Author Topic: Race from 100 to 250k  (Read 259277 times)

Raenia

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Re: Race from 100 to 250k
« Reply #1450 on: December 31, 2017, 12:11:57 PM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95

12/31/2017 - 156,988.01

Switching to end of month to align with my fiance's book-keeping.

tjrssibelle

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Re: Race from 100 to 250k
« Reply #1451 on: December 31, 2017, 02:48:50 PM »

Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k


Sent from my SM-N920V using Tapatalk


smithandwestern

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Re: Race from 100 to 250k
« Reply #1452 on: December 31, 2017, 04:50:43 PM »
[\quote]

06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
10-17: $154,318
11-17: $160,267

Another good month! Considering that we had to pay for a new gym membership, car service and engagement party this month.

Just keep swimming, just keep swimming.

06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
10-17: $154,318
11-17: $160,267
12-17: $164,823

Spent more money on the wedding (DJ, Photographer etc) but managed to make some decent ground. Christmas coming up so things may take a hit.
[/quote]

06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
10-17: $154,318
11-17: $160,267
12-17: $164,823
01-18: $167,260

Happy New Years!! What a year 2017 was, added 40K of NW in 6 months. Cant wait to see what 2018 brings.
« Last Edit: December 31, 2017, 04:57:34 PM by smithandwestern »

Blahhhh456

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Re: Race from 100 to 250k
« Reply #1453 on: December 31, 2017, 06:20:46 PM »
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054  - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.


Nov 1, 2017 - $196,010 - yippee!! so close to $200K!

Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.

Congrats to all the graduates this month!

Jan 1, 2018 - $205,595.91

Imustacheyouaquestion

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Re: Race from 100 to 250k
« Reply #1454 on: December 31, 2017, 06:41:36 PM »
Aug 2016      $104,410.00
Sept 2016    $106,084.00   
Oct 2016       $107,559.00
Nov 2016      $103,227.00
Dec 2016      $107,460.00
Jan 2017       $111,400.00
Feb 2017       $145,239.58
Mar 2017       $154,141.21
Apr 2017        $160,150.58
May 2017       $156,334.39
June 2017      $162,557.18
July 2017       $170,357.32
August 2017   $174,107.52
Oct 2017        $184,884.82
Nov 2017       $198,945.16
Dec 2017       $206,349.74
Jan 2018     $209,636.49

+$98,236 this year. Hoping to match that next year. Next goal is $250k by July 2018.



Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
« Last Edit: January 02, 2018, 08:17:49 AM by Imustacheyouaquestion »

Jaayse

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Re: Race from 100 to 250k
« Reply #1455 on: January 01, 2018, 03:19:01 AM »
Investments and liquid assets, not including house equity:

April 15, 2017 -           164,900
May 1, 2017 -             ? (Lost info)
June 1, 2017 -            ? (Lost info)
July 1, 2017 -             180,808
August 10, 2017 -       189,280
September 1, 2017 -   193,727
October 1, 2017 -        209,968
November 1, 2017 -     220,602
December 1, 2017 -     225,918
January 1, 2018 -        232,213

An increase of over 67k from the start of my tracking!
My Journal:  https://forum.mrmoneymustache.com/journals/the-journey-of-a-lifetime/
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aneel

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Re: Race from 100 to 250k
« Reply #1456 on: January 01, 2018, 07:10:16 AM »
Added $7,200 on autopilot this month. Keeping some of my Xmas bonus around for anticipated travel expenses this spring, but sure we'll have plenty of leftovers.

2018 goal: go from $227k to $310k

Rodgers12

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Re: Race from 100 to 250k
« Reply #1457 on: January 01, 2018, 10:26:26 AM »
05/31/2017: $101,116
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
« Last Edit: January 01, 2018, 10:37:07 AM by Rodgers12 »

10dollarsatatime

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Re: Race from 100 to 250k
« Reply #1458 on: January 01, 2018, 10:58:40 AM »
Dec. 31 2016: $125,024
Dec. 31 2015: $87,324

What?!  This is awesome!  $10,000 of that is probably real estate appreciation, but the other $28,000 is all savings and market. :)  (I earn $38,000 salary, plus whatever I bring in from side gigs.) I hope I can do as well or better next year!

Dec 31 2017: $232,294

I don't even know.  But I'm thrilled!  It will dip in the next few months as I finish my kitchen remodel, but it'll bounce back pretty quick, looks like.  Should still be able to graduate in the next few months.

I'll probably break it into total net worth and investments at that point, so I'll still be around.
I have a journal! $10 at a time
And a Kitchen Renovation thread! Kitchen Reno

GnomeErcy

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Re: Race from 100 to 250k
« Reply #1459 on: January 01, 2018, 11:47:17 AM »
Joining in even though I'm quite far through this stretch...

12/1: 175,799

1/1/2018: 184k

mrteacher

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Re: Race from 100 to 250k
« Reply #1460 on: January 01, 2018, 11:53:15 AM »
4/1/16: $100,869
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224
8/1/17: $175,435
9/1/17: $220,249
10/1/17: $228,472
11/1/17: $237,860
12/1/17: $244,233

1/1/18: $249,568

Just a couple hundred south of $250,000! Should hit a week or so into 2018! If you told me a few years ago that I would one day increase my NW by $150,000 in a bit under two years I'd have called you a madman. Unbelievable! Granted, a large chunk of my gains have been a result of the market.

Mustachio Bashio

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Re: Race from 100 to 250k
« Reply #1461 on: January 01, 2018, 11:54:10 AM »
Feb 1st - 167,752
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962
Dec 1st - 238,389
Jan 1st - 247,829

3 paycheck month.  Looking good to graduate sometime next month!

Happy New Year everyone!

AK

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Re: Race from 100 to 250k
« Reply #1462 on: January 01, 2018, 12:04:38 PM »
253 now :) See you guys on the next thread.

AcftW

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Re: Race from 100 to 250k
« Reply #1463 on: January 01, 2018, 12:55:47 PM »
$43,153 - Jan 2016
$67,328 - Jan 2017
$119,626 - Jan 2018

Market was very good to me in December.  Going to slow-ish for the next several months.

LurkerStache

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Re: Race from 100 to 250k
« Reply #1464 on: January 01, 2018, 03:03:42 PM »
Dec 2017: 102,068.04

Hello everyone! Just reached 100k. Starting fresh in this thread.

Pooplips

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Re: Race from 100 to 250k
« Reply #1465 on: January 02, 2018, 05:28:25 AM »
1/31/16 - $101,376.00
3/1/2016 - $102,990.00
4/1/2016 - $116,749.00
5/1/2016 - $119,487.00
6/1/2016 - $126,469.00
7/1/2016 - $130,494.00
8/1/2016 - $137,029.00
9/1/2016 - $137,784.00
10/1/2016 - $138,994.00
11/1/2016 - $142,793.00
12/1/2016 - $145,877.00
1/1/2016 - $153,860.00
2/1/2017 - $160,572.00
3/1/2017 - $166,884.00
4/1/2017 - $178,162.00
5/1/2017 - $181,246.00
6/1/2017 - $185,933.00
7/1/2017 - $188,383.00
8/1/2017 - $194,921.00
9/1/2017 - $198,680.00
10/1/2017 - $200,900.00
11/1/2017 - $205,957.00
12/1/2017 - $210,663.00

1/1/2018 - $218,174.00

hudsoncat

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Re: Race from 100 to 250k
« Reply #1466 on: January 02, 2018, 06:27:58 AM »
31-Oct-16: $121,639
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019

DarkandStormy

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Re: Race from 100 to 250k
« Reply #1467 on: January 02, 2018, 07:40:25 AM »
NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204

1/1/18 - $157,542 // $115,616

Had some unexpected medical bills hit this month (hence the drop in HSA funds) and decided to pull the trigger and prepay property taxes late in December as well.

So it looks a bit odd, but the "trend" should normalize come March/April.
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marcela

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Re: Race from 100 to 250k
« Reply #1468 on: January 02, 2018, 08:10:14 AM »

Background on net worth: No kids, 1 dog (he's a very good boy), we own a house.

08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145

10/31/2016: $101,606      (+$2,334)
11/17/2016: $103,940      (+$2,334)
12/30/2016: $109,785.19 (+$5,845.19)
1/31/2017: $112,318.74   (+$2,533.55)
2/28/2017: $119,499.39   (+$7,180.65)
3/31/2017: $124,640.83   (+$5,141.44)
4/30/2017: $109,329.00   (-$15,311.83)
5/31/2017: $108,986.53   (-$342.47)
6/30/2017: $114,809.37   (+$5,822.84) Husband started working making 75k
7/31/2017: $118,822.63   (+$4,013.26)
8/31/2017: $127,150.06   (+$8,327.43)
9/29/2017: $137,371.91   (+$10,221.85)
10/31/2017: $131,182.62  (-$6,189.29)
11/30/2017: $160,216.75  (+$29,034.13) We bought a house!
12/31/2017: $167,991.01  (+$7,774.26)

December was a spendy, spendy month. In addition to the usual buying of gifts, we also had a lot of purchases related to the house. The staff at Lowes and the local Habitat Restore are getting pretty sick of me. An update to last month: my husband did get the new job and starts next week. Technically it's a lower salary, but the way the bonuses are set he should actually be making more than at his soon to be former job. Either way, his commute has been reduced from 70 miles to 4 and the new practice seems like a much better fit. We'll see how the numbers shake out over the next few months.
I also decided to bite the bullet and go to Brazil for my cousin's wedding in May. I haven't been back in 2 years and my parents are going and it'll be a good chance to see all the family together. My Gramps is getting older and not travelling as much which made me realize its now up to me to visit him, not the other way around. Luckily we'll stay with family for most of the trip and the wedding weekend hotel is pretty affordable and I'll be splitting a room. Also hopefully the conversaion rate stays favourable. Right now its R$3.26 to $1.

ETA: Net Worth increase for the year was $58,205.82! That's actually more than my salary and we were living on just that for the first half of the year. Amazing!
« Last Edit: January 02, 2018, 08:13:09 AM by marcela »

stimepy

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Re: Race from 100 to 250k
« Reply #1469 on: January 02, 2018, 08:30:31 AM »

6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14%   - Almost a new leap day  ;)

12/31/2017 $130,952.23 ~5.58%   - Side note: previous month didn't have tax liens so this % is a little skewed

Numbers based on Mint and does not include:
 A small crypto currency investment < $1000
 
So most everything should be in mint as of yesterday, except that crypto which tbh is too volatile to reliably track for this thread.  (Others can disagree, but that's my take.)

Did my year in review yesterday and figured out I saved/gained roughly 30k this year.  Not bad but considering my avg is about 20k a year(for the past 6 years)... I'll need to step it up to reach my goals for this year.

Hope everyone had an awesome new years and I look forward to a better year for all!
The greatest pleasure in life is doing what people say you cannot do. - Walter Bagehot

Check2400

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Re: Race from 100 to 250k
« Reply #1470 on: January 02, 2018, 09:20:30 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000

Total growth of $57,000, almost all over the final 9 months.  Looking forward to logging a year of budgeting without the house expenses.

The goal each year is to save $50,000.  Since gains were near 20% this year, I didn't hit that, but the goal for this time next year is to have my number be $220,000 to account for growth and savings.  So long as I'm socking away 50K though the 10 year FIRE horizon seems viable.

So weird to have been logging this stuff on this thread for 12 months.  Forum member for 3 years now too!



Pooperman

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Re: Race from 100 to 250k
« Reply #1471 on: January 02, 2018, 09:34:34 AM »
Total growth of $57,000, almost all over the final 9 months.  Looking forward to logging a year of budgeting without the house expenses.

So weird to have been logging this stuff on this thread for 12 months.  Forum member for 3 years now too!

Very nice! We ended up $62k this passed year.

KelStache

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Re: Race from 100 to 250k
« Reply #1472 on: January 02, 2018, 11:32:59 AM »
Time to join this thread!  When I started reading MMM my husband and I were negative net worth, and I never thought this day would come - yet alone at age 25!

To be honest I'm not sure if our net worth will dip soon; we purchased some land, are starting to build a house, and I'm having a baby in April so will be on maternity leave for a year.  But hopeful this thread helps keep me motivated!

Net worth includes all assets / debts except for our used van, which was paid for with cash.

12/01/2017 : $102,500

01/01/2017 : $108,000

wonkette

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Re: Race from 100 to 250k
« Reply #1473 on: January 02, 2018, 01:52:08 PM »
Employer contribution for 4th quarter hit at the end of the year, driving my rate of increase to over 6%! Whoo!

Nov: 131,132
Dec: 136,176
Jan: 144,773

BiggerFishToFI

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Re: Race from 100 to 250k
« Reply #1474 on: January 02, 2018, 02:48:47 PM »
              Invested       NW
1/31/2017:  $55,715     $115,306
2/28/2017:  $57,750     $122,296
3/31/2017:  $58,109     $118,381
4/30/2017:  $58,207     $117,249   <<-----------Discovered MMM!
5/31/2017:  $69,706     $125,027
6/30/2017:  $82,626     $132,130
7/31/2017:  $89,755     $177,201
8/31/2017:  $95,620     $183,831
9/30/2017:  $100,062   $184,858   <<-----------100k invested!
10/31/2017:$106,436   $193,830
11/30/2017:$110,545   $202,672 
12/31/2017:$123,159   $228,007   <<-----------Bonus Time!
After reviewing our financial year yesterday, I decided to remove our vehicles from the NW column. Now NW only includes investments, conservative fixed rental house equity and cash on hand.

Hoping to hit 250k by July 2018!


              Invested       NW
1/31/2017:  $55,715     $115,306
2/28/2017:  $57,750     $122,296
3/31/2017:  $58,109     $118,381
4/30/2017:  $58,207     $117,249   <<-----------Discovered MMM!
5/31/2017:  $69,706     $125,027
6/30/2017:  $82,626     $132,130
7/31/2017:  $89,755     $177,201
8/31/2017:  $95,620     $183,831
9/30/2017:  $100,062   $184,858   <<-----------100k invested!
10/31/2017:$106,436   $193,830
11/30/2017:$110,545   $202,672 
12/31/2017:$123,159   $209,602   <<-----------Bonus Time! Also removed 18k of vehicle equity from NW.
« Last Edit: January 02, 2018, 02:50:20 PM by soontoberich »

dreadmoose

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Re: Race from 100 to 250k
« Reply #1475 on: January 02, 2018, 03:17:57 PM »
   Jul 1, 2016      -$19,048.00    
   Jan 1, 2017      -$25,189.00     <---Discovered MMM
   Jul 1, 2017       $27,638.49    
   Dec 29, 2017       $110,473.03    


Graduated the last thread a few days ago, very excited to be joining this one with the compounding interest starting to noticeably help!

I believe it will be slower to grow though with the spread into taxable accounts imminent here.
« Last Edit: January 05, 2018, 01:06:45 PM by dreadmoose »
Just starting on my FIRE journey, hopefully posting here creates accountability and eventually lowers my very anti-mustachian life habits.

kickel

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Re: Race from 100 to 250k
« Reply #1476 on: January 02, 2018, 05:13:43 PM »

8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387 (Commission check hit month after)
11/17: $137,646
12/17: $146,267

Making big moves. I've been riding a little of the Canadian Cannabis Stock hype, but I can't complain get while the getting is hot! That plus holidays and generally better saving habits are giving me some great tailwind.

Looking to purchase my first investment property. Any suggestion on how to include that? Should I leave it out and take the big capital hit, or include the home value minus mortgage?

Either way, looking to break $150,000 at the end of the month!

BiggerFishToFI

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Re: Race from 100 to 250k
« Reply #1477 on: January 02, 2018, 05:28:58 PM »

8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387 (Commission check hit month after)
11/17: $137,646
12/17: $146,267

Making big moves. I've been riding a little of the Canadian Cannabis Stock hype, but I can't complain get while the getting is hot! That plus holidays and generally better saving habits are giving me some great tailwind.

Looking to purchase my first investment property. Any suggestion on how to include that? Should I leave it out and take the big capital hit, or include the home value minus mortgage?

Either way, looking to break $150,000 at the end of the month!

A lot of folks here don't include house equity if it is their primary residence, which I kind of understand but disagree with unless you know that you will own the residence until you die.

I think it would be silly to not include an investment property that you intend to one day possibly sell in your net worth calculation. However I would estimate its value and your equity conservatively and only update the properties value once a year or so. I'd also subtract estimated realtor fees taxes etc if you sold the property from your equity.

the_gastropod

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Re: Race from 100 to 250k
« Reply #1478 on: January 02, 2018, 06:53:16 PM »
Wohoo! Just hit $100,300 today. Hoping I can hit $250 by the end of 2017.
March 2016$100,300
September 2016$137,838

I'm going to have to change something if I'm going to hit that goal by the end of next year haha.

Well, the market was kind to us. I just crested $250 thanks to my last paycheck of 2017! Onward!

Cornel_Westside

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Re: Race from 100 to 250k
« Reply #1479 on: January 02, 2018, 10:01:42 PM »
03/2017 - $130,500
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
08/2017 - $152,993 (+5541 - Saved $2961, Market Gains $2580, Savings Ratio 54.3%)
09/2017 - $155,863 (+2870 - Saved $2838, Market Gains $32, Savings Ratio 52%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
11/2017 - $168,673 (+6000 - Saved $2775, Market Gains $3225, Savings Ratio 50.8%)
12/2017 - $175,755 (+7082 - Saved $2730, Market Gains $4352, Savings Ratio 50%)
01/2018 - $193,174 (+17419 - Saved $3452, Market Gains $13967, Savings Ratio 63.3%)

Cryptos and a good month make a big difference.

+74006 for the year in networth. Can't believe the progress.
« Last Edit: January 03, 2018, 03:33:58 PM by Cornel_Westside »

RockytopinDC

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Re: Race from 100 to 250k
« Reply #1480 on: January 03, 2018, 05:27:46 AM »
January 2017: $ 80,450
January 2018: $ 197,446

Imustacheyouaquestion

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Re: Race from 100 to 250k
« Reply #1481 on: January 03, 2018, 08:01:21 AM »

Well, the market was kind to us. I just crested $250 thanks to my last paycheck of 2017! Onward!

Congrats! Hope to see you in the next thread soon!

SarkastikNinja

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Re: Race from 100 to 250k
« Reply #1482 on: January 03, 2018, 08:49:02 AM »


DATE                    |      NW          |       CHG          |              COMMENT                                              |
2017-10-31                 115,301             +25,438            YE bonus graduated me to this thread.   
2017-11-30                 115,827             +     526            Too spendy this month, but at least positive
2017-12-31                 116,736             +     909            Another slow month, but reinvigorated for a frugal January


+59,509 for 2017. Pretty happy with that!

moonpalace

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Re: Race from 100 to 250k
« Reply #1483 on: January 04, 2018, 06:29:12 AM »
01/2017:  $42,000
02/2017:  $51,000
03/2017:  $57,500
04/2017:  $62,500
05/2017:  $71,546
06/2017:  $80,500
07/2017:  $88,597
08/2017:  $97,618
09/2017:  $106,055
10/2017:  $111,242
11/2017:  $120,141
12/2017:  $131,419
01/2018:  $143,602

Took me 41 years to get to 42k (1k/year) and then after finding MMM only 1 year to add 100k. Holy moses!! :-)

dignam

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Re: Race from 100 to 250k
« Reply #1484 on: January 04, 2018, 11:49:03 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]

marcela

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Re: Race from 100 to 250k
« Reply #1485 on: January 04, 2018, 11:52:21 AM »

Dec 2017 $126k [buying a house, lots of associated expenses]


Congrats, fellow new homeowner!

MVal

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Re: Race from 100 to 250k
« Reply #1486 on: January 05, 2018, 09:54:39 AM »
5/31/17 - $100,187
6/31/17 - $102,500
7/31/17 - $104,809

I'm hoping to get to at least $120K by the end of the year on NW and cross $100K just in investments.

9/29/17 - $109,800
This will hopefully turn over $110K by Monday after my last 401K deposit hits. I'm up to $95K in invested value. Still finding it difficult to come up with extra liquid to put away though. Seems like every month there's been new expenses that crop up I have to take care of like a major car repair, plane ticket for a conference coming up, healthcare, etc.

12/31/17 - $121,515
Very happy to have finished the year over my goal of $120K net worth. I was able to cross the line mostly due to the swelling market as well as cryptocurrency values, although I don't have much in crypto. Anxious to see what happens in 2018 as I feel we are due for a market crash of some sort soon. Rumor has it my office is going to be closed sometime this year, so I'm looking forward to a chance to make a career change, maybe. I'll also get a handsome severance package, so I'm looking forward to being laid off!
Proverbs 13:4
The soul of the sluggard craves and gets nothing, but the soul of the diligent is made fat.

Proverbs 13:11
Wealth obtained by fraud dwindles, but the one who gathers by labor increases it.

https://tickers.TickerFactory.com/ezt/t/wGp3WGH/savings.png

MrMoneySaver

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Re: Race from 100 to 250k
« Reply #1487 on: January 05, 2018, 09:59:12 AM »
Quote
I'm looking forward to being laid off!

One of the most Mustachian statements ever stated.

kickel

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  • Age: 27
Re: Race from 100 to 250k
« Reply #1488 on: January 05, 2018, 11:46:04 AM »


8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/30/17: $124,670
9/30/17: $126,816
10/30/17: $126,387
11/30/17: $137,646
12/30/17: $146,267

Making big moves. I've been riding a little of the Canadian Cannabis Stock hype, but I can't complain get while the getting is hot! That plus holidays and generally better saving habits are giving me some great tailwind.

Looking to purchase my first investment property. Any suggestion on how to include that? Should I leave it out and take the big capital hit, or include the home value minus mortgage?

Either way, looking to break $150,000 at the end of the month!

A lot of folks here don't include house equity if it is their primary residence, which I kind of understand but disagree with unless you know that you will own the residence until you die.

I think it would be silly to not include an investment property that you intend to one day possibly sell in your net worth calculation. However, I would estimate its value and your equity conservatively and only update the properties value once a year or so. I'd also subtract estimated realtor fees taxes etc if you sold the property from your equity.

Thanks, Soontoberich. This is my first property purchase so those are good things to factor in. Everything else is either investment or cash. So it's been easy to calculate so far.

sieben

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    • Simple Living
Re: Race from 100 to 250k
« Reply #1489 on: January 05, 2018, 03:37:02 PM »
Net Worth
---
Jan. 2017 $29,637.12
Feb. 2017 $36,317.20
Mar. 2017 $43,522.48
Apr. 2017 $48,904.08
May. 2017 $55,640.65
Jun. 2017 $56,282.89
Jul. 2017 $58,226.19
Aug. 2017 $65,441.38
Sep. 2017 $71,924.87
Oct. 2017 $83,119.07
Nov. 2017 $98,670.49
Dec. 2017 $116,437.40

Numbers don't include my cabin (approx 65k)
End of 2017 was pretty great for my NW!

solon

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Re: Race from 100 to 250k
« Reply #1490 on: January 05, 2018, 03:54:31 PM »
01/2017 $88,615
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714  <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
12/2017 $125,716 < -- bought a car to replace the one that was totaled
01/2018 $132,155



Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

use2betrix

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Re: Race from 100 to 250k
« Reply #1491 on: January 06, 2018, 09:00:22 AM »
Climbing at a very stop and go pace due to my gypsy-esque career. Iím only counting liquid dollars (savings/investments)

Feb 1, 2016 - $90k
Jan 1, 2017 - $177k
Jan 1, 2018 - $196k


I only worked 4.5 months in 2017 (my wife doesnít work so no income otherwise)  so coming out ahead is great. We traveled for 4-5 months when not working but did so somewhat thrifty.

We hope to hit $250k by this summer now that Iím back to work.

MrThatsDifferent

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Re: Race from 100 to 250k
« Reply #1492 on: January 06, 2018, 01:57:50 PM »
Started last year just entering this challenge and now about 3 months before moving on to the next, happy with that.

Apples

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Re: Race from 100 to 250k
« Reply #1493 on: January 08, 2018, 01:30:05 PM »
Nov. 1 2015:  $101,701.11 --- gain of $8,228.48
Dec 1 2015:  $106,488.64 --- gain of $4,787.53
Jan. 1 2016:  $107,709.77 --- gain of $1,221.14
Feb. 1 2016:  $106,318.40 --- loss of $1,402.91
Mar. 1 2016:  $108,550.55 --- gain of $2,232.15
Apr. 1 2016:  $115,724.63 --- gain of $7,174.08  woohoo market swing up!
May 1 2016:  $119,946.35 --- gain of $4,221.72
June 1 2016:  $125,160.93 --- gain of $5,214.58
July 1 2016:  $127,094.93 --- gain of $1,934.00
August 1 2016:  $133,039.69 --- gain of $5,944.76
September 1 2016:  $136,465.21 --- gain of $3,425.52
October 1 2016:  $140,391.81 --- gain of $3,926.60
November 1 2016:  $145,497.13 --- gain of $5,105.32
December 1 2016:  $149,771.11 -- gain of  $3,732.60
January 1 2017:  $153,948.79 -- gain of $4,177.68
February 1 2017:  $163,262.29 -- gain of $9,313.60 
March 1 2017:  $169,266.73 -- gain of $6,004.44  January had 5 paychecks, so extra went in savings, which made this a better-than-average month.
April 1 2017:  $173,615.56 -- gain of $4,398.83
May 1 2017:  $179,910.03 -- gain of $6,294.47
June 1 2017:  $185,658.02 -- gain of $5,747.99
July 1 2017:  $189,004.34 -- gain of $3,346.32
August 1 2017:  $194,775.49 -- gain of $5,771.15
September 1 2017:  $198,403.35 -- gain of $3,627.86
October 1 2017:  $203,102.05 -- gain of $4,698.70
November 1 2017:  $210,951.82 -- gain of $7,849.76
December 1 2017:  $216,449.55 -- gain of $5,497.73

The link to the spreadsheet is:

https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing

January 1 2018:  $219,525.37 -- gain of $3,075.82

We bought a car. I include our cars in our net worth calculations, but the taxes and paperwork fees and such, plus adding car insurance for it, slowed down progress a bit this month.    The second car is going to start slowing down our net worth increases though, between depreciation and saving less due to higher bills.  Oh, growing up and adulting, why are you expensive sometimes?

pesos

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Re: Race from 100 to 250k
« Reply #1494 on: January 08, 2018, 06:29:32 PM »
June 2017: 156k
July 2017: 171k
August 2017: 174k
September 2017: 180k

End of year 2017: 188k

I'm hoping to graduate the thread in 2018!

MEJG

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Re: Race from 100 to 250k
« Reply #1495 on: January 10, 2018, 03:13:27 PM »
I get to join this race!
Hoping to be up $50,000 for 2018, and in this race for 4 yrs or less.

12/31/17:  115,566.39 (+1655.22)

Nick_Miller

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Re: Race from 100 to 250k
« Reply #1496 on: January 11, 2018, 08:17:33 PM »
Jan 2016     $80,165.78
Mar 2016     $101,768.81
May 2016    $106,529.21
July 2016    $115,035.02
Sept 2016   $126,076.92
Nov 2016    $135,152.36
Jan 2017     $147,729.69
Mar 2017    $140,835.79 (moving expenses set us back)
May 2017    $149,690.19
July 2017    $157,768.24
Sept 2017   $167,359.52
Nov 2017    $175,059.46
Dec 2017    $181,416.68
Jan 2018 $190,018.18

Okay, so we're $60K from graduating this thread. To graduate by year's end, we need to average NW gain of $5,454 per month for the next 11 months. I have a bonus (about $10K) due next month, and we should get a decent tax refund back, so hopefully we can make decent jumps in Feb and March.

« Last Edit: January 12, 2018, 07:20:05 AM by Nick_Miller »

dignam

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Re: Race from 100 to 250k
« Reply #1497 on: January 12, 2018, 07:07:36 AM »

Dec 2017 $126k [buying a house, lots of associated expenses]


Congrats, fellow new homeowner!

Thanks and congrats to you!  This property is smaller and closer to work than my last house.  Housing (even renting) is insane in my area; kind of surprised I got the place at the price I did.

Slow&Steady

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Re: Race from 100 to 250k
« Reply #1498 on: January 17, 2018, 08:34:19 AM »
I am joining this race from the $10k-$100k race!  Hopefully not too early.

I don't count true NW but thought it would be nice to look back and see it, so I added it!  What I am really tracking is the "Invested Total" column.  I also don't count different savings accounts if they have a specific purpose (maternity leave, self-employment taxes, etc).

What is happening in 2018:  Baby #2 is due in late March!  I accepted a job offer last week that includes a 30+% raise. I will not be able to contribute to the new company 401k until I have been there for 30 days, very close to when I take unpaid maternity leave, and we are holding off on putting anything into the IRA until after maternity leave so our Invested Total should follow the market increases/dips for the next several months with very little contributions added.  We also plan to finish off student loans in 2018 (finally).  If DH's business continues growing as it has for the last few months I would love to max his IRA and then will need to make decisions of paying down debt vs investing in another rental vs increasing my 401k vs opening an IRA for me vs increasing contributions to 529 Plans.

Code: [Select]
        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
*Jan-18 $99,676 $1,201 $100,877 $240,000 $135,000 $317,727 $158,150
*Stats for Jan 15th, 2018 (not end of month)


Izybat

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Re: Race from 100 to 250k
« Reply #1499 on: January 17, 2018, 10:59:05 AM »
I'm a bit last posting for the end of 2017, but:

1/17 - $71,425.20
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
10/17 - $141,917.56
11/17 - $149,045.19
12/17 - $153,537.92

More than double our net worth in a year? I'll totally take it.