Author Topic: Race from 100 to 250k  (Read 807514 times)

merlin7676

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Re: Race from 100 to 250k
« Reply #1250 on: October 02, 2017, 09:31:12 AM »
Trucking along. Just retirement investments, house value not included.
So nice to see it go up and up each and every month.

08/31/16   $70,534.23
09/30/16   $73,742.76
10/31/16   $74,282.52
11/30/16   $77,284.23
12/31/16   $80,583.50
01/31/17   $84,085.00
02/28/17   $88,359.35
03/31/17   $93,104.53
04/30/17   $97,055.33
05/31/17   $100,655.06
06/30/17   $103,736.43
07/31/17   $108,879.02
08/31/17   $112,049.65
09/30/17   $116,830.81

SpareChange

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Re: Race from 100 to 250k
« Reply #1251 on: October 02, 2017, 09:31:50 AM »
Congrats McStache!! Hope to join you next year.

afuera

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Re: Race from 100 to 250k
« Reply #1252 on: October 02, 2017, 09:56:07 AM »

1/1/2017: INV-$107,733.74     NW-$188,244.05
2/1/2017: INV-$117,155.67     NW-$199,327.18
3/1/2017: INV-$130,755.36     NW-$209,268.66
4/1/2017: INV-$150,924.22     NW-$231,298.12
5/1/2017: INV-$161,757.38     NW-$240,471.22
6/1/2017: INV-$171,173.97     NW-$248,728.12
7/1/2017: INV-$191,558.47     NW-$269,949.18
8/1/2017: INV-$210,017.87     NW-$288,580.05
9/1/2017: INV-$220,293.40     NW-$234,445.40

10/1/2017: INV-$231,800.69    NW-$251,185.62

Only saved ~$6,500 this month so the market made up the difference.  Received our flood ins. advance and are still waiting on the contractor for our most recent bill so our NW will drop pretty soon.

Check2400

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Re: Race from 100 to 250k
« Reply #1253 on: October 02, 2017, 10:21:04 AM »


Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
 
Going up $500 is a great thing considering that I spent $9000 on appliances for my home.  For those of you noticing a redundancy in my comments about housing spends, it is even more pronounced of a tedious presence on my end IRL.  Almost two months over due date, but at least largely on budget.   The fact I'm treading water at all is outstanding to me-but I'm ready to start re-investing sooner than later!


TryingtoFIREinLAnow

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Re: Race from 100 to 250k
« Reply #1254 on: October 02, 2017, 12:59:41 PM »
05/01/2017:  $198,456
05/15/2017:  $200,404   
05/31/2017:  $207,044
06/15/2017:  $213,996
07/05/2017:  $219,933
07/17/2017:  $225,853
08/01/2017:  $228,504
08/24/2017:  $228,854
09/01/2017:  $237,500
09/19/2017:  $245,500
10/02/2017:  $251,933

Graduating up to the next thread with McStache this month! It's been fun racing together and see you all there soon!
O.

steveo

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Re: Race from 100 to 250k
« Reply #1255 on: October 02, 2017, 02:58:41 PM »
2016-08-01   102
2016-10-01   110
2016-12-31   138
2017-03-31   162
2017-06-30   183
2017-09-30   198

This is a pretty poor effort from myself. It's not poor from saving less but I typically get a decent bonus of say $10k but this year it was $2k. The markets also weren't great. I also had expectations of breaking $200k. Still next update should push us over $200k and we are still saving and life is good. Well it's a nightmare with 2 teenagers who have been struggling but apart from that it's good.

Mazzinator

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Re: Race from 100 to 250k
« Reply #1256 on: October 03, 2017, 06:51:17 AM »
Does not include real estate or cars.

5/3/16 - $100,825
6/3/16 - $104,923
7/6/16 - $106,848
8/3/16 - $116,321
9/5/16 = $127,594
10/4/16 = $134,384
11/1/16 = $136,144
12/6/16 = $146,890

1/2/17 = $156,358
2/3/17 = $167,434
3/3/17 = $181,696
4/4/17 = $158,601 hubs bought a car
5/4/17 = $165,972
6/3/17 = $173,407
7/4/17 = $170,047
8/3/17 = $176,704
9/6/17 = $179,014

10/3/17 = $197,164 (i also joined the $250-$500k thread as my investments broke $250k)

hudsoncat

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Re: Race from 100 to 250k
« Reply #1257 on: October 03, 2017, 10:10:58 AM »
I've been tracking investments for a while, but never joined this thread. I'll add some historical here too:

31-Oct-16: $121,639
30-Nov-16: $128,335
31-Dec-16: $134,179

31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217

It's certainly been a good year for returns, but we also really ramped up our savings starting in Oct. 2016 (conveniently also when I started tracking) and have been lucky enough to earn raises this year for both DH and I that allowed us to up our contributions even more. Hope to not be here too long! Assuming the market doesn't crash, we should easily hit $200,000 by the end of 2017 and $250,000 by this time mid-2018!

Rhoon

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Re: Race from 100 to 250k
« Reply #1258 on: October 03, 2017, 07:34:04 PM »
Made it over $250K! Thanks for all the encouragement! Good luck all!

jerryricefumbled

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Re: Race from 100 to 250k
« Reply #1259 on: October 04, 2017, 07:02:56 AM »
4/28/17 $82,123.14 start of competition
5/31/17 $83,416.85 an increase of $1,293.71
6/30/17 $88,646.63 an increase of $5,229.78
7/31/17 $97,939.57 an increase of $9,292.94
8/31/17 $98,975.02 an increase of $1,034.45
9/29/17 $101,431.60 an increase of $2,456.58

New guy checking in.  I just graduated from the $100k thread.  I suppose I'll be here for awhile.  Looking forward to the challenge.

Raenia

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Re: Race from 100 to 250k
« Reply #1260 on: October 04, 2017, 08:04:20 AM »
Quite a few graduations this month!  Congrats to those heading on, and welcome to those just getting here.  Enter yourself on the race spreadsheet, if you haven't already :)

https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503

AK

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Re: Race from 100 to 250k
« Reply #1261 on: October 04, 2017, 08:57:27 AM »
10/3/2017 - $240K. Still on track to graduate by the end of the year or early next. Congrats to all those that graduated. Hope to join you soon in the next thread.

solon

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Re: Race from 100 to 250k
« Reply #1262 on: October 05, 2017, 10:39:34 AM »
Aww, what the heck. Might as well let you all in on my secrets.
My networth calculation is done on the 5th of each month.

01/2017 $88,615
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714  <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290

brute

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Re: Race from 100 to 250k
« Reply #1263 on: October 06, 2017, 10:32:03 AM »
2014-1-1: $60k
2015-1-1: $92k
2016-1-1: $125k
2016-8-2: $187,320
2017-1-1:   $202,158
2017-10-1: $240k

Getting close...

moonpalace

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Re: Race from 100 to 250k
« Reply #1264 on: October 07, 2017, 12:38:11 PM »
01/2017:  $42,000
02/2017:  $51,000
03/2017:  $57,500
04/2017:  $62,500
05/2017:  $71,546
06/2017:  $80,500
07/2017:  $88,597
08/2017:  $97,618
09/2017:  $106,055
10/2017:  $111,242 (big tax bill, new tires, still a decent month!)

DarkandStormy

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Re: Race from 100 to 250k
« Reply #1265 on: October 10, 2017, 06:58:32 AM »
5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800

10/1/17 - $146,185 // $106,104

Slinky

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Re: Race from 100 to 250k
« Reply #1266 on: October 10, 2017, 11:10:40 AM »
Jun 2017 - $129,729.60
Oct 2017 - $144,100.18

Yikes, the last time I reported in was June! Things are still moving in an upward direction and I just scheduled a transfer to my Roth IRA maxing it out for the year. This is my first year maxing both 401k and an IRA. Yay! I also think I can get myself to $150k before the end of the year which will be just a bit more than a year to get from $100k to $150k.

Oh, and my husband said FU and quit his job in August. He's now living the dream as a self employed blacksmith.

dystopic

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Re: Race from 100 to 250k
« Reply #1267 on: October 12, 2017, 05:41:46 PM »
16th March 2017 - $156,970.56
14th April 2017 - $172,158.80 (+$15,188.24)
18th May 2017 - $187,986.35 (+$15,827.55)
18th June 2017 - $219,742.03 (+$31,755.68) Whatever small amount I had in cryptocurrencies went bonkers 😳
14th July 2017 - $200,846.03 (-$18,896) - Vanguard dropped over 5% and the crypto portfolio dropped 34%. Additionally I paid for house renovation, moving, bond, and prepaid the rent. So the drop may look dramatic but it's really where it was 6 weeks ago. Also I own way more Vanguard units now than during the last update.
17th August 2017 - $228,106.09 (+$27,260.06) - Back on track, although I still have some big expenses coming up in the near future. Hoping to graduate by the end of October 2017.
26th September 2017 - $228,382.36 (+$276.27) - cryptos went down by the same amount as what I saved. I'm done with the big house related expenses now.
13th October 2017 - $256,067.92 (+$27,685.56) - Looks like I'm done here. Markets went back up + I'm back to big savings. My portfolio is pretty volatile due to the crypto exposure so it may come back under 250k at any point of time. Rebalancing would trigger massive tax so I'm leaving it for now. See you in the next thread. Good luck all!

tarheeldan

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Re: Race from 100 to 250k
« Reply #1268 on: October 13, 2017, 08:48:53 AM »
I don't think I checked in yet for last month. Congratulations to those who graduated!! McStache, Turketron, Rhoon - see you all in the next thread!

September was another great month to me :-) Up 4% (7,421.13) to $193,221.02. On track to hit 200k this year unless stocks go on sale, and hope to graduate by my birthday next year (late August)!

apkanne

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Re: Race from 100 to 250k
« Reply #1269 on: October 13, 2017, 03:06:18 PM »
Happy October : )

9/15/17   $101,268
10/14/17   $106,265

Positives:
I got a roommate last month, she is really nice and paid me early on Paypal, didn't even have to ask.
Not included in this months, but I got a recognition award yesterday that comes with a cash bonus. Its the first time I've gotten one and It felt good to be singled out.

Negatives:
Apparently my eyes decided to get worse for the first time since 2013, just replaced the lenses since my frames work just fine.


me1

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Re: Race from 100 to 250k
« Reply #1270 on: October 17, 2017, 05:47:44 AM »
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)

 7/17/17    $182,905   $301,487
 8/17/17    $184,943   $301,381
 9/17/17    $191,576   $308,692
10/17/17   $197,557   $314,090

liking this!

DarkandStormy

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Re: Race from 100 to 250k
« Reply #1271 on: October 17, 2017, 08:40:43 AM »
Column 2: total net worth (including investments, savings account and the paid off part of the house)

I'm assuming you are also including it net of any outstanding loan balance?

me1

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Re: Race from 100 to 250k
« Reply #1272 on: October 17, 2017, 09:49:47 AM »
Yup, i did what MMM does right in his net worth post
https://www.mrmoneymustache.com/2015/01/26/calculating-net-worth/

How much the house is worth - what's left over on the mortgage = how much we own of it, which is around a 100K.
And I tried to stay conservative and use how much we paid, instead of how much it's listed for on Zillow or how much I've seen houses on our street sell for, because that would be quite a bit more, but who knows how stable that is when/if we actually sell it, so I don't want to count on that.

rg422

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Re: Race from 100 to 250k
« Reply #1273 on: October 19, 2017, 11:16:05 AM »
First, congratulations to those have graduated the group!

AS for us....

4/5/17 - 101,800 (joined the 'group')
10/19/17 - 156,200

Thanks to the nice market gains and continued contributions, our NW (home equity not included) has steadily risen. Could we have done better? Sure. But we like our current balance of spending/saving.

Richard




BeautifulDay

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Re: Race from 100 to 250k
« Reply #1274 on: October 21, 2017, 11:02:18 AM »

Mar 2016     $28,361
Jun 2016     $40,970
Dec 2016     $80,499
Jan 2017     $87,257
Feb 2017     $93,080
Mar 2017     $99,766
Apr 2017     $97,334
May 2017     $100,755
Jun 2017     $102,562
Jul 2017     $107,420
Aug 2017     $107,530
Sep 2017     $112,554


Financially we are still stabilizing after purchasing a house in April.  I'm hoping we can start building wealth more quickly in the coming months. 

Off the Wheel

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Re: Race from 100 to 250k
« Reply #1275 on: October 21, 2017, 11:11:35 AM »
Jumping into this thread to track cash/investments only, NW has too much tied up in real estate in a crazy market.

October 2017: $152,468


Anon in Alaska

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Re: Race from 100 to 250k
« Reply #1276 on: October 22, 2017, 05:17:05 AM »
As of  10/20/17 - $101,938.61, maybe twice that with house, car, checking, etc. First post on this thread.

psinguine

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Re: Race from 100 to 250k
« Reply #1277 on: October 22, 2017, 01:30:24 PM »
I haven't clocked in here yet, even though it was suggested. As such:

Net Worth As Of Year Open

Assets

Property Value - $150,000
RPP - $2700
TFSA - $4500
RRSP - $850
Savings Accounts - $0
Chequing Accounts - $20

Liabilities

Mortgage - $20,000
Credit Cards - $7000
CIBC Loan - $4500
Desjardins Loan - $10,000
Income Tax Owing - $1570

Net Worth - $115,000

Net Worth At Year End

Assets

Primary Residence Value - $150,000
Secondary Property Value - $55,000
RPP - $3500
TFSA - $150
RRSP - $900
Pension - $2000
Savings Accounts - $4750
Chequing Accounts - $10,550

Liabilities

Primary Mortgage - $17,900
Secondary Mortgage - $47,950
... and that's it.

Updated Net Worth - $161,000


A year and a half later here comes an update. I'm also going to really streamline this.

Assets

Primary Residence Value - $150,000 (I'm leaving this alone)
Commercial Property Value - $55,000 (Leaving this alone as well)
Latest Property Acquisition - $15,000 (I will be leaving this value locked in here too)
Retirement Assets - $14,125
Cash Assets - $49,250

Liabilities

Primary Mortgage - $7,450
Secondary Mortgage - $41,250
... and that's it.

Updated Net Worth - $234,675

For a total upward movement of $73,675. If all goes well we may graduate from this race before the year is out!

Well, I was going to wait for the end of the year for this. But I guess there's no point in waiting.

Assets

Primary Residence Value - $150,000
Commercial Property Value - $55,000
Latest Property Acquisition - $15,000
Retirement Assets - $17,350
Cash Assets - $46,800
Vehicular Assets - $15,200 (decided to add this for more accurate true net worth tracking)

Liabilities

Primary Mortgage - $6,400
Secondary Mortgage - $40,000
... and that's it.

Updated Net Worth - $252,950

Which would bump me up over the quarter million mark... but I'm not sure. As you can see, not much has really changed beyond including the value of my fleet. I paid down the mortgages, added a little to retirement... I'm not sure. I'm not really feeling like I've truly "made it" yet.

I think I'll be back at the end of the year, once we get all those end of year pension statements and such. Maybe then it will feel more real to me.

ontheheel

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Re: Race from 100 to 250k
« Reply #1278 on: October 24, 2017, 10:36:55 AM »
Jumping in (totals are end of month totals):

July 2017 - $109,034
August 2017 - $116,145
September 2017 - $119,725

Snapshot in time, I'm looking at the following:
Liabilities:
$23k remaining on my wife's student loan
$81k remaining on investment property mortgage

Assets:
$27k equities (TSP, tIRA, ROTH IRA, Brokerage)
$11k cash
$188k rental property

Nairobi

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Re: Race from 100 to 250k
« Reply #1279 on: October 24, 2017, 11:16:31 PM »
Jan  2017     $45K
Feb  2017     $62k
March  17     $69k
April 2017     $77k (frugal month)
May  2017     $83k
June 2017     $93k (3 paychecks month)
July 2017      $101.1k (frugal month and the market helped a little bit).
Aug 2017      $105k
Sep 2017      $115k (decent amount of overtime)
Oct  2017      $122k (will close on a house soon).

dignam

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Re: Race from 100 to 250k
« Reply #1280 on: October 27, 2017, 06:24:15 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k

« Last Edit: November 27, 2017, 08:24:30 AM by dignam »

pharmmm

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Re: Race from 100 to 250k
« Reply #1281 on: October 27, 2017, 10:44:53 AM »
Dates   Net
Apr 2014   -$354,317
May 2014   -$361,412
Jun 2014   -$355,592
Jul 2014   -$319,804
Aug 2014   -$310,303
Sep 2014   -$313,788
Oct 2014   -$329,320
Nov 2014   -$291,635
Dec 2014   -$272,379
Jan 2015   -$260,340
Feb 2015   -$242,880
Mar 2015   -$231,235
Apr 2015   -$224,052
May 2015   -$214,501
Jun 2015   -$205,767
Jul 2015   -$192,523
Aug 2015   -$189,961
Sep 2015   -$187,217
Oct 2015   -$172,792
Nov 2015   -$164,252
Dec 2015   -$142,285
Jan 2016   -$143,122
Feb 2016   -$133,115
Mar 2016   -$115,465
Apr 2016   -$103,522
May 2016   -$88,348
Jun 2016   -$83,094
Jul 2016   -$73,205
Aug 2016   -$66,989
Sep 2016   -$45,695
Oct 2016   -$40,366
Nov 2016   -$21,301
Dec 2016   -$9,590
Jan 2017   -$2,417
Feb 2017   $7,713
Mar 2017   $12,001
Apr 2017   $23,711
May 2017   $28,278
Jun 2017   $41,666
Jul 2017   $65,434
Aug 2017   $88,637
Sep 2017   $116,511
Oct 2017   $134,174



I need to join in. We just had a baby and will be starting daycare soon at 1k/month. Want to stay accountable.

solon

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Re: Race from 100 to 250k
« Reply #1282 on: October 27, 2017, 11:05:16 AM »
Dates   Net
Apr 2014   -$354,317
May 2014   -$361,412
Jun 2014   -$355,592
Jul 2014   -$319,804
Aug 2014   -$310,303
Sep 2014   -$313,788
Oct 2014   -$329,320
Nov 2014   -$291,635
Dec 2014   -$272,379
Jan 2015   -$260,340
Feb 2015   -$242,880
Mar 2015   -$231,235
Apr 2015   -$224,052
May 2015   -$214,501
Jun 2015   -$205,767
Jul 2015   -$192,523
Aug 2015   -$189,961
Sep 2015   -$187,217
Oct 2015   -$172,792
Nov 2015   -$164,252
Dec 2015   -$142,285
Jan 2016   -$143,122
Feb 2016   -$133,115
Mar 2016   -$115,465
Apr 2016   -$103,522
May 2016   -$88,348
Jun 2016   -$83,094
Jul 2016   -$73,205
Aug 2016   -$66,989
Sep 2016   -$45,695
Oct 2016   -$40,366
Nov 2016   -$21,301
Dec 2016   -$9,590
Jan 2017   -$2,417
Feb 2017   $7,713
Mar 2017   $12,001
Apr 2017   $23,711
May 2017   $28,278
Jun 2017   $41,666
Jul 2017   $65,434
Aug 2017   $88,637
Sep 2017   $116,511
Oct 2017   $134,174



I need to join in. We just had a baby and will be starting daycare soon at 1k/month. Want to stay accountable.

That's a HUGE swing for 3.5 years! Way to rock it!

Milkm4n

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Re: Race from 100 to 250k
« Reply #1283 on: October 28, 2017, 05:42:26 AM »
Count me in!!! Just graduated from the race to 100k. Started that race halfway through, but took me approx 10 months, with an average monthly increase of $5500. My growth was mainly driven by large amounts of overtime at work, so that pace may not be completely sustainable. However, I'll try to maintain that pace, and hopefully market gains will help along the way :). Goal for this race is Jan 2020

SpareChange

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Re: Race from 100 to 250k
« Reply #1284 on: October 28, 2017, 08:14:37 AM »
Count me in!!! Just graduated from the race to 100k. Started that race halfway through, but took me approx 10 months, with an average monthly increase of $5500. My growth was mainly driven by large amounts of overtime at work, so that pace may not be completely sustainable. However, I'll try to maintain that pace, and hopefully market gains will help along the way :). Goal for this race is Jan 2020

Welcome! Overtime is awesome when it comes around lol.

Pooperman

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Re: Race from 100 to 250k
« Reply #1285 on: October 30, 2017, 08:53:20 AM »
DateNet WorthTotal GainsSavedMarket GainsSaving Rate
5/31/2017$101,344.65+$2,422.39+$1,478.82+$943.57+23%
6/30/2017$100,060.05-$1,284.60-$1,601.89+$317.29-26%
7/31/2017$103,868.70+$3,808.65+$2,550.76+$1,257.89+39%
8/31/2017$104,537.62+$668.92+$1,100.88-$431.96+14%
9/30/2017$107,892.53+$3,354.91+$2,288.37+$1,066.54+33%
10/31/2017$110,221.54+$2,329.01+$1,193.40+$1,135.61+30%
« Last Edit: October 31, 2017, 07:01:26 AM by Pooperman »

AcftW

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Re: Race from 100 to 250k
« Reply #1286 on: October 30, 2017, 11:43:56 PM »
Hey there, just graduated from the 100k thread. 

$43,153 - Jan 2015
$67,328 - Jan 2016
$103,372 - Nov 2017

Glad to have a new challenge!


jerryricefumbled

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Re: Race from 100 to 250k
« Reply #1287 on: October 31, 2017, 06:12:41 AM »
4/28/17 $82,123.14 start of competition
5/31/17 $83,416.85 an increase of $1,293.71
6/30/17 $88,646.63 an increase of $5,229.78
7/31/17 $97,939.57 an increase of $9,292.94
8/31/17 $98,975.02 an increase of $1,034.45
9/29/17 $101,431.60 an increase of $2,456.58
10/31/17 $105,330.40 an increase of $3,898.80

A surprisingly great month for me.  I had a small unexpected windfall of $700 due to tax over payment which just went directly into my cash reserves.  Market increase did the rest.  Next month I start house hacking and will pick up an additional $350 by getting a roommate.

Lews Therin

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Re: Race from 100 to 250k
« Reply #1288 on: October 31, 2017, 06:17:56 AM »
Oct/16 77000
Nov/16 82700
Dec/16 93200
Jan/17  103,720
Feb/17 119,800
Mar/17 127,400
Apr/17 140,376
May/17 148,000
Posted to Ottawa, made tracking impossible due to having to pay things that would all be repaid in October)
Nov/17 174,000  (And still awaiting 5k from the military!)

Moved to Ottawa in August, and no longer deployed overseas, so the money has stopped fire hosing it's way into my accounts.
Best news of it all though, with the move I was able to deploy 45k from the previous mortgage into the stock market.
« Last Edit: November 01, 2017, 05:26:14 AM by Canadian Ben »

hudsoncat

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Re: Race from 100 to 250k
« Reply #1289 on: October 31, 2017, 07:55:55 AM »
31-Oct-16: $121,639
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128

Investment accounts increased by $77,489 in the year since I have been tracking! I don't imagine the market gains I've enjoyed this past year will continue on this pace, but we have steadily increased our contributions and hope to continue to over the next year as well as we find opportunities.

tarheeldan

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Re: Race from 100 to 250k
« Reply #1290 on: October 31, 2017, 08:01:46 AM »
Dates   Net
Apr 2014   -$354,317
...
Feb 2017   $7,713
...
Oct 2017   $134,174



I need to join in. We just had a baby and will be starting daycare soon at 1k/month. Want to stay accountable.

Holy crap. That is awesome.

tarheeldan

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Re: Race from 100 to 250k
« Reply #1291 on: October 31, 2017, 08:02:48 AM »
Count me in!!! Just graduated from the race to 100k. Started that race halfway through, but took me approx 10 months, with an average monthly increase of $5500. My growth was mainly driven by large amounts of overtime at work, so that pace may not be completely sustainable. However, I'll try to maintain that pace, and hopefully market gains will help along the way :). Goal for this race is Jan 2020

Welcome!!

tarheeldan

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Re: Race from 100 to 250k
« Reply #1292 on: October 31, 2017, 08:04:33 AM »
Hey there, just graduated from the 100k thread. 

$43,153 - Jan 2015
$67,328 - Jan 2016
$103,372 - Nov 2017

Glad to have a new challenge!

Welcome!!

We have a tracking spreadsheet here too, btw:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503

wonkette

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Re: Race from 100 to 250k
« Reply #1293 on: October 31, 2017, 11:48:45 AM »
Joining this thread bc as I shift from one big goal (killing student loans over 5% interest) to balancing multiple goals (saving for downpayment, increasing tax deferred contributions, paying off the last of the student loans) I think it will be good to keep an eye on the big net worth picture.

10/31: 131,132

mrteacher

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Re: Race from 100 to 250k
« Reply #1294 on: October 31, 2017, 01:55:20 PM »
4/1/16: $100,869
5/1/16: $104,268
6/1/16: $107,087
7/1/16: $112,489
8/1/16: $118,328
9/1/16: $120,838
10/1/16: $124,626
11/1/16: $126,949
12/1/16: $132,846
1/1/17: $141,336
2/1/17: $145,890
3/1/17: $152,308
4/1/17: $155,552
5/1/17: $160,430
6/1/17: $165,384
7/1/17: $174,224
8/1/17: $175,435
9/1/17: $220,249
10/1/17: $228,472

11/1/17: $237,860


SeattleStache

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Re: Race from 100 to 250k
« Reply #1295 on: October 31, 2017, 03:34:14 PM »
Retirement only, does not include real estate or emergency savings:

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
February 2017: $156,620 (total NW $285,663)
March 2017: $161,585 (total NW $302,055)
April 2017: $166,111 (total NW $306,801)
May 2017: $169,686 (total NW $327,523)
June 2017: $171,784 (total NW $335,026)
July 2017: $175,590 (total NW $342,138)
August 2017: $176,250 (total NW $347,833) Glad to see a small increase despite an unexpected $3,000 emergency special assessment this month for my rental condo.
September 2017: $180,271 (total NW $349,265)
October 2017: $185,318 (total NW $350,236) some adjustment in the condo estimate affected total NW this month

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

Cornel_Westside

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Re: Race from 100 to 250k
« Reply #1296 on: October 31, 2017, 05:34:50 PM »
03/2017 - $130,500
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
08/2017 - $152,993 (+5541 - Saved $2961, Market Gains $2580, Savings Ratio 54.3%)
09/2017 - $155,863 (+2870 - Saved $2838, Market Gains $32, Savings Ratio 52%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
11/2017 - $168,673 (+6000 - Saved $2775, Market Gains $3225, Savings Ratio 50.8%)

Poor month that I intended to be a good one. Lots of celebrations I didn't expect to cost as much as they did (weddings, dinners, trips). Next month should be good except for Christmas presents, which for my family aren't too expensive.

AcftW

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Re: Race from 100 to 250k
« Reply #1297 on: October 31, 2017, 09:27:32 PM »
Hey there, just graduated from the 100k thread. 

$43,153 - Jan 2015
$67,328 - Jan 2016
$103,372 - Nov 2017

Glad to have a new challenge!

Welcome!!

We have a tracking spreadsheet here too, btw:
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503

Awesome, thank you for pointing that out.

SpareChange

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Re: Race from 100 to 250k
« Reply #1298 on: October 31, 2017, 11:25:19 PM »
Hey there, just graduated from the 100k thread. 

$43,153 - Jan 2015
$67,328 - Jan 2016
$103,372 - Nov 2017

Glad to have a new challenge!

Climb aboard! Glad you made it!

SpareChange

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Re: Race from 100 to 250k
« Reply #1299 on: October 31, 2017, 11:55:00 PM »
$211,023.90, up $5,618.12.

Higher than usual expenses...birthday present for best friend, new smartphone to replace my Nexus 4, and prepaid for a year's worth of mobile service.

Received my annual raise...the usual 3% we all get.

I logged into my 403(b) account and happened to notice that they have added a new 457(b) option on top of it. Will start payroll deductions on the next check ;). Should still be able to shovel enough in there to get me out of the IRA phaseout range. Sweet.