K ->500K Challenge...

Apples

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Re: Race from 100 to 250k
« Reply #185 on: January 01, 2016, 11:10:59 AM »
Nov. 1 2015:  $101,701.11 --- gain of $8,228.48
Dec 1 2015:  $106,488.64 --- gain of $4,787.53

Jan. 1 2016  $107,709.77 --- gain of $1,221.14

The stock market was not helpful this month.  Total gain for 2015 was $37,665.73.  Barring unforeseen circumstances, we hope to repeat that next year, maybe do a little better.  We'll be in this thread for a while!  Let the 4 year countdown begin :)

Prairie Gal

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Re: Race from 100 to 250k
« Reply #186 on: January 01, 2016, 03:17:42 PM »
Sep 1, 2015   100,370   
Oct 1, 2015   101,552   1,182
Nov 1, 2015   105,260   3,708
Dec 1, 2015   107,316   2,056
Jan 1, 2016   108,641   1,325

Got a raise at work, so that should increase this year's savings rate. Plus, I am almost finished with the renovations to my house.

ohyonghao

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Re: Race from 100 to 250k
« Reply #187 on: January 03, 2016, 11:24:54 PM »
Numbers are now in:
May 2015:  $100,323.89
June 2015: $106,433.29
July 2015: $114,450.69
August 2015: $118,018.27
September 2015: $121,664.35
October 2015: $132,652.87
November 2015: $138,272.53
December 2015: $144,824.70

Looks like we're ahead of our long term goal by $4,824.70 for the year, which feels great.  Next year we're trying a new strategy to loosen up our finances slightly, but have the flexibility to push excess to some tax advantaged accounts if need be.

YoungGranny

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Re: Race from 100 to 250k
« Reply #188 on: January 04, 2016, 06:38:54 AM »


Sept 1: $81,575
Oct 1: $100,687
Nov1: $105,779
Dec 1: $108,880 (+$3,300)

Jan 1: $111,133 (+$2,253)

Market was no help but I suppose I'm going in the right direction! Here's to my first full year in this thread :)
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turketron

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Re: Race from 100 to 250k
« Reply #189 on: January 04, 2016, 06:42:22 AM »
April 2015: $98k
May 2015: $111k
June 2015: $112k
July 2015: $113k
Aug 2015: $113k
Sept 2015: $116k

Nov 1 2015: $120,330.91

Dec 1 2015: $138,810.56

Jan 1 2016: $141,251.00

SeattleStache

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Re: Race from 100 to 250k
« Reply #190 on: January 04, 2016, 12:59:45 PM »
Retirement accounts only:

January 2015: $98,619
February 2015: $102,414
March 2015: $104,001
April 2015: $106,458
May 2015: $106,866
June 2015: $107,133
July 2015: $107,090
August 2015: $102,260
September 2015: $103,731
October 2015: $106,389
November 2015: $107,314
December 2015: $105,826

Not the best year for the market but here's to looking forward to 2016.

Uncle Scrooge

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Re: Race from 100 to 250k
« Reply #191 on: January 04, 2016, 01:11:45 PM »
Jan 1, 2015:     $125,000
Feb 1, 2015:     $129,700
March 1,2015:  $134,400
April 1,2015:     $147,700
May 1,2015:     $153,000
June 1,2015:    $155,600
July 1,2015:     $141,600
August 1,2015 $145,700
Sept 1, 2015   $145,240
Oct 1, 2015     $144,100
Nov 1,2015     $157,000
December 1,2015 $157,600
January 1, 2016: $160,400

northernlights

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Re: Race from 100 to 250k
« Reply #192 on: January 04, 2016, 01:54:34 PM »
Net worth January 1, 2013: -$27403.02
Net worth January 1, 2014: -$2417.15
Net worth January 1, 2015: $41,088.28
Net worth July 31, 2015: $103347.17

I am stupid excited to be in this thread.

Net worth January 4, 2016: $125540.45

I'm always disappointed this didn't increase more until I remember it was negative two years ago!

ohyonghao

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Re: Race from 100 to 250k
« Reply #193 on: January 04, 2016, 03:16:29 PM »
Net worth January 1, 2013: -$27403.02
Net worth January 1, 2014: -$2417.15
Net worth January 1, 2015: $41,088.28
Net worth July 31, 2015: $103347.17

I am stupid excited to be in this thread.

Net worth January 4, 2016: $125540.45

I'm always disappointed this didn't increase more until I remember it was negative two years ago!

Great work getting yourself out of that hole!

Icecreamarsenal

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Re: Race from 100 to 250k
« Reply #194 on: January 04, 2016, 04:06:53 PM »
My invested assets only, both tax-advantaged and taxable, not including home, business, or any other equity.
1/15: 88k
2/15: 96k
3/15: 100k
4/15: 115k
5/15: 125k
6/15: 135k
7/15: 144k
8/15: 161k
9/15: 172k
10/15: 186k
11/15: 181k
12/15: 203k

I'm psyched to hopefully get to 250, hope to hit 300 by the end of 2016.  That October to November drop was the awesome performance of my index funds this year.  Negative returns overall.  But f it, beast-mode savings is the only aspect I can control.  Let's do this, people!

oinkette

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Re: Race from 100 to 250k
« Reply #195 on: January 07, 2016, 12:28:42 PM »
Starting over since I skipped a few months.  And New Year, Fresh Start!  I'm joinging a 2016 MMM challenge to save $50,000 this year, so hopefully I'll be at $200K by the end of the year (markets allowing)!

1/7/16: $153,614.96

FiguringItOut

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Re: Race from 100 to 250k
« Reply #196 on: January 11, 2016, 10:21:37 AM »
June $105,555
July  $111,700, $6,145 increase
Aug  $112,494, $793 increase
Sep  $109,536, $2,958 decrease
Oct   $117,581, $8,021 increase
Nov  $121,142, $3,855 increase
Dec  $128,574, $7,442 increase

$23K increase since end of June.

So I was looking at my numbers and I came up with savings goal of $40K in 2016.  I wish it would be more, but realistically this is all I can do and I don't want to set unrealistic goals and then be discouraged.

My breakdown of this amount as as follows:

  -- 401k from work - max at $18K, no match
  -- HSA - max at 6750, $2K of this is contributed by the company, but it's part of my savings and NW
  -- Traditional IRA - $5500, I already contributed this amount for 2016 out of my cash reserves, but need to save this amount through out 2016 to replenish my cash reserve, so this will be cash savings.
  -- Additional cash savings - $10K, this is where I will need to keep myself accountable and this will be the hardest part for me, everything else is pretty much automated.
   This totals to $40,250

This will not be easy for me to be honest.  And I will need to do a bulk of these savings in the second half of the year.  I have my medical deductible that I will be using all of my extra cash for in the first half of the year, $3.5K and I have summer vacations planned and part of my annual budget.  So those will eat up most of my free cash. 

The second half of the year should be much better though. I will start getting repreve from HSA deductible payments around April according to my estimates and medical needs, and my vacations will not be a huge burden thanks to travel rewards.  So by May I am hopping to be gaining momentum with my savings for the rest of the year.

I did $23K in second half of 2015, though $3.5 of that was a windfall of sorts.  Market did not thing for me during that time, so it's all me, which give me a hopeful feeling for 2016.

Now if only market would recover and grow, I'd be golden. 
Looking forward to $168K at 12/31/2016.


Edit: to correct Roth IRA to Traditional IRA because I always confuse them


« Last Edit: January 11, 2016, 10:41:14 AM by FiguringItOut »

PFHC

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Re: Race from 100 to 250k
« Reply #197 on: January 29, 2016, 09:20:43 PM »
Aug 2015: $133,000.
Sept 30, 2015: $147,097
Oct 28, 2015: $153,200
Nov 30, 2015: $155,986
Dec 31, 2015: $154,299

Jan, 2016: $156,663 - trending back up again since the kitchen work is nearing completion. A cool windfall is that I learned that I have a pension worth $15,000!! Woo hoo! So, total for the month is actually $171,663!
« Last Edit: January 29, 2016, 09:25:52 PM by PFHC »

BarbeRiche

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Re: Race from 100 to 250k
« Reply #198 on: January 30, 2016, 11:12:26 AM »
It's nice to be able to talk freely and openly about money.  It motivates me to see other people heading in the same direction!

Age : 27 (both gf and I)
NW : 125k (October 31th)


@130k as of December 1st


140k as of now.  Down about 8k in the stock market.

Doesn't include car or increase in home value.

Can't wait for bonus at the end of february + tax return

Gogogo 2016

Prairie Gal

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Re: Race from 100 to 250k
« Reply #199 on: January 30, 2016, 04:38:17 PM »
Sep 1, 2015   100,370   
Oct 1, 2015   101,552   1,182
Nov 1, 2015   105,260   3,708
Dec 1, 2015   107,316   2,056
Jan 1, 2016   108,641   1,325
Feb 1, 2016   107,917   -724

Sad to see a negative gain, but that is going to happen from time to time. I have the opportunity to work some overtime in the next few months, so that should give it a boost.