Author Topic: Race from 100 to 250k  (Read 195064 times)

Raenia

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Re: Race from 100 to 250k
« Reply #1350 on: November 01, 2017, 05:26:14 AM »
04/2017 - 114,128.11
05/2017 - 123,935.63
06/2017 - 127,228.98
07/2017 - 128,638.92
08/2017 - 133,202.60
09/2017 - 135,706.79
10/2017 - 141,346.00


11/2017 - 146,788.93

On track to hit 150k next month, market willing!

DarkandStormy

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Re: Race from 100 to 250k
« Reply #1351 on: November 01, 2017, 06:55:18 AM »
NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
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Imustacheyouaquestion

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Re: Race from 100 to 250k
« Reply #1352 on: November 01, 2017, 06:56:39 AM »
Aug 2016      $104,410.00
Sept 2016    $106,084.00   
Oct 2016       $107,559.00
Nov 2016      $103,227.00
Dec 2016      $107,460.00
Jan 2017       $111,400.00
Feb 2017       $145,239.58
Mar 2017       $154,141.21
Apr 2017        $160,150.58
May 2017       $156,334.39
June 2017      $162,557.18
July 2017       $170,357.32
August 2017   $174,107.52
Oct 2017        $184,884.82
Nov 2017      $198,945.16

Looks like it was a good month for our investment accounts!

Expenses were pretty much on track this month. I had to pay a $500 car deductible this month for an accident (oops!) and it raised our car insurance rates about 65% (yikes). Shopped around but ultimately couldn't get a better rate for auto + home, so it looks like we're stuck with the higher premiums until the accident falls off my record. I also tried to refinance some of my wife's student loans, but couldn't get a better rate than the 3.75% fixed we're currently paying.

We went to the last of 4 weddings this year - hoping next year is quieter on that front.

Holding onto a bit of a cash buffer in our accounts until we decide what to do - it will either go to home renovations, solar panels (! - need to get quotes), or maybe an investment property.   

Still targeting $250k by July 2018.

Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Rodgers12

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Re: Race from 100 to 250k
« Reply #1353 on: November 01, 2017, 08:12:08 AM »
05/31/2017: $101,116
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947

CorpRaider

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Re: Race from 100 to 250k
« Reply #1354 on: November 01, 2017, 08:31:19 AM »
Marketable securities: 

12/15 ~    $81,000
12/16 ~  $109,000
01/17 ~  $116,000
02/17 ~  $122,000
03/17 ~  $125,000
04/17 ~  $130,000
05/17 ~  $130,000
06/17 ~  $134,000
07/17 ~  $138,000
08/17 ~  $142,000
09/17 ~  $148,000
10/17 ~  $151,000

RE equity adds like another $100K, but I'm staying in this thread and tracking liquid invested assets as I don't plan to access that purported RE equity anytime soon.
« Last Edit: November 01, 2017, 08:43:59 AM by CorpRaider »
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Finally...another finance blog!

afuera

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Re: Race from 100 to 250k
« Reply #1355 on: November 01, 2017, 08:38:02 AM »

1/1/2017: INV-$107,733.74     NW-$188,244.05
2/1/2017: INV-$117,155.67     NW-$199,327.18
3/1/2017: INV-$130,755.36     NW-$209,268.66
4/1/2017: INV-$150,924.22     NW-$231,298.12
5/1/2017: INV-$161,757.38     NW-$240,471.22
6/1/2017: INV-$171,173.97     NW-$248,728.12
7/1/2017: INV-$191,558.47     NW-$269,949.18
8/1/2017: INV-$210,017.87     NW-$288,580.05
9/1/2017: INV-$220,293.40     NW-$234,445.40
10/1/2017: INV-$231,800.69    NW-$251,185.62

11/1/2017: INV-$242,953.93    NW-$250,846.10

Gave the contractor a $15K check which will eventually be reimbursed by insurance which accounts for the flat NW.  Again, we only saved $6,500 so the market made up the difference in investment growth.  For perspective, my 401K alone earned about $2K this month.  Crazy.
If the trend continues, we should be graduated from this thread next month!
"The price of anything is the amount of life you exchange for it" - Henry David Thoreau

6/2017: INV-3.4x, NW-5.0x
Projected FIRE date: 2025
Journal.

marcela

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Re: Race from 100 to 250k
« Reply #1356 on: November 01, 2017, 09:05:55 AM »
Background on net worth: No kids, 1 dog (he's a very good boy), we rent.

08/2013: $9,216- had been making 18k, got a job making 27k
02/2014: $14,413- new job in December making 38k
08/2014: $17,890
02/2015: $34,041
08/2015: $58,584 - new job in May making 55k
02/2016: $77,264
09/2016: $96,145

10/31/2016: $101,606      (+$2,334)
11/17/2016: $103,940      (+$2,334)
12/30/2916: $109,785.19 (+$5,845.19)
1/31/2017: $112,318.74   (+$2,533.55)
2/28/2017: $119,499.39   (+$7,180.65)
3/31/2017: $124,640.83   (+$5,141.44)
4/30/2017: $109,329.00   (-$15,311.83)
5/31/2017: $108,986.53   (-$342.47)
6/30/2017: $114,809.37   (+$5,822.84) Husband started working making 75k
7/31/2017: $118,822.63   (+$4,013.26)
8/31/2017: $127,150.06   (+$8,327.43)
9/29/2017: $137,371.91   (+$10,221.85)
10/31/2017: $131,182.62  (-$6,189.29)

So we are in the process of buying a house and the 5% deposit ate up a lot of gains this month. We've also started buying furniture/ appliances and I have around $2k in outstanding work reimbursements waiting for me. It's hard when you save up money for something and get used to the boost being there and then it comes time to actually spend it. We are trying our best to keep costs low during this house buying/moving process but after living in a furnished apartment for 4.5 years, we don't really own furniture and will be getting a lot of stuff new (to us). We close in 2 weeks and that's when the rest of the down payment comes due so we'll be sliding even farther back.

Mustachio Bashio

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Re: Race from 100 to 250k
« Reply #1357 on: November 01, 2017, 09:19:49 AM »
Feb 1st - 167,752
Mar 1st - 177,448
Apr 1st - 183,917
May 1st - 189,025
June 1st - 195,189
July 1st - 202,048
Aug 1st - 211,263
Sept 1st - 215,880
Oct 1st - 222,924
Nov 1st - 230,962

Bought my first cryptocurrency (though just starting with a small amount, more for fun and to get myself to look into it more), so excited to see how that goes.

soontoberich

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Re: Race from 100 to 250k
« Reply #1358 on: November 01, 2017, 09:28:41 AM »
              Invested       NW
1/31/2017:  $55,715     $115,306
2/28/2017:  $57,750     $122,296
3/31/2017:  $58,109     $118,381
4/30/2017:  $58,207     $117,249   <<-----------Discovered MMM!
5/31/2017:  $69,706     $125,027
6/30/2017:  $82,626     $132,130
7/31/2017:  $89,755     $177,201
8/31/2017:  $95,620     $183,831
9/30/2017:  $100,062   $184,858   <<-----------100k invested!
10/31/2017:$106,436   $193,830

Check2400

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Re: Race from 100 to 250k
« Reply #1359 on: November 01, 2017, 11:13:22 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000

After a three month stagnation it is a relief to see some growth again.  Looking forward to posting in 2018, I'll be disappointed if I don't break 150,000 with my EOY disbursement, and hope to crack $160,000 if I'm lucky.  Regardless, if I get to $153,000 I'll have kind of met my savings goal for the year of $50,000, since much of that came from gains instead of savings.  :/


Imustacheyouaquestion

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Re: Race from 100 to 250k
« Reply #1360 on: November 01, 2017, 11:22:18 AM »
We are trying our best to keep costs low during this house buying/moving process but after living in a furnished apartment for 4.5 years, we don't really own furniture and will be getting a lot of stuff new (to us). We close in 2 weeks and that's when the rest of the down payment comes due so we'll be sliding even farther back.

Congrats on the house! Unless you want to specifically exclude home equity in your NW calculations, you could track the 5% (and the rest of the downpayment) and your equity in the house as it grows.

We bought a house in May and it was definitely painful how expensive that month was, between paying for inspections, closing costs, movers, etc. We also suddenly had way more space to furnish, but my advice is to buy furniture slowly rather than all at once if you can. We ran into a bunch of unexpected little expenses up front, like needing a lawnmower and blinds and bottles of hand soap for all the bathrooms, etc. Also, living in the house for a while may change your perspective on exactly what furniture you want for each room.

moonpalace

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Re: Race from 100 to 250k
« Reply #1361 on: November 01, 2017, 11:25:19 AM »
01/2017:  $42,000
02/2017:  $51,000
03/2017:  $57,500
04/2017:  $62,500
05/2017:  $71,546
06/2017:  $80,500
07/2017:  $88,597
08/2017:  $97,618
09/2017:  $106,055
10/2017:  $111,242 (big tax bill, new tires, still a decent month!)
11/2017:  $120,141

marcela

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Re: Race from 100 to 250k
« Reply #1362 on: November 01, 2017, 11:42:26 AM »
We are trying our best to keep costs low during this house buying/moving process but after living in a furnished apartment for 4.5 years, we don't really own furniture and will be getting a lot of stuff new (to us). We close in 2 weeks and that's when the rest of the down payment comes due so we'll be sliding even farther back.

Congrats on the house! Unless you want to specifically exclude home equity in your NW calculations, you could track the 5% (and the rest of the downpayment) and your equity in the house as it grows.

We bought a house in May and it was definitely painful how expensive that month was, between paying for inspections, closing costs, movers, etc. We also suddenly had way more space to furnish, but my advice is to buy furniture slowly rather than all at once if you can. We ran into a bunch of unexpected little expenses up front, like needing a lawnmower and blinds and bottles of hand soap for all the bathrooms, etc. Also, living in the house for a while may change your perspective on exactly what furniture you want for each room.

Thank you! I'm still figuring out how I want to include the house in my calculations, according to the appraisal we just got yesterday the house is worth $11k more than we paid for it, but that seems completely meaningless. Is it fair to track equity without also tracking the enormous debt we just took on? Things to ponder.

As far as furniture goes, so far we've bought a bed, night stands and a dresser. A dining room table and sleeper sofa are being gifted to us by my family (Gramps wanted something decent for him to sleep on when he visits next month so he's buying it). We live in a college town so I'm hoping to scoop up some good stuff when a bunch of students graduate and move next month. Slow is definitely the name of the game here.

Imustacheyouaquestion

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Re: Race from 100 to 250k
« Reply #1363 on: November 01, 2017, 11:49:23 AM »
I include home equity in my NW calculation as appraisal price minus outstanding mortgage debt (roughly what I think I'd walk away with if I sold the house tomorrow, minus selling costs).

I just like being able to include the small fraction of my mortgage payment that's going towards principal in my increase each month :) And I expect our neighborhood to appreciate in the coming years, so I want to track how that value grows.

But some people specifically exclude it from net worth tracking since it's not a liquid asset and there's no such thing as actually being able to sell your house tomorrow for cash.

Jaayse

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Re: Race from 100 to 250k
« Reply #1364 on: November 01, 2017, 11:51:54 AM »
Investments only for me:

April 1, 2017 - 164,900
May 1, 2017 -  ? (Lost info due to computer dying)
June 1, 2017 - ? (Lost info due to computer dying)
July 1, 2017 -  180,808
August 10, 2017 - 189,280
September 1, 2017 - 193,727
October 1, 2017 - 209,968
November 1, 2017 - 220,602

Yet another good month, I always look forward to calculating this up!
« Last Edit: November 01, 2017, 11:59:31 AM by Jaayse »
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Haselbacher

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Re: Race from 100 to 250k
« Reply #1365 on: November 01, 2017, 12:05:23 PM »
I am also in. All investments combined.
Projected graduation date: July 2021. Let’ go!

Jan 2017 - 104.349,70 €
Feb 2017 - 107.347,94 €
Mar 2017 - 109.555,88 €
Apr 2017 - 114.946,86 €
May 2017 - 116.421,26 €
July 2017 - 117.381,18 €
Aug 2017 - 115.849,52€
Sep 2017 - 117.516,98€

Oct 2017 - 124.317,58 €
Nov 2017 - 126.300,10 €


Pooperman

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Re: Race from 100 to 250k
« Reply #1366 on: November 01, 2017, 01:16:13 PM »
I include home equity in my NW calculation as appraisal price minus outstanding mortgage debt (roughly what I think I'd walk away with if I sold the house tomorrow, minus selling costs).

I just like being able to include the small fraction of my mortgage payment that's going towards principal in my increase each month :) And I expect our neighborhood to appreciate in the coming years, so I want to track how that value grows.

But some people specifically exclude it from net worth tracking since it's not a liquid asset and there's no such thing as actually being able to sell your house tomorrow for cash.

I include the current value (and mortgage) into my NW because it's net worth rather than net investments or net liquid or whatever else. That means I also include the value of my car, too. I don't count clothing, collectibles, etc, because they are just too hard to value month-to-month. If it were easier, I'd include them as well.

Izybat

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Re: Race from 100 to 250k
« Reply #1367 on: November 01, 2017, 05:20:25 PM »
1/17 - $71,425.20
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
10/17 - $141,917.56

Not a huge month comparatively, but we've doubled our NW since January, so I'll take it.

smithandwestern

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Re: Race from 100 to 250k
« Reply #1368 on: November 01, 2017, 06:07:55 PM »
06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162

Not the best of months, a stock pick has lost a significant amount this month (Teaches me to stock pick). Also I have my wedding coming up so there is a fair few expenses on the horizon. Just have to keep plugging away 250k here we come :p

06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
10-17: $154,318

Big jump this month, superannuation has gone up plus some nice gains in the market. Can only hope that this month is just as good, only time will tell.

06-17: $127,000
07-17: $134,794
08-17: $138,767
09-17: $139,162
10-17: $154,318
11-17: $160,267

Another good month! Considering that we had to pay for a new gym membership, car service and engagement party this month.

Just keep swimming, just keep swimming.


tjrssibelle

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Re: Race from 100 to 250k
« Reply #1369 on: November 01, 2017, 11:20:36 PM »


Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)

Sent from my SM-N920V using Tapatalk
Oct 2017 - $184.61 k

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Gardo

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Re: Race from 100 to 250k
« Reply #1370 on: November 02, 2017, 03:53:58 AM »
20171102:  $107.8K
20170620:  $106.6K
20170615:  $105.4K
20170608:  $105.0K
20170529:  $103.6K

neo von retorch

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Re: Race from 100 to 250k
« Reply #1371 on: November 02, 2017, 06:50:04 PM »
4/30/2016$165,578
5/31/2016$159,279
6/30/2016$163,891
7/31/2016$165,478
8/31/2016$173,545
9/30/2016$176,398
10/31/2016$179,665
11/30/2016$183,765
12/31/2016$192,094
1/31/2017$199,569(+$7475)
2/28/2017$203,367(+$3798)
3/31/2017$218,745(+$15378)
4/30/2017$221,556(+$2821)
5/31/2017$225,372(+$3816)
6/30/2017$218,253(-$7119)
7/31/2017$218,926(+$653)
8/31/2017$221,766(+$2840)
9/30/2017$231,184(+$9418)
10/31/2017$238,329(+$7145)

Includes retirement, brokerage and liquid savings/cash.
Excludes HSA/FSA

New consulting role means I have to keep a lot in savings, but it's also letting me put a lot in a 401(k), too. Excited to get some momentum going, even though it was a bit of a tough month when it comes to frugality. This upcoming month should prove pretty exciting, aside from furnace and woodstove costs.

Mrs. D.

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Re: Race from 100 to 250k
« Reply #1372 on: November 03, 2017, 08:55:01 PM »
I realize I'm joining this party two years after it started, but it looks like so much fun! I don't recall exactly when we hit 100,000. Began tracking NW in a spreadsheet not too long after that.
Oct 2015 - 117,000
Mar 2016 - 157,000
Dec 2016 - 171,000
Apr 2017 - 210,000
July 2017 - 217,000
Nov 2017 - still need to calculate

Seeing the progress is incredibly motivating! DH is mustachian by nature; for me, I have to constantly work at my frugality muscles. We're making this work on one middle-class income for 2 adults, one toddler, and one on the way. I'm guessing we'll hit $250K by middle of 2018.

We've had some recent setbacks - major hope repairs (12K) and bought a used Prius for cash (11K). Anticipating a slew of hospital bills come end of year when baby arrives. Hoping to rebuild the cash hoard over the next few months.

Keep up the good work, everyone!

solon

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Re: Race from 100 to 250k
« Reply #1373 on: November 05, 2017, 04:27:28 AM »
01/2017 $88,615
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714  <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth

tarheeldan

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Re: Race from 100 to 250k
« Reply #1374 on: November 06, 2017, 08:40:12 AM »
Welcome to all the newcomers!

Another good month last month :-) Up $6,177.06 to $199,392.86. So close to $200k!! Oh well, should be this month unless the stock market goes on sale ;-)

We have a tracking spreadsheet:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

solon

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Re: Race from 100 to 250k
« Reply #1375 on: November 06, 2017, 09:12:13 AM »
I'm not sure what I'm supposed to do with that spreadsheet. I entered all my data on the Data Entry tab, but I don't show up on the The Big Board.

tarheeldan

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Re: Race from 100 to 250k
« Reply #1376 on: November 06, 2017, 09:43:31 AM »
I'm not sure what I'm supposed to do with that spreadsheet. I entered all my data on the Data Entry tab, but I don't show up on the The Big Board.

That's because someone silly modified the hidden columns that have the formulas that do that stuff :-) Someone silly made it so there were empty cells instead of formulas.

Fixed!

solon

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Re: Race from 100 to 250k
« Reply #1377 on: November 06, 2017, 09:51:31 AM »
I'm not sure what I'm supposed to do with that spreadsheet. I entered all my data on the Data Entry tab, but I don't show up on the The Big Board.

That's because someone silly modified the hidden columns that have the formulas that do that stuff :-) Someone silly made it so there were empty cells instead of formulas.

Fixed!

Am I this silly person you speak of?

I inserted a row on the Data Entry sheet, so my forum handle would appear alphabetically. Other than that, I did nothing!

tarheeldan

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Re: Race from 100 to 250k
« Reply #1378 on: November 06, 2017, 10:25:23 AM »
Hi Solon,

Not sure! I didn't go through the editing history since it doesn't matter who did what. But inserting a new row without copying the contents of another row would break things because there would be no formulas to index your entries. The spreadsheet is set up to handle up to 100 people, so a new person can just add their name and data at the bottom. If you want your name to appear alphabetically, just sort the name/data section by the name column (but leave the column headers section out of it).

Imustacheyouaquestion

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Re: Race from 100 to 250k
« Reply #1379 on: November 06, 2017, 11:24:32 AM »
Looks like there are five of us hovering right below $200k!

It's funny that getting to the first $100k felt like a huge milestone to me, but the next (almost) $100k almost snuck up on me without any realization.

moonpalace

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Re: Race from 100 to 250k
« Reply #1380 on: November 06, 2017, 12:17:50 PM »
It's funny that getting to the first $100k felt like a huge milestone to me, but the next (almost) $100k almost snuck up on me without any realization.

I can totally imagine that - I feel like it was an enormous effort (emotional, logistical, spousal, etc.) to turn my life around and get from pre-MMM net-worth stagnation to post-MMM $8-9,000/month increases, but now that we're consistently doing it it's mostly autopilot. I can easily imagine sometime next summer hitting $200k without really thinking about it too much.

Pretty awesome!

So inspired by everyone on here!

mp

stimepy

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Re: Race from 100 to 250k
« Reply #1381 on: November 07, 2017, 10:22:52 AM »
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%

10/31/2017 $125,468.75 +1.28%
Numbers based on Mint and does not include:
  A small crypto currency investment

 
I expect this to drop by a few grand(?) next time I check it.  I am finally getting some Tax liens/Real estate investments going and those won't easily tracked by mint.  I'll figure out a way to track them, but it's going to look like I spent a fortune until then!  (Ok, a few grand probably isn't a fortune, but Eye of the Beholder so.....)
The greatest pleasure in life is doing what people say you cannot do. - Walter Bagehot

jda85

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Re: Race from 100 to 250k
« Reply #1382 on: November 09, 2017, 04:18:08 AM »
9/1/16: $99,187.71
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
11/1/17: $197,211

Blahhhh456

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Re: Race from 100 to 250k
« Reply #1383 on: November 11, 2017, 09:06:08 PM »
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054  - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.


Nov 1, 2017 - $196,010 - yippee!! so close to $200K!

hudsoncat

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Re: Race from 100 to 250k
« Reply #1384 on: November 14, 2017, 08:38:22 AM »
It's funny that getting to the first $100k felt like a huge milestone to me, but the next (almost) $100k almost snuck up on me without any realization.

It's totally true. I jumped on Mint this weekend to categorize a budget item I know it struggles with and saw that the updated investment accounts pushed us over $200,000. I commented to DH, "Aw, look! We're over $200,000 in investments." DH: "That's nice. Want me to start supper?" Clearly it was a very important milestone to him. lol

me1

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Re: Race from 100 to 250k
« Reply #1385 on: November 17, 2017, 03:34:54 PM »
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
 7/17/17    $182,905   $301,487
 8/17/17    $184,943   $301,381
 9/17/17    $191,576   $308,692
10/17/17   $197,557   $314,090
11/17/17   $201,230   $315,249
a smaller jump this time, almost all due to market, but I'll sure take it. Medical costs from a few months ago coming in...
next few months might be small to no gains, possibly some losses as I will have to take some unpaid time off.
but yay for over 200K invested.

ACyclist

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Re: Race from 100 to 250k
« Reply #1386 on: November 19, 2017, 10:27:23 AM »
Not including our real estate holdings.  Rental, primary home and land. 

Investments and Cash holding:
April 2014 6K
April 2015 92K (uploading info on Mint, saving more)
April 2016 117K
April 2017 191K (put more assets on mint, saving even more)
Today: 233K

+workplace saving account $43K Grand total: 276K

The numbers blow my mind. Aall we did was stop spending money like crazy and starting pre-tax savings.  We should have started earlier. 


Off the Wheel

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Re: Race from 100 to 250k
« Reply #1387 on: November 19, 2017, 03:37:47 PM »
Unfortunately all just market gains. I'm in both paying off some business debt and Christmas mode right now, so won't be able to get back to my savings rate until January.


October 2017: $152,468
November 2017:  $154,150

ACyclist

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Re: Race from 100 to 250k
« Reply #1388 on: November 19, 2017, 04:38:26 PM »
Total Family Assets in investments and cash (real estate holdings not included)
2017
Jan 190k
Feb 167k
Mar 181k
Apr 191k
May 202k
June 213k
July 213k
August 216k
Sept 209k
Oct 225k
Nov 233k

Nick_Miller

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Re: Race from 100 to 250k
« Reply #1389 on: November 20, 2017, 06:54:01 AM »
Jan 2016     $80,165.78
Feb 2016     $88,372.39
March 2016 $101,768.81
April 2016   $106,876.35
May 2016    $106,529.21
June 2016   $109,892.28
July 2016   $115,035.02
Aug 2016   $125,235.44
Sept 2016  $126,076.92
Oct 2016    $129,441.04
Nov 2016   $135,152.36
Dec 2016   $138,352.17
Jan 2017    $147,729.69
Feb 2017    $150,339.59
Mar 2017    $140,835.79
April 2017  $140,805.57
May 2017   $149,690.19
June 2017  $154,227.47
July 2017   $157,768.24
Aug 2017  $163,185.74
Sept 2017 $167,359.52
(missed a month! Oh no!)
Nov 2017 $175,059.46

This past month was weak because of market and also some out-of-pocket medical expenses. I'm due a bonus this week, so aiming for $180K by the end of the year.

Frugal_NYC

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Re: Race from 100 to 250k
« Reply #1390 on: November 21, 2017, 11:25:29 AM »
I'll join in:

8/27/14: $78.2K
1/26/15: $95.8K
6/22/15: $112.6K

Long overdue update...made it to the other side!!

End Dec. '15: $130K
June '16: $159K
Dec. '16: $181K
Sept '17: $250K
Oct '17: $258K

Old me couldn't imagine making it from $78K to $250K in only 3 years.  All I can say is tracking my accounts at the end of every single month has had an amazing impact.  It keeps me motivated to continue to grow and looking back on the progress is always fun.

I will we getting married in June so growth will escalate but I'm really happy to have made it this far all on my own

tarheeldan

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Re: Race from 100 to 250k
« Reply #1391 on: November 21, 2017, 11:32:46 AM »
Long overdue update...made it to the other side!!
...
Sept '17: $250K
.....
I will we getting married in June so growth will escalate but I'm really happy to have made it this far all on my own

Congratulations!! And congratulations!!!

dignam

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Re: Race from 100 to 250k
« Reply #1392 on: November 27, 2017, 08:24:41 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k

Slinky

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Re: Race from 100 to 250k
« Reply #1393 on: November 27, 2017, 10:26:33 AM »
Nov 2017 - $150,186

WOO! This will be my first year maxing my Roth and 401k and it definitely shows. I just joined this thread last year around this same time and here I am with another $50k. I like it!

I'd like to max both of those next year too, but we'll see how that shakes out with my husband's self employment adventure. We're not quite three months into that, but so far it's going well. Stock sales got a bump with the holidays and cooler weather and his queue of custom work has been growing slowly, but steadily longer. Cash reserves are holding steady so far and my income has been keeping ahead of misc larger expenses like car repairs and vet bills even with my maxed out 401k contributions. So far, so good!

JLee

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Re: Race from 100 to 250k
« Reply #1394 on: November 27, 2017, 06:30:39 PM »
I have been leaving my house value at a fixed point as the market has continued to climb...Realtor.com, Redfin, and Zillow have me at $207,300, $231,286, and $224,706 respectively so I am going to update my home value to $200,000. I am also going to eliminate my vehicles from my net worth calculation (one at $12,000 estimated value with no loan and one at ~$10k value that I've been counting as $8k, with less than $6k financed).

Code: [Select]
Date             Assets           Debts          Net Worth
August 2015 $248,737.62 -$143,484.78 $105,252.84
September 2015 $249,761.04 -$159,507.25 $90,253.79
October 2015 $266,557.35 -$151,064.75 $115,492.60
November 2015 $271,201.85 -$150,368.41 $120,833.44
December 2015 $271,845.32 -$148,613.59 $123,231.73
Code: [Select]
Date             Assets           Debts          Net Worth
January 2016 $272,798.52 -$148,222.89 $124,575.63
February 2016 $279,454.78 -$145,555.38 $133,899.40
March 2016 $292,126.61 -$145,803.30 $146,323.31
April 2016 $296,708.77 -$145,223.65 $153,621.56 (now including HSA)
May 2016        $302,220.28     -$144,314.68    $157,905.60
June 2016       $297,865.13     -$130,027.21    $167,837.92
July 2016       $300,335.43     -$129,034.70    $174,400.90
August 2016     $303,784.69     -$127,309.21    $176,475.48
September 2016  $304,374.41     -$124,141.38    $180,233.03
October 2016    $304,191.78     -$123,292.88    $180,898.90
November 2016   $317,059.14     -$130,935.47    $186,123.67
December 2016   $324,677.65     -$130,895.49    $193,782.16
Code: [Select]
Date             Assets           Debts          Net Worth
January 2017 $329,765.13 -$130,035.00 $199,730.13
February 2017 $343,003.22 -$128,715.39 $214,287.83
March 2017 $343,337.98 -$129,982.99 $213,354.99
April 2017 $349,029.21 -$128,606.57 $220,422.64
May 2017 $352,771.55 -$129,348.71 $223,422.84
June 2017 $357,793.82 -$128,592.10 $229,201.70
July 2017 $362,532.80 -$127,870.84 $234,661.96
August 2017 $363,268.38 -$126,596.18 $236,672.20
September 2017 $368,680.80 -$125,188.86 $243,491.90
October 2017 $370,483.90 -$120,007.15 $250,476.80

And I have graduated! :D

dignam

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Re: Race from 100 to 250k
« Reply #1395 on: November 28, 2017, 06:24:11 AM »
Nov 2017 - $150,186

WOO! This will be my first year maxing my Roth and 401k and it definitely shows. I just joined this thread last year around this same time and here I am with another $50k. I like it!

I'd like to max both of those next year too, but we'll see how that shakes out with my husband's self employment adventure. We're not quite three months into that, but so far it's going well. Stock sales got a bump with the holidays and cooler weather and his queue of custom work has been growing slowly, but steadily longer. Cash reserves are holding steady so far and my income has been keeping ahead of misc larger expenses like car repairs and vet bills even with my maxed out 401k contributions. So far, so good!

Congrats!  I am in the same boat; first year maxing both IRA and 401k.  Also, go Badgers!!! ;)

SeattleStache

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Re: Race from 100 to 250k
« Reply #1396 on: November 28, 2017, 07:08:02 AM »
Retirement only, does not include real estate or emergency savings:

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
February 2017: $156,620 (total NW $285,663)
March 2017: $161,585 (total NW $302,055)
April 2017: $166,111 (total NW $306,801)
May 2017: $169,686 (total NW $327,523)
June 2017: $171,784 (total NW $335,026)
July 2017: $175,590 (total NW $342,138)
August 2017: $176,250 (total NW $347,833) Glad to see a small increase despite an unexpected $3,000 emergency special assessment this month for my rental condo.
September 2017: $180,271 (total NW $349,265)
October 2017: $185,318 (total NW $350,236) some adjustment in the condo estimate affected total NW this month
November 2017: $187,646 (total NW $357,520)

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
« Last Edit: November 29, 2017, 07:23:15 AM by SeattleStache »

SpareChange

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Re: Race from 100 to 250k
« Reply #1397 on: November 28, 2017, 08:54:13 AM »
And I have graduated! :D

Awesome JLee!! Keep at it. Hope to join you soon in the nest challenge!

brute

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Re: Race from 100 to 250k
« Reply #1398 on: November 29, 2017, 07:54:21 AM »
2014-1-1: $60k
2015-1-1: $92k
2016-1-1: $125k
2016-12-2: $187,320
2017-1-1:   $202,158
2017-2-23: $209k
2017-8-31: $230k

2017-11-28: $506k

I sold a thing I made. See you on the other side.

afuera

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Re: Race from 100 to 250k
« Reply #1399 on: November 29, 2017, 08:03:30 AM »
2014-1-1: $60k
2015-1-1: $92k
2016-1-1: $125k
2016-12-2: $187,320
2017-1-1:   $202,158
2017-2-23: $209k
2017-8-31: $230k


2017-11-28: $506k

I sold a thing I made. See you on the other side.

Dayummmmmm!  Congrats!
I'm just gonna hop on over to your journal real quick and try and learn all your secrets :)

edited to fix quotes
« Last Edit: November 29, 2017, 09:53:12 AM by afuera »
"The price of anything is the amount of life you exchange for it" - Henry David Thoreau

6/2017: INV-3.4x, NW-5.0x
Projected FIRE date: 2025
Journal.